RUSSIAN FEDERATION FEDERAL LAW amending certain pieces of legislation Russian Federation adopted by the State Duma on June 11, 2013 approved by the Federation Council on June 26, 2013 g. N 432-FZ; dated 29.12.2015 N 403-FZ) Article 1 Amend the federal law "About banks and banking activities" (as amended) Federal Law of 3 February 1996 N 17-FZ) (Statements of Congress of People's Deputies of the RSFSR and the Supreme Soviet of the RSFSR, 1990, N 27, sect. 357; Legislative Assembly of the Russian Federation, 1996, No. 6, art. 492; 1998, N 31, sect. 3829; 1999, N 28, sect. 3469; 2001, N 26, st. 2586; N 33, st. 3424; 2002, N 12, st. 1093; 2003, N 27, sect. 2700; N 50, sect. 4855; N 52, sect. 5033, 5037; 2004, N 27, sect. 2711; N 31, st. 3233; 2005, N 1, st. 45; 2006, N 6, article 636; N 19, sect. 2061; N 52, 5497; 2007, N 1, st. 9; N 22, est. 2563; N 31, st. 4011; N 41, est. 4845; N 50, sect. 6238; 2009, N 1, sect. 23; N 9, est. 1043; N 18, sect. 2153; N 23, st. 2776; N 30, est. 3739; N 48, sect. 5731; N 52, 6428; 2010, N 30, sect. 4012; N 31, st. 4193; N 47, sect. 6028; 2011, N 7, sect. 905; N 27, sect. 3873, 3880; N 29, st. 4291; N 48, sect. 6730; N 49, sect. 7069; N 50, sect. 7351; 2012, N 27, est. 3588; N 50, sect. 6954; N 53, est. 7605, 7607; 2013, N 11, st. 1076; N 19, est. 2317, 2329), the following changes: 1) Article 4 should be redrafted as follows: " Article 4. Bank group and bank holding For the purposes of this Federal Law, a bank group is not recognized as a legal entity, where one legal entity or a number of legal entities (hereinafter referred to as the legal entity) is a legal entity. members of the banking group) are under the control or significant influence of one credit institution (hereinafter referred to as the bank group's credit organization). For the purposes of this Federal Law, a bank holding company does not recognize the association of legal persons (hereinafter referred to as the bank holding), which includes at least one credit institution under the law. the control of one legal entity other than the credit institution (hereinafter referred to as the holding company) and (if any) other (non-credit) legal entities under control, or significant impact of the holding organization of the bank holding or its members Bank groups of credit organizations-participants of the bank holding, provided that the share of banking activity, determined on the basis of the Bank of Russia procedure, in the activity of the bank holding is not less than 40%. The share of banking activity in the activity of a bank holding is defined as the ratio of the value of assets and (or) the income of credit organizations participating in the bank holding, determined on the basis of the method established by the Bank of Russia, and Total assets and/or income of a bank holding, determined taking into account the assets and/or the proceeds on the basis of the accounting (financial) reporting of legal entities. Control and significant impact on the definition of bank group members (bank holding) and reporting established by this Federal Law shall be determined in accordance with the International Financial Regulations. OF THE PRESIDENT OF THE RUSSIAN FEDERATION The head organization of the bank holding company to organize the management of the activities of the participants of the bank holding and control over these activities has the right to set up the management company of the bank holding and to put the execution on it The obligations under this Federal Act are assigned to the head organization of a bank holding company. The management company of the bank holding for the purposes of this Federal Law recognizes the economic society, the main activity of which is the organization of management of the activity of the participants of the bank holding and control of the said activities. The head organization of a bank holding company is obliged to be able to determine the decisions of the managing company of the bank holding on matters falling within the competence of the meeting of its founders (participants), including its reorganization and liquidation. The managing company of the bank holding company is not entitled to engage in insurance, banking, production and trade activities, as well as to carry out professional activities in the securities market, activity in the management of investment funds, by mutual funds and non-State pension funds. The bank group's head organization, the bank holding's parent organization notifies the Bank of Russia about the formation of a banking group, a bank holding, the establishment of a bank holding company, and the authority granted to it. The procedure for such notification shall be established by the Bank of Russia. If Bank of Russia is identified in the course of exercising supervision over the activity of credit institutions showing signs of participation of credit or other organizations in a banking group, the Bank of Russia is sending the bank's head credit institution to the banking group. The group is required to comply with the provisions of this Federal Act. In case the Bank of Russia is detecting signs of their participation in a bank holding credit organizations, the Bank of Russia informs the head organization of the bank that it has not performed its compliance with the requirements of the Bank of Russia. Federal law. The head organization of a bank holding within 30 calendar days after receiving the notification of the Bank of Russia informs the Bank of Russia about the formation of a bank holding or sends information to the Bank of Russia on the reasons for such a bank. unnotifications. In case of failure of the parent organization of the banking holding to comply with the requirements of this Federal Law and the Federal Law "On the Central Bank of the Russian Federation (Bank of Russia)", the Bank of Russia is entitled to the right restrict the holding of the bank holding company's operations with the parent organization of the bank holding, the participants of the holding company for up to six months or introduce a ban on the credit institution's implementation. as a participant in the banking holding of individual banking transactions, In accordance with article 8 of article 8 of the Convention on the Rights of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the Republic of the " Article 8. Disclosure of the credit activity of the organization, banking group and bank of the holding Credit Organization is obliged to disclose on the forms, in order and in time, which are established by the Bank of Russia, the following information about their activities: 1) annual accounting (financial) accounting and audit opinion, information on risks assumed, procedures for their evaluation, risk management and capital; 2) Quarterly-interim accounting (financial) reporting, Information on the risks assumed, their assessment procedures, risk management and capital. In the case of intermediate accounting (financial) accounts, the accounts are disclosed together with the audit certificate of the audit organization. The credit organization is obliged, at the request of a natural person or legal entity, to provide it with a copy of the banking licence, copies of other permits issued to it (licences), if the need to obtain the said The documents are provided for by federal laws, as well as the balance sheets for the current year. The credit institution is responsible for the introduction of a person or legal entity by not providing information or by providing incorrect or incomplete information. Federal law and other federal laws. The bank group's head credit organization reveals: 1) annual consolidated financial statements and audit opinion, risk information, procedures for evaluating them, and management Risk and capital; 2) semi-annual consolidated financial statements, risk information, evaluation procedures, risk management and capital. In the event that interim consolidated financial statements are audited, the accounts shall be disclosed together with the audit report of the audit organization. The Bank of Russia defines the form, procedure and deadlines for the disclosure of information about the risks, assessment procedures, risk management and capital management by the bank's parent credit institution. The Bank of Russia determines the order and deadlines for the disclosure of consolidated financial statements by the bank group of consolidated financial statements. The head organization of a bank holding company is required to disclose consolidated financial statements and an audit opinion on it every year. The Bank of Russia determines the order and deadlines for the disclosure of consolidated financial statements by the bank holding holding its consolidated financial statements. A credit institution licensed by the Bank of Russia is obliged to disclose interest rates on the contracts of bank deposit with individuals (in general). (e) Information on individuals 'deposits, without disclosing individual individuals' information, and information on the debts of individuals. The order of disclosure of such information shall be established by the Bank of Russia. "; 3) in article 11: (a) in Part 8," 20 ", replace" 10 "; b) with a new Part 9, to read: " Getting the Bank of Russia's prior consent in the manner prescribed by this article is also required in the case of acquisition: 1) more than 10 percent of the shares, but not more than 25 percent of the credit institution's shares; 2) more than 10 per cent, but not more than one third of the credit institution's share; 3) more than 25 percent of the credit institution, but not more than 50 percent; 4) more than one third of the credit institution's share, but not more than 50 percent; 5) more than 50 percent of the credit institution's shares, but no more than 75 per cent of the shares; 6) more than 50 per cent of the credit institution's share, but no more than two thirds; 7) more than 75 per cent of the credit institution's shares; 8) more than two thirds of the credit institution's share. "; in) Part ninth is considered part of the tenth and in it the numbers "20" are replaced in the "10"; g) part of the tenth and in the figure "20" to read "10"; d) Part XI as part of the twelfth and in it the digits "20" replaced by "10"; (e) Part 12. (c) Part XIII: The thirteenth part of the thirteenth and the figures "20" should be replaced by "10"; z) part of the fourteenth and in the figure "20" should be replaced by "10"; The fifteenth part of the fifteenth should read as follows: " The Bank of Russia has the right to refuse to give consent to the transaction (deals) aimed at acquiring more than 10 percent of the shares (share) of the credit institution and (or) to establish control over the shareholders. (c) Credit organization, in the case of: (1) of the unsatisfactory financial position of the person making the transaction (s) aimed at acquiring more than 10 per cent of the shares (shares) of the credit institution and (or) to establish control over shareholders (participants) Credit organization; 2) the lack of a positive decision by the competition authority on the request for consent to the transaction (transaction) submitted under the Federal Act of 26 July 2006 N 135-FZ " O Protection of competition ", if the transaction (s) aimed at the acquisition of more than 10 per cent of the shares (shares) of the credit institution and (or) to establish control over the shareholders (participants) of the credit institution Competition law; 3) Absence of a decision on the preliminary agreement of a transaction or on the harmonization of control under the Federal Act of 29 April 2008, No. 57-FZ " On the Procedure for Foreign Investment in Economic Societies with strategic importance for the defence of the state and the security of the state ", if the transaction (s) aimed at acquiring more than 10 percent of the shares (shares) of the credit institution and (or) to establish control over of the credit institution's shareholders, to be subject to control in the (c) the unsatisfactory business reputation of the person making the transaction (s) for the acquisition of more than 10 per cent of the shares (share) of the credit institution and (or) Control of the shareholders (participants) of the credit institution, in accordance with the grounds set out in article 16 of this Federal Law against the founders (participants) of the credit institution acquiring more than 10 The share of the credit institution's shares (shares). At the same time, the deadlines set by paragraphs 3 to 5, 8, 11 and 12 of Part 1 of Article 16 of this Federal Law are calculated in relation to the day of application for consent to the Bank of Russia. Transactions (transactions) directed towards the acquisition of more than 10 per cent of the shares (shares) of the credit institution and (or) to establish control over the shareholders (participants) of