Royal Decree 797/1995 of 19 May, establishing guidelines on certificates of professionalism and the corresponding minimum contents of occupational vocational training, has instituted and demarcated the framework of the to which the certificates of professionalism must conform by reference to their formal and material characteristics, to the par which has defined their essential nature, their meaning, their scope and territorial validity, and, inter alia, forecasts, the paths for obtaining them.

The establishment of certain rules of law finds its reason to be in the need to guarantee, in respect of all occupations that are capable of certification, the objectives that are demanded of the certificates of professional. In substance, these objectives could be considered as referring to the implementation of an effective active employment policy, in support of the placement and satisfaction of the demand for qualifications by enterprises, as a support for the planning of and management of human resources in any productive field, as a means of ensuring a level of acceptable and uniform quality of occupational vocational training, consistent with the situation and requirements of the labour market, and, for last, to foster the best coordination and integration between the teachings and knowledge acquired through regulated vocational training, occupational vocational training and work practice.

Royal Decree 797/1995 also conceives the standard of creating the certificate of professionalism as an act of the Government of the Nation and resulting from its regulatory authority, in accordance with its national scope and validity, and, respecting the division of competences, allows the minimum training contents to be adapted to the socio-productive reality of each Autonomous Community competent in occupational vocational training, without prejudice, in any case, to the unit of the the system in relation to professional qualifications and state competence in the field of emanation of the certificates of professionalism.

This Royal Decree regulates the certificate of professionalism corresponding to the occupation of employee of financial management of company, belonging to the professional family of Insurance and Finance and contains the mentions (i) the establishment of the employment relationship, such as the units of competence which make up their professional profile, and the minimum content of training suitable for the acquisition of the professional competence of the same occupation, together with the specifications needed for the development of the training action, all according to the Royal Decree 797/1995, several times cited.

By virtue of Article 1 (2) of Royal Decree 797/1995 of 19 May 1995, following a report by the Autonomous Communities which have received the transfer of the management of occupational and occupational training General of Vocational Training, on a proposal from the Minister for Labour and Social Affairs, and after deliberation by the Council of Ministers at its meeting on 6 September 1996

D I S P O N G O:

Article 1. Establishment.

The certificate of professionalism corresponding to the occupation of employee of financial management of the company, of the professional family of Insurance and Finance, that will have official character and validity in the entire territory is established national.

Article 2. Specifications of the certificate of professionalism.

1. The general data of the occupation and its professional profile are set out in Annex I.

2. The training itinerary, its duration and the relationship of the modules that make up the route, as well as the fundamental characteristics of each of the modules are set out in Annex II, paragraphs 1 and 2.

3. The requirements of the teacher and the access requirements of the students to the modules of the training itinerary are set out in Annex II, paragraph 3.

4. The basic requirements for installations, equipment and machinery, tools and tools are set out in Annex II, paragraph 4.

Article 3. Accreditation of the apprenticeship contract.

The professional skills acquired through the apprenticeship contract will be credited in relation to one, several or all the units of competence that make up the occupational profile of the occupation, to which the Royal Decree, according to the scope of the agreed labour supply constituting the subject matter of the contract, in accordance with Articles 3.3 and 4.2 of Royal Decree 797/1995 of 19 May 1995.

Single transient arrangement. Adaptation to the National Plan for Vocational Training and Insertion.

The centres authorised to dispense occupational vocational training through the National Plan of Vocational Training and Insertion, which is regulated by Royal Decree 631/1993 of 3 May, will have to adapt the Training courses approved to the requirements of installations, materials and equipment, listed in Annex II, paragraph 4, of this Royal Decree, within one year, immediately communicating it to the competent authority.

Final disposition first. Faculty of development.

The Minister of Labour and Social Affairs is hereby authorized to make any precise provisions for the development of this Royal Decree.

Final disposition second. Entry into force.

This Royal Decree shall enter into force on the day following that of its publication in the "Official Gazette of the State".

Given in Palma de Mallorca to 6 September 1996.

JOHN CARLOS R.

