Chapter 1. Definitions
Article 1 for the purposes of this regulation,
1. liability insurance: insurance for
liability as set out in Chapter 2. 5 § 4 and § 6
paragraph 2 Act (2005:405) on insurance mediation, and
2. load register: the register kept in accordance with the law
(1998:620) on load records.
Chapter 2. Application for authorization and notification of registration
The application for the authorisation of the financial supervision authority for the Swedish
insurance intermediaries
§ 1 an application by a natural person for permission to
insurance intermediation pursuant to Chapter 2. section 1 of the Act (2005:405) if
insurance mediation shall indicate:
1. the natural person's first and last name, mailing address,
phone number and social security number or, if there is none,
date of birth, and
2. for which types of insurance, the
what classes or groups of classes
that permission is sought.
The application shall also contain a description indicating that the
physical person
1. covered by liability insurance,
2. is not a minor, in bankruptcy, subject to disqualification
or trustee under Chapter 11. 7 § parental code,
3. do not occur in criminal records for offences
referred to in Chapter 3. § 1 or aiding and abetting such crimes,
4. has shown the good character of Economic Affairs
required pursuant to Chapter 2. paragraph 5(2) of the law on insurance mediation and the
regulations issued pursuant to Chapter 7. 1 § 2, and
5. has the knowledge and skills required in Chapter 2. 5 § 3
the law on insurance mediation and the regulations
issued under Chapter 7. 1 § 3.
section 2 of an application by a legal person for permission to
insurance intermediation pursuant to Chapter 2. section 1 of the Act (2005:405) if
insurance mediation shall indicate:
1. the legal person's business name, registration number,
mailing address and telephone number,
2. for which types of insurance, the
what classes or groups of classes
that permission is sought, and
3. the name, surname and personal identification code or, in the
is missing, the date of birth on the employees who must convey
insurance on behalf of the legal person, together
with an indication of which types of insurance, the
or what classes or groups of
classes of insurance that the employee shall have the right to
convey.
The application shall also contain a description that indicates that
1. the legal person are covered by liability insurance,
2. the legal entity is not bankrupt or in
liquidation,
3. to be included in the lead, or shall be replacement
for he satisfies the requirements of Chapter 2. section 6 of the first
paragraph 3 the law on insurance mediation, Chapter 3. 2 and 4 sections and
the regulations issued pursuant to Chapter 7. 1 § 2 and 4,
and that
4. the legal person has carried out the checks of
employees provided for in Chapter 2. the second subparagraph of paragraph 6 of the law on
insurance intermediation, Chapter 3. section 5 and the regulations
issued under Chapter 7. 1 § 5.
The application for the authorisation of the financial supervision authority for foreign
insurance intermediaries
section 3 of the application of a foreign insurance intermediary if
authorization for insurance intermediation pursuant to Chapter 3. section 2 of the Act
(2005:405) on insurance mediation shall indicate:
1. the foreign agent's company name or first and last name,
registration number, date of birth or equivalent
task identity, postal address and telephone number, and
2. the branch's corporate name or first and last name, phone number and
mail address, and
3. for which types of insurance, the
what classes or groups of classes
that permission is sought.
The application shall also contain a description that indicates that
1. the provider in his country of origin is under adequate supervision of
a competent authority, and to
2. the competent authority of the home Member State has admitted that the intermediary
establish themselves in Sweden.
The application shall also contain a description that indicates that it is
supposable that the provider meets the requirements in Chapter 2. 5 or 6 §
the law on insurance mediation.
The application for the authorisation of the financial supervision authority for the side activities
section 4 of the application for authorization for a natural person to exercise
such activity as described in Chapter 2. 5 section 15
Act (2007:528) securities market shall contain
the identity of the natural person's first and last name,
postal address, telephone number and social security number or, if such
missing, the date of birth.
The application shall also contain a description indicating that the
physical person
1. meet the requirements of Chapter 5. section 1 of the Act (2005:405)
the IMD and the regulations issued by
under Chapter 7. 1 § 3, and
2. subject to such insurance for liability
which shall be pursuant to Chapter 4. paragraph 1 and the provisions
issued under Chapter 7. 2 §. Regulation (2007:587).
section 5 An application for a permit for a legal entity to exercise
such activity as described in Chapter 2. 5 section 15
Act (2007:528) securities market shall contain
stating the company name, registration number, postal address and
phone number.
