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Local Regulations No. 5 In 2009

Original Language Title: Peraturan Daerah Nomor 5 Tahun 2009

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ated economic democracy, justice and alignment with the use of prucency principles.

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Article 4

Perusda BPR was established with the aim to assist and drive the economic growth and development of the area at a gala field as well as one Area revenue sources in order to improve the people's life levels.

BAB IV

ASSIGNMENT AND EFFORT

Section 5

Perusda BPR has a task:

a. Help move the economy of society; b. Helps provide venture capital for micro, small and medium enterprises; c. Provide capital loan services quickly, appropriately and efficiently for

development of micro, small and medium enterprises; d. Become one of the regional treasury holders; e. Being one of the original source of income for the region.

Article 6

Perusda BPR organizes the efforts:

a. Raise funds from the public in the form of savings and deposit futures; b. Provide credit and do coaching in particular against micro, small

and medium enterprises; c. Put the funds on other banks in accordance with the provisions of the perinvite rules-

invitation applicable.

BAB V

M O D AL

Section 7

(1) The Basic Capital of the BPR Company amounted to Rp.10,000,000,000,- (ten billion rupiah).

(2) In the early stages of the Local Government lease the funds amounting to Rp.3,000,000,000,-(three billion rupiah).

(3) Basic Modal as referred to in paragraph (1), is the Modal inclusion of the Local Government.

(4) The inclusion of the base capital as referred to in paragraph (3), is the wealth of the separated regions sourced from APBD Bulungan Regency.

(5) The fulfilment of basic capital as referred to in paragraph (1), exercised gradually in accordance with the region's financial capability specified with

Rules of the Regents upon approval of the DPRD agreement.

BAB VI

ADMINISTRATOR

Section Kesatu

DIRECTORS

Paragraf 1

The Task, Function, Authority and Responsibility

Article 8

(1) The board of directors has the task of compiling the planning, coordinating and supervising the entire operation of Perusda BPR operations.

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(2) The Directors as referred to in paragraph (1), may hold cooperation with the other parties in the Perusda BPR development effort.

(3) The board of directors will host an annual Meeting.

Article 9

The directors in carrying out the duties as referred to in Article 8, have a function:

a. Implementation of the BPR Perusda management based on the general discretion that

is set forth by the Supervising Board in the Annual Budget Work Plan; b. The determination of wisdom to carry out the management and management of Perusda

BPR based on the general discretion set forth by the Supervising Board; c. Creation and delivery of the BPR Annual Work Plan and Perusda Budget

to the Supervising Board that includes the discretion in the fields of organization, planning, crediting, financial, public, and oversight to obtain assent;

d. Preparation and delivery of the BPR Perusda report (three) of the month to the Regent through the Supervising Board; and

e. Drafting and delivery of the annual report consisting of Neraca and the Profit Earnings Report to the Regent through the Supervising Board for confirmation.

Article 10

The directors have the authority:

a. Take care of the BPR Perusda wealth in accordance with the provisions of the applicable law-invitation regulations.;

b. Lifting and laying off Perusda BPR employees is based on the relevant Perusda BPR Workforce Ordinance;

c. In an appointment as referred to in the letter b, pay more attention to or maintain the professional professionalism in question;

d. Establish the organizational framework and the Perusda BPR work with the approval of the Supervising Board;

e. Represent BPR Companies in and out of court; f. Designate a person of power or more to perform a specific legal action

representing the Perusda BPR, if seen as necessary; g. Opening a Branch Office or Office of the Kas on the consideration of the Board of Trusts and

under the laws of the law; h. Buy, sell, ggle or otherwise waive or waive

rights to the assets belonging to Perusda BPR under the consent of the Regents on consideration of the Supervising Board;

i. Establish the cost of travel of the Board of Trusts and Directors as well as BPR Employees; and

j. Raise the rank, assign periodic pay increases, drop and sentence of BPR Perusda employees under applicable terms.

Article 11

The directors in representing Perusda BPR are in and out of the The court as referred to in Article 10 of the letter e, in writing may be able to feel to someone or some of the Perusda BPR employees to represent it, either alone or together or to any other person or body.

Article 12

(1) its Directors in performing the tasks, functions and authority as referred to in Section 8, Section 9, Section 10 and Section 11, is responsible to the Regent through the Supervising Board.

(2) The responsibility of the Board of Directors as referred to in paragraph (1), done in writing signed by the Member Board.

