(April 10, 2003 people's Bank of China Decree [2003] 5th release) Chapter I General provisions article specification for RMB Bank settlement accounts (hereinafter referred to as the bank clearing account) the issuance and use of, strengthen the management of settlement accounts, maintain economic and financial stability, in accordance with the People's Republic of China people's Bank of China and the People's Republic of China commercial bank law and other laws and regulations, these measures are formulated.
Second depositor in the Bank to open a bank account in China for these measures.
Depositor mentioned in these measures refers to open a bank account in China organs, groups, armed forces, enterprises, public institutions and other organizations (hereinafter referred to as units), individual businesses and natural persons.
Banks in these measures refers to settlement business in China approved by the people's Bank of China's policy banks, commercial banks (including foreign-funded banks, Sino-foreign joint venture banks and foreign bank branches), urban credit cooperatives, rural credit cooperatives.
Settlement account in these measures refers to bank depositors opened funds cash settlement of renminbi current account.
Third settlement account by the depositor are divided into units of settlement accounts and the personal bank settlement account. (A) the depositor name bank accounts opened for settlement account.
Corporate settlement account by end-use consists of basic savings accounts, deposit accounts, special deposit accounts, temporary accounts.
Individual industrial and commercial households with the license to font name or operator open settlement accounts into bank accounts.
(B) the depositor with the personal identification documents to natural person's name to open a bank account for personal bank settlement account.
Bank card business accounts opened by postal savings institutions included in the personal bank settlement account management.
Article fourth settlement accounts of depositors can open a basic deposit account in a bank. Article fifth depositors should be registered or residence to open a bank account.
Compliance with these rules can be in different places (TRANS-provincial, city, County) except for opening a bank account. Sixth open a basic deposit account depositor, temporary deposit accounts and budget units open special deposit accounts the implementation of approval system, approved by the people's Bank of China issued by the depositary bank account after registration.
But depositors registered capital needed to open temporary deposit accounts except. Article seventh depositors can choose Bank to open a bank account.
In addition to national laws, administrative regulations and the provisions of the State Council, no unit or individual is allowed to force depositors to Bank to open a bank account you specified.
Article eighth settlement account opened and used shall comply with the laws and administrative regulations, shall not use bank accounts to evade taxes, evasion of debt, cash, and other illegal and criminal activities. Nineth banks according to law for the depositor's bank account information confidential. Bank account deposits and related information to the unit, except otherwise prescribed by laws and administrative regulations of the State, the Bank is entitled to refuse any unit or individual to inquire.
Deposits and related information to the personal bank settlement account, unless otherwise provided by national law, the Bank is entitled to refuse any unit or individual to inquire.
Tenth supervision and Management Department of the people's Bank of China is the settlement account. Chapter II opening of settlement account 11th basic savings account is a deposit for handling the daily transfer and settlement and cash need to open a bank account.
Following the depositor may apply to open a basic deposit account: (a) the enterprise.
(B) non-corporate enterprises.
(C) offices and institutions.
(D) level (or more) and dispersed operations of the army, the armed police force (elements).
(E) social groups.
(Vi) private non-enterprise organizations.
(G) the permanent body in different places.
(H) foreign institutions in China.
(I) the individual businesses.
(J) the neighbourhood or village Committee, Community Council.
(11) the independent accounting of the subsidiary bodies established by the unit.
(12) other organizations.
12th General deposit accounts is due to borrowing or other settlement needs of depositors, a basic deposit account Bank banking institutions other than open a bank account. 13th special deposit account depositor in accordance with laws, administrative regulations and rules, to special-purpose funds for special management and open a bank account.
On the management and use of funds, depositors can apply for opening a special deposit account: (a) capital construction funds.
(B) renovation Fund.
(C) non-budgetary financial funds.
(Iv) grain, cotton and edible oil purchasing funds.
(E) securities transaction settlement funds.
(F) the futures margin.
(VII) Trust Fund.
(H) a financial institution funds due from banks.
(I) the policy-oriented real estate development funds.
(J) the bank card in reserve.
(11) the Housing Fund.
(12) the social security fund.
(13) income remitted capital and operational expenditures funding.
(14) the parties, groups, trade unions set up in units of organization funds.
(15) other requires special management and use of funds.
Income remitted capital and operational expenditures funding is a basic deposit account depositor non-affiliated independent accounting units or branches of the income and expenditure of funds.