The application shall also contain a description indicating that the
legal entity
1. meet the requirements of Chapter 5. section 1 of the Act (2005:405)
the IMD and the regulations issued by
under Chapter 7. 1 § 3 and 4, and
2. subject to such insurance for liability
which shall be pursuant to Chapter 4. paragraph 1 and the provisions
issued under Chapter 7. 2 §. Regulation (2007:587).
Notification of registration with Bolagsverket the Swedish
insurance intermediaries
section 6, An application for registration pursuant to Chapter 2. section 3 of the Act
(2005:405) on insurance mediation of an insurance intermediary
who is a natural person shall contain an indication of the name and
last name, social security number, mailing address and telephone number.
Together with the notification, an insurance intermediary shall provide a
certified true copy of the FSA's authorisation to
insurance mediation.
7 § registration for registration pursuant to Chapter 2. section 3 of the Act
(2005:405) on insurance mediation of an insurance intermediary
that is a legal person shall contain an indication of the firm,
corporate identity number, postal address and telephone number.
Together with the notification, an insurance intermediary shall provide a
certified true copy of the FSA's authorisation to
insurance mediation.
Notification of registration with Bolagsverket by related
insurance intermediaries
§ 8 notification for registration pursuant to Chapter 2. section 4 of the Act
(2005:405) on insurance mediation of an insurance intermediary
who is a natural person shall indicate:
1. business name and registration number for the insurance company with
which the provider has entered into an agreement,
2. the natural person's first and last name, social security number,
mailing address and telephone number, as well as
3. for which types of insurance, the
what classes or groups of classes
which registration is sought.
If the insurance company is a foreign insurance companies,
It shall at the same time, submit a certified copy of the
registration certificate or equivalent document for
insurance company.
§ 9 notification of registration pursuant to Chapter 2. section 4 of the Act
(2005:405) on insurance mediation of an insurance intermediary
that is a legal entity, indicate
1. business name and registration number for the insurance company with
which the provider has entered into an agreement,
2. the legal person's business name, registration number,
mailing address and telephone number, as well as
3. for which types of insurance, the
what classes or groups of classes
which registration is sought.
If the insurance company is a foreign insurance companies,
It shall at the same time, submit a certified copy of the
registration certificate or equivalent document for
insurance company.
Registration with the companies Registration Office of foreign insurance intermediaries
section 10 A notification for registration pursuant to Chapter 3. section 4 of the Act
(2005:405) on insurance mediation shall indicate:
1. the foreign insurance intermediary firm or for-and
last name and company number or date of birth, and
2. the branch's corporate name or first and last name as well as
corporate identity number or social security number, mailing address, and
phone number.
Together with the notification, an insurance intermediary shall provide a
certified true copy of the FSA's authorisation to
insurance mediation.
Registration with the companies registration office if the ancillary activity
section 11 notification of registration in accordance with Chapter 5. section 2 of the Act
(2005:405) on insurance mediation for natural person
contain the name, surname and personal code number and
for legal persons indicate the company name and
company registration number.
At the same time, a certified copy of the decision of the financial supervisory authority
If condition to activity according to Chapter 5. paragraph 1 of the law on
insurance mediation are submitted.
Signature of notification etc.
section 12 of the application for registration pursuant to Chapter 2. section 3 and Chapter 5. section 2 of the
Act (2005:405) on insurance mediation, for physical
personal signed by the notification and for legal
person of the authorized signatory.
Application for registration pursuant to Chapter 2. paragraph 4 of the law on
insurance mediation shall be signed by the competent
signatory for the insurance company with which the intermediary
has entered into an agreement.
Application for registration pursuant to Chapter 3. paragraph 4 of the law on
insurance mediation shall be signed by the foreign
insurance intermediary. If the foreign insurance intermediary
is a legal entity, shall be signed by the competent
signatory. Together with the notification shall
insurance intermediary shall provide the certificate of registration, or
the corresponding action.
