Spconsumed by Federal Law of December 22, 2014. N 432-FZ RUSSIAN FEDERATION FEDERAL LAW On additional measures to enhance the stability of the banking system in the period until December 31 2014 (In the wording of Federal Law 03.12.2011) N 381-FZ) adopted by the State Duma on October 23, 2008 Approved by the Federation Council on October 27, 2008 (In the wording of federal laws dated 19.07.2009. N 193-FZ; of 03.12.2011 N 381-FZ; dated 07.05.2013 N 81-FZ Article 1. Banking bankruptcy prevention in order to strengthen the stability of the banking system In order to maintain the stability of the banking system and protect the legitimate interests of banks ' depositors and creditors "The unstable financial situation of banks, the identification of situations that threaten the stability of the banking system and the legitimate interests of the depositors and creditors of banks, the Central Bank of the Russian Federation and the State Corporation," the report said. deposit insurance " (hereinafter referred to as the Agency) shall be entitled to take measures on To prevent the insolvency of banks that are members of the compulsory insurance of deposits of individuals in banks of the Russian Federation. Article 2: Measures to prevent bankruptcies of banks implemented by the Agency 1. Measures to prevent bank failures can be implemented by the Agency by: (1) providing financial assistance to persons who are purchasing in accordance with the agreed (approved) plan of the Agency's participation in the bank's bankruptcy prevention Share (share capital) of the bank in the amount that allows to determine the bank's decisions on matters falling within the competence of the general meeting of its founders (participants) (hereinafter referred to as investors); (2) providing financial assistance to banks, acquiring in accordance with the agreed (approved) plan of participation of the Agency in the prevention of the bank's assets and liabilities of the bank or part thereof (hereinafter referred to as the purchaser), in accordance with the agreed (approved) plan of the Agency's participation in the prevention of the bank's bankruptcy (shares) in the authorized capital) of a bank in the amount that allows to determine the bank's decisions on matters falling within the competence of the general meeting of its founders (participants); 4) to provide financial assistance to the bank, subject to the acquisition by the Agency and (or) by investors in accordance with the agreed (approved) participation plan The Agency in the prevention of the bank's bankruptcy (shares in the authorized capital) of the bank in the amount that allows to determine the bank's decisions on matters falling within the competence of the general meeting of its founders (participants); 5) Sale of assets, which is the enforcement of the bank's obligations, including to the Bank of Russia; 6) in accordance with the agreed (approved) plan of the Agency's involvement in the prevention of the bank's bankruptcy of the provisional administration of the Bank of Russia. 2. The measures referred to in paragraphs 1 to 5 of Part 1 of this article shall be implemented by the Agency under agreements (treaties). 3. The Agency's list of measures to prevent the bank's insolvency, as well as the forms and amounts of financial assistance provided, the category, volume and value of the property and the obligations for which the set of measures provided for in the article have been implemented 9 of this Federal Law, shall be established in terms of the Agency's involvement in the prevention of the bank's bankruptcy. If necessary, the Agency shall amend the plan in the order envisaged for acceptance and approval of the plan. 4. Transactions referred to in article 28, paragraph 2, of the Federal Law of 25 February 1999 N 40-FZ "On the insolvency (bankruptcy) of credit institutions" (hereinafter referred to as "the insolvency (bankruptcy) of credit institutions"], may be declared null and void by a court, an arbitral tribunal on an application of the bank for which the Federal Law has been exercised in accordance with this Federal Act. Decrease in authorized capital. 5. In order to implement this Federal Law, the Agency opens a correspondent account in the Bank of Russia. 6. In order to implement this Federal Law, the Agency is entitled to deposit funds in deposits of the Bank of Russia, which, in accordance with this Federal Law, is financing the activities for the prevention of bankruptcies of banks. (Part of the addition is the Federal Law of 3 December 2011. N 381-FZ) Article 3. Proposal by the Bank of Russia on Agency participation in Bank Bankruptcy Prevention 1. In accordance with Article 1 of this Federal Law, the Bank of Russia has the right to request the Agency to take part in the implementation of measures to prevent the bank's bankruptcy. 