Income remitted capital and operational expenditures funding to open a special deposit account, you should use the name attached to the unit. 14th temporary deposit accounts is due to temporary needs of depositors and used within the prescribed period and opening a bank account.
The following conditions, depositors can apply to open temporary deposit accounts: (a) the establishment of the provisional institutions.
(B) temporary business operations in different places.
(C) the registered capital verification. 15th natural personal bank settlement account for investment, consumption and settlement while opening deposit account can apply for payment settlement business.
The following conditions may apply to opening personal bank settlement account: (I) use of credit payment instruments such as cheques, credit cards.
(B) apply for exchange rate, regular debit, regular credit and debit cards such as settlement.
Natural persons may be needed to open a personal bank account, or you can open a savings account, select and apply to the Bank to confirm for the personal bank settlement account.
16th depositors have one of the following situations can be related to offsite open settlement accounts: (a) the business license registration and place of business is not in the same area (across the province, city, County) needs to open a basic deposit account.
(B) handle offsite borrowing and other settlement needs to open a deposit account.
(C) the depositor for non-affiliated independent accounting unit or agency of revenues remitted or operational expenditure needed to open special deposit accounts.
(D) temporary business activities need to open temporary deposit accounts in different places.
(V) natural persons in different places as you want to open a personal bank account.
17th depositors to the application open a basic deposit account, should be issued by a bank with the following documents: (a) the enterprise should be issued business license original.
(B) non-corporate enterprises, should be issued business license original.
(C) budget management of agencies and institutions should be issued by the Government personnel department or Committee of approval or registration certificate and proof of financial sector agreed that his bank; non-budgetary management in public institutions, shall be issued by the Government personnel department or Committee of approval or registration certificate.
(D) the army, armed police corps-level (or more) units, as well as scattered on duty (elements), above shall be issued by the Army Corps level Finance Department, financial Department of the armed police corps account certificate.
(E) social groups, registration certificate should be issued by social groups, religious organizations, should be proof of approval or by the management of religious affairs.
(F) non-governmental non-profit organization should issue a certificate of registration of private non-enterprise.
(G) the permanent body in the field, should be issued to government departments in their approval.
(H) foreign institutions in China, permits or certifications issued by relevant departments of the State; foreign representative offices shall be issued a registration certificate issued by the State registration authorities.
(I) the individual shall provide individual business license.
(J) the neighbourhood or village Committee, Community Council, and shall provide to the competent authorities for approval or certification.
(11) the independent subsidiary bodies shall provide to the competent authorities of a basic deposit account opening registration and approval.
(12) other organizations, shall be issued by the Government authorities of approval or proof.
This section of the depositors to engage in production and business activities of taxpayers, should also issue a tax registration certificate issued by the tax authorities.
18th to apply for opening a deposit account of depositors, banks should be under the open a basic deposit account issued by the documentation, a basic deposit account opening registration certificate, and the following documents: (a) the depositors to bank borrowing needs, should issue a loan contract.
(B) the depositor other settlement needs, should be issued by the relevant proof.
19th depositors to the application to open special deposit accounts, banks should be under the open a basic deposit account issued by the documentation, a basic deposit account opening registration certificate, and the following documents: (a) capital construction funds, innovation funding, policy-oriented real estate development fund, Housing Fund, social security fund, shall be issued by the competent authority approval.
(B) extrabudgetary resources, should be proof of the financial sector.
(C) the grain, cotton and edible oil purchasing funds, shall be issued by the competent authority approval.
(D) bank card earns should be approved in accordance with the provisions of the Statute of the bank card issued by relevant evidence and information.
(E) securities trading settlement funds should be proof of securities or the securities regulatory authority.
(F) the futures margin, should produce futures or futures sector to prove. (VII) financial institution funds due from banks and issuing the certificates.
(H) income remitted capital and operational expenditures funding should be proof of a basic deposit account depositor related.
(I) parties, groups, trade unions set up in units of organization funds, approvals or certifications issued to the units or departments.
(10) other required special management and use of funds, should be issued by the relevant laws, regulations or governmental documents. Article 20th in domestic securities investment by qualified foreign institutional investors to open RMB special account and RMB settlement accounts into a special deposit account management.
Opening a RMB special account should be the approval documents issued by the State administration of foreign exchange, should open RMB settlement accounts securities investment business license issued by the securities regulatory authority.
