Warning: You Are Viewing Act, The Parliamentary General Assembly Has Already Adopted. If It Does Not Include The Changes Made Later. Banking Law

Original Language Title: Uyarı: Görüntülemekte olduğunuz Kanun, TBMM Genel Kurulunda kabul edildiği halidir. Varsa daha sonra yapılan değişiklikleri içermemektedir. BANKACILIK KANUNU

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Warning: The Law you are viewing is considered to be accepted at the General Assembly of the TBMM. It does not contain any later delics if it exists.


 

BANKING LAW

Kanun No. 5411

 

Accepted Date: 19.10.2005      

 

 

PART OF THE REGION

General Provisions

PurposeAmaç

ARTICLE 1.- The purpose of this Law is to ensure confidence and stability in the financial markets, while the credit system is effective in a way, to regulate the rights and benefits of the owners of the savings and the essential.

Scope

ARTICLE 2.- Deposit banks, coefficient banks, wake-and-sleep banks in Turkey, dormitory The Turkish cities, financial holding companies, the Bank of Turkey, the Bank of Turkey, the Bank of Turkey, the Banking Regulation and Supervision Agency, the Savings Deposit Insurance Fund and those of the Turkish Bank, the Turkish Bank's Its activities are in the provisions of this Law.

The laws of the banks that are established with special laws include the law and the registration of the law. The provisions of this document are applied.

There are general provisions in this Code that are not convicted.

Tantages and inversions

MADDE 3.- In the implementation of this Law;

Secretary of State: Secretary of State or Minister of State,

Board: The Banking Regulation and Supervision Board,

Institution: The Banking Regulation and Supervision Agency,

President: Bank of Banking Regulation and Supervisory Board,

Central Bank: The Central Bank of the Republic of Turkey, Anonim Corporation,

Fund: Savings Deposit Insurance Fund,

Fund Board: Board of Savings Deposit Insurance Fund,

Fund Review: Savings Deposit Insurance Fund Board Balance,

Credit setup: Deposit banks and coefficient banks,

Contingent Troops: The Banks Association of Turkey and the Turkish Bank of Kati,

Bank: Deposit banks and coefficient banks, and yacht banks,

Deposit bank: According to this Law, it is essential to accept deposits in your own nam and account and to use credit Installs of this nature in Turkey, including those operating in the country with operations,

Credit: Based on this Code, it is essential to raise funds and use credit through special current account and folding accounts Installation of this nature and installation of these installations in Turkey, including the installation of operations in Turkey,

Bank and yacht bank: In accordance with this Code acceptance of the deposit or contribution fund; credit is based on The country's operations in Turkey, including those who operate in order to carry out tasks with special laws and/or perform the tasks that are given to them, or both:

Financial conglomerate: At least one of its partners is a credit setup, all of which are common or, a multi-credit installation or financial setup,

Feb: A part of the bank's banks, except for units of electronic equipment. and complete any of the activities of these installations, such as fixed or mobile, fixed or otherwise.

Central city: If a bank currently installed in Turkey is open to more than one company The institution will be notified and approved by the Board,

Fund bank: The Banks Act of Property 3182, the 4389 Code of Banks Act that has been repeated by this Law and this The banks, whose administration and control of the Fund are multinational, with the exception of the law, and the banks of the Fund, with the exception of the law, except for the dividend.

Financial setup: Loan and insurance, individual retirement or capital markets, which remain in place of credit To be engaged in activities or to perform at least one of the activities involved in this Law, to be used with the installation and yacht banks and financial holding companies,

Control: A legal entity's capital is to be looked at as a result of ownership of ownership of a per cent. The majority of the vote, whether to have a direct or indirect ownership or not to have any of the privileged shares, or to save the vote on the majority of the vote-to-vote shares. or any of the members of the board of directors based on the decision The ability to assign or remove the child is notelde

Partner: Partners in control, identified by the Board, as determined by the Board. the bank or financial holding company that consolidated its financial statements in its own discretion,

Partner: Partners who are operating under the control of the main partner,

A qualified share: 10 percent or more than a partner's capital or voting rights or indirectly. shares that grant members of the board of directors, even if they are at the bottom of this ratio, with the share of the phasee.

A partner: Real or legal entities that control, single or together, whether a partner is a partner or indirectly kiþiyi

Administrators: Bank ' s board of directors, audit committee, and credit committee members and members general manager, general Administrators and members of the signatories; the directors of the district, department directors, and the headquarters of the headquarters, the department, the group, and the directors of the units that operate under the names of the names of the directors,

Deposits: inverbate or inverbate through public or verbally, or any other way. the money that is considered to be repaid, whether desired, or in a certain term, in the event of akarþýlýðýnda

Savings deposit: Deposit banks with real and exclusive checks that are announced in a bank of deposit Deposit accounts that are not subject to commercial business in the world,

Special current account: ability to withdraw or withdraw from the banks of the region at any time, whether or not they are intended to be withdrawn. based on the current account owner and the account owner with funds that are not paid for any return to the account owner,

Tier account: Profit or damage to the banks of the region will not be used by these institutions. Accounts for which funds are not paid, which are not guaranteed to pay back to the account owner, that are not guaranteed to be repaid, and that the outline will be repaid, as well as the outcome of the error.

Contribution funding: Private account and folding of real and legal entities that are open to the banks of the region. the money contained in its accounts,

Support service setup: Established or Central by the Central Bank within the framework of the guidelines to be determined. Except for the exchange, retention, and center record service installations of the Bank with those operating under the Bank, the extension of the main services or completion of the main services to the organizations covered in this Law Issuing installations,

bank: banking activities are either kept with the current country external or across the country. a bank that is not subject to the economic and financial regulations imposed, or that it is prohibited from accepting deposits and funds from those in the country where it is being installed,

is at work.

Business topics

MADDE 4.- Banks, stipulates in other laws, are required to remain withheld operations can be actually:

a) Deposit acceptance.

b) Acceptance fund acceptance.

c) Transnational, informal, every gender and surrete loan application.

d) Transnational and registered payment and fund transfer operations, including the use of reporter banking or cheque accounts Payment and collection of payments.

e) Actions of Czech and other humbbios.

f) Storage services.

g) Exports and exports of payment systems, such as credit cards, debit cards, and travel checks activities to execute.

h) Effects, including, money market tools, and sale of money, precious metals and products, including sell or recharge to the escrow.

i) plunge into economic and financial indicators, capital market instruments, mala, precious mines and tattooed; Purchase, sell, and appliance of financial instruments in a simple or complex structure that includes more than one derivative of the term-term commitments, options, and more than one derivative.

j) Rollback or resale of capital market tools with purchase or resale.

k) Exportation of capital market instruments through supply or supply to the public.

l) Execution of a line through the capital market tools that have previously been exported Actions.

m) warranty claims, such as collateral, warranty, and service obligations in favor of the terms of the business.

n) Orphan advisory operations.

o) Portfolio policy and management.

p) under a commitment to the Treasury and/or the Central Bank and the units of the board of installations the market structure of the line of purchases within the framework of the obligations that are undertaken.

r) Faxing and forfaiting operations.

s) The banks of the bank are in the market for currency purchases.

t) Financial leasing operations.

u) Insurance accusers and individual retirement services.

v) Dier activities to be set up.

Deposit banks have first-fund (b) and (t), coefficient banks (a), up and down banks (a) and (b) They are not able to actuate the activities specified in their Bentens.

A share ownership of the item

ARTICLE 5.- In the implementation of this Law, determining the ownership of real people is a the shares of the real and the children and the partners that they have controlled with the responsibility or the partners they control together or the partners they control together with the responsibility of the actual person and their share of responsibility. In determining the ownership of a legal entity, the share of the shares in which they control their share is calculated together.

The implementation of this material is determined by the Board of the United States and the guidelines.

 

 

ISRAELKISIM

Israel Business Actions

SECTION OF THE REGION

Installation and Operating Permissions

izniPermission to open work and representation in Install or Turkey

MADDE 6.- A bank in Turkey is the first in Turkey to install or to install a bank in Turkey. A decision is allowed to open the office and replace at least five members of the Board with a vote in the same direction as envisioned in this Code.

With the regulations and guidelines to be made available for Israel, based on the regulations and guidelines to be made from the server The decision is notified within three months of the completion of the requested information and documentation, regardless of whether the decision has been made or the beginning of the document. If the shortfalls are not to be fixed within the six months, the pressure becomes invalid.

The bank is to be established or installed at home to engage in the debate in Turkey. For banks, it is determined by the decision of the Board of activities, financial reporting and audit usurls and the temporary or continuous stopping of their activities.

According to the basis on which banks, deposits or multiplicity funds are to be accepted and installed in the Board They can open representative offices in Turkey with the registration of the Board.

Installation works

MADDE 7.- A bank to be installed in Turkey;

kurulmasýa) Install in an anonymous business unit,

b) Share stocks with cash, and not all write-down,

c) Have the product (s) specified in this Law of the Enterprise to be a haz,

d) Qualifications and plans specified in the corporate governance provisions of this Law of the members of the board of directors To have the professional experience that can actualate activities,

) to comply with the financial, management, and organizational structure of the previewed operating topics,

f) The minimum of thirty million New Turkish Liras in the capital, paid for by cash from cash and all kinds of muvsazaans,

g) to comply with the provisions of this Law,Ana

h) An open and open partnership that does not interfere with the effective control of the organization, and has the organization's work

i) Do not make any blocking control of the Consolide,

j) Business plans for the planned operations include capital building projections for the construction of the installation. In addition to its ability, an activity program for the first three years includes internal control, risk management, and internal control system, including internal control, risk management, and internal control system.

increases by February.

The paid capital for the Awake and yacht banks is less than two-thirds of the amount specified in the first flast (f) Not at all

The application of this matter is determined by the Council of the United States and the guidelines of the application.

þartlarThe products that are searched for the installer

MADDE 8.- The founding partners of the banks;

a) without the provisions of the 2004 British and Bankruptcy Code, the concordato is not the case, the reconciliation is not No decision to be restructured or delayed due to bankruptcy,suretiylewithout the decision to delay the restructure.

b) The number 71 of this Code is in the banks applied to the bank or prior to the effective entry of the Fund. do not have a qualified share in banks or retain control,

,C) in financial installations, which are held to liquidate the liquidation, except for liquidation with bankers who have been held to the liquidation, credit, with the exception of the operating and yacht banks, the management and control of the partners, the management and control of the Fund, or the bank's consent and authority to make the deposit and the deposit and the contribution fund. In its installations, the Fund for making and making deposits and deposits in the Fund Permission to accept the fund and do not have the qualified share or retain control before they are removed,

d) The property of the Turkish Penal Code and other laws of 765, even if they were to comply with the exception of Takcirli crimes. The number of sentences or more than three years of imprisonment, 5237 of the number of Turkish Penal Code and other than three years in prison, has not been sentenced to more than three years of imprisonment, or 4389 in the property, which is in effect with the Law, no more than three years. The Banks Act, this Law and the $2499 Capital Markets Opposition to the provisions of the law and the provisions of the law on lending, the opposition to the property, the Turkish Penal Code, the number of 765 Turkish Penal Code, the Turkish Penal Code of 5237, or the simple or qualified embezzor, the embezzor, the rule of the law, the Turkish Penal Code and the Turkish Penal Code. The criminal, the fraud, the fraud, the abuse, and the trafficking of faith and the trafficking of the fugitive, anti-fraud, anti-fraud, and the smuggling, the official tender and the sale of the property, the money laundering, or the money laundering, the money laundering, or the smuggling of the drug, the government of the war, and the rest of the world. For crimes against the state's will, the State will open the door to the state. Crimes against sovereignty and respect of organs, crimes against the state's trust, the Constitutional order and the actions of this order, crimes against the national defense, crimes against state and espionage, foreign governments, and other crimes. Crimes against those involved, tax evasion, or no convictions that are involved in the crimes,

to have the necessary financial power and reputation,

f) has the integrity and the ability to qualify,

g) The partnership with the risk group, which is common to the risk group, is the current and the power to be open,

increases by February.

The first financial (a), (b), (c), (d), (d), (d), and (b), (b), (c), (c), (b), (b)) of the actual business partners who are qualified or indirectly qualified to the bank's legal entity constituent partners. (f) they should be able to address the current (f) in their spots.

Turkey's party is a party of multi-party credit setup and financial installations with international understanding. The benefits of this item are not applied to the first (b) and (c) of this material.

Opening the

Central dormitory bank in Turkey þartlarý

ARTICLE 9.-To open the country in Turkey by obtaining the necessary permission within the framework of the usurals and essentials A bank that is installed in the country by means of operation;

a) to prohibit central activities in the country in which it is located,

b) The presence of the country's authorized control authority in Turkey is negatively affected. Do notbulunmamasý

c) Not less than the amount specified in item 7 of the paid part of the paid capital to Turkey,

d) Members of the Board of Directors whose activities are outlined in the corporate governance provisions and their scheduled activities They don't really have a lot of experience in the world.

e) Business plans for business coverage include budget plan and structural work for the first three years. an activity program that shows it,

f) the partnership structure of the group that is included, and the power to be open,

increases by February.

Operating on issues that are prohibited due to local regulations in the country located in theülkedekiCenter is not allowed.

Permission to operate

ARTICLE 10.- The banks that are installed or have permission to power in Turkey within the framework of the article 6 of this Law, It will allow you to get permission to operate separately from the board. The permission to be given on a statement by an affidavit does not otherwise be agreed to by the Board, while all activities specified in the 4th Amendment are covered by the statements in the final form of the same matter. The permitted activity permits are published in the Official Gazette. The decision must be given within three months of the date from the date of the first permit application.

The Enterprise requires those who do not have the right to address the regulations made based on this Law and this Law. Returns the time to not exceed the bottom to make them complete and complete the absences. During this time, the installation permission for those who are not eligible for the results of the reposition is invalid and will be declared as a result writer. To be able to operate the banks that have installed the installed permission;

a) cash paid and scheduled to be available at the same level as cash,

b) The percentage of the asgardian capital specified by the Founders of 7% is the most the document of the document stating that a quarter of a few quarters have been deposited with the Fund's account,

c) maintain compliance with corporate governance provisions and have adequate personnel and technical equipment.

d) Administrators do not have the qualifications specified in the corporate governance provisions,

to ensure that the Board has qualified to conduct business operations,

Is Required.

Payment plan to be installed on the system from the current date of operation of the non-paid part of the entry. In the framework of the Fund, the commitment of the commitment to the Fund account is mandatory. The entry for the system is about to be a one-time one. Bank shareholders are responsible for the payment of a share of the entry into the system.

The board is authorized to determine the essential and essential for the implementation of this material.

revocation of the installed permission

ARTICLE 11.- Install permission of a bank;

a) The fact that it has been received by the fact that it is not true,

b) Without permission to operate within nine months of the date on which the installed permission is granted,

c) declare that you have not been given permission to install,

d) loss of warranty service, loss of operation until it is operational,

e) failed to have permission to operate,

f) to waive all of the activities specified in the 4th article of this Law and to liquidate the will completion,

g) Completion of the division or division of the Devrolunan bank,

h) Completion of liquidation or bankruptcy tracking under Section 106 of this Law,

If any of the

states are reallocated, with the decision of at least five members of the Board with a vote in the same direction is cancelled.

Revocation or revocation of the permit for activity

ARTICLE 12.- A bank has failed to receive or operate in the event of an operating permit with no other statements. the permit to operate operating within six months of the period of time, or in a period of uninterruptable months of operation, is canceled. Failure to become a member of the relevant council or the remaining instalment of instalments in the system as of the date of the date of the date of the date of the permit to operate, and replace the obligations made by the Institution. In case of failure to be brought, the first receipt of the 4th Amendment of this Law (a) and (b) may only be left individually to the Board of activities remaining.

These decisions are communicated to them in writing and published in the Official Gazette.

operating in Turkey, installed banks in the country for any reason in the country they are installed in If the permission is to be removed, the activities of which are to be stopped, bankruptcy or liquidators, or concordato, the operation permits of the people in Turkey will be removed by the Board of operations.

A credit setup in the scope of the first receipt (a) or (b) of the 4th article of this Code If the authority is removed by the Board, the permit to operate is in the provision of the authority.

Open domestically

ARTICLE 13.- Protective of the principles to be set up and the corporate governance provisions contained in this Law It is free to comply with the provisions and to open the country to the country by the time it is reported to the Agency.

ötesiCross-line activities

MADADE 14.- Founded in Turkey, banks including parts of the country are in the country. or the permission of the Board to comply with the corporate governance provisions of this Code and the basis of the Board ' s permission to be determined by the corporate governance provisions in this Code, whether or not they open, partner or install the partners.

Authorization permission to install, degrade, rank, and support service installations

MADDE 15.- Activities of banks, control, degrade, rating, and support services The decision is made to authorize the installation of installations that are going to be real, whether to temporarily or continuously remove their entitlements. The principles and principles of this are determined by the view of the relevant profession unions.

 

 

PART OF A REGION

Provisions for the Main GlossaryÝliþkin

Main-to-commitment details

MADDE 16.- Searching for the appropriate view of the banks in the main words of the bank. The general assembly cannot be decided on the general assembly. The main commitments made by the institution are not registered to the Trade Registry. Permission, approval, or positive vision of this Law and related other legislation for the main commitment is answered within the day of approval by authorized authorities.

Banks publishes their main commitments on the internet page. Updating the main commitments will have to be done within ten days from the date of the fact that the delics are being real.

Capital increases

ARTICLE 17.- Allow capital increases to be related to relevant legislation, in all cases, from any kind of muosau. without resources, except for the resources provided, the payment of the cash without the internal resources is increased. Registration of the capital increase is sought in the registration of the Agency for registration.

The part of the capital that has been increased as a part of the legislation is not considered in the equity account.

The capital increase in this matter is determined by the Board of the United States and principles.

Pay acquisition and toppings

ARTICLE 18.- One percent of the capital and the percentage of the capital through the ownership of a bank or share in a bank The share of a partner with a share of the share in which it represents more than or equal to one partner's share or share capital, 20 percent, thirty percent, or fifty percent of the capital. The outcome of the Board is the result of the Board's permission.

The payout facility, transfer or new concession granted to the board of directors or the audit committee. share export is subject to the Board's permission to look at the above proportional ratios.

In the issuance of these permissions, the transfer of the bank's inherited shares is a percentage of the percentage of the nominal value. It is mandatory to have the Fona from the takeover.

A share of the work that caused the common number of people to return to the share book without permission. You can't register. The records that are made to the pay book are void. This provision is also imposed on the acquisition of the right to vote and to the intifa on the shares.

Partners who have a qualified share of the qualified share will be able to address the qualifications that are sought in the founders. Partners with qualified paas who have lost qualifications sought in the founders cannot benefit from the partners ' rights in the dividend. In this case, the rights of the other partners are used by the Fund upon the notice of the Agency. These partners are unable to use the rlnikhan rights until the dollar and the indirect share of the capital are under him.

The share or indirect share of legal entities that have ten percent or more of the capital's capital The ratios or guidelines set forth in the first phase are subject to the Board's permission, as well as the qualifications that are searched for by the founders of the partner to take over.

The transfer of shares without the permission of the board has been made available by the Fund, except for the dividend that belongs to the It is used.

Shares of

stocks fell on the stock market, and shares of a bank were down in 2004. According to the provisions of the Islamic Law and the Bankruptcy Code, the implementation of the sale from the executive office is determined by the implementation of the process and the principles and principles of the implementation of this material.

THIRD PART

Company, Divide, Stock, and Israeli Liquidation

Volume, partition, and sharedeðiþimi

ARTICLE 19.-   One of the banks involved in the operation in Turkey; one or several banks or financial to transfer or transfer all active and passive rights and obligations to a local bank in Turkey with all active and palatable rights and obligations, or division or division of shares or obligations. It will be on the board ' s permission.   The grant is invalid if it is not passed by the competent bodies of the relevant banks within three months of the date of the date of the date of the date. According to the provisions of the Bank's Law, 6762 Turkish Commercial Code (Turkish Commercial Code), divided by the provisions of this Law, or the transfer of 454% of the total number of the banks in the sector to not exceed twenty per cent of the total number of their shares in the sector. The provisions of Articles 7, 10 and 11 of the Law on Protection are not applied. The subsequent transfer of the transfer or transfer is transferred to the bank that inherits all the active and passive rights and obligations of the delegated installation, and the transfer of the delegated installation is deleted from the Trade Registry by end of the entity.

The principles and principles of the implementation of this provision are determined by the regulation to be played by the Institution.

Israel liquidation

MADDE 20.- The banks are due to end their activities, and their liquidations are granted to the Board and the Agency's control It's all right.

In the event that they want to put an end to the activities in Turkey, and to liquidate them, the same and cash provided by the owners of at least two newspapers and the owners of the funds and the owners of the fund and the owners of the funds and institutions that may be counted in or in this case, with at least two other newspapers. entrust and current account balances and accounts with the deposit or the contribution fund They are obliged to return the debts within two months without waiting for their maturity, even if they are futures, and any deposits, funds, escrow funds, escrow funds, and credits that are not owned by the owner within the period of time. The institution stores the deans given this surpluses by proclaiming the following year by year, with a maximum of ten years to start with the proclaiming. These deans, which are not searched for under six months from the date of the last month, register for the Fund.

The implementation of this provision of matter is determined by the regulation to be determined by the Institution of the Enterprise.

FOURTH PART

Disclaimer of Israeli Bafkshootings

People's rejection of

MADDE 21.- Permission to install, under the provisions of this Law, is an effective exercise of the control any of the nature, qualifications, qualifications, qualifications, qualifications, or capabilities that may be prevented from the nature of the nature or failure of any nature that may interfere with the ability of any nature to be prevented, or whether or not they are in the process of being detored or not. It will be denied to the Board. The rejection decisions are reported as grounds for interest.

THIRD PART

Enterprise Management

SECTION OF THE REGION

Administration

KurumsalEnterprise management policies

MADDE 22.- Enterprise governance and processes and their policies with the Capital Markets Board It is also determined by the board of the board of organizations.

Board

ARTICLE 23.- The banks ' board of directors cannot be less than the head of the business, including the general manager. The general manager is the current member of the board of directors, of which he is not a member. The projected increases for the general manager in this Law are also sought for a phase of the board members from tomorrow. The general manager of the Murrahhas members is required to take part in the search. The Install will be notified within seven days of any documentation that is selected to be a member of the Board of Directors and for any reason, as well as the documentation that identifies the results that are wanted in this item. General directorate and board of directors duties cannot be performed by the same team. The members of the board of directors must address the conditions stated in (a), (b), (c), and (d) of the 8th article of this Law.  

The management of the country's banks in Turkey, which is in operation by opening up the country in Turkey At least three other principal managers are required to be installed in their centers, including the head of the center, who has the authority and responsibility of the board. In the implementation of this Code, the directors are on board the board of directors and are also sought for the members of the board of directors, who are named in the first fund.

Internal control, risk management, and internal control systems to be established in accordance with relevant legislation, including The management board is responsible for ensuring the compliance and adequability of the financial reporting systems, determining the authority and responsibilities within the bank, as well as the adequatine of the adequatine.

Audit committee

MADDE 24.- Instead of the administrative boards ' oversight and oversight activities of the board of directors The audit committee is being created to help bring it up. The audit committee is composed of at least two members. The members of the audit committee are selected from the search for the members of the board of directors who do not have an act. In the banks operating in Turkey, one of the members of the board of directors, who does not have a unit operating in the state of the state, is appointed.

Administration committee members have the qualifications set up by the Board. Any information and documents that are related to this will be reported to the Enterprise within seven days of the latest, at the latest.

The

Administration committee says the board's internal control, risk management, and internal control systems are active. , to observe the integration of these systems and the accounting and reporting systems within the framework of this Law and related regulations, and the integrity of the information produced, it is necessary to select from the board of directors of the installation of the audit. making preliminary deizations, from the board of directors regularly monitor the selected activities of the selected press, while the main partner in this Law is the main partner, consolidated control of the consolidated control and the consolidated resumption of internal audit services. Responsible and responsible.

DenetimAudit committee, internal control, internal audit, and risk management systems, units that are being generated and are not from administrative installations, to receive regular reports regarding the failure of their tasks, and to provide regulations or regulations and regulations that may adversely affect the continuity and execution of the activities of the bank. by notifying the board of directors of these matters It is.

TheDenetimAdministration committee is not in the bank with the results of the activities that are performed by not taking part in the under-month period. It is obligated to inform the board of directors of the necessary measures, applications that are needed to be done, and the maintenance of the bank's activities, which are important to maintain confidence in the public.

TheDenetimAdministration committee provides information from all of the banks, including information support services, and an audit. It is authorized to receive information and documents from its installations, and to provide consulting services for the approval of the board of directors of the people who are interested in meeting the cost of the bank. The task, authority, and responsibilities of the audit committee are organized by the board of directors and essentials.

General manager and its help

ARTICLE 25.- Law, economics, finance, banking, administration, public administration and dengue of the bank's general managers at the minimum level of undergraduate degree in the field, in the field of engineering, in the areas of undergraduate level, the students said, they should see graduate students and have at least ten years of professional experience in the field of banking or iritentialism. It will increase.

chief executive judges have at least seven years of professional experience, and two-thirds of them are in the first. have at least the minimum level of the license level in the specified fields, and so on. Even if they are employed with titles, the authority and duties of the general manager, or other managers who serve in the higher positions at the higher positions, are in terms of the provisions of this Law to the general manager.

belgelerleDocuments that show the people who will be assigned to the general manager and their help, indicating the results they are looking for in this matter together, the Enterprise will be notified. If a negative view of the Agency is not reported within seven days of the notification, it may be possible to assign related kibals.

The general manager and the cause of the dismissal of the general manager for any reason, the relevant bank, and the It is reported to the Agency within seven days of the service.

