Cabinet of Ministers Regulations No. 58 in 2015 (3 February. 6. § 12) the rules on compulsory insurance against civil liability in respect of the activities of the security Issued in accordance with the law of security activities article 25 the fourth part i. General issues 1. Rules provide liability insurance and civil liability insurance limit (hereinafter referred to as the insurance limit) guarding the operator that received special permission (license) physical security, technical security or collection security services (hereinafter referred to as the security guard merchant). II. the limit of insurance and civil liability insurance contract is concluded the 2. Guarding the merchant a month after special permission (license) to receive concluded liability insurance agreement (hereinafter referred to as the insurance contract). 3. Guard merchant insurance contract is concluded for a period of not less than one year. 4. Within five working days after the conclusion of the insurance contract security guard merchant one or a copy of the policy, the insurer shall submit a certified copy of the policy, the national police's Licensing Commission. 5. Guarding the merchant that civil liability is insured in another Member State of the European Union or the European economic area country, a month after the special permissions (licenses) of the receiving State shall notify the Commission of the police licensing, by one instance of a policy or a certified copy of the policy, the insurer and its translation. 6. If the insurance contract is terminated early, a security guard business person within three working days after the termination of the insurance contract by giving written notice to the State police's Licensing Commission. Guarding the merchant is obliged within five working days to conclude new insurance contracts. 7. when a security guard merchant extended the duration of the insurance contract or a new contract, he concluded one instance of a policy or a certified copy of the policy, the insurer (including a translation of the policy if the insured civil liability of another Member State of the European Union or the European economic area country) three working days submit to the State police's Licensing Commission. 8. The insurance limit on the insurance period is at least 10 percent of the guard's annual turnover, but not less than 142 200 euro per year. 9. in the event of theft (penetration) or robbery resulted in damage to a third party, the amount of such damages (for one insurance event and for the period of insurance) must not exceed 25 percent of the insurance limit. 10. The insurance limit on the insurance period and the amount of damages imposed on insurance period the last theft (penetration) or robbery, are summarized. 11. The insurance limit for one insurance event and the damages amount determined by one theft (penetration) or robbery, are summarized. 12. the contract of insurance should not be more than 1400 euro. 13. Guarding the merchant must, within three working days after the cost of claims to restore the insurance limit and submit to the National Police Commission, the licensing document certifying the said requirements. III. Insurance contract provided for recoverable expenditure 14. insurance contract provides that the insurer shall bear the following expenditure on third party's life or damage: 14.1. expenses related to the treatment of a third party (including the costs of third-party delivery, insert and stay in treatment or medical rehabilitation, Diagnostics, treatment and rehabilitation, personal care, cures and healing food acquisition, entering the home (including travel incurred in attending a medical treatment or medical rehabilitation authority)), as well as prosthetic Arthroplasty, and technical AIDS for the purchase or lease; 14.2. expenses related to the third-person temporary incapacity (including foregone income on hospital's certified disability time – amount of labour legal relations regulating laws established by third parties calculated the average earnings for the hospital's certified disability, less benefits and compensation for health damage of third party assigned to the law "on maternity and sickness insurance" in the order); 8.9. expenses related to the availability of third party damages (including income difference, determined from this rule 14.2. the order referred to the estimated income not received received earned income (if any), and from the State social insurance budget allocated pension or from State and local budget received benefits); 8.9. expenses associated with the death of a third party (including dependants for damages not part of income received, which is due for each dependant, the third person to live and report from a dependant's survivor's pension). For dependants are considered: 14.4.1. third-party children (including adopted) until adulthood or while they are learning secondary education or higher education institutions are full-time students, but no longer than up to 24 years of age as well (regardless of age) before adulthood if they have become disabled; 14.4.2. the third person brothers, sisters and grandchildren, if they are under the age of 18 years and no other functional household or while they are learning secondary education or higher education institutions are full-time students, but no longer than up to 24 years of age as well (regardless of age) if they have no other survivors and they live before the adulthood become disabled; 14.4.3. third persons awarded a widow (widower), dependant parents or grandparents to their integrity, as well as for restoring functional widow (widower), if a family has children under eight years of age or a child with disabilities; 14.4.4. other family members who are considered as such according to the law "on State pensions" and has been dependent on third parties; 14.5. expenses related to the funeral of a third party. Insurance the contract stipulated that reimburses the actually spent and demonstrate the reasonable expenses. The right to receive damages for the death of a third party is a natural person who has entered into the funeral and has recorded the original death certificate, as well as the submitted documents proving the fact of death; 14.6. the costs incurred by national pension or benefits paid from the State social insurance special budget or public third party victims or dependants. 15. the amount of the claims that this rule 14.4.1 and 14.4.2.. the person referred to is to be paid in connection with the death of a third party, along with State pension paid or national social security benefits may not be less than the statutory minimum subsistence amount which ensure the child is the responsibility of each parent. 16. The insurance contract shall provide that the insurer shall cover the costs of third-party property damage suffered or its destruction. IV. the claims procedure and decision on claims 17. Guard merchant, due to an insurance case: 17.1 immediately, as soon as possible, notify the insurer in writing about any security guard merchant directed against the claim or the claim submitted to the Court for the third person's life and health damage, third party property damage or destruction caused by them; 17.2. immediately, as soon as possible, notify the insurer in writing about events that could be the basis for the claim or claims against the insured for damages to the nomination, which provides for the reimbursement of the insurance contract. 18. Guarding the merchant submits the insurer to fill the insurance case, the application (notice of loss). Application (notice of loss) completely (as possible) describes the possible insurance cases. The application (notice of loss) add: 18.1. a copy of the insurance policy; 18.2. documents certifying the insured loss in the order of the fault (if any). The following documents shall be deemed to be: 18.2.1. investigation authorities, judicial authorities or other competent bodies, with which the insured person is found guilty of breach of a third party; 18.2.2. other documents certifying the insured's fault. 19. Guard merchant insurer also submitted that rule 20. documents referred to in paragraph 1, if a third party they presented a security operator. 20. Third party or a third person in the case of the death of the person concerned (e.g. heir, successor rights and obligations) shall submit an application for insurance compensation. The application shall be accompanied by the following: 20.1. national forensic expertise centre of the opinion or the opinion of the authority on medical treatment: 20.1.1. third parties life and health, and the nature of the damage caused; 20.1.2. third party's cause of death; 20.2. the documents (if any) that attest to the damage and the amount; 20.3. investigation authorities, judicial authorities or other competent bodies documents about the incident (if any); 20.4. the administrative act or the Protocol on security rules (if any); 20.5. the decision of the Court or the judgment on damages to a third party, if the third person has submitted a claim for damages, and it dealt with by the Court of Justice; 12.8. other documents relating to the claims. 21. During the month of the date of receipt of the application for compensation and this clause 18 and 20 in those documents, the insurer shall decide on the costs of insurance claims, or of the refusal to pay insurance claims. 10 working days after the decision of the insurer shall inform the applicant of that application, and the application (notice of loss). Claims paid within 15 working days after the decision is taken. 22. Claims for third party damages, as well as the capacity of the insurance reimbursement for the cost of the third person to die of not less than once a month (unless otherwise agreed with the insurer) until the preserved third-person capacity loss or until the preserved the dependent dependant status. The Prime Minister is the Rapidity of the Newsletters Interior Minister Richard Kozlovsk a