Decree 98/2013/nd-Cp: Provisions On Sanctioning Administrative Violations In The Field Of Insurance Business, The Lottery Business

Original Language Title: Nghị định 98/2013/NĐ-CP: Quy định về xử phạt vi phạm hành chính trong lĩnh vực kinh doanh bảo hiểm, kinh doanh xổ số

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THE GOVERNMENT.
Number: 98 /2013/NĐ-CP
THE SOCIALIST REPUBLIC OF VIETNAM.
Independence-Freedom-Happiness
Hanoi, August 28, 2013

DECREE

Q It's a plan to punish the breach. I'm In the insurance business, k. i The lottery business. Stain.

_____________________________________

The Law base. Nest Government of 25. Ah! - 1 2, 2001;

The Administrative Administrative Processing Law on June 20, 2012;

Insurance Business Law on September 9. Ah! 12 years 2000 and the Law of Correction socket i, b socket Add a Stain. The article of the Insurance Business Law May 24 1 1 in 2010;

At the suggestion of Minister of Finance I'm - ()

Ch I'm The government has issued a decree to punish the violation of the law. I'm In the insurance business, k. i The lottery business. Oh,

Chapter I

GENERAL REGULATION

What? 1. The adjustment range

1. This decree provides the behavior of administrative, formal, and judicial violations, the remediation of the consequences, the jurisdiction of the sanctions, and the specific fines of the insurance business, the lottery business.

2. Administrative violations in the field. l The other is related to the insurance business, and the lottery business applies to regulation in those texts to sanctiate.

What? 2. Subject applies

1. Personally, the organization of Vietnam, personally, foreign organization has a behavioral violation behavior in the field of business telling the world. Okay. m, business x Number regulation at this decree.

2. The person with the authority to punish the administrative breach stipulated at this decree.

What? 3. Penal form

1. The main form of punishment in the insurance business sector, the lottery business includes:

a) Warning.

b) A fine.

The money penalty for individuals has administrative violations in the insurance business sector, the maximum lottery business is 100,000,000, the company ' s $100,000,000. Stain. i with a maximum organization of 200,000,000.

The level of penalty for administrative violations stipulated at this decree is the penalty level for individuals except for the specified case at Article 13, Clause 4 Articles 18, Article 21, Article 22, Clause 3, Clause 4 Articles 24, Article 34, Clap 1, Clap 2 and Clause 3. Article 36, Section 40, Clap 2. Okay. 41, Article 42, Article 43, Article 44, Article 45, Clause 3 Articles 46, Article 48, Article 49, Article 50, and paragraph 2 Article 51 of this decree are only applicable to the organization.

The penalty level for the organization is equal to 2 times the personal fines of the same violations.

2. Additional form of sanctions in the insurance business sector, the lottery business includes:

a) For the insurance business sector:

The claim to use the insurance agent certificate has a deadline;

The suspension of the activity has a part of the content, the scope directly related to the breach behavior. to The established and operational license of the insurance business, the reinsurance business, the insurance brokerage business, the foreign-life insurance business branch, and the insurance business.

Suspension. All right the insurance agent has a deadline;

Confiscation of the funeral, the vehicle used to breach the administrative system.

b) For the lottery business sector:

The claim to use the Certificate of Lottery Business Has A Deadline;

Confiscation of the funeral, the vehicle used to breach the administrative system.

What? 4. Measure remedied

In addition to regulatory forms of regulation at Article 3 This decree, t mace According to the nature, the extent of the breach, the individual, the violation may also be applied to one or the following remedied measures:

1. Consequences of remediation in the l Insurance business:

a) Forced restoration of the original state;

b) Make sure the false information is false or misleading;

c) Forced to submit an unexpected gain The solution is due to the execution of the administrative breach;

d) Forcing the destruction of false documents, forgery;

) Forced to suspend the title has been covered by the insurance business, the reinsurance business, the insurance brokerage business, the nonprofit insurance business branch. Yes. Foreign life appointed;

e) Forcing the dismissal of the administrator, the executive, the calculated expert has been approved by the Ministry of Finance; forcing the suspension of agent training, forcing h ... commission The results of the results of the dealership.

2. Consequences of remediation in the field of lottery business:

a) Forced to perform the right business l Product shape x socket the number according to the rule of law;

b) Make sure the lottery business is on the right side of the table;

c) Forced to abort, the result of the winning result was misled. l No, no, no, no, no, no, no, no, no.

d) In addition, the data engagement reported incomplete, inexact;

) Forcing to destroy the document has been corrected, bleached Fuck. , fraud or forgery, the devices that use the bonus dial do not guarantee management requirements under the rule of law;

e) Repayment of illegal benefits is due to the execution of an administrative violation.

Chapter II

ADMINISTRATIVE VIOLATION OF THE INSURANCE BUSINESS SECTOR

M All right 1

ADMINISTRATIVE VIOLATION, THE FORM OF PUNISHMENT AND THE MEASURE OF THE REMEDIATION OF THE ESTABLISHMENT AND OPERATION.

What? 5. Sanctions on the conduct of the prescribed violation of records have been granted.

1. Fines from 20,000,000 to 30,000,000 to one of the following violations:

a) Correction, fraud or forgery of documents to the record have been granted a license to establish and operate;

b) Correction, fraud, or forgery of documents to records have been licensed to form the Branch.

2. Penalty format socket :

The suspension operates from 2 months to 03 months a portion of the content, the scope directly related to the administrative breach of the Administrative breach in the Establishment Permit and the operation for the violation of the specified breach at Clause 1 Article.

3. Consequences of remediation:

a) Forcing the destruction of false documents, forgery;

b) Forced the dismissal of the administrator, the executive was approved by the Ministry of Finance.

What? 6. Disposal of a regulatory violation of the filing of the Office of the Representative Office of the insurance business, the reinsurance business, the foreign insurance brokerage business in Vietnam.

1. Fines from 20,000,000 to 30,000,000 to 30,000,000 for the act of repair, fraud or forgery of documents to the record have been granted V' s. What? Representative room.

2. Consequences of remediation:

Forced to destroy false documents, forgery.

What? 7. Sanctions on the conduct of violation of the Regulations of the Establishment And Operation Permit, the Office for Office Representative

1. A warning to one of the following violations:

a) Failed to perform on 3 consecutive daily newspapers of Central newspapers and local newspapers where the business insurance business, the business retold hi. Okay. m, the brokerage business says hi Okay. Well, the business branch says hi. Okay. The foreign life is based on the rules of the law;

b) The publication is not correct for the deadline of one of the contents in the Legislative License and operates under the rule of law;

c) The contents of the Office are not published by the law.

2. Fines from 20,000,000 to 30,000,000 to one of the following violations:

a) Without publication, the publication was wrong with one of the operational and changing content. socket i have been told by the Treasury Department. All It is the law of the law;

b) Open or terminate the operation of the Branch, the Representative Office has not been approved by the Ministry of Finance;

c) Repair of the established and operational License or the Office of the Representative Office.

3. Fines from 40.000,000 to 50,000,000 to the behavior of changing capital terms, which were granted, content, scope, and the statute of limitations that have not been approved by the Ministry of Finance.

4. Fines of between $80,000,000 and 100,000,000 to one of the following violations of the following violations:

a) The insurance business, the reinsurance business, the insurance brokerage business does not have a license to establish and operate;

b) Operating, business when it has been suspended operating the license to establish and operate;

c) Operation when the license to be established and operational or the license to place the Representative Office expired.

