The presentation of the Minister for Social Affairs is provided for in the Transport Insurance Act of 26 June 1959. (199/59) Pursuant to:

ARTICLE 1 (30.12.1993/16)

Motor vehicle referred to in the Transport Insurance Act (199/59) , shall not be considered:

(1) an engine or tractor with a maximum design speed not exceeding 15 kilometres per hour, provided that it is not registered;

(2) the Regulation on the registration of vehicles for cutting or other harvesting (1703/92) The registration exempted from the registration of a motor-farm engine;

(3) a trailer, a rectum or a towed equipment which is exempted from registration; and

(4) a vehicle intended for the carriage of a child with an engine and which is not registered on behalf of its structure or equipment.

§ 2 (21.10.1983/801)

Paragraph 2 has been repealed by A 21.10.1983/801 .

ARTICLE 3 (24.03.1995/454)

A motor insurance company shall not refuse to issue and maintain an insurance cover if the insurance is covered by a motor vehicle for which the authorisation or notification of the company, as well as its established statutes or rules, Is entitled to grant insurance.

§ 3a (2.6.1995/838)

The insurance policy holder is entitled to terminate the insurance period at any time during the insurance period. However, the right of withdrawal may be otherwise agreed in the insurance contract and in the terms of the insurance policy, provided that the question is group-related insurance or where the policyholder is the trader, taking into account the quality of his business activities. And the extent and other circumstances of the insurer shall not be comparable to the consumer.

The declaration shall be made in writing and the notice of termination shall be accompanied by a certificate of acceptance of the new insurance. However, in the event of a declaration made in respect of a vehicle subject to a registration obligation, the dismissal shall be deemed to have lapsed unless, within seven days of the end of the declaration, a certificate has been submitted for the taking of a new insurance policy. The certificate shall be submitted in accordance with (1598/1995) The registrator referred to in point (c), hereinafter referred to as: Carrying out the registration . (12.2.1999)

§ 3b (24.03.1995/454)

Where the transport insurance ceases when the insured vehicle is transferred to a new owner, other than the policyholder, or if the holder is alone in the register, when the vehicle is switched off, or Returned to the owner, including the damage which has occurred within seven days of the transfer of ownership or the change in the control of the vehicle or the return to the owner, unless the vehicle's new The owner or the holder has not taken the insurance within that period.

§ 3c (2.6.1995/838)

The liability of the motor insurance company shall commence unless a specific starting point is agreed between the parties, where the insurer or policy holder has given or sent an agreement to the other party's tender. The date of the start of the liability of the insurance company cannot be postponed to an earlier date.

If the policy holder has submitted or sent a written application to the insurance company and if it is clear that the insurance company has accepted the application, the insurance company shall also be responsible for the date of commencing or sending an application. The insurance transaction.

An insurance claim or an acceptable answer given by the policy holder or sent to an insurance agent shall be deemed to have been lodged or sent to the insurance company.

If there is no explanation at which time of day the answer or application has been given or sent, it shall be deemed to have occurred at 24.00.

Article 3d (15.9.1995/1126)

If, within seven days of the change in the vehicle register, the vehicle registration of the vehicle registered in the vehicle register to be included in the vehicle registration document has not been notified to the policyholder, The liability of the insurance company ceases at the end of the so-called deadline. If the notification of the vehicle registration is subsequently made, the liability of the insurance company shall start again from the notification.

§ 4 (14.12.197029)

In the case of an insurance premium which has not been paid during the time period, the amount of the premium shall be charged to the interest (633/82) The annual interest rate on the interest rate referred to in paragraph 3. (24.03.1995/454)

The recovery interest rate and the rate of exit shall be subject to compliance with the exit of the insurance premium.

§ 4a (24.03.1995/454)

The insurance company shall pay the amount of the premium to the delayed amount Article 4 of the Corinth Act The annual interest rate on the interest rate referred to in paragraph 3. The interest shall be paid when the month has elapsed from the date of receipt of the payment of the payment to the company.

§ 5 (24.03.1995/454)

Paragraph 5 is repealed by A 24.3.1995/454 .

ARTICLE 6

Paragraph 1 has been repealed by A 24.3.1995/454 .

Motor insurance companies shall not act as agents of each other.

§ 7 (18.12.1995-1603)

The transport declaration entered into in accordance with Article 15 of the Motor Insurance Act shall be accompanied by a certificate for registration to the holder of the registration of significant motor vehicles. (12.2.1999)

The vehicle management centre shall, without delay, make a declaration to the insurance company concerned for the termination of the motor insurance contract in the following cases:

(1) when the vehicle is removed from the register;

(2) where the owner or holder of the vehicle when transferring his/her insurance to another company provides a certificate of acceptance of the other company;

(3) where the former owner or holder of the vehicle has made a notification of the delivery of the vehicle, which shall be entered in the register;

(4) when the transfer of the owner or the holder to the register is accompanied by a certificate of insurance.

The notification to the insurance company shall be entered in the certificate referred to in paragraph 1, information relating to traffic insurance and the reason for the change in the register, as well as in the case referred to in paragraph 2 (1), when the vehicle Removed from the register, and in the cases mentioned in paragraphs 3 and 4, when the ownership of the vehicle was transferred to the new owner.

If the motor vehicle insurance policy has not been valid from the date of the start of the right of ownership, the registrant shall, when registering the vehicle, send a notification to the motor insurance centre for the purpose of determining the good. The period of validity of the vehicle. However, the notification need not be sent if the validity of the new declaration has started within seven days of the change in the ownership of the register. (12.2.1999)

The Insurance Supervisory Authority may, if necessary, provide more detailed provisions concerning the content of the certificate or declaration referred to in this Article. (12.3.1999/310)

§ 8 (30.12.1993/16)

When the owner of a vehicle which is responsible for the taking of a motor insurance as referred to in the first sentence of Article 15 (2) of the Transport Insurance Act does not already have a motor insurance policy issued by the motor insurance centre, he or she shall: As a border insurance, as provided for in the separate provision.

Where a motor insurance centre has concluded an international transport insurance card or a border insurance or other agreement that it is responsible for the accident caused by a motor vehicle imported for temporary use, the Centre shall: Submit to the Insurance Supervisory Agency a commitment that, within the meaning of the Motor Insurance Act, it is responsible for the traffic accident caused here by such a vehicle, even where the contract has expired, before the vehicle is exported; Land. The undertaking shall identify the factors which make it possible to establish that the vehicle importer does not have an insurance obligation. The transport insurance centre shall provide a copy of the undertaking to the Customs Government. (12.3.1999/310)

§ 8a (30.12.1993/16)

The right of the owner, holder and driver of a motor vehicle within the meaning of Article 15 (2) of the Motor Insurance Act to obtain compensation for personal injury also applies to motor vehicle insurance from Norway and Sweden.

§ 9 (30.12.1993/16)

The State is represented by the State Treasury in matters relating to road damage caused by a State-owned motor vehicle. However, when the damage is small and the authority in which the vehicle is in possession of the vehicle is to be used for the purpose, the authority may, if the compensation has been agreed, itself replace the damage.

Articles 2 to 5 have been repealed by A 23.10.2002/863 .

ARTICLE 10 (24.03.1995/454)

It is for the Ministry of Social Affairs and Health to determine the general criteria, in which case the status of permanent compensation in the event of personal injury or death may be paid once and for all and the criteria for calculating such compensation.

---

This Regulation shall enter into force on 1 January 1960.