Notification under Chapter 8. section 4, second subparagraph, the law of
insurance mediation shall be signed by the competent
signatory for the insurance company with which
insurance intermediary have concluded agreements.
section 13 Of the tasks that an insurance undertaking or a
insurance intermediaries has left to the companies Registration Office has been changed,
the insurance company and the insurance intermediary
immediately inform the Office about this.
Chapter 3. Control of criminal records
section 1 with some serious property offences or certain serious
economic crime according to Chapter 2. 5 § 2 Act (2005:405) if
insurance mediation referred to crimes or complicity to crimes against
1.8, 9, 10, 11, 12, 14 or 15. the criminal code,
2. Italian law (1971:69),
3. Act (1985:354) prohibiting legally or financially
Counsel, or
4. Act (2005:377) on penalties for market abuse in trade
with financial instruments.
First subparagraph
1. If the lowest prescribed penalty is imprisonment, and
2. where a judgment or decision or a
penalty order approved in respect of such an offence within five
years before the date of the control in the registry is made.
section 2 of the regulations on financial supervision authority's right to request
information extracted from criminal records is available in 13 a of the regulation
(1999:1134) if the load tables and the individual's right to
request a special excerpt of this register is available in 22 a of the
the same regulation.
section 3 of the testing for the presence of criminal records that
According to Chapter 2. paragraph 4(1) Act (2005:405) if
insurance mediation must be carried out in respect of the tied
insurance intermediaries who are natural persons shall
the insurance company may request that the individual in question shows up
such a register referred to in section 22 (a) Regulation
(1999:1134) on load records. The extract from the register that
presented may not be older than three months.
The insurance company may not documenting the performed
control other than by means of a note to
Register extract have been shown up.
A natural person who exists in the criminal records of
offence or aiding and abetting an offence referred to in paragraph 1, shall not
be notified of registration with Bolagsverket.
section 4 of the testing for the presence of criminal records that
According to Chapter 2. paragraph 4(1) Act (2005:405) if
insurance mediation must be carried out in respect of the tied
insurance for intermediaries who are legal persons
the insurance company may request that the program be included in the
legal entity's management or be replacements for him
showing up such a register referred to in section 22 (a)
Regulation (1999:1134) on load records. The
extract from the register that shows up should not be older than three
months.
The insurance company may not documenting the performed
control other than by means of a note to
Register extract have been shown up.
If a person referred to in the first subparagraph shall appear in
criminal records for offences or complicity to crimes
referred to in paragraph 1, may not be reported for the legal entity
registration with Bolagsverket.
paragraph 5 of the testing for the presence of criminal records that
shall be carried out in accordance with Chapter 2. the second subparagraph of paragraph 6 of Act (2005:405)
the IMD, the legal entity may request
a worker who must convey assurances for the
legal entity's behalf shows off such a register extract
referred to in article 22 Regulation (1999:1134) if
load records. The extract from the register that is presented may not
be older than three months.
The legal entity cannot document the
control other than by means of a note to
Register extract have been shown up.
Only data about employees that do not occur in
criminal records for offences or complicity to crimes
referred to in paragraph 1 shall be the basis for the application for a permit
According to Chapter 2. paragraph 1 of the law on insurance mediation or notification
for registration as referred to in Chapter 2. paragraph 4 of the same law.
Chapter 4. Liability insurance
section 1 authorisation to insurance mediation under the Act
(2005:405) on insurance mediation is required to
insurance terms for liability insurance means that
1. insurance covers the whole of the European Community
territory,
2. the insurance covers damage caused from
date on which the agent was registered with the companies registration office and that
notified to the insurer, as long as the insurance applies,
3. the insurance is linked to a length of extended cover which means that
the insurance also covers damage which is reported to the
the insurer within three years from the time the insurance is
expired and not covered by any other insurance,
4. the injured party may direct claims for compensation in accordance with
the insurance contract directly against the insurer in the
extent to which he or she has not received compensation of the
insured,
5. the compensation shall be paid to the injured party without
deduction of excess, and
6. insurance may cease at the earliest one month after the
The financial supervisory authority has been notified of the termination.
Chapter 5. Insurance broker registry
1 § registration of insurance intermediaries is made in
insurance broker registry. The register is kept by means of
automated processing and shall be kept available at
The companies registration office. The work is personal responsible according to
personal data Act (1998:204) for the table.