5. Consequences of remediation:

a) Charges of reclamation of false or misleading information for the case of breach at Point 2 This Article;

b) The restoration of the original condition for the case of the breach is in paragraph 3 of this;

c) Repayment of the illegal gain is due to the execution of the administrative violation that is subject to the case of a rule of regulation at paragraph 3, paragraph 4 This.

What? 8. Sanctions on the behavior of violating the rules of division, separation, merge, mergers, acquisitions, form conversion, business dissolution, and more.

1. Fines of $50,000,000 to 60,000,000 people are covered by an insurance business, reinsurance business, insurance brokerage firm, non-regulatory non-foreign life insurance business.

2. Fines of $60,000,000 to $70,000,000 for division, separation, merge, mergers, conversion of the form of insurance businesses, reinsurance businesses, insurance brokers, non-human insurance business affiliates Beyond the rules of the law.

3. Additional punishment form:

The suspension operates from 2 months to 03 months a content section, online related range. What? p. What? n the administrative breach in Gi All Medical establishment and operation. The breach is in paragraph 2 of this.

4. Consequences of remediation:

a) Forced Recovery l Initial status for violation of regulations at Clause 1, Clause 2. Okay. Hey!

b) Force Filed l All right. The solution is due to the execution of the administrative violation. to This is a violation of the provisions of Article 2 of this.

M Two. . ADMINISTRATIVE VIOLATION, THE FORM OF PUNISHMENT AND THE MEASURE OF REMEDIATION ON GOVERNANCE AND EXECUTIVE ORDER.

What? 9. Sanctions on the conduct of regulatory violations of governance, executive, control, and

1. The warning to the conduct of not reporting the Finance Ministry within 30 days of the official date of appointing the Deputy General Manager (Deputy Director). Stain. c), Stain. Branch, in The Office of Representative, Head of Control, Member of the Board of Directors, Board of Directors of the Head of Research and Development of Products, exploitation, appraisal, compensation, reinsurance, investment and inspection, internal control.

2. Fines from 20,000,000 to 30,000,000 to one of the following violations:

a) Appointing the General Manager (Director), Deputy General Manager (Deputy Director) of the insurance business, reinsurance business, insurance brokerage business, the foreign-life-based nonprofit insurance business co-worker who works for the insurance business, Reinsurance businesses, insurance brokers, other foreign-life insurance businesses operating in the same sector in Vietnam;

b) Appointment of the General Manager (Director) of business Okay. m, the reinsurance business, the insurance brokerage business, as a Board member, member of the member council of the insurance business. Okay. m, reinsurance business, other insurance brokerage businesses operate in the same field in Vietnam;

c) Appointed Member of the Board, Member of the Board Member of the insurance business, the reinsurance business, the brokerage business said. Okay. Go. Oh. As a member of the Board of Directors, members of the Council. Oh. Membership of the other business operates in the same field in Vietnam;

d) Appointed General Manager (Director), Deputy Director General (Deputy Director) of the business said hi Okay. m, reinsurance business, insurance brokerage business and the head of the head of excess of one (01) branch or representative office of insurance business, reinsurance business, insurance brokerage business or other parts of the insurance business. Business: Research and development of product, exploitation, appraisal, compensation, reinsurance, investment and inspection, internal control of the genus, and its own. - Yeah.

3. Fines from 40,000,000 to $50,000,000 to one of the following violations:

a) Appointing the Deputy Director General (Deputy Director), computational expert, Director of the Branch, Head of Representative Office, Head of Control, head of the business department: Research and development of products, exploitation, appraisals, compensation, reinsurance, and more. Insurance, investment and inspection, internal control, member of the Board of Directors, Board members do not meet the standards under the rule of law;

b) Does not enact an audit process, internal control and other processes according to the rule of law;

c) The process of testing, internal control does not meet the statutory content of the law. .

4. Fines from 60,000,000 to $70,000,000 for one of the following violations:

a) Appointing Chairman of the Board (Chairman of the Board of Member, Corporate Chairman), General Manager (Director) does not meet the standards under the rule of law;

b) Failed to appoint Chairman of the Board (Chairman of the Board, Chairman of the Company), T socket The Director (Director) pursues to the law. l -Yeah.

c) The Chairman of the Board of Directors (Chairman of the Board of Directors, Chairman of the Company), General Manager (Director) when there is no written approval of the Ministry of Finance.

5. Additional punishment form:

The suspension works from 2 months to 03 months in part of the content, the scope directly related to the administrative breach in Gi. All Medical establishment and operation. Stain. With the case of the breach at paragraph 4. Okay. Hey.

6. Consequences of remediation:

a) To restore the initial state of the specified violation case at paragraph 2, Point a 3, Point a, Point 4 This Article;

b) Forced the dismissal of the administrator, the executive was approved by the Ministry of Finance for the case of the regulations stipulated at paragraph 2. Okay. Hey!

c) Forcing the suspension of titles that have been covered by the insurance business, the reinsurance business, the insurance brokerage business, the foreign life-life insurance business branch appointed to school h ... p violates the regulation at paragraph 2 and point a 3 This Article.

What? 10. Disposal for Prescribed Violation of Computation Expert (Appointed Actuary), professional planning and payment capacity specialist,

1. A warning to the conduct of professional change in computation, the expert calculation expert and the ability to pay not by law.

2. It's a fine of $30,000,000 to 40. . The 000,000% of the life insurance business is not implemented by the law of one of the following tasks:

a) Building rules, terms and calculation of the premiums of the products. Move. Say hi. Okay. m;

b) Annual review of the differential between the charging assumptions with the actual practice Okay. The testimony of each product. Move. m;

c) Assessing the reinsurance program, reinsurance contracts and other tasks to secure financial safety for the insurance business.

3. A fine of $30,000,000 to $40,000,000 for a professional planning expert and payment of non-human life insurance business, the foreign life insurance business branch is not implemented by law. law one of the following tasks:

a) Building rules, terms and premiums of insurance products;

b) Assessment No. Compensation images;

c) Reinsurance program evaluation and reinsurance contracts before the Board of Directors, Board of Directors (Member Council, Chairman of the Company) approved.

4. Fines from 90,000,000 to 100,000,000 co-workers of life insurance businesses do not follow the rule of law one of the following tasks:

a) Planning a career room for life insurance contracts;

b) Split the fund and divide the annual surplus of the insurance contract fund.

5. Fines of $90,000,000 to 100,000,000 co-workers with a career in charge of a business reserve and the ability to pay for the life insurance business, the foreign life insurance business branch of the non-human life insurance business does not follow the law. law one of the following tasks:

a) Planning a business room under the rule of law;

b) Payment of payment is not done and confirmed to the report the ability to pay under the rule of law.

6. Consequences of remediation:

Forced the dismissal of an account professional by the life insurance business on the case of a regulatory breach at Clause 4 This; forcing the dismissal of the department of the reserve calculation and the ability to pay the registered payment of the insurance business. Life expectancy, foreign non-life insurance business, for the case of violation of Clause 5 This.

What? 11. Sanctions against the violation of regulations on change of activity content.

1. A warning to one of the following acts:

a) Changing the name, location of its headquarters, Branch, Office of Representative which has not been approved by the Ministry of Finance by v What? n

b) The foreign non-foreign life insurance business branch does not inform the Ministry of Finance the changes of the non-foreign life insurance business under the rule of law.

