IT ' S SMART

Guidelines for the implementation of manufacturing forest lending, regulatory breeding development at home. N Number one.

75 /2015/NĐ-CP September 09, 2015 - In terms of mechanisms, protection policies and forest development,

tied with fast, sustainable and supportive poverty reduction policy. The ethnic minority of the period 2015-2020

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Vietnam State Bank Law School No. 46 /2010/QH12 June 16, 2010;

The Rules of Credit: Stain. 47 /2010/QH12 June 16, 2010;

Base of Protocol 156 /2013/NĐ-CP November 11, 2013 the Government regulates the functions, duties, powers, and organizational structure of the State Bank of Vietnam;

Base of Protocol 75 /2015/NĐ-CP September 9, 2015 by the Government on the mechanism, protection and voter policy. Okay. n forest, g It's n with fast, sustainable, and supportive reduction policy Oh. The people of the people. Okay. U Stain. Period 2015-2020;

On the recommendation of the Chief Credit:

The Governor of the State Bank of Vietnam issued Th You're going to go There. n implementation of the production forest for manufacturing, development of livestock by regulation at the Digital Protocol 75 /2015/NĐ-CP September 9, 2015 by the Government on the mechanism, policy of protection and forest development, tied to the fast, sustainable, and sustainable reduction policy of minority people. Stain. Period 2015-2020.

Chapter I

GENERAL REGULATION

What? 1. The adjustment range

This information provides for the policy of producing forest cultivation, development of regulation in the United States. 75 /2015/NĐ-CP The September 9, 2015 Government of the Government on Mechanism, Policy Of Protection And Forest Development, tied to the fast, sustainable, and sustainable reduction policy of the 2015-2020 period ethnic minority (later called the Digital Protocol). 75 /2015/NĐ-CP).

What? 2. Subject applies

1. Social Policy Bank, Agricultural Bank and Rural Development Vietnam (later known as the Bank).

2. Family households are subject to regulation at paragraph 1 Article 2 of the Census 75 /2015/NĐ-CP active forest-producing crops, forestry crops on land planning to develop forests used by the State of the Land (later known as manufacturing forests); grow breeding (later known as household).

3. The organizations, individuals with regard to borrowing capital at the Bank for the cultivation of forests of production, development of livestock by regulation at the Digital Protocol 75 /2015/NĐ-CP.

What? 3. Loan Principles

1. The bank makes a loan to the household according to the regulation at this Smart. The content that is not specified in this message is as follows:

a) The Social Policy Bank performs the prescribed loan at the Digital Agenda. 78 /2002/NĐ-CP October 4, 2002 of the Government on credit to the poor and other policy subjects and the laws of law are related;

b) The Vietnam Agricultural and Rural Development Bank performs the loan under regulation at the United Nations International Protocol. 55 /2015/ND-CP June 9, 2015 The Government of the Government on credit policy serves agricultural, rural, and related legislation.

2. The household only is borrowed without a secured property to grow the forest of production, development of the breeding under regulation at Article 4 of this Investment at one of the 02 (two) Banks and must conform to the guidance of the Provincial People ' s Commission on the identification of the The plants, the plants, are in the local conditions.

Chapter II

SPECIFIC REGULATION

What? 4. Manufacturing Forest Loan Policy, breeding development

The household is not secured by the Bank for a guaranteed property to grow forest production, development under regulation at paragraph 1 and paragraph 2 Article 8 of the number. 75 /2015/NĐ-CP.

What? 5. Concurrency and loan interest

1. The loan currency is the Vietnamese.

2. The household is borrowed capital to grow the production forest, developing livestock with a rate of 1 .2% per year.

What? 6. Records, Capital loans

1. Based on the regulation at this level and the provisions of the relevant legislation, the banks that build specific regulation on the record, capital loans to the borrower, which are inherently simple, clear and easy to implement.

2. The case of refusing to lend, for a 10-day period of work since receiving full of capital loan filings under the provisions of each Bank, the Bank must notify the loan to the loan of the capital, which states the reason for refusing to lend.