In insurance mediation register recorded information for each
insurance intermediaries.
For a foreign insurance intermediary shall registration in
insurance mediation register shall be made on the branch in which the
activities shall be exercised.
section 2 of the Insurance Broker registry shall give the public the
information included in the register.
In the case of personal data, the register shall be conducted for the
provide data for
1. the supervision that the FSA has over
insurance intermediaries and the insurance company in accordance with the law
(2005:405) on insurance mediation,
2. information for the public on insurance intermediaries
have been entered in the register,
3. information about the Swedish reports of insurance intermediaries
activities in other countries in the European economic
area,
4. business, lending or any other public
or individual activities involving business-related information is
basis for trials or decision,
5. updating, supplementation or control of
business-related information contained in the customer or
Member register or similar registers,
6. withdrawal of selection of personal data for direct marketing,
However with the limitation imposed by section 11 of the Privacy Act
(1998:204), and
7. the activities of the State or municipality is responsible according to the law
regulatory and
(a)) relating to insurance intermediaries registered in
insurance broker registry,
(b)) to be performed requires access to
business-related information, or
c) relating to the performance of the obligation.
section 3 of the companies registration office shall ensure that it does not arise from any
undue intrusion into the privacy of the data subject
or any risks from the point of view of safety. For these purposes,
authority in individual cases set up conditions for the treatment
of personal data.
section 4 of the Swedish companies registration office, for the purposes set out in section 2 of the a
case-by-case basis, decide on the direct access to the
insurance broker registry.
§ 5 the provisions on damages in section 48 of the personal data Act
(1998:204) applies to the processing of personal data in accordance with
This regulation.
6 § in the case of rectification of personal data in
insurance mediation register paragraph 26 of administrative procedure act
(1986:223) shall apply instead of section 28 of the data protection act
(1998:204).
paragraph 7 of The decision on refusal of information under section 26
personal data Act (1998:204) may be appealed to the General
Administrative Court follows from 22 a of the administrative procedure act
(1986:223).
section 8 of the insurance broker registry, the following information
recorded on insurance intermediaries:
1. organizational or personal identification number,
2. company name or first and last name,
3. postal address and telephone number,
4. what types of insurance, the
classes or groups of classes that
registration,
5. date of authorization to exercise the activities referred to in Chapter 2. paragraph 5 of the
15 the first paragraph of the law (2007:528) on the securities market,
6. the country or countries in which the intermediary shall exercise activities
on the basis of Chapter 4. Act (2005:405) on insurance mediation
and if the activity in question shall be exercised pursuant to Chapter 4. 1 §
or Chapter 4. paragraph 2 of that law,
7. date of registration with the companies registration office, as well as
8. date of decision to permit or registration has
been revoked.
For insurance intermediaries registered under Chapter 2. paragraph 3 of the
the law on insurance mediation shall also be recorded date
Finansinspektionen's decision on permission to
insurance mediation.
For insurance intermediaries registered under Chapter 2. 4 §
the law on insurance mediation must also firm and
registration number, or equivalent data for the or
the insurance company the insurance intermediary have concluded
agreement with recorded.
The Swedish companies registration office shall record the statement of insurance intermediary
email address. Regulation (2007:587).
§ 9 on insurance intermediaries notified under Chapter 3. section 4 of the Act
(2005:405) on insurance mediation, the information
specified in paragraph 1-5, 7-8 and second subparagraphs refer to the
branch in which the operation is to be carried out.
Even the foreign insurance intermediary firm or for-and
last name, registration number, or date of birth and country of residence
shall be recorded in the register.
section 10 of the companies registration office shall notify as soon as possible after registration
The financial supervision authority if the information has been entered into or
been deleted from the insurance broker registry to inspection
can perform its supervisory function. The notification may be made at
medium for automated processing.
section 11 certain provisions regarding FSA's obligation to
notify the companies registration office, see Act (2005:405) if
insurance mediation.
Chapter 6. Registration fees, etc.
1 § in cases concerning registration under this regulation
fee shall be paid for the handling, examination and
registration, with 850 kroner:
1. when applying for registration to
insurance broker registry, and
2. in the case of notification of withdrawal of registration of affiliated
insurance intermediary in accordance with Chapter 8. section 4, second subparagraph, the law
(2005:405) on insurance mediation.