2. The Bank's Board of Banking Supervision has made a decision to send a proposal to the Agency to participate in the prevention of bankruptcy of the bank. 3. From the day of the Bank of Russia's direction to the Agency of the proposal on participation in the prevention of bankruptcy of the bank and until the day of the end of the period of implementation of measures to prevent the bank's insolvency in accordance with this Federal Law, the Bank of Russia has the right. take the following decisions: 1) not to apply to the bank the measures provided for in Article 74 of the Federal Law of 10 July 2002 N 86-FZ " O Central Bank of the Russian Federation OF THE PRESIDENT OF THE RUSSIAN FEDERATION ; 2) not to introduce Article 48 of the Federal Law of 23 December 2003 N 177-FZ " On insurance of deposits of individuals in OF THE PRESIDENT OF THE RUSSIAN FEDERATION to revoke the bank's license to carry out banking operations in cases where provided for in article 20, paragraph 2, of the Federal Act on banks and banking activities; 4), grant the bank a reprieve (installments) on the introduction of the amount of unfunded money into the obligatory reserves deposited in the Bank of Russia, for the duration of the Agency's participation plan in the prevention of the bank's bankruptcy. In this case, the bank is obliged to make monthly calculation of the obligatory reserves to be deposited and submit it to the Bank of Russia in the order established by the Bank of Russia. Article 4. Bank Financial Statement 1. The Bank of Russia may decide to conduct an assessment of the bank's financial position in order to determine whether the bank will participate in the measures to prevent the bank's bankruptcy. 2. The Bank of Russia and the Bank of Russia are conducting an assessment of the bank's financial position in accordance with the Bank of Russia regulations. 3. In order to assess the financial situation of the Bank, the Bank of Russia and the Agency have the right to send representatives to it. These representatives shall have the right of access to all bank premises, any documents and information systems of the bank, and have the right to request and receive any information from the bank's employees (including the information constituting the official, commercial or commercial bank). and bank secrecy) and documents. 4. Upon completion of the assessment of the financial position of the bank, representatives referred to in part 3 of this article shall report to the Bank of Russia and the Agency on the results of their activities. Article 5. The decision on Agency involvement in the prevention of the bankruptcies of the bank 1. The Agency will notify the Bank of Russia not later than ten days from the date of receipt of the Bank of Russia's proposal on participation in the prevention of bankruptcy of the Bank. 2. When considering the Bank of Russia's proposal to participate in the prevention of bankruptcy of the bank, the Agency is entitled: 1) to apply to the Bank of Russia and (or) potential investors with a proposal to define types of financial assistance and (or) other types of financial assistance. types of assistance to the bank in the event of a decision on the Agency's involvement in the prevention of the bank's bankruptcy; 2) to negotiate with the bank's governing bodies, its founders (participants), potential investors and others about the Bank's bankruptcy prevention measures; 3) to contact the Bank A request for additional information necessary for the adoption of the decision referred to in Part 1 of this Article. 3. The Agency's decision to refuse to participate in the prevention of the bank's bankruptcy must be motivated. If the Agency makes such a decision, the Bank of Russia applies the measures provided for in federal laws to the bank. Article 6. The Agency's participation plan in the warning bankruptcy of the bank 1. The Bank's bankruptcy prevention measures provided for by this Federal Law are implemented on the basis of a plan to be sent by the Agency to the Bank of Russia within 10 days of the Agency's acceptance of the proposal. Bank of Russia to take part in prevention of bank's bankruptcy 2. Within 10 days from the date of receipt of the Agency's plan of participation in the prevention of bankruptcy of the bank, the Bank Supervisory Committee of the Bank of Russia makes a decision on its approval or refusal of approval. If the Agency's involvement in the prevention of bankruptcy of the bank provides for the use of the Bank of Russia, the Bank of Russia's banking supervision plan is subject to approval by the Board of Directors of the Bank of Russia within the framework of the Bank of Russia. The date specified. The procedure for the approval of the Agency's participation plan in the prevention of the bank's bankruptcy is established by the Bank of Russia regulation. In the event that the Agency's involvement in the prevention of a bank's bankruptcy or its supplement provides for the transfer of assets and liabilities of the bank or parts thereof, the plan shall contain information on the composition of the transferred property; and of the obligations, their costs and valuation methods. 