Insolvency (Bankruptcy) Of Credit Institutions

Original Language Title: О несостоятельности (банкротстве) кредитных организаций

Read the untranslated law here: http://pravo.gov.ru/proxy/ips/?doc_itself=&infostr=x&backlink=1&fulltext=1&nd=102058331

Expired-the Federal law dated 22.12.2014 g. N 432-FZ RUSSIAN FEDERATION FEDERAL LAW on Insolvency (bankruptcy) of credit institutions adopted by the State Duma September 18, 1998 the year approved by the Federation Council October 14, 1998 onwards (as amended by the federal laws of 02.01.2000 N-6 FZ;
from 19.06.2001 N 86-FZ; from August 07 N 116-FZ;
from 21.03.2002 N 31-FZ; from 08.12.2003. N 169-FZ;
from 28.07.2004 N 84-F3; of 20 August 2004 N 121-FZ;
from 18.12.2006 y. N 231-FZ; from 29.12.2006 N 247-FZ;
from 01.12.2007 N 303-FZ; from 23.07.2008 N 160-FZ;
from 22.12.2008 N 270-FZ; from 30.03.2009 N 73-FZ;
from 19.07.2009 N 195-FZ; from Sept. 2, N 8-FL;
from 27.06.2010 N 162-FZ; from 21 N 327-FZ;
from 06.12.2011 N 409-FZ; from 28/07/2012 N 144-FZ;
from 02.07.2013 N 146-FZ; from 05.05.2014 N 112-FZ;
from 21.07.2014 N 218-FZ; from 04.10.2014 N 289-FZ;
from 14.10.2014 N 304-FZ) Chapter i. General provisions s t a t b I 1. Subject of this federal law 1. This federal law establishes the procedure and conditions for the implementation of measures for the prevention of insolvency (bankruptcy) of credit institutions, as well as the grounds and procedures for the recognition of credit institutions insolvent (bankrupt) and eliminate them in the order in which the bankruptcy proceedings.
2. Matters relating to the implementation of measures for the prevention of insolvency (bankruptcy) of credit institutions not regulated by this federal law, shall be regulated by other federal laws and adopted in accordance with the regulations of the Central Bank of the Russian Federation (hereinafter-the Bank of Russia).
3. Relations connected with insolvency (bankruptcy) of credit institutions not regulated by this federal law, shall be governed by the Federal law on Insolvency (bankruptcy) "and in the cases stipulated by this federal law, the regulations of the Bank of Russia.
T s t b I 2. Insolvency (bankruptcy) of credit institutions 1. Under the insolvency (bankruptcy) of credit organization refers to recognized by the Court of arbitration of its inability to meet the demands of creditors on monetary obligations and (or) to fulfill the obligation to pay obligatory payments (hereinafter-bankruptcy).
For purposes of this federal law, under the responsibility of the credit institution to pay obligatory payments refers to the obligation of the credit organization as an independent taxpayer to pay obligatory payments to the respective budgets, which are defined in accordance with the Federal law on Insolvency (bankruptcy) ", as well as the obligation to the credit institution for the execution of orders (orders) to transfer from the accounts of their customers ' payments to the relevant budgets. (The paragraph is supplemented by Federal Act of 20 August 2004 N 121-FZ)
2. a credit institution shall be considered unable to meet the demands of creditors on monetary obligations and (or) to fulfill the obligation to pay obligatory payments, if the respective responsibilities not executed it within fourteen days after the date of their execution and (or) the value of the property (assets) of the credit institution is insufficient for the execution of its obligations to creditors and (or) the obligation to pay the mandatory payments. (As amended by the Federal law dated 28.04.2009 N 73-FZ) t s t b I 3. Measures to prevent bankruptcy of credit institutions 1. In accordance with this federal law before the date of revocation of a license for carrying out banking operations are implemented the following measures to prevent bankruptcy credit institutions: 1) financial improvement of the credit institution. For the purposes of this federal law under the financial recovery of the credit organization refers to the implementation of out-of-court measures, provided for in article 7 of this federal law;
2) the appointment of an interim administration for the management of the credit institution (hereinafter referred to as the Interim Administration), except in the case of the appointment of an interim administration in connection with the withdrawal of a license for carrying out banking operations;
3) reorganization of the credit institution.
(Paragraph as amended by Federal Act of 20 August 2004 N 121-FZ)
2. measures to prevent bankruptcy credit institutions are carried out in the occurrence of the grounds stipulated in article 4 hereof.
Credit organization, its founders (participants), the members of the Board of Directors (Supervisory Board), its sole executive body and collegial executive body in case of specified grounds are required to take necessary and timely measures on financial recovery and (or) credit restructuring of the organization. (As amended by the Federal law dated 28.04.2009 N 73-FZ), the Bank of Russia in accordance with the procedure established by the normative acts of the Bank of Russia, in case of grounds set out in article 4 hereof, shall be entitled to require that the credit organization in the implementation of measures to its financial recovery, reorganization, as well as to appoint a transitional administration. (As amended by the Federal Act of 20 August 2004 N 121-FZ)

The requirement on the implementation of the measures for financial recovery of the credit institution are not routed in the case when the Bank of Russia is obliged to withdraw from the credit organization license for carrying out banking operations on one or more of the grounds stipulated in part 2 of article 20 of the Federal Act "on banks and banking activities" (as amended by federal law from February 3, 1996 N 17-ФЗ) (hereinafter referred to as the Federal law "on banks and banking activities"). (The paragraph is supplemented by Federal Act of 20 August 2004 N 121-FZ) t s t b I 4. Basis for implementation of measures to prevent bankruptcy credit institution unless otherwise stipulated by this federal law, measures to prevent the bankruptcy of a credit institution referred to in article 3 of this federal law, shall be carried out in cases where the credit institution does not meet the: repeatedly over the past six months, the claims of creditors (creditor) on monetary obligations (undertaking) and (or) fails to comply with the obligation to pay obligatory payments for up to three days from the date of their execution due to the absence or insufficiency of funds on correspondent accounts credit institution; (As amended by the Federal Act of 20 August 2004 N 121-FZ) does not satisfy the claims of creditors (creditor) on monetary obligations (undertaking) and (or) fails to comply with the obligation to pay obligatory payments in time, more than three days since the date of their satisfaction and (or) their date of execution, the lack or insufficiency of funds on the correspondent accounts of the credit organization; (As amended by the Federal Act of 20 August 2004 N 121-FZ) allows the absolute decrease magnitude of own funds (capital) compared to their (his) maximum value reached over the past 12 months, more than 20 per cent, while the violation of one of the obligatory standards established by the Bank of Russia; (As amended by the Federal Act of 20 August 2004 N 121-FZ) violates the standard of sufficiency of own funds (capital), established by the Bank of Russia;
violates the current liquidity of the credit institution, the Bank of Russia, during the last month by more than 10 per cent;
allows reducing the magnitude of own funds (capital) at the end of the reporting month below the amount of the authorized capital, as defined by the founding documents of a credit institution registered in the order established by federal laws and adopted in accordance with the normative acts of the Bank of Russia. In the case of the base during the first two years from the date of issuance of a license for carrying out banking operations to the credit organization shall not apply measures to prevent bankruptcy. (The paragraph is supplemented by federal law from 19.06.2001 N 86-FZ; as amended by Federal Act of 20 August 2004 N 121-FZ) Article 4-1. Duties of the credit organization when there are no grounds for the implementation of measures to prevent bankruptcy 1. From the date of occurrence of the grounds, as provided in article 4 hereof, and until the day they eliminate credit organization is obliged to notify the Bank of Russia: 1) concerning the carrying out of general meeting of founders (participants) of the credit organization, as well as the meetings of the Board of Directors (Supervisory Board) in the manner prescribed by the legislation of the Russian Federation to notify the founders (participants), the members of the Board of Directors (Supervisory Board), the credit organization;
2) on transactions (several interrelated transactions): with interested or affiliated with respect to credit the Organization, determined in accordance with the Federal law or of persons whose activities are controlled or which has a significant impact credit organization or persons under control or significant influence which is a credit institution; (As amended by the Federal law of 02.07.2013 N 146-FZ) related to the assets of the credit institution, the value of which is more than 1 per cent of the book value of the assets of the credit institution, defined according to its financial statements for the last reporting date, or more than 15 million rubles, if 1 percent of book value of the assets of the credit institution is more than 15 million rubles, including related to immovable property , receiving and issuing loans, bills of Exchange, operations with securities (including the issuance of own securities), the grant of guarantees and warranties, assignment of rights (demands), acceptance and forgiveness of debt, innovation, fall-back, as well as the establishment of asset management;
related to the acquisition of shares in the share capital of companies or participation in establishing the (establishment) of legal persons.
2. notification of transactions referred to in paragraph 1 of this article shall be sent to the credit institution to the Bank of Russia in five-day's term from the date of the transaction.