2. Fines from $60,000,000 to $70,000,000 for transfer behavior c ... socket The part, the part that contributes to the shareholder, represents 10 percent of the capital. in up or transfer of the shares, the portion that contributes to the shareholder accounting for 10% of the charter capital that has not been approved by the Ministry of Finance.

3. Penalty format socket :

The suspension operates from 2 months to 03 months a portion of the content, the scope directly related to the administrative breach of the Administrative breach in the Establishment Permit and the operation on the case of the specified breach at Clause 2 This Article.

4. Consequences of remediation:

a) The restoration of the original condition for the violation of the provisions of this Article 2;

b) Forced to submit an unexpected gain The solution was made by the execution of the administrative breach. Stain. With school. p breach of paragraph 2 Okay. Hey.

What? 12. Sanctions on the behavior of violating regulations on reinsurance

1. Fines from 40,000,000 to $50,000,000 to one of the following violations:

a) Non-enacted or enacted processes, internal guidance on reinsurance business activities does not meet the regulation of the law;

b) Reinsurance is not implemented under the reinsurance and process reinsurance program, the internal guidance on reinsurance business activities;

c) Do not submit the Confirmation Document of the foreign insurance agency where the company receives a reinsurance based on the rule of law;

d) Not report to the Ministry of Finance in case of h p makes limited reinsurance on the rule of law.

2. A fine of $90,000,000 to 100,000. . $1,000 for one of the following violations:

a) The reinsurance is not the rule of law;

b) Retaining maximum liability on each risk or on each individual loss of more than 5% equity for the insurance business, the non-foreign life insurance business branch, and more than 10% of equity for reinsurance business;

c) Reinsurance on the risks of the reinsurance has been reinsurance; the entire insurance liability is received. to A security contract for the insurance business, the reinsurance business, the other foreign life-life insurance business branch;

d) The insurance reinsurance for overseas reinsurance business is not rated at a minimum rating of "BBB" according to Standard & Poor's, "B + +" according to A.M. Best, "Baa " according to Moody's or similar ratings results at the nearest financial year than the time of delivery. It ' s a reinsurance contract.

The insurance business, the reinsurance business, the foreign-life insurance business branch of all the insurance industry, and the insurance industry. Oh. Say hi. Okay. Let the business say hi Okay. m, reinsurance business, the other foreign life-life insurance business branch.

3. Additional punishment form:

The suspension works from 2 months to 03 months in part of the content, the scope directly related to the administrative breach in the City License. l And there ' s an operation for the breach in Clause 2 of this.

4. Consequences of remediation:

Forced to dismiss the title of administrator, the executive was approved by the Ministry of Finance for the case of the violation stipulated at Clause 2 This Article.

What? 13. Sanctions against the violation of regulations on the transfer of insurance contracts

1. Fines from 90,000,000 to 100,000,000 co-workers with the insurance business branch of the foreign life insurance business are at risk of losing their ability to pay; divide, separate, h ... Number one, merge. solved does not make the transfer of insurance contracts under the rule of law.

2. Additional punishment form:

The suspension operates from 2 months to 03 months a part of the content, the scope directly related to the administrative breach of the Administrative breach in the established and operational license. Stain. With the case of breach of regulation at 1 Article.

3. Consequences of remediation:

Forced restoration of the original condition to the school h p.

What? 14. Sanctions on the behavior of violating regulations on insurance compensation, payment of insurance and insurance.

1. Fines from 20,000,000 to 30,000,000 are compensated for the compensation settlement for the slow customer in accordance with the rule of law.

2. Fines from 60,000,000 to $70,000,000 for one of the following violations:

a) Ask for the beneficiary of remunking insurance rights, or other physical entitrights to the law in the process. What? t b Oh. I usually pay for insurance.

b) Collusion with the beneficiary of the insurance rights to address the insurance compensation, pay the illegal insurance of the law.

3. Fines of $90,000,000 to 100,000,000 for fraud, forgery of documents in the filing claim compensation, paid for the insurance payout, paid for insurance.

4. Measure corrects:

a) Forcing the dismissal of the administrator, the executive was approved by the Treasury for the school. p violates the regulation at paragraph 2 and paragraph 3 This;

b) The suspension of the titles has been covered by the insurance business, the foreign-life insurance business branch outside the appointment of the regulations in Clause 2 and Clause 3 This Article;

c) Binding l Number. l It is illegal to obtain the implementation of the administrative breach in paragraph 2, paragraph 3 This.

M All right 3

ADMINISTRATIVE VIOLATION, THE FORM OF PUNISHMENT AND THE MEASURE OF REMEDIATION OF INSURANCE PREMIUMS.

What? 15. Sanctions on the conduct of breach of competition

1. Fines from 40,000,000 to $50,000,000 to one of the following violations:

a) Illegal meddling in the choice of insurance business, the branch of the foreign life insurance business;

b) Taking advantage of the office, the permissions specified, required, coercated, preventing the organization, the individual participating in insurance;

c) Information, advertising facts about content, activity ranges, insurance conditions, harm to the right, the legitimate interests of the insurance party.

2. Fines from 60,000,000 to $70,000,000 for one of the following violations:

a) The connection between the insurance businesses branch of the foreign life insurance business or between the insurance business branch of the non-foreign life insurance business with the insurance party to divide the insurance market, shut down the service. Insurance.

b) Competition for customers in the form of deterred, enticing, buying, threatening employees or customers of the insurance business, the agent said hi. Okay. m, the brokerage business says hi Okay. Another one.

3. Oh. What? Additional punishment:

The suspension operates from 2 months to 03 months a portion of the content, the scope directly related to the administrative breach of the Administrative breach in the Establishment Permit and the operation for the violation of the specified breach at Clause 1 Article.

4. Consequences of remediation:

Forced to reform false or misleading information on the case of h ... p.

What? 16. Sanctions on violations of the regulations on exploitation of non-human life insurance

1. A warning to one of the following violations:

a) Unpublicable and transparent in sales makes customers misunderstand products, services due to the insurance business, the foreign life insurance business branch of the non-human life insurance business;

b) Discrimination on insurance conditions and premiums between insurance subjects have the same level of risk.

2. A fine of $40,000,000 to $50,000,000. Stain. i with a project owner using state capital accounting for a rate of 30% or more, the owner or use of a state-owned property and of the state enterprise when participating in the property insurance and liability insurance does not take the bidding to choose the business. The insurance business, branch of the foreign life insurance business, is defined by law.

3. The remediation measure: The restoration of the original condition for the case of the violation stipulated in Clause 2 This.

What? 17. Sanctions on the conduct of the regulatory violation of life insurance deployment and health insurance.

1. A warning to one of the following violations:

a) The product showcasing the product, the service of the insurance business is unclear, confusing and containing information that leads to the misunderstanding;

b) The sales illustrator is not clear, incomplete and accurate to help customers with the right choice; and for example.

c) Every year does not review the assumptions used in the sales illustration; do not revise the sales illustration if the assumption is no longer consistent with reality;

d) Product Introduction Document, d In the case, the sales illustrator contains information on the right of insurance against the rule, the insurance clause, the fee approved by the Ministry of Finance.