the credit institution; 5) other grounds, in accordance with federal laws and regulations of the Bank of Russia regulations. "; part of the sixteenth and in the number" 20 "to read" 10 "; L) the seventeenth part is considered part of eighteenth; 4) Article 11-1 set out in reading: " Article 11-1. The credit institution's management bodies, together with the general meeting of its founders (participants), are the board of directors (the supervisory board), the sole executive body and the collegiating body The executive body. The current management of the credit institution is carried out by its sole executive body and the collegiating executive body. The Single Executive Body, its deputies, members of the collegiality executive body (hereinafter referred to as the head of the credit institution), the Chief Accountant, the Deputy Chief Accountants of Credit Organization, Head, Main The accountant of a branch of a credit institution is not entitled to hold the position of head, chief accountant in other organizations that are credit, insurance or clearing organizations, professional participants in the securities market, in the commercial and (or) financial markets, as well as in the equity investment funds, specialized depositaries of investment funds, non-State pension funds, pension and pension insurance organizations, investment fund management Funds, equity investment funds, mutual funds and non-State pension funds, organizations engaged in leasing activities or being affiliated to a credit institution, and undertaking business activities without The education of a legal person. In the event that the credit organizations are the principal and subsidiary of the business entities, the single executive body of the subsidiary body has the right to hold positions in the collegiate executive body The credit institution is the main society, with the exception of the position of the chairman of this body. Members of the board of directors (supervisory board) of the credit institution and the candidates for the positions shall comply with the requirements of the business reputation established by Article 16 of this Federal Law, as well as the requirements for Qualifications established in accordance with federal laws. In the event that a member of the board of directors (supervisory board) of the credit institution has entered into legal force the conviction of the court for the commission of an intentional crime or the decision of the court of appointment has entered into force. The administrative penalty in the form of disqualification, a member of the board of directors (supervisory board), shall be considered to be retired from the board of directors (supervisory board) from the date of entry into force of the relevant court decision. Persons referred to in part three of this article when negotiating their nominations with the Bank of Russia, appointment (election) and for the duration of the functions of the posts, including temporary positions The performance of official duties shall be in accordance with the qualifications and business reputation requirements established by article 16 of this Federal Law. To obtain approval from the Bank of Russia, the credit institution is obliged to submit a request to the Bank of Russia for the approval of candidates for the posts referred to in Part 6 of this Article and to submit the information and documents provided for by the Bank of Russia. Paragraph 8 of article 14, paragraph 8, of this Federal Act. The Bank of Russia, within one month from the date of receipt of the said documents, gives its consent to the appointment (election) or presents a reasoned refusal in writing on the grounds provided for in article 16 of this Federal Law. At the same time, the deadlines set by paragraphs 5, 8, 11, 15 and 16 of paragraph 1 of part one of article 16 of this Federal Law are calculated in relation to the day of receipt of the said documents by the Bank of Russia. The refusal of the Bank of Russia to accept the nomination (election) of a candidate may be appealed in court. The Credit Organization is obligated in writing to notify the Bank of Russia of the release of persons referred to in paragraph 6 of this article no later than the working day following the day of such decision. The credit institution is obliged to notify the Bank of Russia in writing of the election (release) of a member of the board of directors (supervisory board) within three days from the date of such decision. The credit organization may, in accordance with the procedure established by parts of the sixth to the present article, assign certain obligations as specified in part three of this article to the right to dispose of money. The Bank of Russia accounts for the credit institution's accounts and for persons holding other positions in the credit institution and the relevant qualifications and business reputation established by article 16 of this Federal Act. Act. "; 5) in Article 11-3: a) Part One Replace "20" with the digits "10"; 6) in paragraph 1 of the second digit "20" to read "10"; in) Part 7, as follows: " From the day of receipt of the Bank of Russia order to eliminate the violation a credit institution, shares (shares) of which acquired and/or have control over the shareholders (parties) of which is in violation, and until the day of performance or cancellation of the said order to the purchaser of the shares (shares) of the credit institution, responsible for the violation, and (or) the shareholder (participant) of the credit institution In respect of which a violation is established, the voting rights are limited to the shares (shares) of the credit institution, which do not exceed 10 per cent of the shares (shares) of the credit institution (threshold values that exceed 10 per cent and for which No separate prior consent or subsequent consent has been obtained if such consent is required by this Federal Act and Bank of Russia regulations. The remaining shares (shares) of the credit institution acquired in violation and (or) of the shareholder (s) of the credit institution whose control is found to be in violation, shall not be and shall not be taken into account in the determination of The quorum of the general meeting of the shareholders (participants) of the credit institution. "; g) in the ninth digit" 20 "shall be replaced with the digits" 10 "; 6) to be supplemented by Article 11-1-1, as follows: " Article 11-1-1. Features of the competence and organization of the board of directors (supervisory board) of the credit organization The competence of the board of directors (supervisory board) of the credit institution, by the Federal Act of 26 December 1995 No. 208-FZ "On joint-stock companies", the Federal Act of 8 February 1998, No. 14-FZ "On Societies with Restricted Liability", and { \b } { \b } { \b } { \b and the capital of the credit institution, including in terms of ensuring the sufficiency of their own funds (capital) and liquidity to cover risks both in the credit institution and in certain areas of its activity, as well as approval management of the most significant risks to the credit organization and control of the implementation of the order; 2) approval of the application of bank methodologies for risk management and quantitative risk assessment models (in the case of Article 72-1 of the Federal Law on the Central Bank of the Russian Federation (the Bank of Russia) ") including an assessment of assets and liabilities, off-balance sheet requirements and obligations of the credit organization, as well as scenarios and results of stress testing; (3) approval of conflict prevention order, recovery plan financial stability in the event of a significant deterioration in the financial condition of the credit institution, the business continuity plan and (or) the re-establishment of the credit institution in the event of a and emergencies, manager's approval internal audit service of credit institution, plan of work of internal audit of credit institution, approval of credit institution policy in the area of pay and control of its implementation; 4) conduct of assessment on the basis of Reports of the internal audit service of the Single Executive Body of the Credit Organization and the collegiating executive body of policies and procedures approved by the board of directors (supervisory board); 5) decision-making on the duties of members of the board of directors (supervisory board), including the formation of committees and the evaluation of their own work and the presentation of its results to the general meeting of the credit institution; 6) approval of the personnel policy of the credit institution (order Determination of the salaries of the heads of the credit institution, the procedure for determining the size, form and calculation of compensation and incentive payments to the heads of the credit institution, the head of the risk management service, the head of the service internal audit, head of internal control of credit organizations and other managers (employees) who decide on the conduct of the credit organization of transactions and other transactions, the results of which may affect the credit institution's compliance with mandatory regulations or other transactions the interests of creditors and creditors, including the grounds for the insolvency (bankruptcy) of the credit institution, the qualification requirements for the persons concerned, and the size of the pay fund credit organization). "; 7) to complete articles 11-1-2 , to read: " Article 11-1-2. Requirements for Risk Management Systems and Capital, Internal Control of Credit Credit Organization (Bank Group's Head Credit Organization) are required to comply with Bank's Russia claims the requirements for risk and capital management systems, internal control, including requirements for the activity of the head of the internal control service and the head of the internal audit service of the credit institution, in banking groups. Person on appointment as head of risk management service, head of internal audit or head of internal control of the credit institution and throughout the duration of the functions The posts should meet the requirements of the Bank of Russia and the requirements established by article 16 of this Federal Law for business reputation. The credit institution is obliged to notify the Bank of Russia in writing of the appointment of the head of the risk management service, the head of the internal audit service, the head of the internal control service of the credit institution within three days from the date of the decision. The credit institution is obliged to notify the Bank of Russia in writing of the release of the head of the risk management service, the head of the internal audit service, the head of the internal control service of the credit institution The organization shall not be later than the working day following the day of the relevant decision. "; 8) article 14, as follows: " Article 14. Documents required for the state registration of credit organization and receipt of the banking license For the state registration of the credit institution and obtaining a license for Bank transactions to the Bank of Russia are submitted in accordance with the procedure established by them: 1) application for State registration of the credit institution and issuance of a banking licence operations; statement also specifies address information (location (a) A standing executive body of the credit institution responsible for communicating with a credit institution; 2) the founding treaty (original or notarized copy), if it is signed is provided by the federal law; 3) the charter (original or notarized copy); 4) the business plan approved by the meeting of the founders (participants) of the credit institution, the minutes of the meeting of the founders (participants), with the decision to approve the charter of the credit institution, and (a) Appointment of the head of the credit institution and the chief accountant of the credit institution. The procedure for drawing up the business plan of the credit institution and the criteria for its assessment are established by the Bank of Russia regulations; 5) the documents on the payment of the state duty for state registration of the credit institution and for the granting of a banking licence for the establishment of a credit institution; 6) audit opinions on the reliability of the financial statements of the founders-entities; 7) documents (as set out in the list, of the Bank of Russia) confirming the sources origin of funds contributed by the founders-individuals to the authorized capital of the credit institution; 8) questionnaires of candidates for the post of the head of credit institution, chief accountant, deputy chief accountant the credit institution, the manager, the chief accountant of the branch of the credit