21st depositors to the application to open temporary deposit accounts, should be issued by a bank with the following documents: (a) the provisional institutions should be issued in their approval authorities agreed to the establishment of the provisional institutions.
(B) offsite construction and installation, shall raise its original business license or its subordinate units of the original business license, and the construction and installation of building departments issuing permits or construction and installation contract.
(C) the off-site units engaged in temporary business, shall raise its original business license and temporary management approval of the Administrative Department for industry and commerce.
(D) the registered capital funds should be issued by the Administration for industry and Commerce issued the business name prior approval written notice or approval from relevant departments.
Second to third of this article should also issue a basic deposit account opening registration.
Depositor 22nd section application for opening personal bank settlement account, should be issued by a bank with the following documents: (a) residents of China to be issued identity cards or temporary identity card.
(B) the people's Liberation Army soldiers, soldiers issued identity documents.
(C) the people's armed police, armed police issued identity documents.
(D) the Hong Kong and Macao residents shall issue a permit for travelling to Hong Kong and Macao residents; Taiwan residents, should be issued by Taiwan residents ' mainland travel permit or other valid travel documents.
(E) foreign nationals to be issued passports.
(F) the provisions of laws and regulations and relevant documents other valid certificates.
For individuals open a settlement account at the Bank, according to needs also may require the applicant to issue a booklet, drivers ' licenses, passports and other ID.
23rd article deposits people need in offsite open State units Bank settlement account, except issued this approach 17th article, and 18 article, and 19 article, and 21 article provides of about proved file outside, should issued following corresponding of proved file: (a) business to and registered to is not same administrative of deposits people, in offsite open State basic deposits account of, should issued registered to people's Bank of China points branch of not open State basic deposits account of proved.
(B) off-site lending of deposits, and offsite open general deposit accounts should be issued in different places to obtain loans loan contract.
(C) due to operational needs in different places to handle the money to pay depositors and business spending, open a special deposit account in different places, should be proof of a subordinate unit.
Which this section of the second to third, and shall provide a basic deposit account opening registration.
Depositors need to open a personal bank settlement account in different places, be issued to the supporting documents provided for in article 22nd. 24th open a settlement account name should be provided is consistent with the application name of the certificate file name. Individual open a settlement account name for the font size should be consistent with the size of its business license-free font size, name of the individual industrial and commercial households to open bank accounts, the "self-employed" consisting of operator name and license records.
Open settlement accounts of natural persons should be provided with the name of the line ID name in the full name.
25th Bank depositor opening a deposit account, a special deposit account and temporary deposit accounts should be notified in writing within 3 working days from the date of account opening basic deposit accounts the Bank.
26th depositors to the application when you open a bank account, can be handled directly by the legal representative or unit principal, or authorize others to handle.
Handled by the legal representative or responsible person directly, in addition to proof of appropriate documents, should also be issued the ID card of the legal representative or unit principal; authorize others to handle, in addition to proof of appropriate documents, should also be issued by the legal representative or owner to the authorization and identity documents, as well as the licensee's identity documents. 27th depositors to the application when opening a bank account, you should fill in application for opening.
Application for account opening records in accordance with rules of the relevant matters.
28th Bank depositor's account opening application form filled out and document authenticity, integrity, compliance under scrutiny. Account applications fill in of matters complete, meet open State basic deposits account, and temporary deposits account and budget units dedicated deposits account conditions of, Bank should will deposits people of account applications, and related of proved file and bank audit views, account information submitted people's Bank of China local points branch, by its approved Hou handle account procedures; meet open State General deposits account, and other dedicated deposits account and personal bank settlement account conditions of, Bank should handle account procedures,
And account opening within 5 working days of the date the rules of local branches, for the record.
29th Bank of people's Bank of China should take place within 2 working days of submitting the basic deposit accounts, temporary accounts and budget unit of special deposit account opening information verifying the compliance, meets the conditions for account opening, approve it; do not meet the conditions for account opening, should sign the account opening application and returned together with the relevant supporting documents submitted to the Bank. 30th Bank depositor opening a bank account, settlement account management agreement with the depositor, specify the rights and obligations of both parties.
Except as otherwise provided by people's Bank of China, depositors should be established reserved signature cards, and signature style and the original or a copy of the relevant documents retain archives.
31st account registration is effective in record settlement account information shows that depositors should be in accordance with the means of using and safekeeping. Article 32nd Bank depositor opening a deposit account, a special deposit account and temporary deposit accounts, should account for deposits in the registration of a registered account name, account number, account properties, bank accounts, opening date, and sign.
