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Rules On Road Transport Owners Civil Liability Compulsory Insurance Model Policies

Original Language Title: Noteikumi par sauszemes transportlīdzekļu īpašnieku civiltiesiskās atbildības obligātās apdrošināšanas tipveida polisēm

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The Republic of Latvia Cabinet of Ministers Regulations No. 181 (nr. 27.21. ¤) rules on road transport owners civil liability compulsory insurance policies Issued a model under the ground vehicle owners civil liability compulsory insurance act and article 10 of the transitional provisions (1) i. General questions 1. These rules determine the order in which it is made, tracked, logged and used vehicle insurance against civil liability in respect of insurance policies (hereinafter the policy).
2. the policy is issued to the insurer specified pattern document which certifies that the policyholder and the insurer has entered into a land vehicle insurance against civil liability in respect of the insurance contract.
3. insurance premium contributions presented in the policy, the insurer and its copy. The original of the insurance policy receives the policyholder, the insurer shall remain with the copy.
4. There are four types of insurance policies: the policy of the standard contract 4.1 (1. and annex 5);
4.2. contract policy group (2. and annex 5);
4.3. the complex agreement policy (3. and annex 5);
4.4. the policy of the Treaty of robežapdrošināšan (4) and (6).
5. Policy forms are typographic printed and manufactured in series. Each series is a set of forms with 999999 six sequential numbering from 000001 to no. 999999. One number policy sets the form has two copies. The form indicates the series with two Latvian alphabet. Each insurer's policy form series designation in the traffic Office fixing different first letters series.
II. competence of the Bureau of traffic 6. policy forms ordering, printing and selling insurers are responsible for the traffic Office.
7. Forms shall be printed centrally for the benefit only those printers that traffic Office has entered into a contract for the printing of the benefit.
8. Traffic Office records to each insurer to policyholders in the form of issued (quantity, type, and serial number).
9. for the benefit of all kinds have a certain form of protection safeguards in the system. Policyholders protection system form the traffic Office introduces the institution of the country of the insurer, and for which the law provides for the right and the duty to check the ground vehicle insurance against civil liability in respect of the insurance contract validity.
III. Policy form fill-in general requirements 10. Concluding the insurance contract, the insurer may only be used for the benefit of the type in question form.
11. Forms for the benefit of the insurer's representative by writing in capital letters. The policy must not be filled with pencil or otherwise technically easy pārlabojam and physically unsustainable way. The policy shall not contain erasures, aizkrāsojum, corrections, deletions and additions.
12. Policy forms are filled in based on the data specified in the certificate of registration of the vehicle, supporting documents (the person's passport or driving licence) and certificate of registration of the company.
13. the policy must be regarded as valid if it contains data that can identify a person and the owner of the vehicle to identify the vehicle.
IV. policy of the standard contract form filling 14. standard contract forms the policy columns must record the following information: 14.1. holder's first name and last name, if the owner is a natural person or legal person's full name, if the owner is a legal person;
14.2. vehicle owner's address;
14.3. the vehicle owner's identity number, if the owner is a natural person or legal entity registration number, if the owner is a legal person;
14.4. telephone number;
14.5. the make and model of the vehicle;
14.6. vehicle type according to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
14.7. the vehicle registration number;
14.8. vehicle chassis number; If the vehicle chassis number is impossible to ascertain, specify the number of the vehicle body, deleting the policy form, the word '' chassis '' and instead of typing ' ' body ' '. If the chassis and bodywork of the vehicle number is impossible to determine the policy form, cross out the words '' the vehicle chassis number ' ' and in the box and the letters '' BN '' (without number).
14.9. vehicle registration certificate number;
14.10. vehicle model year;
14.11. the code corresponding to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
14.12. discount code corresponding to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
14.13. the duration of the contract, including the insurance year of the entry into force of the agreement, the date (text) and time as well as date and year (text), which is in effect an insurance contract;
14.14. insurance premium amount (words and numbers);
14.15. policy year and date (text);
14.16. place of issue of the policy name;
14.17. the column "policyholder"-of the owner or representative of the person code, name and signature;
14.18. "representative of the insurer"-insurance agent code, if any, of the insurer's representative name and signature.