In this matter application, the general manager must have qualifications or unassigned qualifications or dismissals that must be owned by the governor. From the maintenance of obligations, the bank's headquarters in Turkey will be more like the director of the center of Turkey, as well as the general manager's office.

The general manager and general manager associates are fully qualified for a commercial installation except for consolidated control. Or it cannot be served as a half-time task.

Conflict and signup authorityyasaðý

MADDE 26.-  The first fib of the Act 8 of this Law, (a), (b), (c), and (d) are specified in the People who do not have the right to sign up are unable to work in banks as a general manager, general manager, or failure to sign up for a signature. The banks will have to immediately remove the signatures of these people.

As a result of the agency checks, it is determined that they breach the provisions of this Law or related other legislation, and that the bank has been compromised in a way that is sure to be used in a certain way. The members of the bank, whose rights have been requested to be legally prosecuted, are temporarily removed by the Board's decision. If they are, they will not be able to sign up to any bank as a number of haz personnel, as long as the Board has no permission.

Swear and commodity statement

MADDE 27.- The board members and directors of the board of directors, elected or elected to be elected, will not be able to take office unless they are sworn in before the local trade court after their appointment. The general manager and judges and signatories of the judges and signatories included regional directors, chief executive officers and the headquarters of the general directorate, the department, the group and the units operating under the names of the people. They have the provisions of the Law on Combating Grievance And Corruption. 3628 is a Code of Dignity, Dignity and Corruption.

The oath and the statement of the goods are set to the Board of the United States and the guidelines.

Decision book

MADDE 28.- The board of directors, audit committee and credit committee and directors are determined, among others. 6762, with date and number, with no output in the line of history and number of Turkish Commerce Law, the approved subsequent page number is no longer than the text of the text, He's not going to invite the president to the day of the day. And each decision is signed by members within a month of the latest from the date of decision.   Within the framework of mind and essentials to be set up in the convention, it may be used to leave the leaves at the end of the year, instead of the decision books, and use the following number-of-the-line kalamoza.

PART OF A REGION

American Systems

yükümlülüklerEic systems obligation

ARTICLE 29.- Banks, monitoring the risk of exposure, control of control, scope of activities They are responsible for building and operating an adequate and effective internal control, risk management and internal control system that covers all of the company's and consolidation partners in accordance with and compliance with the structure and conditions.

The internal control, risk management, and internal control systems install, work, qualify, build The activities to be done, the tasks and responsibilities of the top management, and the activities to be established are determined by the Board.

Hic control system

ARTICLE 30.- Banks, within the scope of the internal control system, to the legislation, internal regulations and Continuous control activities to be implemented and implemented by personnel at all levels of the accounting and reporting system, the integrity, the reliability and the information of the information at the time of the information. with the functional details of the tasks, the authority, and the It is necessary for the sharing of responsibilities, fund payments, reconciliation of bank assets, protection of assets and liability under control, identification, deportations, and management of any risk that are exposed to the risk of They have to prepare the substructure and have enough transmission time. The internal control activities are carried out by the internal control unit and personnel to the board of the board.

Risk management system

MADDE 31.- The principles that are set up to the Board of risk policies under the banks risk management system They have to build, implement, and report in the framework of the project. The risk management activities are carried out by the risk management unit and staff who are to be taken to the board of directors.

Hic control system

ARTICLE 32.- The banks have an internal control system that covers all of the unit, company, and consolidation partners. You have to install it. In this framework, the compliance of the activities in accordance with the legislation, the main commitment, internal regulations and the banking principles are controlled by the bank's requirements.  

The business audit activities, we are part of, and in a way, the necessary professional care is taken sufficiently to ensure adequate number of It will be fulfilled by the immutable side. Within the internal control of the main partner bank, the task can act as internal control of the consolidation of the consolidation of the consolidation of the consolidation of the consolidation of the consolidation of the consolidation of the consolidation of the consolidation of the field. An internal audit report that will be held under the second phase of this Law's article 29, with an internal audit unit or authorized party, will be held to the board of directors, as well as at least three-month periods, and the audit committee. is mandatory.

THIRD PART

Authorized Installations

Installation control installations

ARTICLE 33.- To be authorized under article 15 of this Code, you will be authorized to install administrative controls  The principles of the works are organized by the Turkish Free Accountant General Administration and the Yemeni Financial Services Chambers, the Turkish Accounting Standards Board, the Central Bank and the establishment units of the Board of Directors. The administrative installations are responsible for the damage done to the third party, following the activities of this Law.

At the control-installation control, you might be able to put the bank's presence at risk or be made by law Or if it detects the basis that it has violated the original commitment, it will immediately notify the Install. This notice does not imply that the principles and understanding of the business privacy principles and understanding of any of the bank's obligations are violated.

Degrading and rating installations

MADDE 34.- This Law and this Law stipulated that the regulations are forecasted in the regulations and ratings are set to be set up and in the framework of the principles and principles that will be determined by the Board.

Support service installations

ARTICLE 35.- Banks are expected to manage, benefit, and manage risks that may result from a support service They are going to have to offer the cost of the cost, and the program is to be made to the board. The support service may not be able to prevent banks from fulfilling their legal obligations, complying with relevant regulations, and effectively controlling them.

Support service installations and topics that can be serviced are set up and on the Board of Matters.

Responsibility insurance

MADDE 36.- Installs, degrades, ratings and support services, It is required to insure liability for damages that may be related to the services.   The principles and principles of the implementation of this matter are set to the Board.

FOURTH PART

Financial Reporting

Accounting and reporting system

MADDE 37.- Banks, setups, and Turkey Accounting Standards Board are to be seen To apply a uniform in accounting systems in accordance with the international standards by the Board of the Board; to accounting for all their work in accordance with their true intentions; information on financial reports. in format and content that can be used to help you It will be trusted, reliable and able to understand, control, analyze, interpret, and edit in time and right.

Banks, legal and judicial ledger and records, and accounts with correspondents in domestic and domestic affairs. They cannot close their balance sheets unless they are reconcilable.

The Board is authorized to take the necessary measures in determining the fact that the financial statements that are published are in fact the truth.

Financial reports in

Consolidate

MADDE 38.- To provide information as a whole in the main partner, financial situation, and operating results It has to hold consolidated financial reports within the framework of the established principles and principles of the Convention, which is under the scope of the 37 nci clause. Under the consolidated financial report, the setups are obligated to provide any information and documents that are intended to be requested as part of their consolidated financial report.

imzalanmasýSigning, delivery, policy, and control of financial reports

MADDE 39.- The management of which will be determined from the financial reports prepared by the banks The board of directors, audit committee members, general manager and general manager responsible for financial reporting, and the relevant unit manager or by the people who are involved in the financial reporting by name, last name and title. to comply with regulations and accounting records is required to sign. The obligation of the amus, It is replaced by the members of the board of directors at the banks that are engaged in the operation by opening the country in Turkey.

Financial reports that are available to the banks will not be approved by administrative installations. It will increase.

Banks have related financial reports, set up by the Board within the framework of the guidelines and principles They're going to have to present and present to the Merers.

Yell-activity report

ARTICLE 40.- Banks, their status, management and organization, human resources, activities, They will have to prepare the annual activity report, which includes information, financial statements, summary board report, and the audit report of financial statements and expectations for the administration and their expectations for the future. The preparation of the activity report to the relevant authorities and to the public is determined by the Board of the userids and principles.

SorumlulukResponsibility

ARTICLE 41.- The board of directors of this Law is an accounting of the activities in accordance with Article 37 of this Law, financial to prepare, approve, audit, submit, and disseminate financial reporting system, task, authority and responsibilities, make adequate information systems, and observe the implementation of the financial reporting system is required.

Save documents

ARTICLE 42.- Print and activities related documents are not, or are not possible, The copies of the copies and the machine-received, date, and number of written copies of the software that will not be made from the lines of operation, will be stored in the framework of the relevant bank for a period of ten years, and will be kept. It is possible for these documents to be stored in microfilm, microfide, or in electronic, magnetic or similar environments. The principles and principles of the implementation of this matter are set to the Board.

 

 

FOURTH PART

Protective Provisions

SECTION OF THE REGION

Resources and Standard Rates

Protective edits

ARTICLE 43.- The board includes the assets, receivments, equity, debt, obligations and commitments of the banks. The identification of the risks and balances between the expenses and the health of all factors affecting the property and the risk of exposure, analysis, monitoring, measurement and disinfation are required by determining the results and the standard rates. to make arrangements and to make all kinds of precautions about them is authorized to receive. This provision applies on a non-consolidated and non-consolidated basis within the framework of the Board for the main partner, which has an obligation to prepare a consolidated financial table when the 38th clause has been required. Banks are required to comply with the regulations, to calculate, to include, and to maintain, including the standard rate and standard rates, as well as measures requested by the Institution for the purposes of the establishment. It is responsible for taking and implementing it.

The board also considers the implementation of protective provisions with the provisions of the corporate governance, and each bank or to establish a rate or scale that is different to the bank group, or to establish a more needed rate or scale, or to detect the calculation and notice periods, or to identify the generally determined rate and the left. authority.

Access or discontinue the execution of such laws and the standard rates. In case of possible, the relevant bank will have to notify the Agency immediately.

Paid for capital, backup actuals, and self-supply

ARTICLE 44.--Paid capital, banks, and all types of muvadas are paid for or in Turkey. damages from the allocated and paid capital remaining after the part of the damage that is seen on the balance sheet with the spare flows is remaining after the current condition.

Auxiliary accumuations are based on the bank's 6762 Turkish Commercial Code and related laws. If the details are available from the backup chords, the balance sheet is the amount that is obtained after the damage is done.

The result of a total of capital and contribution capital raised from this total to be reduced from capital to capital will be found to be found.

Consolidated equity calculated on the basis of the standard rates with credit lines to be implemented on a consolidated basis. It is calculated by calculation of the third fiscal provision of the material.

The material and principles of this item are set to the Board.

Capital qualification

ARTICLE 45.- damages that may be caused by risks that are exposed to the implementation of this Code refers to the capital adequatum of the equity. Banks are required to calculate, hold, maintain and report on the capital adequant ratio, which will be determined by no less than eight per cent of the principles stipulate in the regulation to be held by the Institution.

The internal systems of banks, active and financial structures are considered to increase the proportion of formal capital adequant, The board is authorized to make arrangements under certain banks to consider the characteristics of these accounts in determining the risk characteristics of the active and the active account.

liquidity qualification

ARTICLE 46.- Banks are available to the Board by taking the appropriate view of the Central Bank. To calculate the level of liquidity, to keep it, to maintain, to execute, and to report it.

Troubleshooting

Aþýmlarýn

MADDE 47.- This Law and this Kanuna are involved in the process of dissing and disproportionate arrangements under It is imperative that the work be resolved within the framework of the Board of the States.

An example of a specific proportion of the system that can occur due to an error that can occur inÖzkaynaklarda. In a period of time, these are resolved in a period of time to be determined by the way. No provisions of the administrative fines of this Code are applied during the period specified for the expense of the waste.

PART OF A REGION

Loans and Risk Group

Loans

ARTICLE 48.- Guarantee letters, contentions, bail, bail, and cash loans issued by banks The turnover, such as acceptance, and non-informal loans, such as bonds and other capital markets, such as bonds and other capital markets, are paid for by the sale of the company, or in any other form and surfacsities, as well as other assets, such as those that have been given. They're going to get it, they're shipping cash loans, they're not doing it together. The uncollected interest rates are the risks of non-performing loans, the costs of reverse repo, the risks associated with futures and option commitments, and the risks being undertaken by the Board of Councils, as well as the credit. The credit is counted in this Law application, which is considered to be considered by the agreed lines.

With the financial leasing method of the wake and yacht banks, as specified in the first frame the financing of the assets and assets of the region and the payment of the cost of goods and services, or the benefits of profit and harm, as well as the supply of equipment or commodities, or financial leasing, property and property financing, Common practices, or similar methods The financing is also counted as a loan in this Law.

Risk group

MADDE 49.- An actual person and their children were the board member or general manager of them or, together, a risk group that partners or a legal entity either controls or has responsibility for, either indirectly or indirectly, and that they are responsible for the responsibility.

With a bank, qualified share holders, board members and general manager of this bank, together with or the risk group that they control, either directly or indirectly, or that they are responsible for, or that they are either a member of the board or a member of the board of directors, are included in the risk group that they are involved in.

The partners who are controlled together in the identification of the specified risk groups, these are the partners are included in each of the shareholders ' risk groups that share their control together.

A payment of one or more of these items, including one or more of the power to pay for one. Actual and legal persons with bail, warranty or similar risk groups are included in the relevant risk groups that will result in the power of the power.

The

Service is most reserved or, together, the feature of the Feature, public or added. Banks belonging to budget apartments form a risk group, together with the partners they control either from the right or the other.

Banks or shares of publicly owned companies are affected by the privatisation of the public A group of people who are still in the hands of other public institutions and organizations, capital, management, and controls, together with the common partner, the company, and the future, are a risk group.

Those who serve as a member of the board of directors and the general manager in the application of this material, the bank and the partners The determinants of real and legal entities that will be included in the same risk group from the care of children who are not under the realm of custody are determined by the Board.

Risk group and members who are used to use credit

MADRID 50.- Banks;

) to members of the board of directors, general manager, general manager assistance, and members of the loan. the children in which they have a 20 percent or more percent of their capital, their single and co-owned children,

they are in the process of being able to

b) (a) with members of the self-respected members of their children and their children in the world and age of

c) The sandwiches, associations, unions, or foundation (s) installed or installed for the mensuparinn,

may not give a cash and informal loan, regardless of what is known and surreed, bond or similar securities. They can't buy it.

First fikra provisions, originally found or representative in board memberships, and in bank capital Real business partners with real and qualified paya are not applied to partner partners with either the right or the indirect quality of the business.

The administrative and administrative boards of a bank's partners, at the same time as the relevant bank The fact that these associates are not interfering with the relevant bank is preventing them from doing so.

gerekliTo use credit for real and legal entities that are in the risk group included in the bank the board of decisions has been received with two-thirds of the members of the board of directors, and credit for which credit conditions are in favor of credit use, and do not differ from the use of the groups as well as market conditions.

The board members of a bank, their members and their children, and their children in the state of custody, The loans that will be issued for the purposes of the return of the total of the charges are not to be used by the check card or credit card to not take the three contributions, and the securities that are specified in the (a) and (b) of this Code. The credits used for the first and fourth fives It's a matter of time.

The bank periodically reports the loans that are open to those involved in the bank's risk group.

It is mandatory to subsequently liquidate the credits that have become separate to the provisions of this matter in the latest under-month.

Loan open

MADDE 51.- The authority of the loan is to the board of directors. The board of directors is responsible for issuing credit, granting and managing policies on credit, granting and monitoring of policies, and taking necessary measures to ensure that they are implemented and monitored.

Board of directors credit committee or general public credit committee (general) within the framework of the principles to be established He can turn it over to the manager. The general manager can also use the transferred credit clearance units through other units, regional directorates, or offices. The basis of the acquisition and decision making by the credit committee is determined by the Board. The authority to open credit for non-credit loans to the provisions of this Law may be transferred within the framework of the government and principles that will be determined by the board of directors.

Those who have the power to open a loan are with themselves and their children under the age and age of risk. Other real and legal entities cannot take part in devoting and decision-making, and report to the authorities in a statement of this issue.

The board is concerned about the credit for which loans are used to be used as part of this article and article 50. is authorized to decide whether to consider a discount item in the self-source account or to require additional equity in the amount of these loans.

izlenmesiMonitoring credits

MADDE 52.- Banks regularly assess risk of exposure because of their loans, and are regular. They have to analyze and monitor, procure the necessary information and documentation, and determine the essential basis for them. Credit obligations are required to provide banks with information and documents requested on a consolidated and non-consolidated basis in this framework.

More than half of the

Service, public and value-added agencies, public economic community, 28.5.1986. The current account status of 3291, which will open up to the institutions and partners and banks that remain in place, and the amount of bail or bail to be made available to the Agency for the remaining part of the bank. general information of the balance sheet and profit and damage rosters in the attachment The Institution's compliance with respect to the accepted accounting principles is dated 1.6.1989 and under the Law of 3568, the license has been approved by the members of the administrative profession.

The process of the implementation of this material is determined by the Board of the USSls.

Benefits and guarantees

ARTICLE 53.- In relation to banks, loans, and other receivations, you are likely to recover or cause damages to quantifying the assets and the quality of the assets, guarantees and guarantees, to the quality and quality of the assets, to the extent to which the remaining assets are reduced, to the extent to which they remain. The pursuit of the credit and the filling of the loans The refinancing of loans, to form and implement policies, to review them regularly, to establish and process the necessary structures to perform all of these matters, is required. The principles and principles of the implementation of this fikra provision are determined by the Convention.

Completed notices about loans and other creditors, including loans and other loans, as well as other loans. the corporate tax is considered to be expense in the detection of the matahare.

 

 

THIRD PART

Adjustments

Credit files

MADDE 54.- Loans that can be used by banks to a real or legal entity or a risk group The sum of the sum of the total is not available for 20 percent. This rate is applied in twenty percent of the risk group, which is defined in the second phase of the 49th item. The board is authorized to raise this rate by up to 20 percent or to reduce it to the lawfully-held position. Loans granted to a name partner are used for partners in the ratio of responsibilities.

Banks are a member of the bank's capital, regardless of whether they have a common or qualified share. And the percentage of credits that will be used to all partners and risk groups that have been registered with the share book, with more and more shares, cannot be repaid by the sum of the percentage of the loans.

The loans that are used with the co-controlled partners are the shareholders who control these partners together. are used to the risk group that each of the shareholders of each shareholder, including each shareholder, is involved in the total number of paya ratios that they control, together with each of the share capital they have in the partnership capital.

A real or legal entity or a risk group has a percentage of its equity, or more than The credits that are used are large loans and cannot be more than eight times the sum of the sum of the total.

Real or legal entities, including the same risk group, to ensure that the loans used by a risk group are to be made. The aval, warranty, and bail-out of the people are not considered in the account of the credit score of the risk group.

Gayrinakdian loans, futures, and options such as option commitments, accepted avals, warranties, and so on. And the facts that are made with bail, credit setup and financial setups are the central administrations of the countries to be admitted to the Board, the central banks and the construction of the banks, or the bonds that are guaranteed to be paid or paid for by the states. bond and similar capital market instruments, the issued diyer The guarantees are considered in the credit lines ' account, including the principles and rates set out in the Board.

The provisions of this clause are enforced on a consolidated basis from the main partner balance.

Loans that are not available for credit results

ARTICLE 55.--The following credits are in the 54th clause:

a) Business with cash, cash-like, and precious mineral-related items.

b) Undersecretary of Treasury, Central Bank, Privatisation Body, and the State of Mass Housing Construction of bonds, bonds, and similar securities that are made by these institutions and guaranteed to be paid or paid by these institutions are.

c) moves in the markets or money markets that are in the Central Bank cold, or in the financial markets.

d) New credit allocation to the same or mirror risk group before, in terms of foreign currency or foreign currency. The loans provided by the monetary measure are due to increased interest in the loans and credit cards, except for the current account of the current account, which is based on the current account of the current account, and the credit cards are due to increased rates. The interest, profit share and other interest in the loans elements.

e) Any shares in common with common denominated shares, without any capital increase a fund does not require any output.

f) Actions on their own, including the principles that will be set up in the board.

g) Partner shares acquired under the terms of the public through a disposal record under the basis and time frame to be set up by the Board.

h) Actions that are considered to be demoed in the source account.

i) Actions that will be determined by the convention.

Partner shares for the share of the share

MADDE 56.- Banks have their share of a partner in a partnership with credit setups and financial The percentage of their equity, the total amount of their share in those partners, cannot be below the percentage of their own self-resources.

The terms specified in the article 55 of this Code (e) are in the account ' s account of the first step. will not be considered.

A discount from the main capital in the current amount of self-resource calculation, in the event of the recurred results in the first plug. as a pen.

Banks are either direct or indirect in partners and installations that have a share of their direct or indirect share. They cannot accept a share, they cannot accept stocks as hostages, and they cannot be given an advance in the country.

Iltitudes on real estate and commodities

ARTICLE 57.- The percentage of the bank's real estate does not address the percentage of the total sum of the sum of its resources. This calculation takes account of fifty percent of the current increase in the real estate account, which is based on deification or inflation correction.

Banks, with commitments based on real estate and commodities under the Capital Markets Act of 2499 With the exception of the purchase and sale of the property and the commodities, excluding the purchase and sale of the precious mines to be eligible, the main activity is the subject of the mortgage, excluding the mortgagee of the mortgage, and the real estate yacht partners. They don't add up to partnerships with real estate.

A real estate, equipment, or commodity supply, or financial leasing, profit and harm, by the banks of the region, Actions on real estate and commodities are not covered by the activities that are prohibited by this item and are prohibited from the obligations due to similar activities, and the financing of the financing through the common real estate and similar activities is not covered by the activities that are prohibited and prohibited.

An overhaul of the commodity and real estate that has to be acquired from the Credits, and the real estate is essential It's determined by the board.

Sandboxing and time-to-foundation businessiþlemler

MADDE 58.- Social assistance, retirement, discretion, to belong to people who have been in debate by banks and will not be able to transfer resources to close the sandbox and foundation for saving purposes for saving purposes.

Badbacks

MADADE 59.- The banks and consolidated control of a fiscal year may be at a cost of time, You can't waste four percent of the bank's equity. However, it is mandatory that at least half of the work and assistance will be considered expense or discount on the determinations of the corporate tax property. The principles and principles of the implementation of this provision are set to the Convention.

PART OF THEBEÞÝNCÝ

Government and Catholicism Fund-to-CollectHükümler

kabulüDeposit and coefficient acceptance

MADDE 60.- Any real or legal entity that is authorized by credit setups and private laws The person cannot accept deposits or contributions, originally or by profession, and cannot use statements and statements that will create this impression in advertisements and advertisements with the titles of trade titles and public statements.

verilmesiissuing receipts, folding documents, certificates, and similar documents in place of the account wallet. The deposit or the contribution of the contribution fund is not an obstacle to the acceptance.

In association with the official and private installations, only to be owned by the people of the social and social help, It does not count the deposits and contributions of the insurance companies for these purposes, which are established by their own members for the purposes of retirement, need and saving, and the actions of the insurance companies with the funds raised for these purposes.

The rise and yacht banks have their own future, partner and partner in general principles. Funds from banks, money markets, capital markets and organized markets with the funds will not be counted as deposits in this Law.

krediThe credit-building companies and partners in Turkey are raising funds, deposit wallets and funds. They have to do the work in the country where they are in the country where they are in the process of organizing the paperwork. No documents or funds may be filed under the name of this company or the partners, and the collecting of documents and funds for the fund may not be edited or given.

krediTurkey's credit setup, home-installed partners or other bank or financial installations the deposit and contribution to be collected in the name of the deposit or the wallet, or the possession of a wallet or a wallet, or employment of personnel, to accept personnel or to accept deposits or to accept loans or to accept loans from the local people in the country. fund to staff, commission, bonus and similar names To pay for it or to provide staff with the advertising of these installations, using these and similar methods to accept deposits and to accept funding for installed installations in the country. the scope of the deposit and the contribution of the contribution fund in the scope of the matter.

Credit setups, deposit accounts, and multiplicity fund accounts by getting the Board's view They have to separate from the accounts, savings deposits, and actual business contributions to the bank, which will be determined by the bank and the actual business.

hakkýnda2499 counts of capital market instruments exported according to the provisions of the Capital Markets Act provisions are not applied.

çekilmesiThe withdrawal of the site and the multiplicity fund

ARTICLE 61.- 4721 counts of Turkish Civilization Law to hostages and imprisonment, 818 of the Code of Debt The rights to the transfer and supply, the provisions of the sign and the obligations under which they are placed, and the amounts that must be paid to the owners of the deposit and the contribution fund are not in any way refunded by the right to remain in hiding. The deposit or folding account holders and the loan setups are reserved for maturity and tip-time period.

The process of using this matter is determined by the Board of the United States and the guidelines.

ZamanaþýmýTime-in-Time

ARTICLE 62.- The latest claim from the deposit, contribution fund, escrow, and credits in the banks of the banks, People who are not searched within ten years of the date of the instruction manual are scheduled to be scheduled.

Any deposit, contribution fund, escrow, and credits to the rightful owner of the bank If not, the Fund will be registered as a result of its failure.

The process of using this matter is determined by the Board of the principles and principles.

Seaport and multiplicity fund are not insured

MADDE 63.- The savings deposit and real-business contribution funds in credit setups are It is insured by the Savings Deposit Insurance Fund.

Credit setups, savings deposit in their cold, and real-time contribution funds, insurance money It's got to pay it off, and it has to pay a premium over it.

The scope and amount of savings deposit and real-time contribution funds that will be insurance, Central The Bank is determined by the Board of the Fund to receive the positive view of the Board and the Undersecretary of the Treasury. The ratio of risk-to-risk insurance premiums on a year-on-year savings deposit and multiplicity fund may not be able to take up twenty20. The value of the risk-based insurance premium is determined by the Board of the Fund by the time of the Board of the Board of the Board of the Board of the Board of Directors.

Deposit and contribution fund holders in the form of credit The third party in Article 206 of the Law of Britain and the United States of America for the non-signeal part of the fund's concession and the state's social security installations after its receivate of 6183 of the Law was not a signage. They'll be privileged to make sense of it.

The insurance premiums paid to the Fund are considered to be charged in the detection of the corporate tax on the corporate tax.

is not permitted to address any of the other lenders that have been permitted to operate on a loan. The part of the insurance coverage of the deposit and the contribution fund is paid from the Fund resources.

mevduatInsurance coverage of the remaining deposit and contribution funds

MADDE 64.- The number of savings deposit and contribution fund accounts are insurance policy:

A) Deposit of a human-related credit setup with partners in the main, father, age and child of children. and multiplicity funds.

b) Administrative or directors board members and members, general manager and assistant board of directors It accounts for the deposits and the contribution fund of the children under the mother, father, and the children of the state.

c), dated 26.9.2004 and of 5237 crimes on the 282 nci of the Turkish Penal Code. Accounts with the deposit and the contribution fund that are covered by the following.

d) Deposit, contribution fund, and accounts determined by the board.

