The Saeima has adopted and the President promulgated the following laws: the law of credit institutions to make the law of credit institutions (the Parliament of the Republic of Latvia and the Cabinet of Ministers rapporteur, 1995, nr. 23; 1996, 9, 14, 23 no; 1997, no. 23; 1998; 2000, no. 13, no. 13; 2002, 10, 23; 2003, nr. 14. No; 2004, 2, 12, No 23; 2005, 13, 14, 15 no; 2006; 2007, nr. 7, 12 no; 2008 , 14, no. 23; 2009, 6., 7., 17, no. 22; Latvian journal 2010, 23, 51 no) the following amendments: 1. in article 106.1: make the third and fourth subparagraph by the following: "(3) the amount and Terms of the order in which the credits register messages are provided to the borrower, the borrower's guarantor, the financial and capital market Commission, the first paragraph of this article, the company as well as other European Union or European economic area Member State to a person who deals with consumer lending, down the Bank of Latvia.
(4) in order to cover the maintenance costs of the credit register, referred to in the first paragraph of the company and the financial and capital market Commission of Latvia pay Bank fees on credit registry. Another of the European Union or European economic area Member State, the person who deals with consumer lending, the Bank of Latvia pays a fee for the use of the credit register each time you receive a credit register to cover with the received Credit related expenses for the maintenance of the register. Fee and payment arrangements determined by the Bank of Latvia. "
Supplement fifth after the word "company" with the words "as well as the European Union or European economic area Member State of the person who engaged in consumer lending";
to supplement the article with the seventh subparagraph by the following: "(7) If, before the tax audit (audit) of the initiation of the State revenue service has reason to believe that natural persons (residents) costs would exceed income, the State revenue service, Deputy Director-General or the Director-General of the State revenue service trustee departmental head or his deputy shall be entitled to the tax administration tax audit (audit) the need analysis in writing to request credit information in the registry, this borrower relationship types , start date and end date, volume, balance, and currency codes, as well as details of the lender. The Bank of Latvia State revenue service issued the following credit register the particulars of the relevant physical persons (resident) free of charge in writing immediately, but not later than 14 days after the request of the State revenue service. "
2. Add to the informative reference to directives of the European Union with 14 the following: "14) of the European Parliament and of the Council of 23 April 2008. Directive 2008/48/EC on credit agreements for consumers and repealing Council Directive 87/102/EEC."
The Parliament adopted the law of 23 September 2010.
President Valdis Zatlers in Riga V 2010 October 8