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Regulation (2008:20) Of Government Credit Guarantees For Purchase Of Dwelling

Original Language Title: Förordning (2008:20) om statliga kreditgarantier för förvärv av bostad

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Introductory provisions

section 1 of the building and planning may leave the State guarantee (guarantee of acquisition)

to lenders for loans for acquisition of a dwelling under this

Regulation. Regulation (2012:551).

section 2 of the creditors referred to in this regulation

1. Swedish banks, credit companies and

insurance companies,

2. foreign banking companies, credit companies and insurance providers

whose country belongs to the European economic area

and which is authorised and regulated in the home country,

3. other foreign banking companies, credit unions and

insurers operating in Sweden through the branch,

as well as the

4. financial institutions registered in

The financial supervision authority pursuant to the Act (1996:1006) concerning the reporting obligation

regarding certain financial activities.

The acquisition assurance can be given only to creditors who met a

framework agreement with Swedish authorities about creditworthiness and loan management in

question about loans with the purchase guarantee. Regulation (2012:551).

3 repealed by Regulation (2011:246).

4 repealed by Regulation (2011:246).

Scope and conditions

section 5 as a condition of employment guarantee to be provided concerns

to the borrower

1. acquired

a) owner-occupied housing, or

(b)) share of a legal entity, if it with membership in the

legal entity or the share itself follows a usufruct

to a residence in Sweden, intended to be used as

a primary residence for his own use, and

2. not previously acquired privately or share referred to in


With the expenditure referred to in this regulation one-or two-dwelling buildings

that is detached or integral to the row or row House

that the borrower owns.

section 6 of the Employment guarantee may relate to interest rate up to 100 000 €

a warranty period of up to 10 years.


repealed by regulation 7 (2011:245).

section 8 Has been repealed by Regulation (2011:246).


§ 9 Housing Board may waive, in whole or in part the State's

regressfordran according to section 10 of the Regulation (2011:211) about lending

and warranties if the borrower is insolvent or otherwise lacks

attachable assets and Housing Board determines that the borrower

will not be able to pay the claim later either.

For the State's claims under paragraph 6 of this Regulation shall not

Regulation (1993:1138) on the management of State assets

apply for Housing. Regulation (2012:551).

Other provisions

section 10 of the Board's decision pursuant to this Regulation shall not

subject to appeal. Regulation (2012:551).

section 11 of the Housing Board may provide for the enforcement of

This regulation. Regulation (2012:551).

section 12 For credit guarantees in accordance with this regulation, otherwise

the provisions on credit guarantees in Regulation (2011:211)

If loans and guarantees. Regulation (2011:246).