3. In the period from the date of agreement (approval) of the Agency's participation in the prevention of the bank's bankruptcy and until the end of the term of its implementation (completion of the measures to prevent the bank's insolvency), the Agency submits a monthly report to the Bank of Russia Progress report on the activities envisaged in the plan. The composition of the report and its presentation are determined by the Bank of Russia's regulatory act. 4. In the event of a decision not to agree (approve) a plan for the Agency's involvement in the prevention of the bank's bankruptcy or in the event that the plan fails to comply with the plan adopted in accordance with article 3, paragraph 3, of this Federal Act The decisions of the Bank of Russia are being lost. 5. The Bank of Russia and the Agency exchange information on the existence of grounds indicating that it is impossible to fulfill the plan of the Agency's participation in the prevention of the bank's bankruptcy. 6. In case of the bank's failure to comply with the agreed (approved) plan of participation of the Agency in the prevention of bankruptcy of the Bank of Russia, the Bank of Russia has the right to make a decision on the impossibility of execution of the said plan and the execution of the functions of the Bank of Russia. OF THE PRESIDENT OF THE RUSSIAN FEDERATION Article 7. Change in the size of the authorized capital of the bank 1. The Bank of Russia has the right to make a decision to reduce the size of the bank's authorized capital to the amount of its own funds (capital) if at the time of its adoption, the Bank of Russia has the right to take a decision to prevent the bank's bankruptcy. The decision of the bank's founders did not make a decision to reduce the size of the bank's authorized capital. 2. The amount of the bank's own funds (capital) is calculated according to the rules established by the Bank of Russia in accordance with the Federal Law "On Central Bank of Russia" The bank of the Russian Federation (the Bank of Russia), with the negative value of its own funds (capital), reduces the size of its authorized capital to one ruble. 3. The decision to reduce the size of the bank's authorized capital to the amount of its own capital is taken in accordance with the regulatory act of the Bank of Russia, the Bank Supervision Committee of the Bank of Russia, and is subject to the order of the Bank of Russia, Chairman of the Bank of Russia or Chairman of the Bank Supervision Committee of the Bank of Russia. The message about reducing the size of the authorized capital of the bank no later than 10 working days from the day of the adoption of the decision is published in the Bank of Russia Bulletin. 4. The decision of the Bank of Russia to reduce the size of the bank's authorized capital to the amount of its own funds will enter into force from the day of the issuance of the relevant order of the Bank of Russia and can be appealed within 30 days from the date of publication. The Bulletin of the Bank of Russia. The decision of the Bank of Russia does not suspend the application of measures to ensure the claims against the bank. On the basis of the decision, the provisional administration, including the Bank of Russia appointed under the Federal Law "On Insolvency Law" "(bankruptcy) of credit institutions", is obliged to perform actions aimed at bringing the constituent documents of the bank into line with the decision taken. For banks operating in the form of a joint-stock company, the interim administration also decides on the placement of shares, prepares and approves the decision on the issue of the shares and report on the results of the issuance of shares in accordance with the requirements of normative acts The Bank of Russia. 5. The Bank of Russia will make a decision on the reduction of the authorized capital of the Bank of Russia within one working day from the date of filing by the Russian Central Bank of the decision to reduce the size of the bank's authorized capital. Part 3 of article 10 of the Federal Law on Banks and Banking. 6. The Commissioner of the registering body within one working day from the moment of receipt of the necessary information and documents shall submit to the Single State Register of legal entities information about the reduction of the authorized capital of the bank on the basis of documents issued by the interim administration. 