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Compulsory Insurance Of Civil Liability Of Owners Of Vehicles

Original Language Title: Про обов'язкове страхування цивільно-правової відповідальності власників наземних транспортних засобів

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C A C U A TO R S
On mandatory civil-legal insurance
responsibilities of land owners
Vehicles
(Information of the Verkhovna Rada of Ukraine (OCE), 2005, N 1, pp. 1)
{With changes under the Laws
N 2902-IV ( 2902-15 ) from 22.09.2005, VR, 2006, N 1, pp. 3
N 586-VI ( 586-17 ) from 24.09.2008, VR, 2009, N 10-11, pp. 137
N 2756-VI ( 2756-17 ) 02.12.2010, VCE 2011, N 23, pp. 160
N 3045-VI ( 3045-17 ) from 17.02.2011, VR, 2011, N 39, pp. 386
N 3462-VI ( 3462-17 ) 02.06.2011, IWR, 2011, N 52, pp. 591
N 3565-VI ( 3565-17 ) from 05.07.2011, VR, 2012, N 5, pp. 34
N 3610-VI ( 3610-17 ) from 07.07.2011, VR, 2012, N 7, pp. 53
N 5090-VI ( 5090-17 ) from 05.07.2012, VR, 2013, N 30, pp. 344
N 5316-VI ( 5316-17 ) 02.10.2012, VR, 2013, N 38, pp. 502
N 5459-VI ( 5459-17 ) 16.10.2012, VR, 2013, N 48, pp. 682}
{Official interpretation of the Act. in the solution
Constitutional Court
N 7-rp/ 2014 ( v007p710-14 ) 23.12.2014}
{With changes under the Act
N 766-VIII ( 766-19 ) 10.11.2015}

{In the text of the Act, the words "limit the liability of insurance"
in all differences are replaced with the words "insurance" in
the appropriate mark, and the word "director" in all differences
-the words "CEO" in the relevant case
under the Law N 5090-VI ( 5090-17 ) of 05.07.2012}
{In the text of the Law of the Ministry of Internal Affairs of Ukraine and the
"Ministry of Internal Affairs Units" in All Different
and the numbers are replaced by the words " appropriate units of the MIA
" in the relevant case and under the Law
N 5459-VI ( 5459-17 ) 16.10.2012}

This Act regulates the relationship in the sphere of compulsory insurance
Civil-legal liability of landlords
(next-mandatory civil-legal insurance)
) and aimed at ensuring redress
damage caused by life, health and property of the victims
Operation of land vehicles on the territory of Ukraine.
Section I
GENERAL PROVISIONS
Article 1. Defining basic terms
In this Act, the terms are used in this way:
1.1. The sufferers are legal persons and citizens who are capable of
I don't know what to deal with the insurance money.
Civil-legal responsibility for the damage inflicted on the life;
of health, to third persons during the exploitation of landmines
The vehicle;
1.2. insurers-insurance organizations eligible for the
The exercise of compulsory civil-legal insurance
Liability of the owners of the ground vehicles
under the requirements established by the Law and Law of Ukraine
"About Insurance" 85 /96-PL );
1.3. Loss-legal and physical persons, life, health
/or of the Mayans that are sorry for the road transport
Use of vehicle; {Paragraph 1.3 of Article 1 in the edition of Act N 3045-VI ( 3045-17 ) From
17.02.2011}
1.4. persons whose responsibility is insured-
countryman and other persons who are wrongfully possessing
A vehicle. Possession of provided vehicle
considered to be legal if another is not established by law or
The court decision {Paragraph 1.4 of Article 1 in the Revision of Laws N 3045-VI ( 3045-17 ) From
17.02.2011, N 5090-VI ( 5090-17 ) of 05.07.2012}
1.5. Ground vehicles (further-vehicles)-
this device, designed to transport people and/or cargo, and
also installed on it special equipment or
mechanisms that are subject to state registration and accounting for the
territorial bodies of the Ministry of Internal Affairs of Ukraine
and/or is admitted to road traffic, and taken to the Customs
territory of Ukraine for temporary use registered in the
Other countries. {First paragraph 1.5 of article 1, as amended,
in accordance with the Laws N 5459-VI ( 5459-17 ) 16.10.2012,
N 766-VIII ( 766-19 ) 10.11.2015}
This Act is not considered a vehicle,
which falls under the signs specified in this item, but with respect to
no corrective factor available depending on type
Vehicle; {Paragraph 1.5. Article 1 is supplemented by a paragraph
Under the Act N 3045-VI ( 3045-17 ) From 17.02.2011}
1.6. Vehicle owners-legal and physical
persons who according to the laws of Ukraine are owners or
Legal (users) by ground transport
