Amendments To The Bank Of Latvia On 13 September 2012, Regulation No 93 Of The "credit Registry"

Original Language Title: Grozījumi Latvijas Bankas 2012.gada 13.septembra noteikumos Nr.93 "Kredītu reģistra noteikumi"

Read the untranslated law here: https://www.vestnesis.lv/op/2015/135.4


The Bank of Latvia Regulation No 143 in Riga on 9 July 2015 in the amendments to the Bank of Latvia on 13 September 2012, of Regulation No 93 "credit registry" Issued under the Credit registry law 10, 13, 17, article 18, third subparagraph, article 24, second and fifth paragraph 1 and article 31 fourth subparagraph 1. make Latvian Bank 2012/13 Regulation No 93 "credit registry" (Latvian journal by 2012, no 150; 2013, No 58, no. 186; 2014, Nr. 97) the following amendments: 1. Add to paragraph 34 with the words, "or" tax code "; 1.2. to replace paragraph 172 the number "20" with the number "22"; 1.3. to complement section 181.2 and 182.3. "with the words" with the exception of those provisions referred to in paragraph 11, if the Registry receives the news with credit information Office; " 1.4. to complement the 241. paragraph by the following: "241. If the registry contains information about the customer's obligations and 2015 in October at 1. obligations of the client concerned 00.01 is in effect and the respective rights and obligations or claims are not transferred to another party, or limited to the participants in the registry the registry member until 2015 December 31, check the client "connection type" compliance with these provisions, annex 1 Category "a" compliance with the provisions of this annex and the message "Security Type" compliance with the provisions of this annex and in the case of non-compliance it updated. "; 1.5. to supplement annex 1 follows the words "credit for house purchase (loan household" with the words "or for a non-profit organization serving the household"; 1.6. make annex 3 as follows: "3. the Bank of Latvia 13 September 2012, of Regulation No 93 category classification category code government institutional units, except the subordination of ministries, authorities, other central public authorities, not funded from the budget and social security fondus1 10 local government (municipality) 1 20 social security fonds1 25 Eye-catching in the financial institution and the financial palīgsabiedrība1 34 aizdevējs1 35 fonds1 sabiedrība1 pension insurance 33 32 other financial intermediaries (except insurance corporations and pension funds) 1 31 investment fund except the money market fund and alternative investment fonds2 30 household Micro operating non-profit organization (1) 90 (average annual number of workers is less than 10, and the annual net turnover not exceeding EUR 2 million. Euro or balance sheet total assets do not exceed 2 million. 44 euro) small business (average annual number of employees is 10 to 49, and annual net turnover not exceeding eur 10 million or total assets balance sheet not exceeding eur 10 million) 43 medium-sized enterprise (the average number of employees per year is 50-249 and net annual turnover not exceeding 50 million. Euro or balance sheet total assets do not exceed 43 million. Euro) 42 big company (average annual number of employees is 250 or greater, and an annual net turnover exceeding 50 million euro or balance sheet total assets exceeding 43 million. Euro) 41 1 classification of institutional sectors, in accordance with European Parliament and Council of 21 2013. Regulation (EU) may no 549/2013 for the European system of national and regional accounts in the European Union requirements, prepare the Latvian Central Statistical Bureau of Latvia 2 investment funds and alternative investment fund list in accordance with the information of the Commission prepares the Bank of Latvia. "
1.7. to make annex 4 by the following: "4. the Bank of Latvia annex 2012 terms 13 September 93 type classification type code the first mortgage on the home mortgage to first 10 home that sufficiently support client connection deletion in full (customers liability coverage amount) 15 the first mortgage to the first mortgage of 20 commercial units on a plot of land 30 first mortgage on the plot, which is enough to support client connection deletion in full (customers liability coverage) 40 35 other mortgage debt securities or other fixed income securities that are listed on a regulated market 51 debt securities or other fixed income securities that are not quoted on the regulated markets 52 shares or other securities with a fixed income, who are admitted on a regulated market, 61 shares or other securities with a fixed income that are not listed on a regulated market of 70 other 62 Pledge or guarantee guarantee guarantee or guarantee State 80-81 credit guarantee Credit of 95 90 82 deposit another 100 ";
1.8. make 7. attachment as follows: "Annex 7 the Bank of Latvia 13 September 2012, of Regulation No 93 of the client's obligations in a way the customer relationship the classification type of termination code is executed without specific additional conditions ended, 10 transfer of rights and obligations or claims another person 20 ended, pārkreditācij to the customer through another person, taking over 30 ended or realizing the real estate that served as sufficient security for the customer to discharge liabilities in full (customer's responsibility in the security amount) Out of 35 by agreeing on a new customer agreement related to batching a client 40 ended, registry operator or the registry operator limited retirement losses if barred 50 ended, registry operator or the registry operator to take over limited or realizing security of 60 ended, the insolvency process, combining the customer's liabilities liabilities maturity plan (applicable also to redress process) deleted by client release 80 of the remaining obligations of the customer, upon completion of the procedure of discharge liabilities (related to the legal protection process) 90 ended If, in accordance with the insolvency law governing the statutory obligations of the United customer update previous (not individual execution) status 100 ended the other way 110 ".

2. the rules shall enter into force on the 1 October 2015. The President of the Bank of Latvia is Rimšēvič.