institution. The questionnaires are filled by these candidates personally and must contain information provided by Bank of Russia regulations, as well as information: whether these persons have higher legal or economic education (c Presentation of a copy of the document on education and qualifications) and the experience of the management of the unit or other unit of the credit institution involved in banking operations for at least one year and, in the absence of special education, The management experience of a unit of at least two years; on availability (on the absence of a) criminal record (with the submission of the original certificate of the existence (lack) of a criminal record issued by the Ministry of the Interior of the Russian Federation); 9) of the candidates for the posts of the sole executive body and the chief Accountant to a non-bank credit institution with the right to cash transfers without opening bank accounts and related banking transactions. The questionnaires are filled in by these candidates personally and should contain information set by Bank of Russia regulations, as well as information: on the availability of higher education (with a copy of the document on the Bank of Russia). Education and qualifications); on the existence of (no) criminal record (with submission of original certificate of criminal record issued by the Ministry of Internal Affairs of the Russian Federation); 10) documents (according to the list established by Bank of Russia regulations) required for the Assessments of the business reputation of the founders (participants) of credit organizations, candidates for the board of directors (supervisory board) of the credit institution, the person performing the functions of the sole executive body of the legal entity-founder (a) A credit institution acquiring more than 10 per cent of the shares (shares) of the credit institution. In addition to the documents referred to in the first part of this article, the Central Bank of the Russian Federation independently requests the federal executive branch, which is responsible for the State registration of legal persons, individuals as individual entrepreneurs and peasant (farm) holdings, details of the State registration of legal entities that are the founders of the credit institution, and the tax authority requests information on compliance founders-legal entities of obligations to the federal The budget, the budgets of the constituent entities of the Russian Federation and the local budgets over the past three years. The credit institution has the right to submit documents containing this information on its own initiative. The provisions of paragraph 8 of part one of this article do not apply to the submission of documents for the State registration of a non-bank credit institution entitled to carry out money transfers without The opening of bank accounts and related banking transactions and its obtaining banking licences. "; 9) in article 16: (a) in Part One: paragraph 1 should read as follows: " 1) non-conformity of the candidate proposed for the post The head of the credit institution, the chief accountant of the credit institution or his deputy (hereinafter, the candidate) qualification requirements and requirements for business reputation. Qualification of a candidate is understood as the absence of a candidate for higher legal or economic education and the experience of management of the department or other unit of the credit institution which is related to banking operations for at least one year, and at least two years in the case of a candidate for a higher education (candidate for the post of the sole executive body or chief accountant of the non-bank credit institution) organizations entitled to cash transfers without Opening of bank accounts and related banking transactions-lack of higher education). A candidate's failure to meet business reputation requirements is understood to mean: a candidate has an uncollectable or uncleared criminal record for intentional crimes; recognition by the court within five years; Documents before the Bank of Russia for State registration of the credit institution, the candidate for bankruptcy of a legal person; failure by the candidate who was the head of the board of directors (Supervisory Board) or founder (participant) of credit The insolvency (bankruptcy) of the credit institution, in the event of a failure to prevent the insolvency of a credit institution and (or) in the event of a failure to do so. evidence of the insolvency (bankruptcy) of a credit institution; that a candidate has the right to give mandatory instructions or otherwise determine the activities of a credit institution with a banking licence operations were withdrawn according to the grounds specified in paragraph 4 Part Two of article 20 of this Federal Law, and (or) which has been declared by the arbitral tribunal insolvent (bankrupt); subsidiary liability of the credit institution and (or) the performance of its obligation to pay the mandatory payments, if, after the date of the arbitral tribunal's decision to declare the credit institution bankrupt, Less than three years ago; for five years, Bank of Russia documents for state registration of credit institution, to credit institution in which the candidate took the position of head, chief accountant, deputy chief accountant of the credit institution Organization, head, chief accountant of the branch office of the credit institution or member of the board of directors (supervisory board) of the credit institution, requirements for its replacement under Article 74 of the Federal Law " On the Central Bank of the Russian Federation Federation (Bank of Russia) "; candidate more than three times for a period of one year prior to the submission of documents to the Bank of Russia for State registration of a credit institution, administrative offence in the field of finance, taxes and duties, insurance, securities market or in the field The entrepreneurial activity established by a court ruling of a judge, a body, an official authorized to deal with administrative offences; disqualification of a candidate whose term is not the day before the date of filing with the Bank of Russia of documents for State registration of a credit institution; repeated facts of termination with a candidate of employment contract on the initiative of the employer on the grounds provided for in paragraph 7 of part one of article 81 of the Labour Code OF THE PRESIDENT OF THE RUSSIAN FEDERATION Temporary administration of the credit institution with suspension Powers of the executive bodies (with the exception of persons who have presented evidence in the Bank of Russia to take decisions or to commit acts (omissions) that led to the appointment of an interim administration); occupation a candidate for the position of manager, chief accountant or deputy chief accountant of the credit institution for 12 months prior to the credit institution's revocation of banking licences (excluding persons, Bank of Russia presenting evidence of non-involvement Decisions or actions (inaction) that led to the revocation of the banking licence); a candidate for State registration of a credit institution, and for five years, Bank of Russia documents for state registration of credit institution, false information concerning qualification requirements and requirements for business reputation; application within Five years prior to the submission of documents to the Bank of Russia for State registration of the credit institution, the credit institution in which the candidate held the position of head, chief accountant, deputy chief accountant of the credit institution, head or head accountant of the branch In accordance with Article 74 of the Federal Law on the Central Bank of the Russian Federation (the Central Bank of Russia) for the submission of a substantial false report, if the preparation and reporting were within the competence of the candidate; "; paragraph 4 should be redrafted to read: " (4) Non-conformity of the candidate for the position of a member of the board of directors (supervisory board) of the credit institution claims to the business reputation requirements established in respect of a candidate for the post of the head of the credit institution in paragraph 1 of this part; "; to supplement paragraph 5 with the following: " 5) the unsatisfactory business reputation of the founder (participant) of the credit institution, which purchases more than 10% of the shares (shares) of the credit institution. Under the unsatisfactory business reputation of the founder (participant) of the credit institution, it is understood: whether the founder (participant) of the credit institution has a fixed or uncleared criminal record for intentional crimes; " The court's recognition of the documents for state registration of the credit institution, the founder (participant) of the credit institution responsible for the bankruptcy of the legal person, for the period of five years preceding the submission of documents to the Bank of Russia; The presentation of five years prior to the Bank's submission to the Bank Russia documents for state registration of credit institution, credit institution, in which the founder (participant) held the position of head, chief accountant, deputy chief accountant of the credit institution, head, The chief accountant of the branch of the credit institution or a member of the board of directors (supervisory board) of the credit institution, the requirements for its replacement on the basis of Article 74 of the Federal Law "On the Central Bank of the Russian Federation (Bank of Russia)"; committed by a physical founder (participant) of the credit institution more than three times within one year prior to the day of submission of documents to the Bank of Russia for the State registration of a credit institution, an administrative offence in the field of finance, taxes and duties, insurance, A securities market or a business activity established by an enforceable ruling of a judge, a body, an official authorized to deal with administrative offences; occupation the founder (participant) of the credit institution of the position of head in the course of 12 months prior to the date of introduction in accordance with the decision of the Bank of Russia of the Bank of Russia on the management of the credit institution with the suspension of the powers of the executive bodies (except persons, The evidence in the Bank of Russia is not suitable for taking decisions or committing acts (inaction) that led to the appointment of a temporary administration); founder (participant) of the credit institution Head of the Credit Organization in the 12 months prior to the day credit institution's revocation of banking licences (with the exception of persons who submitted evidence to the Bank of the Russian Federation to take decisions or to commit acts (omissions) that led to the revocation of the licence Implementation of banking operations); applied for the period of five years prior to the submission of documents to the Bank of Russia for state registration of a credit institution to the credit institution of measures under Article 74 OF THE PRESIDENT OF THE RUSSIAN FEDERATION Presentation of substantially false reporting if the preparation and reporting were the responsibility of the founder (participant) of the credit institution in the exercise of the duties of the head, chief accountant, deputy chief Accountancy for the credit institution, head or chief accountant of the branch of the credit institution; failure of the founder (participant) of the credit organization to perform the duties assigned to him by the Federal Law on Insolvency (bankruptcies of credit institutions) " Implementing measures to prevent the insolvency of a credit institution and (or) in the event of an insolvency (bankruptcy) of a credit institution; the founder (participant) of the right to give Mandatory instructions or otherwise determine the actions of a credit institution whose banking licence has been revoked on the grounds stipulated in paragraph 4 of Part Two of Article 20 of this Federal Act. and (or) which has been declared by the arbitral tribunal to be untenable (Bankrupt); { \cs6\f1\cf6\lang1024 } Credit organization { \cs6\f1\cf6\lang1024 } { { \cs6\f1\cf6\lang1024 } { { \cs6\f1\cf6\lang1024 } { { \cs6\f1\cf6\lang1024 } { } Credit { \cs6\f1\cf6\lang1024 } { { \cs6\f1\cf6\lang1024 } { { \cs6\f1\cf6\lang1024 } { \cs6\f1\cf6\lang1024 } { } The organization and (or) performance of its obligation to pay the mandatory payments, if, from the date of the arbitral tribunal's decision to declare the credit institution bankrupt, less than 10 years; recognition by the court within five years, document for State registration before the Bank of Russia The credit institution, the founder (participant) of