A DECISION.

About credit for households and people infected with HIV, the latter Heroin addict,

The treatment of opiates of opium, the drug dealer.

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Government Law Base December 25, 2001;

The Prevention of Defense, Anti-Infection Base, causes AIDS (HIV/AIDS) on June 29, 2006;

Office of Law Enforcement, Drug Enforcement, December 9, 2000; Law amended, supplematuation of Law Enforcement, Anti-Drug Law on June 3, 2008;

The Administrative Processing Law Base on July 1, 2012;

The French base, anti-prostitution on March 17, 2003;

Base of Protocol 78 /2002/NĐ-CP October 4, 2002 of the Government on credit to the poor and other policy subjects;

At the suggestion of the Minister of Labor-Trade and Social Affairs,

The Prime Minister issued a decision on credit for household and HIV-infected people, the latter of drug abuse, the treatment of opiates of opiates with alternative medicines, the sex-seller.

What? 1. Range applicable

This decision provides for loan-making capital loans to those specified at Article 2 of this Decision, including: Capital borrower, capital loan conditions, the procedure of confirming capital loans, capital and loan rates, the loan term, the loan term, and the loan. The debt is risky.

What? 2. Capital Loan

1. Personal borrower

a) The person infected with HIV.

b) The treatment of opiates of opiates with alternative medicine.

c) A sex dealer.

2. Household loan

As a household member with one of the following cases:

a) HIV/AIDS.

b) The latter is addicted to drugs.

c) The treatment of opiates drug addiction by alternative medicine

The sex salesman.

What? 3. Capital Loan

1. Personal borrower

a)

-The specified object at Point A 1 Article 2 of this Decision must be required to answer the results of the HIV positive test base of the qualified test facility that confirms HIV positive cases.

-The specified object at the point b 1 Article 2 of this Decision is done by the time of the dose, which has a stable treatment period from 3 months or more, with the confirmation of the person in charge of the treatment facility.

-Subject to Regulation 1 Article 2 of this Decision has confirmation of the non-selling of the Chairperson of the Social People's Committee or the head of one of the local political-social organizations or the Chairman of the Club, Head of the Group, The leader of the network is founded by political-social organizations or social organizations.

b) legal residency and stability in the locality of capital.

c) There is a production, business and ability to repay the loan in accordance with the commitment.

d) As a member of the Savings and Loan Foundation of the Social Policy Bank.

I live alone or live with you not to come to labor or to live with my father, mother, wife, husband, child, grandparents, grandparents, sisters, sisters, siblings, but these people are too old for labor or are no longer able to labor as prescribed by law.

2. Household loan

a) The household has a stipulated member at points a, c, d clause 2 Article 2 This decision meets one of the stipulation conditions at the point of paragraph 1 This Article.

b) The household with a specified member at point b 2 Article 2 of this Decision must have one of the following papers:

-Decided to apply the following administration to the residence.

-The confirmation paper completes the time of rehab at the mandatory rehab facility.

-The confirmation paper of the People's Committee on the Acceptance of the time of rehab at the family, the community from three months or more.

c) legal residency and stability in the locality of capital.

d) There is a production, business, and ability to pay debt according to the commitment.

It is a member of the Social Policy Bank's Savings and Loan.

What? 4. The procedure, procedure validation procedures

1. Individuals, households specified at Article 2 of this Decision to submit a loan application with a certificate of regulation at Point A 1 Article 3 and point b 2 Article 3 to the Social People's Committee. The time of the application to submit a loan from 1 to 05 monthly.

2. During the 5-day period of work since the end of the registration of the capital, the Chairman of the People's Committee, which is responsible for confirmation of the individual, the household registration is subject to the right loan subject of the decision and sent to the Organization of the Savings and Loan. Loans where borrowers live to get them to the Savings and Loan.

3. During the 5-day period of work, since the date received the confirmed list of the Chairman of the Social People 's Committee, the Organization for Saving and Loan has conducted a new membership recharge as the individual and the household is on the list due to the Social People' s Committee. send and instruct them as the borrower capital under the guidelines of the Social Policy Bank.

