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The Regulation Of Bank Indonesia No. 10/40/pbi/2008 Year 2008

Original Language Title: Peraturan Bank Indonesia Nomor 10/40/PBI/2008 Tahun 2008

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Office of the data period in May 2009 on Monday 15 June 2009, so that the Bank A was subjected to the Sanctions not delivering the Report per Office of Rp50,000.000.00 (fifty million rupiah).

Joint report; March 21, 2009 crashed on Saturday. Bank A

delivered the Joint Report of the data period in February 2009 on Monday 23 March 2009, so that the Bank A was subjected to the Sanctions not delivering the Joint Report of Rp50,000.00 (fifty million rupiah).

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Verse (7) Quite clearly Verse (8) Quite clearly Article 17 reasonably clear Article 19 reasonably clear Article 19 Quite clearly Article 21 Quite clearly Article 22 Quite clearly Article 23 Quite clearly Article 24 Quite clearly Article 25 Verse (1) Is sufficient clear Verse (2) Pretty clear Verse (3) Pretty clear

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ch is referred to as "technical interference in Bank PeReport" is the disruption that causes the Bank to report unable to deliver the Report and/or the report correction online to the Bank of Indonesia among others due to the disruption to the system in internal Bank PeReport.

Letter d.

Which is referred to as "technical interference in Bank Indonesia" is a disruption that causes the Bank of Indonesia to be unable to accept the delivery of the Report and/or correction of the Report online from the Bank of PeReports among others due to the disruption of the network telecommunications and/or other causes.

Verse (3)

Quite Clearly

Verse (4)

Quite Clearly

Verse (5)

Quite Clearly

Verse (6)

Pretty Clear

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Verse (7)

Example:

Reports per Office and/or correction Report per Office delivered online for the month of the April 2009 report may be delivered the slowest of May 10, 2009 which falls on Sunday.

Section 13

Verse (1)

Example:

On May 10, 2009 which falls on Sunday, Bank A is experiencing a technical breakdown or a technical breakdown at the Bank of Indonesia. The date is the final deadline for the delivery of the Report per Office and/or Report correction per online office for the data of April 2009. Bank is allowed to deliver the Report and/or Report per Office correction on May 11, 2009 which falls on Monday offline.

On June 13, 2009 which crashed on Saturday, Bank A experienced a technical breakdown or occurred Technical disruptions at Bank Indonesia. The date is the final limit of the report correction correction per online office for the data of May 2009. Bank is allowed to deliver a correction Report per Office on June 15, 2009 which falls on Monday offline.

Verse (2)

Quite clear

Verse (3)

If the Report is delivered online, then the Bank reported will receive proof of receipt of the Report. The report is automatically printed on the Bank of PeReport's computer, after the Bank of PeDispatch completed the Report. In the meantime, if the Report is delivered offline, then the Bank of PeReport will receive a proof of receipt of the receipt of the Bank of Indonesia's receipt of the Bank of Indonesia.

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No. 49509

Section 14 Verse (1) The letter of a letter. Pretty clear letter b. Quite clearly the letter c. Pretty obvious. Verse (2) Is quite clear Verse (3) Quite clear Section 15 Verse (1) The force majeure is

the circumstances that are real-real causing the Bank to report unable to compose and deliver the Report and/or correction Reports, among other fires, mass rioting, terrorism, bombs, war, sabotage, as well as natural disasters such as earthquakes and floods, justified by the rulers or officials of related agencies in the local area.

Verse (2) Quite clear Verse (3) Reasonably Clear Paragraph (4) Liability to deliver notice in writing

regarding The force majeure is, can be done either by the Bank of Pereporting, the head office or by another designated office.

Verse (5) It is pretty clear

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Article 16 Verse (1) Example: Report per Office; May 10, 2009 fall on Sunday. Bank A

delivered the Report per Office of the data period in April 2009 on Tuesday 12 May 2009. Bank A was declared late to deliver the Report per Office for 2 business days, namely Monday and Tuesday (on 11 and 12 May 2009), so that Bank A was charged 2 days x Rp1,000.00 = Rp2.000.000.00 (two million rupiah).

Joint report; March 15, 2009 crashed on Sunday. Bank A

delivered the Joint Report of the data period in February 2009 on Monday 16 March 2009. Bank A was declared late for a 1-day Joint Report Monday (March 16, 2009), resulting in the Bank A imposed ban on the delivery of the Joint Report of 1 day x Rp1,000.00 = Rp1,000.000.00 (one million rupiah).

Verse (2) Example: Correction Report per Office; May 10, 2009 fall on Sunday. Bank A

delivered the Report correction per Office of the data period April 2009 on Monday 11 May 2009. Bank A was declared late to deliver a correction Report per Office for 1 business day, which was Monday (dated May 11, 2009), so that Bank A was charged with 1 day x Rp100.000.00 = Rp100.000.00 (one hundred thousand rupiah).

Correction Joint Report; March 15, 2009 crashed on Sunday. Bank A

delivered a report correction of the Combined Data period in February 2009 on Tuesday 17 March 2009. Bank A was declared late to deliver a 2-day correction of the Joint Report, which is Monday and Tuesday (March 16 and 17, 2009), so that Bank A is subject to delay Sanctions

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Delivery of a Combined Report correction of 2 days x Rp100.000.00 = Rp200.000.00 (two hundred thousand rupiah).

Verse (3) referred to by "per error item or item that

should have been reported" is a data field error. If in a line of data there is an error of more than one field, the error is calculated based on the number of fields wrong in the line in question.

Example: On the Credit Details List, in one line

There are errors in the Collectibility column, the Economic Sector and the Number, then counted as 3 errors.

Next if there are 200 errors items, the sanctions calculation is 200 x Rp50,000,00 = Rp10,000,000 (ten million rupiah), but the Bank is only subject to maximum sanctions, namely Rp5,000.000.00 (five million rupiah).

Verse (4) Quite clear Verse (5) Quite clear Verse (6) Example: Report per Office; June 13, 2009 fall on Saturday. Bank A

delivered the Report per nd/or Consolidated Report correction for the month of June 2009 was declared late if it was delivered from August 1, 2009 to August 7, 2009.

Section 11 Examples:

Reports per Office and/or correction Report per Office; Report per Office and/or correction of the Report per Office for the month of July 2009 are declared not delivered, if Report and/or correction of the Report It was delivered beyond August 13, 2009. A correction Report per Office for the Bank whose system interoffice has not been online and has more than 100 (one hundred) Branch Office; Correction Report per Office for the month of July 2009 report for the Bank whose system interoffice has not been online and has more than 100 (hundred) Branch Offices, declared undelivered, if the Report correction was delivered beyond 19 August 2009. The Joint Report and/or Combined Report/or Correction Report; Joint Report and/or Combined Report correction for