The Minister of Labour and Social Affairs,

JAVIER ARENAS BOCANEGRA

ANNEX I

OCCUPATIONAL REFERENT

1. Data from the occupation

a) Denomination: Company financial management employee.

b) Professional family: Insurance and Finance,

2. Professional profile of the occupation

a) General competence: to collaborate in the operational management of the company: obtaining and investing financial resources, treasury and administrative control of the budget management. Where appropriate, take part in economic management functions which have a financial dimension.

b) Competition units:

1. Collaborate in the management of financial services procurement, and in its follow-up.

2. Conduct accounting operations and participate in financial analysis.

3. Manage cash flow.

c) Professional realizations and execution criteria:

Competition Unit 1: Collaborate in the management of financial services procurement, and in their follow-up

PROFESSIONAL REALIZATIONS/EXECUTION CRITERIA

Prospecting the financial products and services of the market, preparing comprehensive information about them, to enable decision-making by their superiors. /By clearly and accurately describing the characteristics of the various products and services.

Accurately detailing the following aspects in specific products and services:

The limits on maximum amounts of credit or loan, discount lines, repayment terms, etc.

The necessary guarantees and form of the same.

Interest rates (nominal and SAD).

Form of calculation of interest (daily, average balance).

Settlement dates and interest payments.

Tax aspects (withholding, exemptions, etc.).

Nature of investments, deadlines, availability and expected profitability.

Expenses and commissions.

Showing, if any, with assumptions, the benefits, advantages and disadvantages of the products and services.

Comparing, where appropriate, homogeneous products from different entities, highlighting the differences, advantages and disadvantages of each of them.

Making suggestions on the best deals for the company.

Analyze and evaluate the products offered by the insurance companies, providing their superiors, precise and clear information about them, for the subsequent decision-making. /By explaining and reporting in detail, of the products offered for the coverage of the risks derived from the nature of the business activity.

Reporting clearly with respect to warranties or coverages offered; insurable risks; exclusions; form of calculation of the premium and its surcharges and taxes; penalties and bonuses; etc.

By establishing comparative analyses, among different offers presented by different entities, highlighting advantages and disadvantages of the same, and suggesting the most appropriate for the company.

Manage and process the procurement of products and services with financial and insurance entities, fulfilling the instructions received from their superiors. /Report correctly of the contractual procedures, requirements and conditions inherent in the various products or services.

Properly completing all types of print and documents needed for recruitment.

Rissuing to entities the timely documentation and, where appropriate, economic-financial reports of the company (situation balance sheets, operating accounts, etc.), guarantees, etc.

Verifying that the processing is performed correctly and at all times and explicitly complying with the instructions received from its superiors.

By permanently informing your superiors of the actions taken and the incidents that have occurred in the processing process.

Saving, where appropriate, confidentiality and professional secrecy, in relation to the operations and information used, to third parties or other members of the company.

Competition Unit 2: performing accounting operations and participating in financial analysis

PROFESSIONAL REALIZATIONS/EXECUTION CRITERIA

Supervise and ensure the realization of accounting, subject to the General Accounting Plan and the criteria established by the company. /Using the general accounting criteria correctly, and applying the PGC Regulation.

Verifying that the documentation corresponds to the accounting information in all its terms.

By checking that account balances for older books are correctly performed and correspond to the data recorded in the journal.

Checking that invoices are filled in under current regulations.

Proceeding to seal and record the documentation entered in compliance with the entity's criteria.

Using, if applicable, the accounting software applications of the entity.

Legalize and make the books and records of accounts, and make the deposit of the annual accounts, all in accordance with the commercial law. /Correctly completing forms on the basis of the legal nature of the company or company.

By submitting the forms and the accounting books to the official agencies responsible for their legalization, according to the legal form of the company.

By verifying that the books contain the information required by the current legislation.

Checking that the books correspond to the direct or objective estimation regime, depending on the type of company and/or system received.

Depositing the form along with the annual accounts in the record, within the set deadline.

To carry out, under supervision, the analysis of the accounting information, as well as of the financial and economic states, correctly interpreting the economic-financial situation of the entity, for the subsequent decision-making. /Studying the balance of the situation and calculating the ratios that allow to assess the financial and financial situation of the company.

Studying the profit and loss account, calculating ratios that allow the assessment of the profitability threshold, the structure of revenue and expenditure, the productivity and efficiency of the resources, etc.

Identifying the problems related to the economic, financial and financial situation of the company, and preparing the relevant reports.

