On Amendments To Some Legislative Acts Of The Russian Federation In Connection With Adoption Of The Federal Law "on Credit Histories"

Original Language Title: О внесении изменений в некоторые законодательные акты Российской Федерации в связи с принятием Федерального закона "О кредитных историях"

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RUSSIAN FEDERATION FEDERAL LAW On the introduction of changes in some legislative acts of the Russian Federation in connection with the adoption of Federal Law "About credit stories" Adopted by the State Duma on December 22, 2004 Approved by the Federation Council on December 24, 2004 class="ed">(In federal editions) Acts of 21.03.2005 N 17-FZ; , 30.12.2008 N 307-FZ; of 23.07.2013 N 249-FZ Article 1 Amend the federal law "About banks and banking activities" (as amended) Federal Law of 3 February 1996 N 17-FZ) (Statements of Congress of People's Deputies of the RSFSR and the Supreme Soviet of the RSFSR, 1990, N 27, sect. 357; Legislative Assembly of the Russian Federation, 1996, No. 6, art. 492; 2001, N 33, est. 3424; 2003, N 27, sect. 2700; N 52, sect. 5033; 2004, N 27, sect. 2711) The following changes: (1) Article 19, after the words "incomplete or false information," should be supplemented with the words "failure to provide information in the bureau of credit historyif the subject of credit history is obtained"; (2) Article 26 should be supplemented with Part 12: " Information on the operations of legal persons, citizens carrying out business activities without forming a legal entity, and natural persons with their consent to be submitted by credit institutions for formation credit histories in the bureau of credit histories in order and under the terms and conditions provided by the credit history bureau under the Federal Act on Credit Stories. "; 3) in article 30: (a) , amend to read: " Article 30. The relationship between the Bank of Russia, credit organizations, their clients and the credit bureau of stories "; b) to supplement the sixth content of the following: " The credit institution is obliged, in order, The credit histories provided by the Federal Law "On Credit Stories" to provide all the available information necessary for the formation of credit histories, with respect to all borrowers who agreed to submit it, at least one bureau of credit histories, included in the public register of credit buretions. ". Article 2 Article 857, paragraph 2, of the Second Civil Code of the Russian Federation (Russian Federation Assembly of Laws, 1996, No. 5, art. (410) Amend to read: " 2. The details of bank secrecy can be provided only to the customers or their representatives, as well as to the bureau of credit histories on the grounds and in accordance with the procedure provided by law. Public authorities and their officials may be provided with such information only in the cases and in the manner prescribed by law. ". Article 3 (Federal Act dated 30.12.2008 N 307-FZ) Article 4 Amend the Code of the Russian Federation on Administrative Offences (Assembly OF THE PRESIDENT OF THE RUSSIAN FEDERATION 1; N 18, sect. 1721; N 30, est. 3029; N 44, st. 4295; 2003, N 27, sect. 2700, 2708, 2717; N 46, st. 4434, 4440; N 50, sect. 4847, 4855; 2004, N 30, st. 3095; N 31, est. 3229; N 34, st. 3533) the following changes: 1) Chapter 5, to be supplemented with Articles 5.53-5.55 read as follows: " Article 5.53. Illegal activities to receive and/or distribute information credit history Illegal actions to receive and/or distribute information that is part of a credit history, if such Actions do not contain a criminal offence,- shall impose an administrative fine on citizens of between ten and twenty-five times the minimum wage; and officials-from twenty-five to fifty times the minimum wage. The amount of remuneration, or disqualification, for up to three years; Legal entities-from 300 to 500 to the minimum wage. Article 5.54. Failure to perform the verification function and (or) unrectification of incorrect information in the credit history (credit report) 1. Failure to verify or delay the credit history of the credit history bureau (credit report) on the request of the subject of credit history is subject to an administrative fine imposed on the credit history. 10 to 25 minimum wage; for legal persons, from 100 to 200 times the minimum wage. 2. The illegal refusal by the bureau of credit historyas in the correction of incorrect information or failure to perform the duty to correct the false information contained in the credit history (credit report)- entails the imposition of an administrative Fines for officials ranging from 20 to 50 times the minimum wage; legal persons from three hundred to five hundred minimum wages. Article 5.55. Failure to provide credit report Failure to provide credit report bureks, incomplete or false credit reports, and late provision of credit report in cases where such a credit report is unavailable The provision is or is to be carried out in accordance with the Federal Law on Credit Stories- - shall impose an administrative fine on officials in the amount of ten to twenty-five times the minimum size remuneration; legal entities-from 200 to 500 minimum sizes pay. "; 2) to supplement articles 14.29 and 14.30 as follows: Article 14.29. Illegal receipt or provision of credit report (Paragraphs 1 and 2 of Federal Law of 21.03.2005) N 17-FZ) Illegal activities to receive or provide a credit report or information constituting credit history and credit report if such actions do not constitute a criminal offence "Acts,"- shall impose an administrative fine on citizens of ten to twenty-five times the minimum wage; officials-from twenty-five to fifty times the minimum wage or disqualification for up to three years; legal persons from 300 to 500 minimum sizes Payment of labour. Article 14.30. A violation of the established order of collection, storage, security, and processing of information component of the credit history (Paragraph 5 of the Federal Law dated 21.03.2005. N 17-FZ Breach of the bureau of credit historylines of the established order for the collection, storage, protection and processing of the credit history- results in the imposition of an administrative fine on the officers. persons ranging from twenty-five to fifty times the minimum wage; legal persons from 100 to 200 times the minimum wage. "; 3) in Chapter 23: (a) Part 2 of Article 23.1 after the words" provided for Articles "to supplement 5.53,", to read "article 14.26," to read: "Articles 14.26, 14.29,"; (In the wording of Federal Law 21.03.2005) N 17-FZ) b) (Unused-Federal Law of 23.07.2013 N 249-FZ) Article 5 1. This Federal Act shall enter into force on 1 June 2005, with the exception of paragraph 1 and subparagraph (b) of paragraph 3 of article 1 of this Federal Act. 2. Paragraph 1 and article 1, paragraph 3 (b), of this Federal Act shall enter into force on 1 September 2005. President of the Russian Federation Vladimir Putin Moscow, Kremlin 30 December 2004 N 219-FZ