the rights of property rights, the rights of the host nation,
operational management, based on loan or legal
Exploiting the vehicle on other legal grounds; {Paragraph 1.6. of Article 1, as amended by the Act,
N 3565-VI ( 3565-17 ) 05.07.2011}
1.7. The vehicle is provided by the vehicle;
{\f29 specified } {\f29
civil-legal responsibility, on the condition of its operation
Persons who are responsible for the responsibility; {Paragraph 1.7 of Article 1 in the edition of Act N 3045-VI ( 3045-17 ) From
17.02.2011}
1.8. Insurance is the only form of an internal contract
An insurance that will make it possible for such a contract; {Paragraph 1.8 Article 1 in the edition of Act N 3045-VI ( 3045-17 ) From
17.02.2011}
1.9. The bonus bonus is a corrective factor whereby the
The insurance will adjust the insurance prize depending on whether or not
insurance cases with respect to insurance object in a certain
Time interval; {Paragraph 1.9 of Article 1 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
1.10. Authorized body-national commission
financial services market state regulation; {Paragraph
1.10 Article 1 with changes made under Act N 3610-VI
( 3610-17 ) of 07.07.2011}
1.11. Green Card Insurance Certificate-Insurance
a single form certificate applied in member countries
international automotive insurance system "Green Card",
Which is specified and not removed in such a certificate;
1.12. road accident-an event that occurred under the
The vehicle time of the vehicle, which has been killed or
The injured people or the damage caused. {Article 1 is supplemented by paragraph 1.12 according to Act N 3045-VI.
( 3045-17 ) From 17.02.2011}
Article 2. Legal Insurance Legislation
Civil liability of the owners
Land vehicles
2.1. Relationship in Compulsory Insurance
Civil-legal liability of landlords
the Constitution of Ukraine (c. 254k/96-PL ), Civil
Code of Ukraine 435-15 (b), In The Law of Ukraine "On insurance"
( 85 /96-PL ), by this and other laws of Ukraine and
The legal and legal acts adopted according to them. If
the norms of this Act predict another than the provisions of other acts
civil law of Ukraine, the rules apply
The law. {Paragraph 2.1. Article 2, as amended by the Act,
N 3045-VI ( 3045-17 ) From 17.02.2011}
2.2. If the international treaty of Ukraine, consent to
Commitment given by the Verkhovna Rada of Ukraine established
other rules than those envisaged by this Act, on the territory.
Ukraine applies the rules of the international treaty.
Article 3. The purpose of making compulsory insurance
Civil-legal liability
Mandatory civil liability insurance
is carried out in order to ensure the damage caused by the
Health, Health and/or May
Road and Road Protection
Countrymen.
Article 4. Mandatory Insurance entities
Civil-legal liability
Mandatory civil-legal entities
responsibility are guards and other persons responsible
of which are insured, insurers, Motor (transport) insurance bureau
Ukraine (continued), losses. {Article 4 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 5. Mandatory civil-legal insurance facility
the liability and conditions of harm
Mandatory civil-legal insurance
the responsibility is the main interests that are not contradictory
Legislation relating to non-personnel-related legislation,
The civil-legal responsibility of which is insured, harm,
By the living, health, victim of the victim
Operation of the vehicle.
Chapter II
THE ARRANGEMENT OF THE AGREEMENT
CIVIL LIABILITY INSURANCE
Article 6. Insurance Case
The insurance case is a road transport accident that occurred.
with the participation of the vehicle as a result of
Becomes civil-legal responsibility of the person, responsibility
which is insured, for damage caused by the life, health of the
I'm sorry, I'm sorry. {Article 6 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 7. Determining the size of the insurance payment
7.1. Insurance payment size (contribution, prizes)
is set by insurance on its own by product size
the basic insurance payment and the values of appropriate corrective
the coefficients approved in accordance with paragraph 7.2 of this
article 13, as well as on the provisions of paragraph 13.2 of Article 13 of this
The law. Insurance is prohibited to install or offer
set the size of the insurance payment calculated in another way.
