Appendix 1

Order of Actuarial Actuarial Actuarial Order

Under section 108, paragraph 1. 7, and Section 373 (3). 4, in the law of financial activities, cf. Law Order no. 1413 by 10. In December 2007 :

Scope of application

§ 1. This notice shall apply to life assurance undertakings and transverse pension funds authorised to operate insurance undertakings and insurance undertakings authorised to operate in the form of reinsurance of : life insurance in accordance with section 11 of the Act of Financial Business.

Paragraph 2. The people in paragraph 3. 1 the undertakings referred to above are hereinafter referred to as :

The responsible actuarial

§ 2. The responsible actuar must be employed in the company. Employment and dismissal of the liability of the responsible actua may be carried out by the Board of Directors. The position of responsible actuarial actuar cannot be reconccted with the position of a member of the management board or the board of the company.

§ 3. The responsible actuar shall have passed the scientific nominees from a Danish university, cf. However, section 4.

Paragraph 2. The responsible actuar must, after graduation, have taken part in one of the companies or the occupational pension for at least five years in one of the undertakings referred to in Section 1 or the occupational pension for at least five years. At least one of the five years must be in close cooperation with a responsible axtuar in a life assurance undertaking or a transverse pension fund. The responsible actuar must have at least received an in-depth knowledge of the preparation of notifications, bonuses systems, insurance technical inventories, including the calculation of the solvency requirements, the specification of provisions and the preparation of the annual charge ; Report to the Financial supervision.

§ 4. The Management Board of the company may employ an actuary of the degree from another country as a responsible actuar, whose training includes finals in life assurance math and risk analysis and are supplemented by courses in Danish ; supervisory legislation and the insurance agreement on the law.

Paragraph 2. The Administrative Board may hire a person with related education as a cand, as a responsible person in charge. Scient., cand. State, cand. scion. Oecon. or an equivalent foreign education, the training of which is supplemented by courses in Danish supervisory law and the insurance agreement, and degrees at the nominative level of life assurance mathematics and risk analysis.

§ 5. When the management board has employed a responsible actuarial, this must be reported to the Financial supervision within 14 days of the hire.

Paragraph 2. The Management Board shall know the notification in accordance with the notification. paragraph 1, make a declaration that the responsible actuar complies with the requirements of section 3.

Paragraph 3. Where the responsible actuar is dismisfired or severed as a responsible act, the Management Board and the responsible actuar shall submit each declaration to the Financial supervision of the background to the Financial supervision of the background.

§ 6. The responsible actuar shall have access to all information necessary for the exercise of the profession, including the Management Protocol. The actuar must provide the Finance-vision of the information necessary for the assessment of the company ' s financial position.

Paragraph 2. The Administrative Board shall draw up a function description for the responsible actuar. The function description must include a general description of the tasks to be performed in the Actuarial Actuary as the Respondeto. In addition, the function description may contain a description of other tasks carried out by the responsible actuar as a part of the operation of the company.

Paragraph 3. In companies, companies, where other employees perform tasks for the responsible actuar, must, in companies, respectively, respectively, where other employees perform tasks for the responsible actuar, the overall allocation of The function description shall also include general guidelines for the discharge of duties of the responsible actua, including for the subsequent verification of the delegated tasks by the responsible actuars.

The responsible actuars reporting to the Management Board

§ 7. In the case of the adoption of the annual report, the responsible actuar shall draw up a written report to the Administrative Board.

Paragraph 2. The actuarial report shall contain all significant conclusions of the importance of the accounting decision of the actuarial account to the Financial supervision, cf. § 8.

Paragraph 3. The actuarial report shall contain a list of the notifications and comments made therein during the year.

Paragraph 4. The actuarial report must indicate whether the responsible actuar has received all the information requested.

Paragraph 5. If the checks carried out by the Act of Assume imply that the annual report, in accordance with the opinion of the person concerned, does not give a true picture of the actuarial nature of the company, the actuarial report shall contain a separate information on this subject.

Paragraph 6. The actuarial report shall be signed by the responsible actua and shall be presented to and signed by the total board of directors.

Paragraph 7. No later than 10 days after the undertaking ' s general assembly has approved the annual report, copies of the actuarial report shall be received in the Financial supervision.

Paragraph 8. The Management Board shall be made aware of all the other major conclusions of the report than in the reports referred to in paragraph 1. 2 mentioned, at the latest, at the same time as the report is submitted to the Financial supervision.

