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Vietnam State Bank Law Base Stain. 46 /2010/QH12 June 16, 2010;

The Rules of Credit: Stain. 47 /2010/QH12 16th Ah! 6 in 2010;

The Civil Code base. Stain. 33 /2005/QH11 June 14, 2005;

The French base is a waste and a ph. I'm S Stain. 38 /2001/PL-UBTVQH10 August 28, 2001;

Base of Protocol 96 /2008/NĐ-CP 26th Ah! The Government's 8 in 2008 rules, duties, powers, and organizational seals of the State Bank of Vietnam;

On the recommendation of the Chief of Payment;

The Governor of the State Bank of Vietnam issued a regulatory provision for domestic debit card service fees. Oh,

What? 1. Ph Yes. Micro-tuning

This information specifies the domestic debit card service fee for cardholder.

What? 2. Subject applies

Applicable subjects include: Card release organization, card payment organization, card transfer organization, card acceptance unit, cardholder, and organizations, individuals are involved in the supply and use of domestic debit card services within Vietnamese territory.

What? 3. Explain words

In this Information, the words below are understood as follows:

1. Domestic debit card is a card issued by the organization of a card released in Vietnam to perform card transactions in the country, allowing the cardholder to perform card transactions within the amount of money on the account deposit of the open card holder at the card release organization (the following call off). I'm sorry

2. Ph. I'm Card service is the amount that the cardholder must pay when the card service is provided.

3. Card transactions is the use of the card to submit, cash out cash, transfer payments, payment of goods, services, account issues, or use other services provided by the organization to provide a supply card service.

4. ATM transactions is the card transactions performed at the automated transaction machine.

5. Online ATM transaction is the execution card transaction at the ATM of the card release organization for the cardholder.

6. Foreign ATM transaction is the execution card transaction at the organization ' s ATM not the organization that releases the card for the cardholder.

7. POS transaction is the card transaction that performs through the card reader device at the card acceptance unit (called POS) to pay the goods, services, balance of account balances, reimbursable money on the cardholder request, cash withdrawal, and other card transactions at POS.

What? 4. The principle of card service toll

1. The organization releases the card service to the cardholder in a fee, the fee provided by the General Manager (Director) to issue a regulatory card at the organization ' s card service performance but must ensure that lies within the framework and route of regulation of the card. with the fees stated at the Internal Debt debit Card Service (Annex) charge bracket issued by this message.

2. The card release organization does not receive an additional charge in addition to the issued card service performance.

3. The card release organization is not charged with the cardholder for non-successful card transactions or card transactions that are not due to the cardholder's error.

4. The card payment organization, the card transfer organization, is not charged with the card service to the cardholder.

5. The card acceptance unit is not charged with the POS transaction fee for cardholder.

What? 5. The organization of the card release organization

1. A minimum of 15 days before the application of a card service performance (new or adjuvable, complementary), the card release organization must submit a card service performance of its unit to the State Bank (Payment and Inspectoring Agency, bank monitoring) to reports and surveillance.

2. The report publicly charged the card service in accordance with the rules of the law.

3. Popular, guide to customers who know about the card service, the operation process using the card, the existing card service, and other regulations that are related to your unit ' s card service, ensure that the customer has sufficient information needed to review, choose the card. and decide the use of the card service.

4. Reaction, timely processing of questions, complaints or technical incidents for cardholder. The refund of the amount of transactions that has been given to the cardholder if the card transaction is not successful and the compensation damages to the cardholder in accordance with the rule of law if the damage occurs due to the error of the card release organization.

5. Serious implementation, full of regulation by the State Bank on equipated, management, operating, use and security assurance of ATM operations and card reader devices.

What? 6. The responsibility of the units of the State Bank

1. The Payment case receives the card service performance of the card release organization; tracking, the synthesis of the execution situation and the staff of the Governor of the Bank of State handling the entanged in the implementation process.

2. Inspector of the Bank, oversees the bank carrying out the inspection, monitoring and processing of the breach against the organization of the card release, the organization of the card transfer, the organization, the individual involved in the implementation of this Information.

3. The State Bank branch of the provincial branch, the central city of the Central Committee to implement inspection, oversight and inspection by the authority to implement this Information on the site; reflect upon the moment of the entanging and report of issues beyond jurisdiction. State Bank of Vietnam to resolve.

What? 7. The organization performs

1. This message has been in effect on the day since 1 March 2013.

2. The organization releases the card responsible for conducting this Information in its unit. During the implementation process, the organization releases the card that requires the classification of the customer to have a proper form of support for poor students, low-income labourers.

3. Chief of Staff, Chief of the Payment, Chief Inspector, bank oversight, Head of State Bank units, Director of the Provincial Bank of the State Branch of the Province, Central City, Chairman of the Board (Council of the City). So, the Director General (Director) organizes the card and organization, the relevant individual is responsible for this practice.