7. When the Bank of Russia decides to reduce the size of the bank's authorized capital to the amount of its own funds (capital), the provisions of federal laws are not applied: 1) the obligation to notify creditors of their right to require from the bank The termination or early performance of its obligations and the recovery of related damages; (2) the right of creditors to make claims against the bank for the termination or early performance of their obligations and for the payment of related damages; 3) on the liquidation of the bank if the amount of its own funds (capital) is less than the minimum amount of the authorized capital established by the federal law and Bank of Russia regulatory act on the date of the state registration of the bank. 8. When the size of the bank's authorized capital is reduced to the amount of its own funds (capital), the Bank of Russia's decision does not apply the provisions of article 29 of the Federal Law dated December 26, 1995 N 208-FZ "On joint-stock companies" (hereinafter referred to as the Federal Law "On joint-stock companies") and article 20 of the Federal Act of 8 February 1998, N 14-FZ " About Societies with "On limited liability" (hereinafter referred to as the Federal Law on Societies with limited liability). 9. If at the time of the decision to reduce the size of the authorized capital of the bank to one ruble, the bank in the form of a joint-stock company is at any stage of the issue of shares (the bank in the form of a limited liability company-at any stage ), the Bank of Russia decides: 1) against a bank in the form of a joint-stock company-on the recognition of the issue of the failed and of the cancellation of its state registration; 2) in the Bank's attitude in the form of a limited liability company-cancelling the decision on Increase in authorized capital. 10. If, at the time of the Bank of Russia's recognition of the issue of failed (taking a decision to cancel the decision to increase the size of the authorized capital), the bank received cash in payment of shares (shares), such funds for the bank The decree of the Russian Federation shall be returned in accordance with the legislation of the Russian Federation within a period not later than three working days from the date of the decision on the cancellation of the issue (additional issue) of the shares (decision on The abolition of the decision to increase the size of the authorized capital). 11. The bank's own shares (shares) on the balance at the time of the decision to reduce the size of the bank's authorized capital to one ruble should be repaid. 12. The interim administration may decide to place an additional issue of shares (making an additional contribution to the authorized capital). If the decision is taken, the shareholders (participants) of the bank shall not prevail over the acquisition of shares (shares). 13. The participants in the placement of the additional issue of shares (making an additional contribution to the authorized capital) cannot be shareholders (participants) of the bank owning more than 1% of its shares (shares) within the three months preceding the date The Bank of Russia submitted proposals to the Agency on its participation in the prevention of the bank's bankruptcy and until the date of the decision on the placement of the additional issue of shares (making an additional contribution to the authorized capital). The percentage of participation of the Agency or the investor as a result of the increase in the authorized capital should enable them to determine the bank's decisions on matters falling within the competence of the general meeting of its founders (participants), including its reorganization or liquidation. 14. The bank's acquisition of shares (shares) by the Agency or an investor (shares) in accordance with the bank's bankruptcy prevention measures are not subject to the provisions of the federal law governing order: (1) obtaining prior consent Bank of Russia to purchase shares (shares) of the bank; 2) obtain consent to deal with shares (shares) of the Bank of the Federal Antimonopoly Authority (notifying the Federal Antimonopoly Authority); 3) the acquisition of 30 per cent or more of the bank's ordinary shares, which is a joint-stock company; 4) compliance with the minimum authorized capital of the bank, established by federal law and Bank of Russia regulations on the date of the state registration of the bank; 5) procedures for disclosure of information in the form of reports of material facts (events, actions) concerning the financial and economic activities of the bank; 6) the involvement of the State financial control authority to determine the price share placement. 15. The registered authority of the registering body makes information about the increase of the bank's authorized capital on the basis of documents sent by the interim administration. 16. The additional issue of the bank's shares may be acquired in whole or in part by the Agency. The agency has the right to contribute to the bank's charter capital. 