2. Fines from 40,000,000 to $50,000,000 to one of the following violations:

a) Does not provide adequate information regarding the insurance contract, does not explain the conditions, the insurance clause for the insurance party when the contract is covered;

b) There is no notification for the insurance buyer on the state of the insurance contract under the rule of law;

c) Forced connection to h The contract insurance is accompanied by the main insurance contract;

d) The deployment of insurance products in the insurance business of investing, retirement insurance, health insurance does not follow the rule of law.

3. Additional punishment form:

The suspension operates from 2 months to 03 months a portion of the content, the scope directly related to the administrative breach of the Administrative breach in the Establishment Permit and the operation on the case of the specified breach at Clause 2 This Article.

4. Consequences of remediation:

Forced restoration of the original condition to the school h The breach is at Section 2 This Article 2.

What? 18. Sanctions on the conduct of the regulatory violation of insurance products, the insurance rose.

1. A warning to the behavior of reporting a list of new products deployed in the past month adjacent to the wrong rules of law.

2. Fines from 10,000,000 to 20,000,000 people to one of the following violations:

a) The list of new products was not reported in the previous month.

b) Implementing life insurance products, health insurance before being approved by the Ministry of Finance.

3. Fines from 60,000,000 to $70,000,000 for one of the following violations:

a) Failing to comply with the rule, provision, toll has been approved by the Ministry of Finance;

b) The amendment, which adds the rule, clause, toll upon not being agreed by the Ministry of Finance ' s written consent;

c) Non-human insurance product finance is not reported in the event that the product does not guarantee financial safety according to the law.

4. Fines of $90,000,000 to 100,000,000 dollars for the insurance business, the foreign-life insurance business branch, which pays the insurance commission higher than the rate, returns untrue insurance commissions. Stain. A statue or a legal case.

5. Additional punishment form:

The suspension operates from 2 months to 03 months a portion of the content, the scope directly related to the administrative breach of the Administrative License in the Establishment Permit and the operation on the case of the specified breach at Clause 3 and Section 4 This.

6. Consequences of remediation:

a) Forced restoration of the original condition to the school h p violation of regulation at paragraph 3 and paragraph 4 This;

b) Repayment of the illegal gain is due to carry out the prescribed administrative violation of Clause 4 Go. Okay. Hey.

What? 19. Sanctions on violations of the regulation of the mandatory insurance of the non-human life insurance business

1. Fines from 40,000,000 to $50,000,000 to one of the following violations:

a) Refusing to sell mandatory insurance to individuals, organizations except school h The law has different rules;

b) Do not comply with the rules, terms and fees issued by the Ministry of Finance;

c) Do not separate the fire insurance part, n socket mandatory in h The package is fully regulated by regulation.

2. Additional punishment form:

The suspension works from 2 months to 03 months in part of the content, the scope directly related to the administrative breach in the City License. l And there ' s an operation, and it works for the case of violation of the provisions at this one.

3. Consequences of remediation:

Forced restoration of the original condition for the case of a rule of regulation at Point b, Point 1 This Article;

What? 20. Sanctions on violation of regulations on the extract of the Insured Protection Fund.

1. The charge of the charge against the conduct of the Fund for the Protection of the insured is not at the same time as the rule of law.

2. A fine of 20 million dollars. What? n 30,000,000 Stain. i with no behavior. to It ' s useful to submit enough funds to protect the insured by law.

3. A fine of $60,000,000 to $70,000,000. Stain. i with unquote violation of the Fund for the Protection of Insured by law.

What? 21. Sanctions on violations of regulations on the provision of insurance services across the border.

1. Fines from 20,000,000 to 30,000,000 dollars for the insurance business, business insurance brokerage insurance business affiliate said hi. Okay. Foreign life pilots perform one of the following violations:

a) Do not save and provide documents that demonstrate the supply object. All p services Okay. Across the border in Vietnam,

b) Failed to implement or make a deposit to the Ministry of Finance the fiscal report of the previous year adjacent to the wrong rules of law.

2. Fines of $50,000,000 to 60,000,000 co-insurance business, the foreign insurance brokerage enterprise providing insurance services across the border in Vietnam does not provide proof materials that meet the conditions that provide services to the country. You know, insurance across the border, according to the law.

3. Fines from $180.000,000 to the 200,000,000 co-organization for the organization perform one of the following violations:

a) The insurance business, the foreign insurance brokerage firm that provides insurance services across the border in Vietnam does not meet enough conditions that provide insurance services across the border under the rule of law;

b) The organization provides insurance services across the border with no major headquarters in the country in which Vietnam and the country sign international treaties for trade, including agreement on the provision of insurance services across the border in Vietnam;

c) The organization provides insurance services. q Borders don ' t go through the brokerage business. Okay. Okay. All p Gi All The medical establishment and operation in Vietnam;

d) The established business in Vietnam is owned by foreign investors on 49% of the charter capital and foreigners working in Vietnam to participate in overseas insurance not through the insurance brokerage business granted the establishment and operation of the country. in Vietnam.

4. Additional punishment form:

The suspension works from 2 months to 03 months in part of the content, the scope directly related to the administrative breach in Gi. All y Y Okay. p Oh. It ' s established and operated on the case of a rule of regulation at this one.

5. Consequences of remediation:

The restoration of the initial state of the specified breach is in paragraph 2, paragraph 3 This.

M All right 4

ADMINISTRATIVE VIOLATION, THE FORM OF PUNISHMENT AND THE MEASURE OF REMEDIATION ON ENVIRONMENTAL ACTIVISM, THE INSURANCE AGENT AND THE OFFICE OF REPRESENTATIVE OFFICE.

What? 22. Sanctions on the conduct of the regulatory violation of the occupational liability insurance of the insurance brokerage business.

Fines from 20,000,000 to 30,000,000 to the insurance brokerage business do not perform the obligation to purchase occupational liability insurance for the insurance brokerage activity at the operating insurance business in Vietnam.

What? 23. Sanctions on the behavior of violations of the insurance brokerage.

1. A fine of 20. 0 The $30,000,000 deal is $30,000,000 for the prevention of insurance buyers, who are insured to provide information related to insurance contracts or incitement by the insurance buyer, who is insured not to prescribe the details. What? It's relevant. What? Come on. Oh. Say hi. Okay. m.

2. Fines from 40,000,000 to $50,000,000 to one of the following violations:

a) Advice to customers who buy insurance at a insurance business, branch of the non-foreign life insurance business with the conditions, the terms are less competitive than the insurance business. Okay. m, branch of other foreign life insurance businesses in order to obtain higher brokerage commissions;

b) Consulting, refereing to the buyer of rules insurance, provision and insurance coverage of the life insurance business, said hi. Okay. Health, insurance, unlawable, unlawable.

c) The insurance brokerage business does not make a written agreement with either the insurance buyer or has a written agreement but this agreement does not specify the content that operates the insurance brokerage under the rule of law.

3. Fines from $50,000,000 to 60,000,000 to one of the following violations:

a) Partnering with the individual, the organization performs one or more of the segments of the original insurance brokerage process, except for other regulatory law cases;

b) Employee use has not yet had a training certificate of insurance or an insurance brokerage under the rule of law.

4. Additional punishment form:

The suspension works from 2 months to 03 months in part of the content, direct related range. What? n the administrative breach in Gi All Medical establishment and operation. p violates the provisions at Clause 2 and Clause 3 This.

5. Consequences of remediation:

Repayment of the illegal gain is due to the conduct of the prescribed administrative violation at Point a, Point 2 This Article 2.

