The Vermont Statutes Online
Banking and Insurance
4100c. Adopted child coverage
(a) As used in
"Child" means, in connection with any adoption, or placement for
adoption of the child, an individual who has not attained age 18 as of the date
of the adoption or placement for adoption.
"Placement for adoption" means the assumption and retention by a
person of a legal obligation for total or partial support of a child in
anticipation of the adoption of the child. The child's placement with a person
terminates upon the termination of such legal obligations.
(b) In any case
in which a health plan provides coverage for dependent children of participants
or beneficiaries, the plan shall provide benefits to dependent children placed
with participants or beneficiaries for adoption under the same terms and
conditions as apply to the natural, dependent children of the participants and
beneficiaries, irrespective of whether the adoption has become final.
(c) A health
plan may not restrict coverage under the plan of any dependent child adopted by
a participant or beneficiary, or placed with a participant or beneficiary for
adoption, solely on the basis of a preexisting condition of the child at the
time that the child would otherwise become eligible for coverage under the
plan, if the adoption or placement for adoption occurs while the participant or
beneficiary is eligible for coverage under the plan. (Added 1993, No. 231 (Adj.
Sess.), § 2.)