Notification on holding the general meeting of founders (participants) of the credit institution, its Board of Directors (Supervisory Board) shall be forwarded to the Bank of Russia no later than five days before the holding of such meetings, sessions, except when the grounds referred to in article 4 hereof, arose within the time-limit for notification prescribed under this paragraph. In this case, the credit institution shall notify the General Assembly of founders (participants) of the credit institution, its Board of Directors (Supervisory Board), no later than the day following the day the cause set out in article 4 hereof.
3. a credit institution that has provided for in article 4 of this federal law grounds and measures on financial recovery without sending the Bank of Russia under article 12 of the present Federal law requirements, stops to notify the Bank of Russia of the events referred to in paragraph 1 of this article, from the date of removal of the grounds set out in article 4 hereof.
4. the Bank of Russia has the right to send observers (observers) to participate in the general meeting of founders (participants) of the credit organization, meeting of its Board of Directors (Supervisory Board).
Observers (observers) is allowed (allowed) to participate in the general meeting of founders (participants) of the credit organization, meeting of its Board of Directors (Supervisory Board) on the basis of the decision of the Bank of Russia.
Observers (observers) accepts (accept) participate in the general meeting of founders (participants) of the credit organization, meeting of its Board of Directors (Supervisory Board), without the right to vote, read (learn) with the protocols and other materials of such meetings, sessions.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 4-2. Responsibilities of the Director, the members of the management bodies, founders (participants) of a credit organization in case of signs of insolvency (bankruptcy) of credit institutions 1. In case of signs of insolvency (bankruptcy) of credit institutions, under paragraph 2 of article 2 hereof, and (or) grounds, as provided in paragraph 1 of part 2 of article 20 of the Federal Act "on banks and banking activities", the head of the credit organization, recognized in accordance with article 11-1 of the specified federal law, within ten days from the date of their occurrence shall: 1) to the Board of Directors (Supervisory Board) of the credit organization reasoned request to convene an extraordinary general meeting of founders (participants) of the credit organization for the consideration of the question of the Elimination of credit organization and direction to the Bank of Russia motion for annulment or withdrawal of credit institution of a license for carrying out banking operations;
2) notify Russia of credit institution specified grounds and its Board of Directors (Supervisory Board) of the credit organization provided for in subparagraph 1 of this paragraph the requirements.
2. within three days of receipt provided for in subparagraph 1 of paragraph 1 of this article the requirements of the head of the credit organization Board of Directors (Supervisory Board) a credit institution must: 1) decide to convene an extraordinary general meeting of founders (participants) of the credit organization, as well as not later than within twenty days from the date of adoption of the decision to inform the founders (participants) of the credit institution for such a general meeting;
2) notify a decision of the head of the credit institution and the Bank of Russia.
3. If the head of a credit organization is not elected or appointed, not responsibility for the application of the measures imposed by paragraph 1 of this article, attributed to members of the Board of Directors (Supervisory Board) of the credit institution.
4. If the Board of Directors (Supervisory Board) the credit institution has not fulfilled the obligations under paragraphs 2 and 5 of this article, the head of a credit institution is required to perform the duties of the Board of Directors (Supervisory Board), the credit organization, established respectively in paragraphs 2 and 5 of this article, within three days from the date of expiry of the deadlines of the first subparagraph of paragraph 2, respectively, and in paragraph 5 of this article.
5. If the Board of Directors (Supervisory Board) the credit institution has not decided to convene an extraordinary general meeting of founders (participants) of a credit institution in the manner provided for in paragraph 2 of this article, members of the Board of Directors (Supervisory Board), credit institutions are obliged to apply to the Bank of Russia with annulment or withdrawal of credit institution license for carrying out banking operations within three days from the date of expiry of the provided for in subparagraph 1 of paragraph 2 of this article.

