Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 1

Chapter: 94 WIDOWS AND ORPHANS PENSION ORDINANCE Gazette Number Version Date

Long title 30/06/1997


To provide for the pensions of widows and orphans, and to consolidate the laws in relation thereto.
(Amended 2 of 1931 s. 5)


[31 December 1908]


(Originally 15 of 1908 (Cap 94, 1950))

Section: 1 Short title 30/06/1997


This Ordinance may be cited as the Widows and Orphans Pension Ordinance.
(Amended 50 of 1911; 12 of 1912 Schedule; 5 of 1924 s. 6)


Section: 2 Interpretation L.N. 227 of 2005 25/01/2006


(1) In this Ordinance, unless the context otherwise requires-
"child" (子女) includes an illegitimate child and a child adopted under and in accordance with the provisions of the

Adoption Ordinance (Cap 290), or in such other manner as is referred to in section 17 or 20F of that Ordinance;
(Replaced 3 of 1993 s. 35. Amended 28 of 2004 s. 35)

"directors" (委員) means such persons as may be appointed by the Chief Executive to carry out the provisions of this
Ordinance; (Amended 50 of 1911; 12 of 1912 Schedule; 63 of 1999 s. 3)

"officer who has elected" (已作出選擇的人員) has the meaning assigned to it by subsection (1) of section 2 of the
Pensions Ordinance (Cap 89); (Added 6 of 1967 s. 2)

"orphan" (孤兒) means the child of a deceased officer; (Amended 51 of 1911; 13 of 1912 Schedule; 33 of 1939
Schedule)

"pension" (撫恤金) means any pension granted under this Ordinance, except where the context implies that the
pension of the contributor himself is referred to;

"pensioner" (領取撫恤金者) means any person entitled to a pension under this Ordinance, except where the context
implies that the contributor himself is referred to;

"wife" (妻子) means the lawful wife of any officer married to him by a Christian marriage or its civil equivalent, or in
the case of Chinese the kit fat or tin fong, or in the case of any other Asiatic nation, the principal wife; and
"widow" (遺孀) shall be construed accordingly. (Replaced 33 of 1939 Schedule)

(Amended 50 of 1911; 12 of 1912 Schedule; 5 of 1924 s. 36; 2 of 1931 s. 5; 33 of 1939 Schedule)
(2)-(4) (Repealed 3 of 1993 s. 35)
(5) The child of an officer who is or has been adopted by any other person under and in accordance with the

provisions of the Adoption Ordinance (Cap 290) (other than section 5(1)(c) of that Ordinance), or in such other
manner as is referred to in section 17 or 20F of that Ordinance,- (Amended 28 of 2004 s. 35)

(a) in the lifetime of the officer, or while a pension is or was then being paid under this Ordinance to the
mother of that child, shall be deemed, for the purposes of this Ordinance, to have died at the date of the
adoption unless, at the date of enactment of the Widows and Orphans Pension (Amendment) (No. 2)
Ordinance 1967 (72 of 1967), such child was being paid a pension or a share of a pension under this
Ordinance, in which case such child shall continue to be paid such pension or such share;

(b) after the death of the officer shall, if he is being paid a pension or a share of a pension under this
Ordinance, continue to be paid such pension or such share. (Added 72 of 1967 s. 2)


Section: 2A Salary 30/06/1997


(1) Subject to subsection (4) and save as otherwise provided, the salary of an officer shall be determined for the
purposes of this Ordinance in accordance with the provisions of this section. (Amended 36 of 1987 s. 39)



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 2

(2) Salary-
(a) in respect of service prior to the 1st day of July 1959; and
(b) in respect of service after the 30th day of June 1959 for which an officer continued to be in receipt of a

salary on a scale applicable prior to the 1st day of July 1959,
means the aggregate of-

(i) the salary of an officer's substantive appointment or appointments, including personal allowances in
the nature of salary; and

(ii) fifty per cent of expatriation pay and personal allowances in place of expatriation pay, if any.
(3) Salary, in respect of service after the 30th day of June 1959 but prior to the 1st day of April 1965 (other

than service for which an officer continued to be in receipt of a salary on a scale applicable prior to the 1st day of July
1959), means the aggregate of-

(a) ninety per cent of the salary of an officer's substantive appointment or appointments, including
personal allowances in the nature of salary; and

(b) fifty per cent of expatriation pay and personal allowances in place of expatriation pay, if any.
(4) Salary, in respect of service after the 31st day of March 1965, means-

(a) except in the case of an officer who has elected, the aggregate of-
(i) the salary of an officer's substantive appointment or appointments; and
(ii) expatriation pay and personal allowances in place of expatriation pay, if any; and

(b) in the case of an officer who has elected, the aggregate of-
(i) ninety percent of the salary of an officer's substantive appointment or appointments; and
(ii) fifty per cent of expatriation pay and personal allowances in place of expatriation pay, if any.

(Added 6 of 1967 s. 3)
(5) In the case of an officer who has elected and who has subsequently opted under subsections (1) and (3) of

section 8 of the Pension Benefits Ordinance (Cap 99), salary, in respect of his service from the material date which is
determined for the purposes of regulation 16(5) of the Pension Benefits Regulations (Cap 99 sub. leg. A), means the
aggregate of-

(a) the salary of the officer's substantive appointment or appointments; and
(b) expatriation pay and personal allowances in place of expatriation pay, if any. (Added 36 of 1987 s. 39)

(6) In the case of an officer whose application under section 9(2) and (7) of the Pension Benefits (Judicial
Officers) Ordinance (Cap 401) is approved, salary, in respect of his service from the material date which is determined
for the purposes of regulation 16(5) of the Pension Benefits (Judicial Officers) Regulations (Cap 401 sub. leg. A),
means the aggregate of the salary of the officer's substantive appointment or appointments and personal allowances.
(Added 85 of 1988 s. 46)

Section: 3 Regulations prescribing persons to whom term "officer"

applies
63 of 1999 01/07/1997



Remarks:
Adaptation amendments retroactively made - see 63 of 1999 s. 3


It shall be lawful for the Chief Executive in Council to make regulations to prescribe the persons to whom the
term "officer" in this Ordinance shall apply and to make any such regulation with retrospective effect to any date not
being a date earlier than the 1st day of January 1947:

Provided that no such regulation shall take effect unless it has received the prior approval of the Legislative
Council signified by resolution.

(Replaced 4 of 1948 s. 2. Amended 63 of 1999 s. 3)

Section: 4 Contributors to other schemes 10 of 2005 08/07/2005


(1) No officer shall be required to contribute under this Ordinance if, and for so long as, he is contributing to an
approved scheme, or if he has completed his contributions to an approved scheme: (Amended 2 of 1931 s. 3)

Provided that this subsection shall have no effect and shall be deemed never to have had effect in relation to an
approved scheme which, prior to 1 July 1997, has been declared by the Secretary of State of the United Kingdom to be
a List II scheme. (Added 72 of 1967 s. 3. Amended 63 of 1999 s. 3)

(2) For the purposes of this section, an approved scheme means a scheme for the granting of pensions to the



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 3

widows and children of Government officers, established in a British colony or protectorate or in British India or in
any territory in respect of which a mandate is being exercised by the government of any part of a British dominion,
which prior to 1 July 1997, is declared by the Secretary of State of the United Kingdom to be an approved scheme for
the purposes of this section. (Amended 63 of 1999 s. 3)

(3) Any claim for exemption under this section must be in writing and must reach the Secretary for the Civil
Service within three months after the officer commences to draw salary from this Government or such extended period
as the Secretary for the Civil Service may in any particular case allow. (Amended 33 of 1939 Schedule; 72 of 1973 s.
2; L.N. 226 of 1976; L.N. 242 of 1994; L.N. 362 of 1997; 10 of 2005 s. 3)

(4) An officer who under this section has obtained exemption from becoming a contributor under this
Ordinance may not subsequently become a contributor under this Ordinance unless-

(a) he ceases to contribute to the approved scheme; or
(b) he marries; or
(c) he leaves the service of this Government and is subsequently reappointed to it. (Replaced 33 of 1939

Schedule)
(5) Nothing in this section shall exempt an officer, who on reappointment to the service of this Government is

already a contributor under this Ordinance, from continuing his contributions under this Ordinance. (Replaced 33 of
1939 Schedule)

(6) If an officer obtains exemption under this section, any contributions previously made by him under this
Ordinance while his claim for exemption is pending or during either of the periods mentioned in subsection (3) shall
be returned to him without interest. (Replaced 33 of 1939 Schedule)

(Added 9 of 1929 s. 4)

Section: 5 Pensions paid out of general revenue 30/06/1997


Pensions shall be paid out of the general revenue and are hereby made charges upon such revenue.
(Amended 50 of 1911 s. 4; 21 of 1912 s. 2; 43 of 1912 Schedule)


Section: 6 Contributions credited to general revenue 30/06/1997


All contributions and other revenues receivable from officers under the provisions of this Ordinance shall be
carried to the credit of the general revenue.

(Amended 50 of 1911 s. 4; 13 of 1912 Schedule; 21 of 1912 s. 2; 43 of 1912 Schedule;
8 of 1939 s. 5)


Section: 7 Appointment and meetings of directors 63 of 1999 01/07/1997


Remarks:
Adaptation amendments retroactively made - see 63 of 1999 s. 3


(1) It shall be lawful for the Chief Executive to appoint any number of officers not exceeding five and not less
than three as directors, of whom one shall be nominated as Chairman by the Chief Executive, for the purpose of
carrying out the provisions of this Ordinance, and to cancel the appointment of any such person. (Amended 12 of
1910 s. 3; 50 of 1911 s. 4; 51 of 1911; 12 of 1912 Schedule; 13 of 1912 Schedule; 33 of 1939 Schedule; 20 of 1965 s.
2; 63 of 1999 s. 3)

(2) In the event of the death or absence from Hong Kong of a director, or in the event of the cancellation of the
appointment of any director, the Chief Executive may appoint another officer to be a director in his place. (Amended
12 of 1910 s. 3; 50 of 1911; 51 of 1911; 12 of 1912 Schedule; 13 of 1912 Schedule; 33 of 1939 Schedule; 36 of 1987
s. 39; 63 of 1999 s. 3)

(3) Appointments of directors and cancellations thereof shall take effect from the notification thereof in the
Gazette. (Added 51 of 1911; 13 of 1912 Schedule)

(4) At every meeting of the directors the chairman, and in his absence the senior officer present, shall preside.
Every question shall be decided by the vote of the majority present at the meeting; the chairman or in his absence the
officer presiding shall have a casting vote in addition to his vote as director. There shall be no meeting at which there
shall not be at least three directors present and voting. (Amended 50 of 1911; 51 of 1911; 12 of 1912 Schedule; 13 of
1912 Schedule; 33 of 1939 Schedule; 20 of 1965 s. 2)



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 4


Section: 7A Directors may determine certain persons to be wives 30/06/1997


On an application in writing the Directors may in their absolute discretion determine a person-
(a) who cohabits with a contributor under this Ordinance or a former contributor as the wife of him; and
(b) who is financially dependent on such contributor,

to be the wife of such contributor for the purposes of this Ordinance and where the Directors so determine the
references to "wife" in this Ordinance shall be construed as including references to such person.

(Added 3 of 1993 s. 36)

Section: 8 Abatements from salaries and pensions 30/06/1997


(1) Subject to the provisions of sections 31 and 32, a monthly abatement of four per cent shall be made from
the salary or pension of every officer, and such abatements shall be credited to the general revenue:

Provided that in the case of an officer holding or having held a post the salary of which is on a sterling basis, the
abatement shall be made in dollars at four per cent of such salary or pension converted into dollars at the average
demand rate of exchange from the 15th day of the preceding month to the 15th day of the month of payment. Such
contributions shall continue to be payable on the full salary whenever an officer is on leave of absence with half salary
or without salary. (Amended 50 of 1911 s. 4; 51 of 1911; 12 of 1912 Schedule; 13 of 1912 Schedule; 21 of 1912 s. 2;
5 of 1924 Schedule; 33 of 1939 Schedule; 17 of 1963 s. 3)

In the case of an officer holding a post the salary of which is on a dollar basis, the abatement shall be made in
dollars at four per cent of his nominal salary. (Added 1 of 1911 s. 2. Amended 50 of 1911; 12 of 1912 Schedule; 33 of
1939 Schedule)

(2) Contributions made by officers holding or having held posts, the salary of which is on a sterling basis, shall
for the purpose of calculating pensions be deemed to be fixed sterling contributions, and the pensions shall
accordingly be fixed and payable in sterling, or if paid in Hong Kong, shall be converted into dollars at the average
demand rate of exchange from the 15th day of the preceding month to the 15th day of the month of payment.
(Amended 5 of 1924 Schedule; 36 of 1987 s. 39)

(3) The abatement aforesaid shall be made by the Director of Accounting Services, or in case of payments
made by the Crown Agents, by the Crown Agents, on each occasion of payment of salary or pension, and shall be
placed to the credit of the general revenue: (Amended 50 of 1911 s. 4; 51 of 1911; 13 of 1912 Schedule; 21 of 1912 s.
2; 33 of 1939 Schedule; L.N. 16 of 1977; L.N. 453 of 1993)

Provided that-
(a) when a contributor on leave of absence is paid by the Crown Agents, he shall be entitled to receive

only ninety-six per cent or forty-six per cent of his nominal salary, according as he is on full or half
pay leave, converted (in the case of dollar salaries) into sterling at the rate of exchange at which such
contributor is entitled to receive such salary;

(b) when a contributor's pension is paid by the Crown Agents, such pension (i) if a dollar pension shall,
subject to the provisions of sections 12 and 13, be reduced by four per cent of its nominal dollar value,
and the balance thus reduced shall be payable to him, converted into sterling at the rate of exchange at
which he is entitled to receive such pension, and (ii) if a sterling pension shall be payable to him,
reduced by four per cent. (Amended 50 of 1911; 12 of 1912 Schedule; 33 of 1939 Schedule)

(4) In the event of such abatement not being made, every officer shall pay to the Director of Accounting
Services or Crown Agents, within fifteen days after the receipt by him of his monthly salary or pension, a sum equal to
four per cent thereof; and in the event of any officer being on leave without salary, he shall pay, before the 15th day of
every month during the continuance of such leave, to the Director of Accounting Services or Crown Agents, a sum
equal to four per cent upon the full salary which he would have received monthly if he had not been on leave. All
sums due under this subsection, and all arrears of contributions due and payable under this Ordinance, shall be a debt
due by the officer, and shall be payable to the Director of Accounting Services or Crown Agents, with interest at six
per cent, forthwith or by such instalments as the directors may determine. The Director of Accounting Services or
Crown Agents shall, on the written order of the directors or of any two of them, deduct from any moneys which may
be or may become due or payable to the officer by whom such debt is payable the whole or any part thereof.
(Amended 50 of 1911; 51 of 1911; 12 of 1912 Schedule; 13 of 1912 Schedule; 33 of 1939 Schedule; L.N. 16 of 1977;
L.N. 453 of 1993)




Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 5

Section: 9 Period for which abatement shall be made 30/06/1997


Except as otherwise provided or permitted in this Ordinance, the abatement aforesaid shall continue to be made
until such officer has either attained the age of sixty-five years, or has been subject to the abatement for thirty-five
successive years, whichever may first happen, and shall thereupon cease and determine.