Competition Unit 3: Managing the Treasury

PROFESSIONAL REALIZATIONS/EXECUTION CRITERIA

Make cash forecasts, based on information available to avoid excesses or overdrafts. /Checking that the payment and collection forecasts are correct, taking into account the due dates, available liquidity and established priorities.

Ordering payments and payments provided for in cash or bank accounts.

Including each payment in the corresponding bank account forecast.

Using, if applicable, accounting and treasury management software.

Reporting to its superiors when incidents occur.

Control cash operations by tracking them to meet the corresponding maturity deadlines. /By verifying the collection of effects, verifying that they have been sent to clients or financial institutions in good time to be effective, and that the collection is carried out.

Making, if applicable, the discount of commercial effects to the banks.

Calculating tax concepts and securing statements and payments.

At all times controlling the volume of unpaid, making timely forecasts.

Proceeding to the documentation file.

Using the entity's management and management computing applications.

Perform account management with financial entities, and monitor cash management, in accordance with established criteria. /Scoring the operations performed and the movements produced in a given period of time, verifying their correspondence.

Checking that the operations reflected in the bank auxiliary books match the accounting accounts.

By regularly tracking balances to avoid debtor or insufficient balances, in the face of outstanding or unforeseen payments.

By making reconciliations with banks.

Reporting to their superiors of the incidents that occurred in the account management processes.

Rissuing, if applicable, payment letters or tax settlements, social insurance, and taxes to the financial institution for consideration.

Completing, where applicable, the business effects or receipts.

Ensuring that the existing cash corresponds to that established by the rules and instructions received.

Keeping the document file in perfect order.

ANNEX II

FORMATIVE REFERENT

1. Training itinerary

Financing business activity. //financial statements and cost accounting. //Treasury Management.

Financial office. //Safety and occupational health.

a) Duration:

1. Practical contents: 225 hours.

2. Theoretical contents: 225 hours.

3. Evaluations: 20 hours.

4. Total duration: 470 hours.

b) Modules that compose them:

1. Financing of business activity.

2. Financial statements and cost accounting.

3. Treasury management.

4. Financial office.

5. Safety and occupational health.

2. Training modules

Module 1: Financing business activity (associated with the competition unit: collaborating in the management of financial services procurement, and in its follow-up)

General objective of the module: to know the existing means to finance the business activity, and to master the methods, in order to optimize the financing of the company.

Duration: 120 hours.

SPECIFIC OBJECTIVES/EVALUATION CRITERIA

Dominate the main concepts and relationships between the Company's financing needs and existing, internal and external resources. Calculate the variables and relationships involved. /Identify and explain the fundamental concepts about the objectives of financing in the company.

Estimate the relationships between current expenses and investment expenses, circulating and immobilized.

Define the fundamental concepts relating to financial resources in the enterprise.

Differentiate the most frequent situations in relation to the lack, need, or surplus of financial resources.

Identify resource demand and supply opportunities in the Financial System.

Describe the fundamental elements that exist in an investment plan.

Apply the most commonly used investment profitability calculation methods.

Distinguish the most important international trade operations and their financing alternatives.

Differentiate requirements to tax reliefs and/or subsidised certain types of employment contracts.

Differentiate the deductions and bonus protocols for each Impositive figure that has an impact on businesses.

Recognize the administrative procedure applicable to the Tax Office of each tax figure.

Know and apply the main external financial resources, as well as opportunities for financial surplus placement and other services. /To explain the main funding objectives and, in order to them, the objectives to pursue in obtaining financial resources.

Define and calculate the concepts of nominal interest and effective interest (or annual rate of equivalence).

Enunciate and calculate the variables involved in loan amortization.

Relate the main types of financial resources that can be obtained from the outside of the company.

Describe the main asset product types offered by financial intermediaries.

Describe and apply the following assumptions:

Procedures and conditions for obtaining credit.

Internal alternatives of the main product types on offer.

Amortization and interest rates.

Necessary guarantees.

Documentation to contribute to financial institutions.

Expenses and commissions.

Fiscal characteristics of the different products.

Describe the structure and terms of leasing or leasing. Calculate relationships.

Identify the main existing financing instruments for international trade.

Describe the main phases in managing a hiring.

Describe the main types of surplus placement, and explain their comparative advantages.

Relate the main objectives to be pursued in the placement of surpluses.

Description of the main types of liability products offered by financial intermediaries.

Describe and apply the following assumptions:

More frequent procedures to formalize hiring and make subsequent management.