What? 5. Loan and loan interest

1. The level of lending base to the need for loans and the ability to repay the debt of individual, household and non-mortgage but does not exceed the lending rate under the following regulation:

a) To the individual: A maximum loan of 20 million per individual.

b) For household: A maximum loan of $30 million.

c) The borrower can borrow capital many times but the total debt does not exceed the maximum loan debt by this regulation.

2. The individual case, the household stipulated at Article 2 of this Decision, if at the same time the subject of a loan from other preferable programs at the Social Policy Bank is only considered to lend one of those preferable programs.

3. Interest rates on loan for poor households by the time specified by the Government.

4. The overdue debt interest rate is calculated by 130% of the loan interest.

What? 6. Loan deadline

The maximum loan deadline is 60 months. The specific dead-term due to the Bank of Social and Personal Policy, the agreed capital loan is consistent with the customer's manufacturing cycle, business, and the ability to repay the debt of the customer.

During the pilot phase (2014-2016), the maximum loan deadline was 36 months.

What? 7. Capital of Capital

1. Shopping for supplies of supplies, livestock, poultry food, labor tools, goods, business vehicles, trade.

2. Invituations in household crafts such as: Purchase production materials, labor tools, machinery, equipment.

3. Contributs to manufacturing, business with individuals, organizations.

What? 8. Risk of Risk Processing

The borrower is treated with a risk of being misled by the Prime Minister ' s Decision on the issue of the risk-handling mechanism at the Bank of Social Policy.

What? 9. Loan capital

The lending capital is arranged from the state budget under the annual plan and other legal mobiles.

What? 10. Range and Time

1. From 2014-2016, doing a pilot in 15 provinces, cities.

2. From 2017 deployable deployment across the nationwide range.

What? 11. Organization to execute

1. Social Policy Bank is responsible:

a) Build an annual capital plan to lend to the specified objects at Article 2 of this Decision and other policy credit programs that grant approval.

b) Process guides and procedures for simple, clear, easy warranties; implementation of capital loans, debt recovery, debt extension guidance, overdue debt transfer, regulatory liability handling.

c) The branch of the Social Policy Bank branch in the country to implement the implementation in accordance with the regulation.

2. Vietnam State Bank is responsible for:

In coordination with the Ministry of Labor-Trade and Social Affairs and ministries, the sector is involved in the inspection, supervision, proposal of handling the problems that arise during the execution process.

3. The Ministry of Finance is responsible:

a) Coordinated with the Ministry of Planning and Investment and ministries, the relevant sector Prime Minister for the Government of Capital from the Central Budget for the Bank of Social Policy made to borrow the regulatory objects at Article 2 of this Decision and its programs. Another policy credit.

b) Coordinated with the Ministry of Labor-Trade and Social Affairs and ministries, the relevant sector in the examination, oversight, the proposal to handle the problems arose during the execution process.

4. The Ministry of Planning and Investment is responsible:

Presiding, in coordination with the Ministry of Labor-Trade and Social Affairs, the Ministry of Finance builds a yearly budget layout plan for capital loans to the specified objects at Article 2 of this Decision, the Government report review and the decision of the National Assembly.

5. Ministry of Labor-Trade and Social Affairs is responsible:

a) Set up a list of 15 provinces, the city that performs the pilot as the basis for the Social Policy Bank to implement.

b) presided over, in coordination with the Ministry of Finance and ministries, the relevant sector in the examination, oversight, the proposal to handle the problems arose during the execution process.

c) Every year, evaluating the results, the efficiency of capital loans, guidelines, adjustments and cases beyond the authority to report the Prime Minister review, the decision.

6. The ministries, which are based on the basis of the function, are assigned to the task to implement the decision.

7. The Provincial People ' s Committee is responsible:

a) Direcing the functional bodies, the subcommittee of the People under coordination with the local political-social organizations and the Social Policy Bank to implement this Decision.

b) periodically annually statistics, reports the Ministry of Labor-Trade and Society of the need to borrow capital and results for capital loans to individuals, households with people infected with HIV, the latter of drug addiction, who treats drug addiction to drug-based opiates. So the sex salesman on the table.

What? 12.

1. This decision has been in effect since 15 June 2014.

2. The minister, peer-agency chief, Head of the Government of the Government, Chairman of the Provincial People ' s Committee, the Central Municipal Committee Chairman of the Board and General Manager of the Social Policy Bank are responsible for the decision to enforce the decision. Hey.