The provisional institutions and registered capital needed to open temporary deposit accounts except. Chapter III use of settlement accounts host the 33rd basic deposit accounts are deposit accounts.
Deposit receipt and payment of daily business activities and their salaries, bonuses and cash withdrawal, should be handled through the accounts. 34th General deposit account for deposit loan transfer, loan receipt and payment of restitution and other settlements.
Cash deposit to that account, but not for cash.
35th special deposit account for funds earmarked for handling payments. Bank card account deposit accounts for deposits of funds must be transferred.
The account shall not Transact cash business.
Non-budgetary financial funds, securities trading settlement funds, futures margin and the Trust Fund for special deposit accounts may not be cashed. Capital construction funding, innovation funding, policy-oriented real estate development funds due from banks, financial institutions fund accounts need to withdraw cash, in the people's Bank of China approved by the local branch of the opening times.
Local branches of the PBC should be based on national provisions of cash management for review and approval.
Grain, cotton and edible oil purchasing funds, social security fund, Housing Fund and parties, groups, trade unions should withdraw cash funds and other special accounts shall be handled in accordance with State cash management. Money account in addition to their basic deposit account or extrabudgetary funds for the special account to pay money, just do not pay may not be cashed.
Business expense accounts apart from their basic deposit accounts credited payments, pay no charge, cash cash management of the withdrawal must be in accordance with national regulations. Banks should be in accordance with the provisions of this section and the State of grain, cotton and edible oil purchasing funds using regulations to strengthen supervision, for failure to meet the required receipt and payment and cash withdrawal, shall apply.
But funds earmarked for other uses without supervision and responsibility.
36th temporary deposit accounts for processing provisional institutions and provisional operation of the depositor receipt and payment of funds. Temporary deposit account opening certificates shall be in accordance with the relevant period set or a depositor needs to determine its expiration date. Depositor account needs to be extended in terms of use, applications should be made within the effective period to the depositary bank, and reported by the banks handling renewals after the people's Bank of China approved by the local branch.
Temporary deposit accounts shall not exceed a maximum period of 2 years.
Temporary deposit accounts cash and national cash management should be in accordance with the regulations.
37th registered capital verification of temporary deposit accounts during the verification period do not receive pay, registered capital funds remitted should be consistent with the names of contributors. Article 38th open settlement accounts of depositors, since after 3 working days from the date of the official opening, before handling the payments business.
Registered capital of temporary deposit accounts to deposit accounts and loans transferred except General deposit accounts opened. 39th personal bank settlement account for personal transfer payments and cash access.
The following amounts can be transferred to the personal bank settlement account: (a) wages, awardes.
(B) royalties, performance fees and other income.
(C) the principal of bonds, futures, trust investment and profitability.
(D) individual claims or gains from the alienation of property rights.
(E) the transfer of personal loans.
(F) securities trading settlement funds and Futures margin.
(VII) inheritance and donation amounts.
(H) insurance, the premium refund payments.
(I) the tax refund.
(10), Deputy, mineral sales. (11) other legitimate funds.
40th units from the settlement accounts of monies paid to the personal bank settlement account, each of more than 50,000 yuan, should make available to the Bank the following payment terms: (a) payroll service agreement and the list of recipients.
(B) the reward certificate.
(C) the press, show host, signed a work contract or pay with payee proof of personal funds.
(D) securities companies and futures companies, trust investment companies, the lottery issue or underwrite paid or returned to the proof of funds of natural persons.
(E) the creditor's rights or property rights transfer agreement.
(F) the loan contract.
(VII) proof of insurance companies.
(H) proof of tax collection and management departments.
(I) agriculture, Deputy, commodity purchase and sale contract.
(10) other legitimate proof.
Paid from the settlement account to the personal bank settlement accounts taxable, tax withholding payment clearance certificate should be provided to the Bank.
41st under any of the following circumstances, the individual concerned shall be issued by the provisions of article 40th collection basis.
(A) the drawer of a cheque to the Bank to collect, will be transferred to their personal bank settlement account.
(B) the applicants as the basis of the individual bank drafts and cashier's check to the Bank for payment, funds to his personal bank account. 42nd unit bank clearing account to the personal bank settlement account, banks should according to the 40th, 41st, stipulates that a careful review of payment basis or receive is based on the original and keep copies, keeping accounting files.