SIXTH PART

Control and Allowance Precautions

Administration

ARTICLE 65.- The installation and oversight of this Law is in the control and supervision of the Institution.

The agency may send representatives to the general assembly of the banks as an observer.

denetimConsolidate administration

MADADE 66.- A consolidated basis, on a consolidated basis, when the first receipt of Article 43 of this Code is required. The main partner banks, which have a ratio of rates, are consolidated and co-controlled partners, co-controlled partners, and consolidated control of the domestic and domestic partners.

The installations specified in the first fund, primarily internal control, risk management, and internal control systems, accounting and to make all kinds of records, information, documents, structures and systems in accordance with the consolidated control of the financial reporting unit, financial statements and reports to the risk group, as well as information, information, documentation, and systems They have to.

Partner and co-controlled partners need a consolidated control of this Law, as needed to be heard, with the control and supervision of the Institution and the consolidated control of the consolidated control, along with the authorized authorities. Audit results and control are shared and used by authorized authorities, based on the results of the authorized authority, to be determined and used.

Require a preview of the preview

ARTICLE 67.- A bank statement as a result of the controls made on a non-consolidated or non-consolidated basis;

a) Their current status is in danger of failure to meet their obligations due to maturity or liquidity. Do not comply with regulations,

b) Ensure that profit is degraded due to the deterioration of interests and balances between revenue and expenses. not qualified to run,

c) The capital adequatine of the sources is not sufficient or is not sufficient Found,

d) Deterioration of the quality of an active quality in a way that can be degraded by the financial system,

) The decision, action, and implementation of this Law and related regulations or to the decisions of the Board of the found,

f) Control, internal control, and risk management systems are not installed or are effective and effective. Do not process or control any obstructive considerations,

g) The risks associated with this Law and related legislation have increased significantly due to the non-printing of the administration. Or to destroy the financial system, as well as the financial system.

If any of the

states are identified, they are in Articles 68, 69, and 70 of this Code The envisioned measures are immediately taken.

Corrective measures

MADADE 68.- Kurum, 67, edited in item 67;

özkaynaðýnýna) (a), (b), (c), and (d) in the identification of one or more of the others, the bank's essence. Provision of liquidity or increased liquidity by stopping or leaving the profit off for a temporary period of time, or increase of credit to shareholders, or to provide liquidity through an overhaul of the accumulations, whether to increase or discontinue the credit. whether or not they were stopped or stopped and stop payments, stop long-term yachting,

giderilmesib) (e), (f), and (g) resolve any of the following and (g) in the presence of a few of the following, Review of the credit policy to prevent risky actions, reduce exposure to maturity, rate, or interest risk,

One or more of theTedbirlerindenMeasures, or any other measures that will be considered in accordance with the Agency, are appropriate It asks the board of directors of the bank to receive and apply for a period of time and a plan that it will approve.

IBM anti-IBM measures

MADDE 69.- Measures or subtracts of measures in the 68-point bank may be prohibited determine whether or not problems can be taken, or even if these measures are taken, the board is determined to be unable to get results;

a) any or more of the following (s) of 67 nci (a), (b), (c), and (d) In the event of a realisation, the correction of the financial system, the promotion of one or both of the capital adequator or liquidity, giving an appropriate period of time to be able to dispose of long-term or standing assets, in the process of execution and management No matter how much you want to go to the office or whatever name it is. stop payments on a regular basis, transfer or prohibit the use of cash and informal credit for specific business, enterprise, risk groups or industries,

b) expense, decision, action, and (f) and (g) of 67 nci substances (e), (f), and (g) Assign members to a member of the board of directors, increasing or increasing the number of members of the board of directors as soon as the general assembly is responsible for the responsibility of the members of the board of applications in applications Or members of the people who have responsibility in the decisions and decisions altınmasa, (g) the subject to reduce the risk of exposure to the self, to create a plan to be considered suitable for the medium and long term, and from the board of directors with qualified paya partners, this plan is written. committing, and submitting application results with the reputation of a period of time,

Bank management, including

, to ensure that any measure of caution is appropriate and urgent. from its board.

Measures precautions

MADDE 70.- Measures not to take place in items 68 and/or 69 of the Bank's the Board of the Board of the United States; to ensure that measures cannot be resolved or even if these measures are not taken.

a) its operations, all of its business reputation, or domestic or domestic abroad, to be considered temporarily stop or temporarily stop them from using their business or correspondents,

b) Including the collection and collection of resources, including the interest rate and the maturity of the maturity , for example, to bring out all sorts of ways,

c) General manager, general manager assistance, related unit and company managers, including the board deposed a part or complete, remove from the Agency for approval, to replace or to select from the task of the task,

d) Not to take the amount of a deposit or a contribution fund and have sufficient collateral accensies Long-term credit for being involved in any of its products or other assets,

e) To remove or stop the detected activity, the throughput or inefficient. Hand-disposal of assets,

f) One or more of the other banks that are at the top of the line,

g) To find new shareholders to be considered for the purpose of increasing the sources of resources,

h) Reducing Port from the source of the source,

Asks for the introduction and implementation of one or more of theTedbirlerindenMeasures, or the appropriate relative measures. 

kaldýrýlmasýDo not remove the permit to operate or transfer to the Fund

MADDE 71.- Related to a bank as a result of the checks;

a) Within the time period given by the Board of the measures requested under Section 70 of this Code In any case, it was not possible to remove or completely remove or completely receive the measures, or to ensure that the financial system would not be strengthened or otherwise, even if these measures were taken, even if the measures were taken. power-on,

b) the trust and stability of the rights and financial services of the deposit and contribution fund holders. the emergence of a danger from the maintenance of the environment,

c) to ensure that it does not meet its obligations in maturity,

d) The total number of the assets of its obligations, including the sum of the assets,

e) Your partner or its managers, bank sources, are jeopardize the bank's confidence Use the direct or indirect use of the resource or resource to use the resource and damage the bank with this process, eitherdüþürecek In the case of one or more of the

states, the Board is determined by the votes of at least five members in the same direction. whether to remove the operating permit or to manage the credit setup with the exception of the partner and the management and control of the damages from the capital of the existing partner, or to completely transfer, sell or merge with the Fund the authority to transfer.

Credit setup is based on the provisions of this Law, and the banks of the removal and sleep. It is liquidated according to the general provisions.

The Board decisions under this clause are published in the Official Gazette. The release date is considered to be the date of the publication.

önlemlerSystemic risk measures

MADDE 72.- This is a result of a negative development to the extent of the financial system and this In coordination with the establishment of the Agency, the Fund, the Undersecretary of the Treasury and the Central Bank have the authority to determine the measures that will be taken, the Council of Ministers is authorized, and all relevant institutions and organizations have been identified as such. are authorized and responsible with the application immediately.  

PART OF THE YED_INSTANCE

Statutory Obligations

Saving

Srs

MADDE 73.- Board staff and members and Board staff, Fund Board members and members and Fund staff to the banks in which they were killed in their tasks and their partners, the company, their partners and their associates, who are in control of this Law and their private law, will not be able to open their own or their own or They can't use the benefits of the people. This provision is also the case with which the organization has received support from the organization and the installation of them. This obligation will continue after the task has been removed.

The provisions of this Law on the reconciliation of the Agency to its home counterpart control mercists, The information and documentation within the framework of the first fan is the subject of the current information. The board is tasked with protecting the board of memorandums, or the protection of the current state of the state. The information and documents provided by the institution may be used to allow installation and operation, to monitor activities, monitor compliance and comply with regulations, and to see administrative cases to be made available to the Board. The information and documentation that the institution has obtained in this fund cannot be given to any individual, institution, and organization. The Institution cannot be held responsible for the issuance of information that is under the scope of the court.

Banks associates, members of the board, members of the board of directors who move to the behalf, sıfat And the number of banks or their people that they have learned about their tasks cannot open up to the authority that is legally authorized to do so by law. This provision applies to the bank's support service, as well as the support of the bank. This obligation will continue after the task has been removed.

Credit setup and financial installations with support service installations are available As part of the commitments, the services of these installs, including monitoring, deification, control and performance of client services, and service provision and credit setup, as well as the documentation for the information and documentation financial installs in their own way, or this provision is used by any information and documentation that will be done by at least a bank of less than a five bank.

korunmasýprotection of the business

MADDE 74.- 5187 with the tools or radio, television, video, internet, as specified in the Act of the Basis One of the tools of cable or electronic information transmission, and so on, may not intentionally cause or harm a bank ' s reputation or its wealth or fortune, in this way.

Ethics policies

MADDE 75.- Members of the bank with respect to this Law, related regulations, intent and policies They are obliged to ensure the conduct of the activities in accordance with the ethical principles of ensuring justice, fairness, honesty and social responsibility in the administration.

The ethical principles are determined by the organization's troops to receive the appropriate vision of the Board.

haklarýClerk rights

ARTICLE 76.- Banks will respond to any questions that arise from the services provided. are responsible for installing the system and notifying them of the information about this service. Banks have to give a certified example of their credit commitments to their people. One example of any kind of document is given to other people who have made their demands with the future.

Individual regulars with banks as part of the 4th article of this Law. The implementation of the words that will apply to the current and include promises that will be included in the current address are determined by the board's appropriate vision of the Board of installations. For the protection of the 4077 consumer, the provisions of the Act are withheld.

Banks, a deposit, fund, credit, and any number of others who do not document their identity and tax numbers No matter under their name, they will not be able to open accounts, regulations, remittance and cambiyo services, and prohibit the financial and financial services of the company. The implementation of this storm will be held by the Ministry of the Republic of the United States and the Ministry of Finance. The implementation of Article 5 of the Code 4358, dated 2.4.1998 and of those who do not comply with the regulations made by the Ministry of Malîye, is subject to the right to the right to the prosecution.

PART OF A SEKISRAELI

Development and Competency Banks and Financial Holding Þirketi

provisions for the departure and the banks of the yacht banks

MADDE 77.- The banks and yachting banks, 54, 55, 56, 57, 61, 63, 64, 106, and 129th of this Law The articles of the 130th clause (a) are related to the other provisions, excluding items of 131, 131, of which 141 were not.

Financial holding company

ARTICLE 78.- The board is required to require that financial holding companies be required to identify and install the coverage; The capital adequacy, internal systems, the coordination of the consolidated control and control, are authorized to determine the principles and principles of the company. By entering the scope specified on the board, the Board is authorized to determine the possibility of a group that does not require a financial holding company to establish a corporation.

Financial holdings, within the framework of the principles and principles that will be established by the Board, 22, 23, 24, 25, 26, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 47, 65, 66, 67, 68, 69, 70, 71, 72, 73, 78, 93, 95, and 96 articles of substance and sentence provisions were imposed on these items.

Calculations to be made with standard rates and ratings to be determined from the maintenance of

Financial holdings. is considered only on a consolidated basis.

NINTH PART

Installed Units

The Banks Association of Turkey and the Bank of Turkey, Union of Turkey

MADDE 79.- Deposit banks and investment banks, legal entity, haiz, and public institution The Turkish Banks Association, which has a vocational establishment, has to become a member within a month of the date of the permit for the participation of the Turkish Bank, which is the same as the banks of the region.

görevTask and entitlements for the units

MADDE 80.- Installed units;

a) To ensure the development of the profession,

b) In the case of unity and occupation of the members by determining the principles of the profession, to ensure that the economy is playing in accordance with the needs of the economy,

c) To determine the vocational principles and standards of the members of the member bank by taking appropriate view of the Institution,

d) To track the implementation of measures that have been requested to be instituted by the decisions of the relevant legislation and the decision of the Agency,

e) To take and implement any necessary measures in order to prevent the right to compete against the members of the members,

f) Reputation, quality, quantity and quantity of people who are going to be able to comply with the advertisements and advertisements by taking the appropriate vision,

to ensure that partner projects are common to the banks, by doing business with the institution,

h) To sue the board of directors for matters of interest to the common interests of its members,

i) uses the principles and principles of the right and content of the commitments stipulate in the provisions of the right to determine

j) The provisions of the Code for Protection of 4077 Consumers and the provisions of the Law on the Protection of the Law and the Right to Law To become a member of the arbitrators and principles approved by the Board, to ensure that the members and individual arbitrators will be deformed and resolved by the record.

is an official and official.

Organs and status

MADDE 81.- The organ choices of the installed units are confidential in accordance with this Law and It will be done under judicial supervision. The list of member banks and representatives who will be elected at least 10 days prior to the general assembly of elections to be held is the list of the meeting, the agenda, location, day, time, and the second meeting to be held if there is no more. The election board to be determined by the Council of the High Elections, along with a written statement of the states, is the judge of the Council of the Supreme Election. The judge approves the necessary review and approves the list and other considerations; a member of a sandwich board and a member of two sanders assign a backup member for them. The voting process is made according to the secret ballot, the principles of the number of hunger. At the end of the election, the results of the election have been identified and signed by the members and members of the board of elections. Any objection to the elections within two days from the arrangement of the minutes is reviewed by the judge on the same day, and will be decided for a final time.

The organs of the

Installed Units, the basis of the operation and the scope of the activities, are the means by which the troops are The Council of Ministers on the suggestion that they will be subject to the decision will be shown to be effective. Members are required to abide by the status of the troops and the decision and measures that will be taken by the troops. The expenses of the installed units are determined by the number of votes that are identified when their status is set up. Members are required to sleep within the period of time specified in the status of the expense expense. If the expense share is not paid within the specified period of time, the units will be collected by the units by the union. Decisions on the payment of cost-of-government payments are in the case of the 2004 official document, which is the official document of Article 68 of the Law of Israel and the Law of the United States.

zamanýndaDuring the time and full compliance of the general or special decision and measures of the installation of the setups On the board of directors of the members of the Union, the decision of the Turkish lira from the new Turkish lira to twenty thousand New Turkish Liras is decided by the sentence.  

 

 

TENTH PART

Government Provisions for Regulatory and Supervision

SECTION OF THE REGION

Banking Regulation and Supervision Agency

Installation and Installation

ARTICLE 82.- Organizing and controlling the public legal entity with a haiz, administrative, and financial autonomy The institution is founded. The center of the institution is Ankaran. The institution is from the President of the Banking Regulation and Supervision Board.

The Agency has its own duties and powers regarding the regulation and audit granted to it by this Law and It replaces and uses it as a result of its responsibility. The agency's decision cannot be subject to the control of the place. No organs, authorities, merci, or people cannot give orders and instructions to influence the decisions of the Establishor.

Institution, within the framework of this Law and 5018 in the Public Goods Administration and Control Law, within the framework of the Freely use the assigned financial resources, to the extent required by their duties and entitlements, within the principles and essentials specified in its budget.

employs sufficient and qualitative personnel to effectively fulfill its duties and powers. b.

The agency's property is in provision of state property, cannot be foreclosed and repawled.

PART OF A REGION

Board of Banking Regulation and Supervision

Banking Regulation and Supervision BoardKurulu

MADDE 83.- The Banking Regulation and Supervision Board is the institution's decision-making. The board is one of the seven members, one of which is the president and one of the second. The Board of the Board is also under way.

will dismiss the permit, patient, domestic and dormitory, and other state-of-duty status. In the event of an absence, the second person is a member of the President who will be determined by the Board of the Board of the State.

atanmasýMembership appointment

ARTICLE 84.-Board members are required to address the following:

a) numbered 657 of the number of State Officers Act 48 (A), (1), (4), (5), (6), and (7) To address the conditions that are specified in their Bentens.

b) To overflow the first fissives (a), (b), (c), and (d) of the 8th item, as specified in their spasm.

c) not to be banned from playing in a 26 ncu.

d) at least licensing level in law, economics, property, banking, administration, public administration and dengue; engineering to become a graduate degree in the fields specified for those who are seeing a bachelor's degree in the field.

Members have at least ten years of experience in at least ten years of experience, or at least ten years of higher education than others. It is appointed by the Council of Ministers among the people who make a member of my education. At least one of the members is a graduate of the law school, and one of them has started to work as a supervisor, chief executive officer, or vocational staff in the class. The Council of Ministers appoints one of the members as the second person in the office. The Council of Ministers ' decision to appoint is published in the Official Gazette.

The members and members of the

Board will perform their duties with full attention, honesty, and objectitiy. They will conduct themselves in the presence of the First President of the First President of the Court of Law, which they will not be able to move and move to the provisions of the law. For the oath, it is a matter of haste by the Yargaitay. The board members can't take office unless they swear.

Head and task durations for members

ARTICLE 85.- The board of the board and its members have been underserved. Stale and unassigned members cannot be reassigned. In the case of any reason and membership of the member, it is assigned to the location within a month within the guidelines specified in the 84th item. Those who are currently assigned can be reassigned to a deflation.

The board of the Board and its members cannot be ended on their duties for any reason without due process. However, they will not be able to see the work due to illness or injury, as they have lost the necessary conditions for their appointment or that their condition has been identified as being related to the 86 ncis, or their duties related to the crimes they have started. The Chairman and members of the Council, who are committed to the verdict of a convicted conviction, are relieved of the decision by the President. They are assigned to their place within a month at the latest. During the period of more than three months, the members who are in this state will handle the membership and assign them to their place within a month.

suçlarla657 is the number (5) of the number of State Officers Act (A) of the state of the State Officers Act. As a matter of fact, the members of the Board of the Board of the Board of Rights and members of the Board of the Board of the Rights of the Board of the Rights of the Board of the Rights of the State of the United States of America The measure could be dismissed by the Council of Ministers. The relevant provisions of the State Officers Act are applied on the Council of the Board and its members who have been dismissed. In this way, memberships may be appointed by the Council of Ministers, among those who have taken part in the 84th article, return to the member office, and in any case no longer to the membership period of the member.

YasaklarProhibitYasaklar

MADDE 86.- The board and its members are provided with lectures, lectures and conferences for scientific purposes that do not exonerate their noble duties. No formal or special duties, associations, foundation, cooperatives and similar places can be managed, trade cannot be done in a free, free business operation in the execution of the official duties of the Institution except for the copyright of the corporation. with the industry or field that you are authorized to administer and administer They cannot have a share in their respective partners, they cannot be arbiter, nor do they know.

The Board of

and its members are the owners of themselves or their children and children before they take office. All types of capital markets, including those responsible for regulating and overseeing the enterprise, except those that are owed by the Treasury of the securities found by the Treasury, have adopted all capital markets, adopted, to the third degree, and to the second degree. to sell as many as 30 days of loss of loss He's got to get rid of it by way of hand. Members who do not act in accordance with this fund within thirty days from their appointment to the board memberships are withdrawn from the membership. This situation, The board is identified by its decision and is notified of the relationship.

Board President and members of the Council for overseeing and orchestrate the two years following the separation of duties The industry and private installs in the area are not available for service. Those who do not comply with this fikra clause are given the sentences set forth in Article 4 of the Law on the Right to Be Unable to Comply With Public Duties, 2531.

Board President and its members and other personnel, information and trade secrets related to the Agency, Even if they are separated from their duties, they cannot be used by law-authorized mergers to use them or use them in the interest of their own.

The Board of

and its members were found in the $3628 Declaration of Goods, Dignity and Combating Corruption. It's all right.

Installation guidelines for the boardçalýþma

ARTICLE 87.- The assembly is collected at least once a week in the required state. The meeting of the Board of Assembly governs the second one in its absence. The agenda of the meeting is prepared by the second person, who is absent from the meeting, and is reported to the members of the Board at least one day before the meeting. Before proceeding with the agenda items, the President is informed about the establishment of the Institution. In order for new material to be added to the agenda, a member must propose before the meeting, and the inclusion of the proposed clause must be accepted to the Board.

has not contributed to a total of three meetings or has been added to a meeting in a calendar year without a valid excuse. Members of the Board who did not sign up for the duration of the board's decisions or did not declare the decision to be written within the term of the vote were withdrawn from the membership. This status is determined by the Board decision and is reported to the Minister.

The board convenes at least five members and requires special nisaps to be specified in this Law. it is decided by a vote in the same direction of at least four members. Members are not able to vote. In cases where there is not enough decision in the meeting, the following meetings are decided by the votes that are available for the votes, and the decision is made. The board decision is determined and signed by all members who have been folded to the meeting, either during the meeting, or following the meeting at the latest meeting.

For any reason, the member of the Board of the members is in a position to consider the Council's decision to make a decision. As a matter of fact, the institution is acting as a proxy, according to the order, not to go through a month of the week. There is no problem in the rights and property rights of the Institution who is the member of the Board, which is the member of the Board, which is under this clause.

The decision on this Law is to remain reserved, and the Board decision is at the latest from the date of meeting of the meeting. In the day, their rationalms, if any, will be kept in a stand together with the votes and signatures of the vote.

Board President and members himself, elder, adoptable and third-degree include blood and second-degree inclusion They don't put up with negotiations and voting on issues related to their concerns. This is specified in the decision text in detail.

Board meetings are confidential. An expert can be invited to the board of experts to take advantage of the situation in which it is heard. However, the Board's decisions cannot be taken from the meeting.

As of the latest seven days, theKurulunBoard of regulators and the Ministry of Europe and its It is sent to the Minister for publication. These decisions are published in the Official Gazette no later than seven days from the date of the date of the date of the date. The controller-qualified decisions are made public with appropriate vastatas, including the internet media, to keep the provisions stipulate in this Code. The board may decide not to publish controller-qualified decisions, which are hidden from the opening of the country's economy and public order, the board said.

The members of the Board of the Board of

and the Council of the Institution are working with the principles and ethical principles of the Board and the establishment of the Board. The other considerations are arranged by the Board of directors.

görevBoard tasks and entitlements

MADDE 88.- The Board performs the following tasks in this Law and other legislation, and authorizations for:

is in line with the international principles and standards related to the industry or field that is tasked with organizing and overseeing to make secondary regulations and make decisions.

b) To determine the strategic plan, performance criteria, purpose and objectives of the institution, to determine service quality standards, to make recommendations about human resources and working policies, service units of the Agency, and tasks of which they are.

C) To see and decide on the strategic plan of the institution in accordance with its goals and objectives To see.

d) approve reports showing performance and financial status of the organization.

e) To assign a number of assistant help and circle conditions, based on the recommendation of the press.

f) See recommendations on purchase, selling, leasing, and decision-making.

g) To do other tasks that are provided with the law.

THIRD PART

Business-based

President

MADDE 89.- The chief executive of the Agency is responsible for the general administration and representation of the Agency.

Business and entitlements are available:

a) To determine the agenda, day and time of the assembly meetings, to handle meetings, not to raise To make the necessary actions about the shootings and to inform the Agency as a basis for them.

b) To ensure that decisions are not published or be issued, make sure that these decisions are met To monitor and monitor the application.

c) To present the recommendations from the service units to the Enterprise by giving the last time to it.

d) In accordance with the strategies, objectives and objectives set by the Board, To prepare financial statements for the annual budget of the institution.

e) To ensure the highest level of organization and coordination of service units, efficient and harmonisation, the task that will be able to drive through the Enterprise service units and resolving authorization issues.

f) To prepare operational reports, goals and objectives, performance criteria and activities To make a statement and present them with the Enterprise.

g) The strategy, policies, and related legislation in the field of operation of the institution, and the work of the to make a statement about performance criteria.

h) Execute and represent the Agency with other installations.

i) To assign the Assembly staff at the time of the prediction that the board is appointed.

j) To determine the task and jurisdiction of the personnel that are authorized to the installation name.

k) To perform other tasks related to the administration and the administration of the institution.

A part of a task and authorization that is not related to the Enterprise is to identify and write to the time it is common. It can be transferred to the lower levels by registering.

Bader help

MADDE 90.- Three employees of the Board decision to assist the president in his duties as a judge of his duties. is assigned. One of the assistant judges is responsible for the onsite supervision and oversight. The chief aid needs to be able to address the conditions specified in the 84-th item.

provides a number of tasks and entitlements to determine the results of a number of times when they need to be set up. It can be transferred to the lower levels of the part.

Service units of the

Agency

MADDE 91.- The service units of the enterprise, the department of agency services, the advisory, and the It is one of the most helpful service units. However, the number of the circle is not going to pass it.

Service units, in accordance with the activity, duties, and functions specified in this Code, the Agency's bid and The Council of Ministers is determined by the ordinance that is to be used.

The Strategy Expansion Unit is installed as the

Department of the service. Law, press, and public relations can be deployed as a result of the need not to exceed the total number of people in need of such areas as management and finance.

DestekDepartment of Support Services to carry out human resources and services, administration and financial services and similar activities It will be installed. A maximum of four principals can be installed for use in the board's private office services.

The institution is in the same provinces where you are tasked with editing and not to exceed three of the following It can open domestic representative with an installed decision.

Enterprise staff

TICAD 92.- The ongoing tasks and services required by this Law, banks are sworn in It is carried out with the hands of the professionals and judges, the banking experts and the judges, the legal experts and the staff, and the professional staff and administrative personnel who are experts and assistance from the expert. Any personnel of the organization are required to describe the qualifications contained in the other than the first receipt (d) of the 84th article of this Law.

Chief assist, agency, managers, bareheads and professional staff are involved in staffing. It is employed in a non-verbal status. Staff members in the charge, financial and social rights, and other personnel are in charge of all kinds of rights and obligations, and 657 are the State Officers ' Law.

To avoid passing the total number of cadre in the number (I) of this Law, staff title and grade The board is authorized to determine the essential and the people that are being used by these cadres. However, the title delics of the Institution staff who remain at the vocational staff are made as clear to the 190-number General Staff and the cadre titles of the Ordinance Decree on the Rule of Law of the Usûlated Ordinance.  