V. contract policy group, the form of the contract Group 15 policies form the columns to record the following information: 15.1. vehicle-legal persons-full name;
15.2. the vehicle owner's address;
15.3. the registration number of the legal person;
15.4. telephone number;
9.6. vehicle type according to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
15.6. the vehicle registration number;
15.7. code corresponding to the abbreviation of the premium specified in the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
15.8. discount code corresponding to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
15.9. the duration of the contract, including the insurance year of the entry into force of the agreement, the date (text) and time as well as date and year (text), which is in effect an insurance contract;
15.10. the insurance premium amount (words and numbers);
15.11. the policy year and date (text);
15.12. place of issue of the policy name;
15.13. the column "policyholder"-the representative of the holder of the vehicle ID number, first name, last name and signature;
15.14. the column "a representative of the insurer"-insurance agent code, if any, of the insurer's representative name and signature.
Vi. contract policy composite filling 16. Complex contract policies form the columns to record the following information: 16.1 farms;
16.2. the address;
16.3. telephone number;
16.4. the farm registration certificate number;
16.5. the make and model of the vehicle;
16.6. vehicle type according to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
10.4. vehicle registration number;
16.8. the vehicle chassis number; If the vehicle chassis number is impossible to ascertain, specify the number of the vehicle body, deleting the policy form, the word '' chassis '' and instead of typing ' ' body ' '. If the chassis and bodywork of the vehicle number is impossible to determine the policy form, cross out the words '' the vehicle chassis number ' ' and in the box and the letters '' BN '' (without a number);
16.9. vehicle model year;
16.10. the vehicle registration number of the licence;
16.11 premium code corresponding to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";

16.12. discount code corresponding to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
16.13. duration of the contract, including the insurance year of the entry into force of the agreement, the date (text) and time as well as date and year (text), which is in effect an insurance contract;
16.14. the insurance premium amount (words and numbers);
16.15. the policy year and date (text);
16.16. place of issue of the policy name;
16.17. the column "policyholder"-the representative of the holder of the vehicle ID number, first name, last name and signature;
16.18. the column "a representative of the insurer"-insurance agent code, if any, of the insurer's representative name and signature.
VII. the policy of the Treaty of Robežapdrošināšan the form of the Treaty of 17 Robežapdrošināšan the policy forms the columns to record the following information: the holder of a vehicle of 17.1. first and last name, if the owner is a natural person or legal person's full name, if the owner is a legal person;
17.2. the vehicle owner's address;
17.3. the code of the country in which the vehicle is registered, according to the Customs Department of the Republic of Latvia approved the world's countries, territories and currencies classifier;
17.4. the make and model of the vehicle;
17.5. vehicle type according to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
10.9. the make and model of the trailer;
17.7. the trailer type corresponding to the abbreviation defined for the Cabinet of Ministers of 11 June 1996, the Regulation No 204 ' for land vehicle insurance against civil liability in respect of the insurance premiums and the insurer's liability limit ";
11.1. the registration number of the vehicle (line I) and trailer registration number (line);
11.1. the vehicle chassis number (I line) and trailer chassis number (line); If the vehicle chassis number is impossible to ascertain, specify the number of the vehicle body, deleting the policy form, the word '' chassis '' and instead of typing ' ' body ' '. If the chassis and bodywork of the vehicle number is impossible to determine the policy form, cross out the words '' the vehicle chassis number ' ' and in the box and the letters '' BN '' (without number).