(Amended 51 of 1911; 13 of 1912 Schedule; 72 of 1967 s. 4)

Section: 9A Right after retirement to cease contributions 30/06/1997


(1) Notwithstanding anything in this Ordinance to the contrary, an officer who from any cause whatever ceases
to belong to the public service and retires on pension or has ceased to belong to the public service and retired on
pension may at any time, in lieu of being subject to any further abatement from either salary or pension, elect by
notice in writing to the Director of Accounting Services to discontinue being a contributor under this Ordinance
whereupon he shall not be required to make any further contribution and any pension to his widow or children (if any)
shall be computed on the basis of the potential benefit acquired by such contributor at the date of his ceasing to
contribute.

(2) An election under subsection (1) shall be irrevocable, and shall be effective-
(a) in the case of an officer who ceases to belong to the public service on or after the date of enactment of

the Widows and Orphans Pension (Amendment) (No. 2) Ordinance 1967 (72 of 1967) and whose
notice of election is received by the Director of Accounting Services not later than four months after
the date on which he ceased to belong to the public service, from the date notified in the notice of
election, not being a date earlier than the date on which he ceased to belong to the public service; and

(b) in all other cases, from the date of receipt by the Director of Accounting Services of the notice of
election.

(Added 72 of 1967 s. 5. Amended L.N. 16 of 1977; L.N. 453 of 1993)

Section: 10 Contributions of officers leaving the service 30/06/1997


(1) Except as provided in sections 12 and 13, an officer who from any cause whatever ceases to belong to the
public service and retires on pension and who is required to continue to make contributions under this Ordinance shall
not be called upon to make any further contribution beyond a monthly abatement of four per cent on such pension to
commence from the date of his retirement until he attains sixty-five years of age or has been subject to abatement for
thirty-five years, when such abatement shall cease. (Amended 51 of 1911; 13 of 1912 Schedule; 33 of 1939 Schedule;
72 of 1967 s. 6)

(2) An officer being a widower with children pensionable under this Ordinance at the time when he leaves the
public service shall on the last of such children ceasing to be pensionable cease to contribute and to have any rights
under this Ordinance unless, before the last of such children ceases to be pensionable, he re-marries. (Amended 51 of
1911; 13 of 1912 Schedule; 72 of 1967 s. 6)

(3) An officer who, having continued to contribute after leaving the public service, subsequently becomes a
widower, shall thereupon, or upon the last of any of his children ceasing to be pensionable (whichever event last
happens), cease to contribute and to have any rights under this Ordinance unless, in the case of an officer with children
pensionable under this Ordinance at the time when he becomes a widower, he re-marries prior to the last of such
children ceasing to be pensionable. (Replaced 17 of 1963 s. 4. Amended 72 of 1967 s. 6)

(4) (a) Any officer (being an officer who is on the date of commencement of the Widows and Orphans
Pension (Amendment) Ordinance 1965 (20 of 1965) liable to contribute under this Ordinance
notwithstanding that he has left the public service) who-
(i) left the public service before the 24th day of May 1963; and
(ii) did not have any children pensionable under this Ordinance at the time when he left the public

service; and
(iii) became a widower after he left the public service but before the 24th day of May 1963,
may, by notice in writing received by the Director of Accounting Services at any time within six
months after the commencement of the Widows and Orphans Pension (Amendment) Ordinance 1965
(20 or 1965), elect to discontinue being a contributor whereupon he shall not be required to make any
further contribution and shall cease to have any rights under this Ordinance save that he shall receive
back the amount of the contributions paid by him since the date on which he became a widower with



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 6

compound interest thereon, and for the purposes of this paragraph the provisions of subsections (5) and
(6) of section 11 shall apply mutatis mutandis. (Amended L.N. 16 of 1977; L.N. 453 of 1993)

(b) An election made under paragraph (a) of this subsection shall be irrevocable. (Added 20 of 1965 s. 3)

Section: 11 Repayment to bachelors and widowers without

pensionable children
63 of 1999 01/07/1997



Remarks:
Adaptation amendments retroactively made - see 63 of 1999 s. 3


(1) A bachelor or a widower without children pensionable under this Ordinance, who leaves the public service
with or without pension on transfer or on retirement or on dismissal or otherwise, shall not be required to make any
further contribution, and shall receive back, unless he elects to continue being a contributor-

(a) in the case of a bachelor, the amount of the contributions paid by him with compound interest thereon;
and

(b) in the case of a widower, the amount of contributions paid by him during the period from the death of
his last wife or the date upon which he ceased to have any child pensionable under this Ordinance,
whichever last occurred, with compound interest thereon:

Provided that, in the case of an officer who is dismissed from the public service, contributions repayable under
paragraphs (a) and (b) shall be repaid without interest.

(2) Where a bachelor or a widower without children pensionable under this Ordinance dies while in the public
service, his legal representative shall receive back-

(a) in the case of a bachelor, the amount of the contributions paid by him with compound interest thereon;
and

(b) in the case of a widower, the amount of the contributions paid by him during the period from the death
of his last wife or the date upon which he ceased to have any child pensionable under this Ordinance,
whichever last occurred, with compound interest thereon.

(3) For the purposes of subsection (1), unless within six months after the date when he leaves the public service
an officer has has by notice in writing to the Director of Accounting Services elected to continue being a contributor,
he shall be deemed to have elected to discontinue being a contributor. (Amended L.N. 16 of 1977; L.N. 453 of 1993)

(4) Subject to the provisions of section 15, in the case of an officer who, prior to 1 July 1997, leaves the public
service on transfer to any other office under the Crown, an election made under subsection (1) shall be irrevocable.
(Amended 63 of 1999 s. 3)

(4A) Where-
(a) a contributor under this Ordinance elects under section 15A(1) to cease to make a contribution; and
(b) he is a bachelor or widower without pensionable children before the effective date of his election,

he shall receive back-
(i) (in the case of a bachelor) the amount of the contributions paid by him before such effective date with

compound interest thereon; or
(ii) (in the case of a widower) the amount of contributions paid by him during the period from the death of

his last wife or the date upon which he ceased to have any child pensionable under this Ordinance,
whichever last occurred, to such effective date with compound interest thereon. (Added 3 of 1993 s.
37)

(4B) Where a contributor under this Ordinance elects under section 15A(1) to cease to make contributions, he
shall receive back the amount of the contributions made after the effective date of his election without interest.
(Added 3 of 1993 s. 37)

(5) For the purposes of this section, interest shall be calculated at two and a half per cent per annum with
annual rests on the 31st day of December in each year; the interest beginning to accrue in respect of each contributio
on the 1st day of January following the day upon which the contribution is paid and ceasing on the last day of the
month preceding the month in which payment under this section is made.

(6) Where contributions become repayable under this section and at the time the officer has acknowledged a
debt as being due to the Government or the existence of such a debt has been established in any court, the amount of
such debt shall be deducted from the contributions so repayable.

(Added 17 of 1963 s. 5)




Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 7

Section: 12 Right to continue contributors in full on reduced income 30/06/1997


(1) Whenever the salary of an officer becomes reduced by abatement of his emoluments or by retirement on
pension, then, if he is an officer who is required to continue to make contributions under this Ordinance, he may elect
to continue to contribute upon the higher salary which he was receiving previous to such reduction, and subject to the
same terms and conditions as if he had continued to draw the higher salary:

Provided that-
(a) such officer shall notify his decision to the Director of Accounting Services within one month after the

date of the abatement or within four months after the date of his retirement; and
(b) if such officer fails to notify his decision to the Director of Accounting Services within one month or

four months, as the case may be, or if he dies before he has notified his decision, he shall be deemed to
have elected to contribute on the lower salary or pension. (Amended 50 of 1911; 51 of 1911; 12 of
1912 Schedule; 13 of 1912 Schedule; 33 of 1939 Schedule; 72 of 1967 s. 7; L.N. 16 of 1977; L.N. 453
of 1993)

(2) If such officer does not elect so to continue to contribute upon the higher salary, and contributes on the
lower salary or pension, any pension to his widow or children shall be diminished by the amount by which it would
have been increased had such officer's salary been increased and not diminished. (Amended 51 of 1911; 13 of 1912
Schedule; 33 of 1939 Schedule)

Section: 13 Right on retirement to elect to contribute on former dollar

salary
30/06/1997



In the case of an officer retiring whose pension is paid on a dollar basis and who elects to contribute on the basis
of his former dollar salary, such pension shall be reduced by the amount of the abatement at four per cent of his former
dollar salary, and the balance shall be payable to him converted into sterling at the rate of exchange at which he is
entitled to receive such pension.

(Added 1 of 1911 s. 3. Amended 50 of 1911; 51 of 1911; 12 of 1912 Schedule;
13 of 1912 Schedule)


Section: 14 Right on retirement or deprivation of office to continue to

contribute
30/06/1997



An officer who retires or who is deprived of the office in respect of which he contributed, but who is not granted
a pension, may continue to contribute, from the date of his so retiring or being deprived of his office, on the salary
which he was receiving at the date of such retirement or deprivation, at the same rate and subject to the same terms
and conditions as if he had continued in the public service and continued to receive the salary which he was receiving
at the date of such retirement or deprivation. (Amended 50 of 1911; 51 of 1911; 12 of 1912 Schedule; 13 of 1912
Schedule)

In the event of his ceasing to contribute or in the event of any contributions due from him not having been paid
for six months, his widow or his widow and children, as the case may be, shall be entitled on his death only to a
pension computed on the basis of the potential benefit acquired by such contributor at the date of his ceasing to
contribute. (Amended 51 of 1911; 13 of 1912 Schedule & 72 of 1967 s. 8)

Section: 14A Application of Ordinance if pension deferred 30/06/1997


In the case of an officer who has been granted-
(a) a pension under the Pensions Ordinance (Cap 89) the payment of which was deferred until he attained

the age of 55;
(b) a deferred pension under the Pension Benefits Ordinance (Cap 99); or
(c) a deferred pension under the Pension Benefits (Judicial Officers) Ordinance (Cap 401),

a pension entitlement under this Ordinance shall be computed on the basis of the potential benefit acquired at the date
that the officer ceased to make contributions under this Ordinance.

(Added 4 of 1993 s. 14)




Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 8

Section: 15 Provisions for case of officers transferred to other
employment under the Crown

30/06/1997



An officer transferred from the service of this Government to any other office under the Crown may continue to
contribute from the date of his ceasing to hold office in the service of this Government on the salary which he was
receiving at the date of such transfer, at the same rate and subject to the same terms as if he had continued in the
service of this Government and continued to receive the salary which he was receiving at the date of such transfer.
(Amended 51 of 1911; 13 of 1912 Schedule & 33 of 1939 Schedule)

In the event of his ceasing to contribute, or in the event of any contribution due from him not having been paid
for six months, his widow or his widow and children, as the case may be, shall be entitled after his death only to a
pension computed on the basis of the potential benefit acquired by such contributor at the date of his being transferred
or of his ceasing to contribute. (Amended 51 of 1911; 13 of 1912 Schedule; 72 of 1967 s. 8)

Section: 15A Cessation of contribution 30/06/1997


(1) A contributor under this Ordinance may, subject to such terms as the Secretary for the Civil Service may
specify in a circular issued by him, elect-

(a) within 6 months after a day appointed* by the Governor for the purposes of this subsection;
(b) within 6 months after the death of his wife;
(c) within 6 months after the day on which his last child ceased to be pensionable under this Ordinance

where the contributor is not married on that date,
to cease to make contributions under this Ordinance.

(2) An election-
(a) under subsection (1)(a) shall be effective on the day appointed under that subsection;
(b) under subsection (1)(b) shall be effective on the day on which the wife of the relevant officer dies or,

as may be appropriate, the date of the dissolution of the relevant officer's marriage; and
(c) under subsection (1)(c) shall be effective on the day on which the relevant officer's last child ceased to

be pensionable.
(3) The appointment made under subsection (1)(a) shall be contained in a notice published in the Gazette.
(4) The Secretary for the Civil Service may in his absolute discretion in any special circumstances extend the

period for making any election under subsection (1).
(Added 3 of 1993 s. 38)

___________________________________________________________________
Note:
* Appointed day: 1 February 1993-see L.N. 83 of 1993.

Section: 15B Entitlement to pension where a contributor elected to cease

to make a contributions
30/06/1997



Where a contributor under this Ordinance who has elected under section 15A(1) to cease to make contributions
subsequently dies, the pension to which his widow or child, if any, is entitled shall be computed on the basis of the
potential benefit acquired by such contributor on the day immediately preceding the day on which the said election
became effective.

(Added 3 of 1993 s. 38)

Section: 16 Information to be furnished by officers and others 30/06/1997


(1) Every officer who becomes liable to contribute under this Ordinance shall, within three months from the
date of his becoming liable to contribute, forward to the Director of Accounting Services a declaration setting forth-

(a) the date of his becoming so liable, his own name in full, and the date of his birth; and
(b) if he is married, the date of his marriage and the maiden name in full and the date of birth of his wife;

and
(c) if he has any children, their names in full, the sex of each and the date of each of their births and where

any such child is an adopted child, the date of adoption.
(2) Every officer who marries shall, within three months from the date of his marriage, forward to the Director



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 9

of Accounting Services a declaration setting forth-
(a) the date of such marriage and the maiden name in full of his wife and the date of her birth; and
(b) if there are any children legitimated by such marriage, their names in full, the sex of each and the date

of each of their births.
(3) Every officer shall, within three months from the date of the event, forward to the Director of Accounting

Services a declaration setting forth-
(a) the date of birth of any child of his other than an adopted child, and the sex of such child; and

(Amended 98 of 1994 s. 6)
(b) the date of adoption by him of any child together with the sex and the date of birth of such child.

(Amended 3 of 1993 s. 39)
(4) Every officer whose wife dies or is divorced from him, or whose child dies or is adopted by some other

person, or whose female child is married, and the guardian of every child who dies or is adopted by some other person
or of every female child who is married, shall, within three months thereof, forward to the Director of Accounting
Services a declaration setting forth the date of such death, divorce, adoption or marriage.

(5) The provisions of this section requiring the supply of information in respect of an adopted child (whether a
child adopted by an officer or an officer's child adopted by any other person) and a legitimated child shall apply in
relation to a child adopted or legitimated by marriage before the date of enactment of the Widows and Orphans
Pension (Amendment) (No. 2) Ordinance 1967 (72 of 1967) if on such date such child is pensionable under this
Ordinance or would be entitled to a pension or a share in a pension under this Ordinance but for the provisions of
subsection (4) of section 2, but in such a case the period of three months specified in the foregoing provisions of this
section shall commence on the date of the enactment of that Ordinance.

(6) Any declaration under this section shall, if at any time the directors so require, be verified by the production
of birth, death, marriage or other certificate or by affidavit or otherwise, to the satisfaction of the directors, and until so
verified no regard whatsoever shall be had of the occurrence of the event notified in such declaration.

(Replaced 72 of 1967 s. 9. Amended L.N. 16 of 1977; L.N. 453 of 1993)

Section: 17 Penalty for non-compliance 63 of 1999 01/07/1997


Remarks:
Adaptation amendments retroactively made - see 63 of 1999 s. 3


(1) Every officer who, in the judgment of the directors-
(a) (Repealed 3 of 1993 s. 40)
(b) furnishes any false information or makes any false declaration, shall forfeit at the discretion of the

directors, subject to the consent of the Chief Executive, all or any part of his rights under this
Ordinance. (Amended 30 of 1911; 50 of 1911; 51 of 1911; 12 of 1912 Schedule; 13 of 1912 Schedule;
22 of 1950 Schedule; 72 of 1967 s. 10; 36 of 1987 s. 39; 63 of 1999 s. 3)

(2) The Director of Accounting Services shall, on the judgment of the directors being notified to him, deduct
the amount of such fine from the first moneys payable to the officer as salary or otherwise, and shall pay such amount
into the general revenue. (Amended 51 of 1911; 13 of 1912 Schedule; 33 of 1939 Schedule; L.N. 16 of 1977; L.N.
453 of 1993)

Section: 18 Exclusion from benefits 30/06/1997


(1) No widow of an officer, whose marriage was contracted after he had ceased to contribute, and no child of
such marriage shall be entitled to a pension unless the directors, in their absolute discretion and upon application in
writing, decide otherwise. (Amended 50 of 1911; 51 of 1911; 12 of 1912 Schedule; 13 of 1912 Schedule; 3 of 1993 s.
41)

(2) (Repealed 36 of 1987 s. 39)

Section: 19 Duration of pension to orphan 30/06/1997


(1) Subject to subsections (2) and (3), the allowance or pension payable to an orphan shall cease in the case of
a male at the age of 18 years, and in the case of a female at the age of 18 years (where she is married) or at the age of
21 years (where she is not married).