It is essential that the agency has employees that require expertise in their service units. The qualifications of the personnel to be employed in the main service, advisory, and aid service units are determined by the Board upon the proposal of the President. The agency does not exceed thirty percent of the total number of staff in the ruler, the proportion of staff who are not a manager, a professional, and a professional staff member.

InKurumda, there are at least ten years of professional experience in the industry that will not exceed ten percent of the number of vocational staff. It can be played according to the provisions of the personnel, service or attorney general who are sufficiently expert in the fields of the institution and the doctor's degree in matters related to the operation of the institution.

Enterprise personnel cannot be temporarily deployed in public institutions and organizations.

Banking, law and science expert help and banks will be sworn in and will be assigned to the office. It is selected from the search for the start of the competition. Specialist assistance and the appointment of the banks under oath are held at the end of the second year, they will be held to the jurisdiction of the authority. The authority and the guidelines for the powers of the people in this area are determined by the Board. Expert help and banks are sworn to help, say, three years of stealing and obtaining a positive record. Public personnel are at least (C) level from the Foreigner Level Detection Level, or the international equivalent of They will receive a foreign language score, which will be available in the proficiency area, and are considered by the jury to be accepted by a jury of experts who will be the expert thesis of the subject matter. The banks are appointed as sworn agents, and they are assigned to a degree to be a one-off. The upgrade will be applied. The State Personnel will be notified to be assigned to the appropriate caddies of public institutions and organizations that do not enter or enter a thesis without a thesis or if they are two times in the process of life or other than in the case of their thesis.

The competence and assistance of the agency's professional and administrative staff are characterized by their qualifications and essential. is determined by a regulation that will be played by the Institution.

FOURTH PART

Task, Entitlement, and Responsibility

görevAgency for tasks and entitlements

ARTICLE 93.- The institution is in financial markets within the framework of this Law and other applicable legislation. trust and stability, the business of which the credit system works effectively, the development of the financial sector, for the protection of the rights and interests of the owners of the savings;

A) The provisions of the banks and financial holding companies in other laws and related legislation remain withheld. to organize, implement, process, and implement financial leasing, factoring and financing with a record; to organize, apply, implement, and monitor their operations, activities, divisions, shares and liquitations. check,

b) To become a member of the international financial, economic and professional institutions of the domestic and international institutions, To sign a memorandum of understanding with the authorized authorities of foreign countries in entering the task field,  

c) To do other tasks that are provided with the law,

is a business agent and authority.

The agency will be able to compromise the rights of the savings owners and the bank's regular and orderly work. It is responsible and authorized to take the necessary decisions and measures to prevent any business and applications that may cause significant damage to the economy, and to ensure that the credit system is actively working.

Institution, in all activities, authorizations granted in the law of installation to remain reserved, programs, programs, and And the principles, strategies and policies that are involved in the government program.

The Agency has granted the authority granted to it within the framework of the provisions of this Law and related other legislation. by establishing facilities or by making special qualified decisions. The institution is authorized to enforce regulations and regulations on the implementation of this Law with the decision of the Board.

The enterprise provides industry strategy and policies before they move the regulatory push through internal regulations. Receive the status of the State Department of State and its related institutions and installations, including the plan to install and install the relationship from the installation of the relationship to the maintenance of the relationship. If the Secretary of State and the State Department of State Department of State Department do not respond within seven days of the latest, the positive vision is considered.

The agency's secondary regulatory drafts are to be on the Institution's internet page for at least seven days. It is available to the public with appropriate vastautae.

In the case of special qualified decisions, as required, and appropriate to install and otherwise It is announced with the agency's haftalink bulletin.

Public institutions and organizations are responsible for the necessary assistance to the Install in designated areas of the Law.

geliþtirilmesiDevelopment of the industry

ARTICLE 94.- The institution is intended to improve the financial services industry;

a) Reduce the cost of business and vehicle costs of banks, efficient and rational, and financial your competitive environment in the market,

b) Regaining competitive power to the financial system, other regulations and practices in financial markets Building an effective and effective financial system through the realisation of integration and the more effective execution of the market,

c) closely monitoring the status of international banks, from experience in control and operating areas, from experience benefit,

d) The financial services of the Union, institutions, members of the profession and international dialogue, and the increase of the business Sales of business members in the markets,

e) to prepare for the financial arrangements of the financial markets by the relevant parties,

In

, the strategy is authorized to determine strategy.

YerindeOn-site administration and surveillance

MADDE 95.- The provisions of this Law and the extent of the laws covered by this Law are in law The implementation of the provisions of the provisions and the supervision and on-site control of all kinds of organizations and the extent of the installation of this Law on a consolidated and unconsolidated basis, with internal control, risk management and internal control systems, credit, equity, liabilities, profit and loss accounts receivable, All elements of interest and balances between their obligations and commitments, as well as all factors affecting the financial system, and the compliance, analysis and measurement of compliance with the principles of compliance with the corporate governance principles are made by the Institution.

The agency provides, compliance, and reliability of the year's financial reports made by the administration. It will also be deoried.

This is consolidated and consolidated into the framework of the Council, by the foundation of the tabby. Any information, document, ruler, report, and financial statements requested on a non-stop basis, in accordance with the account and record layouts, will increase the time and the right to the Install.

A report and a survey of those authorized to perform the audit. It is mandatory to send the following installations to the Install.

TheKurumInstitution will process reviews from the President's approval program through the President's approval. within the framework of assignments.

At the time of the audit, the banks that make up the establishment of the Institution's vocational staff are sworn to and their help, The banking expert and assistance team appoints a team of experts and judges, a legal expert, and a control team that is appropriate to help with the search. Professional personnel who are authorized to perform on-site supervision cannot perform on-site checks unless they swear at the Asliye Commercial Court in Ankara. All of the entitlements specified in this clause are in place with the administrative personnel of the Institution who are performing the field control.

is the subject of the topic, as required, and about the control installations of the feature-supply issues. We have the authority to take charge of the investigation. It is also subject to the extent of the security obligations under the scope of this Law, as any of the corresponding authorizations contained in this item, as well as those associated with the control of the control of the installation of the control.

Enterprise partners from banks, partners with qualified paya, together From the partners they control, their representation, their representation, support service installations, and real and legal entities to ask for all the information they will see about the provisions of this Law, whether they are confidential or not. all defter, record, and documentation, including records to be authorized to review, to provide information requested and to provide information, defter, records and documents, and to open the entire information system to the on-site audit of the Agency, in accordance with the purposes of audit, the records and records of microfig, microfilm, magnetic tape, floppy disks and similar media that they had to provide with all kinds of notebooks, documents, and cards that they had to protect and preserve data. the entire system required to make it readable or readable. It is obligated to ibz and process their business.

Public institutions and its organizations, Central Bank and similar installations, and Risk Center tasks They give each piece of information and documents that are to be requested without delay, even if they are hidden in the Institution's place of control. The board can edit a reconciliation statement that specifies details in this case with the parties involved.

Internal control, risk, by banks, as requested by theKurumEnterprise in the process of being requested management and internal audit systems, including the deployment of the people in internal control systems.

The training of the Agency's personnel in the scope of the duties covered by the Law, which is under the scope of this Law, The number of tasks that are counted in the item are made by the President in order to take precedence.

Institution, which is dated and dated 20.2.1930, in the provisions of this Law, the Agency's mandate, authority, and responsibilities. The rights of the 1567-based Turkish Parasu, which act in violation of the provisions of the Code, have the provisions of the law on all banks, such as those that have the authority in the additional 1st clause of the law, which passed the name. to enforce the provisions of laws relating to the banks is also authorized to administer.

The banks in place of the on-site audit are in the same laws as specified in this Code. If they are identified, they must immediately report these determinations to the relevant authorities.

Administration and oversight are determined by the regulations to be held by the Board of Directors and guidelines.

istemeRequest information and documents

MADDE 96.- This is the installation of the 1st section of the Law 93 (a) identified as Partners, partners with qualified partners, co-controlling partners, partners with their partners, and the implementation of this Law, even if they have a hidden genius to install control, support, and support services. to make all kinds of information and documents at the request of the Agency It is obligated to tevdi to the institution.

Public institutions and organizations and real and legal entities are involved in the security and basic benefits of the state. The results of the results, the privacy and defence of the family life, and the prohibition of the law, the prohibition of the law and the prohibition on special laws, and the provisions of this Law by the Institution, even if there is a hidden genius. tasks that are required to be left with tasks given in the scope of the to provide information and documents in the appropriate time and environment, continuous or isolated, to comply with and to contain the ledger and documents to be requested, to open the entire information processing system to related personnel in accordance with the objectives of the audit, Access to and from microfilm, microfilm, magnetic tape, floppy disks, and similar media have been lost or accessed in all kinds of notebooks, documents and cards that they have to protect and protect. examine all systems and works required to make the records readable They have to be able to commit and to push for it.

The relevant business, institutions, and installations of this matter will be determined by the institution in question. They are obligated to give it and make it easy to do.

ÞeffaflýkEpherability and accountability

ARTICLE 97.- The annual report on the activities of the Agency is part of the year following the period of the report. It is presented to the Council of Ministers until the end, and is publicly available, along with the final accounts. Once in relation to its activities, the institution provides information to the Council of the Grand National Assembly and the Budget Commission of the Turkish Grand National Assembly.

Enterprise is informed by the Council of Ministers on the basis of their strategy and fulfillment of these strategies.

The agency has made significant improvements in the relevant industry and the 1st (a) of the 93rd item of this Law publishes three month-on-month reports on performance of the identified installations. Enterprise risk management policies are publicly available.

The board of the board has to continually update the regulations, including those of the It is published on the institution's internet page.

The format and contents of the periodical reports to be prepared by the Agency are determined by the Board of the people and the foundation.

Installethrough Agency

ARTICLE 98.- The Institution, Treasury, and issues related to the execution of money, credit, and banking policies The Undersecretary, Undersecretary of State Plussion, the Savings Deposit Insurance Fund and the Central Bank are involved in the information and information teatation.

Institution, Fund and Central Bank are involved in the data bases in order to perform the tasks specified in this Law and They share the information that is being extended together under the terms of the privacy provisions.

According to the laws of the country, the authority of the control and the founder of the institution is the financial institution in their respective countries. Audit and information requests of the companies operating in the market and their requests for information about the information requests and information requests for the consolidation of the bank's business or partners 'consolidation of the banks' information, are the following: The policy is also ignored by the Board. It's all right.

The agency said that policies and regulations should be used to harmoniate, but are deemed necessary. And any business related to financial installations and financial markets in the framework of bilateral memorandum of understanding, or in other ways, in the framework of bilateral memorandum of understanding with the Institution counterpart, to conduct audits and training in countries with the opportunity. and is authorized to locate information. The institution informs the public about the principles and the principles of this memorandum.

The agency has either removed or delegated the operating permit of a bank to the company or its partner. In the event, the muffair of the country will report the situation to the public.

To check for domestic and domestic authorities, control, information sharing, and other considerations The public and the fundamental principles are determined by the Board of the Board of the Parties.

Financial Industry Commission

MADDE 99.- Kurum, Kurum, Finance Minister, Treasury, Central Bank, Capital Markets The Financial Sector Commission is established by the Board of Funds, Competition Board, State Department of State Planning, Istanbul Stock Exchange, Securities Exchange, Term Management and Option Exchanges and representatives of the establishment. To ensure the development of trust and stability in the financial markets, the Commission is concerned about issues of information, agency and co-ordination, common policy recommendations, and issues related to the future of the financial sector. It is incumbent on the statement.

The Financial Sector Commission of

convenes at least six months and provides information to the Council of Ministers on its results. The commission's work is determined by the Board by receiving the visions of the members of the member institutions.

Commission Committee

ARTICLE 100.- The overall status of the banking system, measures to be taken as a result of audits of credit, analysis results showing the financial assets of the lenders to be used in the calculation of risk-based insurance premiums, as well as those banks ' deposit and contribution funds account rates, insurance deposits and contributions funds and total assets. information about the deposit and the contribution fund amounts The share of the Fund and the United States through the Fund and the Fund's assistance, including the sharing of the Fund and the Fund with the Institution on the basis of the establishment of the unit, as required by the establishment and the establishment of the Fund. A member of the education committee is installed.

The

Committee convenes at least once every three months to collect the appropriate relative. It is essential that the information and documents requested by the parties from one other will be given over a period of time to the other.

in the implementation of these provisions, both matters of interest to the two institutions and the sharing of information will be monitored and The essentials are determined by the Institution and the Fund.

PART OF A REGION

Government Provisions

Control of the budget, account, and expense of theKurumunAgency

TICAD 101.- The agency's revenue is based on the expense of the expense. The Institution budget 5018 is prepared and accepted according to the principles and principles set out in the provisions of the Public Property Management and Control Law.

The revenue surplus at the end of the financial year is transferred to the general budget in March. However, the Institution may be able to transfer before considering the budget situation.

The budget year calendar for theKurumunInstitution is set. The expense of the institution is met with payments to be made under the name of the contribution before the budget takes effect when banks, financial leasing companies, factoring companies and financing companies are effective. The amount to be collected as a factor of expense cannot exceed three of the previous year's balance sheet totals. The amount of contributions that are not paid during the specified period are collected in accordance with the provisions of the Law on the Allowance of Count of 6183 and the Amme Payee.

On the internal and current audit of the Agency, the provisions of the 5018 Public Malpractice and Control Law provisions apply.

The Board may audit the annual accounts of the Agency to a control control and, in this case, the control publish the report in the activity report by derc.

Enterprise operations are determined by the previous year's decisions by the end of March, at the same time that it does They are ready for an activity report that analyses the economic and social impacts of these with regulations. The operating report also includes the performance objectives of the Agency and application results.

The agency's annual report, financial statements, and budget definitive account are presented to the Turkish Grand National Assembly. An example of a certain account is sent to the Finance Ministry.

TheKurumInstitution informs the public on the public opinion via internet and official bulletins about their activities.

Charges, financial and social rights of the goods

ARTICLE 102.- The board is involved in financial and social services including any payments set for the Secretary of State. The rights are paid for the month. Those who are not paid by the Secretary of State for the tax and other legal cuts will not be able to tax taxes and other deductions according to this Law. Members of the board pay the same rate and basis for 90% of the payments made to the Board.

The salaries of the agency's staff and other financial and social rights are in the first phase. It is determined by the Board not to exceed the fee ceiling.

The agency staff will award overtime pay and performance fees within the framework of the Board's n/a The payment amount to be made to the Enterprise personnel is not likely to exceed the rate ceiling set in the first phase.

President of the Republic of Turkey has retired from the Republic of Turkey with the appointment of

Board members and its members. Provisions of the law and its attachments and regulations are applied. Pensions and other ministers, the undersecretary of the Board of the Board members, chief executive of the institution, chief executive officer, assistant general manager of the 1st-rated agency, assistant general manager, chairman of the Board of Ministers. The ministry 's chief and judge, who has received the ministry' s chief of office, sworn in and the rights of his judges, as well as the rights of rights to banking, law and science experts have received their reputation. The chief minister of the United States, the chief minister of the crisis, told the judge. The additional indicator and paper compensation is applied to the help of the users. The times passed on these tasks are passed on the tasks that require the compensation of the paper and the representation of the representation. These provisions are also applied to staff members and members of the Board, who are from the staff of the university's staff, to keep the necessary resources for the gain of academic titles.

Board of people who are assigned to their members and their members, who are eligible to retire and to retire as a result of the members of their members continue to the end of their term of duty. Any other social security institutions that are installed with the law before the assignment is made will continue to refer to those institutions as they are, and do not apply the above provisions.

Members of the Board who retired from the social security institutions at the Retired Turkish Republic of Turkey, Turkey As of the beginning of the month following the history of the Retired Sandman, the Republic is associated with Sandınkla. These members are cut off from other social security institutions, and have paid a premium to their board of social security services, and they are now numbered 24.5.1983 and 8 out of 2829. The item will be installed in the alert.

The status of the retirement of staff in addition to the retirement of 5434 Turkey's Retired Sandman Law and The provisions of the innuendo are determined by you to consider.

Board members and its members, in the amount of their fees determined according to the first fund, any other than the stamp tax They are given compensation each month.

görevdenMembers of the board do not decompress

MADDE 103.- The Council and its members have been assigned to the Board, as long as they have been assigned to the Board. Their relationship will be cut off. However, when he was a public servant, he was authorized to assign officers if they had not lost their entry to the office, to end their term of duty or to be dismissed, and in the case of their former institutions in thirty days. is assigned to a cadre in accordance with their acquis within a month. Any payments that are being received until the assignment is real will continue to be made by the Install. Any payments they are receiving will continue to be issued by the Institution until they are elected to the Board in a public institution and elected to the Board, and to any other task or business to those who have ended the task in the above. Payment due to the Institution terminus for reasons specified in this item may not exceed one year.

The time that the members of the

Board and its members spent on these duties, according to the provisions of the law, services. This provision applies to the right of the Board and its members from the university's academic staff to stay hidden in order to gain academic titles.

The criminal and legal responsibility of the members of the

Board and the institution of the Institution

MADDE 104.- The board and its members and members of the Institution have claimed that they were working with their duties. Questions of the accused are made according to the general provisions of the Council for the President and the members of the Council for the establishment of the President's permit for the institution's staff. Members of the Board are responsible for allowing the Institution personnel to have the right to ask for any of the Institution's personnel who are allegedly ineligible for the execution of the Institution.

Board members and its members and members of the Institution have been accused of working with their posts In order to be allowed to ask for the crimes, they would move to themselves or third-place or damage to the Agency or third party, as a result of these actions, as a result of them or third-place people. We need to be open and have sufficient emarms to be in the way of them. This is a matter of interest to the people who are allowed to be asked. Decisions on whether to allow or not to be allowed may be appealed against the appeal of the Danisktay within ten days from the date of the temblor. Even if given, no questions can be prosecuted until after the objection period or the outcome of the appeal of the Danes.

Board members and members of the Institution are working with their posts, even if they are relieved of their duties. The charges and prosecutions against alleged crimes are followed by a lawyer who will be tasked with making a proxy statement in the form of a related member or employee's request. The attorney's fee is budgeted from the Institution budget to avoid the onbed of the lawyer's fee, which is determined by the litigation costs and the Turkish Bar Association for the cases that are opened.

Administrative and its members and Institution personnel are involved in the Board or the Institution's written duties. Due to the decision, action, and actions, the decision was made against the Institution, after the removal of the necessary duties, and any compensation and litigation that will be opened or removed. In these cases, the establishment is directed to the Institution. The attorney's fee and the charge of the case are the third of this article, as well as for these legal cases. As a result of the trial, the Institution is due to be decided against the Institution and the decision is to be made by the Agency, The institution demands that they are interested in this amount. A court decision that they are flawed is required to ensure that the organization is able to claim the payments they are related to.

Board decision-to-decision path

MADDE 105.- The administrative cases to be determined by the board are considered in the first degree court in Dandaream. The Council of the United States of the United States is in a hurry to decide the decision.

The government of the United States may file a cancellation case against the Board's regulatory decision.

A separate hearing for the requests to stop the execution in administrative cases to be decided by the Board decisions is made. In this case, 2577 is not applied for the thirty-day period in the article number 17 of the Section 17 (5) of the Israeli Code of Procedure Code. The demands of the execution of the execution cannot be decided without the defence of the Establishor. The relevant parties will have to defend the execution of the execution within seven days from the date of the default. Otherwise, the defense is decided at no time.

PART OF THE DECIMAL POINT

Operating System and Funds Defered Banks Government Provisions

Permission to remove the operating permit

MADDE 106.- Management and control of a bank in the process of uninstalling the operating permit according to the provisions of this Law The fund is infeted.

The bank's rights to the bank since the date of the Board was published in the Official Gazette. The precautionary measure includes all kinds of executive and bankruptcy surveillance, and no new enforcement and bankruptcy tracking. All of the case, executive and bankruptcy proceedings opened by third parties, except for the Fund, are immediately reported by the court, executive and bankruptcy office.

Fund, management and audit of the bank account for the insured deposit and the insured multiplicity fund. Or, by paying for it through a bank, the deposit and the contribution fund owners want to deduct the bank from the bank. This task and the authority belong to the exclusive Fund. In this way, no provisions of the second receipt of the 178th amendment of the 178th Amendment and the 179th clause of the 178th amendment of the 178th amendment are not applied.

The

Fund's bankruptcy claim applies a series of serial accounting provisions of the Code of Legal Procedure Code of 1086. And it is decided at the latest time in the next six months about bankruptcy request.

If the bank is insolvent about the bank, the Fund is due for bankruptcy, 2004. It is pushing the concession to come before all the third-line creditors in the 206-ncu clause of the Islamic State and the United States Law. The fund, including the implementation of this Law, has been provided with the bankruptcy of 2004, including the 166th, 218 th, 223th, 223th, 223th, 223th, 251, 251, 251, 251, 251, 251, 251, 251, 251, and 254. The creditors meeting and bankruptcy administration will liquidate the bank with its duties and entitlements.

The debt-dominated bank owes its debt to the Fund's cash status of 2004 and the British Code of America. It is paid without waiting for the precise ruler shown in the 232 nci clause. Additional three-month additional durations by the Fund Board may be given at the request of the bankruptcy administration in the case of insufficient time in the 232 nci clause of the Islamic and Bankruptcy Code in the arrangement of the payees ' scale.

The liquidation of the bank, the decision of the bank's general assembly, and the Turkish Trade Center, which are not made of decisions It is actualized by the appointment of members of the liquidators of the liquidation of the liquidation of the liquidation of the laws of the corporation to the provisions of the anthalic and liquidation of the anonymous companies.

This clause is also entitled to the right of foreign banks to operate under the provisions of Article 12 of this Code. The provisions of the document are applied. The Fund is determined by the Fund for the transfer of the current and creditees to the dormitory.

Fund, bankruptcy and/or liquidation table with money, bankruptcy and/or liquidation management. In the case of preserving and in the realm of money, it is the 9th and third of the Law of the British and British Law, which is related to the relevant articles of the Law of Britain. The first receipt of Article 36 of the Code of Letters of 492 is not applied to these coins.

Property of the United States and property of the securities and property of 2004, the Law of the State of 2886 and the Law of the Government of America. and 4734 counts of Public Ale Law are not applied.

The implementation of the provisions of this article by the Fund is provided by the Fund for the use of the Convention. is regulated by regulation.

Fund-related provisions of the Funddevredilen

MADDE 107.- The Fund has the rights of partners, except for the dividend, in accordance with the provisions of Article 71 of this Code. the management and control of the banks that are delegated to the administration and use the trust and stability of the financial system to protect the security and stability of the financial system.

The Fund provides administrative and administrative rights with the exception of the partner's dividend, according to the provisions of this Code ' 71 clause. to temporarily stop the operations of the transferred bank with the amount of time to be determined by the Fund Board and/or to be based on the balance sheet to be held in the period of time;

a) Deposit of appropriate peer-to-date with a period of time and contrast with non-demand personnel The interest rate and interest rates that apply to the highest number of deposit totals applied at the highest bank balance due to the maximum of three banks that are required by the banks of the bank to not exceed the maximum amount of three banks that have been applied to the highest rate of the bank. insurance savings deposit and multiplicity of insurance along with the returns whether to transfer funds and pasifs to a bank or to those who are willing to install, or to request the board of active and passive bank or board of operations to be removed from the Board of Operations,

b) failure to address the amount of deposit and contribution funds in insurance coverage and insurance coverage. to help with the loss of the capital representing the shares and the shares that represent the shares that are indent,

c) damages paid capital to complete loss of shares as a result of takeover losses to take over shares of the Fund to be calculated based on the amount of capital to be calculated based on the amount of capital to be determined by the Fund's stockholders in the amount of time to be determined.

d) to ask the Board for the removal of the permit to operate,

is the authorities.

The shares that represent payments to be made from the takeover are entitled to any rights and rights From the cab, the Fona is officially indent.

toplamýnýnAbout the collection of the delegated capitalized terms of the second fiscals of this Article (a). The Fund is paid by the Fund for not handling the deposit and contribution fund in the insurance coverage that is not to be collected by the transferred passifs. In this case and the right of the second number (a) of this clause in the absence of the operating permit of the bank which has applied the provisions of this Article shall not be applied to the third of the second and 109 articles of this Law No. 106. According to Article 106 of this Law, the bankruptcy tables are set to come before all concessions in the third line of the 2004 number of Bankruptcy and Bankruptcy Code 206 of the amount of insolvant massages that the Fund paid. It will start with twilies.

Fund, whose shares are either multiplexed or complete with the bank;

), as required by the financial and technical assistance required by the financial and technical assistance of the country and its obligations to the full, current and current to transfer to those who are willing or to transfer to a bank or to a bank that is willing to bank, or to connect with a bank that is willing to bank,

güçlendirilmesib) Strengthening and reinforcing the financial system, including the status required by the Fund. Because it is needed to do so;

1) To increase the service,

2) To remove any of the criminal interest resulting from a mandatory and public dissponsibility obligations,

3) An advance purchase of real estate, real estate, and other items, or in order to obtain them as collateral. tovermeye,vermeye

4) To place deposits in order to satisfy the need for liquidity,

5) To take over the credits or damages,

6) To make any business and obligations related to the asset and its obligations, and to the cash,

c) to sell or sell to third-party, or to third party with sair surets. to take precautions,

d) Register and Fund the shares of this Law on the 7th and 8th Articles of this Law To transfer to third parties, within the principles and essentials, to be determined by the installed side,

is the authorities.

It is credited for the handover according to the provisions of this clause and does not search for the arrears.