Internal alternatives of the main product types on offer.

Documentation to contribute and demand.

Distribution of expenses and commissions.

Fiscal characteristics of the different products.

Expose the main phases in managing a hiring.

Differentiate the main types of service on offer, both passive and active, and describe their main elements.

Know the main potential insurance needs, the existing offer and the criteria to be followed for optimal company assurance, from a global optimization perspective in the financial management of the company. company. /Differentiate "Management" from Risk Management.

Classify the combinations between prevention and insurance.

Estimate the main potential needs of the company in terms of insurance.

Identify the main types of insurance, and the offer in this respect.

Explain the main elements in each type of insurance.

Apply the most common assessment criteria to contrast existing insurance offerings:

Top types of services on offer.

Benefits and further consideration for recruitment.

Modification in the same.

Documentation to contribute.

Procurement and management procedures.

Theoretical content:

The needs and objectives of the company in financial matters: the financing of the business activity. Objectives. The budget. The financing plan. Consumer spending and investment spending. Working capital. Fixed. Stocks. Criteria for the calculation of stocks. Financial resources and their employment. Internal and external resources. Financial leverage. The supply and demand for financial resources. The financial system. The financial markets. The investment. Know the fundamental elements that exist in an investment plan. To enunciate them in a comprehensive way. The return on investment. Methods of calculation. Main operations in international trade.

Obtaining financial resources: objectives of financing and concertation of services. Nominal interest and effective interest. The amortization of loans. External financial resources. Offer of financial intermediaries. The Banking. Main product types. Elements of the products. Costs. Procedures. Guarantees. The hiring. Documentation. Taxation. Management and monitoring of contracted exchanges or services.

Placement of financial surpluses: the placement of surpluses. Possibilities in the primary market. On the Stock Exchange. In financial intermediaries. The Banking. Main product types. Elements of the products. Costs. Procedures. The hiring. Documentation. Taxation. Management and monitoring of contracted exchanges or services.

Assurance: the risk in the company. Prevention and risk insurance. Risk management. Risk management. Insurance needs and different classes and types of insurance. The insurance contract. Elements. Types of insurance. Hedges and adjustable rates. The offer of insurance.

Recruitment of services related to funding: needs in relation to services related to funding. Offer of services by financial intermediaries. Elements of the main types of services. Management and monitoring of contracted services. Main services associated with the financing: taxes, social insurance.

The needs and objectives of the company in financial matters: in the assumption of creation of a company, based on initial data on financial and activity availability, determination of business objectives financial. In the case of a company, use of the budget, as far as possible from a real company. In the case of a company, the use of a financing plan, as far as possible from a real company. In the case of a company use of graphs on the evolution of the resources and the financial jobs over several years. In the case of a company, using the data of the previous one, identification of changing needs in financial matters by a company, obtaining of financial resources, investment of the same and services. In the case of a company relate to a scheme of the financial system, the great types of offer and available markets. In the case of an undertaking use of an investment plan, as far as possible from a real company. On the above case, set the criteria for the evaluation of return on investment most used.

Obtaining financial resources: an assumption of determination of objectives to be pursued in obtaining financial resources for a company and, on product offering documents. In relation to different financial products assumptions of calculation of nominal interest and effective interest. Assumptions of loan amortization calculations for a given company. Primary and secondary market resource discrimination practices.

Placing of financial surpluses: in the case of a company, determine the objectives to be pursued in the placement of financial surpluses. In the case of a company, discrimination against the primary and secondary market placement channels. In the case of a company, simulation of study, preparation and hiring of the most important banking liabilities. In the case of multiple products, comparison of offers, on broadcast documents.

Assurance: in the case of a company, risk assessment and hedging strategy. About the previous case, risk management plan. Detail all the existing risk types in the company referred to in the previous case, in order to identify the different types of insurance. In the case of a company, simulation of study, preparation and hiring of different insurance products.

Recruitment of services related to funding: in the case of small business, needs analysis and interests in relation to possible services. Systematic comparison of services, based on offer documentation. In the case of company, simulation of study, preparation and hiring of different services. Assumptions for the calculation of relief and/or grant of different employment contracts. Assumptions for calculation of deductions and levies for each tax figure.