Does not provide evidence or the evidence does not meet the requirements, the Bank should refuse.
Article 43rd savings accounts only for cash access business, not for transfer and settlement. 44th banks should be required to deposit checking accounts.
Deposit of RMB Bank settlement accounts received bills or account information, should check their accounts in a timely manner and within the prescribed period to the bank account receipt or confirmation.
Article 45th deposit shall, in accordance with the provisions of these procedures use a settlement account for settlement.
Depositors may not rent, lend the bank clearing account, must not use the bank clearing account to obtain bank credit.
Fourth chapter bank account changes and repeal of section 46th depositors to change the name, but does not change the Bank name and account number, shall be lodged with the depositary bank within 5 working days the bank clearing account application and documents issued by the relevant authorities.
47th units of the legal representative or principal responsible person, address, and other account information when changes occur, you should notify the Bank in writing within 5 working days and provide pertinent evidence.
48th Bank after receipt of the depositor's notification of a change, change in time, and the people's Bank of China report within 2 business days.
49th under any of the following circumstances, depositors should be presented to the Bank to withdraw the bank clearing account to apply for: (a) was removed and declared bankruptcy, dissolution, or turned off.
(B) cancellations, were revoked.
(C) relocation need to change banks.
(D) other reasons for revocation of settlement accounts.
Depositors of first to second this article, should be the Bank you withdraw within 5 working days the bank clearing account application.
Revocation is mentioned in this article refers to the depositor's account or other termination settlement accounts using. 50th article deposits people for this approach 49th article first to second items reasons revoked basic deposits account of, deposits people basic deposits account of account Bank should since revoked Bank settlement account of day up 2 a days within will revoked the basic deposits account of situation written notification the deposits people other Bank settlement account of account bank; deposits people other Bank settlement account of account Bank, should since received notification of day up 2 a days within notification deposits people revoked about bank settlement account
; Depositors should be within 3 working days from the date of receipt of the notification for any other settlement accounts revoked.
51st Bank learned that the depositor has to the article 49th first to second, deposits in excess of the prescribed period without registration revocation procedures of settlement accounts, banks have the right to stop payment on its bank account. 52nd units had not been approved by the administrative departments for industry and commerce registration, after expiration of the verification should be applied to the Bank for cancellation capital temporary deposit accounts, the account shall be returned to the original remitter account.
Registered capital funds to be deposited in cash, investors need to withdraw cash, to be issued when cash is paid into the original cash contributions and a valid identity document.
53rd deposits have yet to pay off the bank debt, shall not apply to withdraw the account. 54th revocation of settlement accounts of depositors, must be checked against the Bank settlement account balances returned to blank bills and important settlement voucher and account registration, bank check until the cancellation formalities.
Due to depositors is not important blank bills and settlement certificates, shall provide relevant evidence, resulting in the loss, by its own.
55th revocation of settlement accounts at the bank deposits in their accounts indicated on the registration cancellation date and sign as well as revocation of settlement accounts within 2 business days of the date, and to report to the people's Bank of China.
56th bank payment a year is not activity units and is not owed to the depositary bank debt settlement account, shall give notice notifying the cancellation formalities within 30th of late as a voluntary cancellation, transfer payment is not included in long hanging lack of account management.
The fifth chapter 57th settlement account management section shall also be responsible to supervise and inspect the settlement account opened and used, for the depositors, the Bank acts in violation of rules of bank accounts will be punished.
58th of the people's Bank of China on settlement account opening and use of monitoring and management.
59th people's Bank of China is responsible for the basic deposit accounts, temporary accounts and budgetary units of special deposit account opening registration management.
No unit and individual shall forge, alter and unauthorized printing of account registration.
60th banks responsible for the respective business organization settlement account opening and use of the management, supervision and inspection of the implementation of these measures to correct illegal opening and using settlement accounts.
61st banks should clear person responsible for settlement account opening, use and remove the review and management, is responsible for the review of the deposit account application information and timely submitted to the depositor in accordance with these measures cost information, establish and improve the overhead system of household registration, to establish settlement accounts management files, according to the accounting file management.
Settlement account managing archive retention period for settlement account revoked for 10 years. 62nd handling has been open settlement accounts adopt an annual inspection system of units, check open a settlement account of compliance, verifying account information authenticity; not conforming to open a bank account as provided herein, and should be removed.