In case the decision on liquidation of the credit institution and the direction to the Bank of Russia motion for annulment or withdrawal of credit institution license for carrying out banking operations had not taken the extraordinary General Assembly of founders (participants) of the credit organization, the members of the Board of Directors (Supervisory Board), credit institutions are obliged to apply to the Bank of Russia with annulment or withdrawal of credit institution license for carrying out banking operations within three days after conducting the general meeting of founders (participants) of the credit institution.
6. The decision on liquidation of the credit institution and the direction to the Bank of Russia motion for annulment or withdrawal of credit institution license for carrying out banking operations shall be adopted by the General Assembly of founders (participants) of the credit institution by the majority of voices from the total number of votes of founders (participants) of the credit organization, took part in the voting.
7. the founders (participants) of a credit institution authorised to give mandatory guidelines or the ability to otherwise determine its validity, but not adopting within the prescribed period the decision on liquidation of the credit institution and the direction to the Bank of Russia motion for annulment or withdrawal of credit institution of a license for carrying out banking operations, and the members of the Board of Directors (Supervisory Board) or the head of a credit organization, not focusing on the obligations under paragraphs 2-5 of this article when insufficient assets of the credit institution to satisfy the claims of creditors jointly and severally bear subsidiary liability for monetary obligations of the credit institution and (or) execution of its obligation to pay the mandatory payments arising after the emergence of signs of insolvency (bankruptcy), under paragraph 2 of article 2 hereof.
8. If the decision on liquidation of the credit institution and the direction to the Bank of Russia motion for annulment or withdrawal of credit institution license for carrying out banking operations is not accepted by the General Assembly of founders (participants) of the credit organization, convened in accordance with subparagraph 1 of paragraph 2 of this article to vicarious liability in accordance with paragraph 7 of this article cannot be held founders (participants) of a credit organization : 1) owning, together with its affiliates less than 10 percent of the voting shares of the joint stock company (of the total number of votes of the participants of the joint-stock company);
2) voted for the adoption of the decision on the liquidation of the credit institution and the direction to the Bank of Russia motion for annulment or withdrawal of credit institution of a license for carrying out banking operations;
3) not adequately notified of the convening of a general meeting of founders (participants) of the credit institution.
(Article supplemented by federal law from 28.04.2009 N 73-FZ), Article 5. Procedure in the case of bankruptcy of the credit institution 1. When considering the Arbitration Court bankruptcy credit organization (hereinafter also-bankruptcy case) applies the receivership.
2. in the bankruptcy of the credit institution monitoring, financial rehabilitation, receivership and the settlement agreement stipulated by the Federal law "on Insolvency (bankruptcy)" do not apply.
(Article in the Editorial Office of the Federal Act of 20 August 2004 N 121-FZ) t s t b I 6. (Repealed-Federal Act of 20 August 2004 N 121-FZ), chapter II. Financial recovery of the credit organization with t a t b I 7. Measures on financial recovery of the credit institution to the financial recovery of the credit institution may be carried out the following measures: financial aid credit institution its founders (participants) and other persons;
changing the structure of assets and liabilities structure of the credit institution;
changing the organizational structure of the credit institution;
the alignment of the size of the share capital of the credit institution and the amount of its own funds (capital); (The paragraph is supplemented by federal law from 19.06.2001 N 86-FZ) other measures undertaken in accordance with federal laws.
T s t b I 8. Financial aid credit institution its founders (participants) and others 1. Financial aid credit institution its founders (participants) and other persons may be provided in the following forms: 1) placement of funds on deposit at the credit of the organization with the term of return of not less than six months and bearing interest at a rate not exceeding the refinancing interest rate (discount rate) of the Bank of Russia;
2) provide guarantees (bank guarantees) on loans to the credit organization;
3) granting deferment and/or payment by installments;
4) transfer of a debt of the credit institution with the consent of its creditors;
5) renunciation of distribution of profits as dividends a credit institution and its direction on the implementation of the measures for financial recovery of the credit organization;
6) an additional contribution to the authorized capital of the credit institution;

7) forgiveness of the debt of the credit organization;
8) innovations, as well as other forms that contribute to the Elimination of the causes that provoked the need to take measures on financial recovery of the credit organization.
2. Funds in bank accounts and in deposits in a credit institution may be used by its creditors to increase the authorized capital of a credit institution in the manner prescribed by the Bank of Russia.
3. Decision on the modalities and the conditions for providing financial assistance to credit organizations was adopted by the credit institution and the person providing it financial aid.
T s t b I 9. Changing the structure of assets and liabilities of the credit organization structure 1. Changing the structure of assets of the credit institution may include: 1) improve the quality of its loan portfolio, including the replacement of non-liquid assets liquid assets;
2) the structure of assets of urgency in accordance with the terms of commitments, ensuring their execution;
3) reducing the cost of the credit institution, including debt servicing of the credit institution and its management;
4) sale of assets are not generating income and assets, the sale of which will not interfere with banking operations credit organization;
5) other measures to restructure its assets.
2. change of structure of liabilities of the credit institution may include: 1) increased own funds (capital);
2) reduced the size and (or) the proportion of current and short-term liabilities total liabilities;
3) increasing the share of medium-and long-term liabilities total liabilities;
4) other measures to restructure its liabilities.
3. (deleted in accordance with Federal Act from 19.06.2001 N 86-FZ) Article 9-1. The alignment of the size of the share capital of the credit institution and the amount of own funds (capital) of credit institutions 1. If the amount of own funds (capital) of the credit institution at the end of the reporting month is less than the size of its Charter capital, the credit institution is obliged to adapt the size of the share capital and the amount of own funds (capital).
2. a credit institution shall take the decision on liquidation, if the amount of own funds (capital) of the credit institution at the end of the second and each subsequent fiscal year becomes less than the minimum amount of the authorized capital established by the Federal law "on joint stock companies" or the Federal law "on limited liability companies".

In case of no acceptance of credit institution within three months from the date of the end of the fiscal year a decision on its liquidation of the Bank of Russia is obliged to apply to the arbitral tribunal a statement on Elimination of the credit organization. (The paragraph is supplemented by Federal Act of 20 August 2004 N 121-FZ)
3. (repealed-the Federal law dated 28.04.2009 N 73-FZ) (article amended by federal law from 19.06.2001 N 86-FZ) t s t b I 10. Changing the organizational structure of the credit institution to change the organizational structure of the credit institution may be: changing composition of the staff of the credit organization;
restructuring, reduction and elimination of separate and other structural units of the credit organization, as well as in other ways, leading to the Elimination of the causes that provoked the need to implement measures for financial recovery of the credit institution.
T s t b I 11. Application of the sole executive body of a credit organization on the implementation of measures to prevent bankruptcy credit institution 1. The sole executive body of a credit organization (hereinafter referred to as the head of a credit organization) in case of occurrence of circumstances provided for in article 4 hereof, within 10 days from the moment of their occurrence is obliged to contact the Board of Directors (Supervisory Board) of the credit organization for the implementation of the measures for financial recovery of the credit institution or a petition for reorganization of the credit institution, provided that the cause of these circumstances cannot be eliminated the executive bodies of the credit institution. (As amended by the Federal Act of 20 August 2004 N 121-FZ)
2. request the head of the credit of the Organization on the implementation of measures for financial recovery of the credit institution or a petition for the reorganization of a credit organization shall contain recommendations on the modalities, the nature and the timing of their implementation.
3. the Board of Directors (Supervisory Board) a credit institution which, in accordance with paragraph 1 of this article sent a petition on the implementation of the measures for financial recovery of the credit institution or a petition for the reorganization of a credit institution must take a decision on a motion for directed 10 days from the moment of its direction and to inform of the decision, the Bank of Russia. (As amended by the Federal Act of 20 August 2004 N 121-FZ)