Module 2: Financial statements and accounting (associated with the competition unit: performing accounting operations and participating in financial analysis)

General objective of the module: to know the economic-financial situation of a company through its financial and accounting statements.

Duration: 100 hours.

SPECIFIC OBJECTIVES/EVALUATION CRITERIA

Recognize the structure, function, and major singularities of enterprise accounting. /Apply correctly the General Accounting Plan to the company's accounting.

Relate the main legislation in accounting matters.

Distinguish the different accounting software applications.

Legalize and make accounting books, in accordance with commercial law. /Identify the accounting books to which the annual accounts relate.

List the basic rules to be taken into account in an operation or banking service.

Characterize the different accounting books.

Ensure the preparation of the annual accounts, and make the deposit of the accounts, in accordance with the legislation. /To specify the legal requirements before an assumption of principle and end of accounting year.

Properly complete the printed accounts required for the account record.

Properly fill in the forms required for the legalization of books.

Make the information about the financial statements of the company, and assess the significance of the main elements and, analyze in summary financial statements. /Make the balance sheet of a company.

Make a company's profit and loss account.

Assess the main elements and relationships of the situation balance, in relation to the objectives and interests of the company: liquidity, solvency, indebtedness and financial equilibrium.

Estimate the main items and relationships of the profit and loss account, from the point of view of profitability.

Know the main elements and relationships between the cost accounting and the financial situation of the company. /Explain the main concepts of costs and profitability, as well as their main relationships.

Calculate the main ratios from base accounting information.

Draw up mechanized reports based on cost accounting.

Theoretical content:

Accounting books: Inventory book and annual accounts. Daily book. Book of minutes. Legalisation and conservation of bookkeeping books. Functions of the accounting books. Structure of the main accounting books.

The accounts: account functions. Classification of accounts. Characteristics of certain accounts. Procedures for carrying accounts. Administrative system.

Financial Statements: Accounting Standards. Accounting principles. Table of accounts. Definitions and accounting relationships. Annual accounts. Valuation rules. Accounting entries. The annual accounts. The balance sheet.

Cost accounting: Basic theory of analytical accounting. Costs and profitability. Main ratios. The profit and loss account. Practical criteria for cost accounting.

In the case of a company and given accounting assumptions. Implementation of the General Accounting Plan.

In the case of a company and given some assumptions, application of "software" for accounting.

Make Accounting Books

Given company data, completion of the forms required for the account registration. Completion of the forms required for the legalization of books.

Based on accounting data from a company's balance sheet.

Make a profit and loss account for a company, based on some background information.

In the case of a company apply a software program in order to prepare annual accounts.

In the case of several companies analyze and evaluate three situation balances, companies in different situations, from the perspective of the objectives and interests of the company, such as liquidity, solvency, indebtedness and financial balance.

Analyze and value three profit and loss accounts, from companies in different situations, from the perspective of profitability.

Module 3: General accounting (associated with the competition unit: treasury management)

General objective of the module: understanding the theoretical elements and the practical criteria necessary to manage the cash flow of a company or institution effectively and efficiently.

Duration: 100 hours.

SPECIFIC OBJECTIVES/EVALUATION CRITERIA

To know and to master the theoretical-practical criteria in order to the realization of treasury forecasts. /Enunciar and explain the main criteria that should direct the forecast of payments and collections, and the reference to the liquidity as such.

Operate and fill in forecasts taking into account due dates, available liquidity and established priorities.

Describe with sufficient arguments the main criteria for ordering the payments and charges provided, according to the cash or bank accounts.

Describe with sufficient argument the criteria to include payments in the forecast of banking entities.

Check stocks of sufficient liquidity for the materialization of payments in the company's various bank accounts.

Apply a treasury management software to establish forecasts.

Mastering theoretical knowledge, and practical criteria and skills to control treasury operations and perform the appropriate ones. /Enunciate the practical criteria and knowledge elements suitable for the recovery of the effects.

Enunciate the criteria and elements of knowledge concerning the discount of commercial effects to the banks.

Explain the criteria relating to the tax concepts, and the insurance and control of the corresponding payments.

Recognize the criteria for controlling the volume of unpaid, making timely forecasts.

Relate the operations performed and bank movements produced, over a given period of time.

Dominate account management with financial institutions, and supervision of cash management, in accordance with established criteria. /Annotate transactions performed and bank movements produced, over a specified period of time.