the credit institution, was guilty of causing the loss to a legal entity in the exercise of his duties as a member of the board of directors (supervisory board) of the legal entity and (or) the head a legal person; "; to supplement paragraph 6 with the following: " 6) the non-conformity of the person performing the function of the sole executive body of the credit institution's founder (participant), the acquiring more than 10 per cent of the shares (shares) of the credit institution, The requirements of the business reputation established by paragraph 5 of this Part. "; b) Part Three to be supplemented with the following sentence:" The physical persons referred to in this article shall have the right to appeal the recognition by the Bank Russia's business reputation is not in accordance with the requirements of this article. "; in Part Four, as follows: " Paragraph 5 of Part 1 of this Article of the Business Requirement; (a) The role of the individual Executive body of the legal entity-the founder (participant) of the credit institution acquiring more than 10 per cent of the shares (share) of the credit institution and the legal entity involved in the transaction (s) for acquisition more than 10 per cent of the shares (shares) of the credit institution and (or) the establishment of control over the shareholders (participants) of the credit institution (which owns more than 10 per cent of the share) of the credit institution or exercising control over (...) (...) Persons who own more than 10 per cent of the shares (shares) of the credit institution or exercise control over the shareholders (participants) of the credit institution. "; 10), article 19 should be amended to read: Article 19. Bank of Russia measures of the Bank of Russia in case of violation by a credit institution of the Bank's federal laws and regulations of Russia, as well as violations in the activities of the banking group In case of violation by the credit institution of federal laws, regulations or regulations of the Bank of Russia, established mandatory standards, failure to submit information, submission of incomplete or inaccurate information, Non-mandatory audit, non-disclosure and audit The Bank of Russia has the right to supervisory review, failure to submit information to the bureau of credit history, if the subject of credit history is given consent or acts that pose a real threat to the interests of depositors and creditors. apply to such a credit institution the measures established by the Federal Law "On the Central Bank of the Russian Federation (Bank of Russia)". In case of violation of federal laws by the banking group of the banking group, of the Bank of Russia, the failure to submit information, The submission of incomplete or inaccurate information, the absence of a mandatory audit, the non-disclosure of the bank group's accounts and the audit opinion on it, or the commission of actions that pose a real threat to the interests of depositors and creditors, the Bank In case of violation of the Bank of Russia established by the Bank of Russia, the Bank of Russia has the right to apply the measures established by the Federal Law "On the Central Bank of the Russian Federation". of the Russian Federation (Bank of Russia) "the Bank of Russia's mandatory regulations for bank groups are entitled to apply to the head credit organization of the banking group the measures provided for by the Federal Law."; 11) in part three of article 23-5 words "shareholders (shareholders)" should be replaced by the words "shareholders (participants)"; 12), article 24, as follows: " Article 24. Ensuring the financial reliability of the credit organization In order to ensure financial reliability, the credit institution (the bank group's central credit organization) is obliged to create reserves (funds), including under The depreciation of securities, the procedure for the formation and use of which is established by the Bank of Russia. The minimum amount of reserves (funds) is established by the Bank of Russia. The credit organization (the bank group's principal credit organization) is obliged to classify assets by allocating doubtful and bad debts and to create reserves (funds) to cover possible losses in the order, The Bank of Russia is to be installed. The Credit Organization (credit institution of the banking group) is obliged to comply with the mandatory regulations, including the individual limits of the mandatory standards set by the Federal Law "The Central Bank of the Russian Federation (Bank of Russia)" The Bank of Russia is set to establish mandatory standards in accordance with the Federal Law. The Credit Organization (credit organization of the banking group) is obliged to create systems of risk and capital management, internal control, corresponding to the nature and scope of operations, level and combination of the risks assumed by the Bank of Russia to the requirements of the risk and capital management systems, the internal control of the credit institution and the bank group. The Single Executive Body of the Credit Organization is obliged to transfer the property and documents of the credit organization to the person of the credit institution when it is released from office. In the absence of such person at the time of his release from the post of the sole executive body, he is obliged to ensure the preservation of the property and documents of the credit institution by notifying the Bank of Russia of the measures taken. The credit institution is obliged to establish a system of remuneration, both in general and in terms of remuneration of persons referred to in Article 60 of the Federal Law "On the Central Bank of the Russian Federation (Bank of Russia)", head of the management service Risk, the head of the internal audit service, the head of the internal control service of the credit institution and other managers (employees) who take decisions on the implementation of the credit organization's operations and other transactions, the results of which may be influence the credit institution's compliance with mandatory regulations, or Other situations threatening the interests of depositors and creditors, including the grounds for the insolvency (bankruptcy) of the credit institution, including the possibility of reducing or cancelling payments in the case of of a negative financial result, in general, by the credit institution or in the appropriate course of its activity. "; 13), to supplement the twenty-ninth to thirty-first parts of article 26, as follows: " Credit Organizations that are members of the banking group bank holding and other associations with the participation of credit organizations, in order to report the banking group, the bank holding and other associations with the participation of credit institutions, including for the determination of the risks assumed by the bank. The consolidated basis represents the head credit organization of the banking group, the head organization of the bank holding information about its operations and the operations of its clients and correspondents. The information provided in part of the twenty-ninth of this article, with the exception of information constituting a state secret, is provided to credit organizations of banking groups, parent organizations (managing companies). Banking holdings located in the territories of foreign States, provided these foreign States provide the level of protection (confidentiality) of the information provided is no less than the level of protection (compliance the confidentiality of the information provided OF THE PRESIDENT OF THE RUSSIAN FEDERATION The Bank of Russia has the right to provide information about specific transactions and transactions of credit institutions, as well as transactions and transactions of their clients and correspondents received from the reports of credit institutions, banking groups and banking companies. Holdings, with the exception of State secrets, central banks and (or) other oversight bodies of foreign States, whose functions include banking supervision, provided that they are protected (compliance with the law) the confidentiality of the information provided is no less than the level of protection OF THE PRESIDENT OF THE RUSSIAN FEDERATION "The Bank of Russia, except in cases of providing this information in criminal cases to the courts."; 14) in paragraph 2 of part 5 of article 36, the words " persons having significant (direct or indirect) influence on decisions taken by organs of the bank "to be replaced by the words" of persons under control or of which "; 15), article 43 should read as follows: " Article 43. The accounts of the credit institution, the accounts of the banking groups and the reporting of bank holdings Credit Organization is to report on its activities in the form, in order and time, to the Bank of Russia. The Bank of Russia is established by the Central Bank of Russia. The bank group's head credit organization on the forms, in order and deadlines set by the Bank of Russia, constitutes and submits to the Bank of Russia the reporting required for the supervision of credit institutions on the consolidated basis. The Bank of Russia is informed about the activities of the banking group in accordance with the list established by the Board of Directors of the Bank of Russia. The bank group's head credit organization represents the consolidated financial and other accounts in the Bank of Russia in accordance with the list established by the Board of Directors of the Bank of Russia, as well as the information to be disclosed in accordance with the rules of the Bank of Russia. Article 8 of this Federal Law, in accordance with the procedure established by the Bank of Russia. The head organization of the bank holding in forms, in the order and time frame specified by the Bank of Russia, constitutes and submits to the Bank of Russia accounts and other information about the risks of the bank holding in accordance with the list, The Board of Directors of the Bank of Russia, which is required to supervise credit institutions participating in the bank holding, is set up by the Board of Directors of the Bank of Russia. The head organization of a bank holding presents consolidated financial statements to the Bank of Russia, to be disclosed in accordance with Article 8 of this Federal Law, in accordance with the procedure established by the Bank of Russia. The bank group's head credit organization is consolidated financial and other accounts in accordance with the list established by the Board of Directors of the Bank of Russia, on the basis of information provided by the bank group members about its activities, including those constituting bank secrecy. The bank holding company accounts for consolidated financial statements and information on the risks of the bank holding needed to oversee the credit institutions participating in the bank holding, on the basis of Information provided by the bank holding company on its activities, including the information that make up bank secrecy. The information given in part three of this article is provided by the central bank of the banking group and the parent organization of the bank holding located in the territories of foreign States, provided that by these foreign States the level of protection (confidentiality) of the information provided is no less than the level of protection (confidentiality) provided by the information provided by the legislation of the Russian Federation. " Article 2 Commit To Federal Law of 25 February 1999 N 40-FZ "On the insolvency (bankruptcy) of credit organizations" (Collection of Russian legislation Federation, 1999, N 9, sect. 1097; 2001, No. 26, art. 2590; 2004, N 34, sect. (3536) the following changes: 1) in paragraph 1, second subparagraph (2) of article 4, paragraph 1, of the words " or with persons in respect of whom the credit institution is able, directly or indirectly (through a third person), to have a significant impact on The decisions taken by their authorities or persons who have the opportunity, directly or indirectly (through a third person), to have a significant impact on the decisions taken by the credit institution's authorities to be replaced by the words "or with persons" whose activities are controlled or have a significant influence a credit institution, or with persons under the control or considerable influence of which is the credit institution "; 2) in paragraph 4 of article 21, paragraph 3, of the words" or with persons in respect of whom the credit institution has the opportunity, directly or indirectly (through a third person), to have a significant impact on decisions taken by their authorities, or with persons who have the opportunity, directly or indirectly (through a third person), to have a significant impact on decisions, by the credit institution's "shall be replaced by the words" or "with persons" the activities of which are controlled either by the credit institution or by persons under the control or the significant influence of which is the credit institution ". Article 3 Federal Law of 10 July 2002 N 86-FZ "On the Central Bank of the Russian Federation (Bank of Russia)" 2002, N28, Art. 2790; 2003, N 2, sect. 157; N 52, sect. 5032; 2004, N 31, 3233; 2006, N 19, st. 2061; 2007, N 1, est. 9, 10; 2008, N 42, sect. 4699; N 52, sect. 6231; 2009, N 1, sect. 25; N 48, sect. 5731; 2011, N 27, est. 3873; N 43, sect. 5973; 2012, N 53, sect. 7607), the following changes: 1) in Article 51: (a) Part Two: " The Bank of Russia has the right to apply to the central bank and (or) other oversight body of a foreign state in whose functions includes banking supervision, requests for information and (or) documents, including bank secrecy, which they have received from credit organizations, banking groups, bank holdings and other associations with by the participation of credit organizations in the performance of their oversight functions, including inspections of their activities. With regard to information and (or) documents received from the central bank and (or) other oversight body of a foreign State, which is responsible for banking supervision, the Bank of Russia is required to comply with the disclosure requirements and OF THE PRESIDENT OF THE RUSSIAN FEDERATION Information and (or) documents obtained by the Bank of Russia from the central bank and (or) other oversight body of a foreign state, which includes banking supervision, can be provided to third parties, including law enforcement officers. the authorities, only with the consent of the central bank providing such information and (or) other supervisory authority of the foreign State which has the function of banking supervision or the court, on the basis of a court decision rendered in the case of a criminal case. "; b) to be supplemented with Part Three, which read as follows: " The Bank of Russia has the right to grant to the central bank and (or) another oversight body of a foreign state, the function of which includes the banking supervision it requires for the exercise of banking supervision of information and (or) documents, The number of bank secret information obtained from credit institutions, banking groups, bank holdings and other associations with the participation of credit organizations in the course of their oversight functions, including holding of their activities, with the exception of the State secrets. The information and (or) documents are provided by the Bank of Russia to the central bank and/or to the other supervisory authority of a foreign State, whose functions include banking supervision, provided that the law of a foreign state provides for the level of protection (confidentiality) of information provided by the Bank of Russia and (or) documents not less than the level of protection (confidentiality) of information provided and (or) documents provided by the Bank of Russia. OF THE PRESIDENT OF THE RUSSIAN FEDERATION information and (or) documents are governed by international treaties, in accordance with the terms and conditions of such treaties and, subject to their failure to submit a central bank and/or other organ of the supervision of a foreign State, to third parties, including The law enforcement agencies, without the prior written consent of the Bank of Russia, except in cases where such information is provided to the court in the criminal case. "; (2) Part 1 of article 56 should read as follows: " Article 56. The Bank of Russia is a regulator of banking regulation and banking supervision. The Bank of Russia constantly supervises the compliance of credit institutions and banking groups with the legislation of the Russian Federation, regulatory acts of the Bank of Russia, the mandatory standards and (or) established by the Bank of Russia. Individual limit values of mandatory standards. The Bank of Russia conducts an analysis of the activities of bank holdings and uses the information obtained for the purpose of banking supervision of credit institutions and banking groups that are members of the bank holding companies. "; 3) in article 57: (a) Part one, as follows: " Article 57. The Bank of Russia sets mandatory rules for banking operations, accounting and reporting, accounting and accounting rules and statistical reporting, as well as other financial statements. Information provided by federal laws. The Bank of Russia sets the mandatory reporting rules for banking groups necessary for the supervision of credit institutions on a consolidated basis, submission to the Bank of Russia and disclosure of bank accounts. established by the Federal Law "On banks and banking activities". The Bank of Russia establishes rules for the bank holding to compile and present information necessary for the assessment of the risks of the bank holding and the supervision of credit institutions participating in the bank holding, Presentation to the Bank of Russia and disclosure of bank holdings, established by the Federal Law "On Banks and Banking Activities". At the same time, the Bank of Russia's rules apply to accounting (financial), statistical and other accounts, which are prepared for the period beginning not earlier than the date of publication of the said rules. "; b) The second is the following: " In order to carry out its functions, the Bank of Russia, in accordance with the list established by the Board of Directors, has the right to seek and receive from credit institutions, parent credit organizations Bank Groups and Head Organizations of Bank Holding The activities of credit institutions, banking groups and bank holdings, respectively, including details of bank groups and bank holding companies that are not credit institutions, require clarification of the information received. "; (c) Part three to declare invalid; 4) to supplement Article 57-1 as follows: " Article 57-1. The Bank of Russia sets requirements for risk and capital management systems, internal control of credit institutions, bank groups, and qualification requirements for the head of risk management service, head of service internal audit, head of internal control of credit organizations, head credit organization of the bank group. "; 5) to supplement Article 57-2 as follows: " Article 57-2. The Bank of Russia conducts an assessment of the quality of risk and capital management systems, the internal control of the credit institution, the bank group, the capital adequacy and liquidity of the Bank of Russia. the credit institution (banking group), their consistency and scale of credit (in the banking group) of operations, level and combination of risks assumed, including the determination of the scope and structure of operations as criteria estimates. Based on the results of the assessment, in case of non-compliance with risk and capital controls, internal control, sufficiency of equity (capital) and liquidity of the credit institution (bank group) established by the Bank The Bank of Russia is obliged to send to the credit institution a credit institution (the main credit institution) for the requirements and (or) nature and scale of the credit institution (in the banking group), the level and the combination of the risks assumed. the organization of a banking group) Rule on the alignment of control systems at risk and capital, internal control of the credit institution (bank group) in accordance with the Bank of Russia's requirements, the nature and extent of operations, level and combination of the credit institution (in the banking group) the risk and/or the setting for a credit institution (banking group) of individual limits of mandatory standards. "; 6) to add to Article 57-3 as follows: " Article 57-3. The Bank of Russia, in accordance with the regulatory act of the Bank of Russia, has the right to evaluate the payment system of the credit institution in terms of the result of risk management, in general, and in terms of remuneration of the persons referred to in article 60. of this Federal Act, the head of the risk management service, the head of the internal audit service, the head of the internal control service of the credit institution and other managers (employees) who take decisions on implementation by the credit organization of transactions and other transactions, the results of which may affect Compliance by the credit institution with mandatory regulations or other situations threatening the interests of depositors and creditors, including the grounds for implementing measures to prevent the insolvency (bankruptcy) of the credit institution. In the event of a failure of the credit system to pay the nature and extent of its operations, the results of its activities, the level and combination of the risks assumed, or the absence of a credit institution in terms of payment The conditions for the postponement and subsequent adjustment of the compensation and incentive payments to the persons referred to in this article on the basis of their performance (but not less than three years), including the possibility of reduction or cancellation of payments in the event of a negative financial result in general The Bank of Russia, in accordance with the procedure established by it, shall send to the credit institution an order to eliminate the violation in question. "; (7) Article 60 should read as follows: " Article 60. The Bank of Russia has the right to present qualification requirements and requirements for the business reputation of the sole executive body, its deputies, members of the collegiate executive body, the chief accountant, and the deputy chief accountant The credit institution, manager, chief accountant of the branch of credit organization and candidates for the posts, as well as requirements for the business reputation of the board of directors (supervisory board) of the credit institution and candidates for these positions Persons and entities acquiring more than 10 per cent (holders of more than 10 per cent) of the shares (share) of the credit institution or transaction (s) aimed at establishing control over the shareholders (participants) of the credit institution, the person, a single executive body of a legal entity acquiring more than 10 per cent (owning more than 10 per cent) of the shares (shares) of the credit institution, the person exercising the function of the sole executive organ by a legal person who engages in a transaction (transaction) (aimed at establishing control over the shareholders (participants)) of the credit institution, in accordance with the criteria established by article 16 of the Federal Act on Banks and Banking Activities. The Bank of Russia has the right to assess in accordance with the procedure established by the Federal Law "On banks and banking activity" qualification requirements and requirements for the business reputation of persons holding posts a single executive body, its deputies, members of a collegiating executive body, the chief accountant, deputy chief accountant of the credit institution, the head, the chief accountant of the branch of the credit institution, or as well as requirements for the business Reputation of the board of directors (supervisory board) of credit organization and candidates for these positions, individuals and legal entities acquiring more than 10 per cent (owning more than 10 per cent) of the shares (shares) of the credit institution or who commit the transaction (s) aimed at establishing control over the shareholders (participants) of the credit institution, the person exercising the function of the sole executive organ of the legal entity, more than 10 per cent (owning more than 10 per cent) (shares) of the credit institution, the person performing the functions of the sole executive body of the legal entity making the transaction (s) aimed at establishing control over the shareholders (...) (...) The Bank of Russia has the right to request and receive free information from the federal executive authorities, their territorial bodies and legal entities to assess compliance with the business reputation requirements, occupying posts of a single executive body, his deputies, members of the collegiating executive body, the chief accountant, deputy chief accountant of the credit institution, the head, the chief accountant of the branch of the credit institution organizations or candidates for the positions indicated, as well as Business reputation requirements of the board of directors (supervisory board) of credit organization and candidates for these positions, individuals and legal entities acquiring more than 10% (ownership of more than 10%) of shares (a) organization or transaction (s) aimed at establishing control over the shareholders (participants) of the credit institution, the person exercising the function of the sole executive