4. the head of a credit institution is obliged, within three days from the date of expiry of the period set by paragraph 3 of this article shall apply to the Bank of Russia for the implementation of measures to prevent the bankruptcy of the credit institution, if the Board of Directors (Supervisory Board) the credit institution has not taken a decision on the application on the implementation on bankruptcy prevention measures within the period stipulated in paragraph 3 of this article, or refused to take a decision on the implementation of measures for the prevention of bankruptcy or refused to convene the general meeting of founders (participants) of the credit institution, if the need for such a meeting follows from the nature of the measures to prevent the bankruptcy of the credit institution, or if the founders (participants) of a credit organization did not take decisions on the implementation of measures to prevent bankruptcy, if the necessity of such a decision follows from the nature of the measures to prevent the bankruptcy of the credit institution. (As amended by the Federal Act of 20 August 2004 N 121-FZ) Article 12. Implementation of the measures for financial recovery of the credit institution, upon the request of the Bank of Russia 1. In the cases provided for in article 4 of this federal law or article 74 of the Federal law dated July 10, 2002 N 86-FZ "on the Central Bank of the Russian Federation (Bank of Russia)," the Bank of Russia has the right to send to the credit organization requirement on the implementation of the measures for its financial recovery. Such a claim must contain an indication of the causes that gave rise to his destinations, as well as recommendations on modalities and timing of the implementation of the measures for financial recovery of the credit institution.
Within five days from the date of receipt of the demand of the Bank of Russia on the implementation of the measures for financial recovery of the credit institution, the head of a credit institution is required to apply to the Board of Directors (Supervisory Board) of the credit organization for the implementation of the measures for financial recovery of the credit institution and (or) its petition for reorganization.
2. If on the basis of the data reporting credit institution and (or) based on the results of the audit conducted by the Bank of Russia, found that the amount of own funds (capital) the credit institution has proved to be less than the size of its Charter capital, the Bank of Russia is required to send in such a credit organization requirement on the approximation of the size of the share capital of the credit institution and the amount of its own funds (capital).
If during the last 12 months prior to the point where in accordance with this article, the Bank of Russia is obliged to send to the credit organization requirement on the approximation of the size of the share capital of the credit institution and the amount of its own funds (capital), the Bank of Russia changed the methodology for calculating own funds (capital) of the credit institution, for the purposes of this article uses the technique whereby the amount of own funds (capital) of the credit organization reaches its maximum value.
In case of impossibility of increasing magnitude of own funds (capital) of the credit organization up to the size of its Charter capital credit institution within 45 days of receipt of the specified requirements of the Bank of Russia is obliged to reduce the size of the authorized capital to the value not exceeding the values of its own funds (capital), and make the appropriate changes in its constituent documents.
The creditors of the credit institution (hereinafter also referred to as creditors) shall not have the right to demand termination or early performance of obligations of the credit institution on the basis of produced in accordance with the requirements of this article, reducing the size of the authorized capital. It does not apply the provisions of the legislation of the Russian Federation for mandatory notification of creditors of their right to claim the credit organization termination or early performance of its obligations and compensation for related losses.
3. from the day of receipt of the demand of the Bank of Russia on the implementation of the measures for financial recovery of the credit organization, containing the grounds for its direction, until the day of approval of the Bank of Russia, a credit institution may not take decisions on the allocation of profits between its founders (participants), the payment (Declaration) of dividends, as well as distribute profits among its founders (participants), pay them dividends, to meet the demands of founders (participants) of the credit institution on the compartment they share (or portion thereof) or payment of its actual value or redemption of shares of the credit institution.

4. the Bank of Russia in five-day's term from the date of receipt of the credit organization, carries out measures on financial recovery in accordance with the requirement of the Bank of Russia, documenting the address referred to in article 4 of this federal law, shall be obliged to send a message about the credit organization requirement on the implementation of the measures for financial recovery. From the date of receipt of the credit organization such messages do not apply restrictions under paragraph 3 of this article, and shall be terminated under article 4-1 of this federal law obligations of the credit institution when there are no grounds for the implementation of measures to prevent bankruptcy.
5. In case of grounds set out in article 4 hereof, the Bank of Russia has the right to demand from the relevant authority of the credit institution holding credit institution within ten days of meetings of the Board of Directors (Supervisory Board), the credit institution or of the extraordinary general meeting of founders (participants) of a credit organization to make a decision on the implementation of the measures for financial recovery of the credit institution.
(Article in the Editorial Office of the Federal Act of 20 August 2004 N 121-FZ) t s t b I 13. Plan of measures on financial recovery of credit institutions 1. In the event that the grounds set out in article 4 hereof, the Bank of Russia has the right to require that the credit organization develop and implement a plan of measures on financial recovery. (As amended by the Federal Act of 20 August 2004 N 121-FZ)
2. Plan of measures on financial recovery of the credit organization shall obligatorily contain: an assessment of the financial condition of the credit organization;
indication of the shapes and sizes participate founders (participants) of the credit institution and other persons in its financial recovery;
measures to reduce the cost of the credit organization;
additional income-generating measures;
measures taken to recover overdue receivables;
steps to change the organizational structure of the credit institution;
the deadline for the restoration of the level of own funds adequacy (capital) and the current liquidity of the credit institution.
form a plan of measures on financial recovery of the credit institution shall be established by regulation of the Bank of Russia.
3. Procedure and deadlines for the submission of a plan of measures on financial recovery of the credit organization, as well as the procedure and deadlines for the implementation of the monitoring of its implementation are established by the normative acts of the Bank of Russia. (As amended by the Federal Act of 20 August 2004 N 121-FZ) Article 14. The responsibility of managers, members of the Board of Directors (Supervisory Board), founders (participants) of a credit organization 1. If the bankruptcy of the credit institution has come as a result of the perpetrators of the acts or omissions of its officers, the members of the Board of Directors (Supervisory Board), founders (or participants) or other eligible to obligatory for this credit organization or opportunity to otherwise determine its actions of individuals (hereinafter referred to as the controlling person) on specified persons in case of insufficiency of assets of the credit institution to satisfy creditors ' claims, the Court of arbitration may be assigned subsidiary liability for monetary obligations of the credit institution and (or) the fulfillment of its obligations to pay obligatory payments. The arbitral tribunal may reduce the amount of liability of the persons concerned, if it is determined that the amount of harm caused through no fault of their own property rights of creditors, significantly less than the amount subject to the satisfaction of the requirements by such persons.
The persons referred to in the first subparagraph of this paragraph shall be guilty if their decisions or actions (including abuse of authority), resulting in the emergence of signs of bankruptcy, does not conform to the principles of good faith and reasonableness, the relevant legal acts of the Russian Federation, bank regulation, the Statute of the credit institution or the customs of business turnover, as well as if they are in the presence of grounds set out in article 4 hereof, not provided for in this federal law had taken measures to prevent the bankruptcy of the credit institution. Founders (participants) of a credit organization shall bear responsibility for such omissions, if they knew about the availability of data bases.
2. In case of insufficiency of assets of the credit institution to satisfy creditors ' claims on monetary obligations of the credit institution and (or) execution of its obligation to pay the compulsory payments, if the accounting documents and (or) reporting, other documents that reflect the economic activities of the credit institution and the responsibility for preparing, compiling or running storage legislation of the Russian Federation,