17. Bank of Russia regulations set out the peculiarities of the issuing and registration of securities of banks in the implementation by the Agency of measures to prevent bank bankruptcies. Article 8. The Agency's implementation of the functions and powers of the Interim Administration 1. According to the decision of the Bank of Russia, the functions of the interim administration may be assigned to the Agency if the Agency's consent to the prevention of bankruptcy of the bank is obtained. The Agency shall exercise the functions and powers of the provisional administration through a representative designated by it, acting on the basis of a power of attorney. 2. From the date of appointment to the provisional administration bank, the rights of the founders (participants) of the bank connected with participation in its authorized capital (including the right to convene a general meeting of shareholders (participants)) and the powers of the governing bodies shall be suspended. the bank. 3. Acting as an interim administration, the Agency is entitled: 1) to exercise the powers provided for by the Federal Law "the insolvency (bankruptcy) of credit organizations" and issued by the Bank of Russia regulations for the temporary administration in the suspension of the powers of the bank's executive bodies; 2) to take action, to reduce the size of the bank's authorized capital to the value of its own means (capital), decide to make changes in tired; 3) implement actions related to the increase in the size of the authorized capital, including the decision on the placement of the shares, approve the decision on the issue { \cs6\f1\cf6\lang1024 } { \cs6\f1\cf6\lang1024 } shares { \cs6\f1\cf6\lang1024 } and { \cs6\f1\cf6\lang1024 } Report { \cs6\f1\cf6\lang1024 } { \b } { \b } { \b } { \b } { \b } { \b } { \b } { \b Transmit the bank's assets and liabilities or parts thereof; 7) apply to the court for the recognition of transactions made by a bank invalid on the grounds provided for in article 28 of the Federal Law "The insolvency (bankruptcy) of credit organizations"; 8) to refuse to execute the bank's contract in the cases and in the manner provided by the Federal Law " About insolvency (bankruptcy) of credit organizations "; 9) to act as the organizer of the sale of property, which is the enforcement of the bank's obligations, including to the Bank of Russia; 10) to take other measures, In order to prevent the bank's bankruptcy; 11) decide to liquidate the bank. 4. In the event of termination of the provisional administration in cases brought on the application of the interim administration, the applicant is the bank, and in the case of the arbitral tribunal deciding to declare the bank bankrupt and open the competition The insolvency representative (the approval of the insolvency representative) or the decision of the arbitral tribunal to appoint a liquidator is a receiver or liquidator. Article 9. Transfer of assets and liabilities of a bank or part thereof 1. Within the framework of the exercise of the powers of the interim administration, the Agency is entitled to carry out a set of measures for the transfer of assets and liabilities of the bank or their parts. When transferring assets and liabilities of a bank or part thereof, the rules on obtaining the consent of the bank's creditors to transfer their rights to another person, prior notification to the lenders of the transfer of the obligations to the purchaser shall not apply. Claims by creditors to terminate or advance their obligations in respect of such transfers, as well as other rules on the sale of the business. 2. The transfer of assets and liabilities of a bank or part thereof shall be based on the principles of good faith and reasonableness of the actions of the interim administration, the equivalence of the transferred value of the transferred property, the protection of the rights and the the legitimate interests of creditors, including the minimization of their losses in the exercise of their right to obtain satisfaction of their legitimate claims to the bank, priority and proportionality of satisfaction of creditors, equality of creditors queue. 3. All or part of the bank's obligations may be transferred to the inventor. 4. In the case of the transfer of part of the bank's obligations, the obligations of the creditors of the subsequent queue are transferred only after the full transfer of the obligations of the creditors of the previous queues. The ranking is determined in accordance with Article 50-36 of the Federal Law "On Insolvency (Bankruptcy) of Credit Organizations". A part of the bank's obligations may not be transferred to the purchaser unless otherwise specified by this article. 