TITLE 27

Insurance

CHAPTER 27-4.1

Legal Services Insurance

SECTION 27-4.1-4



   § 27-4.1-4  "Legal services insurance"

defined. –

"Legal services insurance" is insurance which involves the assumption of a

contractual obligation to reimburse the beneficiary against or pay on behalf of

the beneficiary all or a portion of his or her fees, costs, or expenses related

to or arising out of services performed by or under the supervision of an

attorney who is not an employee of or under the control of the insurer directly

or indirectly and who is licensed to practice in the state of Rhode Island or

any other state where the attorney provides these services. "Legal services

insurance" may also include provisions for basic legal services rendered to the

beneficiary, by telephone or mail, by one or more attorneys licensed to

practice in the state of Rhode Island or any other state where the attorney

provides these basic legal services none of whom are employees of or under the

control of the insurer directly or indirectly. "Legal services insurance" does

not include the provision of or reimbursement for legal services incidental to

other insurance coverage. Beneficiaries of legal services shall not be required

to select an attorney other than one of the beneficiary's own choosing except

for basic legal advice rendered by telephone or mail as described in this

section. Attorneys providing basic legal advice rendered by telephone or mail

under legal insurance policies shall refer all beneficiaries to an attorney of

the beneficiary's choice for other than basic legal services and shall be

prohibited from taking any of these referrals.



History of Section.

(P.L. 1986, ch. 431, § 1.)