as well as a database of the credit organization on electronic media (database backups), which contain information about assets, liabilities of the credit institution, their movement and the duty which is set by the Federal law "on banks and banking activity", not transferred to the Transitional Administration in accordance with the established procedure of the credit institution or the contest Manager either fully or partially missing, managers of the credit institution, are required to ensure the safety of its documentation and (or) property bear subsidiary liability for monetary obligations of the credit institution and (or) its responsibilities to pay obligatory payments. (As amended by the Federal law of 28/07/2012 N 144-FZ)
3. the persons involved in accordance with this federal law to vicarious liability on monetary obligations of the credit institution and (or) execution of its obligation to pay the compulsory payments, is not entitled to acquire shares (share) a credit institution, which make up more than five percent of its share capital, for a period of ten years from the date of acceptance by arbitration court decisions declaring the credit institution bankrupt.
4. the persons involved in accordance with this federal law to vicarious liability on monetary obligations of the credit institution and (or) execution of its obligation to pay the compulsory payments, cannot hold posts of managers of credit institutions within three years from the date of acceptance by arbitration court decisions declaring the credit institution bankrupt.
5. The amount of liability of persons involved in vicarious liability, in accordance with this article shall be determined on the basis of the difference between the amount of established claims of creditors and the market value of a debtor's assets minus current liabilities.
6. The managers of the credit institution are persons specified as such in the Federal law "on banks and banking activities".
(Article in the Editorial Office of the Federal law dated 28.04.2009 N 73-FZ) t s t b I 15. Consequences of failure to comply with the requirements of chapter II of the present Federal Act (as amended by the Federal Act of 20 August 2004 N 121-FZ) Failure of the credit organization requirements set forth in this chapter, shall be a ground for the application of the Bank of Russia of measures by way of supervision established by federal laws. (As amended by the Federal Act of 20 August 2004 N 121-FZ) chapter III. The interim administration with t a t b I 16. The Interim Administration 1. The interim administration is a special body of management of the credit institution appointed by the Bank of Russia in the manner prescribed by this federal law and regulatory acts of the Bank of Russia.
2. the Transitional Administration shall act in accordance with this federal law, other federal laws and normative acts of the Bank of Russia.
3. during the period of the Transitional Administration powers of the executive bodies of the credit institution Act of the Bank of Russia on the appointment of an interim administration can either be limited or suspended in the manner and under the conditions established by this federal law.
T s t b I 17. Grounds for the appointment of an interim administration 1. The Bank of Russia has the right to appoint an interim administration, if: 1) a credit institution does not meet the requirements of lenders (creditor) on monetary obligations (undertaking) and (or) fails to comply with the obligation to pay obligatory payments in time in excess of seven days or more after the date of their satisfaction and (or) execution, owing to the lack or insufficiency of funds on the correspondent accounts of the credit organization; (As amended by the Federal Act of 20 August 2004 N 121-FZ) 2) a credit institution permits reduction of own funds (capital) compared to their (his) maximum value reached over the past 12 months, more than 30 per cent, while the violation of one of the obligatory standards established by the Bank of Russia;
3) a credit institution violates the current liquidity, the Bank of Russia, during the last month more than 20 per cent;
4) a credit institution fails to comply with the requirements of the Bank of Russia on the replacement of the head of the credit organization or on the implementation of measures on financial recovery or reorganization of a credit institution within the prescribed time limit;
5) in accordance with the Federal law "on banks and banking activity" there are grounds for revoking the credit institution of a license for carrying out banking operations.
2. the Bank of Russia is obliged to appoint a transitional administration in the credit institution not later than the day following the day of revocation of the credit institution of a license for carrying out banking operations. (Para supplemented by federal law from 19.06.2001 N 86-FZ)

3. the Act of the Bank of Russia on the appointment of an interim administration by the Bank of Russia is included in Federal Register of information about bankruptcy no later than the next working day from the date of the enactment of the said Act and published by the Bank of Russia "Bulletin of the Bank of Russia" within 10 days from the date of its adoption. (As amended by the federal laws from 19.06.2001 N 86-FZ; from 28/07/2012 N 144-FZ) t s t b I 18. 1 Transitional Administration expires. The Interim Administration appointed by the Bank of Russia for a period not exceeding six months. (As amended by the federal laws from 19.06.2001 N 86-FZ of 20 August 2004 N 121-FZ)
2. (repealed-Federal Act of 20 August 2004 N 121-FZ) 3. If by the end of the stipulated by this federal law, the period of validity of the interim administration, there are still grounds for her appointment under this federal law, the Transitional Administrator shall send to the Bank of Russia motion to withdraw from the credit organization license for carrying out banking operations. (Para supplemented by federal law from 19.06.2001 N 86-FZ)
4. the Interim Administration appointed by the Bank of Russia following the withdrawal of credit institution of a license for carrying out banking operations carries out the powers of the credit institution, stipulated by this federal law, from the date of his appointment until the day of the arbitral tribunal on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings (bankruptcy trustee approval) or before the date of entry into force of the decisions of the arbitral tribunal on the appointment of the liquidator of the credit institution (hereinafter also-liquidator). (Para supplemented by federal law from 19.06.2001 N 86-FZ; as amended by Federal Act of 20 August 2004 N 121-FZ) t s t b I 19. The head of the Interim Administration 1. The head of the Interim Administration appointed an employee of the Bank of Russia. (As amended by the federal laws from 19.06.2001 N 86-FZ; from 28.07.2004 N 84-FZ)
2. the composition of the interim administration is determined by the order of the Bank of Russia, the Bank of Russia are included in the Federal Register of information about bankruptcy no later than the next working day from the date of the enactment of the said Act. The head of the interim administration distributes responsibilities among the members of the interim administration and is responsible for its activities. The composition of the interim administration, in agreement with the State Corporation "deposit insurance agency" (hereinafter referred to as the Agency) can be included its employees. (As amended by the Federal law of 20 August 2004 N 121-FZ; from 28/07/2012 N 144-FZ)
3. the head of the interim administration in case of suspension of the authority of the executive bodies of the credit institution operates on behalf of the credit organization without a warrant.
Article 20. Responsibility of the head of the Interim Administration for nonperformance or improper performance of their duties in case of nonperformance or improper performance by the head of the interim administration of his duties he is responsible in accordance with federal laws. (As amended by federal law from 19.06.2001 N 86-FZ) t s t b I 21. Functions of the Transitional Administration in the case of limitations on the powers of the executive bodies of the credit institution 1. In the case of limitations on the powers of the executive bodies of the credit institution, the interim administration shall perform the following functions: conducts a survey of the credit organization; (The paragraph is supplemented by federal law from 19.06.2001 N 86-FZ) sets out the grounds for the revocation of a license for carrying out banking operations under article 20 of the Federal Act "on banks and banking activities"; (The paragraph is supplemented by federal law from 19.06.2001 N 86-FZ) participates in the development of activities on financial recovery of the credit organization and supervises their implementation;
controls the disposition of the property of a credit organization within the limits set by this article;
other functions in accordance with federal laws.
2. in the exercise referred to in paragraph 1 of this article, the temporary administration functions: receives from management bodies of the credit institution with the necessary information and documents relating to the activities of the credit institution;
give consent to the Commission of the management bodies of the credit institution transactions referred to in paragraph 3 of this article;