7.2. Base Insurance Payment Size, List, Value
corrective coefficients and the order of their application is approved
Authorized by the body of the Ministry of the Security Council. Proposals for the Ministry of Trade and Security
the size of the basic insurance payment and the value of the corrective
coefficients are confirmed by actuarial calculations with respect to
The level of loss of this type of insurance in the field of
the last calculated period, which is at least a year, and
Statistics. If an authorized body for 60 years
calendar days from the day of the request of the General Security Service of Ukraine
the size of the basic insurance payment, the list, the corrective values
the coefficients and the order of their application, the preceding corrective
coefficients, the order of their application and the size of the basic insurance
-Payment.
7.3. For international compulsory insurance contracts
Civil-legal liability of landlords
The Cabinet of Ministers of Ukraine sets the maximum dimensions
of the insurance payments within which the ICSSA establishes mandatory for
its full members are the only dimensions of insurance payments for such
Treaties. {Article 7 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 8. Bonus-Moulis
8.1. For the promotion of the unintended operation of the transport
in the contract of compulsory insurance
Civil-legal responsibility for more than half a year,
The insurers have the right to apply the corrective factor depending on
in the presence or absence of insurance cases of guilt,
the responsibility of which is insured, in the period of the previous
Mandatory civil-legal
responsibility (bonus moulds), which is calculated by each
Insurance policy with regard to provisions of paragraph 7.1 of Article 7 of this
The law.
Class to the End-of-Insurance Class
the beginning of the coefficients with the presence of insurance
a string of cases from the guard's fault
Insurance
ARSGUI32.RC IDD_FIND
Insurance premiums
Payment payment payment
M 2.45 0 M M
0 2.3 1 M M
1 1.55 2 M M
2 1.4 3 1 M M
3 1 4 1 M M
4 0.95 5 2 M M
5 0.9 6 3 1 M
6 0.85 7 4 1 M
7 0.8 8 4 1 M
8 0.75 9 5 2 M
9 0.7 10 5 2 1
10 0.65 11 6 2 1
11 0.6 12 6 2 1
12 0.55 13 6 2 1
ARSADM32.RC IDD_RPTW\RPTW\S
{Paragraph 8.1 of Article 8 in the edition of Act N 2902-IV ( 2902-15 ) From
22.09.2005; with changes made under Act N 5090-VI
( 5090-17 ) of 05.07.2012}
8.2. When signing a contract of compulsory insurance
the civil-legal responsibility of the strait is appropriated
class depending on the frequency of the insurance cases that arose from the fault
the person whose responsibility is insured.
8.3. When signing a contract of compulsory insurance
Civil-legal responsibility for the first time
Class 3 is assigned.
8.4. Depending on the number of insurance cases that originated in
Previous mandatory insurance contracts
Civil-legal responsibility for the drafting of such a
new row contract, the increased factor is applied
an insurance tariff with an assignment of a lower class to
lowest-based-M or low-cost exploitation
of the vehicle and in the absence of insurance cases which
arose from the guard ' s fault, the lowering coefficient of
assigning to a higher class.
8.5. The value of this adjustment coefficient and its order
application can be viewed by an authorized body, respectively
to paragraph 7.2. of Article 7 of this Act. {Article 8 is supplemented by paragraph 8.5 according to Act N 5090-VI
( 5090-17 ) of 05.07.2012}
Article 9. Insurance Amount
9.1. The insurance amount is a cash amount that is within the insurance
is required to pay the payment of an insurance reimbursement, respectively
to the terms of the insurance contract
9.2. The size of the insurance amount for the damage caused by the mine
The missing person is worth $50,000 per victim.
In case the total amount of harm per health insurance
A case exceeds five-fold insurance, reimbursement.
Each casualty is proportionally reduced.
9.3. The size of the insurance amount for the damage caused by the life and
The health of the victims is 100,000 hryvnias per day.
Casualty.
9.4. Insurance payments for mandatory insurance contracts
Civil liability is limited to insurance sums,
which acted on the agreement date and specified in the treaty
Insurance.
