Key Benefits:
(published by document [1999]109 of 18 November 1999]; revised by Decision No. 37 of the Decree No. 37 of 3 December 2003 on the People's Government of the Greater Municipalities to amend the regulations and normative documents of some municipalities) Chapter I General In order to implement the State Department's Housing Mortgage Management Regulations, this approach is developed in the light of the practicality of the city. Article 2. This approach applies to the collection, extraction, use, management and supervision of housing payments in the administrative areas of the Grande Town. Article 3 of this approach refers to the long-term housing reserves deposited by State organs, social groups, State-owned enterprises, towns and collective enterprises, out-of-size investments, private businesses in towns and other town enterprises, business units, civil service units (hereinafter referred to as “the unit”) and their active workers. The housing pool and the unit of the employee's residence are paid to the worker and are owned by the individual. Article IV Article 5 Chapter II Article 6 (i) Develop and adapt specific management measures to the housing pool in accordance with relevant laws, regulations and policies, and monitor implementation; (ii) Approval of the pooling and use of housing funds; (iii) The proportion of contributions to the housing pool; (iv) Determine the maximum level of credit for housing; (v) Approval of the implementation of the housing pool and the use plan; (vi) Approval units to increase, reduce the proportion of contributions to the housing pool and reduce requests for payment; (vii) Consideration of the allocation of value-added benefits for housing. The Housing Accidental Management Committee, in matters relating to the management of the housing pool, may entrust the Housing Quantification Management Centre with specific hosting. Article 7 (i) Preparation, implementation of the housing pool and use plan; (ii) Documentation of the collection, extraction, use, etc. of the contributions of the FGM; (iii) Approval of requests for higher rates of housing payments and requests for payment; (iv) Approval of the extraction and use of the housing pool; (v) An account of the housing pool; (vi) Reservations and restitution for housing payments; (vii) Preparation of the implementation of the housing pool and the use plan; (viii) Other matters arising from the Board's decision on housing. Article 8 The Housing Quantification Management Centre should enter into a commissioning contract with the licensee and write in the contract the responsibility and obligations of both parties to be strictly fulfilled. Chapter III Article 9 does not establish a housing pool prior to the operation of the scheme, which shall, within 30 days of the date of the operation of the scheme, be registered at the Housing Sccumulation Centre, and from 20 days from the date of registration to the authorized bank for the processing of the treasury accounts. The scheme had previously established a housing pool and had no longer been registered, but no self-reduced bank could be changed without the approval of the Housing Quantification Management Centre. The new units established after this approach shall be registered by the Housing Sccumulation Centre within 30 days of the date of the establishment of this unit, and from 20 days from the date of registration, with the issuance of the documents of the Housing Quantification Fund Management Centre to be established by the authorized bank for the processing of the housing fund account. The unit can only establish a housing fund account for the worker in a entrusted bank. Article 10 Units are merged, divided, removed, disbanded, insolvency, and their units or liquidation organizations shall, within 30 days of the date of the above-mentioned circumstances, process changes in the housing pool and write-off procedures. Article 11. The unit's staff are redeployed and its units shall be transferred or closed for them within 30 days of departure from the staff member. The unit has ceased the wage relationship with the employee but has not yet been removed from the labour contract or the personnel relationship, and the unit shall be closed for the staff member's home credit account within 30 days of the cessation of the wage relationship. Article 12. The unit shall, within 30 days of the date of the above-mentioned circumstances, be removed from the labour contract or the personnel relationship between the employee and the Housing Sccumulation Centre for the hosting of the housing pool. The Grande Town Housing Trust Scheme was developed by the Grand-Final Housing Finance Management Committee. Article 13. The proportion of the housing treasury is drawn up by the Municipal Housing Quantifications Management Committee, which is approved by the Government of the province after the approval of the commune. Article XIV units shall be paid in full and on time. The average monthly salary of the employee and the employee's housing treasury amount was paid by the unit and the employee's housing treasury. Employers who participated in the new work started to pay housing credits from the second month of their participation; new units were reunited to receive housing benefits from the date of the payment of the unit's salary. Article 15. Revenues of housing units have been difficult, with discussions by the General Assembly of Employers of the Unit or the Trade Union, which may reduce the proportion of contributions or default upon the approval of the Housing Quantifications Management Centre, and the approval of the Housing Quickness Management Committee. Subsequent to the difficulty of alleviating the unit, the proportion of contributions was restored and the contributions were added. The proportion of the total number of contributions paid by the Unit, which was adopted by the Staff Union Congress or by the trade union, could be properly improved after the approval of the Housing Quantification Management Centre and the approval of the Housing Entrepreneury Management Board. Article 16 Employees who receive wages according to the minimum wage standard set by the municipal government may be exempted from the payment of their housing payments, but the unit of the employee remains the result of the payment of housing payments to the employee. Article 17 The unit shall, within 5 days of the date of the monthly wage, remit the unit and the employee's accrued housing payments to the unit's housing account. The units should establish separate books for the housing pool and document in a timely and accurate manner the collection, withdrawal and etc. of the treasury of the employee's home. Article 18 Article 19 consists of a public housing deposit