Verify that the operations correspond to the bank documents.

Check that the operations reflected in the bank auxiliary books match the accounting accounts.

Follow balances over a period, to avoid debtor or insufficient balances, in the face of outstanding or unforeseen payments.

Collaborate in the administrative process derived from the reconciliation with a bank.

Report to superiors about the most frequent incidents occurring in account management processes.

Forward payment letters and tax and social insurance settlements to a financial institution, for consideration.

Check that box operations are logged in the cash auxiliary book, and correspond to the relevant documentation.

Verify that cash in cash matches the amounts recorded in the cash book and corresponds to that set by the rules and instructions received.

theoretical-practical knowledge:

The company. Types of company.

General Social Security Regime.

Modalities of procurement and regulated grants.

The cash flow forecast. Payments and charges. Maturity, liquidity and profitability. Other financial objectives.

General criteria for payments and charges. Cash and accounts. Prioritization.

Liquidity check. Forecasts. Adequacy of the payment orders.

The IT applied to treasury management.

Incidents in relation to treasury forecasts. Reporting on this subject.

Forecast and Impact Collection Management.

The discount of commercial effects on treasury management.

Forecast and control of unpaid.

The documentation file in the treasury forecast and control.

IT management of treasury control.

Managing bank accounts in global treasury management. Verifications. Bank reconciliations.

Information about incidents in account management processes.

Managing compliance with tax obligations.

Fulfillment and fulfillment of commercial and receipts effects.

Cash Management.

In a practical scenario, determine the payment and collection forecast, with appropriate documentation to consider the due dates, available liquidity, and established priorities.

In a practical scenario, extrapolation of criteria for ordering payments and expected charges, based on cash or bank accounts.

In a scenario, calculation of payments in the forecast of banking entities.

In a practical scenario, liquidity checking for the materialization of payments in the company's different bank accounts.

In a practical scenario, prepare report to the higher ones on incidences in relation to the treasury forecasts.

In a case scenario, forecasting and managing effects collection.

In a scenario, preparation of discount of commercial effects to banking entities.

In a scenario of scenario, forecasting and tracking of the tax payments calendar.

In a scenario, control of the volume of unpaid.

In a scenario, documentation file.

In a practical scenario, track record of operations performed and bank movements produced, over a given period of time.

In a practical assumption, check, that the operations reflected in the banking ancillary books match the accounting accounts.

In a practical scenario, tracking balances over a period, to avoid debtor or insufficient balances, in the face of outstanding or unforeseen payments.

In a practical scenario, referral of payment letters and tax and social insurance settlements to a financial institution, for consideration.

In a scenario, check and, if applicable, realization that the cash operations are recorded in the cash auxiliary book, and correspond to the relevant documentation.

In a practical assumption, observation and, if applicable, realization that cash in cash matches the amounts recorded in the cash book.

Module 4: Financial office (associated with the professional profile)

General objective of the module: to understand and to exercise in the general operation of the office equipment most used in financial institutions and in the generic process of use of various applications.

Duration: 100 hours.

SPECIFIC OBJECTIVES/EVALUATION CRITERIA

Identify the physical and logical structure and components of a computer system. /Identify and characterize the elements of the computer: input unit, information store, central unit of processes and unit of output.

Define and accurately argue the concepts and elements of "hardware" and "software" from a computer system and describe the relationship they maintain.

Distinguish and explain the main memory classes of a computer system.

Identify existing peripheral types and define their functions and applications.

Run the procedures, commands, or instructions necessary for handling and using a financial and/or banking management application. /Define and accurately argue the main types of applications in banking and financial computing.

Describe in detail the operational operation of the banking terminal applications.

Identify and manage the functions and utilities of the specific management application.

Identify the basic commands and instructions for the system operation in each of its phases.

Run the procedures, commands, or instructions necessary for handling and using the office equipment of a financial institution. /Define and accurately argue the concept of office, its applications and functions.

Describe in detail the operational operation of network work in a banking office.

Identify and manage the functions and utilities of peripheral equipment to ensure various types of operations.

Identify the commands and apply and handle the instructions required to perform on the terminal:

Balance and Move Request.

Electronic transfer of funds.

Credit and charge for receipts, letters and checks.

Cobros and payments through dispenser.

Make the calculation of interest through specific programs.

Make and print policies and contracts using the network word processor.