Report of the responsible actuars

§ 8. The responsible actuar must submit an annual report to the Financial supervision.

Paragraph 2. The report shall be the Financial supervision in the event within one month after the company ' s general assembly has approved the annual report for the year in which the report relates.

Paragraph 3. The Financial supervision may, by application, be able to dispense from the one in paragraph 1. 2 fixed time limit.

§ 9. The report consists of 13 sections, cf. Annex 1. The section and points of the report shall have the same numbering as in Annex 1.

Paragraph 2. The report must have a table of contents with a page description of the items in the report.

Paragraph 3. The responsible actuar shall assess the sections or points relevant to the company concerned. The reasons for non-relevance shall be given under the section or section concerned.

Paragraph 4. In the case of an actuarial act, the responsible actuarial is that, in the individual paragraphs, the responsible actuarial shall be obliged to include them in the case of self-employed headings in section 13, if necessary.

Paragraph 5. The Act of Liability shall be signed by the responsible actuar.

§ 10. If the reports also have to act as actuarial reports, cf. section 7, Section 1 must be supplemented by a

Paragraph 2. The reports shall also be presented to and signed by the management board, cf. Section 7 (2). 6.

Paragraph 3. In this case, the report shall, within 10 days of the date of approval of the annual report for the year, have been received in the Financial supervision of the annual report.

Penalty and entry into force

§ 11. Intentional or gross negligence violation of section 2 to 10 shall be punished by penalty unless higher penalty is owed in accordance with section 373 of the Act of financial activities.

§ 12. The announcement shall enter into force on the 15th. -February 2008. However, Appendix 1 shall not apply until reports submitted for the financial supervision of the financial year 2009.

Paragraph 2. The 15th. The end of February 2008 shall be repealed. 848 of 8. September 2005 on the case of liability actuar.

---

Appendix 1

Parent Information

1.1. The actuarial shall briefly reproduce the conditions in which the actuary is of particular importance and which are referred to in the other sections of the report. This includes, in fact, essential instigator initiatives, as well as significant changes to the conditions and conditions of application and the importance thereof for the future development of the company.

1.2. The actuary must describe the overall groups of assurances that the total stock of the company consists of. However, a company ' s group of assurances shall be divided as a minimum in accordance with insurance classes, but group insurance and life interest without any right to any bonus shall be described independently. The actuary must for each group of assurances say :

a) class of insurance ;

b) number of insurance,

c) premium size,

d) the amount of payments paid and

(e) the size of the total retro-resettlement.

In addition, the actuarial shall indicate which character basis is used for each group of insurance policies. The information shall contain at least the corresponding character interest.

1.3. If the audit protocol contains specific comments of an actuarial nature, the actuarial shall indicate and comment on these observations. The actuarial shall include, in particular, the actions of which the comments may have been taken.

1.4. The Actuarial shall draw up a general actuarial analysis of the annual overall result of the year according to the annual accounts corresponding to the Schedule A. Based on the basis of the information in the form, the actuarial commentary shall comment;

a) development trends,

b) movements of own funds,

c) movement in special bonus provision ; and

d) movement in collectively bonus potential.

1.5. The actuarial shall draw up an aggregation of the year margin in each of the basic levials, the risk and costs corresponding to Schema B. The schema shall be completed for the current financial year and the four previous financial years. The actuarial shall comment on the information contained in the scheme, including development trends.

1.6. Table B is supplemented by a risk analysis for each drawing base of risk factors for the death and invalidity of the stocks, the use of the 'positive risk of death' (company earnees that the policyholder lives long) and "negative death risk" (company ; Loser that the customer lives for long time.

1.7. If the company is in an operational plan period, total or for groups of assurances, the actuary must describe how the operating schedule is followed.

2. Insurance covered by the principle of contribution

2.1. The actuarial shall indicate which groups of assurances are covered by the notification of the principle of contribulation.

2.2. The actuarial shall indicate the distribution of the resulting result between own funds and the policyholders.

2.3. The actuar must account for the fact that the share of the equity capital of the resulting result corresponds to the company ' s reported own capital business rules.

2.4. Has the own funds due to an inadequate result of the year, or in previous years, a smaller part of the realised result than it says, and it is entitled to rectify this in the distribution of the funds in the coming years, which are the same as : referred to in section 111 in the notice of financial reports for insurance undertakings and transverse pension funds, the actuarial must account for the development of the amount in the future to be attributing own funds beyond what the principles otherwise would give. cause for reason. If the actuar assesses that it is relevant, the actuarial shall set out the development thereof for each group of insurance policies.

a) If the amount has been increased, the actuarial must account for the increase.

b) If the amount is reduced, the actuary must account for the fact that there has been no redistribution of significant financial size between periods, in addition to the consequences of the risk coverage that are included in the insurance.

