Federal Law On Amendments to Articles 72 and 73 of the Federal Law "On the Central Bank of the Russian Federation (Central Bank of the Russian Federation)" and Article 33 of the Federal Law The law "On banks and banking activities" adopted by the State Duma on June 15, 2016 Approved by the Federation Council on June 29, 2016 Article 1 Article 1 class="doclink "href=" ?docbody= &prevDoc= 102404556&backlink=1 & &nd=102077052" "On the Central Bank of the Russian Federation" (Russian Federation Law Assembly, 2002, No. 28, art. 2790; 2003, No. 2, sect. 157; 2007, No. 1, sect. 10; 2011, No. 27, sect. 3873; 2013, No. 27, sect. 3438; 2014, No. 52, sect. The following changes:
1) in article 72: (a) Part Four after the word "liability" to be supplemented with the words "including the sufficiency of the reserves created at risk,"; b) to supplement Part 9 of the following content: " To evaluate the assets and liabilities of a credit institution, including the sufficiency of the reserves created at risk, the Bank of Russia conducts an examination of the subject of a bond made by a credit institution in the prescribed manner. The quality of the loan guarantee, including the establishment of actual availability The subject of a deposit and his/her examination, determination of the legal status of the subject matter of the pledge, and the judgement on the value of the subject matter of the bond, which is made on the basis of the federal standards of assessment provided for in article 20 of the Federal Act of 29 July 1998 No. 135-FZ "On assessment activities in the Russian Federation". The credit institution forms these reserves taking into account the results of the examination of the subject of a pledge made by the Bank of Russia. "; 2) to supplement the eighth to tenth parts of article 73 with the following: " The Commissioner Representatives (employees) of the Bank of Russia have the right to examine the subject of a deposit made by a credit institution as collateral for the loan, except for residential premises, garage, garage boxing, machinery-seats belonging to (provided) of cars, motor cycles and motor scooters belonging to individuals who are not used for business purposes, and a plot of land from the agricultural land provided to an individual for individual housing construction, farms, horticulture, animal husbandry or gardening, as well as buildings, buildings, buildings located on the land, where it is stored (located) and familiarousing with the activity of the borrower- legal person or sole propriation of the credit The organization and (or) the borrower is a legal person or an individual entrepreneur who is not a borrower under this loan, with the exit to the place in the order and cases established by the Bank of Russia. The credit institution is obliged to facilitate the holding of a bond by authorized representatives (employees) of the Bank of Russia as collateral, as collateral for the loan, at the place of its storage (finding) and Their familiaration with the activity of the borrower is a legal person or an individual entrepreneur of the credit institution and (or) a legal person or an individual entrepreneur who is not a borrower on the loan, directly in the field, including at the request of the Bank of Russia To ensure the presence of the credit institution's representatives in the examination of the object of the bond and acquaintance with the activity of the borrower, the legal person or the individual entrepreneur of the credit institution and (or) the borrower- A legal person or an individual entrepreneor who is not a borrower under this loan. Received in the course of the examination of the subject of a pledge and acquaintance with the activity of the borrower, the legal entity or individual entrepreneur of the credit institution and (or) a legal person or individual An entrepreneor who is not a borrower under this loan, information shall not be disclosed without the consent of the person who submitted it, except in the cases provided for by federal law and the submission of the information to the credit institution. For disclosure of this information, the Bank of Russia is responsible, including compensation for the damage caused, in the manner prescribed by the federal law. ". Article 2 Article 33 of the Federal Law "About banks and banking activities" (as amended by Federal Law No. 17-FZ of 3 February 1996) 1990, No. 27, sect. 357; Legislative Assembly of the Russian Federation, 1996, No. 6, art. 492) to be supplemented by a third reading: " Credit organization is obliged to: provide in internal documents ways to facilitate the receipt by authorized representatives (employees) of the Bank of Russia of documents and Information on the subject of a deposit made by a credit institution as collateral for a loan, the reserves for which are formed in accordance with article 69 of the Federal Law "On the Central Bank of the Russian Federation (Bank of Russia)" and on activities The borrower is a legal person or an individual entrepreneor the credit institution and/or the holder of the loan, or an individual entrepreneur who is not a borrower, who is not a borrower under the loan required for the examination of the subject matter of the deposit (finding) and familiarting it with The activity of the borrower is a legal entity or an individual entrepreneur of the credit institution and (or) the mortgage holder, the legal entity or an individual entrepreneur who is not a borrower under that loan, in the course of the examination of the subject matter of the bond and examination of the The activity of the borrower is a legal person or an individual entrepreneur of the credit institution and (or) the borrower, a legal entity or an individual entrepreneur who is not a borrower under the loan; Attach in credit contracts and contracts of pledge, except for the deposit of a pledge of accommodation, garage, garage boxing, locomotive belonging (provided) to natural person, cars of cars, motorcycles and scooters, belonging to a natural person and not used for business purposes and the guarantee of a land plot of land from the agricultural land provided to an individual for individual housing construction, subsistence farming, farming, gardening, Livestock or gardening, as well as buildings, buildings, structures in the land area, the obligor of the lender of the credit institution and/or the borrower who is not a borrower under the loan credit institution of relevant documents (information) and To perform other actions necessary for the examination by authorized representatives (employees) of the Bank of Russia of a deposit on the place of his storage (stay) and acquaintance with the activity of the borrower-legal person or individual entrepreneu the credit institution and/or the mortgage holder, the legal entity, or the individual entrepreneur who is not a borrower under the loan directly in place. ". Article 3 1. This Federal Law shall enter into force on the date of its official publication, with the exception of paragraph 4 of article 2 of this Federal Law. 2. Paragraph 4 of Article 2 of this Federal Law shall enter into force 30 days after the date of the entry into force of this Federal Law. 3. The provisions of the third paragraph of article 33 of the Federal Law on Banks and Banking (as amended by the present Federal Act) The relations between treaties concluded before the day of the entry into force of this Federal Act shall apply after the expiry of a hundred eighty days from the date of the entry into force of this Federal Act. President of the Russian Federation Vladimir Putin Moscow, Kremlin July 3, 2016 No. 362-FZ