calls to the Bank of Russia with a request to suspend the powers of the management bodies of a credit institution if they impede the exercise of the functions of the interim administration or if it is necessary for the implementation of measures to prevent the bankruptcy of the credit institution. For the purposes of this federal law under the obstruction of exercise of the functions of the interim administration refers to committing credit organization officials or persons acting on their behalf, malfeasance, their inaction (failure to comply with federal law mandated duties, including failure to provide in cases stipulated by the Federal law of documents for approval of transactions), as well as the creation of conditions under which the Interim Administration may not fully or partially to exercise the functions entrusted to it by the Federal law and regulatory acts of the Bank of Russia. (As amended by the Federal Act of 20 August 2004 N 121-FZ)
3. The management bodies of the credit institution may only with the consent of the Transitional Administration to make transactions: related to the transfer of the real property credit organization in rent, security deposit, making it as a contribution to the share capital of third persons, as well as the disposition of such property in any other way;
associated with the order of the other assets of the credit institution, the carrying value of which is more than 1 per cent of the book value of the assets of the credit institution, including receiving and issuing loans, issuance of guarantees and warranties, assignments of rights requirements, acceptance and forgiveness of debt, innovation, fall-back, as well as the establishment of asset management; (As amended by the Federal Act of 20 August 2004 N 121-FZ) with interested or affiliated with respect to credit the Organization, determined in accordance with the Federal law, or of persons in respect of which a credit institution in accordance with the Federal law is the person or persons whose activities are controlled or which has a significant impact credit organization or persons under control or significant influence which is a credit institution. (As amended by the Federal law of 20 August 2004 N 121-FZ; 02.07.2013 N 146-FZ) t s t b I am 22. The functions of the interim administration in case of suspension of the authority of the executive bodies of the credit institution 1. In case of suspension of the authority of the executive bodies of the credit institution, the interim administration shall perform the following functions: implements the powers of the executive bodies of the credit institution;
conducts a survey of the credit organization; (The paragraph is supplemented by federal law from 19.06.2001 N 86-FZ) sets out the grounds for the revocation of a license for carrying out banking operations under article 20 of the Federal Act "on banks and banking activities"; (The paragraph is supplemented by federal law from 19.06.2001 N 86-FZ) is developing activities on financial recovery of the credit organization, organizes and supervises their implementation;
takes measures to ensure the safety of property and records of the credit organization;
sets the creditors of the credit institution and the size of their claims on monetary obligations;
taking steps to recover the debt owed to the credit institution;
calls to the Bank of Russia for a moratorium on satisfaction of creditors ' claims of the credit institution;
other functions in accordance with federal laws.
2. in the exercise referred to in paragraph 1 of this article, the temporary administration functions: gets from the Manager and other employees of the credit institution, as well as other persons with the necessary information and documents relating to the activities of the credit institution; (As amended by the Federal Act of 20 August 2004 N 121-FZ) presents on behalf of a credit organization claims in courts of general jurisdiction, arbitration courts and arbitral tribunals;
appoints representatives to the Transitional Administration in the branches of a credit institution, as well as in the management bodies of its subsidiaries;
coordinates the decisions of the Board of Directors (Supervisory Board), the credit institution or of the general meeting of its founders (participants), with the exception of decisions on transactions envisaged in paragraph 3 of this article;
has the right to dismiss the members of the executive bodies of the credit institution from work (release from Office) and to suspend payment of their salaries;
may collect the meeting of founders (participants) of a credit institution in the manner prescribed by federal laws; (The paragraph is supplemented by federal law from 19.06.2001 N 86-FZ)

entitled to apply on behalf of a credit institution in the Court with a demand for bringing to justice the members of the Board of Directors (Supervisory Board) a credit institution, a credit institution's sole executive body (the Director, the Director-General) and (or) the members of the collegial executive body of the credit institution (Board, Directorate) if they have been guilty of actions (inaction) of a credit organization had suffered damages in the amount of damages, if other grounds and the amount of liability is not established by federal laws; (The paragraph is supplemented by federal law from 19.06.2001 N 86-FZ) appeals on behalf of the credit organization in court or arbitral tribunal requiring the recognition of transactions made by credit institution within three years prior to the date of appointment of the interim administration, null and void, if the transactions meet the grounds of invalidity of transactions referred to in article 28 of this federal law; (The paragraph is supplemented by federal law from 19.06.2001 N 86-FZ) has unrestricted access to all premises of the credit organization; (The paragraph is supplemented by Federal Act of 20 August 2004 N 121-FZ) shall have the right, if necessary, seal the premises of a credit organization. (The paragraph is supplemented by Federal Act of 20 August 2004 N 121-FZ)

3. the Interim Administration may only with the consent of the Board of Directors (Supervisory Board), the credit institution or of the general meeting of its founders (participants) within the limits of their competence, established by federal laws and the founding documents of the credit organization, make deals, related: with the transfer of real estate credit organization in rent, security deposit, making it as a contribution to the share capital of third persons, as well as the disposition of such property in any other way;
the disposition of other property of the credit institution, the carrying value of which is more than 5 per cent of the book value of the assets of the credit institution, including receiving and issuing loans, issuance of guarantees and warranties, assignments of rights requirements, transfer and debt forgiveness, innovation, fall-back, as well as the establishment of asset management.
4. the Board of Directors (Supervisory Board) of a credit institution or a general meeting of its founders (participants) within the limits of their competence, established by federal laws and the founding documents of the credit institution has the right to extend the powers of the Transitional Administration on the disposition of the credit institution.
Article 22-1. Functions of the Transitional Administration in the case of the appointment of its credit institution following the withdrawal of a license for carrying out banking operations 1. The interim administration, appointed by the Bank of Russia following the withdrawal of credit institution of a license for carrying out banking operations carries out the same functions and has the powers conferred on the Transitional Administration in accordance with article 22 of this federal law, except for the development of activities on financial recovery of the credit organization, organizing them and monitoring their implementation.
2. the Interim Administration appointed by the Bank of Russia following the withdrawal of credit institution of a license for carrying out banking operations, is obliged to undertake a survey of the credit institution and determine whether she had signs of insolvency (bankruptcy), under paragraph 2 of article 2 hereof. When it detects these signs of the interim administration, appointed by the Bank of Russia following the withdrawal of credit institution of a license for carrying out banking operations shall submit to the Bank of Russia motion for direction of the Bank of Russia in the Arbitration Court of an application for recognition of a credit institution bankrupt.

3. the transitional administration following the withdrawal of credit institution license for carrying out banking operations determines the presence of signs of deliberate bankruptcy, as well as notify creditors of acceptance by Arbitration Court of an application for recognition of a credit institution bankrupt by publishing within 10 calendar days at the expense of the credit organization information "Bulletin of the Bank of Russia" and the periodic printed publication at the location of the credit organization.
The interim administration is undertaking to be determined by the Bank of Russia to order disclosure of the financial condition of the debtor, within 10 calendar days after acceptance by Arbitration Court of an application for recognition of a credit institution bankrupt.
The interim administration in reviewing bank statements of the Court of arbitration of the Russian Federation on the recognition of the credit institution bankrupt represents a conclusion on the financial situation of the debtor, creditors and there is evidence of deliberate bankruptcy.