If the actuar assesses that it is relevant, the actuarial shall report in the case for each group of insurance policies.

2.5. The actuarial shall indicate the distribution of the contribution of the policyholders by the end result of the year between collectively bonus potential, added bonus and special bonus provision.

2.6. The actuarial must explain that significant economic size has not been redistributed between policyholders, in addition to the consequences of risk covers.

2.7. In the case of illustration of point 2.6, the actuary must be at least complete ;

a) schema C for each basic interest rate ; 1) ,

b) schema D for each risk intensity ; 2) broken down into private systems and company schemes ; and

c) schema E for each cost group 3) split into private systems and company schemes.

Schema C, D and E must be completed for the current financial year and the four previous financial years. If it is not possible to fill the four remaining columns for each base rate, each base rate, each risk intensity, and each cost group, it is sufficient to make the total value. If different groups of assurances use the same drawing-up basis, it is possible to illustrate each group separately.

If a single element for a group of policyholders no longer has the necessary safety margin and is therefore expected to generate deficits, the actuarial must explain how the deficit can be covered, and whether any action has been taken in it ; cause.

2.8. The actuarial shall indicate the adequacy and the fairness of rebuyout deductions and transfer rules which do not comply with section 20 (2). 1, no. 7, in the law of financial activities. The actuarial shall indicate the actual costs and revenues of repurchasing and transfers which do not comply with section 20 (5). 1, no. 7.

2.9. If a negative contribution to a successful outcome cannot be covered by collective bonus potential from the assurances to which the negative contribution originated, the actuarial must account for the possible use of bonus potential of free-policing services.

2.10. The actuary sets out whether the bonus potential of free-policing services previously used to cover the negative contribution of insurance payments to the result achieved in accordance with section 7 (4). 2, in the notice of the principle of contribulation, have been rebuilt. The current state of the emergency must include an account of how the reconstruction has been carried out.

3. Insurance and Accident Insurance Company (Insurance Class 1 & 2)

3.1. The actuarial must account for the risk and cost of development for products drawn up under classes 1 and 2, including the development of the cost and replacement percentage ; 4) for the last five years. The actuarial must account for the cause and significance of this development, as well as whether or not the company has done anything at this time.

3.2. The actuarial shall indicate the extent of sickness and accident insurance that is subject to a discount system, and account for the company ' s rebate policy ; 5) in the case of sick and accident activities. The current arizaar must include details of the items that are given by the discount.

3.3. The current state of the current state of the emergency shall be to account for the recovery of the provisions of the claims.

3.4. The actuary must carry out an analysis of the results corresponding to the schedule F (two schemas).

3.5. The actuarial must account for the benefits of the year from the life assurance undertaking the life insurance of the life insured in the same way as if the company were only engaged in life assurance.

3.6. The actuary must account for compliance with the solvency requirement of the sickness and accident insurance undertaking, not the life assurance undertaking.

3.7. The actuarial shall explain whether or not the respective interests are safeguarded for the assurance of the company ' s insured in both the life assurance undertaking and the accident insurance undertaking.

4. Insurance under Insurance Class III

4.1. The actuary must describe the products drawn under the class III of the insurance class. Among other things, this includes a description of guarantees of interest, guarantees on the biometric risks and the guarantee of payment, including whether the company has taken on an investment risk.

4.2. The actuary must indicate the level of insurance class III insurance, which is a bonus. If the company has bonuses insurance class III-insurance exempted from notification of the principle of contribution, the actuarial method describes the method of bonustion.

4.3. If the company has bonuses insurance class III insurance, the actuarial must describe the size of the translations for bonuses and the movement of the year herein, including for which items are paid. In addition, for the insurance class III insurance covered by the notification of the principle of contribulation, the actuarial must also account for the relationship with the company ' s own funds for interest rates.

4.4. The actuar must describe and comment on the cost structure, including populate schema G. If the element is not covered by bonus calculation, specify this under the comments and columns with 2. ordinal is not filled in.

4.5. The actuarial shall indicate the adequacy and the fairness of rebuyout deductions and transfer rules which do not comply with section 20 (2). 1, no. 7, in the law of financial activities. The actuarial shall indicate the actual costs and revenues of repurchasing and transfers which do not comply with section 20 (5). 1, no. 7.