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 10

(2) Where an orphan has been receiving continuous full-time education at any university, college, school or
other educational establishment since attaining-

(a) in the case of a male, the age of 18 years; or
(b) in the case of a female-

(i) (where she is married) the age of 18 years; or
(ii) (where she is not married) the age of 21 years,

the allowance or pension payable to such orphan shall, subject to subsection (2A), cease at the age of 23 years or the
day on which he ceases to receive such education, whichever is the earlier.

(2A) A pension that has ceased under subsection (2) may be paid again during the period before the orphan
attains the age of 23 years when such full-time education is resumed. (Added 98 of 1994 s. 7)

(3) Where an orphan is accepted by the Directors as mentally or physically disabled so that he cannot
reasonably be expected to be financially independent the allowance or pension payable to him shall continue as long
as he remains to be so disabled.

(Replaced 3 of 1993 s. 42. Amended 98 of 1994 s. 7)

Section: 20 Calculation of pensions 30/06/1997


Pensions under this Ordinance shall be calculated in accordance with the Tables and Instructions set forth in the
Schedule, and the Director of Accounting Services shall pay the pensions, or cause them to be paid by the Crown
Agents, as they become due.

(Replaced 72 of 1967 s. 11. Amended L.N. 16 of 1977; L.N. 453 of 1993)

Section: 21 Provision for case of motherless orphans 30/06/1997


Subject to the provisions of section 19, when orphans have no living mother or stepmother entitled to a pension,
the pension to which the wife of the deceased contributor would have been entitled if she had survived him or which
his widow was receiving at the time of her death shall be divided equally among such orphans; and whenever one of
such orphans ceases to be eligible for pension, the whole pension shall be re-divided equally among the others.

(Replaced 33 of 1939 Schedule)

Section: 22 Pension to widow, etc. 30/06/1997


(1) The pension payable to the widow of a contributor shall cease on her death or remarriage.
(2) If on the cessation under subsection (1) of such pension there are no pensionable children of the marriage of

the widow with the contributor, such widow shall, for the purposes of this section, be considered as dead and the
pension payable to her shall lapse.

(3) If on the cessation under subsection (1) of such pension there are pensionable children of such marriage
such pension shall be continued and paid as provided in section 21 to such children as if they have no living mother or
stepmother entitled to a pension.

(4) A widow of a contributor-
(a) may, if her husband dies in her lifetime, be paid the pension which was payable to her before her

remarriage-
(i) where such pension lapsed under subsection (2), as from the day next following the date of the

death of her husband; or
(ii) where such pension became payable to the children of her marriage with the contributor under

subsection (3), as from the date when the last of such children ceases to be pensionable; or
(b) may, if she becomes entitled to a pension by virtue of her marriage with her husband, be paid such

pension until the last of such children ceases to be pensionable, and may then be paid either such
pension or the pension which was payable to her before her remarriage whichever is the greater (each
pension being, for the purposes of this paragraph, calculated with the addition of any temporary
increase attaching thereto).

(5) Where under subsection (4)(b) a widow has become entitled to the pension which was payable to her before
her remarriage, on such pension ceasing to be payable to her under subsection (1), the pensionable children of her
marriage with her husband shall be entitled to the pension that would have been payable to her by virtue of her
marriage with her husband.



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 11

(6) For the purposes of this section-
"husband" (丈夫) means the husband of a widow of a contributor by any remarriage;
"pensionable" (可享撫恤金) means eligible for pension.

(Replaced 51 of 1971 s. 2)

Section: 23 Provision for case of divorce or separation 63 of 1999 01/07/1997


Remarks:
Adaptation amendments retroactively made - see 63 of 1999 s. 3


A wife whose marriage has been dissolved by a divorce which would be recognized as valid by a Hong Kong or
a British court of justice shall, for the purposes of this Ordinance, be considered as dead; but where an officer has been
separated from his wife, either judicially or by mutual consent, or otherwise, the directors may, having regard to the
grounds of the separation and the subsequent conduct of both parties, grant a pension either to the widow or to the
orphans if any, as they shall think the more desirable.

(Amended 51 of 1911; 13 of 1912 Schedule; 33 of 1939 Schedule; 63 of 1999 s. 3)

Section: 24 Provision for case of widow and children of previous

marriage
30/06/1997



(1) When an officer dies leaving a widow and children other than issue of her marriage with the officer, such
children shall be entitled each to a share or portion of 50% of the pension to which their mother would have been
entitled had- (Amended 98 of 1994 s. 8)

(a) she survived the officer; and
(b) (where she is not the wife of the officer) she been the wife of the officer. (Replaced 3 of 1993 s. 43)

(1A) The share or portion referred to in subsection (1) shall be calculated in accordance with the provisions of
section 21. (Added 3 of 1993 s. 43)

(2) The widow of such officer shall be entitled to one-half of the pension to which she would have been entitled
if there had been no such children; and when such children cease to be entitled to pension, then she shall be entitled to
the whole of the pension which she would have received if there had been no such children. (Replaced 33 of 1939
Schedule)

(3) If the widow dies leaving no issue of her marriage with the officer, the children other than such issue shall
be entitled to such pensions as if the officer had not contracted such subsequent marriage. (Amended 51 of 1911; 13
of 1912 Schedule; 3 of 1993 s. 43)

(4) If the widow dies leaving children such children shall, whether or not they are the issues of her marriage
with the officer, be entitled each to a share or portion of the pension to which their mother was entitled, such share or
portion being calculated in accordance with the provisions of section 21. (Amended 51 of 1911; 13 of 1912 Schedule;
3 of 1993 s. 43)

Section: 25 Pension to children of widower 30/06/1997


The children of a widower who is or becomes a contributor shall be entitled on his death to the pension to which
they would have been entitled if their mother had been living at the time of his becoming liable to contribute.

(Amended 33 of 1939 Schedule)

Section: 26 Mode and condition of payment of pension 30/06/1997


The pension payable to any person entitled thereto shall begin upon the death of the officer or of his widow, as
the case may be, and shall accrue daily and shall be paid monthly. But before any such payment, it shall be lawful for
the directors to require proof that any widow or child is alive and entitled to the pension claimed by such widow or
child.

(Amended 50 of 1911; 51 of 1911; 12 of 1912 Schedule; 13 of 1912 Schedule)




Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 12

Section: 27 Payment on behalf of minors 30/06/1997


(1) In any case in which a minor is entitled to payment of a pension or portion of a pension, it shall be lawful
for the directors to appoint a fit and proper person to whom such pension shall be paid on behalf of such minor.
(Amended 50 of 1911; 12 of 1912 Schedule)

(2) Such appointment shall be in writing under the hand of at least three of the directors, and the receipt of such
person shall be a legal discharge for the payment of such pension or portion thereof.

Section: 28 Payment on behalf of minors in case of desertion 30/06/1997


If the widow of any officer ceases to assist, deserts or abandons a child who would be entitled on her death to
draw pension, and who may be in a state of poverty or destitution, the directors may, in their discretion, pay to a fit
and proper person on behalf of such child such proportion of the pension as they may think fit in each case, and the
widow shall have no further claim on the directors in respect thereof.

(Amended 50 of 1911; 51 of 1911; 12 of 1912 Schedule; 13 of 1912 Schedule;
33 of 1939 Schedule)


Section: 29 Pension not to be assigned or levied upon 30/06/1997


(1) No pension payable under this Ordinance shall be assigned or transferred, and every assignment or transfer
thereof shall be absolutely null and void and of no effect.

(2) No such pension shall be attached, or levied upon, or arrested, or taken in execution on account of any debt
or payment due by the person to whom such pension is payable:

Provided that any contribution or other sum due under this Ordinance from a deceased officer may be deducted
from any pension payable under this Ordinance to or on behalf of the widow or children of such officer. (Added 72 of
1967 s. 12)

Section: 30 Decision of question under the Ordinance 63 of 1999 01/07/1997


Remarks:
Adaptation amendments retroactively made - see 63 of 1999 s. 3


If any question arises as to whether any person is an officer within the meaning of this Ordinance, or as to
whether any person is entitled to any pension as the widow or child of an officer, or as to the amount of pension to
which any widow or child is entitled, or as to the meaning or construction to be assigned to any section of this
Ordinance, or to any rule or regulation made under the provisions thereof, it shall be lawful for the directors, and they
are hereby required, on the application of any such officer, widow or child, to submit such question for decision to the
Chief Executive; and the decision of the Chief Executive thereon, with the advice of the Executive Council, shall be
final.

(Amended 51 of 1911; 13 of 1912 Schedule; 63 of 1999 s. 3)

Section: 31 Limit of compulsory contribution 30/06/1997


No person contributing at the commencement of this Ordinance shall be required to pay any higher contribution
than such as would entitle his widow or children to a pension of, in the case of a dollar contributor, fifteen hundred
dollars, and in the case of a sterling contributor, two hundred and twenty-five pounds sterling per annum: (Amended 8
of 1912 s. 71; 2 of 1931 s. 5)

Provided that every such person may if he wishes contribute the full four per cent of his salary or pension
referred to in sections 8 and 10.

Section: 32 Limit of compulsory contribution for all officers 30/06/1997


(1) When, after the commencement of the Widows and Orphans Pension (Amendment) Ordinance 1963 (17 of
1963), an officer first becomes liable to contribute at a rate in excess of one hundred and twenty-five dollars per



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 13

mensem, he may by notice in writing to the Director of Accounting Services elect-
(a) to contribute at the rate of one hundred and twenty-five dollars per mensem; or
(b) to contribute at the rate provided by section 8.

(2) Where, prior to the commencement of the Widows and Orphans Pension (Amendment) Ordinance 1963 (17
of 1963), an officer has become liable to contribute at a rate in excess of one hundred and twenty-five dollars per
mensem, he may by notice in writing to the Director of Accounting Services elect-

(a) to contribute at the rate of one hundred and twenty-five dollars per mensem; or
(b) to contribute at the rate at which he was contributing immediately prior to the 1st day of July 1959

where such amount was not less than one hundred and twenty-five dollars per mensem; or
(c) to contribute at the rate provided by section 8.

(3) For the purpose of subsection (1), unless within three months after the date when he first became liable to
contribute more than one hundred and twenty-five dollars per mensem, or such longer period as the directors may in
any particular case allow, an officer has made his election, he shall be deemed to have elected to contribute at the rate
provided by section 8.

(4) For the purposes of subsection (2)-
(a) unless within three months after the commencement of the Widows and Orphans Pension

(Amendment) Ordinance 1963 (17 of 1963), or such longer period as the directors may in any
particular case allow, an officer has made his election, he shall be deemed to have elected to
contribute-
(i) in the case of an officer who is in the public service at the commencement of the aforesaid

Ordinance, at the rate provided by section 8; and
(ii) in the case of an officer who has left the public service at the commencement of the aforesaid

Ordinance, at the rate at which he was contributing immediately prior to leaving the public
service;

(b) any election shall take effect from the 1st day of July 1959 or the date on which the officer first
became liable to contribute more than one hundred and twenty-five dollars per mensem, whichever is
the later.

(5) Where, under the provisions of this section, an officer has elected to contribute at the rate provided by
section 8, he may at any time, by notice in writing to the Director of Accounting Services, elect to contribute at the
rate at which he was contributing at the date of such notice.

(6) Save as provided in subsection (5), an election made under this section shall be irrevocable.
(Added 17 of 1963 s. 6. Amended L.N. 16 of 1977; L.N. 453 of 1993)


Section: 33 Rules and regulations 63 of 1999 01/07/1997


Remarks:
Adaptation amendments retroactively made - see 63 of 1999 s. 3


The directors may make regulations, subject to the approval of the Chief Executive in Council, for the proper
carrying out of this Ordinance.

(Amended 50 of 1911; 51 of 1911; 12 of 1912 Schedule; 13 of 1912 Schedule; 5 of 1924 Schedule; 63 of
1999 s. 3)


Section: 34 (Repealed 36 of 1987 s. 39) 30/06/1997




Section: 35 Certain contributors under Widows' and Children's
Pensions Scheme to withdraw from this Scheme

30/06/1997



Any officer making contributions under this Ordinance who-
(a) was not in service under the Government at the commencement of the Widows' and Children's

Pensions Ordinance (Cap 79) but was appointed to such service thereafter; or
(b) was at the commencement of that Ordinance in service under the Government on agreement as defined

in section 2 of that Ordinance (irrespective of whether such service subsequently becomes pensionable
service by refund or surrender of gratuity); or



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 14

(c) (i) was at the commencement of that Ordinance in service under the Government on non-
pensionable terms otherwise than on agreement as defined in section 2 of that Ordinance;

(ii) failed to make an election under section 3(1)(a)(i) of that Ordinance within the time it had to be
made; and

(iii) after commencement of that Ordinance is appointed to service under the Government on
pensionable terms,

shall cease or be deemed, except for the purposes of paragraph (i) of the proviso to section 13(1)(a) of that Ordinance,
to have ceased, to make contributions under this Ordinance from the date of the commencement of the period in
respect of which he makes contributions under that Ordinance, and a pension to his wife or children (if any) shall be
computed on the basis of the potential benefit acquired by such contributor at the date of his ceasing to contribute, or,
he shall receive back such contributions as would have been due to him had he elected to discontinue being a
contributor and had left the public service on the date of his ceasing to contribute.

(Added 75 of 1977 s. 27. Amended 59 of 1978 s. 2)

Section: 36 No new contributors after commencement of Widows' and

Children's Pensions Scheme
30/06/1997



No person who is not a contributor before the commencement of the Widows' and Children's Pensions
Ordinance (Cap 79) shall be required or be permitted to become a contributor under this Ordinance on the day of or
after such commencement.

(Added 75 of 1977 s. 27)

Schedule: SCHEDULE 30/06/1997




SCHEDULE* [section 20]


PART I


PENSION TABLES


TABLE A


The Yearly Pension, payable by monthly instalments, which a SINGLE CONTRIBUTION of 1 will secure.



AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75 80


18 .402 .465 .541 .649 .769
19 .385 .444 .518 .621 .741




20 .368 .424 .495 .592 .709 .862
21 .352 .405 .474 .565 .680 .826
22 .337 .386 .452 .538 .649 .794
23 .322 .368 .431 .513 .617 .758
24 .308 .351 .410 .488 .588 .725




25 .294 .334 .389 .463 .559 .690 .855
26 .282 .319 .370 .441 .532 .658 .820
27 .270 .305 .352 .418 .505 .625 .781
28 .258 .291 .334 .397 .478 .592 .741
29 .246 .277 .318 .376 .452 .559 .704




30 .236 .264 .303 .356 .429 .529 .667 .847



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 15

31 .226 .252 .288 .337 .407 .500 .629 .806
32 .216 .240 .274 .319 .385 .472 .595 .763
33 .207 .229 .260 .303 .364 .444 .562 .719
34 .198 .219 .248 .287 .344 .418 .529 .676




35 .189 .209 .235 .272 .324 .395 .498 .637 .833
36 .181 .199 .224 .258 .306 .373 .467 .599 .787
37 .174 .190 .214 .245 .289 .352 .439 .562 .741
38 .166 .182 .204 .233 .273 .332 .412 .529 .694
39 .160 .174 .194 .221 .258 .312 .388 .498 .654




40 .153 .167 .185 .210 .245 .294 .365 .467 .613 .826
41 .147 .159 .177 .200 .232 .277 .344 .439 .575 .775
42 .141 .153 .169 .190 .220 .261 .323 .412 .538 .725
43 .136 .146 .161 .181 .208 .246 .303 .386 .503 .680
44 .131 .140 .154 .172 .198 .233 .285 .361 .472 .637




45 .125 .135 .147 .164 .188 .221 .268 .338 .442 .595 .833
46 .121 .130 .141 .157 .178 .209 .253 .317 .415 .559 .781
47 .116 .125 .135 .150 .170 .198 .238 .299 .389 .524 .730
48 .112 .120 .130 .143 .162 .188 .225 .281 .365 .490 .685
49 .108 .115 .124 .137 .154 .179 .213 .265 .342 .459 .645




50 .104 .111 .120 .131 .147 .170 .202 .249 .322 .431 .606 .877
51 .107 .115 .126 .141 .162 .192 .236 .303 .405 .571 .840
52 .103 .111 .121 .135 .154 .182 .223 .286 .382 .538 .800
53 .100 .107 .117 .129 .147 .174 .212 .270 .360 .508 .758
54 .097 .103 .112 .124 .141 .166 .201 .256 .340 .478 .714




55 .094 .100 .108 .119 .135 .158 .191 .242 .322 .452 .676 1.075
56 .097 .104 .115 .130 .151 .182 .229 .303 .426 .633 1.000
57 .093 .101 .111 .125 .144 .173 .217 .286 .400 .592 .935
58 .090 .097 .107 .120 .138 .165 .205 .270 .375 .552 .870
59 .088 .094 .103 .115 .132 .157 .195 .254 .351 .515 .806




60 .085 .091 .099 .111 .127 .150 .185 .239 .328 .481 .746 1.250
61 .088 .096 .106 .122 .143 .175 .226 .308 .450 .694 1.163
62 .085 .093 .103 .117 .137 .167 .213 .289 .422 .649 1.087
63 .083 .090 .099 .112 .131 .159 .202 .273 .397 .610 1.010
64 .081 .087 .096 .108 .126 .152 .193 .259 .373 .571 .943
65 .079 .085 .093 .105 .122 .146 .185 .247 .352 .538 .885

* Effective from 1st July 1959.



TABLE B


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is

aged 55 next birthday, after 35 years contributions.

The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70


20 7.23 8.33 9.73 11.63 13.93 16.94
21 6.81 7.84 9.18 10.94 13.16 15.99
22 6.42 7.35 8.61 10.25 12.36 15.13



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 16

23 6.03 6.90 8.08 9.61 11.56 14.20
24 5.67 6.47 7.55 8.99 10.83 13.35




25 5.32 6.04 7.04 8.38 10.11 12.48 15.47
26 5.00 5.66 6.56 7.82 9.44 11.67 14.55
27 4.70 5.30 6.12 7.27 8.78 10.87 13.58
28 4.39 4.95 5.68 6.75 8.13 10.07 12.60
29 4.09 4.61 5.29 6.25 7.52 9.30 11.71




30 3.83 4.28 4.92 5.78 6.96 8.59 10.83 13.75
31 3.58 3.99 4.56 5.33 6.44 7.91 9.95 12.75
32 3.32 3.69 4.22 4.91 5.93 7.26 9.16 11.74
33 3.09 3.42 3.89 4.53 5.44 6.64 8.40 10.75
34 2.87 3.17 3.59 4.16 4.98 6.05 7.66 9.79




35 2.65 2.93 3.29 3.81 4.54 5.53 6.98 8.92 11.67
36 2.45 2.69 3.03 3.49 4.14 5.04 6.31 8.10 10.64
37 2.26 2.47 2.78 3.19 3.76 4.58 5.71 7.31 9.64
38 2.07 2.27 2.55 2.91 3.14 4.15 5.15 6.61 8.67
39 1.91 2.08 2.32 2.64 3.08 3.73 4.63 5.95 7.81




40 1.74 1.90 2.11 2.39 2.79 3.35 4.15 5.31 6.98 9.40
41 1.59 1.72 1.91 2.16 2.50 2.99 3.71 4.74 6.20 8.36
42 1.44 1.56 1.72 1.94 2.24 2.66 3.29 4.20 5.48 7.39
43 1.30 1.40 1.54 1.73 1.99 2.35 2.90 3.69 4.81 6.50
44 1.17 1.25 1.37 1.53 1.76 2.08 2.54 3.22 4.21 5.68




45 1.03 1.11 1.21 1.35 1.55 1.82 2.21 2.79 3.64 4.90 6.86
46 .91 .98 1.06 1.18 1.34 1.58 1.91 2.39 3.13 4.21 5.89
47 .79 .85 .92 1.02 1.16 1.35 1.62 2.04 2.65 3.57 4.98
48 .68 .73 .79 .87 .98 1.14 1.37 1.71 2.22 2.98 4.16
49 .57 .61 .66 .73 .82 .95 1.13 1.41 1.82 2.44 3.42




50 .47 .50 .54 .59 .66 .77 .91 1.12 1.45 1.94 2.73 3.96
51 .39 .42 .46 .52 .59 .70 .87 1.11 1.49 2.10 3.08
52 .29 .31 .34 .38 .43 .51 .63 .80 1.07 1.51 2.25
53 .19 .20 .22 .25 .28 .33 .40 .52 .69 .97 1.45
54 .10 .10 .11 .12 .14 .16 .20 .25 .33 .47 .70





TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is
aged 56 next birthday, after 35 years contributions.


The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75


21 6.91 7.95 9.30 11.09 13.34 16.21
22 6.51 7.46 8.74 10.40 12.55 15.35
23 6.13 7.00 8.20 9.76 11.74 14.42
24 5.77 6.57 7.68 9.14 11.01 13.57




25 5.41 6.15 7.16 8.52 10.29 12.70 15.73



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 17

26 5.09 5.76 6.68 7.96 9.61 11.88 14.81
27 4.78 5.40 6.24 7.41 8.95 11.08 13.84
28 4.48 5.05 5.80 6.89 8.30 10.28 12.86
29 4.18 4.71 5.40 6.39 7.68 9.50 11.96




30 3.92 4.38 5.03 5.91 7.12 8.78 11.07 14.06
31 3.66 4.08 4.67 5.46 6.59 8.10 10.19 13.06
32 3.41 3.79 4.33 5.04 6.08 7.45 9.40 12.05
33 3.18 3.52 3.99 4.65 5.59 6.82 8.63 11.04
34 2.95 3.27 3.70 4.28 5.13 6.23 7.89 10.08




35 2.73 3.02 3.40 3.93 4.69 5.71 7.20 9.21 12.05
36 2.53 2.78 3.13 3.61 4.28 5.21 6.53 8.37 11.00
37 2.35 2.56 2.89 3.31 3.90 4.75 5.92 7.58 10.00
38 2.15 2.36 2.65 3.02 3.54 4.31 5.35 6.87 9.01
39 1.99 2.17 2.42 2.75 3.21 3.89 4.83 6.21 8.15




40 1.82 1.99 2.20 2.50 2.92 3.50 4.35 5.56 7.30 9.84
41 1.67 1.80 2.01 2.27 2.63 3.14 3.90 4.98 6.53 8.80
42 1.52 1.65 1.82 2.04 2.37 2.81 3.48 4.43 5.79 7.80
43 1.38 1.48 1.64 1.84 2.11 2.50 3.08 3.92 5.11 6.91
44 1.25 1.33 1.47 1.64 1.89 2.22 2.72 3.44 4.50 6.07




45 1.11 1.20 1.31 1.46 1.67 1.96 2.38 3.00 3.92 5.28 7.40
46 .99 1.07 1.16 1.29 1.46 1.72 2.08 2.60 3.41 4.59 6.41
47 .87 .94 1.02 1.13 1.28 1.49 1.79 2.25 2.93 3.94 5.49
48 .76 .82 .89 .97 1.10 1.28 1.53 1.91 2.49 3.34 4.66
49 .65 .70 .75 .83 .93 1.08 1.29 1.61 2.07 2.78 3.91




50 .55 .59 .63 .69 .78 .90 1.07 1.32 1.70 2.28 3.21 4.64
51 .48 .52 .57 .63 .73 .86 1.06 1.36 1.82 2.56 3.77
52 .38 .41 .44 .50 .57 .67 .82 1.05 1.40 1.97 2.94
53 .28 .30 .33 .36 .41 .49 .60 .76 1.01 1.43 2.13
54 .19 .20 .21 .24 .27 .32 .38 .49 .65 .91 1.36


55 .09 .10 .11 .12 .13 .15 .19 .24 .32 .44 .66 1.05





TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is
aged 57 next birthday, after 35 years contributions.


The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75


22 6.60 7.56 8.85 10.54 12.71 15.55
23 6.21 7.10 8.32 9.90 11.91 14.63
24 5.85 6.67 7.79 9.27 11.17 13.78




25 5.49 6.24 7.27 8.65 10.45 12.90 15.98
26 5.18 5.86 6.80 8.10 9.77 12.09 15.06
27 4.87 5.50 6.35 7.54 9.11 11.27 14.08
28 4.56 5.14 5.91 7.02 8.45 10.47 13.10



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 18

29 4.26 4.80 5.51 6.52 7.83 9.69 12.20




30 4.00 4.47 5.14 6.03 7.27 8.97 11.31 14.36
31 3.74 4.18 4.77 5.58 6.74 8.28 10.42 13.36
32 3.49 3.88 4.43 5.16 6.23 7.63 9.62 12.34
33 3.26 3.61 4.10 4.77 5.73 6.99 8.85 11.32
34 3.03 3.36 3.80 4.40 5.27 6.40 8.10 10.36




35 2.81 3.11 3.50 4.05 4.82 5.88 7.41 9.48 12.40
36 2.61 2.87 3.23 3.72 4.41 5.38 6.73 8.64 11.35
37 2.43 2.65 2.99 3.42 4.03 4.91 6.12 7.84 10.34
38 2.23 2.45 2.75 3.14 3.67 4.47 5.55 7.12 9.34
39 2.07 2.25 2.51 2.86 3.34 4.04 5.02 6.45 8.47




40 1.90 2.07 2.30 2.61 3.04 3.65 4.53 5.80 7.61 10.26
41 1.75 1.89 2.10 2.38 2.76 3.29 4.09 5.22 6.83 9.21
42 1.60 1.73 1.91 2.15 2.49 2.95 3.66 4.66 6.09 8.21
43 1.46 1.57 1.73 1.94 2.23 2.64 3.25 4.14 5.40 7.30
44 1.33 1.42 1.56 1.74 2.01 2.36 2.89 3.66 4.78 6.45




45 1.19 1.28 1.40 1.56 1.79 2.10 2.55 3.21 4.20 5.65 7.91
46 1.07 1.15 1.25 1.39 1.58 1.85 2.24 2.81 3.68 4.95 6.92
47 .95 1.02 1.11 1.23 1.39 1.62 1.95 2.45 3.19 4.29 5.98
48 .84 .90 .98 1.07 1.22 1.41 1.69 2.11 2.74 3.68 5.14
49 .73 .78 .84 .93 1.05 1.22 1.45 1.80 2.32 3.12 4.38




50 .63 .67 .73 .79 .89 1.03 1.22 1.51 1.95 2.61 3.67 5.31
51 .56 .61 .67 .74 .86 1.01 1.25 1.60 2.14 3.01 4.44
52 .46 .50 .54 .61 .69 .82 1.00 1.28 1.72 2.42 3.59
53 .37 .39 .43 .47 .54 .64 .78 .99 1.32 1.86 2.77
54 .27 .29 .31 .35 .39 .46 .56 .72 .95 1.34 2.00


55 .18 .19 .21 .23 .26 .30 .36 .46 .62 .86 1.29 2.05
56 .10 .10 .11 .13 .15 .18 .22 .30 .42 .62 .98





TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is

aged 58 next birthday, after 35 years contributions.

The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75


23 6.30 7.20 8.43 10.03 12.07 14.83
24 5.94 6.76 7.90 9.40 11.33 13.97




25 5.58 6.34 7.38 8.78 10.60 13.09 16.22
26 5.26 5.95 6.90 8.23 9.93 12.28 15.30
27 4.95 5.59 6.45 7.66 9.26 11.46 14.32
28 4.64 5.24 6.01 7.15 8.60 10.66 13.34
29 4.34 4.89 5.61 6.64 7.98 9.87 12.43




30 4.08 4.56 5.24 6.16 7.42 9.15 11.53 14.64



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 19

31 3.82 4.26 4.87 5.70 6.89 8.46 10.46 13.64
32 3.57 3.97 4.53 5.27 6.36 7.80 9.84 12.61
33 3.34 3.69 4.19 4.89 5.87 7.16 9.07 11.60
34 3.11 3.44 3.90 4.51 5.40 6.57 8.31 10.62




35 2.89 3.20 3.59 4.16 4.95 6.04 7.61 9.74 12.74
36 2.69 2.95 3.32 3.83 4.54 5.54 6.93 8.89 11.68
37 2.50 2.73 3.08 3.52 4.16 5.06 6.31 8.08 10.66
38 2.31 2.53 2.84 3.24 3.80 4.62 5.73 7.36 9.65
39 2.15 2.34 2.60 2.97 3.46 4.19 5.21 6.68 8.78




40 1.98 2.16 2.39 2.71 3.16 3.80 4.71 6.03 7.91 10.66
41 1.82 1.97 2.19 2.48 2.87 3.43 4.26 5.44 7.12 9.60
42 1.67 1.81 2.00 2.25 2.60 3.09 3.82 4.88 6.37 8.58
43 1.53 1.65 1.82 2.04 2.35 2.77 3.42 4.35 5.67 7.67
44 1.40 1.50 1.65 1.84 2.12 2.49 3.05 3.86 5.05 6.81




45 1.26 1.36 1.48 1.65 1.90 2.23 2.70 3.41 4.46 6.00 8.40
46 1.15 1.23 1.34 1.49 1.69 1.98 2.40 3.00 3.93 5.29 7.40
47 1.02 1.10 1.19 1.32 1.50 1.75 2.10 2.64 3.43 4.62 6.44
48 .91 .98 1.06 1.17 1.32 1.53 1.84 2.29 2.98 4.00 5.59
49 .81 .86 .93 1.02 1.15 1.34 1.59 1.98 2.55 3.43 4.82




50 .70 .75 .81 .89 .99 1.15 1.37 1.68 2.18 2.91 4.10 5.93
51 .64 .69 .76 .85 .98 1.16 1.42 1.82 2.44 3.44 5.06
52 .54 .58 .64 .71 .81 .96 1.18 1.51 2.01 2.84 4.22
53 .45 .48 .52 .58 .66 .78 .95 1.21 1.61 1.28 3.40
54 .35 .38 .41 .45 .51 .61 .73 .93 1.24 1.74 2.61


55 .26 .28 .30 .33 .38 .44 .53 .68 .90 1.27 1.89 3.01
56 .19 .20 .22 .25 .29 .35 .44 .58 .81 1.21 1.91
57 .09 .10 .11 .12 .14 .17 .21 .28 .39 .58 .92




TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is
aged 59 next birthday, after 35 years contributions.