authority A legal person acquiring more than 10 per cent (owning more than 10%) 10 per cent) of the shares (shares) of the credit institution, the person performing the functions of the sole executive body of the legal entity (transactions) aimed at establishing control (which controls) in The shareholders ' attitude to the credit institution, the criteria established by article 16 of the Federal Law "On banks and banking activity". The Bank of Russia has the right to demand the replacement of persons holding the posts specified in the fourth and sixth sections of Article 11-1 of the Federal Law on Banks and Banking Activities, if they do not meet the qualification requirements and requirements to the business reputation established by article 16 of the Federal Act on Banks and Banking Activities. "; 8) in article 61: (a) in the first figure of" 20 ", replace" 10 "; b) with a new part of the second , to read: " Getting the prior approval of the Bank In the case of acquisition of: 1) more than 10 per cent of the credit institution's shares, but not more than 25 per cent of the shares; 2) more than 10 per cent of the credit institution's share, but no more than one third of the share; 3) more than 25 per cent of the credit institution's shares, but not more than 50 per cent; 4) more than one third of the credit institution's share, but not more than 50 per cent; 5) more than 50 per cent of the credit institution's shares, but not more than 75 per cent of the shares; 6) 50 percent of the credit institution's share, but not more than two-thirds of the share; 7) more than 75 percent of the credit institution; 8) more than two thirds of the credit institution's share. "; in) Part Two "20" should be replaced with "10"; g) Part III as a part of the fourth and in the figure "20" replaced by "10"; d) part four as part of the fifth and in the figure "20" replace "20" with "10"; (e) Part five is considered part of sixth; f) part of the sixth is considered part of the seventh and In it, replace "20" with "10"; z) part seven as part eight and in the figure "20" be replaced with the digits "10"; and) Part VIII should read as follows: " Bank of Russia in (b) To request and receive information on the financial position and business reputation of legal entities and individuals acquiring more than 10 per cent of shares (shares) of the credit institution and the persons involved in the transaction (s) (directed) to establish control over the shareholders (participants) of the credit institution, about the business reputation of the person acting as the sole executive body of a legal entity acquiring more than 10 per cent of shares (shares) of a credit institution, a person exercising the functions of the sole executive body of a legal entity (transactions) aimed at establishing control over the shareholders (s) of the credit institution, Establish financial regulations and evaluation requirements The business reputation of these persons, as well as the right to refuse consent to the transaction (transactions) aimed at acquiring more than 10 per cent of the shares (shares) of the credit institution and (or) to establish control over The shareholders of the credit institution, in the event of the identification of the unsatisfactory financial situation and the facts of the unsatisfactory business reputation of the buyers and the persons who establish control over the shareholders (participants) of the credit institution. the organization, the facts of the unsatisfactory business reputation of the person, a single executive body of a legal entity, acquiring more than 10 per cent of the shares (shares) of a credit institution, a person exercising the functions of the sole executive body of the legal entity committing the transaction (transactions) directed towards the establishment of control over the shareholders (participants) of the credit institution and in other federal laws and regulations adopted in accordance with them by the Bank of Russia; 2) request and receive financial position information and the business reputation of legal entities holding more than 10 per cent of the shares (shares) of the credit institution and (or) the legal entities exercising control over the shareholders (participants) of the credit institution, the business reputation of the person conducting The function of the sole executive body of the shareholder (participant) of the credit institution and the person exercising the function of the sole executive body of the person exercising control over the shareholders (participants) of the credit institution, Establish financial regulations and evaluation requirements business reputation of these individuals, as well as request and receive information on the business reputation of individuals owning more than 10% of the shares (shares) of the credit institution or exercising control over the shareholders (participants) of credit the organization, and establish the procedure for evaluating the business reputation of these persons. "; c), add a new part of the tenth reading: " Within thirty days of the identification of the unsatisfactory financial situation, and (or) the unsatisfactory business reputation of legal entities; Owning more than 10 per cent of the shares (shares) of the credit institution or control over the shareholders (participants) of the credit institution, the facts of the unsatisfactory business reputation of individuals owning more than 10 per cent of the shares (share) of credit institution or control over the shareholders (participants) of the credit institution, facts of unsatisfactory business reputation of the person performing the functions of the sole executive body of the legal entity- of a shareholder of a credit institution who owns more than 10 "The Bank of Russia directs the shares of the credit institution, the person exercising the functions of the sole executive body of a legal entity exercising control over the shareholders (participants) of the credit institution," the bank said. Persons with a requirement to remove or reduce the participation of the listed shareholders (participants) in the authorized capital of the credit institution up to a maximum of 10 per cent of the shares (shares) of the credit institution or on the transaction (s) of a transaction (s) termination of control over the shareholders (s) of the credit institution (hereinafter referred to as a requirement). "; l) to supplement the parts of the 11th to seventeenth content: " Copies of the requirement referred to in Part 10 of this article shall be sent to the credit institution and the shareholder (participant) of the credit institution subject to control. The persons referred to in paragraph 10 of this article shall be required to comply with the requirement no more than 90 days from the date of receipt. Shareholders (participants) shall have the right to vote only on shares (shares) of the credit line (shares) of the order (s) Organizations that do not exceed 10 per cent of the shares (shares) of the credit institution. The remaining shares (shares) belonging to the shareholders (participants) who have committed the breach and have received orders, as well as those belonging to the shareholders (parties) for which the perpetrators have been subject to control by the perpetrators The requirement is not voting and is not included in the determination of the quorum of the general meeting of the shareholders (participants) of the credit institution. The Bank of Russia will be revoked if the requirements specified therein are met. The Bank of Russia's revocation of the regulation is sent to the persons referred to in the tenth and eleventh paragraphs of this article, in accordance with the procedure established by the Bank of Russia. The form of the regulation is established by the Bank of Russia regulation. The Bank of Russia has the right to appeal against the decisions of the general meeting of the shareholders (participants) of the credit institution, taken in violation of the requirements set out in part 13 of this article, and transactions carried out pursuant to the provisions of the Convention. Decisions taken by the general meeting of the bank's shareholders were influenced by the decisions taken, if the participation in the voting by the shares (shares) referred to in the thirteenth paragraph of this article affected the decisions taken by the general meeting of the bank's shareholders. In case of default, the Bank of Russia has the right to demand reduction of participation in the charter capital of the credit organization of the shareholders (participants) referred to in Part 10 of this Article, up to a size not exceeding 10 per cent of the shares (shares) of the credit institution or the termination of the control over the shareholders (participants) of the credit institution. "; m) Part 9 is considered part eighteenth and void; (n) Part X: Part 19; 9) supplement Article 61-1 as follows: " Article 61-1. The Bank of Russia conducts actions in the processing of personal data provided by the Federal Law "On personal data" in order to implement supervisory and oversight functions. 1) members of the board of directors (supervisory board), the sole executive body, its deputies, members of the collegial executive body, the chief accountant, the deputy chief accountant of the credit institution, Head, Accountant-General of the branch of the Credit Organization; 2) candidates for the positions of the board of directors (supervisory board), the sole executive body, its deputies, members of the collegial executive body, the chief accountant, deputy chief accountant a credit institution, manager, chief accountant of the branch of the credit institution; 3) the person exercising the function of the sole executive body of a legal entity acquiring more than 10% (owner of more than 10 (percentage) of the shares of the credit institution, the person exercising The functions of the sole executive body of a legal entity engaged in a transaction (s) aimed at establishing control (controlling) against the shareholders (participants) of the credit institution; 4) other Employees of the credit institution, physical persons-founders (participants) of credit organizations, individuals-acquired shares (shares) of credit organizations, individuals engaged in transaction (transactions) aimed at Control (exercising control) of shareholders The credit institution, individuals-affiliated persons of credit organizations, other individuals, for whom the Bank of Russia receives personal data in the framework of the implementation of the functions assigned to it. For the processing of personal data for the purposes specified in Part One of this Article, the information obtained by the Bank of Russia during its supervisory and supervisory functions (including those revealed during checks) shall be used. Organizations (their units), audit organizations in the course of audits of credit institutions (their units), information of the interim administrations on the management of credit institutions, the insolvency representative (liquidators) and their commissioners Representatives, other documented information. The Bank of Russia is entitled to request and receive, free of charge, free of charge from the federal executive authorities, their territorial bodies and legal entities, in order to process personal data Information necessary to assess the business reputation of persons referred to in this article, in accordance with the criteria established by article 16 of the Federal Act on Banks and Banking Activities. The Bank of Russia may include in the published consolidated statistical and analytical information on the banking system of the Russian Federation the names, patronymics, names of posts, dates of birth, information on education, experience of work for the Russian Federation. the last five years of a single executive body, his deputies, members of the collegiating executive body, the chief accountant, the deputy chief accountant of the credit institution, the head, the chief accountant of the branch of the credit institution organizations. "; 10) part one of article 62 to supplement Paragraph 11, reading: "11) the maximum risk to the credit institution (group of persons associated with the credit institution)."; 11) in the seventh article 62-1 of the word " persons providing Significant (direct or indirect) influence on decisions taken by their authorities "to be replaced by the words" persons under the control or whose significant influence they are "; 12) Article 64 should read as follows: " Article 64. The maximum risk size for one borrower or group of related borrowers is set: for the credit institution, as a percentage of the size of its own funds (capital), and cannot exceed 25 per cent of its own size The bank group, as a percentage of the bank group's own funds (capital), cannot exceed 25 per