4.6. The actuary must carry out a risk analysis of biometric factors in relevant groups of assurances, and the figures in schema D are completed to the extent that it is appropriate.

4.7. If, in terms of volume or time, the difference between the investment choices of an insurance undertaking and the actual investment of the company must account for the principles by which the company has to minimise exposure. The actuary sets out how the company controls the risk.

5. Group insurance

5.1. The current situation must account for the risk and cost development of products drawn up by group insurance. The actuarial must account for the cause and significance of such developments, including whether or not the company may have carried out something in this respect.

5.2. The actuary must indicate the amount of group insurance that is bonuses.

5.3. If the company has bonuses group reassurances, the actuarial must indicate to which items are given bonuses. For group insurance covered by the notification for contribution, the actuarial shall account for the relationship with the company ' s own funds for interest rates.

5.4. If group insurance is not covered by the principle of contribulation, the actuarial shall draw up analyses of costs, interest and risk to relevant groups of assurances, and the figures in Schema C, D and E shall be completed to the extent that is relevant. If the periods of insurance are not eligible for bonuses, this must be indicated in the comments and columns of 2. the number of the order is not completed.

5.5. The actuary must comment on the evolution of the replacement percentage 6) for the last five years.

6. Other products 7)

6.1. The current account shall be the case of the other products the company has.

6.2. The actuarial shall indicate the results of the year on the various products and the result of the year.

6.3. Schema B or relevant part of this is populated.

6.4. The actuarial shall indicate the adequacy and the fairness of rebuyout deductions and transfer rules which do not comply with section 20 (2). 1, no. 7, in the law of financial activities. The actuarial shall indicate the actual costs and revenues of repurchasing and transfers which do not comply with section 20 (5). 1, no. 7.

6.5. For the other products that are bonuses 8) , the actuary must describe the method of bonus attribution.

7. Indirect life assurance business

This section shall only be completed if the premiums for indirect insurance operations account for more than half% of the total net income or exceed 5 million DKK. If the company falls below the tribune, the company ' s share of the total of the total premium income and the income of indirect insurance operations shall be provided in the downside limit.

7.1. The current account shall be the result of the year ' s result of the indirect insurance undertaking.

7.2. The actuar must indicate the size of the provisions on the market value basis.

7.3. The actuarial shall assess the development of the insurance stock, separately on insurance reinsurance on gross asis, on risk asis and non-proportional. The annotated curve of the individual year must be commented on. It must also be assessed as to whether there are trends in development.

7.4. The current state of emergency shall indicate the possible administrative provision relating to the indirect insurance undertaking. The actuar must compare the reference to the costs of the costs to be covered by it.

7.5. The actuar must calculate the ratio between the costs of damage and costs, and on the other hand, the premiums. The actuary must comment on the development of this relationship.

7.6. The actuary shall assess the risk factors in the death and invalidity of the risk factors and shall compare them with the pre-set risk elements.

7.7. The actuarial shall commutes the return of the Year of the Interest Assumptions which may have been used in the calculation of premiums and provisions.

7.8. The actuary must comment on development trends in the costs, interest and risk factors.

7.9. The actuar must account for the retrocession events of the indirect insurance undertaking, including the types of retrocession established by the retrocession.

8. Corporate solidity

8.1. In the case of the use of the company ' s latest accounting figures, the actuarial shall analyse the immediate consequences for the size of the gross company ' s gross insurance claims (divided on the guaranteed benefits, the bonus potential of future premiums and bonus potential of free-policing services), special bonus provisions / Member accounts and collectively bonus potential, equity, base capital and solvency margin, if the yellow risk scenario (very negative market development) occurs. For the sake of illumination of the future solidity of the company, the actuarial must be given both the accounts and the yellow risk scenario in the number of years to be used when determining any bonus forecasts, but not less than 10 years ; 9) The conditions laid down for these projuces shall be the conditions for the company ' s budgets and any bonuproses. The actuar must, on the basis of this, fill out schema

8.2. The actuar must assess the company's bonus investment policy and investment profile based on the analysis in 8.1. The actuary must indicate whether the calculations in paragraph 8.1 have given the company an opportunity to change (or to reflect on changing) the bonus policy and the investment profile.