In the scope of7171, the management and control of the partner rights, excluding the dividend, and the banks that have been transferred to it, The process of strengthening, rebuilding, redoing, redoing, and selling of their financial system is completed within a period of nine months at the latest time. The Board of Funds may extend the decision not to exceed three months for this period. During this time, the transfer will remove the activity permit of the Board at the request of the Fund if it has not completed the completion or sale.

istismarýAbuse of bank resources

MADDE 108.- 1 of the first fissives (e) of the 71st clause are permitted to operate according to the provisions of the The rights of the fund and managers of the banks that have been transferred to the Fund are returned and indemnify in the amount of time it will be given by the Fund to withhold the provisions of this Code's responsibility to the Fund's responsibility. It's the payer.

In the implementation of this Article, the board of directors and directors of the banks of the banks, credit committees, managers, officials and other officials and officials, or with surefire, bank resources and assets; credit, collateral, credit, credit, credit, credit, credit, credit, and credit. To use credit in order to provide credit in the country, abroad domestic and domestic banks and financial services to account for warehouses and sair names, or to represent, to represent, and to guarantee, money, goods, all kinds of rights and credits in favor of themselves or their business, either in favor of other people. the bank resources and assets that are used with the purpose of their use or use with the purpose of using the content source.

The resources and exposure of this matter are subject to the return of damages and the claim of compensation The amounts to be returned and restitution will be determined by the Board of the Fund, which will also be considered as a result of the inspections to be made to the Institution in the relevant bank.

Return and indemnify within the amount of time the bank will be removed from the process of operation The amounts become Fund allocations and 6183 are tracked and collected according to the provisions of the Law on the Evacuation Order of Amme receivants.

Your resources and resources used during the time period to be issued by the Fund after the transfer of

Bankanin Fund. This damage or use is not refunded or uncompensated by the Fund or if the shares of those partners are not transferred to third parties within the amount of time that the Fund will be granted the right to be transferred. shares of the resources, regardless of the amount of resources you are considering Indent the Fona without the need for an action. The amount obtained by the Fund for the third party of the shares in question, which is subject to the Fund, is to be destroyed by the shareholders of the bank and/or the Fona.

The bank is used under this clause and the damage that is caused by the Fund is returned within the period given by the Fund. The Fund is authorized to ask the Board for the removal of the bank ' s permit to operate, even if the balance is due to the balance of damage that is seen in the balance sheet, even if it is indemnisted or otherwise provided as appropriate to be considered by the Fund. If the damage seen on the balance sheet does not absorb the sources, the Fund Board decision with the same direction of at least five members of the Fund's board of partners, whose shares in partners are in charge of the loss of capital, The Fund is authorized to take over when the Fund is paid to the shareholders within the amount of time to be determined based on the capital to be based on which to be calculated.

Operating permits are common to banks that have been left or transferred to the Fund provisions

MADDE 109.--The main words of the banks that have been granted or transferred to the Fund edits, The Fund is authorized to ensure that the general assembly is made and registered without the provisions of the provisions of the Turkish Commercial Code.

Fund partners and corporate partners who have been granted or transferred to the Fund and are transferred to the Fund. It has more than ten percent of its capital, its shareholders and managers, from their children, to the third degree, to the third degree, and to the second degree, by the loss of their children, their children, and their adoptable children. They do not understand their business, they are entitled to a foreclosure. Notice the payoff of their credits and their assets, their sources of livelihood, and their revenues in the two years prior to the notice, and the transfer of their assets or deletions in the two years prior to the notice, foreclosure, and revenue. rights, credit, and securities, and are authorized to ask them to return a commodity statement. It is imperative that the property declaration be given to the Fund within seven days at the latest. The relevant provisions of the 2004 British and Israeli Law apply to the provision and results of this property statement.

Fund provides deposit and contribution fund holders in the bank that is permitted to operate or have been transferred to the Fund. It takes any measure necessary to protect the rights of the creditors. Actual shareholders and managers with more than ten percent of the corporate and legal entity's shareholders and managers who have been allowed to operate and have more than ten percent of the capital's capital are due to court at the request of the Fund. A precautionary measure or a precautionary measure may be held, which may be prohibited from abroad. In this way, the precautionary measure and the precautionary foreclosure decisions will not be subject to litigation, executive and bankruptcy proceedings within six months from the date of the decision. There are no reports of any pain in the cases of cancellation, which will be opened according to the provisions of the British and 11th bab of the British Law on Britain.

Operating permission has been removed or transferred from the banks of the bank since the date of the transfer of the Fund. The borrowers who are going to receive the credit through their credits will not be able to claim or destroy their liabilities to the bank with their credits. The swap and exchange operations for this result are not valid from the bank.

sorumlulukBusiness responsibility

MADDE 110.--Bank of a bank's managers and auditors with the decision and work of the bank to the extent to which the provisions of the 71st clause are applied to the implementation of the provisions of the Article 71, the damages to the bank will be found to the extent of their responsibilities, and the Fund Board decision and the request of the Fund is not The courts can be decided by the courts. These decisions and decisions are made in the interest of the judge's partners in the interest of the partners, but also the benefit they provide in the interests of the partners who provide the benefit. The amount of deposit and contribution funds that are paid by the Fund is paid by the Fund, and the balance is returned to the bank if the balance is in liquidation or insolvence after the fer'ts have been defered.

The Fund executes the follow up on those who decide on the court.

In accordance with this provision, the court has a 2004 record of 257 nci and tracks by the court of Israel and the United States. Provisions of the clauses apply.

The provisions of the Articles 106 and 109 of this Code are the provisions of this Article regarding the following disclosure:

PART OF THE DECIMAL POINT

Provisions for the Savings Deposit Insurance Fund in the Workplace

SECTION OF THE REGION

Savings Deposit Insurance Fund

kuruluþThe Fund is installed and installed

ARTICLE 111.- The rights and rights of savings holders within the framework of this Law and related legislation to protect the interests of the fund, fund banks, strengthen their financial system, rebuild, transfer, sell, liquidate, liquidate, fund, fund, fund, fund banks, and fund insurance.  And the execution of the collections and the execution of the process, The Savings Deposit Insurance Fund, which has public legal and financial and financial autonomy, is the establishment of the fund's assets and resources, and the public legal entity for the insolvility of the legal duties given to the law.

When doing the Fund task, it is not supported. The decision of the fund cannot be subject to the control of the place of gravity. No organs, authorities, merci, or people can give orders and instructions to influence the decisions of the Fund Board.

The Fund is from the Office of the Savings Deposit Insurance Fund Board.

The center of the Fund is in Israel. The Fund can open domestic representative and tender units with the decision of the Council of Ministers on the registration of the Council and the decision not to exceed three of the incumbent and authorized areas.

Fund for the Audits of the Fund for the Grand National Assembly of Turkey with 3346, Public Economic Contacts and Funds The Law is in the state of the State Thalid Code of 2886 and the provisions of the Public Dignity Act of 4734, with the Law of State of 2886.

The Fund employs adequate and qualified personnel to effectively fulfill its duties and powers. b.

mallarýThe Fund's property is in the State property. The goods, rights and credits of the fund cannot be foreclosed and repapably repared.

PART OF A REGION

Savings Deposit Insurance Fund Installed

Savings Deposit Insurance Fund Board

MADDE 112.- The Savings Deposit Insurance Fund Board is the decision body of the Fund. The Board of Funds is one of the seven members, one of which is the president, one of which is the second one. The Fund's Secretary of State Fund is also under way.

will dismiss the permit, patient, domestic and dormitory, and other state-of-duty status. In the event of an absence, the second person is a member of the Board of the Fund to be determined by the Board of the Fund, which is not found.

Appointment of

Fund Board members

MADDE 113.- The members of the Fund Board are required to have the following:

a) numbered 657 of the number of State Officers Act 48 (A), (1), (4), (5), (6), and (7) To address the conditions that are specified in their Bentens.

b) To overflow the first fissives (a), (b), (c), and (d) of the 8th item, as specified in their spasm.

c) not to be banned from playing in a 26 ncu.

d) Bachelor or graduate level in law, economics, finance, banking, business, public administration and dengue I'm happy to see it.

Members have at least ten years of experience in at least ten years of experience, or at least ten years of higher education than others. It is appointed by the Council of Ministers among the people who make a member of my education. At least one of the members is a law school graduate, and one of them has been working as a chief executive officer, a master's office manager, or a vocational staff. The Council of Ministers appoints one of the members as the second person in the office. The Council of Ministers ' decision to appoint is published in the Official Gazette.

The members and members of the

Fund Board are fully aware, integrity, and objectity of their duties during the duration of their duties. They will conduct themselves in the presence of the First President of the First President of the Court of Law, which will not and will not move the law to the provisions of the law. For the oath, it is a matter of haste by the Yargaitay. Members of the Fund Board are unable to take office unless they are sworn in.

Fund Board President and its members ' mission times

MADDE 114.- The board of the Fund Board and its members have been served under their mandate. Stale and unassigned members cannot be reassigned. In the case of any reason and part of the membership, the location is assigned to the location within a month within the guidelines specified in the 113th item. Those who are currently assigned can be reassigned to a deflation.

Fund Board members and members of the Fund cannot be put to an end for any reason without the term of their mandate. However, they lost the necessary conditions for their appointment due to illness or disability, where they lost the necessary conditions for their appointment, or were entitled to the crimes in which they were involved in the duties or duties of which they were involved in the duties of the 115. The decision of the Board of the Fund and its members is terminated with the approval of the Secretary of the Fund. It will be replaced by a later month instead of them. Members of the members who are in this state will then take part and assign their place within a month, while the temporary idyllic condition lasts for more than three months.

Fund Board members and members of the Fund and Fund staffyasaklar

MADDE 115.- The President and members of the Fund Board have published a scientific purpose that does not exonerate their noble duties. in the execution of its official duties in the Fund, except for the copyright of the conference, no official or special duties, associations, foundation, co-operatives and other places can not be managed, trade cannot, nor will be able to engage in free business activities, The scope of this Law and either the current or indirect They can't have a share in their partners, they can't make referees and they don't know.

The

Fund Board President and its members are owned by their children, or their children, before they take office. Except for those that are owed by the Treasury, the securities covered by the Treasury and any capital markets instruments of the right or indirect partners of this Law, are adopted, adopted, to the third degree. blood and loss of the loss to the second degree You have to sell it by selling it in 30 days. If they do not act in accordance with this fund within thirty days of their appointment, the members of the Fund Board are withdrawn from the membership. This status is determined by the decision of the Fund Board and is communicated to the Minister of the relationship.

Fund Board President and its members, management and controls are in the Fund for which the Fund has been delegated, and from either In the event of a partner, they cannot take part in two years following the separation of their tasks. Those who do not comply with this fikra clause are given the sentences set forth in Article 4 of the Law on the Right to Be Unable to Comply With Public Duties, 2531.

Fund Board President and its members and other personnel, Fund-related information and trade secrets, Even if they are separated from their duties, they cannot be used by law-authorized mergers to use them or use them in the interest of their own.

TheFonFund Board President and its members are Involved In The Declaration Of Goods, 3628, Combating Fraud And Corruption. It's all right.

çalýþmaFund Board play-on-the-playesaslarý

MADDE 116.- The Fund Board convenes at least once a week in the required state. The meeting of the Board of the Fund governs the second one in its absence. The agenda of the meeting is communicated to members of the Board of the Fund at least one day before the meeting is prepared by the second person in absence of the meeting. Before proceeding with the agenda items, the President of the Fund is informed about the activities of the Fund. Before the meeting can be added to the agenda, a member has to propose before the meeting and the raising of the proposed article must be accepted by the Board of the Fund.

The

Fund Board collects at least five members in preparation and require the special nisaps specified in this Code It is decided by a vote in the same direction of at least four members. Members are not able to vote. In cases where there is no decision in the meeting, the following meetings are decided by the votes of the Fund ' s presence in the event that the votes are being remade. The Fund Board's decision is determined and signed by all members who have contributed to the meeting, either during the meeting, or following the meeting at the latest meeting.

has not contributed to a total of three meetings or has been added to a meeting in a calendar year without a valid excuse. Members of the Board of the Fund who do not sign the Board of Funds during their term or are not notified in the term of the term of the vote are withdrawn from the membership. This status is determined by the decision of the Fund Board and is communicated to the Minister of the relationship.

If for any reason, the members of the Board of the Fund may have the opportunity to decide that the Fund Board would be able to make a decision, The Fund is a member of the fund, according to the order, not to pass a month of the meeting. The Fund, which is the member of the Board of Funds, which has been under the provision of this provision, does not have a change in the rights of the financial and self-rights of the people.

The Fund Board decision is at the latest from the date of the meeting to be saved as specified in this Code. Within the day of the day, the reasons, if any, are the same as the votes and signatures of the votes are being made.

Fund Board President and members himself, his son, daughter and third-degree include blood and second-degree endearum They don't put up with negotiations and voting on issues related to their concerns. This is specified in the decision text in detail.

Fund Board meetings are confidential. Expert kits can be invited to the Fund Board meeting to take advantage of the situation. However, the Board of Fund's decisions cannot be taken from the meeting until they have been folded.

ThedüzenleyiciFund Board's regulatory decision is at the latest in seven days, starting with the unemitterment. It is sent to the Minister and the Minister for publication and is published in the Official Gazette no later than seven days from the date of the day of the submission. In order to remain a resident of this Law, the Fund's Board decisions are made public with appropriate vastamines, including an internet environment. The Board of Funds may decide not to publish decisions that are withheld from the country's economy and public order in the country.

nihaiThe final decision on whether or not they are prosecuted or made a precautionary measure. Any monetary penalties that are contained in the 130th clause (e) of this Code, which are rejected in the event of the event, are applied to the legal interest as of the date of the transaction. The fines are to be collected according to the provisions of the Law 6183.

The members of the Fund's Board of

and the Fund and the Fund's Board of Directors and the Fund's Board of Directors and the Fund's Board of Directors The other considerations are regulated by the Fund's regulation.

görevFund Board task and entitlements

MADDE 117.- The Fund Board has the duties of this Law and other legislation in addition to the following tasks. And uses the entitlements:

a) To determine the main strategy, performance criteria, objectives and objectives of the Fund, to determine service quality standards, to make recommendations on the role of human resources and working policies, service units of the Fund, and tasks of the Fund.

b) View and decide on the Fund's main strategy in accordance with its objectives and objectives To see.

c) To approve reports that show performance and financial status of the Fund.

d) Based on the recommendation of the Fund, to assign a number of assistant help and circle conditions.

THIRD PART

Business Start

Fund President

ARTICLE 118.- The Fund 's top executive, the Fund' s President, is from the general administration, representation and the Fund Board. It is responsible for executing the received decisions.

ThegörevFund President ' s duties and entitlements are:

a) To determine the agenda, day and time of the meeting of the Fund Board, handling meetings, not raising the agenda. To make the necessary actions about the shootings and to inform the Fund Board as a result of these actions.

b) The dissemination or release of the decisions of the Fund Board is to be fulfilled by these decisions. to ensure and to monitor the application.

c) To present the recommendations from the service units to the Fund Board by giving the final level of information.

d) with the full budget of the Fund, in accordance with the strategies, objectives and objectives set out by the Fund Board To prepare tables.

e) The highest level of organization and coordination of service units efficiently and harmonisation. Solve the task and authorization issues that will be able to drive across the Fund's service units.

f) To prepare operational reports, goals and objectives, performance criteria and activities To be able to do so and to present them to the Fund Board.

g) In the field where the Fund operates, the strategy, policies, and related legislation are being started and the work is to make a statement about performance criteria.

h) Execute and represent funds through the Fund's other installations.

i) To assign the Fund personnel to the Fund Board who are foretold to be appointed by the Fund Board.

j) To determine the task and jurisdiction of the personnel authorized to the Fund's name.

is to perform other tasks related to the administration and administration of the Fund.

President to identify and write to the Fund's Board a part of its duties and entitlements, which are not related to the Fund's Board. It can be transferred to sub-levels by signing up.

Fund barears

MADDE 119.- Fund Board decision to be helped by the Fund's office. Assigned to the assistant judge. The residents must be able to address the conditions specified in the 113th item.

A part of the Fund's authority to determine the status of the Fund as a write-up, to be written as a write-up, as needed. It can be transferred to sub-levels.

Service units of the

Fund

MADDE 120.- The service units of the Fund are in the event of a circle of flats, consulting, and It is one of the most helpful service units. However, the number of circle people cannot exceed it.

Service units, in accordance with the activity, duties, and functions specified in this Code, the Fund ' s bid and The Council of Ministers is determined by the ordinance that is to be used.

The Strategy Expansion Unit is installed as theanahizmetFonda master service unit. Law, press, and public relations can be deployed as a result of the need not to exceed the total number of people in need of such areas as management and finance.

DestekDepartment of Support Services to carry out human resources and services, administration and financial services and similar activities It will be installed. A maximum of four principals can be installed for use in the Fund Board's private office services, this agency says.

Fund staff

MADDE 121.- The tasks and services required by this Law and the Fund are required, The Fund's lawyers, Fund auditors and auditors are executed by administrative staff, with professional staff from the Fund's expert and expert assistance staff. Any personnel of the fund, except for the first receipt (d) of the 113th clause of this Code, are required to complete the qualifications contained in the other than the other.

Chief assist, agency, managers, bareheads and professional staff are involved in staffing. It is employed in a non-verbal status. The Fund staff, which has been working as a staff member, is liable to the State Officers Act 657, in the direction of all rights and obligations under the fee, property and social rights.

The total number of cadre in the number (II) of this Code is not to exceed the total number of women in the title and The Fund Board is authorized to determine the basis and the use of these cadres with the degrading of their ranks.

Business personnel are required to be engaged in service units that require expertise in the Fund's mainframe.

ThepozisyonlardaFund is in positions in the second phase of the following, with the remaining and attached ruler (III) The personnel to be employed are employed by the administration of administrative services. The Fund Board is authorized to make depositions in position titles, not to exceed the total number of positions available on this roster. A 506-year-old Social Security law is in retirement and social security for those who work with an official service statement.

personelFonda personnel can not be temporarily deployed in public institutions and organizations.

Fund auditor assistance and Fund expert help, centrally set up is selected from the search. The Fund's expert help and the Fund's supervisor benefit the appointment of three years and the registration of a positive record by the Public Personnel at least (C) level or equivalent to the foreign language level of the Foreign Language Level Detection. They are assigned as experts or auditors who are experts or auditors to be accepted by the jury to receive the foreign language score, which will be the result of the thesis, and a degree to be considered by the jury to be considered by the jury to which the thesis is accepted. The upgrade will be applied. The State Personnel will be notified to be assigned to the appropriate caddies of public institutions and organizations that do not enter or enter a thesis without a thesis or if they are two times in the process of life or other than in the case of their thesis.

The adequacy and competition of themeslekFund's professional and administrative staff has been met with qualifications and guidelines. The respective other considerations are determined by a regulation that will be played by the Fund.

 

FOURTH PART

Task, Entitlement, and Responsibility

görevFund tasks and entitlements

MADDE 122.- The Fund performs the following tasks with this Law and related other legislation. authorizations for:

a) To ensure that the decisions of the Fund Board are applied.

b) To determine the policy of the Fund's human resources.

C) To become a member of the international financial, economic and professional institutions of the domestic and international institutions, To sign a memorandum of understanding with the competent authorities of foreign countries in entering the field of duty.

d) To do other tasks that are shipped with the law.

The Fund is authorized to enforce regulations and regulations on the implementation of this Code with the decision of the Fund Board.

Fund is required to be based on the calculation of premiums through the deposit and contribution fund in the insurance coverage are authorized to submit information and to ask the Agency for checking if they are based on the basis of the basis of the basis of the information. Within a reasonable period of time, the Agency is obliged to provide and/or audit the information requested by the Fund.

Funds, in all kinds of activities, the authorities in the law of installation, plan to stay saved, plan, schedule, And the principles, strategies and policies that are involved in the government program.   

Fund-ready arrangement drafts are available for at least seven days, including the Fund's internet page. It is presented to the public knowledge through the vastaworks.

Public institutions and organizations are obligated to provide Fona with the necessary help in designated Kanun.

Fund authority to request information and documents

MADDE 123.- Real and legal entities with public institutions and installations rely on state and basic The consequences of the benefit of the benefit, the privacy and the defence of the family life, the prohibition on private law and the provisions of the ban on the special laws are confidential, even if there is a hidden genius. to be left with the duties covered by this Law They are obliged to provide any information and information that will be requested, for the appropriate time and in the environment, on a continuous basis, or in an exclusive manner, and to provide the ledger and documents that are to be requested.

In the scope of this clause, the relevant business, institutions, and installations are determined to determine the Fund in question. They are obligated to give it and make it easy to do.

PART OF A REGION

Government Provisions

Check for

Fund accounts and expenses

ARTICLE 124.- About 5018 counts of Public Goods Management and Control Law, including the internal and internal control of the Fund is applied.

Fund's accounts are also audited by a check-in, and an audit report activity report. is published in the form of a derc.

The

Fund is committed to its operations by the previous year's decision, by the end of March, at the end of March They are ready for an activity report that analyses the economic and social impacts of these with regulations. The activity report also includes the performance objectives of the Fund and application results and the implementation of the application.

TheyýllýkFund's annual operating report, financial statements, and budget cuts are presented to the Turkish Grand National Assembly. An example of a certain account is sent to the Finance Ministry.

The

Fund informs the public of the public on the activities of the Internet environment and official bulletins on their activities.   

Fund, litigation, receivables, follow-up, restructure, restructure, and other activities in three months. It informs the public with reports that it will release it. The Fund informs the Grand National Assembly of Turkey and the Budget Commission of the Turkish Grand National Assembly to be held once a year on the right of its activities.

ücretleriFund Board (s) and its members and Fund staff's fees, property, and other social rights

MADDE 125.- The Fund Board includes any payments made available to the Secretary of State for the Secretary of State. The benefits of social rights are paid for the month. Those who are not paid by the Secretary of State for the tax and other legal cuts will not be able to tax taxes and other deductions according to this Law. The board members are paid by the same based on the 90% of the payments made to the Board of the Fund, based on the same basis and the people.

Fund staffing services and charges for other personnel's charges and other financial and social rights It is identified by the Fund Board for not passing the fee ceiling set in the frame.

Fund staff reward for overtime pay and performance based on principles to be determined by the Fund Board n/a For all Fund personnel, the amount of payments in the Fund will not exceed the rate ceiling specified in the first phase.   In the cases where the Fund is a party, the Fund is set to be determined when the Fund is set up for the rights holders of the provision of the provision of attorney's fees in favor of the lawyers representing the Fund.

Representatives of the

Fund Board and those who are assigned to their members, agency, agency, managers, and others. The provisions of the Republic of Turkey's Pension Sandal Code and additional provisions are applied to the Turkish Republic's Pension Sandal Code. Pension and other ministries, the undersecretary of the Fund Board members, members of the office of the secretary of the Fund, chief executive of the Fund, general manager of the second-ranked department, assistant general manager, assistant secretary of the Fund, assistant secretary of state. The ministry 's chief minister, fund inspectors and auditor judges received the right degree of eligibility, and the rights grades earned by the Fund' s lawyers and Fund experts. The chief expert, the Fund expert, told the Fund's expert judges. Additional indictable and paper compensation is applied to the chief expert assistance. The times passed on these tasks are passed on the tasks that require the compensation of the paper and the representation of the representation. These provisions are also applied to staff members from the Board of Funds, who are from the staff of the university, to keep the necessary resources for winning academic titles.

The Fund, which is assigned to the President and its members, is eligible for retirement, and the Fund has completed retirement The membership of the installed members will continue until the end of the task periods. Any other social security institutions that are installed with the law before the assignment is made will continue to refer to those institutions as they are, and do not apply the above provisions.

Members of the Fund Board, who retired from social security institutions at the Pension Sandal of the Republic of Turkey, Turkey They are associated with Sandman from the beginning of the month following the history of the Republic with the author of the Retired Sandman. These members are cut off from other social security institutions, and have paid a premium to their board of social security services, and they are now numbered 24.5.1983 and 8 out of 2829. The item will be installed in the alert.

Fund President and its members, in the amount of their fees determined according to the first fund, except for the stamp tax The compensation is given each month.

Administration, administration, or control of the companies that take control of the management and control under the provisions of this Law. The amount of fees to be determined by the Board of Directors assigned to the liquidators and other public servants to be determined not to exceed the three times of the monthly charge for the members of the board of directors of the Board of Directors is not charged.

görevdenFund Board members removed from office

MADDE 126.- The Fund Board has been appointed to the Board of Directors and its members have been assigned to the Fund Board process. tasks with their tasks will be truncated. However, when he was a public servant, he was authorized to assign officers if they had not lost their entry to the office, to end their term of duty or to be dismissed, and in the case of their former institutions in thirty days. is assigned to a cadre in accordance with their acquis within a month. Any payments they are receiving until the assignment is real will continue to be made by the Fund. Any payments they are receiving will continue to be issued by the Fund until the Fund Board is elected and its member of the public institution is elected and its member is elected, and any task or business is done to those who have ended the task above. Payment by the Fund may not exceed a year for those whose membership is due for reasons specified in this clause.

Fund Board members, Fund staff, Fund assignment or Fund representation Responsibilities of selected administrators, bankruptcy administration officers, and Fund personnel

MADDE 127.- Fund Board members and members and Fund staff are working with their tasks Questions about the alleged crimes are made according to general provisions for the members of the Board of the Fund and for the Fund's staff to allow the Board of the Fund to allow the Board of the Fund. The members of the Fund Board and the Fund staff have the authority to issue the right to question the Fund's personnel when they are asked about the alleged treatment of the Fund's personnel.

suçlardanFund Board members and Fund staff charged with their duties as a result of alleged crimes. For allowing them to be asked, they would have moved to either themselves or third-party or to damage the Fund or third place, as a result of these actions being given to themselves or third-party people. You have to have an open and sufficient emaroda. This is a matter of interest to the people who are allowed to be asked. Decisions on whether to allow or not be allowed to be asked may be challenged by the Danisrahtay within ten days of the date of the law. Even if given, no questions can be prosecuted until after the objection period or the result of the appeal of the Dandanite.