for the worker, which is set by the State. The pool of housing paid by the individual worker does not take into account the personal income tax base, and the number of housing paid by the employee is exempted from the income tax. Chapter IV Article 20 (i) Removal, retirement; (ii) Full loss of labour capacity and termination of labour relations with units; (iii) Residence; (iv) buying, constructing, renovating and renovating homes; (v) Reimbursement of mortgage loans; (vi) The rent exceeds the proportion of the household salary income. In accordance with subparagraphs (ii), (iii), (iv) of the previous paragraph, the withdrawal of a housing pool shall be cancelled simultaneously. Employers die or have been declared dead, their successors or the survivor's grantees can draw on the balance in the treasury accounts of the employee's home. Article 21, Removal of housing payments by the employee, verified by the unit of the company and obtained the relevant documents. Employers may be declared by the relevant documents, documents to the Housing Quantification Management Centre, which are subject to approval, and are subject to payment procedures by the licensee. Article 22 purchases of self-employed housing (including individual payments for relocation) and, when the savings in the home deposit were not sufficient, they could draw on the housing pool of their spouses and relatives living jointly within the same household, subject to the written consent of the distributor. The Greater Town Housing Quantification Management Scheme was developed by the Grand-Central Housing Quantification Management Committee. Article 23 provides for housing credits on time and in full. The Housing Quantification Management Centre shall make a decision on the possibility of granting a loan within 7 days of the date of receipt and inform the applicant. The risk of housing credits is borne by the Housing Quickness Management Centre. Employers apply for housing credits and must provide mortgage or quality security. Article 24 provides that the Housing Quantification Centre, subject to the granting and loan of a housing treasury, has been approved by the Housing Quantifications Management Committee, which can be used to purchase State debt. The Housing Quantification Management Centre shall not provide security to others. Article 25. The value added of the housing pool shall be deposited with the Housing Sccumulation Centre for the benefit-added benefits of the housing pool established by the delegated bank for the establishment of a loan risk reserve, the management of the housing treasury centre and supplementary funds for the construction of affordable housing in cities. Specific use is proposed by the Urban Housing Streams Management Centre with the Municipal Finance Bureau, which is approved by the municipal government by the Municipal Housing Quantifications Management Board. Article 26 Management costs of the Housing Streams Management Centre, which is funded by financial allocations, are prepared by the Housing Accumbency Management Centre in accordance with the established criteria for the preparation of a full budget expenditure plan, with the approval of the Government's financial sector. The management costs of the Housing Entrepreneurship Management Centre shall be subject to separate accounts and independent accounting. Chapter V Management and oversight The financial sector should enhance oversight of the pooling, extraction and use of housing funds in the administrative region. The Housing Quantification Management Centre prepares a budget for the housing pool, which should be reviewed by the financial sector and submitted to the Committee for consideration by the Committee. The Housing Quantification Management Centre should submit regular financial reports to the Finance and Housing Quantification Management Committee, receive oversight, inspection in the financial sector and make financial reports available to society. The financial management of the MSF is specified by the Ministry of Finance and the Centre for Housing Quantification, which is approved by the municipal government, in accordance with the relevant provisions of the State. The Housing Quantification Management Centre should be subject to audit supervision by law of the audit department. Article 28: The Housing Quantification Management Centre shall conduct regular accounts with the authorized banks, the authorized banks and units, units and workers. The Housing Quantification Management Centre and the delegated banks should establish a robust housing pool system, improve access systems and provide search services for workers and units without compensation. Article 29, the unit, the employee's objection to the storage balance in the housing pool accounts, may apply for the re-exploitation of the authorized bank or the Housing Quantification Management Centre, which shall be given written replies within 5 days of receipt of the request. Employers have the right to monitor the collection of housing payments by units and to identify problems that can be reported to the Housing Quantification Management Centre or the relevant sectors. Article 33 The Housing Quantification Management Centre has the authority to perform the following obligations on time: (i) Accumulate housing in full and on time; (ii) The establishment, transfer or storage of the housing credit account; (iii) The timely processing of the collection, hosting, change and write-off of housing payments. Chapter VI Corporal punishment Article 33, in violation of this approach, is subject to the following penalties from the Housing Quickness Management Centre: (i) The unit does not conduct the registration of the housing deposit or does not establish the procedures for the processing of the housing pool accounts for the employee of the unit; (ii) The amount of unpaid or less-paid housing payments by the unit; the period of time that remains unanticipated may be applied to the enforcement of the People's Court; (iii) The use of deceiving of housing payments by means of deceiving, the recovery of the treasury and the imposition of fines of up to 1000. In violation of this approach, it constitutes a crime that is criminalized by the judiciary, which is not yet a criminal offence, and is subject to administrative disposition by the competent and other direct responsible persons directly responsible, in accordance with the law. Article 32, the Housing Quantification Management Centre and its staff are treated by law in violation of the Housing Quantification Regulation. Chapter VII In accordance with this approach, the Urban Housing Quantification Management Centre may establish rules. Article 34 of this approach is implemented from the date of publication. |