8.3. The actuarial must indicate the interest rate risk of assets and liabilities calculated by a change of interest rate equivalent to the one used in the calculation of the yellow traffic light scenario. On the passip side, changes in the distribution of guaranteed benefits, bonus potential of free policeservices, and bonus potential for future premiums must be specified. In the case of a mismatch between the interest rate and the liabilities of assets and liabilities, the actuarial shall indicate to the company of the company during the occasion, including the measures taken by the company to match the interest rate risk.

8.4. The actuarial must explain briefly how the company controls the correlation between the assets and liabilities and the risk-like of the company. The actuar must give its assessment of this. The actuary must also indicate what the actuary does to ensure that the actuar complies with Article 75 (3). 3 in the law of financial activities 10) .

9. Insurance provisions

9.1. The actuarial shall draw up an inventory of the last 5 years of the accounting records of life insurance, guaranteed benefits, bonus potential of future premiums, bonus potential of free-policing services, provision for unit-linked contracts ; and collectively bonuous potential. In addition, the actuarial shall draw up a list of the last 5 years of special bonuses linked individually to the periods of insurance and special bonuses linked collectively to the insurance. The views shall correspond to the sample in schema I for each of the groups listed in section 1.2.

9.2. The actuar must account for the likelihood that the insurance is likely to be rewritten to a free policy or repurchased in connection with the calculation of the value of retrospective provisions, cf. in Annex 1, no. 62, in the notice of financial reports for insurance undertakings and transverse pension funds, the experience of the company is equivalent to that of the company.

9.3. The actuary must analyse the parameters used for the risk elements in the calculation of life assurance claims. The actuary must :

a) briefly explain the preconditions for the best estimations of mortality rates. The actuarial shall explain that the best estimations of mortality are fixed in accordance with section 66 (3). 4, no. 1, in the notice of financial reports for insurance undertakings and transverse pension funds,

b) separate describing the prerequisites used for expected future life,

c) compare the residual life span of the fatalities of age 30, 40, 50, 60, 70, 80 and 90, with residues of the Danish Statistics Denmark. Restways must be made gender-divided or not-gender-divided according to the basis used. If the basis is not-gender-based, the same distribution between men and women is used in the balance of life expectibility from Denmark's statistics, which are used in the basis, and

d) briefly, the conditions for the calculation of best estimations of invalidity estimations and account that the best estimability of invalidity is fixed in accordance with section 66 (3). 4, no. 1, in the notice of financial reports for insurance undertakings and transverse pension funds.

9.4. The current state of emergency shall explain how the life assurance claims and the provision for unit-linked contracts are calculated and checked.

9.5. The current report on the data basis used for calculating the provisions shall have the appropriate quality, including those relating to all assurances.

10. Afsured Reinsurance

10.1. The actuarial shall describe the company ' s reinsurance principles, including the company ' s justification for the principles chosen and its assessment of such principles.

10.2. The actuary must inform and comment on the result of the reinsurance year.

10.3. The current state of affairs must provide expectations for the future, including assessment of whether to draw smaller or more reinsurance to ensure that conditions remain reassuring.

11. Concrete popenings and more from the Financial supervision

11.1. If the Financial supervision has provided the company with specific poopenings or a similar follow-up to the action of the actuarial report, the actuarial shall be given a separate account.

12. The actuarial content of the company ' s activities and material

12.1. The actuar must provide a statement on how the actuary has carried out the duty of supervisors in accordance with section 108 (5). 4, in the law of financial activities.

13. Other conditions

13.1. This may be stated in a situation that cannot be attributable to the above points or sections of the report of the responsible action, but which, as the actuarial, consider it appropriate for the Financial supervision to be attentive to the situation.

11) The scheme may, as appropriate, be extended to make it exhaustive that the result of the year explains the result. The schema should at least contain the illustrated information.

12) The RentereResult result will typically be equal to revenue of investments including intime. unrealized gains with deductions of PAL tax, investment costs and attributed interest to the gross insurance claims.

13) The value adjustment shall be the result of section 100 (3). 1, no. 2 in the notice of financial reports for life assurance undertakings and transverse pension funds.

14) The risk result will typically be equal to the risk result of the annual calculation of the annual accounts in the financial statement for the gross insurance claims, where appropriate correction is made for change in the provision for claims.

15) Typically, the cost result will be equal to the cost contributions of the annual accounts note to change in the gross insurance claims with deduction of the acquisition and administration costs.

16) Expenditure added to the added bonus is equal to the bonus attributed to the year accounting date and which are part of the cost of the increase in the gross insurance claims, via the interest rate, risk and cost.