The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75


24 6.02 6.86 8.01 9.53 11.48 14.16




25 5.66 6.43 7.48 8.91 10.76 13.28 16.45
26 5.34 6.04 7.00 8.35 10.07 12.46 15.52
27 5.03 5.68 6.55 7.78 9.40 11.64 14.54
28 4.72 5.33 6.11 7.27 8.75 10.83 13.56
29 4.42 4.97 5.71 6.75 8.12 10.04 12.64




30 4.16 4.65 5.34 6.27 7.55 9.32 11.75 14.92
31 3.90 4.35 4.97 5.81 7.02 8.62 10.85 13.90
32 3.65 4.05 4.63 5.38 6.50 7.97 10.04 12.88
33 3.41 3.78 4.29 5.00 6.00 7.32 9.27 11.86
34 3.18 3.52 3.99 4.61 5.53 6.72 8.51 10.87



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 20


35 2.96 3.28 3.68 4.26 5.08 6.19 7.80 9.98 13.05
36 2.76 3.03 3.41 3.93 4.66 5.68 7.12 9.13 11.99
37 2.58 2.81 3.17 3.63 4.28 5.21 6.50 8.32 10.97
38 2.38 2.61 2.93 3.34 3.91 4.76 5.91 7.59 9.95
39 2.22 2.41 2.69 3.07 3.58 4.33 5.38 6.91 9.07




40 2.05 2.23 2.47 2.81 3.28 3.93 4.88 6.24 8.20 11.04
41 1.89 2.05 2.28 2.57 2.99 3.56 4.43 5.65 7.40 9.97
42 1.74 1.89 2.09 2.34 2.71 3.22 3.99 5.08 6.64 8.95
43 1.60 1.72 1.90 2.14 2.45 2.90 3.58 4.55 5.94 8.02
44 1.47 1.57 1.73 1.93 2.22 2.62 3.20 4.05 5.30 7.15




45 1.33 1.44 1.57 1.75 2.00 2.35 2.85 3.60 4.71 6.34 8.87
46 1.22 1.31 1.42 1.58 1.79 2.10 2.54 3.19 4.17 5.62 7.85
47 1.09 1.18 1.27 1.41 1.60 1.87 2.24 2.82 3.67 4.94 6.88
48 .98 1.05 1.14 1.26 1.42 1.65 1.98 2.47 3.21 4.31 6.02
49 .88 .93 1.01 1.11 1.25 1.46 1.73 2.15 2.78 3.73 5.24




50 .77 .83 .89 .98 1.10 1.27 1.50 1.86 2.40 3.21 4.51 6.53
51 .72 .78 .85 .95 1.09 1.29 1.59 2.04 2.73 3.85 5.66
52 .62 .67 .73 .81 .93 1.09 1.34 1.72 2.30 3.23 4.81
53 .52 .56 .61 .68 .77 .91 1.11 1.42 1.89 2.67 3.98
54 .43 .46 .50 .55 .63 .74 .90 1.14 1.52 2.13 3.18


55 .34 .36 .39 .43 .49 .58 .70 .88 1.18 1.65 2.47 3.92
56 .27 .29 .32 .36 .42 .51 .64 .85 1.19 1.77 2.80
57 .18 .19 .21 .24 .28 .33 .41 .55 .76 1.13 1.79
58 .09 .10 .10 .12 .14 .16 .20 .26 .37 .54 .85





TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is

aged 60 next birthday, after 35 years contributions.

The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75


25 5.73 6.51 7.58 9.02 10.89 13.45 16.66
26 5.41 6.12 7.10 8.47 10.21 12.63 15.74
27 5.10 5.76 6.65 7.90 9.54 11.81 14.76
28 4.79 5.41 6.21 7.38 8.88 11.00 13.77
29 4.49 5.06 5.81 6.87 8.25 10.21 12.86




30 4.23 4.73 5.43 6.38 7.69 9.48 11.95 15.18
31 3.97 4.43 5.06 5.92 7.15 8.78 11.05 14.16
32 3.72 4.13 4.72 5.49 6.63 8.12 10.24 13.13
33 3.48 3.85 4.38 5.10 6.13 7.47 9.46 12.10
34 3.25 3.60 4.07 4.72 5.65 6.87 8.69 11.11




35 3.03 3.35 3.77 4.36 5.20 6.34 7.99 10.22 13.36
36 2.83 3.11 3.50 4.03 4.78 5.83 7.29 9.36 12.29
37 2.64 2.89 3.25 3.72 4.39 5.35 6.67 8.54 11.26



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 21

38 2.45 2.68 3.01 3.44 4.03 4.90 6.08 7.80 10.24
39 2.29 2.49 2.77 3.16 3.69 4.46 5.54 7.12 9.35




40 2.21 2.31 2.55 2.90 3.38 4.06 5.04 6.45 8.47 11.41
41 1.96 2.12 2.36 2.67 3.09 3.69 4.59 5.85 7.66 10.33
42 1.81 1.96 2.17 2.44 2.82 3.35 4.14 5.28 6.90 9.29
43 1.67 1.79 1.98 2.22 2.56 3.02 3.72 4.74 6.18 8.36
44 1.54 1.64 1.81 2.02 2.33 2.74 3.35 4.24 5.58 7.48




45 1.40 1.51 1.64 1.83 2.10 2.47 3.00 3.78 4.94 6.65 9.31
46 1.28 1.38 1.49 1.66 1.89 2.22 2.68 3.36 4.40 5.93 8.28
47 1.16 1.25 1.35 1.50 1.70 1.98 2.38 2.99 3.89 5.25 7.31
48 1.05 1.13 1.22 1.34 1.52 1.77 2.11 2.64 3.43 4.60 6.43
49 .94 1.01 1.08 1.20 1.35 1.57 1.86 2.32 2.99 4.02 5.64




50 .84 .90 .97 1.06 1.19 1.38 1.64 2.02 2.61 3.49 4.91 7.10
51 .79 .85 .93 1.04 1.20 1.42 1.75 2.25 3.00 4.23 6.22
52 .69 .75 .81 .91 1.03 1.22 1.50 1.92 2.57 3.62 5.38
53 .60 .64 .70 .77 .88 1.04 1.27 1.62 2.16 3.04 4.54
54 .51 .54 .59 .65 .74 .87 1.05 1.34 1.78 2.50 3.73


55 .42 .44 .48 .53 .60 .70 .85 1.08 1.43 2.01 3.01 4.78
56 .35 .38 .42 .47 .55 .66 .83 1.10 1.55 2.30 3.64
57 .26 .28 .31 .35 .40 .48 .61 .80 1.12 1.65 2.61
58 .17 .18 .20 .23 .26 .31 .39 .51 .71 1.05 1.65
59 .09 .09 .10 .11 .13 .15 .19 .25 .34 .50 .78




TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is
aged 61 next birthday, after 35 years contributions.


The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75 80


26 5.48 6.20 7.20 8.58 10.35 12.80 15.95
27 5.17 5.84 6.74 8.01 9.68 11.98 14.96
28 4.86 5.49 6.30 7.48 9.01 11.16 13.97
29 4.56 5.14 5.90 6.97 8.38 10.36 13.05




30 4.30 4.81 5.52 6.48 7.81 9.63 12.15 15.42
31 4.04 4.50 5.15 6.02 7.27 8.94 11.24 14.40
32 3.78 4.20 4.80 5.59 6.75 8.27 10.42 13.37
33 3.55 3.93 4.46 5.20 6.24 7.61 9.64 12.33
34 3.32 3.67 4.16 4.81 5.77 7.01 8.87 11.34




35 3.10 3.43 3.85 4.46 5.31 6.47 8.16 10.44 13.65
36 2.89 3.18 3.58 4.12 4.89 5.96 7.46 9.57 12.58
37 2.71 2.96 3.33 3.81 4.50 5.48 6.84 8.75 11.54
38 2.51 2.76 3.09 3.53 4.13 5.03 6.24 8.01 10.51
39 2.35 2.56 2.85 3.25 3.79 4.59 5.70 7.32 9.61




40 2.18 2.38 2.63 2.99 3.49 4.18 5.19 6.65 8.72 11.75
41 2.02 2.19 2.44 2.75 3.19 3.81 4.73 6.04 7.91 10.66
42 1.87 2.03 2.24 2.52 2.92 3.46 4.29 5.47 7.14 9.62



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 22

43 1.74 1.86 2.05 2.31 2.65 3.14 3.87 4.93 6.42 8.68
44 1.60 1.71 1.88 2.10 2.42 2.85 3.49 4.42 5.77 7.79




45 1.46 1.58 1.72 1.92 2.20 2.58 3.13 3.95 5.17 6.96 9.74
46 1.35 1.45 1.57 1.75 1.98 2.33 2.82 3.53 4.62 6.22 8.69
47 1.22 1.32 1.42 1.58 1.79 2.09 2.51 3.15 4.10 5.53 7.75
48 1.12 1.20 1.29 1.42 1.61 1.87 2.24 2.80 3.64 4.88 6.82
49 1.01 1.08 1.16 1.28 1.44 1.67 1.99 2.48 3.20 4.29 6.03


50 .91 .97 1.05 1.14 1.28 1.48 1.76 2.17 2.80 3.75 5.28 7.64
51 .86 .93 1.02 1.14 1.31 1.55 1.90 2.44 3.26 4.60 6.77
52 .76 .82 .89 1.00 1.14 1.34 1.65 2.11 2.82 3.98 5.91
53 .67 .72 .78 .86 .98 1.16 1.42 1.81 2.41 3.40 5.07
54 .58 .61 .67 .74 .84 .99 1.20 1.53 2.03 2.85 4.26




55 .49 .52 .56 .62 .70 .82 1.00 1.26 1.68 2.36 3.53 5.61
56 .43 .46 .51 .58 .67 .81 1.02 1.35 1.89 2.81 4.44
57 .34 .37 .40 .45 .52 .63 .79 1.04 1.45 2.15 3.39
58 .25 .27 .30 .33 .39 .46 .57 .75 1.05 1.54 2.43
59 .17 .18 .20 .22 .25 .30 .37 .48 .67 .98 1.53


60 .08 .09 .10 .11 .12 .15 .18 .23 .32 .47 .72 1.21




TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is
aged 62 next birthday, after 35 years contributions.


The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75 80


27 5.24 5.92 6.83 8.11 9.80 12.12 15.15
28 4.93 5.56 6.38 7.58 9.13 11.31 14.15
29 4.62 5.21 5.98 7.07 8.50 10.51 13.24




30 4.36 4.88 5.60 6.58 7.93 9.78 12.33 15.65
31 4.10 4.57 5.23 6.12 7.39 9.08 11.42 14.63
32 3.85 4.28 4.88 5.68 6.86 8.41 10.60 13.60
33 3.61 4.00 4.54 5.29 6.36 7.75 9.81 12.55
34 3.38 3.74 4.24 4.90 5.88 7.14 9.04 11.55




35 3.16 3.49 3.93 4.55 5.42 6.60 8.33 10.65 13.93
36 2.95 3.25 3.66 4.21 4.99 6.09 7.62 9.78 12.84
37 2.77 3.02 3.41 3.90 4.60 5.60 6.99 8.95 11.80
38 2.57 2.82 3.16 3.61 4.23 5.15 6.39 8.20 10.76
39 2.41 2.62 2.93 3.33 3.89 4.70 5.85 7.51 9.86




40 2.24 2.44 2.71 3.07 3.58 4.30 5.34 6.83 8.97 12.08
41 2.08 2.25 2.51 2.83 3.29 3.93 4.87 6.22 8.15 10.98
42 1.93 2.10 2.32 2.60 3.01 3.58 4.43 5.64 7.37 9.93
43 1.80 1.93 2.13 2.39 2.75 3.25 4.00 5.10 6.64 8.98
44 1.66 1.78 1.95 2.18 2.51 2.96 3.62 4.58 5.99 8.08




45 1.52 1.64 1.79 2.00 2.29 2.69 3.26 4.11 5.38 7.24 10.14
46 1.41 1.51 1.64 1.83 2.07 2.43 2.94 3.69 4.83 6.50 9.08
47 1.28 1.38 1.49 1.66 1.88 2.19 2.63 3.31 4.31 5.80 8.08



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 23

48 1.18 1.26 1.36 1.50 1.70 1.97 2.36 2.95 3.83 5.14 7.19
49 1.07 1.14 1.23 1.36 1.53 1.77 2.11 2.63 3.39 4.55 6.39




50 .97 1.03 1.12 1.22 1.37 1.58 1.88 2.32 2.99 4.01 5.64 8.16
51 .93 1.00 1.09 1.22 1.40 1.66 2.04 2.62 3.51 4.94 7.27
52 .83 .89 .97 1.08 1.24 1.46 1.79 2.29 3.06 4.31 6.42
53 .74 .79 .86 .95 1.08 1.28 1.56 1.98 2.65 3.73 5.57
54 .65 .69 .75 .83 .94 1.11 1.34 1.70 2.26 3.18 4.76




55 .56 .59 .64 .71 .80 .94 1.13 1.44 1.91 2.68 4.02 6.39
56 .50 .54 .60 .68 .79 .95 1.19 1.58 2.22 3.29 5.20
57 .41 .45 .49 .55 .64 .77 .96 1.27 1.77 2.62 4.14
58 .33 .35 .39 .43 .50 .60 .74 .98 1.36 2.00 3.15
59 .24 .26 .29 .32 .37 .44 .54 .71 .98 1.43 2.24


60 .16 .17 .19 .21 .24 .28 .35 .45 .62 .91 1.42 2.38
61 .09 .09 .10 .12 .14 .17 .22 .30 .44 .67 1.13




TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is
aged 63 next birthday, after 35 years contributions.


The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75 80


28 4.99 5.63 6.46 7.68 9.24 11.45 14.33
29 4.69 5.28 6.06 7.16 8.61 10.65 13.41




30 4.42 4.95 5.68 6.67 8.04 9.91 12.50 15.87
31 4.16 4.64 5.30 6.21 7.50 9.21 11.59 14.85
32 3.91 4.34 4.96 5.77 6.96 8.54 10.76 13.80
33 3.67 4.06 4.62 5.38 6.46 7.88 9.98 12.76
34 3.44 3.81 4.31 4.99 5.98 7.27 9.20 11.76




35 3.22 3.56 4.00 4.63 5.52 6.73 8.48 10.85 14.19
36 3.01 3.31 3.73 4.30 5.09 6.21 7.78 9.97 13.10
37 2.83 3.09 3.48 3.98 4.70 5.72 7.14 9.14 12.05
38 2.63 2.89 3.24 3.70 4.33 5.27 6.53 8.39 11.01
39 2.47 2.69 3.00 3.41 3.98 4.82 5.99 7.69 10.10




40 2.30 2.51 2.78 3.15 3.68 4.41 5.48 7.01 9.20 12.40
41 2.14 2.32 2.58 2.91 3.38 4.03 5.01 6.39 8.37 11.28
42 1.99 2.16 2.38 2.68 3.10 3.68 4.55 5.81 7.59 10.22
43 1.85 1.99 2.19 2.47 2.84 3.35 4.13 5.26 6.86 9.27
44 1.72 1.84 2.02 2.26 2.60 3.06 3.74 4.74 6.20 8.36




45 1.58 1.70 1.86 2.07 2.37 2.79 3.38 4.27 5.58 7.51 10.51
46 1.46 1.57 1.71 1.90 2.15 2.53 3.06 3.84 5.02 6.76 9.45
47 1.34 1.44 1.56 1.73 1.97 2.29 2.75 3.46 4.50 6.06 8.44
48 1.23 1.32 1.43 1.57 1.78 2.07 2.48 3.09 4.02 5.39 7.54
49 1.13 1.20 1.29 1.43 1.61 1.87 2.22 2.77 3.57 4.79 6.73




50 1.02 1.09 1.18 1.29 1.45 1.67 1.99 2.45 3.17 4.25 5.97 8.64
51 .99 1.06 1.16 1.30 1.50 1.77 2.18 2.80 3.74 5.28 7.76
52 .89 .96 1.04 1.16 1.33 1.57 1.92 2.47 3.29 4.64 6.90



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 24

53 .80 .85 .93 1.03 1.17 1.39 1.69 2.15 2.87 4.05 6.05
54 .71 .75 .82 .91 1.03 1.21 1.47 1.87 2.49 3.49 5.22




55 .62 .66 .72 .79 .90 1.05 1.27 1.60 2.13 3.00 4.48 7.13
56 .57 .62 .68 .77 .89 1.08 1.36 1.79 2.52 3.75 5.92
57 .48 .52 .57 .65 .75 .90 1.12 1.48 2.07 3.07 4.84
58 .40 .43 .47 .53 .61 .73 .90 1.19 1.65 2.43 3.84
59 .32 .34 .37 .42 .48 .57 .70 .92 1.27 1.86 2.91


60 .24 .25 .27 .31 .35 .42 .51 .66 .91 1.33 2.07 3.46
61 .17 .18 .20 .23 .27 .33 .43 .59 .86 1.32 2.21
62 .08 .09 .10 .11 .13 .16 .21 .28 .41 .63 1.05




TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is
aged 64 next birthday, after 35 years contributions.