Within three working days from the date of publication of the information referred to in the first and second subparagraphs of this paragraph, the interim administration shall transmit the information to the Bank of Russia, which includes them in the Federal Register of information about bankruptcy. (The paragraph is supplemented by federal law from 28/07/2012 N 144-FZ) (Para supplemented by Federal Act of 20 August 2004 N 121-FZ)

4. the execution of the credit institution after the revocation of the license for carrying out banking operations until the opening of bankruptcy proceedings, current liabilities (including committing on its behalf transactions entailing the emergence of current liabilities), stipulated by this federal law, shall be carried out on the basis of cost estimates approved by the Bank of Russia.
Types of credit institution transactions from the date of revocation of a license for carrying out banking operations, including transactions involving the expenditure of money and other exclusion property of the credit institution, and the procedure for their implementation are established by the Federal law "on banks and banking activities" and adopted in accordance with the normative acts of the Bank of Russia.
(Para supplemented by Federal Act of 20 August 2004 N 121-FZ)
5. the Transitional Administration in the event of insufficient funds for the execution of the current obligations of the credit institution associated with the preservation of its assets and the protection of the interests of the creditors of the credit institution has the right of recourse to the Court, the arbitral tribunal a statement of withdrawal of previously imposed on the arrests in bank accounts cash in the amount necessary for the functioning of the credit institution in accordance with the estimates approved by the Bank of Russia. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ)
6. To establish the creditors of the credit institution and the size of their requirements to the credit organization, the interim administration is entitled to exercise in the manner prescribed by paragraphs 7-12 of this article, the account of creditors ' claims of creditors ' claims in the registry, the form of which shall be determined by regulation of the Bank of Russia in agreement with the Agency. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ)
7. For the purposes of presentation of the creditors of the credit institution of their requirements to the credit organization, the interim administration sends an announcement containing details of a credit institution (name and other details), address of the credit institution, information about the Transitional Administration, official publication, certain authorized by the Government of the Russian Federation Federal Executive Body in accordance with the Federal law on Insolvency (bankruptcy) "(hereinafter-the official publication)," Bulletin of the Bank of Russia "for the publication and to the Bank of Russia to include information contained in the Declaration, in the Federal Register of information about bankruptcy. Publication of specified ad interim administration is carried out at the expense of assets of the credit institution. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ; (As amended by the federal laws from 23.07.2008 N 160-FZ; from 28/07/2012 N 144-FZ) 8. The creditors of the credit institution shall have the right to assert their claims to credit institution at any time during the period of the Transitional Administration. Upon presentation of such requirements, the lender is obliged to indicate, together with the substance of the requirements, information about yourself, including full name, date of birth, details of documents attesting to the identity and mailing address for correspondence (for individuals), name, location (for legal persons), as well as bank details (if available).
The person who claim to the credit institution is obliged to inform the Interim Administration about modifying the information specified in the first subparagraph of this paragraph. In the absence of such information, or for delays in their submission to the Transitional Administration and the credit institution are not liable for any damages in connection with this.
(Para supplemented by Federal Act of 20 August 2004 N 121-FZ)
9. Requirement to the credit institution with the application entered into legal force court decisions, arbitral tribunal extradition definitions writ of execution to enforce the decisions of the arbitral tribunal or other judicial acts, as well as other original documents or their duly certified copies thereof to substantiate this claim, shall be presented to the interim administration. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ) 10. The Interim Administration considers the submitted requirement and based on the results of a review no later than 30 working days after receipt of this requirement makes it in the register of creditors ' claims if the validity claim. In the same period, the interim administration shall notify the relevant creditor for the inclusion of the claim in the register of creditors ' claims, or refuse such inclusion in the register, or for inclusion in the roster requirements in full. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ) (As amended by the Federal law of 21.07.2014 N 218-FZ) 10-1. Submitted by the creditor the bank deposit agreement requirement and (or) agreement of bank account can be made Interim Administration register of creditors ' claims in the amount of the balance of funds on the account due to the creditor on the basis of the information available to the credit institution. (Para supplemented by federal law from 21.07.2014 N 218-FZ)

10-2. the claim of a creditor of the bank deposit agreement and (or) account agreement, has, in accordance with the Federal law of December 23, 2003 N 177-FZ "on insurance of deposits of natural persons in banks of the Russian Federation (hereinafter referred to as the Federal law" on insurance of deposits of natural persons in banks of the Russian Federation ") the right to receive insurance indemnity is paid in the interim administration register of creditors ' claims in the amount of the balance of funds on the account exceeding the amount owed the creditor insurance compensation. (Para supplemented by federal law from 21.07.2014 N 218-FZ) 10-3. In the case of the claim of the creditor in the register of creditors ' claims in the relevant notification to the creditor, you specify information about the size and composition of its claim against the debtor, as well as on the order of his satisfaction. (Para supplemented by federal law from 21.07.2014 N 218-FZ) 11. On the basis of the claims of creditors, the interim administration is the register of creditors ' claims of the credit institution, indicating information about lenders, had their requirements on the amount of such claims on the order meet each of these requirements and the reasons for their occurrence. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ) 12. In the register of creditors account of the claims of creditors shall be kept in the currency of the Russian Federation. Creditors ' claims denominated in foreign currencies are recorded in the register of creditors ' claims in rubles at the exchange rate established by the Bank of Russia on the date of revocation of the credit institution of a license for carrying out banking operations. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ) 13. Register of creditors of the credit institution is passed to the contest Manager or liquidator of a credit institution in the manner prescribed by paragraph 2 of article 31 of the present Federal law. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ) 14. Claims of creditors presented to the credit of the Organization during the period of the interim administration in it, but not considered by the Transitional Administration on the expiry of her term of Office in the manner prescribed by paragraphs 6-12 of this article shall be transmitted on an inventory of the competitive Manager or liquidator of a credit institution in the manner prescribed by paragraph 2 of article 31 of the present Federal law. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ)
(Article supplemented by federal law from 19.06.2001 N 86-FZ) Article 22-2. Peculiarities of functioning of the interim administration, appointed after the revocation of the license for carrying out banking operations credit institution carrying out professional activity on the securities market of 1. After a day of reviews credit institution carrying out professional activities on the securities market, a license for carrying out banking operations provisional authority returns credit clients their securities and other property taken and (or) acquired such credit institution at their expense for storage agreements, treaties, the depositary trust management contracts and contracts on brokerage services with reflection of this in the relevant account or accounts.
2. in order to implement the return of customers of the credit institution carrying out professional activity on securities market, securities and other property taken and (or) acquired such credit institution at their expense for storage agreements, treaties, the depositary trust management contracts and contracts on brokerage services, the interim administration is conducting an inventory of securities and other property (included) due to such credit institution.
3. Act on the outcome of the inventory under paragraph 2 of this article, shall be drawn up not later than fourteen calendar days from the date of the appointment of the interim administration.
4. Within five working days from the date of preparation of the report on the outcome of the inventory under paragraph 2 of this article, the Interim Administration will notify by posting a notice in the official publication of the customers of the credit institution carrying out professional activities on the securities market, the possibility of sending statements about returning credit clients their securities and other property taken and (or) acquired such credit institution at their expense for storage contracts , trustee, depositary of treaties the treaties and treaties on brokerage services, and also sends the text of the announcement of the Bank of Russia, which includes information contained in the Declaration, in the Federal Register of information about bankruptcy.