5. The amount of the obligations transferred shall be determined by the provisional administration on the basis of the information available in the bank. 6. Upon transfer of assets and liabilities of the bank, the latter is obliged to perform the obligations and/or obligation to pay the mandatory payments under the conditions that existed on the date of the transfer. 7. The inventor of the bank's property and liabilities, or parts thereof, shall be determined by the provisional administration by means of a closed selection from among the banks licensed to attract the funds of individuals to deposits. The procedure and conditions for the closed selection shall be established by the Board of Directors of the Agency. In closed selection, participants shall be provided with information on the composition of the assets and liabilities transferred, their value and the methods of valuation. The Agency is required by the creditor of the bank to provide information on the composition of the assets and liabilities transferred, their value and the valuation methods. 8. The condition for admission of a candidate bank to participate in the closed selection of the property and liabilities of the bank is the financial position of the candidate bank, sufficient for the performance of the bank candidate and for the performance of the bank's Mandatory rules and mandatory reserves established by the Bank of Russia. 9. Information on the candidate banks participating in the closed selection shall be sent to the Bank of Russia. The Bank of Russia has the right to prohibit the acquisition of a candidate's nonconformity with the requirements set out in Part 8 of this Article. 10. The inventor of assets and liabilities of the bank or their parts and the provisional administration acting on behalf of the bank shall conclude a contract (s) for the transfer of the property and the obligations of the bank or part thereof, in which the terms of such transfer are specified. The said treaty (s) may contain the consequences of the transfer of the property of an inadequate quality, including the subsequent return of such property to the bank's compensation of its value to the purchaser (return transfer). In the event that the property of the bank is reversed, the Agency is entitled to execute its obligation to compensate the purchaser for the value of such property. At the same time, the funds of the compulsory deposit insurance fund may be paid in an amount not exceeding the amount proportional to the share of the insured obligations in the composition of all obligations transferred. (In the wording of the Federal Law of 07.05.2013) N 81-F) 11. The transfer contract or part of the property and liabilities of the bank shall be concluded in writing and shall not require State registration, except in the case of transfer of immovable property and other property for which State registration of the transfer of rights is provided for by federal law. 12. The property and liabilities of the bank are considered transferred from the date of signing of the transfer act by both parties. From this point on, the purchaser will be at risk of accidental death or accidental damage to his or her property. 13. A part of the bank's assets and liabilities may be transferred to a part of the obligations to the creditors of the first queue in the amount of the insurance payments due in accordance with Federal Law "About insurance of individuals ' deposits in Russian banks" (also insured liabilities). In case of exceeding the transferability of the insured liabilities over the value of the property transferred to it (also the negative balance of the transfer), the Agency shall pay from the funds of the compulsory deposit insurance fund. acquired an acquisition bonus in the negative balance of the transfer. In the event of the transfer of the insured liability to creditors of the first stage, the insurance compensation is not payable in respect of the untransferred liability upon occurrence of the insured event. 14. The Agency is paid by the funds of the compulsory deposit insurance fund to the creditors of the first queue, who did not receive the full amount of satisfaction of the bank's liquidation, the amount that compensates the difference between the funds received by them and The funds they would have received if the bank's assets and liabilities were not transferred to the purchaser. 