CIRCULAR Guide made the decision No. 1127/QĐ-TTg dated August 27, 2001 by the Prime Minister about the handling of bank debt loans for planting, care, acquisition and processing of coffee at credit institutions _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ To implement decision No 1149/QD-TTg dated August 27, 2001 of the Prime Minister "about the handling of bank debt loans for growers , care, acquisition and processing of coffee "; After the reunification with the Finance Ministry, the State Bank of Vietnam guide performs the processing of the loan debt of such temporary individuals, households and businesses to plant, care for, acquisition and processing of coffee at credit institutions were as follows: 1. scope, OBJECT to BE PROCESSED and the TIME DEBT DEBT RUFF RUFF :-The individual, household and business debt loans at credit institutions to plant, care for, acquisition and processing of coffee (except for temporary storage of coffee loan) was due, was renewed, the relaxation of the debt and overdue debts to 31 July 2001.
Private capital investment trust made under agreements signed with the financial institutions of international credit, not the processor object and circled the debt.
-For poor households, ethnic minorities have loan debt credit institutions were free of interest to 31/12/2000 by decision No. 103/2001/QD-TTg dated July 10, 2001 of the Prime Minister, the original debt rest well done circled the debt.
-Duration of 3 years from the date the debt circle 1/8/2001 to 31/7/2004. Particularly for the loans of household poverty and ethnic minority people circled the debt 3 years from the date of 1/1/2001 to 31/12/2003.
In the time it circled the credit institution, the debt is not yet currency debt principal and not collecting interest.
2. LEGAL PROFILE: 2.1. Loans to customers of credit institutions apply the suggested Menu:-debt Ruff Ruff of the individual debt, households have loans confirmation of people's Social Committee.
-Application of corporate debt have delineated confirmed industry Manager for central business; For business users in the Corporation to 91 of 91 Corporation; For local businesses including State enterprises and State enterprises must be certified by the province people's Committee, the central cities.
2.2. for credit institutions: upon receipt of the application the customer's loan debt delineated conducted file handle debt include:-Single hunk suggest customer loans debt delineated are specified in point 2.1 above.
-Copy of contract due to credit institutions and the lending credit institution in the clone, signed and stamped.
-Copies of records suggest long interest rates established under the guidance of the State Bank at no. 1074/NHNN-TD on 31/08/2001 due to credit institutions duplicating, signed and stamped to make the base for the original debt was delineated to poor households and households of people of ethnic minority were exempt interest under decision No. 103/2001/QD-TTg dated July 10, 2001 of the Prime Minister.
-Speaking of processing proposals of each debt delineated credit institutions in the province, central cities due to credit institutions established and must be confirmed by the provincial people's Committee, the central cities, Department of finance, the State Bank branch, the city.
3. TEMPORARY HANDLING PROCEDURES DELINEATED in DEBT: 3.1. With regard to the credit institution State: on the basis of the legal record in point 2 of this circular, the State credit institutions have the responsibility to guide individuals, households, businesses, make form submit credit institutions; Credit institutions ensure the record-setting regulations; On the basis of the record, General Manager of credit institutions held check to ensure the legality, rationality of the debt profile and review the decision having circled the debt for individuals, households and businesses of the objects are circled in the correct direction of the Prime Minister; at the same time General form (Schedule 1, Schedule 2, the Schedule 3 attached) of the system sending the State Bank of Vietnam and the Ministry of Finance before 31/12/2001; Credit organizations bear full responsibility about the handling of the circled this debt.
Based reporting of debts delineated credits State, the State Bank of Vietnam will consider specific decision refinancing sources have temporary processing for the credit institutions of State decision No. 1127/QD-TTg dated August 27, 2001 of the Prime Minister. Contact the Ministry of finance and the State Bank of Vietnam will inspect the implementation of such debt for each credit institution.
3.2. for joint stock commercial banks and the people's Credit Fund: joint-stock commercial bank and the people's credit funds on the basis of the legal record in point 2 of this circular scheduled General suggested the State Bank branch, local city please circle all of the debt (4).
The branch bank of the city, on the basis of reception records, inspect to ensure the legality, the profile of the debt proposal handling by joint stock commercial banks, people's Credit Fund, established under the General form (Schedule 5, 6 attachments) sent the State Bank of Vietnam and the Ministry of Finance before the date of 15/11/2001.
After receiving the full report due to the Bank's branch in the province, the city sent to the State Bank of Vietnam and the Ministry of finance, the Ministry of finance and the State Bank of Vietnam will have a particular test Group records suggest that circled the debt stock commercial bank and the people's credit funds. The base test results, the Governor of the State Bank debt and make the decision to notify commercial stock banks and people's Credit Fund to make such debt for individuals, households and businesses; At the same time, dealing with the source of refinancing for commercial banks and people's Credit Fund respectively of the original debt was circled on the.
3.3. In the process of implementing the debt, the Finance Ministry will make the cooperation with the State Bank of Vietnam is closely monitoring checks the circled debt credit institutions to ensure the right audience, most are business objects are circled in debt.
This circular is effective from the date of signing. If implementation obstacles, State Bank branches in provinces, cities and institutions reflect the report of the State Bank of Vietnam to consider and resolve.