17.10. vehicle registration document number (I line) and number of the registration certificate of the trailer (II line);
17.11. the duration of the contract, including the insurance year of the entry into force of the agreement, the date (text) and time as well as date and year (text), which is in effect an insurance contract;
17.12. the insurance premium amount for the vehicle (the words (in Latvian or English) and numbers (I) row) and the amount of the insurance premiums for the trailer (the words (in Latvian or English) and digits, line II);
17.13. insurance premiums total (words and numbers);
17.14. the policy year and date (text);
17.15. place of issue of the policy name;
17.16. the column "policyholder"-of the owner or representative of the person code, name and signature;
17.17. the column "a representative of the insurer"-insurance agent code, if any, of the insurer's representative name and signature.
VIII. Policy and form tracking and storage 18. Policies and their form is a mandatory document.
19. The insurer, of the traffic Office purchased the policy form, and the form of the benefit provides strong accounting and storage. The insurer is responsible for policy and form tracking order and proper storage.
20. The policy and their storage in the form of a flame resistant safes or cabinets.
21. Policies and forms to register a mandatory log, which records shall be made on the policy and the form receipt, issuance, loss, damage, theft, etc., indicating the causes.
22. the mandatory log must be caurauklot, with pages numbered and certified with the insurer of the driver signature and stamp. Mandatory log store with the policy forms.
23. the mandatory entries in the journal shall be made, leaving no free disk space without deleting and overwriting the records. Corrections records disclaimer with the words "Correct to believe", the signature of the person responsible and the seal of the insurer.
24. The insurer with written order appoint a person receives, records and stores the policy and form.
25. the issue of policy forms, and compiled over certificate, signed by the traffic Office and the authorized representative of the insurer.
26. the only permitted its policy forms that the insurer has purchased from the traffic Bureau and only ground vehicle owners civil liability compulsory insurance contracts. Do not fill the form of the transfer of the benefit of other persons (other than the authorized insurer of insurance intermediaries), as well as the form of reproduction is prohibited.
27. The insurer traffic Office in the order presented in the report of the Office of traffic basis, withdrawn, nozaudētaj, stolen, or damaged policies in their forms and then add the damaged and reversed policies or their full sets of the form. Damaged or reversed the policy and form are deleted, all specimens showing "damaged" or "void", date and signature of the employee concerned with deciphering.
Prime Minister a. slice financial Minister r. tit Riga, 13 May 1997 in annex 5 of the Cabinet of Ministers of 13 May 1997, the provisions of the standard contract, no 181 group agreement and contract policy composite forms the other half I. Road traffic accident involved responsibilities 1. The driver of a vehicle involved in a traffic accident, you must act in accordance with the rules of the road.
2. Road traffic accident involved shall notify each other of their name, address and the name of the insurer who has insured the vehicle owner's civil liability, as well as the presentation of an insurance policy, if so requested by the other road traffic accident involved.
3. If you do not know who the insurer has insured a road traffic accident caused by a vehicle in the civil liability of the owner, or it is not insured, the insurance case shall be notified immediately to the traffic Office or any other insurer. Traffic Bureau clarified that the insurer has insured a road traffic accident caused by a vehicle owner's civil liability, and shall notify the victim.
II. obligations of the policyholder 1. The policyholder is obliged to immediately as soon as it became possible to report in writing to the insurer for any occasion or event, what could be the reasons for claims for reimbursement of the cost of the application. The policyholder the insurer must be provided all the information required relating to traffic accidents. The policyholder must retain the vehicle damage in the appearance and the extent to which they were just after the road accident, and at the request of the insurer, the vehicle must be presented.
2. any summons to the Court for inspection or, as well as any other documents received relating to the cause of the accident, the policyholder shall notify the insurer immediately, as well as a copy of the documents referred to it.
III. Road traffic accident victim's obligation to the Person who requests the compensation immediately, as soon as it became possible to submit written notice to the insurer the insured damages caused by the vehicle owner's civil liability. Vehicle and damaged other property must be maintained in the State in which they were immediately after the road accident, up to the moment when the traffic Office of the insurer or the designated expert. If the damaged vehicle or other property preservation in the State in which they were after a road traffic accident, cause additional damage, the person entitled to dispose of such property, shall take the necessary measures to further control and loss prevention.
