The DECISION of the GOVERNOR of the STATE BANK Of the amendments and supplements to some articles of the regulation of inter-bank electronic payment issued together with decision No. 309/2002/QĐ-NHNN on 09/04/2002 of the Governor of the State Bank GOVERNOR STATE BANK pursuant to the law the State Bank of Vietnam in 1997; Law on amendments and supplements to some articles of the law on the State Bank of Vietnam in 2003;
Pursuant to the law on credit institutions in 1997; Law on amendments and supplements to some articles of the law on credit institutions in 2004;
Pursuant to Decree No. 52/2003/ND-CP dated 19/5/2003 of government functions, tasks, powers and structure of the State Bank of Vietnam;
Pursuant to Decree 64/2001/ND-CP dated 20 September 2001 of the Government on the payment activities through the institutions providing payment services;
Pursuant to decision No. 44/2002/QD-TTg dated 21/3/2002 by the Prime Minister on the use of electronic vouchers do accounting to accounting and payment of capital of institutions providing payment services;
At the suggestion of the Director of information technology, banking decision: article 1. Amendments and supplements to some articles of the regulation of inter-bank electronic payment issued together with decision No. 309/2002/QĐ-NHNN dated Jan. 9/4/2002 of the Governor of the State Bank as follows: 1. Article 17, Paragraph 2 was amended and supplemented as follows: "17. The order of payment is Payment Order is the order to debit the account of the commands in the command service unit a sum determined and credited to the account of the recipient of the command in the command recipient service unit of account that money. "
2. points i clause 1 article 6 is modified and supplemented as follows: "i) payment types of valuable papers specified in clause 1 of article 27 of this regulation when due;"
3. Point c article 20 paragraph 1 be amended and supplemented as follows: "the Mission of the browser (account owner or authorized person)" was changed to: "for the browser (account owner or authorized person; particularly for the Member's State Bank, the browser is the head unit, or authorized person). "
4. Paragraph 3 article 20 be amended and supplemented as follows: "3. after the browser has to check and record the security key code, print out paper 2 contact: 01 kept a diary, documents related to the use of debt or message to the client. Particularly for the payment Order by the Bank's members sent to the transaction State Bank and forwarded to the electronic money transfer system of Bank (TRAINING ACADEMY), was in more 2 related to testify from the accounting system at the TRAINING ACADEMY. "
5. Article 23 was amended and supplemented as follows: a) "lists established on the base of electronic data to control, audit, accounting and archives." was changed to: "the base table was created on the electronic data (under the number: TTLNH-10, TTLNH-11, TTLNH-12, TTLNH-12, TTLNH-14, TTLNH-15 attachments to this Regulation) to control the accounting, auditing, and storage. "b paragraph 3 supplements) and paragraph 4 as follows:" 3. the accounting processed at State Bank When receiving payment Orders (orders) of the headquarters sent to commercial banks to transfer money to the branches of commercial banks that , State-controlled Bank as a rule, if eligible, the payment processing: + case Have order delivered to the beneficiaries the same geographical Headquarters State Bank branch in the province, central cities have joined the system of interbank e-payment (TTLNH) then ordered bases Have accounting : debt account of the unit;
Have your store years now (the minor account Bank receive money order).
+ The case Had ordered transferred to the beneficiaries the same geographical Headquarters State Bank branch in the province, central cities have yet to join the TTLNH base system Has order accounting: debt the appropriate account (customer's deposit account);
Money Transfer account this year.
4. Processed for transaction State Bank receives the payment Order from the commercial banks to transfer to the system of TRAINING ACADEMY (the payment order has been the system automatically checks and balances enough debit accounting on client's deposit account) but not yet submitted payment order due too the allotted time of payment Orders sent TRAINING ACADEMY system, due to technical problems or other objective reasons after the time of the stop payment Order transfer Goes in on of the system'S TRAINING ACADEMY, the State Bank must immediately notify the Bank of Commerce headquarters know about payment Orders not to move and cause. The processing of the payment Order not yet shipped away are as follows: a) return the payment Order to the client if the client requests and the Exchange State Bank has enough processing time. The return of the payment Order must be made by setting the payment Order as defined in article 38 of this regulation.
b) where the client is not required to return the payment Order, the State Bank notes "as remittance vouchers have not moved due to technical issues and the objective reasons other" accounting: debt and deposit accounts of money transfer units;
There are other items to pay account customers.
On the next time, when the fix is done, the Exchange State Bank must make immediate money transfers and export record "as remittance vouchers have not moved due to technical problems and other objective reasons" at the same time all interim payment on the account "other clients" pay and accounting The accounts of other account: debt paying clients;
Have your account Moved money away this year. "
6. Point d article 25 clause 2 be amended and supplemented as follows: "d) where the payment Order is accepted, the State Bank using the payment Order by the Bank headquarters and sent to the trade to make the base control, print out paper, quoting accounts of Commercial Bank headquarters at the State Bank and up Money order go to the branch bank TRAINING ACADEMY system. "
7. Paragraph 4 Article 25 be amended and supplemented as follows: "4. The handle against the control, of the payment Order at the State Bank, which belongs to the State Bank, the commercial bank concerned is made according to the principle: Payment Orders are created in the system TTLNH or TRAINING ACADEMY, the control systematic collation, respectively. "
8. Paragraph 1 article 27 be amended and supplemented as follows: "1. The valuable papers used margin (hereinafter referred to as the valuable papers deposited) to net debt limit set in net clearing settlement include: a the State Treasury bills);
b) bills the State Bank;
c) in State Treasury bonds;
d) central public works bonds;
DD) left the building the homeland;
e) papers have different prices according to the regulations of the Bank. "2. This decision has the effect after 15 days from the date The report.
Article 3. Office Manager, Director of information technology, banking, the heads of the units of the State Bank, Director of the State Bank of India branch of the province, central cities, Chairman of the Board, General Director (Managing Director) the institutions providing payment services is responsible for the implementation of this decision.