17) The schema may, as appropriate, be extended to make it exhaustively explain the margins of each basic item. The schema should at least contain the illustrated information. Any possible cost and security will be allocated between costs and risk. The amounts in the last pillar correspond to interest-, risk and cost results from schema A.

18) The scheme may, as appropriate, be extended to justify the use of the interest income. The schema should at least contain the illustrated information.

(19) 1. the interest rate interest rate for the group of assurances.

20) 2. The interest rate interest rate for the group of assurances.

21) Actual interest income for the group of insurance

(22) That piece of the difference between 2. the interest rate attribution of the group of assurances and the actual interest income for the group of assurances used for or released from value adjustment. This is the change in the value regulation as a result of the change in the specific interest rate parameter.

23) That piece of the difference between 2. the interest rate attributed to the Group of Insurance and Actual Interest Revenue for the Group of Insurance, which has been transferred to or paid for collectively bonuous potential.

24) That piece of the difference between 2. the interest rate attributed to the group of assurances and the actual interest income for the group of insurance, which has been transferred to or paid for by special bonus provision.

25) That piece of the difference between 2. the interest rate attributed to the Group of Insurance and Actual Interest Revenue for the Group of Insurance, which has been transferred to or paid for by the own funds.

26) The schema shows minimum divisions of all company groups of assurances covered by the notification of the principle of contribution. There is an opportunity to expand the scheme.

27) 1. the risk premiums of the group for the group of insurance.

28) 2. Orden risk premiums for the group of assurances.

29) The actual risk costs for the group of insurance policies.

(30) That piece of the difference between 2. risk premiums for the group of assurances and the actual risk costs for the group of assurances that have been used for or released from value regulation. This is the change in the value regulation as a result of the change in the specific risk parameter.

31) That piece of the difference between 2. risk premiums for the group of assurances and the actual risk costs for the group of assurances transferred to or paid for collectively bonus potential.

32) That piece of the difference between 2. risk premiums for the group of assurances and the actual risk costs for the group of assurances that have been transferred or paid for by special bonus provision.

33) That piece of the difference between 2. risk premiums for the group of assurances and the actual risk costs for the group of assurances transferred to or paid by the own funds.

34) The schema shows minimum divisions of all company groups of assurances covered by the notification of the principle of contribution. There is an opportunity to expand the scheme.

35) 1. the cost premiums for the group of assurances.

36) 2. The cost premiums of the group of insurance groups

37) The actual costs for the group of insurance policies.

38) The number of policies in the individual group. Where necessary, the number of insured individuals in each group is indicated.

39) That piece of the difference between 2. the cost premiums for the group of assurances and the actual costs of the group of assurances used for or released from value adjustment. This is the change in the value regulation as a result of the change in the specific cost parameter.

40) That piece of the difference between 2. the cost premiums for the group of assurances and the actual costs of the group of assurances paid to or paid by collective bonus potential ;

41) That piece of the difference between 2. the cost premiums for the group of assurances and the actual costs of the group of assurances that have been transferred to or paid for by special bonus provision.

42) That piece of the difference between 2. the cost premiums for the group of assurances and the actual costs of the group of insurances transferred to or paid for by the own funds.

43) The schema must be completed for a) paid replacements, b) claims for damages and (c) damages expenses (sum of a) and (b))

44) The BF is the amount of the actual use of bonus potential for free-policing services.

1) If a system has several basic rates of interest, it shall be included in the group with the original basic rate.

2) In the case of risk intensity, the risk intensity of the drawing-up is understood.

3) A cost group per Cost rate. If a system is burdened with a cost rate on a part of the premium and a different cost rate on a different part of the premium, this shall be regarded as a single cost rate.

4) Defined in Annex 1 to the announcement of financial reports for insurance undertakings and transverse pension funds.

5) Analog with a bonus policy for scheme during contribution.

6) Defined in Annex 1 to the notice on financial reports for the insurance and cross-disciplinary pension funds.

7) Contains the products that have not yet been processed in the previous paragraphs, such as life interest, without a bonus.

8) Including other products with discounts.

9) The account may be omitted for companies which are solely responsible for group life, in which case the actuary shall enter this.

10) § 75, paragraph 1. 3 in the financial undertaking : if a member of a financial management board or board of directors, the external audit or the responsible actuarial, must assume that the financial establishment does not meet the capital requirement according to section 124 to 126 ; or the solvency requirement in accordance with section 124 (4). Three, and paragraph 125, paragraph 1. The person concerned shall immediately notify this information to the Financial supervision.