What? 24. Sanctions against the conduct of violations of the insurance agent regulations.

1. Fines from 20,000,000 to 30,000,000 to one of the following violations:

a) As an agent for the insurance business, the branch of the foreign life insurance business is different when it is not agreed by the written consent of the insurance business, the non-foreign-life insurance business branch that organizes, the individual is doing agents;

b) Preventing the buyer from buying insurance offers information relating to insurance contracts or incitement to the insurance buyer, who is insured not to prescribe the details. What? t related to the insurance contract;

c) Insurance agent activity without signing a dealer or when it ' s legal. Oh. The agent said hi. Okay. Okay. What? The effect.

2. Fines from 60,000,000 to $70,000,000 for one of the following violations:

a) The insurance agent activity when not responding to the statutory operation of the law;

b) Take out the work outside of the law that works in accordance with the rule of law;

c) Performing out-of-content work authorized under the guarantee agent contract Okay. m;

d) On behalf of the insurance buyer negotiating the insurance policy with the business itself. Okay. M, the foreign-life insurance business branch. socket The individual is doing dealership.

3. Fines of $70,000,000 to $80,000,000 for the agent training facility perform one of the following violations of the following:

a) The insurance agent training has not met enough conditions under the rule of law;

b) Without compliance with the content, the agent training program was approved by the Treasury. Move. n In terms of training time, training staff, muscles in material for training;

c) The level of the insurance agent is not correct in law.

4. Fines from $90,000,000 to 100,000,000. Stain. i with the insurance business, the foreign non-human insurance business branch outside the use of the organization, the individual conducts an insurance agent that does not guarantee the conditions and principles that operate the insurance agent under the rule of law.

5. Additional punishment form:

Take the title. d to the individual 's insurance agent' s insurance agent from the 02 months to 03 months, suspended operation of the organization ' s insurance agent from 02 months to 03 months for to This is a violation of the provisions of Article 2 of this.

6. Consequences of remediation:

a) Forced restoration of the situation to First of all. i with the case of breach of regulation at Point b, Point 3 This Article;

b) Forced to submit an unexpected gain The solution is due to the implementation of the administrative breach specified in Clause 2, Clause 3 This Article;

c) Forcing the results of the insurance agent training on the specified breach at Point b, Point 3 This Article;

d) The suspension of the dealership's agent training is between 01 months and 3 months for the case of a violation of the Article 3 clause.

What? 25. Sanctions on the violations of the Office of the Insurance Business Representative Office, the reinsurance business, the foreign insurance brokerage business.

Fines from 40,000,000 to $50,000,000 to one of the following violations:

1. Changing the name, nationality, address of the insurance business, the reinsurance business, the foreign insurance brokerage business or the name c ... brew a Office of Representative does not follow the rules of the law;

2. Changing the site of the Office of the Representative Office; chief representative; increased, reducing the number of people working at the Representative Office but not notified by v What? n The Ministry of Finance.

M All right 5

ADMINISTRATIVE BREACH BEHAVIOR, THE FORM OF PUNISHMENT AND THE MEASURE OF REMEDIATION OF MANAGEMENT, CAPITAL USE AND PROPERTY ASSETS.

What? 26. Sanctions against the violation of capital regulations

1. Fines of $90,000,000 to 100,000,000 are on one of the following violations:

a) There is no maintenance of the equity, the charter capital, which is granted by the degree of legal capital in accordance with the rule of law;

b) Without maintaining the equity, the charter capital has contributed, which is well-granted to the content, scope and place of operation in accordance with the rule of law;

c) A shareholder is an individual that exceeds 10% of the charter capital;

d) A shareholder is t socket Ownership exceeds 20% of the charter capital, except for other regulatory law cases;

The shareholders and the stakeholders of that shareholder are in excess of 20% of the charter capital;

e) The founding shareholders own less than 50% of the most widely regulated shares. Okay. Say hello to the business of the business. Okay. m over the course of the 03-year period, since the day the insurance business is granted a license to establish and operate.

2. Additional punishment form:

The suspension operates from 2 months to 03 months a content section, online related range. What? p to the behavior of administrative breach in the Establishment Permit and Operations for the case of the specified breach at Clause 1 Article.

3. Measure remediation:

Forced the dismissal of the administrator, the executive of the business. Okay. M, the foreign-life insurance business branch out of the world. Oh, It was approved by the Treasury Department. Move. Fuck. Stain. With school. p violates the point at point a and point b 1 This Article.

What? 27. Sanctions against the violation of the regulation of the fund

A warning to one of the following violations:

1. The payment of the fund is not the correct rule of law;

2. Using a non-legal deposit of the law.

What? 28. Sanctions on breach of regulatory violations of the citation, management and use of a business reserve and mandatory reserve.

1. The penalty for an act of extracts is not sufficient to be required by the law.

2. Fines from 10,000,000 to 20,000,000 people to one of the following violations:

a) No logging method for v. v. Oh. i Ministry of Finance;

b) Not to extract the mandatory reserve fund under the rule of law;

c) Use of the Mandatory Reserve Fund is not the right rule of law.

3. Fines from 60,000,000 to $70,000,000 for one of the following violations:

a) Extracts a non-legal business room in accordance with the rule of law;

b) The use of the Office of the Litigation Fund is not the correct rule of law;

c) Extracts the insurance business of the life insurance business, the business branch says. Okay. Non-confirmed foreign life non-recipient of professional planning and payment capability;

d) Do not comply with the methodology and the basis of a business reserve Oh, register with the Ministry of Finance.

4. A fine of $90,000,000 to 100,000. . The conduct of the business is not to be extracted from the law.

5. Additional punishment form:

The suspension works from 2 months to 03 months in part of the content, the scope directly related to the administrative breach in Gi. All Medical establishment and operation. Stain. i, with the case of breach of regulations at paragraph 3, paragraph 4. Okay. Hey.

6. Consequences of remediation:

a) Forced restoration of the original condition to the case of regulations in Clause 2 and Clause 3. Okay. Hey!

b) Force Filed l It is illegal to obtain the conduct of the administrative violation specified at Point 2, point b 3 This Article;

c) Forcing the dismissal of the title of administrator, the executive, the calculated expert was approved by the Ministry of Finance for the case of the regulations stipulated at Clause 3, paragraph 4 This Article;

d) The suspension of titles has been covered by the insurance business, the reinsurance business, the non-foreign-life insurance business branch appointed for the case of a regulatory violation at Clause 3, Clause 4 This.

What? 29. Sanctions against the conduct of violations of capital investment regulations

1. Fines from 20,000,000 to 30,000,000 to one of the following violations:

a) No accounting separates the capital investments from the equity and investment capital from the business of the case;

b) The business reinsurance business simultaneously reinsurance types of life insurance, reinsurance and reinsurance, and the reinsurance of uninsured health, which separates the source of idle investment from the business of each type of reinsurance.

2. Fines from 60,000,000 to $70,000,000 for one of the following violations:

a) Investment in foreign sources is allowed to invest in accordance with the rule of law;

b) Idle capital investment from the business sector exceeding the rate is allowed to invest in the areas under the rule of law;

c) The reinsurance business makes an investment in idle capital from the insurance business not under the rule of law.

3. Fines of $90,000,000 to 100,000,000 are on one of the following violations:

a) A borrower to direct investment or investment trusts in securities, real estate or business support. Stain. n ' s another business;

b) Investment returns in all forms for shareholders (members) to contribute to ... Stain. n or persons concerned by the rule of law, subtracted. Okay. n sent at socket east (member) is t socket Credit:

c) Using a career as a business to invest abroad in all forms;

d) Foreign investment does not follow the rule of law.

