/Entry into force: 01/01/2017

Introductory provisions



section 1 of this Regulation shall apply for the purposes of the Act (2016:1024) on the activities of the housing credit.



section 2 of the terms used in this regulation have the same meaning as in the Act (2016:1024) on the activities of the housing credit.



Registry issues



section 3 of the FSA is a data controller under the data protection Act (1998:204) the register kept in accordance with Chapter 5. section 1 of the Act (2016:1024) on the activities of the housing credit.



section 4 of the registry shall make public the information contained in the registry.



In the case of personal data, the registry have the objective to provide data for



1. the supervision that the FSA has over creditors and credit intermediaries under the Act (2016:1024) on the activities of housing credit, and



2. public information on creditors and credit intermediaries that have been entered in the register.



paragraph 5 of the provisions of the personal data Act (1998:204) for rectification and indemnity shall apply to the processing of personal data pursuant to this regulation.



clause 6 of the registry data shall be entered for each creditors and credit intermediaries are authorised under the Act (2016:1024) on the activities of housing credit and for each foreign intermediaries from a country in the EEA which operate in this country.



section 7 in respect of creditors and credit intermediaries are authorised under the Act (2016:1024) on the activities of housing credit going to the register contain information on



– firm name,



– registration number or an equivalent identity function,



-postal address and telephone number,



– the date of the registration,



– the name of the senior management responsible for credit intermediation activities of a credit intermediary, and



– the countries within the EEA as a credit intermediary operating at under Chapter 3. section 4 of the Act on the activities of the housing credit.



If a permit for a creditor or credit intermediary has been withdrawn, the financial supervision authority promptly remove the creditor or credit intermediary from the register.



section 8 in relation to a foreign credit intermediaries from a country in the EEA shall register contain the information that the FSA has received from a competent authority in the home country of the credit intermediary in such a notification referred to in Chapter 3. the second subparagraph of paragraph 6 of the law (2016:1024) on the activities of the housing credit.



If the financial supervision authority receives a notification from the competent authority of the credit intermediary's licence has been revoked, should the inspection without delay remove the credit intermediary from the register.



§ 9 the register shall include details of the contract pursuant to Chapter 4. section 13 of the Act (2016:1024) on the activities of housing credit, and if approved the articles of association or statutes approved.



section 10 of the data in the register referred to in paragraphs 6 to 9 must be kept current and available on the FSA website.

The site will also contain contact details of the competent authorities in the other countries within the EEA.



Duty to notify



section 11 Of the financial supervisory authority revokes an authorization for a credit intermediary authorised under the Act (2016:1024) on the activities of mortgage credits, the supervisory authority without delay and at the latest within 14 days inform the competent authorities of the countries within the EEA as credit intermediary operating at under Chapter 3. paragraph 4 of the law on the credit intermediary's licence has been revoked.



Appropriations



section 12 of the financial supervision authority may, in the case of the law (2016:1024) on the activities of housing loans provide for 1. the content of an application for a permit under the Act shall have,



2. the requirements on the insight and experience to apply for participation in the management of a credit intermediary in accordance with Chapter 3. 2 paragraph 4,



3. such insurance for damages referred to in Chapter 3. 2 paragraph 6,



4. what information should be included in a notification under Chapter 3. 4

§,



5. What a creditor or credit intermediary must comply in order to meet the obligations set out in Chapter 4. section 1,



6. What are the requirements regarding knowledge and skills according to Chapter 4. section 2,



7. a creditor or credit intermediary's remuneration schemes according to Chapter 4. 3 to 6 sections,



8. guidelines for lending under Chapter 4. section 11,



9. guidelines for evaluation of safety pursuant to Chapter 4. 12 § and what should be exercised with regard to the documentation of the valuation,



10. what information should be included in a notification under Chapter 4.

13 § and what a creditor or credit intermediary should observe when it comes to outsourcing, 11. What should be included in the documentation according to Chapter 4. section 14, and 12. What information a company shall submit to the financial supervision authority for its regulatory activities in accordance with Chapter 5.

3 to 5 sections.