cent of the bank group's own funds (capital). When determining the maximum risk for one borrower or group of related borrowers, account is taken of the liabilities of the person (s) to the credit institution (the bank group) and the obligation to the credit institution (a) by a third person who claims to be a member of a credit institution (persons belonging to a group of related borrowers). The group of related borrowers for the purposes of this Federal Act are recognized by borrowers (legal and (or) natural persons) if one of the borrowers controls or has a significant influence on the other borrower (s) Borrowers are under the control or significant influence of a third party (third party) who is not (not) borrower (borrowers). Control and significant influence shall be determined in accordance with the International Financial Reporting Standards recognized in the territory of the Russian Federation. For the purposes of this Federal Law, the group of related borrowers of the credit institution (bank group) are also borrowers (legal and (or) natural persons) connected in such a way that the economic deterioration One person may cause non-performance (improper performance) by another person (s) to the credit institution (bank group), in particular because legal and/or physical persons have provided Funds received directly or through third parties from the credit facility (a bank group) under a loan agreement (credit, deposit), another person or group of persons under a loan agreement (credit, deposit); the performance of legal and (or) natural persons under the loan contract (credit, deposit) before the credit institution The organization is carried out by the same third person who is not a person obliged to the credit institution (bank group) under a loan contract (credit, deposit). "; 13) to supplement article 64-1 as follows: " Article 64-1. The maximum risk for a person (a group of persons connected with a credit organization) is set as a percentage of the credit institution's own funds (capital) and cannot exceed 20 per cent of the size of the credit institution the credit institution's own funds (capital). The legal entity associated with a credit institution for the purposes of this Federal Act is a legal entity that controls or has significant influence over the credit institution, or a legal entity, The activity of which is controlled or influenced by the credit institution. A natural person connected with a credit institution for the purposes of this Federal Act is understood as a natural person (his close relatives: the spouse, parents, children, adoptive parents, adopted children, siblings, grandfather, grandmother, grandchild), who: 1) controls or has a significant influence on the credit institution; 2) is a member of the board of directors (supervisory board), the sole executive body, its Deputy, Chief Accountant, Credit Organization, Member by a collegiate executive body and another manager (including a collegiate) decision (including the collegiate) on the conduct of the credit organization (transactions), the results of which may affect the credit institution's compliance Mandatory rules or grounds for implementing measures to prevent the insolvency (bankruptcy) of the credit institution. Legal and (or) individuals associated with a credit institution, under this Federal Act, form a group of persons connected with a credit institution, with the exception of legal entities whose activities are subject to The credit institution or close relatives of the persons associated with the credit institution have a significant influence over or on which the credit institution has a significant influence. When determining the maximum risk for a credit institution, a person (a group of persons associated with a credit institution) is aware of the obligations of the person (s) to the credit institution and the obligation In the case of a person who is a member of a group of persons who is a member of the credit institution. The concept of a group of persons in determining the maximum risk of a person (a group of persons connected with a credit institution) is used in the value determined by the Federal Act of July 26, 2006, N 135-FZ " On protection Competition. " The regulatory act of the Bank of Russia defines the signs of possible connectivity of the person (s) with the credit institution, as well as the procedure for the Bank of Russia to monitor compliance of the credit institutions with the maximum risk size for related purposes. a person (a group of credit-related persons) with a credit organization. In order to determine the maximum risk to the credit institution associated with a credit institution, the Bank Supervision Committee may decide to recognize the person as a credit-related person. The organization (belonging to the group of persons connected with the credit organization) on the basis of a reasoned judgement. The decision of the Banking Supervisory Committee should include a justification for the recognition of the person (s) associated with the credit institution (s) associated with the credit institution, including information on the grounds on which the credit institution is based. The decision was made, the deadline for the credit institution to bring the requirements to the person (s) recognized by the person connected with the credit institution (included in the group of persons connected with the credit organization), in accordance with the amount set by the Bank of Russia under this Federal Act. The Chairman of the Banking Supervisory Committee has the right to issue a banking supervision committee to consider the issue of the recognition of a person (s) connected with a credit institution (belonging to a group of persons connected with a credit institution). The obligation of the credit institution to provide additional information to the credit institution. In accordance with the decision of the Bank Supervision Committee, the Bank of Russia is sending a request to the credit institution to recognize the person (s) associated with the credit institution (belonging to the group of persons connected with the credit institution). The credit organization is entitled to appeal to the Chairman of the Bank of Russia within 15 working days after receiving such a request. In the appeal, the credit institution is obliged to justify the lack of consistency of the person (s) in respect of whom the claim is directed to the credit institution. The Central Bank of Russia is considering this statement within 15 working days from the date of its admission to the Bank of Russia. According to the results of the review of the appeal, the Chairman of the Bank of Russia shall refuse the credit institution or cancel the request. Based on the results of the credit institution's maximum risk for a person recognized by the credit institution (belonging to a group of persons connected with the credit institution), according to the amount established by the credit institution The Bank of Russia informs about this to the Bank of Russia. In the case of performance (partial performance) of the obligation to the credit institution by the person (s) against whom the claim was sent, the credit institution shall communicate to the Committee of Banking Supervision information on the said circumstances, including a statement confirming that the performance (partial performance) of the said obligation was not attributable to the acceptance by the credit institution, directly or indirectly (through third parties) of the risks of loss. The bank supervision committee examines the information provided by the credit institution and decides whether the credit institution has a maximum risk for a person recognized by a credit institution (a member of a group of persons connected with a credit organization), in accordance with the amount fixed by the Bank of Russia under this Federal Law or refusal to recognize this fact. The Chairman of the Banking Supervision Committee (his deputy) has the right to submit a request for credit institution to the credit institution for the consideration of the banking supervision of the said issue by the Committee of Banking Supervision for more information. Bank of Russia regulations define the procedure for the Committee to take banking supervision of a decision to designate a person connected with a credit institution (belonging to a group of persons connected with a credit institution) on the basis of A reasoned judgement, the manner in which the requirements of the credit institution should be sent and the applications of the credit institution were considered in accordance with this article. The decisions of the Banking Supervision Committee and the requirements of this article may be appealed to the arbitral tribunal in the manner prescribed by federal law. "; "to supplement the words", the banking group "; (15) in article 72: (a) Part one, as follows: " Article 72. The Bank of Russia sets out the methods of determining its own funds (capital) and mandatory standards of the credit institution (banking group), taking into account international experience, consultations with credit institutions, banking associations and banking associations. " In order to determine the size of its own funds (capital) of the credit institution and the bank group, the Bank of Russia conducts an assessment of their assets and liabilities on the basis of The methods of valuation established by the Bank of Russia regulations. The credit organization and the bank group reflect in their accounting (financial) and other accounts the size of their own funds (capital) as determined by the Bank of Russia. "; 16) to supplement Article 72-1 as follows: " Article 72-1. The Bank of Russia sets requirements for bank risk management and risk assessment models, including the quality of the data used in these models used by credit organizations, in banking groups for evaluation purposes of assets, the calculation of the capital adequacy ratio (capital) and other mandatory rules. Credit Organization, the bank group's head credit organization may assume responsibility for the application of bank risk management techniques and risk assessment models for the purpose of calculating mandatory standards. Bank risk management and quantitative risk assessment models are used only on the basis of the Bank of Russia's permission, at the request of the credit institution, the bank group's head credit organization. The Bank of Russia sets the procedure for obtaining permission to apply bank risk management techniques and risk assessment models. The Bank of Russia regulations establish the procedure for assessing the quality of bank risk management techniques and risk assessment models. The Bank of Russia refuses to issue a permit in case the Bank of Russia's assessment of the quality of bank risk management and risk assessment models will be deemed not to be appropriate. The requirements set by the Bank of Russia. Credit organizations, credit organizations of banking groups are required to comply with bank risk management techniques and quantitative risk assessment models for which the Bank of Russia has issued permission. A significant change in the Bank of Russia's authorization of bank methodologies for risk management and risk assessment models is permitted only on the basis of the Bank of Russia's permission obtained from the Bank of Russia. as provided for in this article. The criteria of materiality are set by the Bank of Russia. In the event of failure to comply with banking methods of risk management and the quantitative risk assessment models for which the Bank of Russia is authorized, the Bank of Russia has the right to demand compliance bank methodologies and models, and (or) set higher risk parameters used to calculate capital adequacy, and (or) apply the measures provided for in paragraph 3, paragraph 6, paragraph 6, of article 74, paragraph 6 of this Federal Law. In case of termination of compliance of bank methods of risk management and quantitative risk assessment models of the Bank of Russia, the Bank of Russia has the right to demand that these banking methods be adjusted in accordance with the procedure established by the Bank of Russia. of models in line with the requirements of the Bank of Russia and (or) to establish increased risk parameters used for the calculation of capital adequacy, and (or) to apply the measures of Part One, paragraph 3, paragraph 6, paragraph 6 This is the second article of this Federal Act. The Bank of Russia decides to cancel the bank group's head credit organization in case of removal or modification of the grounds for the establishment of increased risk parameters. Order established by the Bank of Russia. The Bank of Russia has the right to revoke the authorization of the Bank of Russia if it fails to comply with a credit institution, the credit institution's