4. Additional punishment form:

The suspension operates from 2 months to 03 months a content section, online related range. What? p. What? The behavior of administrative violations in the license is established and operated on the case of a violation of the Regulation 3 This Article.

5. Consequences of remediation:

a) Repayment of the illegal gain is due to the implementation of the prescribed administrative violation in Clause 2, paragraph 3 This Article;

b) Forced the dismissal of the administrator, the executive was approved by the Ministry of Finance for the case of the regulations stipulated at Article 3 of this Article;

c) The suspension of the titles has been covered by the insurance business, the reinsurance business, the non-foreign-life insurance business branch appointed to the case of a regulatory violation at Clause 3 This.

M All right 6

ADMINISTRATIVE VIOLATION, THE FORM OF PUNISHMENT AND THE REMEDIATION MEASURE OF THE ABILITY TO PAY.

What? 30. Sanctions on the conduct of violating the financial safety regulations in the operation of the business.

1. Fines from 40,000,000 to $50,000,000 to one of the following violations:

a) No internal audit is done under the rule of law;

b) There is no timely report on the financial entity, the cause leading to the risk of loss of payment.

2. Fines of $90,000,000 to 100,000,000 are on one of the following violations:

a) Failed to implement the ability to restore payment when the business is at risk of loss of payment;

b) Do not comply with the requirement for the restoration of payment according to the rule of law;

c) Failing to perform the correct method of restoring payment, consolidation of the organization and operation of the insurance business has been approved by the Ministry of Finance.

3. Oh. What? Additional punishment:

The suspension operates from 2 months to 03 months a part of the content, the scope directly related to the administrative breach of the Administrative breach in the Legislative and Operations License. p breach of paragraph 2 Okay. Hey.

4. Consequences of remediation:

a) Forcing the dismissal of the administrator, the executive, the calculated expert has been approved by the Treasury for the school. p violated the provisions of Article 2 of this;

b) The suspension of the titles has been covered by the insurance business, the reinsurance business, the nonprofit insurance business branch outside the b. socket the mission Stain. With the case of the breach in paragraph 2. Okay. Hey.

What? 31. Sanctions on the violation of the regulation of the fund separation, the surplus division in life insurance

1. Fines from 10,000,000 to 20,000,000. Stain. i v Oh. i behavior does not register the principle of separation of funds, which divide the surplus according to the rule of law.

2. Fines from 30,000,000 to 40.000,000 co-charges against the fund ' s surplus use of this co-equity fund to add deficit to the sovereign or sovereign fund. Oh. Different.

3. Fines of between $60,000,000 and $70,000,000 for the separation of funds, the division of the surplus, were not prescribed by law.

4. Additional punishment form:

The suspension operates from 2 months to 03 months a part of the content, the scope directly related to the administrative breach of the Administrative breach in the Legislative and Operations License. p violates the rules at paragraph 3 This.

5. Measure corrects:

a) Forced restoration of the situation to The original for the school. Hes p.

b) Forced the resignation pad. d The administrator, the executive, the accounting expert was approved by the Treasury Department. Move. Fuck. Stain. i, in case of a breach of regulations at Clause 3 of this,

c) The suspension of the titles has been appointed by the insurance business to the case of a regulatory violation at Clause 3 This Article.

M All right 7

ADMINISTRATIVE BREACH BEHAVIOR, THE FORM OF PUNISHMENT AND THE REMEDIATION MEASURE OF THE REPORT REGIME.

What? 32. Sanctions on the conduct of the violation of the report

1. A warning to one of the following violations:

a) The report is not correct in accordance with the rule of law;

b) The report is incomplete according to the law.

2. A fine of ten. . The million-to-20,000,000-dollar co-reporting, the data in the report is incomplete, is not accurate as to the rule of law.

3. Fines from 20,000,000 to 30,000,000 are unreported by law.

M All right 8

THE AUTHORITY SANCTIONS THE ADMINISTRATIVE BREACH IN THE INSURANCE BUSINESS SECTOR.

What? 33. Authority of sanctions in the insurance business sector

1. The man who was assigned to the task force to a specialty in the Department of Management, Ministry of Finance Insurance has rules Okay. n:

a) The police charge.

b) Confiscation of the funeral, the medium used to violate the administrative order does not exceed 500,000. Oh. -

c) Apply the consequences of remediation at Point a and Point 1 Article 4 of this decree.

2. Head of the Department of Professional Inspector of the Department of Management, Ministry of Finance Insurance has the right to:

a) The police charge.

b) He fined $50,000,000;

c) The suspension works part of the content, the scope in the Legislative License established and operations have a deadline; the title. d with the insurance agent with a deadline or suspension of operations with a deadline;

d) Confiscation of the funeral, the medium used to violate the administrative charge does not exceed the amount of fines prescribed at this point b;

Applied to remedy the consequences of Article 4 of this decree.

3. The Director of the Bureau of Management, the insurance watchdog has the right to:

a) The police charge.

b) It's a fine of $100,000,000;

c) The suspension works part of the content, the scope in the established License and the operation of a deadline; the title of using the certificate. l The insurance has a deadline or the suspension is limited;

d) Confiscation of the funeral, the medium used to violate administrative;

Applied to remedy the consequences of Article 4 of this decree.

4. The jurisdiction over the amount of fines stipulated at this applies to the individual, the amount of fines on the organization twice the individual.

Chapter III

VIOLATION, FORM OF PUNISHMENT AND PENALTY LEVEL IN THE FIELD OF LOTTERY BUSINESS.

M All right 1

VIOLATION OF THE DEGREE OF REGULATION, USING A CERTIFICATE OF SUFFICIENT LOTTERY BUSINESS

What? 34. Behavior violation behavior on record has been granted a Certificate of Lottery Business Eligisum

1. Fines of between $5,000,000 and 10,000,000 for the act of self-repair, deterrent, fraud, or forgery of documents in the filing were granted the Certificate of Lottery Business Eligisum.

2. Measure corrects:

The destruction of the document has been corrected, erased, falsely or forfeitated for the conduct of the administrative breach specified in this Article.

What? 35. Behavial violation of management, using a Certificate of Certificate of Lottery Business.

1. A fine of $40,000,000 to $60,000,000 for deterrent, repair of the Certificate of Lottery Business.

2. Fines from $60,000,000 to $80,000,000 for loan, rental or transfer of the Certificate of Lottery Business.

3. Fines from $80.000,000 to 100,000,000 in total for the lottery business conduct did not have a Certificate of Lottery Business Eligisum due to the state authority granted jurisdiction.

4. Additional punishment form:

Deprive the use of a certificate of qualified lottery business from 01 months to 03 months against Oh. The administrative violations stipulated in Clause 1 and Clause 2.

5. Consequences of remediation:

Binding l Yes. The number of illegal benefits obtained from the implementation of the administrative breach of the planet rules at this.

M Two.

VIOLATIONS OF PRINT, RELEASE AND DISTRIBUTION OF LOTTERY TICKETS.

What? 36. Behavior violation of lottery ticket printing, lottery ticket release and lottery ticket

1. Fines of between $5,000,000 and 10,000,000 in violation of the following violations:

a) The lottery ticket does not have enough content under the rule of law;

b) Signing a lottery ticket. Oh. The print base is not eligible for lottery tickets.