The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75 80


29 4.75 5.34 6.13 7.25 8.72 10.78 13.58




30 4.48 5.01 5.75 6.76 8.15 10.05 12.67 16.08
31 4.22 4.71 5.38 6.30 7.60 9.34 11.75 15.06
32 3.97 4.41 5.03 5.86 7.07 8.67 10.92 14.01
33 3.73 4.13 4.69 5.46 6.56 8.00 10.13 12.96
34 3.50 3.87 4.38 5.07 6.08 7.39 9.35 11.94




35 3.27 3.62 4.07 4.71 5.61 6.84 8.63 11.03 14.43
36 3.07 3.37 3.80 4.37 5.19 6.32 7.92 10.15 13.34
37 2.88 3.15 3.55 4.06 4.79 5.84 7.28 9.32 12.29
38 2.69 2.95 3.30 3.77 4.42 5.38 6.67 8.56 11.24
39 2.52 2.75 3.06 3.49 4.07 4.92 6.12 7.86 10.32




40 2.35 2.57 2.84 3.23 3.76 4.52 5.61 7.17 9.42 12.69
41 2.19 2.37 2.64 2.99 3.46 4.14 5.14 6.55 8.58 11.57
42 2.04 2.22 2.45 2.75 3.19 3.78 4.68 5.97 7.79 10.50
43 1.91 2.05 2.26 2.54 2.92 3.45 4.25 5.42 7.06 9.54
44 1.77 1.90 2.09 2.33 2.68 3.15 3.86 4.89 6.39 8.62




45 1.63 1.76 1.92 2.14 2.45 2.88 3.50 4.41 5.77 7.76 10.87
46 1.52 1.63 1.77 1.97 2.23 2.62 3.18 3.98 5.21 7.02 9.80
47 1.40 1.50 1.62 1.80 2.05 2.38 2.86 3.60 4.68 6.30 8.78
48 1.29 1.38 1.49 1.64 1.86 2.16 2.59 3.23 4.19 5.63 7.87
49 1.18 1.26 1.36 1.50 1.68 1.96 2.33 2.90 3.74 5.02 7.06




50 1.08 1.15 1.24 1.36 1.52 1.76 2.09 2.58 3.34 4.47 6.28 9.09
51 1.05 1.13 1.23 1.38 1.59 1.88 2.31 2.97 3.96 5.59 8.22
52 .95 1.02 1.11 1.24 1.42 1.67 2.05 2.63 3.51 4.94 7.35
53 .86 .92 1.00 1.11 1.26 1.49 1.82 2.32 3.09 4.36 6.50
54 .77 .82 .89 .98 1.12 1.32 1.59 2.03 2.70 3.79 5.66




55 .68 .73 .79 .87 .98 1.15 1.39 1.76 2.34 3.29 4.91 7.82
56 .64 .69 .76 .86 1.00 1.20 1.51 2.00 2.81 4.18 6.60
57 .55 .59 .65 .74 .85 1.02 1.28 1.68 2.36 3.49 5.51



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 25

58 .46 .50 .55 .62 .71 .85 1.06 1.39 1.94 2.85 4.49
59 .39 .41 .45 .50 .58 .69 .86 1.12 1.54 2.26 3.54


60 .31 .33 .36 .40 .46 .54 .67 .86 1.18 1.73 2.69 4.50
61 .24 .27 .29 .34 .40 .48 .63 .85 1.25 1.92 3.22
62 .16 .18 .19 .22 .26 .32 .40 .55 .80 1.23 2.05
63 .08 .09 .10 .11 .13 .15 .20 .26 .39 .59 .98




TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease when he is
aged 65 next birthday, after 35 years contributions.


The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75 80


30 4.54 5.07 5.82 6.84 8.25 10.17 12.82 16.28
31 4.28 4.77 5.45 6.38 7.70 9.46 11.90 15.25
32 4.02 4.47 5.10 5.94 7.16 8.78 11.07 14.20
33 3.78 4.19 4.75 5.54 6.65 8.12 10.27 13.14
34


3.55 3.93 4.45 5.15 6.17 7.50 9.49 12.13

35 3.33 3.68 4.14 4.79 5.70 6.95 8.76 11.21 14.66
36 3.12 3.43 3.86 4.45 5.28 6.43 8.05 10.33 13.57
37 2.94 3.21 3.61 4.14 4.88 5.94 7.41 9.49 12.51
38 2.74 3.00 3.37 3.84 4.50 5.48 6.80 8.73 11.45
39


2.58 2.80 3.12 3.56 4.15 5.02 6.25 8.02 10.53

40 2.40 2.62 2.90 3.30 3.85 4.62 5.73 7.33 9.62 12.97
41 2.25 2.43 2.70 3.06 3.54 4.23 5.26 6.71 8.79 11.84
42 2.09 2.27 2.51 2.82 3.26 3.87 4.79 6.11 7.98 10.76
43 1.96 2.10 2.32 2.61 3.00 3.54 4.36 5.56 7.24 9.79
44


1.82 1.95 2.15 2.40 2.76 3.25 3.97 5.03 6.57 8.87

45 1.68 1.82 1.98 2.21 2.53 2.97 3.61 4.55 5.95 8.01 11.21
46 1.57 1.69 1.83 2.04 2.31 2.71 3.28 4.11 5.38 7.25 10.13
47 1.45 1.56 1.68 1.87 2.12 2.47 2.97 3.73 4.85 6.53 9.10
48 1.34 1.43 1.55 1.71 1.94 2.25 2.69 3.36 4.36 5.86 8.19
49


1.23 1.31 1.41 1.56 1.76 2.04 2.43 3.02 3.90 5.24 7.36

50 1.13 1.21 1.30 1.42 1.60 1.85 2.19 2.70 3.50 4.68 6.58 9.52
51 1.10 1.18 1.30 1.45 1.67 1.98 2.43 3.12 4.17 5.88 8.65
52 1.00 1.08 1.18 1.31 1.50 1.77 2.17 2.78 3.72 5.23 7.78
53 .91 .98 1.07 1.18 1.34 1.59 1.94 2.47 3.29 4.64 6.92
54


.83 .88 .95 1.06 1.20 1.41 1.71 2.18 2.89 4.07 6.08

55 .74 .79 .85 .94 1.06 1.25 1.51 1.91 2.54 3.56 5.33 8.47
56 .70 .75 .83 .94 1.09 1.32 1.66 2.19 3.08 4.58 7.24
57 .61 .66 .73 .82 .94 1.13 1.42 1.88 2.62 3.88 6.13
58 .53 .57 .63 .70 .81 .97 1.20 1.58 2.20 3.23 5.10
59 .45 .48 .53 .59 .68 .81 1.00 1.30 1.80 2.64 4.13


60 .37 .40 .43 .49 .56 .66 .81 1.05 1.44 2.11 3.27 5.48
61 .32 .34 .38 .44 .51 .63 .81 1.11 1.62 2.49 4.18
62 .23 .26 .28 .32 .38 .46 .59 .79 1.16 1.78 2.99



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 26

63 .16 .17 .19 .21 .25 .30 .38 .52 .75 1.15 1.91
64 .08 .08 .09 .10 .12 .15 .19 .25 .36 .55 .91




TABLE B-Contd.


This section of Table B is applicable only in the case of an officer whose contributions will cease on his 65th
birthday, before completion of 35 years' contributions.


The Yearly Pension, payable by monthly instalments, which a YEARLY CONTRIBUTION of 1, payable also

by monthly instalments, will secure.


AGE OF
HUSBAND

NEXT
BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75 80


31 4.30 4.80 5.48 6.41 7.75 9.52 11.97 15.34
32 4.05 4.50 5.13 5.97 7.21 8.84 11.14 14.29
33 3.81 4.21 4.78 5.58 6.70 8.17 10.34 13.23
34


3.58 3.96 4.48 5.19 6.22 7.55 9.56 12.22

35 3.35 3.71 4.17 4.82 5.74 7.00 8.83 11.29 14.77
36 3.15 3.46 3.89 4.48 5.32 6.48 8.12 10.41 13.68
37 2.96 3.23 3.64 4.17 4.92 5.99 7.47 9.57 12.61
38 2.76 3.03 3.39 3.88 4.54 5.52 6.86 8.80 11.55
39


2.60 2.83 3.15 3.59 4.20 5.07 6.31 8.10 10.63

40 2.43 2.65 2.93 3.33 3.88 4.66 5.79 7.40 9.72 13.09
41 2.27 2.45 2.73 3.09 3.58 4.28 5.31 6.78 8.88 11.97
42 2.12 2.30 2.54 2.85 3.30 3.92 4.85 6.18 8.08 10.88
43 1.98 2.13 2.35 2.64 3.03 3.59 4.42 5.63 7.33 9.91
44


1.85 1.98 2.17 2.43 2.80 3.29 4.02 5.10 6.66 8.99

45 1.71 1.84 2.01 2.24 2.57 3.02 3.66 4.61 6.03 8.12 11.37
46 1.59 1.71 1.86 2.07 2.34 2.75 3.33 4.17 5.46 7.36 10.28
47 1.47 1.58 1.71 1.90 2.15 2.51 3.02 3.79 4.93 6.64 9.25
48 1.36 1.46 1.58 1.74 1.97 2.29 2.74 3.42 4.44 5.96 8.33
49


1.26 1.34 1.44 1.59 1.79 2.08 2.48 3.08 3.98 5.34 7.51

50 1.15 1.23 1.33 1.45 1.63 1.89 2.24 2.76 3.57 4.78 6.73 9.73
51 1.13 1.21 1.33 1.49 1.71 2.02 2.49 3.19 4.27 6.02 8.85
52 1.03 1.11 1.21 1.35 1.54 1.82 2.23 2.85 3.81 5.37 7.98
53 .94 1.01 1.10 1.21 1.38 1.64 1.99 2.54 3.38 4.78 7.13
54


.85 .91 .98 1.09 1.24 1.46 1.77 2.25 2.99 4.20 6.28

55 .77 .82 .88 .97 1.10 1.29 1.56 1.98 2.63 3.69 5.52 8.78
56 .73 .78 .87 .98 1.14 1.37 1.73 2.28 3.21 4.77 7.54
57 .64 .69 .76 .86 .99 1.19 1.49 1.97 2.75 4.07 6.43
58 .56 .60 .66 .74 .85 1.02 1.27 1.67 2.32 3.42 5.39
59 .48 .52 .56 .63 .72 .86 1.07 1.39 1.92 2.82 4.42


60 .40 .43 .47 .53 .60 .71 .88 1.13 1.55 2.28 3.54 5.92
61 .35 .38 .42 .48 .57 .69 .90 1.22 1.79 2.76 4.62
62 .27 .29 .33 .37 .43 .53 .67 .91 1.33 2.05 3.43
63 .19 .21 .23 .26 .30 .37 .47 .63 .92 1.42 2.34
64


.12 .12 .14 .15 .18 .22 .28 .37 .53 .82 1.35

65 .04 .04 .04 .05 .06 .07 .09 .12 .17 .26 .42




Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 27


TABLE C


The SINGLE PAYMENT which will secure a YEARLY PENSION of 1, payable by monthly instalments.


AGE OF

HUSBAND
NEXT

BIRTHDAY

AGE OF WIFE NEXT BIRTHDAY
15 20 25 30 35 40 45 50 55 60 65 70 75 80


18 2.49 2.15 1.85 1.54 1.30
19 2.60 2.25 1.93 1.61 1.35


20 2.72 2.36 2.02 1.69 1.41 1.16
21 2.84 2.47 2.11 1.77 1.47 1.21
22 2.97 2.59 2.21 1.86 1.54 1.26
23 3.11 2.72 2.32 1.95 1.62 1.32
24 3.25 2.85 2.44 2.05 1.70 1.38


25 3.40 2.99 2.57 2.16 1.79 1.45 1.17
26 3.55 3.13 2.70 2.27 1.88 1.52 1.22
27 3.71 3.28 2.84 2.39 1.98 1.60 1.28
28 3.88 3.44 2.99 2.52 2.09 1.69 1.35
29 4.06 3.61 3.14 2.66 2.21 1.79 1.42


30 4.24 3.79 3.30 2.81 2.33 1.89 1.50 1.18
31 4.43 3.97 3.47 2.97 2.46 2.00 1.59 1.24
32 4.63 4.16 3.65 3.13 2.60 2.12 1.68 1.31
33 4.84 4.36 3.84 3.30 2.75 2.25 1.78 1.39
34 5.06 4.57 4.04 3.48 2.91 2.39 1.89 1.48


35 5.29 4.79 4.25 3.67 3.09 2.53 2.01 1.57 1.20
36 5.52 5.02 4.46 3.87 3.27 2.68 2.14 1.67 1.27
37 5.76 5.25 4.68 4.08 3.46 2.84 2.28 1.78 1.35
38 6.01 5.49 4.91 4.30 3.66 3.01 2.43 1.89 1.44
39 6.26 5.74 5.15 4.53 3.87 3.20 2.58 2.01 1.53


40 6.52 6.00 5.40 4.76 4.08 3.40 2.74 2.14 1.63 1.21
41 6.79 6.27 5.66 5.00 4.31 3.61 2.91 2.28 1.74 1.29
42 7.07 6.55 5.93 5.25 4.55 3.83 3.10 2.43 1.86 1.38
43 7.36 6.83 6.21 5.52 4.80 4.06 3.30 2.59 1.99 1.47
44 7.66 7.12 6.50 5.80 5.06 4.29 3.51 2.77 2.12 1.57


45 7.97 7.42 6.80 6.09 5.33 4.53 3.73 2.96 2.26 1.68 1.20
46 8.28 7.72 7.10 6.38 5.61 4.79 3.96 3.15 2.41 1.79 1.28
47 8.60 8.03 7.41 6.68 5.89 5.05 4.20 3.35 2.57 1.91 1.37
48 8.92 8.35 7.72 6.99 6.18 5.32 4.44 3.56 2.74 2.04 1.46
49 9.24 8.68 8.04 7.30 6.48 5.60 4.69 3.78 2.92 2.18 1.55


50 9.57 9.01 8.36 7.62 6.79 5.89 4.95 4.01 3.11 2.32 1.65 1.14
51 9.34 8.68 7.94 7.10 6.18 5.21 4.24 3.30 2.47 1.75 1.19
52 9.67 9.01 8.26 7.41 6.48 5.48 4.48 3.50 2.62 1.86 1.25
53 10.00 9.34 8.58 7.73 6.78 5.76 4.72 3.70 2.78 1.97 1.32
54 10.34 9.67 8.91 8.05 7.08 6.04 4.97 3.91 2.94 2.09 1.40


55 10.68 10.01 9.24 8.37 7.39 6.33 5.23 4.13 3.11 2.21 1.48 .93
56 10.35 9.57 8.70 7.70 6.63 5.50 4.36 3.30 2.35 1.58 1.00
57 10.70 9.91 9.04 8.02 6.94 5.78 4.61 3.50 2.50 1.69 1.07
58 11.05 10.26 9.38 8.35 7.25 6.07 4.87 3.71 2.67 1.81 1.15
59 11.41 10.62 9.73 8.69 7.57 6.37 5.14 3.94 2.85 1.94 1.24





Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 28

60 11.78 10.99 10.08 9.04 7.90 6.68 5.42 4.18 3.05 2.08 1.34 .80
61 11.35 10.44 9.39 8.23 7.00 5.71 4.43 3.25 2.22 1.44 .86
62 11.71 10.79 9.74 8.57 7.32 6.00 4.69 3.46 2.37 1.54 .92
63 12.06 11.13 10.08 8.90 7.63 6.28 4.94 3.66 2.52 1.64 .99
64 12.40 11.47 10.41 9.22 7.93 6.56 5.18 3.83 2.68 1.75 1.06


65


12.73 11.80 10.73 9.53 8.22 6.83 5.41 4.05 2.84 1.86 1.13




PART II


INSTRUCTIONS FOR THE USE OF PENSION TABLES


The calculation of the amount of the pension that will or may become payable at the death of a contributor
should not be delayed until such death has actually occurred; but records should be kept in which full particulars in
respect of each contributor should be entered, and in these records should be recorded against every married or
widower contributor the amount of the pension which would become payable should he die immediately, leaving a
widow or orphans entitled to such pension. The amount of the pension per annum so entered in the records against a
contributor (which in these Instructions is referred to as his "registered pension") should be calculated, and re-
calculated as often as may be necessary, in accordance with these Instructions.

