A DECISION.

V. Credit for students, medical students after graduation,

of the time of practice at the muscles in Medical exam, medical treatment.

Fuck. Okay. Certificate of thought. Okay.

_____________

- What? n Come on Law Organization of Government June 19, 2015;

The School of Law Discovery, healing November 23, 2009;

Base of Protocol 78 /2002/NĐ-CP October 04, 2002 the Government of the Government Credit: Stain. i with the poor and the poor. Stain. A statue. I'm The other book.

At the suggestion of the Minister of Finance,

The Prime Minister issued a decision on credit for students, medical students after graduating, during practice at the clinics, treating the disease to be granted a certificate of practice.

What? 1. The tuning range and subject apply

1. The Adjustment Range

This decision regulates the policy of credit support for students, medical students after having graduated, during practice at the facility of the disease, healing to be granted a certificate of practice under the Law of Discovery, healing through the Government of the Government. Social books.

2. Subject applies

a) The subject of the loan specified in Article 2 of this Decision;

b) The Bank of Social Policy;

c) Agency, organization, individuals are involved.

What? 2. The object is borrowed capital

Students, medical students have a difficult situation after graduating from universities, colleges, middle levels and at specialized medical training facilities established and operated under the regulation of Vietnamese law during practice at the clinic. disease, healing to be granted a certificate of practice by the regulation of the Law of Discovery, healing (later known as a student after graduation), including:

1. Students after graduating orphaned both parents or only a parent or mother but the other is not able to labor.

2. Students after graduation are members of the household belonging to one of the subjects:

-To the poor by the standard of law.

-The household has a maximum per capita income of 150% of the per capita income of poor households by law.

3. Students after graduation that the family met with financial difficulties due to accidents, diseases, natural disasters, fires, epidemics during the period of confirmation by the Social People ' s Commission, the ward, the town of residence.

What? 3. Loan Method

1. For student subjects after graduating from regulation at Clause 1 Article 2 This Decision is directly borrowing capital at the Social Policy Bank where the clinic is located, treating the facility where students after graduation practice.

2. For student subjects after graduating rule in Clause 2 and Clause 3 Article 2 This decision is borrowed capital through household. The household representative is the person who is directly borrowing capital and is responsible for paying off the Bank of Social Policy.

What? 4. Capital Loan

Students after graduation are considered to borrow capital when they meet the following conditions:

1. Students after graduation (but not more than 12 months from graduation day) and:

a) There are sufficient regulatory standards at 1 Article 2 This Decision; or

b) As a member and living in a local legal residence in the locality of the loan, there are sufficient provisions for the provision of 2, Section 3 Article 2 This Decision.

2. Must have confirmation of the medical examination facility, cure the disease:

a) The time of practice, the cost of practice;

b) There is no working contract or the labor contract of the medical examination facility, healing during the practice period.

What? 5. Loan.

1. The maximum loan capital level equals maximum loan capital by Decision No. 1 157 /2007/QĐ-TTg September 27, 2007 Prime Minister 's Office on credit for students, students or modified texts, adds the number Decision to the Prime Minister' s Office. 157 /2007/QĐ-TTg (if any) follow the period.

2. The Social Policy Bank regulates specific lending to students after graduating from the base at the cost of the practice of each disease, healing, and tuition, but does not exceed the lending rate at Clause 1 This.

What? 6. Yeah. Loan deadline

1. The loan deadline is that the interval is calculated from the date of the loan object which starts receiving loans until the date of paying off the debt (the root and interest) is recorded in the credit contract. The loan deadline includes the loan deadline and the payment deadline.

2. The loan deadline is the time interval from the date of the loan object which receives the first loan until the end of the practice period. The term of the loan is divided into the budget constraints that are regulated by the Social Policy Bank or agreement with a capital loan.

3. The payment deadline is a period of time from the date the loan object pays the first debt to the date of paying off the debt (root and interest). The minimum payment deadline is 2 times the time of the loan. The payment deadline is divided into debt-payment constraints by the Social Policy Bank and agreement with the borrower in credit contract based on the income and the ability to pay the debt of the borrower.