principal credit organization of the Bank of Russia, in accordance with this article. The application of banking techniques to risk management and the quantitative risk assessment models for the purposes of capital adequacy. "; 17) Article 73 should be supplemented by Part 7: " The Bank of Russia has the right to check Activities of foreign credit institutions located in the territory of foreign States Organizations that make up banking groups and bank holdings. The Central Bank and the (or) other oversight body of a foreign state, whose function is banking supervision, may gain access to credit institutions located in the territory of the Russian Federation-participants of bank groups, the principal organizations of which are foreign banks and to information about their activities, subject to the written consent of the credit institutions participating in the banking groups. The results of such visits shall be reported to the Bank of the Russian Federation. "; (18) Article 74 should read as follows: " Article 74. In cases of violations by the credit institution of federal laws issued in compliance with the Bank of Russia regulations and rules, failure to submit information, provision of incomplete or inaccurate information, failure to implement mandatory The Bank of Russia has the right to demand from the credit organization to eliminate the detected violations, to levy a fine of up to 0.1 percent of the minimum amount of the charter. Capital or limit the organization of a credit institution of transactions, including with the parent credit institution of the bank group, the bank holding's parent organization, participants of the banking group, participants of the bank holding, with its associated face (related persons), for a period of up to six months. If the Bank of Russia fails to comply with the terms of the Bank of Russia to eliminate the violations found in the activities of the credit institution, as well as in case these violations are committed by a credit institution, Bank operations or transactions have created a real threat to the interests of its creditors (depositors), the Bank of Russia to the right: 1) to collect from the credit institution a fine of up to 1 percent of the amount of the paid charter capital, but no more than 1 percent minimum authorized capital; 2) to require credit Organization: of activities related to the financial health of the credit institution, including changes in the structure of its assets; replacement of persons whose list is specified in article 60 of this Federal Act; or limiting the amount of compensation and (or) incentive payments to these persons for up to three years; to reorganize the credit institution; (3) to prohibit the credit institution Banking operations under the licence granted to it Bank operations, including the bank group's parent bank, the bank holding's parent organization, bank group members, bank holding members, and its associated person (associated with it) up to one year and also at the opening of branches for up to one year; 4) appoint a provisional administration for the management of a credit institution for up to six months. The procedure for the appointment and operation of the interim administration shall be established by federal laws and regulations issued by the Bank of Russia; 5) to prohibit the reorganization of the credit institution; If it results in the application of the insolvency (bankruptcy) of the credit institution (s) provided for in the insolvency (bankruptcy) of the credit institution; 6) the founding members (participants) of the credit institution, which alone or because of the agreement between them, or participation in the capital of each other, or other means of direct or indirect interaction, it is possible to influence the decisions taken by the credit institution's management bodies. Actions aimed at increasing the credit institution's own funds (capital) to the extent to which it is complying with the mandatory rules, including by limiting the distribution of the profits of the credit institution in terms of payments that result in Reduced equity (capital) of the credit institution; 7) Introduce a limit on the interest rate that the credit institution determines in the bank deposit contracts entered into (prolonged) during the period of limitation, as the maximum interest rate, but not Below is the Bank of Russia's two-third refinancing rate on bank deposits in rubles and at least the rate of LIBOR on bank deposits in foreign currency at the date of introduction of the restriction for a period of up to one year. For the purposes of this provision, the interest rate calculation, together with the interest rate, includes any non-interest payments that the credit institution pays to the depositors-individuals, as well as the in-kind income that the credit institution provides. shall transmit to the depositors of the individuals. If the banking group's main credit organization violates the requirements of federal laws in connection with the participation in the banking group, including the information, it does not submit information, incomplete or false The Bank of Russia has the right to apply the measures stipulated in Part One of this Article to the head credit organization of the banking group. The Bank of Russia has the right to apply the measures stipulated in the first part of the banking group to the bank group's head credit institution in accordance with this Federal Law of the Bank of Russia. of this article. If the bank group's main credit organization fails to comply with the Bank of Russia's orders to eliminate violations associated with participation in the banking group, or if the said violations create a threat to the creditors ' legitimate interests (depositors) of this credit institution, credit organizations-members of the bank group, the Bank of Russia to the right: 1) to collect a fine of up to 1% of the bank group's credit institution with a fine of up to 1% of the amount paid by the bank Capital, but not more than 1 per cent of the minimum authorized capital; 2) to impose the prohibition in paragraph 3 of Part Two of this Article. In order to fulfill the requirements of the Bank of Russia on compliance with mandatory standards of the banking group, the bank group's parent credit organization makes decisions related to the activities and assets of the bank group. In case a shareholder (participant) of the credit institution violated disclosure of information about persons under control or significant influence of which is the credit institution, in accordance with the Federal Act of December 23, 2003 The year N 177-FZ "Insurance of deposits of individuals in banks of the Russian Federation", and (or) did not give rise to the grounds for the implementation of measures to prevent the bankruptcy of the credit institution of the obligations imposed on it by regulatory agencies. legal acts, and (or) made a transaction with a credit institution, which resulted in a breach by the credit institution of the mandatory rules, the Bank of Russia shall forward to such a shareholder (the participant) the order to eliminate the violation no later than 30 calendar days from the date of the violation. regulation on the implementation of measures to eliminate the breach by the credit institution of mandatory regulations relating to the commission of a specified transaction (s) (hereinafter referred to as the implementation of measures), if not more than one person has been violated from the day of the breach of the year. Copies of these regulations are sent to the credit institution. The requirement of the Bank of Russia on the elimination of the infringement and/or the order to implement the measures shall be carried out by the shareholder (participant) of the credit institution within a period of no more than 45 calendar days from the date of receipt of such an act. In case a shareholder (participant) fails to comply with the Bank of Russia's request to eliminate the infringement and/or the regulation on the implementation of measures, the shareholder's voting rights at the general meeting of shareholders The credit institution shall be suspended from the day following the specified forty-five-day period, until the date of execution or cancellation of the order in question. Under the suspension of the voting rights of the bank's shareholders at a general meeting of shareholders (participants) of the credit institution, it is understood that the shares (shares) of such shareholder (participant) of the credit organization are not and are not voting. shall be taken into account in determining the quorum of the general assembly of the shareholders (participants) of the credit institution. The Bank of Russia has the right to appeal against decisions of the general meeting of the shareholders (participants) of the credit institution and the transaction performed in the execution of the mentioned decisions in case of participation in the voting of the shareholder (the participant). The Conference of the Parties, The Bank of Russia's rule on the implementation of measures is subject to cancellation by the Bank of Russia in case the bank's shareholder is removed by a bank identified by the Bank of Russia. The Bank of Russia's law on the abolition of the Bank of Russia regulation on the elimination of the infringement and (or) orders on the implementation of measures is forwarded to the shareholder of the credit institution and the credit institution in accordance with the regulatory act of the Bank of Russia. The procedure for the application of the measures provided for in this article shall be established by the Bank of Russia regulations. The Bank of Russia has the right to revoke the banking license of the bank on the grounds provided by the Federal Law "On Banks and Banking Activities". The procedure for revoking banking licenses is established by Bank of Russia regulations. A credit institution cannot be applied by the Bank of Russia to the measures stipulated in the first part of this article, if five years have elapsed since the date of the violation. The measures provided for in this article may not be applied by the Bank of Russia in connection with the failure of the credit institution (its branch) to comply with the provisions of the Bank of Russia documents other than the Bank of Russia regulations or precepts. The Bank of Russia may apply to the court to recover from the credit institution fines or other sanctions established by federal laws no later than six months from the date of the act of finding a violation found in the law. parts of the first to the fourth of this article. "; 19) in article 75: (a) Part one, as follows: " Article 75. The Bank of Russia conducts an analysis of the activities of credit institutions (banking groups, bank holdings) in order to identify situations that threaten the legitimate interests of depositors and creditors of credit institutions, as well as the stability of the banking system. OF THE PRESIDENT OF THE RUSSIAN FEDERATION Federal law (candidates for positions), others Employees of credit organizations and other persons whose activities contributed to the damage to the financial position of the credit institution or violations of the legislation of the Russian Federation and the Bank of Russia regulations. The procedure for maintaining the database is established by the Bank of Russia. In order to maintain the database, the Bank of Russia is entitled to request information from federal executive authorities, their territorial bodies and legal entities. ". Article 4 Article 44, paragraph 6, of the Federal Law dated December 23, 2003 N 177-FZ "On Insurance of the Deposits of Individuals with Banks of the Russian Federation" (Collection of Laws of the Russian Federation, 2003, N 52, sect. 5029; 2008, N 52, sect. (6225) the words "persons having significant (direct or indirect) influence on decisions taken by the authorities" to replace the words "persons under the control or the significant influence of which the bank is responsible". Article 5 Paragraph 10 of Article 7 of the Federal Law of December 29, 2012 N 282-FZ " On making changes to individual OF THE PRESIDENT OF THE RUSSIAN FEDERATION 7607). Article 6 1. This Federal Law shall enter into force ninety days after the date of its official publication, with the exception of the provisions for which this article establishes a different time frame for their entry into force. 2. Paragraphs 1, 2, 6, 7, 12, 14 and 15 of article 1, article 2, paragraphs 2-6, 11, 14-17, article 3, paragraph 19, subparagraph (a), of this Federal Law shall enter into force on 1 January 2014. 3. Paragraphs 10, 12 and 13 of Article 3 of this Federal Law come into force on 1 January 2017. (Federal laws dated 29.12.2015 N 403-FZ ) President of the Russian Federation Vladimir Putin Moscow, Kremlin July 2, 2013 N 146-FZ