Organize information storage systems that allow your conventional and computer-based treatment. /List the different types of files and argue their differences.

Organize a classification and file system from a sample of files and requests of different nature.

Apply a type of validity and confidentiality rules from a sample of bank documents.

Use data management computing applications to correctly record, query, and edit data and files. /Register data on a computer support basis, using the necessary commands correctly without making any errors.

Clear, modify, and reorder data and files on a computer support basis, using the necessary commands correctly without making any errors.

Perform a search on a computer support base, using the necessary commands correctly without making any errors.

Back up files and files on a type basis.

Print a list of labels by selecting the records of a type base.

theoretical-practical knowledge:

The treatment of information in financial activity: IT and information technologies. Financial information and IT systems. Organisation of networks and systems in financial institutions.

Hardware fundamentals: definition, functions, types and elements of the computer/terminal. Central processing unit. Main memory. Definition, functions, types and applications of peripherals. Use of peripherals and financial terminals.

Software fundamentals: concept, elements, and parts of "software". Operating systems and application software. "Software" standard, specific applications and "software" to the measure. The "software" in the financial activity.

Ofimatica and networking: local networks and remote networks. Telematics (informatics and communications). The electronic transfer of funds. "First generation" ATMs and dispensers. Point-of-sale terminals and associated applications. Other office-based innovations

Inter-business cooperation in financial services: the stock market. The compensation. Truncations. Cooperation in means of payment. Cooperation in international transfers.

Organization and file management: the file: concept and functions. File classes. Classification, logging, and file systems. Systems for the preservation, access, security and confidentiality of the documentation.

Database management: A database structure and functions. Types of databases. Database formats. Introduction of data. Procedures for use. Printing of databases. Data protection procedures.

Banking computer: use of single-user operating systems. Command and keyboard handling. Management of peripheral equipment. Digital keyboard practices in banking computing. Creation of documents in banking informatics. Editing and writing documents. Review, modification and printing of documents.

Ofimatica and networking: the introduction of data in tele-processing networks. Using bank spreadsheet commands. Consolidation, recalculation and corrections practices. Realization of administrative assumptions in banking terminal. Management of telematics terminals. Electronic transfer of funds practices. Querying data about products and transactions to remote databases. ATM usage synchronization practices, point-of-sale terminals, and automatic dispenser.

Organization and file management: choice of classification systems. Organization of historical files. Organization of current files. Handling of confidential documentation.

Database management: File and mask design. Introduction of data. Clearing, modification, and sorting of data. Sort of records, search, and listings. Carrying out reports and letters.

Module 5: Safety and occupational health (associated with the professional profile)

General objective of the module: to anticipate risks at work and to determine preventive and/or health protection actions, minimizing risk factors and applying first aid health measures in case of accidents or claims.

Duration: 50 hours.

SPECIFIC OBJECTIVES/EVALUATION CRITERIA

Apply accident and casualty prevention procedures. /Prevent the occurrence of claims by verifying the non-existence of potential sources of the same.

Identify workplaces and workplaces with anomalies, dysfunctions, and risks for the protection and safety of people.

Communicate clearly and concisely the observed anomalies to the responsible and/or hierarchical superiors.

Prevent accidents by observing the maintenance of adequate hygiene and safety conditions in the area of their activity.

Recognize and analyze disaster prevention and safety systems in order to ensure their proper maintenance and potential use. /Classify claims according to: nature, importance and characteristics.

Identify the materials of prevention or action against claims: fire extinguishers, alarm systems, hoses.

Recognize the placement of materials or prevention facilities, checking their proper situation.

Identify and analyze the anomalies or dysfunctions in the prevention systems, taking, where appropriate, the appropriate corrective measures.

Inform the hierarchical superiors and/or technical services of the anomalies observed in the alarm or prevention devices.

Receive and understand the information given by the technical services of security and/or surveillance.

Transmit the information received from the technical services of security and/or surveillance as soon as possible.

Identify the procedure of action in a given situation of accident or accident. /To analyze the importance of the disaster based on: type, degree and nature of the disaster.

Identify orderly and chronologically the procedure of action in case of accidents with: evacuation, fires, floods.

Propose immediate actions and identify the sequences of basic health measures of first aid, which must be applied in the most common accidents of an establishment.