15. The Agency, which had paid the purchaser or under part 10 of this article for a bank, transferred the obligation of the latter to the acquisition of the value of the returned property to the Agency. The bank is within the paid amount. In the course of the insolvency (liquidation) of the bank, the said requirement is satisfied in the first queue of creditors. (In the wording of the Federal Law of 07.05.2013) N 81-F) 16. Simultaneously with the signing of the transfer act, the Agency shall send for publication in a printed publication, defined in accordance with the procedure set out in article 50, paragraph 1, of Federal Law " On insolvency (bankruptcy) of credit organizations ", information about the transfer of the bank's obligations. The information should include: 1) on criteria for the attribution of obligations to the transferbody; (2) the order in which the creditor receives information on the attribution of obligations to them acquired. Article 10. Funding for prevention bankruptcies 1. Bankruptcy activities for banks are carried out at the expense of investors, the Agency, the Bank of Russia, and can be implemented at the expense of the federal budget provided as a property contribution of the Russian Federation. into the Agency's property. 2. In order to implement measures to prevent the bank's bankruptcy, the Agency is entitled to apply to the Bank of Russia for a loan. The Board of Directors of the Bank of Russia is making a decision on granting the Agency a loan for the implementation of measures to prevent the bank's bankruptcy. The Bank of Russia's loan may be granted to the Agency without security for up to five years. 3. The Agency is entitled to finance the activities to prevent the bank's bankruptcy from the funds of the compulsory deposit insurance. The ceiling for the said funding shall be approved in accordance with the procedure established by the Board of Directors of the Agency. 4. Funding for bank bankruptcy prevention from the deposit insurance fund can only be financed if the following conditions are met: (1) if funding is provided these activities will result in a reduction in the cost of the mandatory deposit insurance fund in the event of the bank's liquidation; 2) if the financing of these activities does not affect the sustainability of the compulsory insurance fund Contributions. 5. Allocation of funds from the federal budget for the prevention of bank insolvency activities with the participation of the Agency is effected through the application of a property contribution of the Russian Federation to non-fund assets of the Agency. Mandatory insurance of deposits, for forming the sources of expenses for carrying out activities envisaged by federal laws. The federal budget law defines the procedure for making this property contribution. 6. In the event that the Agency has acquired shares or made a contribution to the authorized capital of the bank, it is obliged to submit them for sale through public bidding upon receiving the offer of the person interested in the purchase of all shares purchased by the Agency. 7. The price of the sale of all shares (shares) acquired by the Agency should not be less than the greater of two values: the value of the bank's net assets (non-encumbered assets) at the date of receipt by the Agency of the proposal or the size The funds provided by the Agency for payment of the authorized capital at the cost of acquisition. 8. The return of funds provided by the Agency for the purpose of preventing the bank's insolvency, as well as the fulfilment of other obligations to the Agency, shall be made within the time limits established by the relevant treaties, including a period exceeding the deadline Implementation of the Agency's participation plan in the prevention of the bank's bankruptcy. Article 11. Final provisions 1. This Federal Law shall enter into force on the date of its official publication and shall be valid until 31 December 2014 inclusive. (In the wording of the Federal Law of 03.12.2011) N 381-FZ) 2. Federal Law "On Banks and Banking Activities", Federal Law "About joint-stock companies", Federal Law "On Societies with Limited Liability", Federal Law " About insolvency (bankruptcy) of credit organizations ", Federal Law dated August 8, 2001 N 129-FZ "On State Registration of Legal Persons and Individual Entrepreneurs", Federal Law " O Central Bank of the Russian Federation and the Federal Law "Insurance of deposits of individuals in banks of the Russian Federation" applies in the light of the provisions of this Federal Act. of the law. 3. In the period from 15 September 2008 to the date of the entry into force of this Federal Law concerning banks that are members of the compulsory insurance of deposits of individuals in banks of the Russian Federation, without participation The Agency began to implement measures similar to the content of the measures set out in article 2, paragraphs 1 to 4, of this Federal Act, and the Bank of Russia has the right to take decisions similar to those provided for in these banks. 1-4 of Article 3 of this Federal Law, provided that these measures In accordance with the plan of measures to prevent the bank's bankruptcy, in case of approval of this plan by the Bank of Russia's Committee of Banking Supervision. (Part of the addition is the Federal Law of 19.07.2009). N 193-FZ) President of the Russian Federation Dmitry Medvedev Moscow, Kremlin 27 October 2008 N 175-FZ