What? 7. Loan interest

1. The interest rate is by the current loan interest to the credit program for the student, the student stipulated in the period.

2. The overdue debt interest rate is calculated by 130% interest in lending.

What? 8. Capital loan, sequence and procedure for loan, debt return

The Social Policy Bank rules out loans of capital, sequence and loan procedures, which pay for simple, clear, easy to implement, adhering to the correct law.

What? 9. Original debt and loan interest

1. During the loan of the loan to the borrower which has not had to pay off the original debt and interest; the loan interest is calculated from the date of the lender which received the first loan to the date of paying off the original debt.

2. The loan object must pay off its original debt and interest rates for the first time since the end of the practice period.

3. The payment level each time by the Social Policy Bank deals with the borrower and is united in the credit contract.

What? 10. Interest rates in case of prepaid debt

The case for the pre-paid capital loan, which is committed to the credit contract, the return interest will be reduced as credit policy towards student students by Decision No. 1. 157 /2007/QĐ-TTg September 27, 2007 Prime Minister 's Office on credit for students, students or modified texts, adds the number Decision to the Prime Minister' s Office. 157 /2007/QĐ-TTg (if any).

What? 11. Adjust Payment deadline payment, extension of debt and overdue debt transfer

1. At the last paycheck, the borrower has the unpaid unpaid debt that has a proposed extension of the debt, which is considered by the Social Policy Bank to extend the debt to the loan object; the time extension owes to a maximum of half the debt deadline.

2. The case of a loan object does not pay the correct debt under the final debt deadline and is not allowed to renew the debt, the Social Policy Bank turns into overdue debt. The Social Policy Bank co-ordinated with local government, political-social organizations and organizations, individuals involved in the legal borrower ' s loan deal to revoking debt.

3. The Social Policy Bank rules specifically on the objective causes that lead to unpaid borrowers, the provision of the payment term, the payment extension, and the transfer of the debt overdue under the provisions of Clause 1, paragraph 2 This.

What? 12. Risk processing caused by objective cause

The handling of the debt is misled by the objective cause of the objective implementation of the risk of the risk handling of the debt at the Social Policy Bank.

What? 13. The responsibility of the agencies

1. The Department of Finance chaired, in coordination with the Ministry of Planning and Investment Management Investment to give student medical students after graduation during the practice to be granted a loan certificate and an interest rate compensation fee, the management fee for the Bank of the Bank. Social Policy performs a good job of lending to students after graduating in medicine.

2. The Ministry of Health is responsible:

a) directing the facilities of the disease, healing coordination with the local People ' s Commission and the Social Policy Bank that organizes a credit policy towards students after graduating during practice at the clinic, treating the disease to be treated as a child. Practice certificate;

b) directing the facilities of the examination, the treatment for the validation of the student after graduation is in practice to have sufficient capital conditions specified in Clause 2 Article 4 of this Decision.

3. The People 's Committee of the Provinces, the Central City of Central City directed the authorities and the People' s Committee to implement a credit policy on the subject in the practice to be granted a certificate of practice in accordance with the law. the law and the decision.

4. The Social Policy Bank is responsible for the guidance of capital loan, sequence and loan procedures, the debt-payment term, the debt payment, the payment extension, the overdue transfer of debt to the student after the prescribed graduation. The organization mobiles capital to supplement the loan capital to students after graduation.

5. The organization, the individual who uses the labor as a student after graduating with a certificate of practice that has been borrowed by state capital at the decision of this Decision, is responsible for the student's responsibility after graduating from a family money transfer to pay debt or the birth of the student. After graduating directly paying the Bank of Social Policy.

What? 14. Waste Processing

Organizations, individuals do not properly specify a credit for students after graduation regulations at the decision, depending on the extent of the violation of the law.

What? 15. Terms of execution

1. This decision has been in effect since 1 May 2016.

2. Ministers, peer-agency Prime Minister, Head of Government of the Government, Chairman of the Provincial Committee of the Provincial People, Central City, Chairman of the Board and General Manager of the Social Policy Bank are responsible for the enforcement of the decision. Hey, hey, hey.