9.5. The dimensions of insurance sums are reviewed by the Commissioner
the authority according to the level of inflation and the index of consumer prices. {Article 9 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 10. Mandatory insurance contracts
Civil-legal responsibility and territory
contract actions
10.1. Under this Act, the following types of law are made.
Mandatory civil-legal
Responsibility:
Internal contract of compulsory insurance
Civil-legal responsibility (hereinafter-internal treaty)
Insurance);
Treaty of International Mandatory Insurance
Treaty of Civil and Legal Responsibility (Next-Treaty of International
Insurance).
10.2. Internal insurance contracts operate exclusively on
Ukraine.
10.3. International security treaties operate on the territory
The number of countries in such treaties. Treaties of International
the insurance that act on the territory of countries-members of the international
The Green Card auto insurance system,
the corresponding unified Green Card certificate, which is
are recognized and active in these countries.
10.4. During the entrance to the territory of Ukraine the owner
A vehicle registered in another country,
is required to have a term of such a transport
Certificate in Ukraine of the International Automobile
Green Card Insurance or Internal Insurance Contract
Civil-legal responsibility.
Article 11. Mandatory Security Information
Civil-legal liability
The insurance gives information about the signed and pre-established
terminated the mandatory civil-legal insurance
responsibility to a centralized database in order,
installed in a position of a centralized database on
Mandatory civil liability insurance
( z0691-10 ) which is approved by the Commissioned Authority by post
IAS.
Article 12. Setting Franchise
12.1. The size of the franchise when the damage is damaged
The victim of the victim, is set in the contract of the treaty
Mandatory civil liability insurance and not
may exceed 2 percent of the insurance amount within which
-I'm sorry, I'm sorry. I'm sorry, I'm sorry.
Insurance damages are always reduced by the amount of the franchise,
designed by the rules of this sub-item.
12.2. Franchise damages caused by injury
And/or the health of the victims, does not apply.
Article 13. Civil-legal insurance features
responsibilities of individual categories
citizens of Ukraine
13.1. Combat and disability of the war
The law, the disabled I of the group, who personally manage the right to them
vehicles, as well as the persons who manage the transport
means, a proper disabled I group, in his presence,
free from mandatory civil rights insurance.
liability in the territory of Ukraine. Reimbursement of losses from
Traffic accidents which are identified by the person who are identified
Conduct the work of the Law of the Security Council. {The official interpretation of the provisions of article 13, paragraph 13.1. in
Decision Of The Constitutional Court N 7-rp/ 2014 v007p710-14 ) From
23.12.2014}
13.2. The size of the insurance payment by one internal contract
Insurance decreases by 50 percent, provided that
A citizen of Ukraine is a member of the war, with a handicapped II
groups, the person who suffered from the Chernobyl disaster,
From I or II category, the pensioner, and the provided
the vehicle has a working volume of the engine up to 2500 centimetres
The cubic includes this citizen on the right of property.
The selected pill is provided with personal control of such a
a vehicle that belongs to the designated
The number of categories of citizens of Ukraine, without the purpose of providing paid services
For passengers or cargo. {Paragraph 13.2 of Article 13 in the edition of Act N 3045-VI ( 3045-17 ) From
17.02.2011; with changes made under Act N 5090-VI
( 5090-17 ) of 05.07.2012}
{Article 13 in the edition of Act N 2902-IV ( 2902-15 ) From
22.09.2005}
Article 14. Securing the rights of the strahler to choose
Insurance
14.1. The strait has the right to choose an insurance to make an entry
Mandatory civil-legal insurance treaty
responsibility.
14.2. Insurance ca n' t refuse any guard in the world
Contractual mandatory civil-legal insurance
responsibility. {Paragraph 14.2. of Article 14 of the changes under the Act
N 3045-VI ( 3045-17 ) From 17.02.2011}
14.3. Provision of services to individual bodies
power and management of treaties
Mandatory civil liability insurance
The owners of the vehicle are prohibited.
14.4. Prohibition of binding
Civil liability insurance in the United States
Registration (pererestion) of vehicle and design
(a) for the purposes of the following:
The police have, in addition to the points of descent through the state border of Ukraine.
Making mandatory insurance contracts
A civil-legal responsibility in the points of descent through
the state border of Ukraine is carried out in a manner defined by
Authorized by the organ. (Item 14.4 of Article 14 in the edition of Act N 2902-IV ( 2902-15 ) From
22.09.2005)

{Article 15 is excluded from Act N 3045-VI.