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Article 13

The order and order of running the work of the Directors is set in the Rules of the Regents, upon hearing of the Supervising Board's opinion.

paragraph 2

The force

Article 14

(1) The BPR Perusda is led by at least 2 (two) members of the Board of Directors.

(2) The members of the Directors are prohibited as members of the Board of Directors. Directors or executive officers on banking institutions or companies or other agencies.

(3) The member of the Board of Directors as referred to in paragraph (1), is housed in the seat of the BPR Perusda Headquarters.

(4) Between fellow members of the Board of Directors and/or between members of the Board of Directors and members of the Supervising Board, there is no family relationship to the third degree, whether according to the straight line or the side, including son-in-law and sister-in-law.

(5) Members of the Board of Directors may not have personal, direct or indirect interestBoard of Directors is a Board of Directors of the People's Bank of the Bulungan People's County.

8. The Board of Trusts is the Supervising Board of the Regional Enterprise Bank of the People's County of Bulungan Regency.

9. Employees are employees of the District People's Bank of Bulungan District.

10. The Bank of Indonesia is the Central Bank of the Republic of Indonesia.

BAB II

PLACE OF OFFICE AND WORK AREA

Article 2

(1) The BPR Perusda Central Office is located in Tanjung Selor.

(2) Perusda BPR can open Branch Office, and the Office of Service Kas or Service Units in the Territory of East Kalimantan Province that is set by the Regent after receiving approval from the Bank of Indonesia.

BAB III

AZAS AND PURPOSE

Article 3

Perusda BPR in doing its efforts to be exuberhing and development of Perusda BPR.

Article 25

The Supervising Board has the authority:

a. Deliver the annual work plan and the BPR Perusda budget to the Regent to obtain the authorization;

b. Examines the balance sheet and the earnings report that the board has sent to receive the Regent's approval;

c. Provide consideration and advice, requested or not requested to the Regent for the repair and development of the BPR Perusda;

d. Request the description of the Board of Directors regarding matters related to the supervision and control of the BPR Perusda;

e. Proposes a temporary stop of the Board of Directors to the Regent; and

f. Appoint one or more experts to perform a specific task.

Article 26

(1) The Board of Trusts in carrying out the duties, functions and authority are responsible to the Regent.

(2) The Board of Responsibility The supervisors are done in writing signed by the Chairman and members of the Supervisors Board.

Article 27

(1) The Chairman of the Supervisors Board has a task:

a. Leading all activities of the Supervising Board member;

b. Establish a work program of his duties in accordance with the wisdom set forth by the Regent;

c. Leading the Supervising Board meeting; and

d. Establish and improve the duties of the Supervising Board members.

(2) The Supervising Board Member has a task:

a. Assist the chairman of the Supervising Board in carrying out its duties according to the field that the Chairman of the Supervising Board has set; and

b. Perform other tasks provided by the Chairman of the Supervising Board.

Article 28

(1) To carry out its duties and authority, the Supervising Board at any time can convene at the request of the Chairman of the Supervising Board.

(2) A meeting as referred to in paragraph (1), presided over by the Chairperson of the Supervising Board or a member appointed by the Chairperson of the Supervising Board and is considered to be valid when attended at least one (half) member of the Supervising Board.

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Article 29

(1) The meeting as referred to in Article 28, to obtain a decision was made on the basis of deliberations and mufakat.

(2) If in the meeting Not acquired by the word mufakat as referred to in verse (1), the meeting may delay the meeting at most (three) days.

(3) The delay in meeting as referred to in paragraph (2) can be performed at most 2 (two) times.

(4) In the meeting thing after being postponed to 2 (two) times as referred to in verse (3), still not acquired the word mufakat, the decision was taken by the Chairman of the Supervising Board after consulting with the Regent and paying attention to the views of the Supervising Board members.

Article 30

(1) The meeting between the Supervising Board with Directors may be held at least two (two) times in 1 (one) year at the invitation of the Chairman of the Supervising Board.

(2) If the need for a meeting between the Supervising Board of Directors may be held at the time of the invitation of the Chairman of the Supervising Board or upon request Directors.

Article 31

(1) Supervising Board must provide periodic/periodic reports to the Bupati and the local Bank of Indonesia regarding the implementation of its duties at least 6 (six) months and its release is delivered to the Minister of the Interior.

(2) The Board of Trusts is mandatory present the results of its supervision if requested by the Bank of Indonesia.