What? 7. The restructuring and risk processing

1. The restructuring of debt and risk processing at the Social Policy Bank is implemented under the regulation at the No. 1 Decision. 50 /2010/QĐ-TTg The Prime Minister's 28 July 2010 issue of the administration of the risk of debt processing at the Bank of Social Policy and the laws of law are concerned.

2. The restructuring of the payment deadline and risk processing at the Agricultural Bank of Vietnam and the rural Development of Vietnam implemented by regulation at the UN Digital Protocol. 55 /2015/ND-CP June 9, 2015 by the Government on credit policy serving agricultural, rural, and guided-oriented literature.

What? 8. Report Information

1. Constants (before the 10th of the next month), the Social Policy Bank, Agricultural Bank and Vietnam Rural Development aggregate of the production of productive forests, development of breeding stock by Decree No. 1. 75 /2015/NĐ-CP send to the State Bank of Vietnam (The Public Credit Service) according to Schedule 01 issued by this message.

2. Constants (before the 10th of the next month), the Social Policy Bank, Agricultural Bank and Rural Development Vietnam branch of the province, the Central City of China reports the situation for forest-producing manufacturing, developing livestock. According to the Digital Protocol 75 /2015/NĐ-CP At the local branch of the State Bank, the Central City of the Central City, which is based on the 2nd Chart, is accompanied by this information.

Chapter III

EXECUTION CLAUSE

What? 9. Bank responsibility

1. Build a credit plan, capital mobiles plan to ensure the implementation of a prescribed household loan at the No. 1 Protocol. 75 /2015/NĐ-CP And this.

2. Regulation and listing public records, capital loans, capital loans, capital loans.

3. Do follow, check, monitor the use of the loan capital and the bank of the debt revoked by regulation at the Digital Decree 75 /2015/ND-CP, This information and the regulation of the law are relevant.

4. Vietnam State Bank Report, the Provincial People's Committee, Central City of the Central Committee on the difficulties, entangled in the process of deploying the loan to be considered, timely processing.

What? 10. Vietnam State Bank Responsibility

1. The Business Credit:

a) Head-to-end, synthesis of the situation that performs the loan operation under the Digital Protocol 75 /2015/NĐ-CP;

b) presided, in coordination with the relevant units that dealt with the entanging in the process of this practice.

2. Inspector of the Bank:

The Agency for Inspectoring, banking and inspection, oversight of the Bank of the State Bank performs the inspection, monitoring and disposal of authority over the violation of the lender's breach in the acceptance of regulations at the Digital Protocol. 75 /2015/NĐ-CP And this is the announcement of the development of the growth of the production forest, the development of livestock.

3. State Bank of the Provincial Branch, Central City of Central City:

Monitoring the situation for forest-producing manufacturing, development of livestock by regulation at the Digital Decree 75 /2015/NĐ-CP of the Social Policy Bank, Agricultural Bank and Rural Development of Vietnam on the site to report the State Bank of Vietnam when asked; to staff the Provincial People 's Committee, the Central City of China' s handling of the development of the development of the disease. was born on the course of the loan. The case passed the authority in time to report the State Bank of Vietnam (The Credit Union of Economics) to be considered, processed.

What? 11. Organization to execute

1. This message has been in effect since December 22, 2015.

2. The case with multiple mechanisms, the credit policy that supports the same content, applies as defined by this message; for the household that balances the debt according to other preferable policies, it continues to follow the stipulation at the agreed capital contract.

3. The signing of the capital loan between the Bank and the household by regulation at this Notice is made to the end of December 31, 2020 and the agreement content in the capital loan contract, the revised documents, the addition of capital loans (if any) are continued. Now, until the end of the force.

4. Chief of Staff, Chief Credit Officer of the Economy, Head of Units of the State Bank of Vietnam, Director of the State Bank of the State Branch of the Provinces, the Central City of Central, Chairman of the Board, Chairman of the Council of the City. Also, the Director General of the Bank of Social Policy, Agriculture and Rural Development Bank of Vietnam is responsible for implementing this Smart ./.