( 3045-17 ) From 17.02.2011}

Article 16. Use of insurance certificates of international
Green Card
In case of vehicle exit, registered in the
Ukraine, to member countries of the international system of automotive
Green card insurance holder of such a vehicle
Required to have a valid international insurance contract,
received by the corresponding unified insurance certificate
"Green Card".
Departure from Ukraine to member countries of the international system
Auto insurance "Green card" of vehicle,
registered in Ukraine, in the event of a lack of a treaty
international insurance signed with insurance-full article
Member of the Ministry of Health and Security,
The Green Card certificate, is prohibited. {Article 16 is supplemented by the second under Law N 5090-VI.
( 5090-17 ) of 05.07.2012}
Article 17. Contract of Insurance
17.1. Insurers are required to teach duty
Insurance of civil liability (internal treaty)
Insurance, International Insurance Agreement, International Agreement
"Green card") according to this Act and the incumbent
legislation of Ukraine.
Internal Security for Mandatory Insurance
civil-legal responsibility is concluded by a single
Year. {Paragraph 17.1 Article 17 is supplemented by paragraph others according to
Act N 3045-VI 3045-17 ) From 17.02.2011}
Internal agreement of compulsory insurance
the civil-legal responsibility of the lines is smaller than one year,
but not less than 15 days allowed solely on transport
tools: unregistered-an hour before their registration, temporarily
registered-an hour before their permanent registration, registered
on the territory of foreign powers-for the time of their stay in the territory
Ukraine. {Paragraph 17.1 Article 17 is supplemented by the paragraph third according to the
Act N 3045-VI 3045-17 ) From 17.02.2011}
The International Green Card can be on the line.
15 days, 1 month, 2 months, 3 months, 4 months, 5 months,
6 months, 7 months, 8 months, 9 months, 10 months, 11 months
Or one year. {Paragraph 17.1. Article 17 is supplemented by paragraph 4
under the Law N 3045-VI ( 3045-17 ) From 17.02.2011}
Internal Insurance Contract for the Line of Action
may be determined by the period of the use of the vehicle, which
cannot be less than six calendar months. {Paragraph 17.1
Article 17 is supplemented by paragraph 5 according to Act N 3045-VI
( 3045-17 ) From 17.02.2011}
Talk of compulsory civil-legal insurance
responsibility of the owners of vehicles subject to the
Compulsory technical control in accordance with the Law of Ukraine
"On the Road Traffic" 3353-12 ), are subject to insurers under the terms of
passing by specified vehicles mandatory
of technical control if they according to the Audit Protocol
The technical status is considered to be technically feasible. {Paragraph 17.1 of the article
17 complemented by paragraph sixth by Act N 3565-VI
( 3565-17 ) 05.07.2011}
Talk of compulsory civil-legal insurance
responsibility of the owners of vehicles subject to the
mandatory technical control, concluded on strings that are not necessary.
exceeds the line with the vehicle passing by the vehicle
of compulsory technical control according to the requirements of the Law
Ukraine "On Road Traffic" 3353-12 ). {Paragraph 17.1 of article 17
complemented by the paragraph by the seventh under the Law N 3565-VI ( 3565-17 )
05.07.2011}
17.2. Civil-legal insurance policy
responsibility is a document, technical description, samples, order
the order, whose supply is approved
Authorized by the body of the Ministry of the Security Council. {Paragraph 17.2 of Article 17 in the edition of Laws N 2756-VI ( 2756-17 )
02.12.2010, N 5316-VI ( 5316-17 ) 02.10.2012}
17.3. In the contract of compulsory insurance
Civil-legal liability of the guards is obligated
tells the insurance about all the incumbent contracts mandatory
Civil liability insurance concluded with others
insurers, and on demand of insurance, provide information
about all the known circumstances that have significant significance to the assessment
Insurance risk.
17.4. In case of loss of insurance policy, the insurance is required
for seven calendar days free to release a duplicate of this
The police are on the basis of the execution of the guards. In case of duplicate loss
The conditions of its reissuing are determined by the treaty.
17.5. In the contract of compulsory insurance
Civil-legal liability of the insurance is obligated
To see a special sign free of charge,
are approved by the Commissioner of Commissioners for the publication of ITSBU, and the form of
Report on road transport service of the ICU
sample, as well as the list of representatives of the insurance authorized
execute a function of such insurance regarding the handling of claims in
Autonomous Republic of Crimea, areas, cities of Kyiv and Sevastopol.