2. Fines from 10,000,000 to 20,000,000. Oh. i conduct the following violation:

a) The release of the lottery ticket denominates are not correct in accordance with the rule of law;

b) The release of lottery tickets exceeds the level according to the rule of law;

c) The release of the lottery ticket is not in the open calendar according to the rule of law;

d) The release of the lottery ticket is not exactly the same time as the law.

3. Fines from 20,000,000 to 30,000,000 to print the lottery tickets were not enough according to each category of lottery ticket signs and the award-winning structure announced the release.

4. A fine of 30,000. 0 00 and $50,000,000 on the act of scrawing, removing lottery tickets in all forms to participate in the reward and reward.

5. Fines of $50,000,000 to $70,000,000 for the organization's conduct were counterfeit lottery tickets in all forms to participate in the award and reward.

6. Oh. What? Additional punishment:

a) Confiscate all the number of lottery tickets used to violate the regulations specified in Clause 2, Clause 4 and Clause 5 This Article;

b) The title uses a certificate of qualifying for the lottery business from 1 month to 2 months for administrative violations specified in Clause 2 and Clause 3 This.

7. Consequences of remediation:

Repayment of the illegal gain proceeds from the implementation of the specified administrative breach in Clause 2, Clause 3, Clause 4, paragraph 5 This.

What? 37. Behavior violation of lottery ticket distribution

1. A warning to one of the following violations:

a) Lottery ticket sales for individuals belonging to the object are not eligible to participate in the lottery bill under the rule of law;

b) Lottery ticket sales are not in the correct denominated denominated on the lottery ticket.

2. Fines from 10,000,000 to 20,000,000 people for the conduct of the non-modal lottery ticket distribution are not properly distributed.

3. Consequences of remediation:

Repayment of the illegal benefits obtained from the execution of the administrative breach stipulated at Clause 2 This.

What? 38. breach of regulatory violations of the lottery business.

1. Fines from 10,000,000 to 20,000,000 are untrue lottery business.

2. Additional punishment form:

The total number of business lottery tickets is not on the table.

3. Consequences of remediation:

a) Forcing the lottery business by the right place of law to conduct administrative violations at this;

b) Repayment of the illegal benefits obtained from the implementation of the administrative breach of the entity stipulated in this Article.

What? 39. Behavior violation of the lottery reserve

1. The penalty for individuals who are not eligible to participate in the lottery bill intentionally buys lottery tickets for the reward.

2. Fines from 20,000,000 to 30,000,000 are spent on the state's use of capital and property to participate in the purchase of lottery tickets.

3. Consequences of remediation:

Repayment of the illegal gain obtained from the execution of v ... i It ' s the main offense at this.

What? 40. breach of regulatory violations of recall, storage, lottery ticket cancelation failed to consume all

1. A warning to one of the following violations:

a) Do not build and enacted rules that govern the process of organizing lottery tickets that are not consumed;

b) sleep The right to the other lottery business is that lottery ticket sales are not consumed without authorization.

2. Fines from 10,000,000 to 20,000,000 people to one of the following violations:

a) The destruction organization for lottery tickets does not consume all, the lottery ticket or the x ticket portion. socket The number of cars recovered, but the storage was not enough time.

b) Neither the Board of the Lottery for the lottery ticket or the establishment of the Council but did not have enough members by law;

c) Do not set the border after the lottery ticket is not consumed.

What? 41. Behavior violation of the lottery dealership

1. A warning to the conduct of self-correction, cleansing, fraud or forgery of documents. l The records were made for the lottery.

2. Fines from 10,000,000 to 30,000,000 in one of the following violations:

a) Contracting agents with individuals, the organization is not eligible to be a lottery dealer under the rule of law;

b) Do not guarantee a minimum rate of guarantee the payment obligations of the lottery agent in accordance with the rule of law;

c) Giving the lottery agent a debt overterm or too time payment of the lottery ticket by the rule of law. .

3. Additional punishment form:

Confiscated repair documents, bleach x Fuck. , the fraud or the forgery to the behavior of the administrative breach stipulated at this 1 Article.

M All right 3

INFRACTION BEHAVIOR ON THE TYPE OF PRODUCT, PROJECT FORMAT, AND AWARD STRUCTURE.

What? 42. Behavior in violation of Business Product Type

1. Fines from 20,000,000 to $40,000,000 to the business behavior of the product are not allowed to do business under the rule of law.

2. Additional punishment form:

a) Confiscation of all lottery tickets is not allowed to do business according to the rule of law;

b) The title uses the Certificate of Certificate of Business from 1 month to 2 months for the administrative violation of the provisions of this Article.

3. Measure remediation:

Repayment of the illegal benefits obtained from the implementation of the administrative breach of the entity stipulated in this Article.

What? 43. Behavior violations rules on the rate of reward, award structure and fitness participation in the award.

1. Fines from $5,000,000 to 10,000,000 in one of the following violations:

a) Building the bonus rate for each release exceeds the maximum regulatory rate for each of the lottery types;

b) Building the prize structure for each type of lottery is not the correct rule of law.

2. Fines from 10,000,000 to 20,000,000 people for non-constructive behavior participate in the award and execute the publication of the client under the rule of law.

3. Consequences of remediation:

Forced to submit a b count All The legal action is made for the administrative breach of Article 1 of this Article.

M All right 4

VIOLATION OF THE AWARD ORGANIZATION AND THE AWARD-BASED LOTTERY DEVICE

What? 44. Behavior violation of the organization of the opening lottery

1. Fines from 10,000,000 to 20,000,000 people to one of the following violations:

a) The opening of the lottery is not in the open calendar.

b) I socket The opening of the lottery is not the right location.

c) Unbuilt and publicly announced the number of awards.

2. Fines from 20,000,000 to 30,000,000 to one of the following violations:

a) The selection of the number of the open number is not eligible under the rule of law;

b) There are not enough numbers of people who turn the number on the rules of law;

c) The timing of the award is not correct in law;

d) The organization makes an unrealistic number of undue process.

3. Fines from 30,000,000 to $50,000,000 on intentional acts made false results of the result.

4. Consequences of remediation:

a) Forced to submit an unexpected gain It is obtained from the implementation of the administrative violation of Article 3 of this Article 3;

b) Forced to abort, the result of the false result is misled to the administrative breach of the provisions of Article 3 of this.

What? 45. Behavior violation of the award dial device

1. Fines from 20,000,000 to 30,000,000 to one of the following violations:

a) Not fully equipped with the ordinance of the open number according to the rule of law;

b) Using the number of unwarranable dial-based spheres requires the regulatory requirements of the law;

c) The ball uses to dial the unsecured award number required by the rule of law;

d) Using an electronic balance, the device's size checks to dial no guarantee required by law.

The camera system, the deployment screen in the unsecured positions to monitor the entire process of rotation, is specified by the specified number and does not store the minimum amount of time for the camera tracking.

2. Additional punishment form:

Confiscation of the device using the bonus dial does not guarantee a regulatory requirement at this Article.

M All right 5

VIOLATION OF INFORMATION MODE, RECOMMENDED

What? 46. Behavior violation of the use of lottery results and the results information is rewarded.

1. Fines from 30,000,000 to $50,000,000 against the behavior used the lottery results of the lottery business to organize non-regulatory programs.