The insurance company and its affiliates address and telephone number of the financial Minister r. tit annex 6 of the Cabinet of Ministers of 13 May 1997, the terms of the Treaty of Robežapdrošināšan no 181 policies form the other half I. Road traffic accident involved responsibilities 1. The driver of a vehicle involved in a traffic accident, you must act in accordance with the rules of the road.

2. Road traffic accident involved shall notify each other of their name, address and the name of the insurer who has insured the vehicle owner's civil liability, as well as the presentation of an insurance policy, if so requested by the other road traffic accident involved.
3. If you do not know who the insurer has insured a road traffic accident caused by a vehicle in the civil liability of the owner, or it is not insured, the insurance case shall be notified immediately to the traffic Office or any other insurer. Traffic Bureau clarified that the insurer has insured a road traffic accident caused by a vehicle owner's civil liability, and shall notify the victim.
II. obligations of the policyholder 1. The policyholder is obliged to immediately as soon as it became possible to report in writing to the insurer for any occasion or event, what could be the reasons for claims for reimbursement of the cost of the application. The policyholder the insurer must be provided all the information required relating to traffic accidents. The policyholder must retain the vehicle damage in the appearance and the extent to which they were just after the road accident, and at the request of the insurer, the vehicle must be presented.
2. any summons to the Court for inspection or, as well as any other documents received relating to the cause of the accident, the policyholder shall notify the insurer immediately, as well as a copy of the documents referred to it.
III. Road traffic accident victim's obligation to the Person who requests the compensation immediately, as soon as it became possible to submit written notice to the insurer the insured damages caused by the vehicle owner's civil liability. Vehicle and damaged other property must be maintained in the State in which they were immediately after the road accident, up to the moment when the traffic Office of the insurer or the designated expert. If the damaged vehicle or other property preservation in the State in which they were after a road traffic accident, cause additional damage, the person entitled to dispose of such property, shall take the necessary measures to further control and loss prevention.
*** i. Obligations of the persons involved in the car accident 1. The drivers of the vehicles involved in the car accident shall act in accordanc with the Road Traffic regulations.
2. The persons involved in the car accident shall report to each other their names, surname, and address of the Insurer who has insured the compulsory third party liability for the motor vehicle inland the respectiv as well as upon the request of the other party involved in the accident report shall present the insurance policy.
3. If the Insurer who has insured the liability of the guilty party is unknown or such liability has been insured, never the insurance event shall be immediately reported to the Traffic Bureau or to any other Insurer. The Traffic Bureau shall find out the name of the Insurer who has insured such liability and shall report it to the victim.
II. Obligations of the Insured 1. The obligation of the Insured shall be immediately, as soon as it become possible for their report in written form to the Insurer on any case or event that may be considered as a reason for claiming the compensation. The Insured shall present all the information available in respect of the care accident requested by the Insurer as well as upon the request of the Insurer, the Insured shall show his/her vehicle. In addition, until such presentation any damage occurred to the vehicle shall be maintained in the appearance and amount as it was just after the car accident.
2. The Insured shall immediately report to the Insurer on any invitation to the expertise or to the Court as well as on any other document received in respect of the to-be-considered car accident as well as the Insurer shall receive the cop out of any such documents.
III. the Obligation of the victim suffered in the car accident the person claiming for compensation shall immediately, as soon as it's possible to become, submit to the Insurer who has insured the third party liability of the guilty party the written notification. To keep the vehicle and any other damaged items as they were just after the accident until the time they are examined by the Insurer or the expert nominated by the Traffic Bureau is a must. Should any additional costs incur due to the storage of the vehicle or any other damaged items as they were just after the accident, the person entitled to the property with dispos shall do any measure to restrict cessary not and such loss by eliminat.
Finance Minister r. tit