In case of loss or use of a message form
a written statement of travel insurance
The guard is obliged to issue him a new form
such a message. {Article 17 is supplemented by paragraph 17.5 according to Act N 2902-IV
( 2902-15 ) From 22.09.2005; in the editorial of Law N 3045-VI
( 3045-17 ) From 17.02.2011}
17.6. Arrangement of mandatory contracts
Civil liability insurance is established in
The order identified by the authorized body for the representation of the IAS. {Article 17 is supplemented by paragraph 17.6 according to Act N 3045-VI
( 3045-17 ) From 17.02.2011}
17.7. MTRS can establish the only conditions of reinsurance
Mandatory civil-legal
responsibilities which are binding to members of the ICU. {Article 17 is supplemented by paragraph 17.7 according to Act N 5090-VI
( 5090-17 ) of 05.07.2012}
Article 18. Early termination of the insurance contract with
The State of America
18.1. Action of the contract of compulsory insurance
Civil-legal responsibility may be phased out:
18.1.1. for the written requirement of the strait which he is
is required to inform the insurance not later than 30 days before
Aborting the insurance contract and provide the original policy
Insurance;
18.1.2. In the case of the withdrawal of a vehicle from the possession
The guard against his will or the destruction of the vehicle;
18.1.3. Other sub-laws. {Sub-paragraph 18.1.3. paragraph 18.1 of article 18 of the changes made by
under the Law N 5090-VI ( 5090-17 ) of 05.07.2012}
18.2. In case of an early termination of the contract of binding
Civil liability insurance removed
The insurance policy and annoys it and in the absence of payment
The insurance penalty for this contract returns the strait
a share of the insurance payment, which is calculated proportionally to the period
insurance remaining prior to the contract expiration date, with
-By-law, in the cases prescribed by the law of the costs of
doing business, but not more than 20 percent of that share.
If the rejection of the strait from the contract is due
In violation of the terms of the insurance contract, such insurance returns
The strait is paid by the insurance payments in its entirety. {Paragraph 18.2 of Article 18 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 19. Early termination of the insurance contract with
Insurance initiatives
19.1. The agreement may be terminated unilaterally.
the order from the insurance initiative in case the amount paid
The reparations for the current contract exceeded the aggression of the insurance
the amount. {First paragraph 19.1 of Article 19 in the edition of the Law
N 5090-VI ( 5090-17 ) of 05.07.2012}
The aggregate insurance is determined by the addition of insurance sums
For the damage to life and health, and for the damage to the Mayans.
Casualty, one victim. {Paragraph 19.1 of Article 19 in
revision of Act N 5090-VI ( 5090-17 ) of 05.07.2012}
In this case, the insurance is required to report
the guard for 24 hours. The treaty is considered valid.
within 10 calendar days from the day the message is sent
Termination of contract

{Paragraph 19.2 of Article 19 is deleted on the basis of Act N 5090-VI
( 5090-17 ) of 05.07.2012}

Article 20. Validity of the insurance contract in case of elimination
Insurance
20.1. In case of the elimination of the insurance, the successor
established, insurance contracts retain their strength to
end the line of action of this contract.
20.2. In case of elimination of insurance by its own decision
The obligations of this insurance insurance will be determined by the
-The liquidation commission.
20.3. In case of liquidation of insurance by determined
The law of the organs of the obligations of compulsory insurance
A civil-legal responsibility is performed by the liquidation commission.
The duty of insurance under such treaties to perform the
The insurance that is liquidated is not enough funds and/or property,
Adopts the IAS. Fulfillment of duties in full
is guaranteed by the staff of the relevant centralized insurance
A reserve fund for the ICU under the conditions defined by this Act. {Paragraph 20.3 of Article 20 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 20-1. Validity of the insurance contract in case of change
vehicle owner
20-1.1. If the owner of the vehicle is modified
The insurance contract retains the validity until the end of the line
His actions.
20-1.2. In case of a vehicle application
the rights and duties of the strait go to the person who
He took such a vehicle into his property.
20-1.3. In the case of death of a strait-the physical person of his
the rights and duties of the contract of insurance are transferred to persons,
I'm sorry to have brought the vehicle into the country's legacy.