Note 1.-The pension, if any, (including all variations consequent upon the rise or fall in the amount of any contribution

or upon re-marriage) in respect of every officer who has ceased to contribute and whose last contributions fell
due on or before the 30th day of June 1959 shall be calculated or continue to be calculated on and in
accordance with the pension tables and rules for calculating pensions in force on the 30th day of June 1959.


Note 2.-The pension, if any, (including variations consequent upon the rise or fall in the amount of any contribution

which fell due on or before the 30th day of June 1959, but not which falls due on or after the 1st day of July
1959, and including variations consequent upon re-marriage on or before the 30th day of June 1959, but not
upon re-marriage on or after the 1st day of July 1959) in respect of every officer (other than an officer who
was a bachelor on the 30th day of June 1959) who commenced to contribute before, and was still a contributor
on, the 1st day of July 1959 shall be calculated in two parts in the manner indicated in the examples given in
section G of this Part, namely-

(a) the part purchased by contributions which fell due on or before the 30th day of June 1959, which shall
be ascertained by subtracting the annual pension, calculated on and in accordance with the pension
tables and rules for calculating pensions in force on the 30th day of June 1959, which would be
payable to beneficiaries of the officer in the event of the officer making no further contributions after
the 30th day of June 1959, from the annual pension, similarly calculated, which would have become
payable to beneficiaries of the officer if he had died on the 30th day of June 1959; and

(b) the part purchased by contributions falling due on or after the 1st day of July 1959, which shall be
calculated on the section of Table B in Part I of this Schedule which contains in the heading the age
next birthday of the officer at the date of completion of his period of contribution or, where completion
of the period of contribution occurs on his attaining the age of sixty-five years without his having
contributed for thirty-five successive years, on the last section of Table B in Part I of this Schedule,
such calculation being based on the annual contribution of the officer as at the 30th day of June 1959;

and if Part (b), so calculated, is not less than it would be if it were similarly calculated on the appropriate
section of Table B of the pension tables in force on the 30th day of June 1959 it shall be added to Part (a);
otherwise, Part (b) shall be similarly calculated on the appropriate section of Table B of the pension tables in
force on the 30th day of June 1959 and the amount thereof added to Part (a).


Note 3.-The pension (including variations consequent upon the rise or fall in the amount of any contribution or upon

re-marriage) in respect of the following officers shall be calculated on and in accordance with the Tables and
Instructions set forth in this Schedule, that is to say-

(a) the pension, if any, in respect of every officer who commenced to contribute on or after the 1st day of
July 1959; and



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 29

(b) the pension, if any, in respect of every officer who, being a bachelor, marries on or after the 1st day of
July 1959, in relation to contributions paid both before and after marriage and whether or not he
commenced to contribute before the 1st day of July 1959.


Note 4.-The Tables and Instructions set forth in this Schedule shall apply-

(a) to the pension, if any, in respect of every officer who commenced to contribute before, and was still a
contributor on, the 1st day of July 1959, for the purpose of calculating variations when the amount of
his contributions rises or falls on or after that date; and

(b) to the pension, if any, of every officer, being an officer who commenced to contribute before, and was
still a contributor on, the 1st day of July 1959, who on the 30th day of June 1959 was a widower, for
the purpose of calculating variations consequent upon his re-marriage on or after the 1st day of July
1959, if he re-marries on or after that date.


Note 5.-Notwithstanding Note 2, 3 or 4, where the amount of the part of a pension, if any, (including all variations

consequent upon the rise or fall in the amount of any contribution or upon re-marriage) purchased by
contributions falling due on or before 30 November 1967, when calculated on and in accordance with the
Tables and Instructions set forth in this Schedule, is less than the amount of any such part calculated on and in
accordance with the pension tables and rules for calculating pensions in force on 30 June 1959, the difference
between the two amounts shall be added to the registered pension, if any, as at 30 November 1967, calculated
on and in accordance with the Tables and Instructions set forth in this Schedule. (Added 7 of 1971 s. 2)


Note 6.-Notwithstanding Note 2, 3 or 4, where a pension calculated on and in accordance with the pension tables and

rules for calculating pensions in force on 30 June 1959 and payable before 1 December 1967 is greater than it
would be if it were calculated on and in accordance with the Tables and Instructions set forth in this Schedule,
that pension shall continue to be calculated on and in accordance with the pension tables and rules for
calculating pensions in force on 30 June 1959. (Added 7 of 1971 s. 2)


SECTION A-CONTRIBUTOR WHO COMMENCED TO CONTRIBUTE WHILE A BACHELOR OR WHILE A

WIDOWER WITHOUT ANY CHILD OF PENSIONABLE AGE

Note 1.-In this section-

"first wife" (首任妻子) , in the case of an officer who commenced to contribute while a widower without any
child of pensionable age, means the first wife married by such officer after his commencing to contribute;
and

"marriage" (婚姻、結婚) , in the case of an officer who commenced to contribute while a widower without
any child of pensionable age, means the first marriage of such officer after his commencing to contribute.


Note 2.-No registered pension is to be recorded unless and until the contributor marries.


I-FIRST WIFE'S PROSPECTIVE PENSION


The registered pension to be recorded on marriage is found by adding together the two amounts calculated in
accordance with the following rules I(a) and I(b), respectively-

(a) Pension in consideration of the contributions paid before marriage.


RULE I(a)-Increase each contribution by 50 per cent (being Government's contribution); then accumulate the
contributions (so increased) at 3 1/2 per cent, compound interest, with yearly rests at each 31st
December; and then multiply the result by the quantity found from Table A corresponding to the
respective ages next birthday of the husband and wife at the date of marriage.


The product gives the registered pension on account of the contributions paid before marriage.


(b) Pension in consideration of the annual contribution current at the date of marriage.



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 30


RULE I(b)-Increase the amount of the current annual contribution (which is obtained by multiplying by 12 the

amount of the last monthly contribution) by 50 per cent (being Government's contribution); then
turn to the section of Table B which contains in the heading the age next birthday of the husband at
the date of completion of his period of contribution, or, where completion of the period of
contribution occurs on his attaining the age of 65 years without his having contributed for 35
successive years, turn to the last section of Table B, and multiply the amount of the current annual
contribution (so increased) by the quantity found from that section corresponding to the respective
ages next birthday of the husband and wife at the date of marriage.


The product gives the registered pension on account of the annual contribution current at the

date of marriage.

EXAMPLE-

Officer born on .............................................................. 31st July 1932
Officer commenced to contribute on .............................. 1st April 1958
Officer married on ......................................................... 30th June 1962
Annual contribution, 1st April 1958 to 31st December 1960 ......... $400
Annual contribution, 1st January 1961 to date of marriage ........... $500
Date of completion of contribution period ......................... 1st April 1993
Wife born on ................................................................. 31st August 1942
Officer's age next birthday at date of marriage ................ 30
Officer's age next birthday at completion of contribution period .... 61
Wife's age next birthday at date of marriage .................... 20


Application of rule I(a)


Increase and accumulation of contributions paid before marriage-


1st April 1958 to 31st December 1958 ......................... $300 increased by 50% to
$ 450.00

Contributions during 1959 ............................................ $400 increased by 50% to
$ 600.00

One year's interest at 3 1/2% on $450 .......................... $ 15.75
$1065.75
Contributions during 1960 ............................................. $400 increased by 50% to

$ 600.00
One year's interest at 3 1/2% on $1065.75 .................... $ 37.30
$1703.05
Contributions during 1961 ............................................ $500 increased by 50% to

$ 750.00
One year's interest at 3 1/2% on $1703.05 .................... $ 59.61
$2512.66
Contribution from 1st January 1962 to 30th June 1962
(i.e. date of marriage) .................................................. $250 increased by 50% to

$ 375.00
Half-year's interest at 3 1/2% on $2512.66 ................... $ 43.97
$2931.63

=======


Quantity found from Table A-


Husband ......................... 30
.264

Wife** ........................... 20



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 31

｝
Then the registered pension in consideration of contributions paid before marriage

= $2931.63 x .264
= $773.95


Application of rule I(b)


Annual contribution current at date of marriage ....................................... $500
Current annual contribution increased by 50% ......................................... $750


Quantity found from Table B, section for officers aged 61 next birthday at completion of period of contribution-


Husband .............................. 30

｝ 4.81 Wife** ................................ 20


Then the registered pension in consideration of annual contribution current at marriage
= $750 x 4.81
= $3607.50


Total registered pension to be recorded on the contributor marrying-


By rule I(a) ............................................................ $ 773.95
By rule I(b) ........................................................... $3607.50

Total ........................................................... $4381.45
=======


(c) Variations of pension consequent on increments to, and decrements from, the current annual contribution while

the contributor is married to his first wife.


RULE I(c)-Increase the amount of the increment to, or the decrement from, the current annual contribution (which
is obtained by multiplying by 12 the amount of the last monthly contribution) by 50 per cent; then
turn to the section of Table B which contains in the heading the age next birthday of the husband at
the date of completion of his period of contribution, or, where completion of the period of
contribution occurs on his attaining the age of 65 years without his having contributed for 35
successive years, turn to the last section of Table B, and multiply the amount of the increment or
decrement (so increased) by the quantity found from that section corresponding to the respective ages
next birthday of the husband and wife at the date of the variation of the contribution.


The product gives the amount to be added to the registered pension consequent on the increment

to the current annual contribution, or, as the case may be, the amount to be deducted from the
registered pension consequent on the decrement from the current annual contribution.


The cessation of the contribution from any cause, other than by reason of the death of the

contributor, before the completion of the full period of contribution must be regarded as a decrement
from the current annual contribution equal to the amount of such current annual contribution.


EXAMPLE-


Assume particulars as in example subjoined to rules I(a) and I(b).
Annual contribution increases on 31st May 1967 from $500 to ............. $700
Annual contribution decreases on 30th April 1972 from $700 to ........... $600
Annual contribution ceases on 31st March 1977.



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 32

31st May 1967, increment to current annual contribution ..................... $200
Increase of the increment (50%) ....................................................... $300
Quantity found from Table B, section for officers aged 61 next birthday at completion of period of

contribution-


Husband ............................ 35

｝ 3.85 Wife** .............................. 25
Then amount to be added to the registered pension = $300 x 3.85

= $1155.00
Registered pension at marriage (see example subjoined to rules I(a) and I(b) ........ $4381.45

Add ................................................................................................. $1155.00
Registered pension at 31st May 1967 ........................................................... $5536.45


30th April 1972, decrement from current annual contribution ............ $100
Increase of the decrement (50%) ................................................... $150
Quantity found from Table B, section for officers aged 61 next birthday at completion of period of

contribution-
Husband ........................ 40

｝ 2.99 Wife** .......................... 30
Then amount to be deducted from the registered pension = $150 x 2.99

= $448.50
Registered pension at 31st May 1967 ................................................ $5536.45

Deduct ........................................................................... $ 448.50


Registered pension at 30th April 1972 ................................................ $5087.95
======

31st March 1977, cessation of contribution regarded as decrement from current annual
contribution ......................................................................................................$600

Increase of the decrement (50%) ..........................................................$900
Quantity found from Table B, section for officers aged 61 next birthday at completion of period of

contribution-
Husband .............................. 45

｝ 2.20 Wife** ................................ 35
Then amount to be deduced from the registered pension = $900 x 2.20

= $1980.00
Registered pension at 30th April 1972 ................................................... $5087.95

Deduct ............................................................................. $1980.00
Registered pension at 31st March 1977 ................................................ $3107.95

=======


II-SECOND, AND SUBSEQUENT, WIFE'S PROSPECTIVE PENSION


(a) Variations of pension consequent upon increments to, and decrements from, the current annual contribution
while the contributor is a widower.


RULE II(a)-Assume that the contributor is married to a wife of the age that his last preceding wife would have

been had she survived to the date of the variation of the contribution, and proceed in accordance
with rule I(c).


EXAMPLE-



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 33


If the particulars be as in the example subjoined to rule I(c), except that the first wife, who was born on

31st August 1942, dies on 30th November 1962, it would be assumed that the contributor was at the date of each
of the three variations of the contribution married to a wife who was born on 31st August 1942. The calculations
will then be identical with those given in the example subjoined to rule I(c).


(b) Variations of pension consequent on the re-marriage of the contributor.


Note-No variation of the registered pension is to be recorded if the second or subsequent wife was at the date of
the re-marriage of the same age next birthday as the last preceding wife would have been had she survived
to that date.


RULE II(b)-If the second, or subsequent, wife was at the date of the re-marriage of a lesser or greater age next

birthday than the last preceding wife would have been had she survived to that date, multiply the
amount of the registered pension by the quantity found from Table C corresponding to the age next
birthday of the husband at the date of re-marriage, and the age next birthday which the last
preceding wife would have attained had she survived to that date; then multiply the product so
obtained by the quantity found from Table A corresponding to the respective ages next birthday of
the husband and of the second, or subsequent, wife at the date of the re-marriage.

The result gives the registered pension to be recorded on the re-marriage of the contributor.


EXAMPLE-


Assume particulars as in the example subjoined to rules I(a) and I(b).
First wife dies on ......................................................... 30th November 1962
Contributor re-marries on ............................................. 31st January 1967
Contributor's age next birthday at date of the re-marriage ...... 35
Second wife born on .................................................... 30th June 1947
Second wife's age next birthday at date of the re-marriage ..... 20
Age next birthday which the first wife would have attained had she survived to date

of the re-marriage ..........................