The fee shall not be paid for the registration of the change of
the indication of a telephone number or mailing address. Fee shall not
either paid for registration that occurs after notification or
notification from the FSA.
section 2 of the Fee shall be paid when the application for registration is submitted
check-in. The fee will not be refunded if any proceedings
has begun.
Chapter 7. Appropriations
section 1 of the financial supervision authority may provide for
1. what the insurance undertaking should observe in relation to the
notification and control of tied insurance intermediaries under the
Chapter 2. section 4 of the Act (2005:405) on insurance mediation,
2. What is meant by good character in economic
Affairs pursuant to Chapter 2. 5 paragraph 2 of the law on
insurance mediation;
3. the knowledge and skills required in Chapter 2. 5 § 3
the law on insurance mediation,
4. What is your insight and experience as required in Chapter 2. 6 §
3 the first paragraph of the law on insurance mediation,
5. What is the legal person should observe under the
Chapter 2. the second subparagraph of paragraph 6 of the law on insurance mediation in
connection with the control of employees,
6. what insurance intermediary to observe when handling
complaints referred to in Chapter 5. section 6 of the law on insurance mediation,
7. what the insurance intermediary to observe when it comes
documentation of the insurance agency and disclosure of
such documentation in accordance with Chapter 6. section 6 of the law on
insurance mediation;
8. what information an insurance intermediary, a
the insurance company or a foreign insurance intermediary
shall submit to the financial supervision authority for its regulatory activities
According to Chapter 7. paragraph 4 of the law on insurance mediation,
9. to certain tasks according to Chapter 7. paragraph 4(1)
the law on insurance mediation must be submitted to the
The FSA instead must be submitted to the Statistical
the Central Bureau,
10. insurance intermediaries ' obligation under
Chapter 6. paragraph 1 of the law on insurance mediation,
11. who should be considered as part of the Management Board of a legal
person as referred to in Chapter 2. 6 paragraph 3 law on
insurance mediation;
12. the detailed content of the notice to be provided
According to Chapter 4. 1 and 2 of the law on insurance mediation, and
13. what information beyond what is apparent from this
Regulation, an application, notification or notification under
the law on insurance mediation should contain and what
data at the same time, must be submitted to the financial supervision authority
or to the companies registration office. Regulation (2014:498).
1 a of Before the FSA announces regulations pursuant to
of 1 § 9, inspection give the Riksbank and Statistical
Central Office the opportunity to comment.
Regulation (2014:498).
section 2 of the financial supervision authority may provide for the
liability insurance required for authorisation in accordance with Chapter 5. 1 §
Act (2005:405) on insurance mediation to exercise such
ancillary activity as described in Chapter 2. 5 section 15 the law
(2007:528) securities market.
For the liability insurance required for permission to
insurance mediation under the Act on insurance mediation,
The FSA provide for
1. the maximum compensation that can be left at any one
loss event,
2. highest total compensation that can be paid for a year,
and
3. indexing of maximum compensation.
Regulation (2007:587).
Chapter 8. Information on employees who have the right to communicate
insurance
section 1 of the financial supervision authority shall, in the case of legal persons
authorized pursuant to Chapter 2. section 1 of the Act (2005:405) if
insurance mediation upon request inform customers and the other on a
an employee of the legal person has the right to convey
insurance and if that right is limited to certain types of
insurance, any classes or groups
of classes.
The insurance company notified a legal entity for
registration pursuant to Chapter 2. paragraph 4 of the law on insurance mediation
shall, on request, inform customers and other if an employee of
the legal entity has the right to convey assurances and
If this right is limited to certain types of insurance, any
or any classes or groups of
classes of insurance. The insurance undertaking shall inform the
The Swedish financial supervisory authority on how customers and others can get some of the
information provided by the insurance company is required to provide.
Transitional provisions
2005:411
1. This Regulation shall enter into force on 1 July 2005.
2. The regulation repeals Regulation (1989:854) if
insurance brokers.
3. the provisions of the Regulation (1989:854) if
insurance broker, however, for insurance brokers
carrying on business under the Act (1989:508) if insurance brokers
with the support of point three in transitional provisions to the Act
(2005:405) on insurance mediation.