Fund Board members and Fund staff have been associated with their duties, even if they have been removed from power. The charges and prosecutions against alleged crimes are followed by a lawyer who will be tasked with making a proxy statement in the form of a related member or employee's request. The attorney's fee is budgeted from the Fund's budget to not take up the ten times the attorney's fee, which is determined by the litigation costs and the Turkish Bar Association's proposed minimum wage.

Fund Board members and Fund staff are involved in the Fund's Board or the Fund's written duties Due to the decision, action, and actions, the decision will be made against the Fund and for any compensation and credit cases that will be opened or taken against the Fund, after the removal of the duties required by the United States. The attorney's fee and the price of a lawsuit over the costs of litigation are also the same as for those legal cases. As a result of the trial, the Fund is due to be decided against the Fund and the Fund is due to make a payment, and the Fund will ask for its interest. In order for the fund to be able to claim the payments they have made, the court decision must be finalised when they are imperfect for the people.

Property 3182 is 4389 with respect to the Code 64 and 65 of the Banks Code. The 14th Amendment of the Banks Act and the 71 articles of this Code regarding the banks involved, the Minister said that the Board of Directors or the Board of Directors, appointed by the Board of Directors or the Board of Audits, were announced for the failure of their duties against the the Institution or the Fund, which is the relevant mercii, which also assigns cases. And in these cases, the issue is directed to the relevant institution. Due to the decision of the judgment, and due to the commitment of the decision, the relevant institution will ask for their interest in the payment of the payment. In order for the relevant institution to be able to claim the payments they are interested in, the court decision must be finalised when they are flawed.

The Fund has 134th clause of this Code, and/or the total amount of 4389 that is in effect with this Law. Members of the Board of Directors and supervisory board members and liquidators of directors and/or management and/or management and control or shares of the banks of the Bank Act 15 (7), which is assigned to the bank of the number (7). The administration and control board of these banks in their application are installed Members of the Board of Directors, members of the Board of Directors, and/or the management of the shares transferred to the Fund, Board of Directors, members of the board of directors, members of the board of directors, bankruptcy and liquidation officers will be opened and opened due to defamation of duty. With all forms of compensation and receivable cases, liability cases will be filed against the Fund. In the interest of compensation for the compensation of the fund, the usûl and the principles in the fourth fir of this matter are applied. The authorities assigned and/or task-assigned managers and/or members of the Department of Social Insurance, with public debt that will be charged or otherwise known as the Social Insurance Institution, and all kinds of business receivants are in the right to have the concerns. It is not possible to load responsibility due to the lack of funds due to the debt arising out of the other legislation.

Fund Board members and members who are assigned by the Fund and/or are counted in the above administrators have no obligation to notify the court of the loss of capital of companies and/or due to the debt of debt.   Without notice, the provisions of the 2004 edition of the Republic of Turkey and the terms of the Human Rights Act 179, 277, and the terms of articles 345 /a do not apply; 6762 is the case of responsibility for the Turkish Commercial Code, under the 341 clause of the Turkish Commercial Code. 

Administration and audit of the Fund-appointed administrative and audit board of the Fund Managers and principals cannot be dismissed from the general assembly, nor will they be responsible for the period or period during periods or periods during which they cannot be dismissed from the general assembly.

Fund Board decision-to-judgment path

MADDE 128.-  Bestrakbin New Turkish Liras for the quantity of Fund Board decisions will be made Cases are seen in the Danes as the first court of law. The results of the Board of Fund decisions are due to rush.

Fund Board decisions are made to the public for requests to stop execution in administrative cases to be halted. In this case, 2577 is not applied for the thirty-day period of article 17 of the number 17 (5) clause of the Israeli Judge Procedural Code (5). The demands of the execution of the execution cannot be decided without the defense of the Fund. The relevant parties will have to defend the execution of the execution within seven days from the date of the default. Otherwise, the defense is decided at no time.

The budget for the

Fund

MADDE 129.- The Fund's revenues are based on the expense of their expenses. The budget of the fund is 5018 and is prepared and accepted according to the principles and principles set out in the Law on Public Goods and Control.

The Fund budget year is calendar year.

Fund, within the framework of the principles and guidelines specified in the Law of Public Goods and Control (5018) of this Law use the resources allocated to it freely, to the extent required by its tasks and entitlements.

The fund is used to use the entitlements and essences used by this Law in the Fund. and the guidelines are shown in the regulation that will be prepared by the Fund. Fund expenses are made available from Fund resources.

The expenses of the

Fund are the strategic plans and performance targets that are effective in the decision of the Fund Board, It is based on the annual budget, which is prepared according to the operating system and the economic slurs. The budget is sent to the Turkish Grand National Assembly by the end of September, and one example to the relevant Minister, the Treasury, and the Ministry of Finance.

Fund revenue

MADDE 130.- Fund revenue;

a) from the deposit and depositor fund insurance premiums,

b) deposits, contribution funds, escrow funds, and credits, depending on the 62 nci clause,

c) The founders of the installed banks within one year from the date of operation of the The percentage of the asgardian capital specified in the 7 nci clause of the law is the share of the system that lies in the amount of entry into the Fund,

d), in the framework of the provisions of the 18th clause, from the amounts to be laid to the Fund,

e) the administration of this Law shall be granted with fifty per cent of the national fines to be ruled out of violation. from 90% of the fines,

f) from revenue revenues with revenues from the Fund's office,

g) from which the Fund will be registered with the 20 nci per item,

The

Is Uluzur.

borçlanmaFund borrowing and advance entitlement

ARTICLE 131.- The Fund is required to obtain a permit from the Treasury, as it may be debunkled. In order to be awarded the fund, the Treasury will be able to export private and state domestic borrowing. Private promotion of state domestic debt is determined by the Fund's undersecretary and the Fund's undersecretary, including interest rates and repayment of the private. The provisions of Articles 5 and 6 of the Law on Public Finance and Debt Management of 4749 Public Finance and Debt Management are also applicable to these signings of the debt-related provisions in the budget laws.

The

Fund provides future premium obligations with the Fund Board decision by getting the Institution to be seen. The insurance premium they paid in the previous year could get an advance until the sum of the bonus. It is mandatory to specify an interest rate that will be applied in decisions based on the use of the advance.

In the event of failure to need Fund resources, the Federal Reserve Bank is at the request of the Fund. Advance can be given. The interest rate and other considerations to be applied by the advance, payment, redemption, and results of the received advance are determined by the Fund's view and are determined by the Central Bank.

SIXTH PART

Tracking and Tahsil Usûleri

Fund receivables and entitlements for monitoring and allocations

MADDE 132.- The Fund's revenues in the 130th clause of this Code are in order of 108 and 135. The provisions of the receiverships of 6183 and the Law of Amme will be applied in the pursuit and allocation of the receivence of the receivence.

The Fund is credited with the tracking of credits under Article 108 of this Law, as of the date of the use of the bank's bond bank ledger, registration and documentation of the bank will receive a cumulative amount of interest, commission and fee expenses, over the amount of money that is counted in the 130th item, over the money that is counted in the 130th clause. determined to pay for the tracking of the specified payee applies through the amount and applies a delay in the amount of 6183 Amme Credits applied to payees in the scope of the Law on the Allowance of Amme Credits.

TheFonFund is the Finance Minister of the Law, which is understood to be in the application of the Law of 6183 Amme Creditors Of Amme. The office of the tender and the authorities of the other authorities will use the authority to the mergers and commissions.

Ifmallarýowes or borrower's property, the Fund will receive $6183 of Amme Creators. It can implement the provisions of the Law through its own collection agency, as well as through the Department of Finance's Office of the Ministry of Finance in the neighborhood that does not have an office of the evacuation.

The Fund will receive $6183 in respect of the Evacuation Order of 6183 Amme Payee. may apply the provisions of the Law, which is also understood to be translated into money of any kind.

Fund is the maturity of 6183 count of Amme Payee's Allowance by law; the price of the price is He can decide on the throne. However, it is mandatory to specify this situation and the term-term results in the selling policy and in the business of the sale.

Fund, the property, right, and property of 6183 of Amme Creditors in accordance with the provisions of the Law on the Allowance of the Allowance of the It is authorized to take the goods, rights and credits from the tender to the tender for the credits, to drive and to take the money.

This will be taken as a takeover of a bank in accordance with Article 107 of this Code, the date of the transfer The Fund will receive its reputation, and it will continue from where it has filed lawsuits against the debtor against the debtor of the United States and the provisions of the Bankruptcy Code, which are based on the provisions of the British Code of Britain and the Bankruptcy Code.

under the 107 articles of this Code, they were due to take over, due to the bankruptcy of the Fona debtor 2004. The bankruptcy office in the 221-article 221 of the Islamic State and the Bankruptcy Code is incinerate with the contribution of the Fund's representative. At least one of the members of the bankruptcy administration in the Article 223 of the British and Bankruptcy Code, 2004, is selected by the executive inspection authority of the Fund, which is a double candidate for the Fund to be the one to claim. The Fund is authorized to ask for the election of at least two members of the bankruptcy administration, if deemed necessary by the allocation of the allocation of the receivvies. In this case, the executive order selects two of the major members of the bankruptcy administration from the candidates who recommend the Fund. If the Fund is to select a member, the executive examiner selects a member of the two candidates who are most likely to take a member, and the number of candidates whose members are most likely to be credited with the number of credits of the credits. If the Fund has selected two members, a member of the other candidate will be selected from the two candidates who are most respected by the executive order of executive order.

The Fund provides all kinds of savings, including discount, in relation to the credits that follow. To deal with the debtors, including to take over, to buy, to take back, to take over, to take over, and to take over, and to take over, the real estate and real estate property, and to take over and to take over and to the debtor. the Fund will be determined by the Board of Debtors under the It is authorized to ask the court for the implementation of the measure, whether to implement the measure, whether or not to sue, whether or not to apply a containment measure in the form of a law or principles.

The Fund is to use the new Turkish Lirasn and/or foreign currency to make sure that all types of money are being made. The commercial execution hostage is authorized and authorized to receive any kind of collateral and collateral, including the pawn of the hostage, as well as the hostage of the crown.

On the Fund side, the 71st clause of this Code may be issued under the consent of the operation or the management and control of the Fund. In relation to the banks that have been involved, including crimes against the loss, the provisions of this Law on any criminal cases that will be made or will be filed under any criminal cases will be filed with the Fund as a result of the crime. These cases belong to the Fund, even if the rights are to be used.

Legal representatives of the Fona debtor and the legal representatives of the legal entities are the 22nd of the passport code of 5682. The provisions of the clause apply at the request of the Fund.

The implementation of this material is regulated by the Fund by the Fund for the United States and the guidelines.

istisnaiExceptions for liability cases exceptionalyetkiler

MADDE 133.- Completed the operations of any bank that has been allowed to operate, but not bankruptcy or liquidate. If they were unable to collect, the bank's responsibilities were determined to ensure that they were compensated for their damages due to the cancellation and actions of the board of directors, former members of the board, and their auditors. the Fund is being sued by the Fund in its completion power-on.

Fund banks ' shares return to third-place or retribut; bank's legacy The case and follow-through of the partners, managers and auditors are continued where the Fund has left the Fund with legal haleff. As a result of this case and followings, the amounts to be dominated are owned by the Fund. The transfer of these banks to a bank or a bank with a bank to transfer shares to third-place shares or to decide their liquidate has been the responsibility of the bank's responsibilities following the completion of these plans. The Fund may be sued by the Fund for damages caused by the cancellation and damages of the former members of the board of directors and former auditors, if any are against the board. The board of the Fund for filing a lawsuit is the general assembly's decision to be sought after the case.

In cases, in favor of cases that are opened or opened under this article, in cases that follow the legal successor It is determined to be the delegate charge to the ruling party.

Entitlements for the allocation of thealacaklarýnýnFund's payday

MADDE 134.- The Fund is available to benefit from the allocation of the allocation and whether or not it is indebtable to the Fund. You're looking at the Fund's banks;

a) the administration and control of its own,

b) Business partner entities,

c) Actual and legal entity partners who are still partner to partner,

d) The number of people who are counted in or out of the country are entitled to the money, property or rights to the account Associates of the companies,

Except for the complets and/or a part of the shares that they have in the companies identified in this item They are assigned to take over management and control of these companies and their management, principals and supervisory board members, and are assigned to be appointed based on privileged shares of the company. remove and/or increase the number of members of the service and/or assign members to these boards by adding/or adding them.

or both the banks or companies that take over the management and control of the Fund and/or this item, as indirectly. the common number of companies and funds that transfer control and control of the Fund and the number of entities that transfer control are not available to legal entities as part of the mandatory common common number of 6762 Turkish Commercial Code and the special laws.

Transfer the management and control of theþirketlerinFund and/or the audit and/or control of the Fund and/or this receipt The Fund-appointed management and supervisory board members and directors, and the Fund-designate, general manager, general manager, general manager, and manager, such as the general manager, general manager and manager, with representation and rememuations of the fund. Fund, real or legal entities, which are counted in this receipt. shares and/or all rights and other rights, including license, license, dated 13.4.1994 and temporary frequency and channel use of the 3984 numbered Code of Law, including the rights of the provisional frequency and channel, including the rights of the concession. To realy about the sale of its assets and/or its ratios with those shares, and to defund the amounts obtained from those sold, or to debunks the debts and/or Social Insurances debt of the companies. 6762 Turkish Trade products to use in payment and to make decisions related to these actions They are authorized to remain in accordance with Article 324 of the Law.

With more than nine percent of these companies and business, all kinds of goods, rights and assets belong to them, It is possible to sell foreign real estate and real estate to foreign and real legal entities.

Provisions of the allocation of 6183 counts of Amme receiveaways in order to collect the funds from the credits. All right and all rights, including those active in the volume of active deans, licenses, licenses and privileges, and those who did not have the power to do so, including those who did not have the power to do so, but not the other. To bring together the assets, trade and economic integrity. Selling to the bottom of the line of construction, the cost of payment of volumes and/or assets of more than one debtor, the price of tender, currency, ownership, and/or more than one credit line. the business of selling, selling, and selling products that are required to be based on the provisions of the settlement, the date of payment, and the rights of the tender and the rights of the tender, the subject matter trade and economic integration. Technical information, software, equipment, equipment, equipment, and equipment of the companies that belong to The Fund Board is authorized to pay or to pay a tender for a period of late-term loans from the service of the service. In conjunction with the sale decision, the Fund Board makes a minimum of three times a sale commission that is intended to be real, and determines the pressure. The sold commission is meeting with the absolute majority of the total member count, and the total member count is decided by the absolute majority. The cost of accounting and economic integrity was paid by the chess commission to consider the report's recognition of the expert real or legal entity's recognition of the company's recognition of the previously integrated assets of the company. It is determined by the Board of the Fund within the framework of the report to be held. If more than one person has the right or personal right to claim the same or the ownership of more than one person on the goods of trade and economic integrity, this property is determined to separate the right and/or the existence of those assets. In the course of the course of the article, the provisions of the article shall be made to the relevant law to be published in the Official Gazette. It is done by implementing one or two of the people, or two of them, who are expected to be able to increase their crops, whether it is an envelope or an arduous increase, which is decided to create trade and economic integrity. After that, it is possible to proceed with the bidding of the Fund as required by the Fund's Board. It is decided by the Board of the Fund to consider the qualities of goods, rights and entities that are applied to the property, trade and economic integrity of which are applied. The main line of the price of the price is regulated by the board of the board of the sourd. The conclusion of the approval is the approval of the Fund Board.   The annulus of this sentence, the annulus of the proceedings, It is seen in the administrative courts where the center of the fund is located. As a result of the decision to create trade and economic integrity, the two years of trade and economic integrity were retained by third parties, including privileged creditors, without permission of the Fund, and It cannot be claimed, it cannot be ruled out of the property of the mains, it will not be able to make timely and deserving deadlines for the relevant taxicists.

provides telecommunications, energy, delivery, radio, print and visual media, and digital media. Temporary frequency and channel in the scope of the concession pledge, license, license, execution permit, forepermission, publication permit, tentative 6 ncu provision of 3984, the management and control or shares in the sectors of the industry. circuit and registration of new receive permissions for use and similar permissions The agency, organization, and top boards of the Fund's statement are completed within a month of the most necessary information and completion of the completion of the documentation and the completion of the documentation.

This sentence will result in future repurchases by the Fund for which it will be raised. is detected.

The provisions of this item, which are sold under the provisions of this article, are sold under the scope of The public institution, its setups and the top boards, and the debt that has been accened until the sale date, is collected from the garage for the sale of the debt. Through the garage, the balance of balance, license, registration, concession promise, temporary frequency and channel use and similar rights for the transfer of the rights and other rights of the public and public institutions and superboards required to be used. It does not prevent the registration and transfer of the transfer that should be done.

The first receipt of this Code's article 71 (e) is permitted to operate or be operated under the bendi. the actual and legal entities that have been placed in the liquidation with the transferred banks or the real and legal entities that are specified in the first fund of this article and/or to the third party with this process. The money they made, all kinds of goods, rights and credits to the bank. to be acquired and/or inherited through use. The Fund is authorized to apply these articles of goods, rights and credits of all kinds of goods, rights and credits acquired by these real people. The amount of money that is acquired and/or acquired by this image is sold, as well as the first credit, rights and credits of all goods, rights and credits, and/or third place after the use of the bank's initial loan, transfer and supply, and such as the same rights as the same rights facility. The same kind of rights and rights that were established in favor of third-place people and the same rights to the Fund are not to be ruled. The provisions of this provision apply to all kinds of goods, rights and credits of all kinds, goods, rights and credits they acquire and/or acquire after the fact of the above, which are parties to these legal entities, including the successors and the successors.

Removing or administering the operating permit of the third party, which is a party to the entities identified in

Due to the execution of the audit after the Fund's transfer of the control, the first of all, the number of people in the first section of this article will not be able to either remove the bank's operating permit or claim the ownership of the management and control due to the prior and/or subsequent action. cannot be found. To prove that the bank's operating permit was removed or the administration and control were the third parties involved in the same business as selling, rent, handover, and July, as well as for the services of the same and the same, as well as the third party. They have to.

In the management and/or control of real and legal entities, which are counted in the first phase of this Article, and/or Current and/or the founder, partner, administrator, or supervisor of the temporary or sustained employment of the people who are involved in the execution of their business and/or to be a temporary or permanent supervisor of the above, the above and/or the And/or the commercialized substitute and/or the commercialized surrogate Actual and/or legal entities, which represent temporary and/or continuous representation based on any legal office, such as non-formal hearing provisions; the following and/or legal entities that are represented in this framework. the right and/or compliance of the banking regulations and/or the regulations and/or use of the loan with insufficient collateral and/or use the same address as the location of the activity, and/or to discontinue the commitments made and/or is used in the the loans and/or the use of the loan, by placing provisions such as the the management and control of the bank resources, and/or the actual and legal entities that hold the sole and/or bank and/or the bank and/or the bank, and/or the bank, and/or the indirect, indirect, indirect the management and control of real or legal entities that have been transferred to real or legal entities that are counted in the assets above, and/or the management and control of bank resources, and/or as a matter of fact, the bank used by the partners or the partners who held it together the provisions of this article apply to all kinds of goods, credits, rights and rights that they acquire and/or acquire to third party.

The first receipt of this Code's article 71 (e) is permitted to operate or be operated under the bendi. The delegated bank's partners, board members, supervisory board members, general manager, general manager, and children's and children's sons, children and children, and members of the bank and members of the bank's authority. They are doing their own, or third-party productions, and Any other rights and benefits of any kind of religious rights, including a hostage, a mortgage, a top right, a right to the intifa, and the right to residence, or any other rights and/or possession, whether or not it has been or is not registered or not. It tastes like land, air and sea, with all kinds of savings, including promises of land, land, island, site, and farm with all plug-ins, such as the farm's name and property lease commitments, financial and financial assets, financial and financial assets. The right to hire, satellite and cable channels, and TV channel. Media coverage of newspapers ' rights, brand and license transfer and use of licenses, administration and service representative and European Union standards by paying a premium on European Union standards, individual retirement, residency, and insurance promises. and limited or unlimited credit cards and ATM card commitments, bank guarantee letters, acceptance credits and traverbs, all kinds of transfer commitments are not valid with the decision of the Fund Board. The burden of the complainant is due to the fact that there are no reparations in compensation cases for which these statements are invalidate, and that the price paid by the promise is not mulaby.

sözleþmeThe debtor is part of the above-of-the-term housing for which the borrower is renting.

The Fund may impose a need for money, goods, all rights, and receivants, foreclosure, in this item. The authority to take it under consideration by taking into account the reports to be set up by the Fund and by taking into account the reports to be prepared by the Fund, and the authorities to take into account.alacaðýna

As of date 6183 is the right to recover damages and/or receive from these credits. the rate of delay can be applied at the rate specified in Article 51 of the Law of Amme Credularized Amme Credits.

The Fund has announced that it is opening up to the administration of the provisions of this clause in the administration of the United States. Cases are not sought for collateral so that courts can be determined to stop the execution by the courts.

The provisions of the Turkish Commercial Code 6762 are in the process of meeting these provisions of the article. does not apply. These are the exceptions to all kinds of taxes, pictures, and tuition. The provisions of this matter and the Fund will be a part of the Fund's decision to make a decision, without the need for an execution by the Fund. Those who have met with registration are registered at the request of the Fund, and are required to register and require.

In the missing statement of insurance deposit and contribution funds Follow up and collect

MADDE 135.- 1211 is the bank of the Central Bank of the Republic of Turkey with respect to this Law The board of directors and credit committee of the bank and the credit committee of the bank account for the amount of insurance and deposit funds identified by the Fund, as reported by the Fund, with the amount of insurance declared to the authorities and the amount of the funds and funds that were determined by the Fund. members, general manager, general manager, bank of signatures, management and supervision of officers and officials who have been annexed, and the only partners or co-owned or co-owned banks and banks owned and owned by the banks and bank financial institutions. All bank accounts, including rights and credits, currency exchange accounts and limits and unlimited credit cards and ATM cards, including any cases of legal entities, are frozen, land, air, and sea. It includes all sorts of things, including, and not for, precious paperwork and domestic or domestic treasure. bronosu, government bonds, stock, yacht funds, and other securities such as commercial construction, factories and facilities, brand and license rights for the operation of these facilities, public concession promises. the television channel, the license, registration and licensing rights that grant the establishment and operation of a facility such as power plant, licenses and companies that install these facilities on the basis of the license or without the right to license, and the company owns shares of companies that are business, all or part of the savings authority over rights and credits   to be a precautionary measure on the loss of all specified goods, precious documents, cash, and/or records of other deities, and/or records of official records and/or on their rights and receivinges. The brand and license rights, which give you the right to put in, license, license, license and install, cash, a facility and the right of licensing, cash, facility and the right to install and install the measures, as well as the right to install and install the measures, and the right to install and install. Shares of the Quran, the Koran, and the rights holders of the right to the right of the company without the rights of the rights. It is decided by the court and the magistrate at the time of the judicial order is decided at the time of the decision to take the steps to the end of the bank.

The Fund's decision to follow and collect the following differences within the provisions of this Code. n/a These provisions are also applied to the right of people who move to and from the above, who are entitled to their own money, goods, or rights to the account.

The claims are immediately and promptly as a result of the review of the claims, judge or court documents. At last, in twenty-four hours, it will be concluded. The public prosecutor's office may decide whether to freeze the rights and credits of the Republic's government. The Republican prosecutors report this decision to the magistrate in twenty-four hours at the latest. The judge decides whether or not to approve the decision within twenty-four hours at the latest. Decisions that are not approved by the judge are void.

The measures issued by the

Magistrate on criminal penalties include the guard's office at the site of the tribunal's decision to measure. are executed by the Fund and are not facing criminal charges in a year, and/or 6183 in the Law of 6183, as the Fund ' s permission to make bank assets and to accept the deposit and the contribution fund is approved. The following is not followed by the allocation of the allocation, and/or It is due to the fact that it will not sue the law courts in the course of the allocation of the regiment. During this time, the charges are made and/or measures taken by the Fund on the court of law and/or on the court of law, 6183, of which the Fund will be prosecuted in the court of law, and/or the court. It will continue until it is collected. The court decides that the amount paid and/or payable by the Fund according to the provisions of this Law shall be paid to the Fund from the charge by those responsible. In this case, the measures continue until they are collected, with money, goods, rights and credits, which are subject to the measures, which are subject to the measure.

is the subject of the provisions of the above, and is responsible for the responsibilities of those responsible or their widows. Provisions of this provision are applied to the rights and credits of all goods, which are passed on to the property and savings of third-party and third-party ownership and to their savings. All of these goods, rights and receivances will be opened or announced in cases to be opened, with respect to the ownership of the property and the ownership of all official records in Article 985 of the property in the 3rd clause of the Turkish Civil Code of the Turkish Civil Code of the Turkish Civil Code. policy. If they prove to be acquired, it is decided by the court for the assets of those who are responsible for the fact that they have been paid by the fact that they have been paid to document that the payments are not mutated.

Deposit and deposits in a bank that is permitted to accept and accept savings and contributions from banking. Whether or not the funding for the contribution fund is not available, documents or documents that claim to have been paid by, by, or by, for, the documents that claim to be paid to him or to a home, are either embezzler or domicile. forgery, recording of the process, and the fact that the The sentence is based on actual charges of accounting or interference in blocking, breaking, destroying or devoting the data.

Due to actual verbs prior to the date on which this Law is effective, the Fund will be held in accordance with the provisions of this Law. The provisions of this clause apply to all kinds of goods, rights and credits of the business and children who are responsible for making or making payments from the party.