25


31st January 1967 (i.e. date of re-marriage)-The second wife being of a less age next birthday at the date of

the re-marriage than the first wife would have been had she survived, the registered pension of $4381.45
(see example subjoined to rules I(a) and I(b)) is to be re-calculated as follows-


Quantity found from Table C-

Husband ......................... 35

｝

4.25

First wife** .................... 25


Quantity found from Table A-

Husband ........................ 35

｝ .209 Second wife** ............... 20
Registered pension at 31st January 1967 = $4381.45 x 4.25 x .209

= $3891.82

(c) Variations of pension consequent on increments to, and decrements from, the current annual contribution while

the contributor is married to his second, or subsequent, wife.


RULE II(c)-Proceed as in rule I(c)

SECTION B-CONTRIBUTOR WHO COMMENCED TO CONTRIBUTE WHILE MARRIED



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 34


Note-In every case of an officer who commenced to contribute while married, the wife at the date of commencement

of the contribution is to be considered as the officer's first wife, and no particulars are to be recorded respecting
any former wife to whom he may have been married unless there is issue of such former wife of a pensionable
age, in which case the matter is regulated by sections 21, 22, 24, 25 and 28 of the Ordinance (see Section D-
Pensions to orphan children).


III-FIRST WIFE'S PROSPECTIVE PENSION


(a) Pension in consideration of the annual contribution current at the date of commencement of the contribution.


RULE III(a)-Increase the amount of the current annual contribution (which is obtained by multiplying by 12 the
amount of the last monthly contribution) by 50 per cent (being Government's contribution); then
turn to the section of Table B which contains in the heading the age next birthday of the husband at
the date of completion of his period of contribution, or where completion of the period of
contribution occurs on his attaining the age of 65 years without his having contributed for 35
successive years, turn to the last section of Table B, and multiply the amount of the current annual
contribution (so increased) by the quantity found from that section corresponding to the respective
ages next birthday of the husband and wife at the date of commencement of the contribution.

The product gives the registered pension on account of the annual contribution current at the
date of commencement of the contribution.


EXAMPLE-
Officer born on .............................................................................. 31st August 1919
Officer married on .......................................................................... 30th June 1948
Officer commenced to contribute on ................................................ 31st July 1959
Annual contribution current on 31st July 1959 .................................. $400
Date of completion of contribution period ........................................ 31st August 1984
Wife born on ................................................................................. 31st October 1929
Officer's age next birthday on 31st July 1959 ................................... 40
Officer's age next birthday at completion of contribution period ......... 65
Wife's age next birthday on 31st July 1959 ...................................... 30

31st July 1959, current annual contribution ............................................................................ $400
Current annual contribution increased by 50% to ................................................................... $600
Quantity found from Table B, section for officers who cease to contribute on attaining the age of 65 years

without having contributed for 35 successive years (i.e. the last section)-
Husband ...................... 40

｝ 3.33 Wife** ........................ 30
Registered pension in consideration of annual contribution current at commencement of contribution

= $600 x 3.33
= $1998.00


(b) Variations of pension consequent on increments to, and decrements from, the current annual contribution while

the contributor is married to his first wife.


RULE III(b)-Proceed as in rule I(c)


IV-SECOND, AND SUBSEQUENT, WIFE'S PROSPECTIVE PENSION

(a) Variations of pension consequent on increments to, and decrements from, the current annual contribution while

the contributor is a widower.
RULE IV(a)-Proceed as in rule II(a).




Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 35

(b) Variations of pension consequent on the re-marriage of the contributor.
RULE IV(b)-Proceed as in rule II(b).


(c) Variations of pension consequent on increments to, and decrements from, the current annual contribution while

the contributor is married to his second, or subsequent, wife.
RULE IV(c)-Proceed as in rule I(c).


SECTION C-CONTRIBUTOR WHO COMMENCED TO CONTRIBUTE WHILE A WIDOWER WITH A CHILD
OR CHILDREN OF PENSIONABLE AGE.


V-SECOND, AND SUBSEQUENT, WIFE'S PROSPECTIVE PENSION


RULE V- For the purpose of calculating the registered pension assume that the deceased wife survived to the date

of commencement of the contribution and died immediately afterwards; then proceed in accordance
with the rules applicable to the case of officers who commenced to contribute while married (see
Section B).


SECTION D- PENSION TO ORPHAN CHILDREN

Pensions to orphan children are regulated by sections 21, 22, 24, 25 and 28 of the Ordinance.


SECTION E- CONTRIBUTOR TRANSFERRED TO THE SERVICE OF ANOTHER COLONY
Throughout these Instructions and the examples given the calculations depend, not on the official income of

the contributor, but on the amount of his contribution so that the transfer of an officer to another service does not
affect his registered pension unless the amount of his current annual contribution is varied, in which case the
proper adjustment is to be made in accordance with the preceding rules.


SECTION F- CALCULATION OF QUANTITIES (OR TABULAR RESULTS) FOR AGES NOT GIVEN IN THE

TABLES

TABLE A-This Table gives every age of the husband from 18 to 65; and every fifth age of the wife from 15 to 80.

Ages of husbands and wives younger than the youngest or older than the oldest ages quoted in the Table
are to be dealt with as if identical with the youngest and oldest ages respectively as shown in the Table.

For the intermediate ages of wives, interpolate by exact fifths but where to do so would give a figure
of more than three decimal points, that figure shall be taken to its nearest thousandth part of a unit.


EXAMPLE-

To find the quantity corresponding to the ages of a husband and wife aged, respectively, 25 and 19 next
birthday-

The quantity for ages 25 and 15 next birthday given in the Table is ......................... .294
The quantity for ages 25 and 20 next birthday given in the Table is ......................... .334

So that the addition of 5 years to the age of the wife results in an addition of .04 to the quantity given in the

Table for ages 25 and 15 next birthday.


An addition of 4 years to the age of the wife accordingly results by proportion in an addition of four-fifths
of .04 to the quantity given in the Table for the ages 25 and 15 next birthday.


Four-fifths of .04 = .032, which when added to .294 gives .326 which is the required quantity corresponding

to ages 25 and 19 next birthday.

TABLE B-This Table is divided into twelve sections. The first eleven sections are respectively applicable to officers

who will be aged next birthday 55, 56, 57, and so on for each year up to 65, when they complete their
period of contribution after having contributed for 35 successive years. The twelfth section is applicable to
officers who will cease to contribute on attaining the age of 65 years without having contributed for 35
successive years.



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 36

In each section quantities are given for consecutive ages of the husband, and for every fifth ages of the
wife.

Age of the wife younger than the youngest or older than the oldest age quoted in whichever section of
Table B is applicable in the circumstance of the case in question are to be dealt with as if identical with the
youngest and oldest age respectively as shown in the Table.

For the intermediate ages of wives, interpolate by exact fifths in the manner indicated in the example
given for Table A in this section, but where to do so would give a figure of more than two decimal points,
that figure shall be taken to its nearest hundredth part of a unit. Thus, the quantity found from the first
section of Table B (age 55 next birthday) corresponding to the ages of a husband and wife aged
respectively 40 and 33 next birthday is three-fifths of .4, added to 2.39, which gives 2.63.

For officers who commence to contribute at an earlier age than 20 next birthday the method of
calculation given in the subjoined example is to be followed.


EXAMPLE (1)-


An officer aged 17 next birthday, having a wife aged 17 next birthday, commences to contribute. Assume that
the officer is aged 20 next birthday and apply the first section of Table B. The quantity thus found is 7.67 (i.e. 7.23 +
two-fifths of 1.1).

This officer receives an increment of salary at age 22 next birthday, when his wife's age is also 22 next
birthday. Assume that his age is 25 next birthday (i.e. his actual age next birthday plus the difference between his
actual age next birthday at date of commencement of contribution and the age of 20 next birthday, which in this
Example is 3). On this assumption, the quantity found from the same section of Table B will be 6.44 (i.e. 6.04 + two-
fifths of 1).


EXAMPLE (2)-


An officer aged 19 next birthday commences to contribute as a bachelor, and five years later, when aged 24
next birthday, marries, his wife's age being 20 next birthday. The quantity found from Table A in accordance with rule
I(a) will be taken for the actual ages next birthday (husband 24 and wife 20) and will be .351. With respect to the
current annual contribution at marriage, assume that the officer's age next birthday is 25 (i.e. his actual age next
birthday plus the difference between his actual age next birthday at date of commencement of contribution and the age
of 20 next birthday, which in this Example is 1) so that the quantity found from the first section of Table B will be
6.04.

This officer receives an increment of salary when aged 39 next birthday, when his wife's age is 35 next
birthday. Assume as before that the ages next birthday are 40 and 35, so that the quantity found from the same section
of Table B will be 2.79.

Note-It will be observed that the method given in the above two examples takes account of the actual number of years

for which the annual contribution will run. In Example (1), when the officer receives the increment of salary at
the age 22 next birthday he has contributed for five years, so that at the expiration of 30 years from then his
contribution will cease. Similarly, in Example (2), when the officer marries at age 24 next birthday, he also has
contributed for five years, so that although he is two years older than the officer in Example (1), yet the
unexpired period of contribution is the same in each case. (If the wife's age were also the same in each of these
two cases, no important error would be involved in using the same tabular quantity for the two cases).


TABLE C-The quantities are given for the same ages as in Table A. Ages of husbands and wives younger than the

youngest or older than the oldest age quoted in the Table are to be dealt with as in using Table A.
For the intermediate ages of wives, interpolate by exact fifths, but where to do so would give a figure

of more than two decimal points, that figure shall be taken to its nearest hundredth part of a unit. It must be
noted, however, that in this Table an addition to the age of the wife results in a deduction from the quantity
given in the Table.


EXAMPLE-


To find the quantity corresponding to the ages of a husband and wife aged respectively 37 and 29 next



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 37

birthday-
The quantity for ages 37 and 25 next birthday given in the Table is .................. 4.68
The quantity for ages 37 and 30 next birthday given in the Table is................... 4.08

So that the addition of five years to the age of the wife results in a deduction of .6 from the quantity given in
the Table for ages 37 and 25 next birthday.

An addition of four years to the age of the wife accordingly results by proportion in a deduction of four-fifths
of .6 from the quantity given in the Table for ages 37 and 25 next birthday.

Four-fifths of .6 = .48, which deducted from 4.68 leaves 4.2, which is the required quantity corresponding to
the ages 37 and 29 next birthday.


SECTION G-CONTRIBUTOR (EXCLUDING A CONTRIBUTOR WHO WAS A BACHELOR ON 30TH JUNE

1959) WHO COMMENCED TO CONTRIBUTE BEFORE, AND WAS STILL A CONTRIBUTOR
ON, 1ST JULY 1959


Note-The registered pension of such an officer is to be calculated in two parts, namely, the part purchased by

contributions which fell due on or before the 30th June 1959, and the part purchased by contributions falling due
on or after 1st day of July 1959, the first part on the Table in force on 30th June 1959 and the second part on the
Tables in Part I of this Schedule, unless the registered pension at the 30th June 1959 (calculated on the Table in
force on 30th June 1959) exceeds the registered pension as calculated in two parts as stated in this Note in which
case the former is to be retained as the registered pension of the officer as at the 30th June 1959. Variations in
the registered pension consequent upon the rise or fall in contributions on or after the 1st July 1959 or resulting
from the re-marriage of the officer on or after that date are, however, to be calculated on and in accordance with
the Tables and Instructions in this Schedule.


EXAMPLE (1)-


Officer born on ............................................................................... 31st July 1920
Officer married on .......................................................................... 30th June 1945
Officer commenced to contribute on ................................................ 1st April 1946
Annual contribution as at 30th June 1959 .......................................... $1500
Wife born on ................................................................................ 31st August 1921
Registered pension as at 30th June 1959 (calculated on Tables in force

on that date) ............................................................................. $10785

Quantity found from Table B in force on 30th June 1959, section for officers aged 61 next birthday when

they complete their period of contribution-
Husband aged 39 next birthday on 1st July 1959

｝ 4.50 Wife** aged 38 next birthday on same date


Therefore, on the Tables in force on 30th June 1959, the part of the registered pension to be purchased by
contribution falling due on or after the 1st July 1959 is $1,500 x 4.50, i.e. $6750.


Therefore, on the same Tables, the part of the registered pension purchased by contributions which fall due

on or before 30th June 1959 is $10785 minus $6750, i.e. $4035.


Quantity found from Table B in this Schedule, section for officers aged 61 next birthday when they
complete their period of contribution-

Husband aged 39 next birthday on 1st July 1959

｝ 4.27 Wife** aged 38 next birthday on same date


Therefore, on the Tables in this Schedule, the amount of the registered pension to be purchased by
contributions falling due on or after 1st July 1959 is $1500 + $750 (i.e. 50% increase of annual



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 38

contribution) = $2250 x 4.27, i.e. $9607.50.


As, in this example, the part of the registered pension to be purchased by contributions falling due on or
after 1st July 1959, when calculated on the Tables in this Schedule, is greater than the same part when
calculated on the Tables in force on 30th June 1959, it is to be added to the part purchased by
contributions which fell due on or before 30th June 1959.


Thus, the registered pension in this example, as at 30th June 1959 is ..........

......................................................................................................... $ 4035.00
+$ 9607.50

Total ........ $13642.50
========


EXAMPLE (2)-

Officer born on ............................................................................ 31st July 1907
Officer commences contributing .................................................... 1st April 1927
Officer marries on ....................................................................... 30th June 1947
Wife born on .............................................................................. 31st August 1927
Age next birthday of officer on date of completion of contribution

period ....................................................................................

55

Age next birthday of officer on 1st July 1959 ................................ 52
Age next birthday of wife on 1st July 1959 ................................... 32
Annual contribution as at 30th June 1959 ..................................... $1200
Registered pension as at 30th June 1959 (calculated on Tables in force on that

date) ..................................................................

$16000

Quantity found from Table B in force on 30th June 1959, section for officers aged 55 next birthday when they
complete their period of contribution-

Husband aged 52 next birthday on 1st July 1959

｝ .73 Wife** aged 32 next birthday on same date
Therefore, on the Tables in force on 30th June 1959, the part of the registered pension to be purchased by

contributions falling due on or after 1st July 1959 is $1200 x .73, i.e. $876.00


Therefore, on the same Tables, the part purchased by contributions which fell due on or before 30th June 1959
is $16000 minus $876, i.e. $15124.00.


Quantity found from Table B in this Schedule, section for officers aged 55 next birthday when they complete

their period of contribution-
Husband aged 52 next birthday on 1st July 1959

｝ .36 Wife** aged 32 next birthday on same date


Therefore, on the Tables in this Schedule, the amount of the registered pension to be purchased by
contributions falling due on or after 1st July 1959 is $1200 + $600 (i.e. 50% increase of annual
contribution) = $1800 x .36, i.e. $648.00.


This is less than the same part as calculated on the Tables in force on 30th June 1959.


Therefore, the part to be purchased by contributions falling due on or after the 1st July 1959 is to be calculated

on the Tables in force on 30th June 1959, and added to the part purchased by contributions which fell due
on or before 30th June 1959.


Thus, the registered pension in this example, as at 30th June 1959, is ..... $15124.00
+$ 876.00



Cap 94 - WIDOWS AND ORPHANS PENSION ORDINANCE 39

Total .................... $16000.00
========


In other words, the total registered pension as at the 30th June 1959, as calculated on the Tables then in force,

is to be retained.
(Schedule added 72 of 1967 s. 13)#

___________________________________________________________________
Note:
** Where the age is not given in the Tables, proceed as illustrated in the general examples given in section

F.
# Effective from 1st July 1959