20-1.4. If the guard is a legal entity terminated and
established by his successors, rights and duties
The insurance contract is transferred to the
The successor. {The law is supplemented by Article 20-1 according to Law N 5090-VI
( 5090-17 ) of 05.07.2012}
Article 21. Ensure that insurance is required
Civil-legal liability
21.1. Given the provisions of paragraph 21.3 of this article,
Territory of Ukraine prohibits the operation of the vehicle
(except for vehicles that are not installed)
corrective factor depending on vehicle type)
Free civil-legal insurance policy
the territory of Ukraine, or the territory of the
(certificate) mandatory civil-legal insurance
of responsibility in another country with authorized
civil rights organization, with
The SBU has concluded an agreement on mutual recognition of such treaties.
Insurance.
Regarding vehicles that do not participate in the
Traffic, the signing of the contract of insurance is optional.
The vehicle must meet the requirements predicted.
Paragraph 1.7 of Article 1 of this Act, since taking part in
Traffic on the territory of Ukraine. {Paragraph third paragraph 21.1
article 21 in the edition of Act N 5090-VI ( 5090-17 ) of 05.07.2012}
The position of this item does not apply to individuals who are released
for the compulsory civil liability insurance
Paragraph 13.1 of Article 13 of this Act.
21.2. Control of the presence of binding treaties
Insurance for the civil liability of land owners
Vehicles carried out:
Corresponding units of the National Police of the United States
protocol for road traffic violations ( 1306-2001-P ) and
Production of road transport adventures; {Abzac second
Article 21, paragraph 21.2, with changes made under the Law
N 3565-VI ( 3565-17 ) from 05.07.2011, N 766-VIII ( 766-19 ) From
10.11.2015}
Organs of the State Border Service of Ukraine during
Crossing the transport means of the state border of Ukraine.
21.3. When using a vehicle in the road traffic
the person who manages it is obliged to have an insurance policy
(certificate). Insurance policy is charged with officials
the bodies defined in paragraph 21.2 of this article, on their request.
21.4. In the case of vehicle operation
Ukraine without the presence of a valid policy of mandatory insurance
A civil-legal liability of a person is responsible,
By law. {Article 21 in the edition of Act N 586-VI ( 586-17 ) from 24.09.2008}
Chapter III
ORDER OF INSURANCE
DAMAGES IN THE TERRITORY OF UKRAINE
Article 22. Damage reparation, third party
22.1. In case of insurance case insurance within the
The insurance money listed in the insurance policy will reimburse the
The Order of the Order is established by the Law of the
Road, Health, Mayan
Third person.
When an event occurs, which is the basis for the event
regulatory payment, the MTSBU within the insurance sums that were valid
on the day of occurrence of such an event, reimburse to this
The law of the order is assessed by the law of the
Traffic, Health, Third
Persons.
22.2. Under this Act, the victim is legal
The Ministry of Health and Health
He's going to get hurt all the way to the school. {Article 22 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 23. Damage to life and health
Loss of
23.1. Damage to the life and health of the victim
As a result of road traffic, there is a:
The regret associated with the treatment of the victim;
The regret associated with the temporary loss of employment
Casualty;
A regret associated with a sustained loss of performance
Casualty;
The moral regret that is in physical pain and suffering,
which the victim is a physical person in connection with a cripple or
Other health care;
Sorry to be related to the death of the victim. {Article 23 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 24. Damage to treatment
Loss of
24.1. Due to the treatment of the victim,
The reasoned costs associated with the delivery, placement,
utriage, diagnosis, treatment, prosthetics and information
The rehabilitation of the victim in a suitable health institution,
medical care, treatment at home and acquisition
Hospitals.
Expenses related to the treatment of victims in foreign countries
the state, reimbursed if the treatment was consistent with the person,
In the case of insurance remuneration and insurance premiums.
These are the costs and the need for them.
do must be documented
The institution of public health.
24.2. Minimum size of the insurance reimbursement
(a regulation payment) for the damage associated with the treatment
The victim is 1/30 of the minimum wage in the world
monthly rate set by the law on the date of occurrence
the insurance case, for every day of treatment, confirmed
a suitable institution of health care, but not more than 120 days.