The legal guarantee of the fund receivemate

MADDE 136.- The Fund's allocation of credits is set by the Fund under the provisions of this Law. And/or any money, any goods, rights and credits that are required on the subject of precautionary measures or measures that are given in the following cases and follow-up cases and followup, will generate and decide on the legal collateral for any of these cases. It will continue until it is committed or followed. The credits will be settled by the courts, money, goods, all kinds of rights and receivances, and will be collected first.

Israel nuggetkülfeti

MADDE 137.- It will be opened and opened by the Fund under the provisions of this Code 108 and 110 In cases, the cult of isp belongs to the defendant.

Exceptions to the tracking and allocation of funds receivate

MADDE 138.- Any litigation and executive pursuits of which the Fund is party will be prosecuted or completely against the Fund. In the case of netifisation, the compensation and penalties written in the British and British Law of 2004 are not applied to the Fund.

In accordance with Article 107 of this Law, you will receive a bank, debt, commitment, or credit. takeover, this debt has been announced in relation to commitments and receivables, or any time in its executive pursuits, including written in laws, and any time, credit, commitment, commitment, or debt, including rights to be taken. The Fund is based on a period of nine months from the date of date of the Fund.

As a result of implementation of this Code, the guarantee is not sought after the Fund is reaped to the awards made.

borçlularThe Fund is credited and is owed by debtors in the following 2004, based on the British and Bankruptcy Code. Objections made do not stop follow-up action on the line of time.

Funds raised interest in files that have been made available to the debtors of the sale. The terms specified in the event are made by the registration of the current, if any, or the last known addresses, if not, by the telligat, which is the declared theme.

The certainty of a set of sold costs that must be paid to the Fund in the executive files where

Fund is credited. will be paid as collateral without being expected.

yetkileriFund entitlements related to their release

MADDE 139.- The Fund is an economic provider of any of the banks that have been denied operating or transferred to the Fund. The 134th article of this Law and the 134th article of this Law and the 4389-numbered number of Banks Act 15 (7) of the Code, which is about to be covered by this Law, is about 6762 Turkish Trade (s). The provisions of the law will also increase capital increases. To ensure that the Fund is protected and to be protected, including the protection of the goods, rights and credits of such companies, including the protection of the goods, rights and credits, and the financial resources of the Fund and the Fund's allocation. It is authorized to take whatever measures are necessary.

Fund and operate banks with exceptional property exceptions

ARTICLE 140.- The Fund is exempt from all types of taxes, images, and fees.

The Fund for bankruptcy and liquidation of banks that have permission to operate or liquidate the liquidators. takeover and/or commitment of the Fund, any collateral, and/or commitments under which the Fund is taken over by its liabilities and/or commitments, and/or its takeover of its liabilities. remove, break promises, sue, and executive followings Debts and/or receivables related to receivables and/or commitments related to the commitments, including any tax, picture, levy, funds and 2548-numbered Penal Houses for the Dignity Of The Court's Buildings For the price of food to be paid to the prisoners, it is the exception of the 1st clause of the law.

Any tax, levy, levy and expenses, including expenses payable by theBorçluOdebtor, will be the expense of this credulant cannot be done The revolving capital charge is not paid, and no other deductions are made from these plans.

Funds may be received by the Fund or Fund banks to receive a return or import of funds. No material obligations, such as tax, levy, levy, and revolving capital charge, are not required for payment by the parties concerned with the work.

Fund, Fund banks and liquidations of banks executed by the Fund's banks, bankruptcy and liquidation administration, court There is no need to pay for the amount of money that has been put on the way in which they receive the policy and to make every precautionary measure, any precautionary measure, precautionary foreclosure, and threat-to-do executive demands.

Fund credits in cases where 1086 is a series of serial accounting provisions of the Law Code of Law.

yukarýdaFund banks and liquidations of banks executed by the Fund's banks, bankruptcy and liquidation management, above to be edited, refreshed, extended, transferred, or new with any commitments, documents, and sair profits that are organized by means of their own and/or other real and legal entities due to the specified progress. No, no, no, no, no, no, no, no, no, no, no, no, The profits and/or documentation are held in particular with taxes, images and fees, due to the lack of guarantees, the transfer of the guarantees, the sulh and/or the respect of the parties and/or any sort of action, regardless of whether or not it is under any circumstances. It is an exception to the legal obligations that are ruled by the law. This provision relates to the allocation of the creditors of the Fund and/or the liquidation of the liquidators of the liquidators of the liquidation administration of the liquidators of the liquidation administration of the Fund and/or the liquidation banks carried out by the Fund to the Fund. They apply to entities as they are.

The Fund's debt and advance actions in accordance with the 131 articles of this Law will not be based on any tax, levy, or advance. and is exceptional.

Fund banks, fail to operate or liquidate banks with funds carried out by the Fund All kinds of business, litigation and executive pursuits are committed to the debtors of the receivement of receivations of the debtors of their administration, with all kinds of taxes, pictures, levy and funds and 2548 Criminal Houses to be finalised by the debtors. The Court's Buildings Department Will Be Convicted Of Harnesses And Prisoners. The price of food to be paid is the exception of Article 1 of the Law.

The banks that have been granted permission to operate are under the control of the Fund's banks ' Social Security Council, The bank, Fona, and/or Fund banks cannot be dreamed of in the bank, which is allowed to operate, for operational and technical issues that have been detected by the actuators.

ZamanaþýmýTime-in-Time

MADDE 141.--Fund credits arising from this Law are scheduled for litigation and follow-up. It was.

Task and jurisdictionmahkeme

MADDE 142.- The Fund is part of the bankruptcy and liquidation administration of the Fund's banks and the banks that operate. Law cases to be opened are looked at by the court of trade to the court. In that place, there are more than one court of commercial court, these cases (1) and (2) are seen in the court of the court of trade.

Fund, Fund banks and bank of operation permits treatment centre for bankruptcy and liquidation management The bankruptcy cases will be filed against the debtors, which will be filed against the people who are in the state of Istanbul, bankruptcy cases, and (2) are looked at by the court of trade court. In the case of the bankruptcy case, this court will report that the bankruptcy filing was filed against the commercial court, where the treatment of the owed debtor was found.

The provisions of this Law and the authority and duties provided to the Fund are opened and are required for any cases that will be opened. also, the information in these cases is selected from those who are engaged in official institutions and organizations, and no more than thirty days are given to the proceedings.

Vllk administration company

MADDE 143.- The banks and the credits of other financial institutions, including the Fund, to receive the purchase of the other assets, The allocation, restructure, and sale of assets of the board of directors, as determined by the Board of Directors, may also be established. Collect, lease, and sleep in real estate or property, rights and assets acquired in the scope of the collection and credits and/or restructuring of assets and/or restructuring of assets and/or restructuring of assets and/or restructuring of assets. It is authorized to make all kinds of activities, including the ability to finance and to finance the debtors, or to capitalive on their capital, in order to collect and collect the credits again.

The fund is to be added as a co-founder or shareholder by providing capital to the existing management companies to be installed authority.

The Fund has at least twenty percent of shareholders. In relation to the credits taken over by the Fund, it uses the rights and authorizations of the third party of the Code 132nd and fifth in the fifth section of the Act 138.

Asset management companies are expected to be doctored or expected due to their actions in this scope, but the amount is final They have to break up with the intent to deal with unspecific damages. The qualifications of the receivables that will be met are determined by the Board of the United States and the original and the members of the board. All of the details of the arrival of the entity management companies are considered to be charged in the detection of corporate tax on the same year as the corporate tax.

With the existing management companies established under this Law, 4743% of the Property is Redebteed to the Property Industry The seventh edition of the Law on the Law, which has been in effect with this Law, has been made by the entity management companies established under the guidelines of the Convention when the law was announced. services, and the related profits related to this, the installation the calendar year, including the 488 per-year stamp tax code, which will be paid in accordance with the Stamp Tax Code, 492% of the fees payable according to the Code of Letters, regardless of the amount of money to be paid in accordance with the Law of 492. The amounts to be paid are 6802, from which they will be paid, from the bank and insurance claims tax, from the cuts to the fund's support fund, and the 39th provision of the Law on the Protection of the 4054-counted competition. exception.

By the presence of the existing administration, these debts, commitments, or credits, are takeover, this debt, commitment, credit, and assets related to the assets, including any criminal charges to be filed or otherwise opened, as of the date that the credit is being taken, or the debt, from the date on which the commitment was being downloaded, As a result of the crime, the existing management company is responsible for the crime itself. It will get you a chance to get the money.  

The entity management companies that were installed prior to the date of this Code are in the form of the provisions of this Law. activities.

THIRTEENTH PART

Provisions

Interests with interest rates

MADDE 144.- The Council of Ministers is the minority to be applied in lending and deposit of banks. to determine the amount or proportion of interest rates, profit and losses in the account accounts, and the qualifications of other interests identified in this item, including the special current accounts, to determine the amount or proportion of the other interests that are to be incurred, whether you ' re angry or not He is authorized to release. The Council of Ministers may transfer these powers to the Central Bank.

Parasal amounts

MADDE 145.- The monetary amount and damages in this Code, except for the provisions of the fines, are Each year can be increased by the board decision not to exceed the amount required by the annual producer price index, which is described by the State Institute of Competence, each year or by the State Institute of Health.

FOURTEENTH PART

Provisions, Question, and Prosecuting Provisions

SECTION OF THE REGION

Monetary Fines

Penitariums for administrative fines

ARTICLE 146.- installations of this Law, including the board decision and justification, are Your law;

a) is a new Turkish and a new one in the 13th and 14th. From the lira to the Ellibin New Turkish Lirasna,

b), in violation of the provisions of the second and fourth feats of the 18th Amendment, of the new Turkish Lirasate Until the new Turkish Liras,

c) to assign the 25th amendment or ban any of the items specified in article 26. The number of people who are given for every day of the period after the end of this period, until the end of the period, from the date of the deadline, tens of thousands of people have been taken from the new Turkish provinces to the New Turkish Lirasas, and not to the end of the month. If the percentage of the cell is in the amount of it,

d), until the new Turkish Lirasas of the New Turkish Republic, in a separate state, from the new Turkish lira to the provisions of the 28th clause,

e) 33 or 34, or the first receipt of the 37 nci items, or items 38, 39, or 42 From the new Turkish lira to the new Turkish Lirasas, which is the first time in the world to be treated,

f) New Turkish lira from New Turkish lira after not making any statement stipulate in the 43rd clause Until the end of the line,

, which is not less than the New Turkish lira in compliance with the loan bans on article 50. up to a percent of the loan,

h) in violation of 52 nci, until the New Turkish Lirasina of the new Turkish Lirasas,

i) Less than New Turkish Lirado is not to be established where necessary to leave according to the 53rd clause Amount to two per thousand of the amount of time to be allocated, including not less than three months, but not less than three per cent of the amount of time that is left unscheduled, but not less than three per cent of the amount of time it is not to be established.

j) not to comply with credit lines in article 54, but not less than Ellibin New Turkish Lirasn up to one percent of the amount that is being allocated

is not less than the new Turkish lira in a common denominated share of 56 ncis. The amount of time, for each day, until the end of the term, until the end of the period, up to the percent of the amount of time, and the date of the settlement is not resolved, for example, the amount of time that the departure of the monthly amount is resolved. one per cent,

l) to ban and impose bans on article 57, not less than twenty thousand New Turkish Lirado , for up to ten per cent of the issue of Prohibition and termination, and failure to leave within a year from the date of contact, except for the separation from credit usage, departure from the end of that period. for each day until the date of the date it was fixed one per cent,

m) as much as the amount transferred, not less than the New Turkish lira, in violation of the 58th clause provision As much as the amount is not less than the New Turkish Liras, it is not less than the New Turkish Liras ($50.000), as the result is not being used to comply with the 59th clause.

n) Ellibin of the new Turkish lira in compliance with the fifth and seventh fives. Until the new Turkish Lirasas,

o) New Turkish lira from New Turkish lira after the obligation of its 61st clause is not fulfilled Until the end of the line,

p) Information that is requested by the Install of the 95 and 96 articles of this Law the new Turkish Lirasna, which is not being sent, the new Turkish lira from the New Turkish lira, the new Turkish lira from the new Turkish lira, sending it with missing information, contains control errors, or the continuity of control errors. the new Turkish Lirado of the New Turkish Liraybin Until the Turkish Liras,

R) Twenty thousand New Turks in compliance with the decisions and regulations made under the subject of the 144th article The lira is in the interest of the Council of Ministers or the Central Bank, where the amount or disproportionate amounts or disproportionate interest may be received or paid for, in cases where the amount and disproportionate amount of interest is in the interest of the individual. until

An Israeli monetary penalty is applied.

The provisions of this article shall be the basis for which the laws apply 68, 69, and 70% of the applicable penalties for the banks. It is authorized to reduce to the ellisine by up to 100 percent for the banks that are applied to the 71.

Business fines for the people of the United States

MADDE 147.- Actual and legal entities related to the board decision and justification, including Your law;

A) is in the first, second or fourth phase of article 18, the first of which is the new Turkish Lirassen. Until the new Turkish Liras,

b), up to twenty thousand New Turkish Lirasas of New Turkish Lirasina, in separate from 36 ncismaddesine

to the 38th New Turkish Liras in the new Turkish lira from the new Turkish lira, as well as the 38th article.

An Israeli monetary penalty is applied.

As a result of transactions, decisions, and regulations Administrative fines

MADDE 148.- Related to the board decision and justification, the coverage of this Law real and legal entities;

a) The amount of separation from the New Turkish Liras, not less than the new Turkish lira, in compliance with the regulations contained in the regulations that are contained in this Law or this Law. In a thousand years,

b) According to its articles, the Board and the Institution are based on this Law, based on the decisions made by the Board and the Institution And as a result of the New Turkish Lirasana, the new Turkish Lirasana, in compliance with the themes and other regulations, is the first of its kind.

An Israeli monetary penalty is applied.

Defence right and close decision

MADDE 149.- Decide after an interest in the implementation of anti-monetary penalties is not enforced. is given. Defense is deemed to have waived its right to defence within one month from the date of the article of the article of the article.

In violation of the provisions of Section 13 of this Code, 146th of the rights and representases opened in the dormitory. While the provisions of the first fireplaces (a) of the matter have been applied, they may be temporarily or continuously closed by governorships at the request of the Agency.

PART OF A REGION

Crimes

To engage in businessfaaliyette

MADDE 150.- Depositor deposits or deposits that are required to receive the appropriate permissions based on this Law. With real people who accept or collect the funding, legal entities are punished by legal persons, from three years to five years in prison, and for a maximum penalty of fines of up to one day. In addition, it may be decided that this crime is being handled within an area of this crime by one month or more than a month or so on a recurring basis.

In the trade titles, all documents, advertisements and advertisements that are required to receive the appropriate permissions based on this Code or in public statements that they operate as bank names or banks, or use statements and statements to wake up the impression that they are collecting deposit or contribution funds, such as the bank, and the legal entities ' personnel, a He spent three years in prison and a fine for the day before he was sentenced to death. It will be punished. It can be decided that these places are closed continuously for more than one month, and on a recurring basis.

The current Republic of the relevant Republic is pennilty at the request of the relevant Republic of the Republic. In the case of the trial, the actions and advertisements of the courts of the courts facing the case are temporarily halted, and the cases are collected. These measures will continue until the judge is determined. An objection to these decisions will be raised.

Deposit rights of the deposit and contribution fund owners

MADDE 151.- Those who have been sentenced to the 61st provisions of this Code are in prison and face up to two months. until the day it will be punished with a fine.

Do not take corrective, optimizer, and repletive measures

MADDE 152.- 4389 out of 68, 69, and 70 of this Law, and this Law According to Article 14 of the Banks Act, the members of the banks who do not take the precautions to be taken by the Board or the Agency are obliged to take these precautions, in terms of imprisonment of up to four years and more than one thousand days by day of imprisonment. They'll be punished.

Do not take the precautions specified in the first fund, the partner who has the qualified share of the bank, or the process of They will face up to less than four years of imprisonment and a fine of up to ten thousand days if it is intended to benefit the installation.

istenenThe information and documents requested by the authorized authorities and the administration officers Do not deny them and prevent them from doing their tasks

MADDE 153.- The information and documentation of the authorities and control officers authorized by this Law The provisions of this Law, which do not provide the information and documents they want in the scope of the 38th article, which are based on the preparation of the consolidated financial statements, are up to three years in prison and face fines of up to one hundred days. It will be punished.

From two years to less than two years, the administration officials authorized by this Law will prevent them from doing their tasks. He will be sentenced to prison.

To avoid saving documents

MADDE 154.- Those who do not comply with the obligation to withhold documents specified in Article 42 of this Code They are sentenced to three years in prison, and with a fine of money, from day to day, to a thousand days.

To make a separate statement

MADDE 155.- The installation of this Code, with the mergers shown in this Code, and the control personnel, and Those who have signed up to the courts, or who have signed any documents that are based on the regulation of their publication, have signed up to three years of imprisonment and no less than one thousand days. He'll be punished with fines.

People are leaving records and are not accounting for more details

MADDE 156.- The actual provisions of this Code are not to be used by the deployment of from accounting, legal and judicial ledger and records, with their correspondents and their correspondents in domestic and abroad to close down the balance sheets without accountability, and so on, and so on. those who have signed all kinds of documents based on their arrangement. He's been sentenced to three years in prison, and with no less than a thousand days, he is punished with criminal charges. Although it has been known that it has been organized, it will also punish those who have approved these documents.

System blocking, breaking, destroying or dedoing data

MADDE 157.- installations of this Law are identified in Article 244 of the Turkish Penal Code of 5237. The system is considered to be a bank or credit institution for blocking, breaking, destroying data or committing to a crime of deification.

Damage to

Business

MADDE 158.- The behavior of the 74th item in this Code is in prison and 1000 days from one year to three years. He will be fined for up to two thousand days.

A penalty to be given if a private or public damage to the printed verb in theYukarýdakisocket has been It will be ruled by increasing.

Opening

ssies

MADDE 159.- Those who do not comply with the obligation stated in the first and third feats of this Code 73rd For more than three years in prison and a thousand days, to date, the sentence will be in the name of the criminal penalty. A number of third-party penalties are also imposed on the bank and the people.

In the socket, some of the rows specified are available for use for themselves or for their own. The penalties will be increased by a proportion of the penalties. They are temporarily or continuously banned from the two years of service, including those responsible for the terms of the verb.

Zimmet

MADDE 160.- Due to its duty, its possession is delegated to, or is responsible for, its protection and custody the bank's board of directors and members who embezzled documents or securities that replace money or money, or other members of the bank's board of directors and other members, were sentenced to imprisonment by twelve years and by twelve days. As they will be punished, the bank's damage is due to damages. They're condemned.

is less than twelve years old when it is handled by fraudulent behavior to ensure that crime is not in the way of the embezzor. Imprisonment and imprisonment of up to twenty thousand days, however, cannot be less than three times the amount of damage to the judicial penalty. If you are not compensating for any further damages, you will be required to make the court more than you know.

You have a bank that has been denied operating permits or transferred to the Fund, and is legally or de facto management and control by using the resources of the actual business partner, the credit setup, the resources of the credit setup, or in the interests of themselves or their own people, They didn't want the credit setup in any way, no matter what they were doing. It is considered a zimmmet. More than ten years in prison and up to twenty thousand days are dominated by those who are pushing these verbs; however, the amount of money that is used by the amount of money penalty cannot be less than three times the amount of money. It is decided that the damage that occurs is to be paid for the subsequent death.

The documents or bonds or other items that replace the embezzled money or money before the start of the question. The two-thirds of the money to be returned is taken down, either to be refunded or to be completely compensated.

Prior to the firing, voluntary, embezzlement of documents or bonds that were passed in place of embezzlement. Or the exact number of damages to be returned, or the exact damages for the other goods, is reduced. If this situation is to be made before the sentence, a third of the will be taken down.

You may want to replace any money or money that generates the subject of a Zimmet crime, or the other property, or other property. Due to perseverance, the penalty to be given is reduced to more than one third.

Dianterials

MADDE 161.- Act and verdicts that are criminated by this Code also require punishment by law. In the case of the law, the law requires that the perpetrators be punished. 6762 of the provisions requiring the responsibility of the Turkish Commercial Code are withheld.

THIRD PART

Firing-USDUS

Print and Intervention

MADDE 162.- Do not ask, Install or Fund the crimes specified in this Law. It has been reported by the Republic of the Republic. This one is a reporter for the president. However, due to the offence indicated in the third party of Article 160, the charges are made by the state prosecutors and the Institution and the Fund are notified of the Institution or the Fund's statement of writing, or in the case of delay. . In the public trials, which are described in this idea, in public cases, where the Institution or the Fund is in place, they will gain the right to participate in the history of the beginning.

The damage from the Israeli damage, the opening of the water, and the case of embeddance from the crimes of the embezzles of 4.12.2004 The provisions of the Code of Criminal Procedure, dated and numbered 5271, are withheld.

Circulation and notice

MADDE 163.- This is where the 162 nci of this Law is to be fired at the results of the questions that were started. If the decision is not made, the decision is made to the Institution or Fona and the related bank. The institution, the Fund and the relevant bank are authorized by the Criminal Procedure Code of 5271, according to the Code of Criminal Procedure 5271, which was made available to him.

If the public case is opened, an example of an indictment is based on the Institution or the Fona.

Custom task

MADDE 164.- Do not take corrective, optimizer, and corrective measures defined in this Code, and the actions are not It is a qualified document, which is qualified within the framework of the banking activity, in the framework of the banking activity, to block the system, destroy, destroy the data, and prevent the system from accounting and embezzlete crimes, and the system of embezzance, destruction, data, and embezzance. the organization for the purpose of the execution of the crimes Lawsuits are seen in criminal courts, which are number one (1), of which the criminal court is considered to be a member of the criminal court, to be a member of or to become a member of the organisation or to be a member of the criminal tribunal. In the places deemed necessary, the Ministry of Justice and the High Council of the Prosecutors and the Prosecutor's Office may also be appointed to look at such crimes, and the criminal courts may also be appointed, or the new criminal court may be established.

Know-the-doubt review

MADDE 165.- For the application of this Law, the crimes stipulate in this Law and other laws In the case of criminal cases, the witness will report the report to the court within three months of the date that he was given. This time can be extended to two months by the judge. If the report does not appear in court during this time, the task will be received at no charge, and the new expert will be assigned. In this way, the office of the expert witness may not be appointed as an expert witness in any case under this Law for a year. They are condemned to pay the expenses that they have not been given in the time of their report, and to be fined for up to one hundred days. The date of the case is scheduled for the date of time in the history of the case. As of the date of the meeting, the expert continues to work from the date of the court date.

Institution, Fund, Fund banks and banks deemed necessary in legal cases filed by bankruptcy administrations. In other cases, the expert will review the report's report from the date it was given to the court in three months. This time can be extended to two months by the judge. If the report does not appear in court during this time, the task will be received at no charge, and the new expert will be assigned. In this way, the office of the expert witness may not be appointed as an expert witness in any case under this Law for a year. They are ordered to pay the expenses that they have not been given in the time of their report and to be fined for up to one day to the next.

Private asking and prosecuting

MADDE 166.- In the case of criminal prosecution and firing of a third of 160 articles, The following provisions are a drill:

), according to the office of the department, the Republican attorney general or the Republic of the Republic of Turkey It will be carried out in person. The crimes are made public by the Republican prosecutors, even if they have been pushed out of duty or in the process of duty.

b) In the question and fire of these crimes, 5271 of the number of Criminal Procedure laws are 135 to 138 and 138.

c) The pendant, the question of the law, and the prosecution for the public and the firing of these crimes, the day, time and place specified by the order of the witness or court of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of Turkey or the court of the Republic of Turkey. This order gives us the authority to use it as hard as it does for the people who have it on.

d) The Republican prosecutors are temporarily surrounded by the judiciary, as it is necessary to ask them for their crimes. In order to take advantage of all public institutions and organizations, municipalities, banks, banks, buildings, tools, equipment and personnel in or out of general budget agencies and value-added administreals. These prompts are fulfilled without delay by the relevant institutions and authorities. Responsible people who fail to fulfill these clients are punished with a prison sentence of less than three months.

E) Do not ask if you need any crime scenes or evidence when you need it. It will be done.

f) These criminal perpetrators will receive all kinds of goods, credits, money, and sairs until the conclusion of the question. The decision is to be held in the state of the Republic's attorney's office, which is in the process of delay. It is the result of the transfer of all kinds of rights that have been made by the perpetrators of the crime and the consequences of the transfer of the blood and records and the goods and the Republic of the Republic of the Republic of Turkey. It will be confiscated by the prosecutor's order.

g) The decision to confiscate is submitted in twenty-four hours to the approval of the competent and incumbent suh criminal judge. The judge's decision is in the next eight hours. Otherwise, the hand is void.

Israeli phase

MADDE 167.- The 160 counts are charged with criminal charges, liabilities to Fona or Treasury, and Unless they are paying compensation or collecting these debts and reparables from the assets, they do not apply the terms of the conditions that are ordered to be held.

ONBESEDATE DECIMAL

Recent Provitions

provisions that are left and that are currently being set

MADDE 168.- A) Except for the regulations on temporary items of this Law, dated 18.6.1999 and Additional and detentions are in effect with the Count of Banks Act.

B) 9.12.1994 as a result of borrowing money and leasing activities, except for the business of the United States. The provisions of the Treasury and the Treasury, dated 4059 Treasury, and the terms of the duties and authorisations in the Right to the Code of Commerce, are in effect.

C) dated 10.6.1985 and the number 3226 Financial Leap Act;

, except for its 30th and 34th clauses, the "Council of Ministers" clause in the other items "Bank of the Bank" Regulatory and Supervisory Board ",

"If the Treasury and the Undersecretary of State were found," the "Banking Regulation and the Bank" clause Audit Authority ",

c) The Regulation and Supervision of the regulation in article 32 (b) of the article "10" When installed, "

is currently installed.

