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The Vermont Statutes Online
Title
08
:
Banking and Insurance
Chapter
139
:
HEALTH MAINTENANCE ORGANIZATION
§
5101. Definitions
As used in this
chapter:
(1)
"Commissioner" means the Commissioner of Financial Regulation.
(2) "Health
maintenance organization" means any person who furnishes, either directly
or through arrangements with others, comprehensive health care services to an
enrolled member in return for periodic payments; the amounts of said payments
are agreed upon prior to the time during which the health care services may be
furnished; and who is obligated to the member to arrange for or to provide
directly available and accessible health care services.
(3)
"Person" includes individuals, partnerships, associations, trusts,
and corporations.
(4) "Health
care services" means physician, hospitalization, laboratory, x-ray
service, and medical equipment and supplies, which may include: medical,
surgical, and dental care; psychological, obstetrical, osteopathic, optometric,
optic, podiatric, chiropractic, nursing, physical therapy services, and
pharmaceutical services; health education; preventive medical, rehabilitative,
and home health services; inpatient and outpatient hospital services, extended
care, nursing home care, convalescent institutional care, laboratory and
ambulance services, appliances, drugs, medicines, and supplies; and any other
care, service, or treatment of disease or conditions, or the maintenance of the
physical and mental well-being of members.
(5)
"Member" means any individual who has entered into a contract with a
health maintenance organization for health care services or for services
related to but not limited to processing, administering, or the payment of
claims for health care services or in whose behalf such an arrangement has been
made.
(6)
"Evidence of coverage" means any certificate, agreement, or contract
issued to a member setting out the coverage to which he or she is entitled and
the rates therefor.
(7)
"Provider" means any physician, hospital, or other institution,
organization, or other person who furnishes health care services.
(8)
"Grievance" means a written complaint submitted to the Department or
to the health maintenance organization in accordance with the health
maintenance organization's formal grievance procedure by or on behalf of a
member regarding any aspect of the health maintenance organization relative to
the member.
(9)
"Uncovered expenditures" mean the costs to the health maintenance
organization for health care services that are the obligation of the health
maintenance organization, for which a member may also be liable in the event of
the health maintenance organization's impairment or insolvency, and for which
no alternative arrangements for payment have been made that are acceptable to
the Commissioner. (Added 1979, No. 117 (Adj. Sess.); amended 1989, No. 225
(Adj. Sess.), § 25; 1993, No. 30, §§ 1, 2, eff. May 21, 1993; 1995, No. 180
(Adj. Sess.), § 38 2011, No. 78 (Adj. Sess.), § 2, eff. April 2, 2012; 2013,
No. 96 (Adj. Sess.), § 21.)