24.3. If insurance (ITSBU) is not provided with documents, that
confirms the size of the expenses specified in paragraph 24.1 of this article,
or their documented size is smaller than the
minimum size, defined in accordance with paragraph 24.2 of this
article, an insurance (ITSBU), is reimbursed in the amount of
defined in paragraph 24.2 of this article. {Article 24 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 25. A regret associated with a temporary loss
Loss of loss capacity
Due to the temporary loss of disability
Regrettable no income was received for the confirmed
The institution of health care is an hour of loss. Income
The victims are assessed in the following sizes:
for a working person (a person who works for employment
unreceived average salary, calculated
According to the rules of legislation of Ukraine on labour;
for the person who provides themselves with the work on its own,
the net income that is calculated as the difference between income by
Previous (before road vehicle) calendar year and
the income obtained in the calendar year when the person was
Temporarily inoperable;
for an unworking full person-help in size, not
to the lower minimum wage established by the current
Legislation.
If a person has been in a given status less than
calculated terms, then the average monthly calculation is taken into account
income from the calculation of the total income of the person in the previous year
prior to the age of the calendar year and income for
the actual term (full months) of the person in the specified
A statue.
Article 26. A regret associated with a sustained loss of performance
Loss of
26.1. A regret associated with a sustained loss of performance
Loss of profits caused by road accident,
reimbursed in size defined according to the Civil War
Code of Ukraine 435-15 ).
26.2. Minimum size of the insurance reimbursement
(a regulation) for the damage to the loss of loss of
Performance of victims due to road transport,
is:
in the case of the establishment of the I disability group-36 minimum
The wage paid in the monthly size set by the law on the date
The case of the insurance case;
in the case of the establishment of the II disability group-18 minimum
The wage paid in the monthly size set by the law on the date
The case of the insurance case;
in the case of the installation of the III disability group-12 minimum
The wage paid in the monthly size set by the law on the date
The case of the insurance case;
in the case of recognition of a minor (small) person
child-disabled-18 minimum wage in the lunar market
the amount set by the law on the date of the case of the insurance case.
26.3. If insurance (ITSBU) is not provided with documents, that
confirm the amount of damage associated with the loss
the performance of the victim, or that size is smaller than
minimum size defined in accordance with paragraph 26.2 of this
article, insurance (ITSBU) exercise damages,
defined in paragraph 26.2 of this article. {Article 26 in the edition of Act N 5090-VI ( 5090-17 ) From
05.07.2012}
Article 26-1. Damage to moral harm caused by
Loss of
Insurance (in cases stipulated by "g" and "g" subparagraphs)
41.1 and sub-paragraph 41.2 of Article 41 of this Act,
-MTSBU) is repulsed by the victim-a physical person who has suffered
Health care during road traffic,
A moral regret of 5 percent of the insurance pay for the damage,
I'm sorry, I'm sorry. {The law was supplemented by Article 26-1 according to Law N 5090-VI
( 5090-17 ) of 05.07.2012}
Article 27. Sorry to be associated with the death of the victim
27.1. Insurance reimbursement (payment)
is paid if the death of the victim is due to
Road transport came one year after
road traffic and is a direct consequence of this
Road traffic.
27.2. Insurance (in cases provided by Article 41 of this)
Law,-MTSBU) commits harm to harm caused by death
of the victim, on conditions established by Article 1200 of the Civil
the Code of Ukraine, every person who has the right to such
reimbursement, equal parts. Total Insurance Size
Reparations (regulations) for the trimanates of one deceased
ca n' t be less than 36 minimum wage in the world
monthly rate set by the law on the day of occurrence
the insurance case.
27.3. Insurance (in cases stipulated by "g" subparagraphs)
" Article 41.1 and paragraph 41.2 of Article 41 thereof
The law, "MTSBU" recompates the moral harm caused by death.
physical person, her husband (wife), parents (adopters) and
Children (adopted). Total size of such insurance
Reimbursement (s) of this person in relation to the same
The deceased is 12 minimum wage in the moon.
the amount established by the law on the day of the insurance
This is the case, and is paid in equal parts.
27.4. Insurer (IAS) is responsible for the redress of the person who
Carried out the costs of burial and construction of the tombstone
of the monument, according to the provision of insurance (ITSBU) of the documents, which
confirming the costs and the appearance of the original certificate
About death. The total size of this reparation for one thing
the deceased cannot exceed 12 minimum wage in the
monthly rate set by the law on the day of occurrence
the insurance case.
27.5. Damage to the death of the victim,
can be paid in the form of a one-time payment. General
the size of all the insurance reuses (regulations)
payment) for the damage inflicted on the life and health of one person, not
No, no, no, no, no, no.