Article 32

(1) To assist the agility of the Supervising Board's duties, may be created the Secretariat of the Supervising Board at the cost of the Perusda BPR. Two, two, every one of the BPR Perusda.

(2) A member of the Supervising Board secretariat as referred to in paragraph (1), should not be derived from the Perusda BPR employee.

(3) The formation of the Secretariat of the Supervising Board as referred to in paragraph (1), over consideration of the financing efficiency of Perusda BPR.

Article 33

The order and order of running the Supervising Board work is set out in the Rules of Regents in accordance with the provisions of the applicable laws.

paragraph 2

Appointment

Article 34

(1) Most Supervising Board Members are 2 (two) persons or most of the same as the number of Directors and one of which is appointed as the Chairman of the Supervising Board.

(2) nomination process, election, and appointment of Supervising Board/Board of Commissioners is executed by the Regents for the longest term of 3 (three) years and may be reappointed at least 1 period after the term expires.

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(3) The Supervising Board Member can only be held as Superintendent of the Most 2 (two) People's Creditor Bank (BPR) or 1 (one) of the General Bank.

(4) The Regent and the Deputy Regent, shall not serve as Supervising Board.

(5) Between fellow Supervising Board Members and/or Member of the Supervising Board with a Member of Directors should no family relationship up to a third degree, either according to the straight line and To the side, including son-in-law and brother-in-law.

(6) Members of the Board of Trusts should not have Personal interests, either directly or indirectly on the BPR Perusda or the Legal Body/individual given credit by Perusda BPR.

Article 35

(1) To be appointed to the Supervising Board member must provide the time to carry out the task by meeting the requirements:

a. Integrity; b. Competence; c. Financial reputation; and d. Other requirements.

(2) Members of the Supervising Board are primarily housed in the Perusda BPR work area.

(3) Members of the Supervising Board are required to obtain approval from the Bank of Indonesia before being appointed and occupying office.

Article 36

(1) The integrity requirements as referred to in Article 35 of the paragraph (1) letter a, including:

a. It has good morals and morals; b. It has a commitment to comply with the laws of the law; c. Has a high commitment to the operational development of a healthy

bpr

company; and d. Not included in the No Lulus List (DTL).

(2) The competency requirements as referred to in Section 35 of the paragraph (1) letter b, include:

a. Having knowledge in the banking area is adequate and relevant to his post; and

b. Experience in banking.

(3) The financial reputation Requirements as referred to in Article 35 of paragraph (1) of the letter c, include:

a. Not included in the crash credits list; and b. It was never declared a pailit or was a supervising board member who

found guilty of causing a company to be declared pailit, within 5 (five) years beand maintaining Perusda BPR.

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Article 24

To carry out the duties as referred to in Article 23, the Supervising Board has a function:

a. Drafting of the tats of the supervision and management of the Perusda BPR;

b. Execution and supervision of the Perusda BPR business;

c. Budgeting and financial expediation of Perusda BPR; and

d. Coac Directors and employees as well as for employee housing, social and the like.

(4) The use of production services is set by the Directors.

BAB XII

RESPONSIBILITIES AND DAMAGES CHARGES

Article 48

(1) The Board of Directors and all Perusda BPR employees who are due to legal actions, or due to negligence in carrying out the obligations and duties imposed upon them directly or indirectly have incurred a loss for Perusda BPR to be required to indemnate such damages.

(2) The order of the indemnation to its Directors and Employees as referred to in paragraph (1), adjusted to Applicable laws.

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BAB XIII

COOPERATION

Article 49

(1) Perusda BPR may conduct cooperation with banking and/or other financial institutions in the efforts to increase capital, Management and professionalism Human Resources multiplier.

(2) In doing cooperation as referred to in paragraph (1), must be through the approval of the Supervising Board.

BAB XIV

COACHING

Article 50

(1) The Minister of the Interior performs General coaching on Perusda BPR in order to improve resources and results for the Perusda BPR as the Regional Autonomy tool.

(2) In the implementation of public coaching as referred to in paragraph (1), performed by the Directorate General Government General and Regional Autonomy.

(3) The Bank of Indonesia conducts the Coaching And Supervision Banking Supervision of Perusda BPR.

(4) The Regent conducts the administrative tehnis administration in which it is assisted by the Regional Secretary.

BAB XV

DISSOLUTION

Article 51

(1) The Disbandment of BPR Disters is set with Regulation

(2) For the agility of the implementation of the dissolution as referred to in verse (1), the Regent may designate or form the Dissolution Committee Of The BPR Corporation.