For verified bank account information changes over time, shall promptly report to the people's Bank of China local branch.
Banks using settlement accounts of depositors monitoring suspicious payments to depositors shall be reported in accordance with the procedure prescribed in the rules of the time. 63rd depositors should strengthen the management of Reserve Bank signature. Units lost reserve seal or finance stamp, should be issued by a depositary bank written application and details of registration certificates, business licenses and other relevant documents; when replacing the reserve seal or finance stamp, should be issued by a depositary bank written application, the original reserve signature styles and other related documents. Personal loss or to replace the reserved personal seal or replace the signatories, issued by the Bank should be confirmed by the signature of a written application, and reserve seal or the signatory's original personal identification documents.
Banks should retain copies of, and to go through the Reserve Bank's signature changes.
64th sixth chapter penalty depositor opening, withdrawal settlement accounts shall not be any of the following acts: (a) in violation of these regulations, shall open a bank account.
(B) forged or altered documents to trick Bank open a bank account.
(C) the violation of these rules is not timely revocation of settlement accounts.
Depositors are not management of, any of the above listed acts, given a warning and a fine of 1000 Yuan fine business of the depositor of any of the acts listed above, given a warning and a fine of 10,000 yuan and 30,000 yuan fines; constitutes a crime, judicial organs shall investigate the criminal liability.
65th depositors using settlement accounts shall not be any of the following acts: (a) in violation of these regulations provides for unit amounts into the personal bank settlement account.
(B) violation of these measures receive cash.
(C) the use of open settlement accounts to evade banking debts.
(D) lease or loan settlement account.
(V) transfer between bank accounts from outside the basic deposit accounts deposit, deposit the income from sales or cash in the credit card account.
(F) the legal representative or principal responsible person, depositors address and other account information changes matters does not notify the Bank within a specified period.
Depositors have operations not listed above to five acts, given a warning and a fine of 1000 Yuan fine operating savings people have listed above to five acts, given a warning and a fine of 5000 Yuan and 30,000 yuan fines; depositors of the above-mentioned sixth, given a warning and a fine of 1000 Yuan fine.
66th in Bank settlement account opened at the Bank, and shall not be any of the following acts: (a) in violation of these regulations provides for depositors in the long opening a bank account. (B) knows or should have known was a unit Fund, while allowing for the name of a natural person to open an account is stored.
Bank has above by column behavior one of of, give warning, and sentenced 50,000 yuan above 300,000 yuan following of fine; on the Bank directly is responsible for of senior management personnel, and other directly is responsible for of competent personnel, and directly responsibility personnel by provides give disciplinary; plot serious of, people's Bank of China right to stop on its open State basic deposits account of approved, ordered the Bank closed reorganization or revoked business financial business license; constitute crime of, transfer judicial organ law held criminal.
67th Bank settlement accounts at the Bank in use, shall not be any of the following acts: (a) providing false account application information to cheat the rules of licensing opening basic deposit accounts, temporary accounts, budget special deposit accounts.
(B) open or irrevocable settlement accounts, deposits in accordance with this regulation, in its account registration registration, signature or notification related to the depositary bank.
(C) in violation of these regulations article 42nd personal bank settlement account transfer and settlement.
(D) apply for savings account transfer and settlement.
(E) contravention to pay cash deposits or cash deposit.
(F) the time or was not submitted to the people's Bank of China account opening, change, cancellation and other information.
Bank has above by column behavior one of of, give warning, and sentenced 5000 Yuan above 30,000 yuan following of fine; on the Bank directly is responsible for of senior management personnel, and other directly is responsible for of competent personnel, and directly responsibility personnel by provides give disciplinary; plot serious of, people's Bank of China right to stop on its open State basic deposits account of approved, constitute crime of, transfer judicial organ law held criminal.
68th in violation of these rules, forged and altered unauthorized printing of registration certificate of deposit account, and is a non-operational fined 1000 Yuan fine is the operation of up to 10,000 yuan and 30,000 yuan fines; constitutes a crime, judicial organs shall investigate the criminal liability.
Seventh chapter supplementary articles article 69th account registration certificate by the PBoC unified form, people's Bank of China branches, business branches in the capital (capital) City Center branch is responsible for supervision.
70th article this way from the people's Bank of China is responsible for the interpretation, modification. 71st these measures come into force on September 1, 2003.
Administrative measures on October 9, 1994 the bank account of the Central Bank abolished at the same time.