D), dated 30.9.1983 and 90-year-old Lending Ordinance to the Law.

A) "Undersecretariat" in Articles 12 and 13, "Banking Regulation and Supervision Board",

"This is the provision of financing companies and factoring in the provision of Law." The activities of their company are the Banking Regulation and Supervision Agency, and the activities of the refreshers are audited. ",

c) fourth financial statement of "Banking Regulation and Supervision Agency financing companies and factoring companies" From its companies, the Undersecretary of the Treasury can claim any kind of information and documentation from the treats. "

Is currently being specified in the file.

E) "Turkey" in the first and second phase of the 13th Amendment of the decree in the provision of 90-count Law By taking the view of the Central Bank of the Republic, "Turkish Republic Central Bank", which is in the fifth section of the "beseer", is taking its visions, "the articles of the Republic of Turkey," and "the articles of the Republic of Turkey".

F) dated 14.1.1970 and numbered 1211 of the Central Bank of the Republic of Turkey, numbered 40 (I) The section (b) has been supersede and (II) is the number (II), and the 4th with the 4th item, as well as the 4th item.

II-The banks and electronic payment instruments will be considered available to the Bank, including the installation of the stolen vehicles The financial setups are based on the obligations in the accounts that will be opened by the Bank, and they will be required to transport the goods. The scope of the mandatory liability obligations, the rate of interest, duration of the facility and the interest to be paid out of the interest rate, deposit or contribution funds to be paid for the period of time, the duration of the facility, and the amount of payment required for these obligations, are the transfer of the time, transfer, or transfer of obligations. And in the division, all kinds of fundamental and fundamental principles for the application, including the action to be done in division, are determined.

The quality and proportion of the public's hope that they will be able to meet the commitments of the above the bank is identified as needed.

According to the bank's regulation, the mandatory ants are not blocked by accounts in the Bank's cold. as requested, the mandatory ants held in the blocked accounts cannot be used for the financing of any purpose and subject, and cannot be used for representation and foreclosure.

In the process of uninstalling or missing out-of-the-premises facilities and public facilities, the Bank has For the missing part, the bank has the authority to ask for an interest in keeping an interest deposit or a criminal interest in the bank's accounts. They will receive a fine of interest, and 6183 will be collected when the provisions of the Law on the Evacuation Order are required to take place. The revenue is recorded in the Collected Penalty interest Savings Deposit Insurance Fund.

Article 44.-Bank, deposit banks, coefficient banks, wake up and sleep in operation in Turkey banks, financial holdings, financial leasing companies, factoring companies, financing companies and the Bank and Banking Regulation and Supervision of other financial organizations to be determined are at risk situations. collecting information in the cold, Banking Regulation and Supervision It establishes the Risk Center to share with the agency and related installations.

The installed installations are also included in the banks ' protests, including the number of protests that they have made. It is responsible for giving the application of any information to be determined in the form and content to be determined about the risk situations. All of the business and records of the Risk Center are hidden.

The

Risk Center provides information on format and content, collection, sharing, and other information to be provided. The principles and principles are determined by the Banking Regulation and Supervision Board of the Bank by taking the appropriate view.

G), dated 15.7.1950 and the first paragraph of the 14th Amendment (A) of the Passport Code of 5682 The following sentence is added.

For members of the Banking Regulation and Supervision Board and Savings Deposit Insurance Fund Board, T.C. Retired Sandman There is no need for any of these degrees of interest or retired cheekchets to be cut off.

H) The seventh section of Article 3 of the Code 4743, dated 30.1.2002, and the seventh, are in effect.

I), dated 13.6.1945 and numbered 4759, again in accordance with the property on the property of the Bank of the Bank of America. is organized.

Article 24-Liability for the allocation of credits and other credits is from 24.4.2003 It does not apply to the bank.

Ý), dated 10.2.1954 and the 33rd article (b) of the 6245 count of the Tuition Code (b), which is the " After the "clause", the "Bank of Banking Regulation and Supervision Agency", the Banking Specialist, Legal Expert and Science Specialist, are added to the "clause".

J) dated 11.1.1954 and 6219 Turkish Foundations Bank with Article 6 of the Turkish Anonymous Partner Law 15 The first and second fives of the pearl clause are to be reported in the province.

Article 6.-Shares of stocks (A), (B), (C), and (D) are reserved and namesae;nama With the General Manager of the Bank ofÝdare, the General Manager of the Bank of Turkey is a total of nine members. The number of members each group has in the People's Assembly is shown in the Bank's main commitment.

One of the members of the

(A) group is to represent the General Directorate of Foundations, by the Chief Minister, (A). Members of the group (B), (C) and (D) are elected to the General Assembly.

Property atyors

MADDE 169.- Law 3182 on the property and 4389 in effect with this Code The values that are made to the Banks Act are made to the relevant articles of this Law.

The laws and property of 3182 of the property and 4389 banks that are in effect with this Law. The laws of the private financial institutions are made up of the banks of the world.

INVALID ARTICLE 1.- The regulations, themes, and decisions will be made according to this Law, until they are effective. The provisions of the regulations that were made based on the provisions that were removed continue to be applied to the provisions of this Code.

The regulations stipulate in this Code are to be held within a year.

MADDE 2.- The provisions of a temporary 2/a clause of the date and date 4672 of the date are 12.5.2001.

INVALID ARTICLE 3.- On the date of this Act, the Enterprise has been granted permission to operate before All banks will continue to do so in accordance with the laws prior to the date of entry of this Law. As of the fact that the banks have entered this law, they will be given the establishment of an affidavit stating the areas in which they operate within two months. Banks are required to obtain permission from the Agency before they are able to expand their activities within the scope of the 4th article of this Law.

Banks and financial holdings are in their state, to indent the provisions of this Law in a year It has to.

The private financial institutions currently engaged in the activity include the participation bank for trade titles in a year. It is required to address the provisions of the current situation and the relevant provisions of the Law on financial reporting. Private Financial Institutions are named as the Union of Turkish Contribution Banks, and are in compliance with the provisions of this Law and in three months will comply with the provisions of this Law.

INVALIDATE ARTICLE 4.- The status of the administrative administrative installation that is authorized by the agency is up to 31.12.2006 It will have to comply with the provision of the provision of 36 bullets.

INVALID ARTICLE 5.- The 20 per cent rate in the first fund of this Law is a risk group. 30 percent, up to 31.12.2005, up to 31.12.2006, up to 31.12.2006, up to 31.12.2006, up to 31.12.2006, up to 31.12.2006, up to 31.12.2005, up from 1.2006, the percentage of the loans available. Twenty, twenty percent from 1.1.2007 is applied.

partners in the calculations of credit points in the 54th article of this Code; the percentage of the loans in 2005 was the first. Fifty per cent in 2006, sixty per cent in 2007, 70 per cent in 2008, 90 per cent in 2009, and 100 per cent from 1.1.2010.

INVALID ARTICLE 6.- As of the date of this Law, the amount of 56 ncis of the Act is The credit setup, which is below the rates specified in the first phase, does not address the ratios contained in this material, in any case, and in any other way. The number of installations, including any of the rates indicated by the same date as the date of the same date, were up to 20 percent until 31.12.2005, up to 31.12.2006, up to 31.12.2007, the percent of which was due to the current. By 31.12.2008, eighty percent of them will be charged by pushing up the percentage of the face until 31.12.2009.

MADDE 7.- 506 of Social Insurances under the provisional 20 clause of the Law and its foundation They have to comply with the 58th clause of the banks, with the status of the banks that are located until 31.12.2007.

INVALID ARTICLE 8.- The installation and adequacy of the installation prior to the release date of this Code; attorney (Institution expert assistant) and Institution expert judges are appointed as a banking expert. Those who have earned the title of lawyer (Institution of Institution) and Institution Specialist are assigned to the banking expert by passing the proficiency level in the institution. The times they played at the site were the banking expert help and the bank's expertise.

From the staff who served in the Banking Regulation and Supervision Agency on the release of this Law, the Institution In the institutions they came in and the institutions they came in, they received special assistance from the profession, and they were seen as experts, and those who served in the most important and similar titles, and those who had at least a Ph.D. are experts in the banking profession. They're assigned to be assigned. They are experts in the institutions where they come from, and they have gone through the banks of the Banking Regulation and Supervision Agency, and the banks have passed through the banking expertise. Prior to the date of this Law, the banks that were transferred from other institutions were sworn in, and the times they were stolen in the institutions they came from, were passed in the process.

The Institution experts and lawyers remaining in the first and second phase of this Article are the same Institution experts who are They continue their duties with the titles of staff. These cadres are never to be appointed again. As long as they remain in office, the banking experts benefit from the right, financial, social and pension rights.

INVALIDATE ARTICLE 9.- Financial Lease 3226 of the Treasury in the date this Law has entered the current entry The provisions of the Law on the Law of Lending Legislation with the provisions of the Law on Lending Of 90 Counts for the implementation of the provisions of the adjudicator are to be made in order to receive the muvafasts and request it by 1.1.2006 the transfer is assigned. It is free of charge for either military or military or military service due to the fact that the Undersecretary-related personnel, who are in charge of the international organization, are in charge of the law enforcement at the effective date of law enforcement. the transfer rights of the permitted ones are saved. Rights that are not used within the duration of the term are invalid.

Install and install the relevant personnel to be transferred from the

Treasury, near the current At least three years of service, the banking expert, those who have fewer than three years of service, are appointed as banking expert assistance. They were stolen from the institution where they came from the banking expert and expert help. The terms of the transfer of personnel from the transferred personnel are considered in the office of these obligations during the course of the term.

The personnel of the personnel who have been transferred from the Undersecretary of the Treasury are no longer staffed by the first issue of this clause. Cancellation of the need for action, counting 190 from the Treasury section of the roster that is attached to the ordinance in the Code Rule 190.

personelAgency or Fund personnel temporarily assigned to the Fonda or the Department of the Code from the date they have not been returned to their institutions within three months of the date, they are assigned to the staff or positions in accordance with the status of the Fund or Fonda. The second fir provisions of the temporary 20 nci are applied on the differences to be paid to them.

INVALIDATE ARTICLE 10.-This is the date that the Law is currently playing, with the Law, Law and Fona. Those who will be able to conduct other services with continuous and continuous tasks, consider the circumstances, service times and other considerations to be determined by the Fund Board, as well as the cadre and the (II) and (III) positions.

INVALIDATE ARTICLE 11.- Prior to the date of this Code, except for the dividend until 26.12.2003 management and supervision of the Fund and/or to conduct bank statements and to accept deposits and to accept deposits and to obtain the liquidations by the Minister, the Council of Ministers or by the Board, executed by the Fund or by the Fund to liquidate the liquidation and the liquidation of the Operations that are being started about banks that are being started the provisions of the provisional 4th article by the Articles 14, 15, 15 /a, 16, 17, 17 /a, 16, 17, 17, 4, 5 and 6 of the Code 4389, which were in effect until the results of the Fund were concluded and any Fund receivable until the credits were collected. applies to the system.

The cost of the Code 4389 that has been supersede by this Code before the release date of this Code. any of the terms that are required to be notified or otherwise reported in the notice and expense, and expenses and expenditures are in the right to acquire the goods, rights and credits. This sentence does not apply to the fact that you do not have the right to do so.

Before the date of this Code, the property is 3182, with articles 64 and 65 of the Code of Banks. The $4389, which is now in effect, is the 14th article of the Law 4389, which is to be held in accordance with the banks, or banks that have been liquidated by the banks that have been liquidated under the law. (5) and (6) continue the implementation of the provisions of the number of numbers .

MADDE 12.- dated 13.11.1996 and numbered 2 (a) of the Code 4208 and of the I was the ninth, tenth, twelfth, twelfth, and twelfth of the 134 articles of this Law, the 136th clause, the 137 nci clause, the second of the number 138, and the second form of the tentative 10th amendment, the first of its 71 pearls. The provisions of the fund (e) have been or are not permitted to operate under the provisions of the Fund. management and supervision of the transferred banks with the exception of the dividend until 26.12.2003, and/or the permit to make and/or bank entities and to accept deposits and to accept the deposit and the responsibilities of the Minister, the Council of Ministers or the Board of Directors. The liquidators are applied to banks that are executed by the Fund or by the Fund to liquidate the liquidation.

MADDE 13.- People who belong to or are owned by public institutions and organizations more than half of the It includes the administration and representation of these institutions and organizations, and in the banks that are established with the private law (including the T. Real Estate Bank in the liquidation of the liquidation). Prior to 26.12.2003, the bank has not yet paid, or has been refunded, or remade, although it has not yet been paid or refunded, according to its banking telemetry, and/or if it has insufficient credit. For those who violate the country, the individual or otherwise known bank guarantees letters, acceptance credits and arrears, refunds and refunds, mortgage, upper right, intifa, and residence rights, without any word of the right to the same rights facility. Other banks, other banks, and third-party rights also have their right to the right of the muovasau. The provisions of the Fund receiverships 123, 134, 136, 137, 138, 140, 142 and 165 articles of credit, including not being against you, may not be sought after the cancellation of the savings, and the legal representatives of the legal entities are indebated and debunking with debt. It applies to banks, including Prohibition, to ban the country from abroad.

MADDE 14.- dated 13.11.1996 and of the 2 nci clause (a) of the Code 4208, (6), (7), and (8) The judges and the Republican prosecutors who fired, asked and executed the penalty and law cases, which were numbered 15 /a of the Law of 4389 and the article 22 (4) of the Law No. 4389 which were to be repeated by this Law. They 're very urgent, and they' re not disciplinary reasons. They cannot be assigned to a place or post in three years, as they have no excuses and prompts. The duration of the task can be assigned again.

INVALIDATE ARTICLE 15.- The liquidation of the banks that went bankrupt before the release date of this Law, the tripe The construction of the entities and the slurred rulers are executed according to the provisions of this Law by the registration of bankruptcy administrations. In the implementation of this Article, bankruptcy administrations are entitled to the Fund in Article 106 of this Law and of the Fund 140.

INVALID 16.- This is the time and time to benefit from the allocation of the Fund and the Fund-to-Fund benefit The provisions in favor of the Fund are the macabre business.

MADDE 17.- First assigned to the Board and the Fund Board, except for the Board of Directors and the Fund Board. A third of the members are renewed in two years. Members who end their membership in the courtship at the end of the second year may be assigned a deflation again.

INVALID ARTICLE 18.- Security established by law 4389 in a month following the release of this Code The amounts of the funds are transferred to the Fund.

INVALID ARTICLE 19.- The final of the 100th article of this Law is the last time that the final plug is required by the Fund and the Fund The considerations are set within three months.

INVALID ARTICLE 20.- New editing by this Law does not include those who do not have job titles in the process They were assigned to the title staff. The total net amount of payments for personnel assigned to the personnel assigned to their former positions in history (excluding overtime pay), bonus and similar names, is the total net amount; their assigned staff are new to their new staff. Compensation for any number of payments per month (excluding overtime pay and performance based on performance), as well as any taxes and cuts to the extent they remain in the ranks of the outstanding charges. You're paid. As a matter of fact, they are given the benefit of paying the difference to those who have gone to the institutions with any dearth of their assigned staff.

Task titles, or respondents, have a year since the current date of this Law. is assigned to a new cadre that is suitable for their status. They can be deployed to the Agency as needed until the appointment is done. They will continue to receive payments for a monthly fee (excluding overtime pay), bonus and similar names, until they are assigned to a new cast. The monthly charges of the assigned personnel are also the first of the differences that occur in all kinds of financial and social rights.

The members of the Board of the Board and its members who are currently serving on the current date of this Law until the end of the day. As long as the Board's office and its members are in charge of all kinds of financial and social rights, the first issue of the difference is the difference between the regulations made in this Code.

The provisions of the Fund are based on the cadre and members of the Board of Funds attached to this Law (II) It is also applied to the personnel to be assigned.

When public institutions and installations are the Central Bank staff, they are requests for tasks in the Organization or Fonda and are They are assigned to a position of their status in the institutions they come from, with the record of making a claim within a year from the date that this Law is entered. In this case, they are in their services according to the provisions of the law, which they have in the case or the Fonda.

MADDE 21.- The Institution and the Fund, which has a state of 657 State Officers Act, under this Code The installation and service times of the staff of the Institution and Fonda are under consideration of the provisions of the Code 657, additional provisional 1, 2 and 3 and the provisions of the Law No. 5289, with the terms of the Law No. 2.528. The rights are made in the determinations of the right grade and rank.

This survey shows that 5434 employees with a total of 5434 have failed to qualify for past service times, which cannot be defunnable at the month of the month of eligibility. It will be done.  

The personnel in question are not paid any compensation according to the business legislation. These personnel are eligible for severance pay, except for pre-severance payment periods, and the number of service times 5434 is considered in the account of retired Sandman bonuses according to the provisions of the Pension Sandal Act of the Republic of Turkey. It is taken.

INVALID ARTICLE 22.- retire from social security institutions in the T.C. Retired Sandman Law Those who want to be associated with the T.C. Pension Sandals prior to the date the current date of the Board and the Fund Board memberships are being held with the T.C. Retired Sandman from the beginning of the month following the date of the inauguration. Retiresses and their profits from this time are paid to the T.C. pension, according to general guidelines.

MADDE 23.- The banks, insurance, and reproaches under the temporary 20 nci clause of the Code 506 They are entitled to those who work in trade rooms, industrial rooms, exchanges or the units of which they are making a staff of the units they are building, with the people who are left with the goods or the income from the insurance, the health and the death insurance. owners will need to use any action to From the date of publication, it is transferred to the Social Insurance Institution within three years and is covered by 506 laws. As of the date of the handover, they would be insured under the law of 506, the number 506.

The Ministry of Labour and Social Security, the Treasury Department, the Treasury Department, the State Department of State, the State Department of the Treasury, The Undersecretary, the Banking Regulation and Supervision Agency, the Savings Deposit Insurance Fund, the Social Insurance Institution, the agency that employs the Sandman workers, will be able to contribute to the commission of a member representing a member of the board of the Bank. Including the workers who left the sandwich for the sandwich , regarding the transfer of the transfer date, it is calculated to account for the revenue and expenses of 506 of the sandwiches covered by the Law. The technical interest to be used in the actuarial account of the Cape, the longest-term discount as a date of 30.6.2005, is the Central Case of the nominal interest rate at the time of the export of the State domestic debt, in the New Turkish lira.  The consumer price index described in the program is determined based on the rate of interest that has been reactivated using the inflation target.

The specified number of people is Treasury, not more than 10 years old, but not more than half of the year's State domestic borrowing, in the New Turkish lira, which will be opened up to the undersecretary, is a result of the annual average nominal interest of the domestic debt and the social workers who are employed by the employees who are employing the workers. Under the provisions of the Law, 506 is collected by the provisions of the Law.

Until the Transfer of

is complete, it will help you with social insurance benefits that have been released to the city's workers. According to the provisions of the sandal legislation on the allocation of their premiums, they are continued by the sanders.

After the transfer of the obligations under this clause, the Sandals, 506 of the number of social rights that have been avoided, and They can continue to pay for social insurance rights and payments on their payments.

Inherit users ' service years and bonuses, or 506 by law to pay or be paid. The implementation of this Article is determined by the decision of the Council of Ministers upon the recommendation of the Commission, including the construction of the intifars in accordance with its precedes.

The institutions that employ the sandwiches and their employees and the enterprise are all involved in this matter. It is exempt from any taxes, images, and fees that will be caused by the process.

Rage

MADDE 170.- This Law contains 90 and 91 items within two months of the date of release of this Law, 168 (B), (C), (C), (D) and (E) in the history of release of other items in the date of release 1.1.2006.

ExecuteYürütme

MADDE 171.- The Council of Ministers executes the provisions of this Law.

 

(I) (I) (I)                 NUMBER OF NUMERIC RULERS

 

INSTITUTION: BANKING REGULATION AND AUDITING AGENCY

 

CLASS

UNVAN                                            

DEGREE

ACH

GH

Head of Headline

1

3

GYO

Head-of-state

1

5

GIH

Circle Head

1

10

GH

Senior Banks Sworn Leg

1

30

GH

Solid BankaserBaþuzmaný

1

20

GYO

Banks Sworn In

1

9

GIH

BankaserBaþuzmaný

1

4

GH

Bafspecialist

1

8

GYO

Enterprise Expert

1

4

GIH

Principal

1

2

AH

Lawyer

1

1

SH

Doctor

1

1

GIH

Expert

1

5

GH

Honour

1

3

GYO

Case Tracking Officer

1

1

GIH

Secretary

1

1

GH

Bank of BanksBankalarYeminli

2

8

GH

Banking Bafspecialist

2

4

GYO

Baluspecialist

2

4

GIH

Institution Specialist

2

8

GH

Manager

2

2

GYO

Expert

2

2

GH

Defence Expert

2

1

GH

Honour

2

2

GH

Officer

2

2

GIH

Secretary

2

1

GIH

>Þoför

2

2

GH

Banks OadianBaþmurakýbý

3

13

GYO

Banking Bafseer

3

12

GIH

Banks Sworn Argument

3

20

GH

Banker Specialist

3

10

GH

Balinexpert

3

4

GH

Institution Expert

3

4

GIH

Expert

3

5

GH

Honour

3

1

GYO

Officer

3

2

GH

Secretary

3

3

GH

Banks VoidMurakýbý

4

30

GH

Banking Specialist

4

10

GYO

Enterprise Expert

4

7

GIH

Lawyer (Institution Specialist)

4

1

AH

Lawyer

4

1

TH

Engineer

4

1

GH

Expert

4

3

GH

Honour

4

3

GH

Officer

4

7

GIH

Secretary

4

2

GIH

>Þoför

4

4

YH

Serviced

4

1

GIH

Bank of Banks

5

30

GH

Banker Specialist

5

15

GH

Banking Expert Yard

5

2

GH

Institution Expert

5

4

GIH

Expert

5

5

GH

Honour

5

1

GYO

Santral Officer

5

1

GIH

Officer

5

1

GH

Secretary

5

1

GH

Feb

5

4

YH

Genius

5

1

GIH

Banks Yemeni Break

6

45

GH

Banking Expert

6

40

GYO

Legal Expert

6

10

GIH

Science Expert

6

15

GH

Banking Expert Yard

6

5

GH

Institution Expert

6

4

AH

Lawyer

6

1

TH

Mimar

6

1

GYO

Mütercime-Terroman

6

2

GIH

Honour

6

3

GH

Librarian

6

1

GH

Secretary

6

2

TH

Technician

6

2

GIH

>Þoför

6

2

YH

Genius

6

1

GIH

Bank of Banks

7

45

GH

Banker Specialist

7

30

GH

Legal Expert

7

10

GH

Science Specialist

7

15

GIH

Banks Sworn Murakap Help

7

10

GIH

Banking Expert Yard

7

5

GH

Enterprise Expert

7

1

AH

Lawyer

7

1

GH

Mütercim-Terroman

7

4

SH

Doctor

7

1

GH

Feb

7

2

GIH

Librarian

7

1

GIH

Officer

7

1

GH

Secretary

7

10

TH

Technician

7

2

GH

Softor

7

3

GIH

Banks Sworn Muse of MurakupYardýmcýsý

8

30

GYN

The Banking Expert Help

8

23

TH

Engineer

8

4

GH

Officer

8

3

GYO

Secretary

8

9

TH

Technician

8

3

GH

Softor

8

1

GH

Banks Sworn Murakap Help

9

45

GYO

The Banking Expert Help

9

20

GIH

Legal ExpertYardýmcýsý

9

15

GH

Science Expert Help

9

30

AH

Lawyer

9

3

GH

Mütercim-Terroman

9

4

GH

Case Tracking Officer

9

2

GH

Officer

9

5

GIH

Softor

9

2

GH

Santral Memuru

10

1

SH

Hemiire

10

1

GH

Softor

10

1

GH

Protection and Security Officer

10

1

TH

Technician

12

3

 

 

 

 

SH

Hemiire

12

1

YH

Datasize

12

2

GH

Protection and Security Officer

12

4

GH

Santral Officer

13

2

GH

Officer

13

2

YH

Genius

13

3

YH

Service

13

4

 

 

 

 

 

OVERALL total

 

851

 

 

(II) (II) (II)             NUMBER OF NUMERIC RULERS

 

AGENCY: SAVINGS DEPOSIT REINSURANCE FUND

 

SINIFI

UNVANI                                            

DEGREE

QUANTITY

GIH

Head of Headline

1

2

GH

Circle Head

1

10

GH

Bafkalik For

1

5

GIH

Manager

1

2

GH

Manager

3

1

GH

Principal

4

1

GH

Auditor

1

2

GH

Auditor

2

2

GH

Supervisor

3

1

GH

Auditor

4

1

GH

Auditor

5

1

GH

Supervisor

6

3

GH

Auditor

7

5

GH

Auditor Help

7

1

GH

Auditor Yardage

8

4

GIH

Auditor HelpYardýmcýsý

9

5

AH

Lawyer

1

3

AH

Lawyer

2

2

AH

Lawyer

3

3

AH

Lawyer

4

5

AH

Lawyer

5

17

AH

Lawyer

6

14

AH

Lawyer

7

30

AH

Lawyer

8

32

AH

Lawyer

9

24

GH

Expert

1

15

GH

Expert

2

15

GH

Expert

3

16

GH

Expert

4

30

GH

Expert

5

30

GH

Expert

6

40

GH

Expert

7

40

GH

Expert Yardage

8

40

GIH

Expert Help"

9

13

 

 

 

 

 

                        TOTAL

 

415

 

 

(III) (III) (III)           NUMBER OF NUMERIC RULERS

 

 

 

AGENCY: SAVINGS DEPOSIT REINSURANCE FUND

 

POSING TITLE

ADEDzED

 

Israeli Staff

120

 

Support Staff

35

 

 

 

 

total

155