(3) Dissolution Committee as referred to in paragraph (2), shall express the responsibility of the dissolution of Perusda BPR to the Regent.

(4) In the event of a dissolution as intended in paragraph (1) and the paragraph (2), then the debt and the Financial obligations are paid from the wealth of Perusda BPR.

(5) If in the completion of the obligations as referred to in paragraph (4), there is a shortage, then it is the responsibility of the local government.

Article 52

Dissolution Of The BPR Corporation is reported by the Regent To the Minister of the Interior Cq. Director General of the General Governance of Regional Autonomy and Bank of Indonesia.

BAB XVII

provisions CLOSURE

Article 53

Things that have not been set up in this Regional Regulation as long as the The implementation of the program is further set up with the Bupati Regulation guidelines on the terms of the applicable laws.

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Section 54

The rules of this section begin to apply at the date of the invitation.

For everyone to know, order the Laws of this Section with its placement in the County of the Bulungan County Area Sheet.

Set at Tanjung Selor on May 28, 2009

BUPATI BULUNGAN,

BUDIMAN ARIFIN

Reundrased at Tanjung Selor on May 28, 2009

PLT. THE COUNTY SECRETARY OF THE BULUNGAN COUNTY,

S U D J A T I

SHEET COUNTY OF THE COUNTY OF 2009 NUMBER 5

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s rights and obligations BPR destruction is governed by the Board of Directors with the approval of the Supervising Board, in accordance with the provisions of the laws applicable.

BAB VII

INCOME

Section 43

(1) INCOME The Board of Trusts and Directors is governed by the Regents of the Supervising Board of Trusts with guidelines on the provisions of the applicable laws.

(2) The payroll of the BPR Perusda employees is governed by the Directors with the Approval of the Supervising Board. with the applicable laws, with regard to the terms of the Perusda BPR's financial skills.

(3) Income as referred to in paragraph (1) and paragraph (2), must be based on the provision that the basis of the determination of the salary of the Board of Directors and all employees shall not exceed

30% (thirty-one hundred) of the total revenue operable or 40% (forty perhundred) of the total operating costs based on the realization of the last budget year.

BAB VIII

RETIREMENT AND PARENTAL BENEFITS

Section 44

(1) BPR Company conducts Retirement Fund and Old Day Allowance For Directors And BPR Employees is the wealth of Perusda BPR that is separated.

(2) The Retirement Fund and Old Days ' s Improvement as referred to in paragraph (1), sourced from:

a. Iuran Retirement and Parental Improvement of the Board of Directors and BPR Employees;

b. Part of the Welfare Fund.

BAB IX

EMPLOYMENT AND ANNUAL BUDGETING PLANS

Article 45

(1) At least one month after the year of the book ends, the Board of Directors convey to the Board of Trusts of the Perusda BPR Annual Work and Budget Office to be passed.

(2) If up to the beginning of the year the Supervising Board does not express any objections, then the Annual Work and Budget Plan as referred to in paragraph (1), applies.

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(3) Any changes to the plan and the annual budget, Perusda BPR occurring within the year of the book in question must be received the Supervising Board's approval.

(4) Each plans and budget changes that have obtained the Supervising Board approval passed by the Regent.

BAB X

YEARS OF BOOKS AND ANNUAL CALCULATIONS

Article 46

(1) The Year of the BPR Perusda Book is likened to with the year of Takwim.

(2) At least 3 (three) months after the end the year of the book, the Board of Directors conveying an annual calculation consisting of the balance sheet and profit/loss calculation that has been audited by the State Accountant or Public Accountant to the Supervisors Board.

(3) The Directors are obliged to announce the Annual Report on The development of the BPR Perusda Business to be delivered to the Regent, Bank of Indonesia and the Minister of the Interior.

(4) The board of directors is required to announce the annual calculation that has been passed on the Perusda BPR announcement board.

(5) Terms of manufacture, delivery and authorization of the annual Perusda BPR calculation are set in accordance with applicable laws.

BAB XI

ASSIGNMENT AND USE OF NET PROFIT

Article 47

(1) The Clean Laba after the tax cut has been audited by the Supervision ABersih, its share is set as follows:

a. Deviden for the shareholders .... 50% b. General backups are 15%. $15% d. "Welfare Fund ..." ... 10% e. Production Services (of IBM Cloud Services) next.

(3) The Welfare Fund as referred to in paragraph (1) letter d, among others used for the pension fund of