Identify the hygienic-sanitary conditions in which the professional activity develops. /Identify and evaluate the different areas of hygiene-sanitary risk according to the characterization and technical differences of the establishment.

Identify degradation phenomena and define protection systems.

Analyze and evaluate the technical-environmental conditions of air, luminosity and acoustic conditions.

Theoretical content:

Health and occupational safety as factors of quality of life at work: the concepts of safety, health and hygiene at work. Regulations, agents and institutions involved. Mutual accidents at work and health insurance.

Risk prevention: concept and risk factors. The special risks. Prevention and protection measures. Risk assessment and minimisation.

The claims and theft: classes and causes of claims. Detection and alarm systems. Fire extinguishing systems: methods, means and materials. Emergency measures and protection against theft. First aid.

Hygiene and quality of the environment: hygiene concept and objectives. Parameters of influence in hygienic conditions. Environmental technical factors: ventilation, air conditioning, lighting.

Ergonomic optimization of work equipment.

Health and occupational safety as factors of quality of life at work: resolution of cases applying regulations and legislation on health and safety at work.

Risk prevention: Risk identification scenarios for health and safety. Prevention and protection practices in the face of various types of risks. Risk assessment and minimisation assumptions. Development of a basic strategy in prevention.

Accidents and robberies: Practical simulations of various claims. Management and use of detection and alarm systems. Management and use of fire extinguishing systems. Elementary first aid practices.

Hygiene and quality of the environment: assumptions for analysis of environmental conditions of work. Assessment of environmental factors: ventilation, air conditioning, lighting.

Practical proposals for ergonomic optimization of work equipment.

3. Personal requirements

a) Teacher requirements:

1. º Academic level: university degree or equivalent professional training in the occupation related to the course.

2. Professional experience: three years of experience in the occupation.

3. Educational level: methodological training in the training of trainers or teaching experience.

b) Student access requirements:

1. Academic or general knowledge level: Baccalaureate, or FP2 or an equivalent base qualification.

2. Professional experience: it is necessary to know the accounting techniques and it is necessary to possess a culture of base in financial matter. If there are no such minimum bases, but there is a collective of homogeneous students, curricular adaptations should be introduced in order to facilitate their use.

3. No physical conditions: absence or overcoming of physical limitations that impede the normal development of the activity object of the course.

4. Material requirements

a) Installations:

Classroom of theoretical and practical classes: area: two square metres per pupil. Furniture: it will be equipped with teaching furniture for 15 places, in addition to the auxiliary elements.

The classroom will be used interchangeably for both practices and theory.

Other installations: it is recommended that open spaces of training be used, such as, for example, visits of didactic content to the facilities where the financial markets and the main agents are located. they operate on the same (stock exchange, banks, savings banks, corporate financial departments, etc.).

The centers must meet the hygienic, acoustic, habitability and safety conditions required by the legislation in force, and have a municipal opening license as a training center.

b) Equipment and machinery:

One computer for every two people, in your case on a network.

A high resolution printer and a color printer.

A modem-fax and fax

A "multimedia" envelope for one of the computers.

A photocopier.

An archive and a bucket of views.

A diskette archive and one of optical disks.

A phone.

c) Tools and tools:

Operating system and "software" for all computers, including office and financial management and accounting packages.

Access to INTERNET, or a network of teleinformation and teleservices.

Repertoire of the most important and usual national databases in financial matters.

Accounting books.

Multiple models of contract documents.

Banking transactions (revenue, revenue, transfers, etc.).

Printed for tax returns.

Printed for the legalization of books and accounts.

Internal rules and operating manuals.

Commercial and financial legislation.

Forms for business documents. And for mercantile correspondence.

Repertoires and brochures of financial and insurance entities. Repertoires of financial products.

Repertoires of entities and persons with defaults.

Rates for the company itself.

Manual and/or electronic calendar.

Balance sheets and results accounts, annual reports and financial reports.

Dictionaries of their own and foreign languages.

Telephone guides, postcards, city street guides.

Urban maps.

d) Consumer material:

Documentary input and output record support.

Manual file support (archives, files).

Electronic file support (diskette, microfilm chips; optical, magnetic, cd's).

Desktop objects (pencils, pens, gums, knapers, daters, stamps, tipex).

Grappers, clips, unstapler.

Office fungible material (envelopes, letters, printed, folders, folders, receipts, tokens).