2. Fines of $80.000,000 to 100,000,000 for the behavior of providing predicate information in advance of the lottery result;

3. Fines from $180.000,000 to 200,000,000 for intentional misconduct results mismatch, not true compared to the confirmed receipt of the Lottery Board of Supervisor.

4. Additional punishment form:

The title uses a Certificate of Lottery Business from 1 month to 3 months for administrative violation stipulated at Clause 3 This.

5. Consequences of remediation:

a) Forced cancellation, the result of false results, which is not true compared to the National Lottery Board ' s confirmation receipt for administrative violation of Clause 3 This Article;

b) Repayment of the illegal benefits obtained from the implementation of the administrative breach of the entity stipulated in this Article.

What? 47. Behavior violation regulations in the field of lottery business, including:

1. Fines from 10,000,000 to 20,000,000 co-workers for the commercial behavior in business operations x socket number.

2. Fines from 20,000,000 to $40,000,000 for the use of the commercial form of commercial use are writhing for the unauthorized lottery business with target ki. What? Profit through the collection of customers.

3. Oh. What? Additional punishment:

a) Confiscate the entire vehicle, the tangerine used for commercial use;

b) Take the right to use the license certificates. socket numbers from 01 months to 02 months for the administrative violation of regulations in this Article.

4. Consequences of remediation:

Force Filed l It ' s illegal to get from the execution of a regulatory violation in this.

M All right 6

INFRACTION INFRINGES ON THE REWARD, STORE LOTTERY TICKETS WON AND THE COMPUTING LOTTERY BUSINESS CONDITIONS.

What? 48. Behavior violation regulations

1. Fines from the 5,000,000 to 10,000,000% of the paid behavior for lottery tickets did not meet the eligitherapy conditions under the rule of law.

2. Fines from 10,000,000 to 20,000,000. Stain. i with one of the following violations:

a) Deliberately protracted the reward time for the prize customer.

b) The organization that destroys the lottery tickets has been rewarded but the archive has not yet been limited enough time.

3. Fines from 20,000,000 to 30,000,000 are in violation of the award-winning customer's reward information.

4. Money from 30,000,000 to $50,000,000 on authorized authorized conduct to the agent exceeding the authorized award value.

5. Consequences of remediation:

Repayment of the amount of illegal gains on the administrative breach in Clause 1, paragraph 4 This Article.

What? 49. Behavior violations regulations on business conditions for the computing lottery system, including:

1. Fines from 20,000,000 to $40,000,000 are paid to the business-type lottery, but do not enact the Management Regulation, which exploit server data, does not store the computing lottery data in accordance with the specified time of regulation.

2. A fine of $40,000,000 to 60,000,000 dollars to the business behavior of the digital lottery, but does not meet the eligisum conditions. What? t a server, a lottery ticket by law.

3. The penalty. Okay. n from 60,000,000 to $80,000,000 to the business behavior of the computational lottery, but not enough to meet it. Don't n ' s about software by law.

4. Additional punishment form:

The title uses a Certificate of Lottery Business from 1 month to 3 months for administrative violations at this.

5. Consequences of remediation:

Repayment of the illegal benefits obtained from the implementation of the administrative breach of the entity stipulated in this Article.

M All right 7

VIOLATION OF THE AGENT ' S COMMISSION, WHICH EXTRACTS REWARD PREVARABLE FUNDS, FINANCIAL FUNDS, USES OF FUNDS AND THE REPORT REGIME.

What? 50. Administrative violation of the agent rose, which extracts the Reward Fund, the Financial Fund and the use of funds.

1. Fines of $30,000,000 to $50,000,000 for the pay act of the high lottery agent h ... Uh ... n the rules of law.

2. A fine of $50,000,000 to $70,000,000 for intentional acts to extract, using the Reward Risk Reserve Fund, the Law Foundation is not properly regulated by law.

What? 51. Administrative violations of the report regime in the field of lottery business.

1. A warning to the lottery business business does one of the following violations:

a) Do not send or send not enough reports to the state agency with jurisdiction under the rule of law;

b) Sending a report to the state agency has an untimely jurisdiction under the rule of law.

2. Fines from $5,000,000 to 10,000,000 dollars for information behavior, s Stain. Incomplete, not exactly in the report to the state agency with jurisdiction.

3. Consequences of remediation:

Forced the business of the additional lottery business, the reporting of the report figures for the administrative breach of the administrative breach stipulated at paragraph 2 This.

M All right 8

THE AUTHORITY TO PUNISH ADMINISTRATIVE VIOLATIONS IN THE FIELD OF LOTTERY BUSINESS

What? 52. Authority to punish administrative violations in the field of lottery business.

1. The chief financial officer of the class is in action. cell The case has the right:

a) The police charge.

b) Confiscation of the funeral, the medium used to violate the administrative offence does not exceed 500,000 bronze;

c) Applying the remediation method stipulated at the points a, b, d 2 Article 4 of this decree.

2. Chief Inspector of the Treasury has the right to:

a) The police charge.

b) He fined $50,000,000;

c) Confiscation of the funeral, the medium used to violate the administrative charge does not exceed the amount of fines specified at this point b;

d) Apply the procedure to remedy the consequences at paragraph 2 Article 4 of this decree.

3. Chief Inspector of the Ministry of Finance:

a) The police charge.

b) It's a fine of $100,000,000;

c) The claim to use the Certificate of Lottery Business is under the jurisdiction of the law.

d) Confiscation of the funeral, the medium used to violate administrative;

The measure of remediation in paragraph 2 Article 4 of this decree applies.

4. The jurisdiction over the amount of fines stipulated at this applies to the individual, the amount of fines on the organization twice the individual.

5. In addition to those with regulation of regulation at paragraph 1, Clause 2, paragraph 3 This, those with the jurisdiction x Yeah. The administrative violation of other agencies under the provisions of the Administrative Breach Disposal Law, within the functional scope, the task of being assigned to the detection of administrative violations of the field or its management site is applicable. d The rules of this decree are defined by this decree.

Chapter IV

EXECUTION CLAUSE

What? 53.

1. This decree has the enforcement effect since October 15, 2013 and replaces the Protocol No. 1. 41/2009/NĐ-CP May 5, 2009 the Government rules the sanctions penalty in the area of insurance business and the U.S. Digital Protocol. 105 /2010/NĐ-CP October 27, 2010 of the Government of the Government of the United States Regulation of the Administrative violation of the National Lottery Business Activity.

2. For administrative violations in the insurance business sector, the lottery business that occurs before this time of Protocol comes into effect that is then newly discovered or is reviewing, addressing, if the regulations on the administrative breach of the administrative breach in the United States Parliament. Having a personal benefit, the organization of administrative violations applies the provisions of this decree to handle.

3. For the decision to punish the administrative breach that was issued or executed before the time of the Administrative violation of the Administrative Laws, the decree took effect, which the individual, the organization was treated for the administrative breach, and the complaint applies. The order of the French X We have to do this. 41/2009/NĐ-CP 05 May 2009 and Decree 105 /2010/NĐ-CP October 27, 2010.

What? 54.

1. The Minister of Finance is responsible for guiding, examining and overseeing the implementation of this decree.

2. Ministers, Prime Minister, Prime Minister, Prime Minister in Government agencies, Chairman of the People's Committee. All right The city of Central City is responsible for this decree. .

TM. THE GOVERNMENT.

Prime Minister

(signed)

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