5. reception of applications of customers of the credit institution carrying out professional activities on the securities market, for the return of their securities and other property taken and (or) acquired such credit institution at their expense for storage agreements, treaties, the depositary trust management contracts and treaties on brokerage services, is carried out within six months from the date of revocation of the credit organization license for carrying out banking operations the interim administration and, in the case of recognition of a credit institution bankrupt and the opening of bankruptcy proceedings, the insolvency administrator.
6. After inventorying, under paragraph 2 of this article, the temporary administration not later than two working days after receipt of statements of customers of the credit institution carrying out professional activities on the securities market, for the return of their securities and other property taken and (or) acquired such credit institution at their expense for storage agreements, treaties, the depositary trust management contracts and treaties on broker service , returns the specified property by its translation into accounts opened by customers of such credit institution in another professional participant of the securities market.
7. returning customers of the credit institution carrying out professional activity on securities market, securities and other property taken and (or) acquired by the credit institution for their account on storage contracts, contracts of asset management, depository contracts and treaties on brokerage services, is carried out in accordance with the details provided in the statement of the client of such a credit institution.
If for the purposes of implementing return said property to clients of such credit institution cannot be distributed among them securities in an amount, which is an integer, the undistributed securities sold in the manner prescribed by article 185-7 of the Federal law on Insolvency (bankruptcy) ". Cash received from sale of undistributed securities are distributed among customers in proportion to the requirements of each of them.
If multiple clients, such credit organizations merged on one account and the assets are not sufficient to meet these clients return in full of their property, the property is passed data from clients in a quantity proportional to the size requirements of each of them.
8. return of securities or other property of customer credit transferred the institution carrying out professional activities on the securities market, in accordance with the rules of the clearing is carried out on the basis of the Federal law "on clearing and clearing activities.
9. Not satisfied because of the insufficiency of the assets in the accounts of customers of the credit institution carrying out professional activities on the securities market, the demands of such customers should be included in the register of claims of creditors of the credit institution and shall be satisfied in the order of priority established by article 50-36 hereof.
10. return to the depositor of the securities taken by the credit institution carrying out professional activities on the securities market, storage and (or) accounting, are carried out on the basis of a declaration of the depositor in the manner prescribed by paragraphs 1-9 of this article, according to the depository accounting through: 1) re-registration of securities to the holder in the register of owners of registered securities or in another specified depository the depositor;
2) return to the depositor documentary securities certificates or transferring them to another depository, specified by the depositor.
11. If during the period of the Transitional Administration, or in the course of bankruptcy proceedings in the case of recognition of a credit organization carrying out professional activities on the securities market, bankrupt in such credit institution was not her client about the return of its securities and other property taken and (or) acquired such credit institution's expense, under a contract of storage, asset management contract, the depositary contract or contract of brokerage service data, securities and other property be transferred to deposit with a notary.
12. return of the founders of management of property in trust credit institution carrying out professional activities on the securities market, is carried out on the basis of statements by the founders of the Office in the manner prescribed by items 1-11 of this article.
(Article supplemented by federal law from 28/07/2012 N 144-FZ) t s t b I 23. Effects of suspension of the authority of the executive bodies of the credit institution for the period of the Transitional Administration 1. In case of suspension of the authority of the executive bodies of the credit institution for the period of the Transitional Administration:

the executive bodies of the credit institution is not entitled to make decisions on matters within their competence, the federal laws and the founding documents of the credit organization;
other decisions of the managing bodies of the credit institution shall enter into force after their approval by the Transitional Administration.
2. Executive bodies of a credit institution in the case of suspension of their powers for the period of the Transitional Administration no later than the day following the day of the appointment of an interim administration are obliged to pass on the stamps of the credit institution, and in a timeframe to be agreed upon with the interim administration, accounting and other documentation, a database of the credit organization on electronic media (database backups), the duty of which is set by the Federal law "on banks and banking activities" , material and other assets of the credit institution. (As amended by the Federal law of 28/07/2012 N 144-FZ)
3. Obstruction on the part of managers and other employees of the credit institution and other persons exercise of the functions of the Interim Administration (including obstruction of access to the premises of a credit organization, access to its documentation and other media, refusal to transfer documents, stamps) is the basis for the application of the Bank of Russia by way of supervision measures stipulated by the Federal law and punishable in accordance with the Federal law. (As amended by the Federal Act of 20 August 2004 N 121-FZ)
4. In case of suspension of the authority of the executive bodies of the credit institution for the period of the interim administration of the sole executive body of a credit organization, had the right to the appointment of an interim administration to act on behalf of the credit organization without power of Attorney, the right to represent its interests in Arbitration Court of the appeal against the decision of the Bank of Russia on the appointment of the interim administration, appeals the order of the Bank of Russia on the revocation of a license for carrying out banking operations. (Para supplemented by Federal Act of 20 August 2004 N 121-FZ) t s t b I 24. The motion of the head of the Interim Administration on the revocation of a license for carrying out banking operations if the grounds for revocation of the credit organization license for carrying out banking operations under article 20 of the Federal Act "on banks and banking activities", the head of the interim administration is obliged to send to the Bank of Russia motion for revocation of the license.
T s t b I 25. The Transitional Administration disputes 1. A credit institution shall have the right to appeal against the decision of the Bank of Russia on the appointment of an interim administration in the Arbitration Court in the manner prescribed by federal laws.
Appeal against the decision of the Bank of Russia on the appointment of the interim administration, as well as measures to secure claims against the credit institution does not suspend the activities of the interim administration. (As amended by federal law from 19.06.2001 N 86-FZ)
(Paragraph 2 deleted paragraph 3 is considered a federal law, paragraph 2 from 19.06.2001 N 86-FZ)
2. the founders (participants) of the credit organization, owning in aggregate not less than 1 per cent of the authorized capital of the credit institution, may apply to the Court of arbitration of a claim to the Bank of Russia on the recovery of the credit organization real damage if he suffered as a result of unreasonable appointment of interim administration.
T s t b I 26. Moratorium on satisfaction of creditors ' claims of the credit institution 1. In case of suspension of the authority of the executive bodies of the credit institution and subject to the availability of the grounds provided for in subparagraph 1 of paragraph 1 of article 17 hereof, the Bank of Russia has the right to impose a moratorium on satisfaction of creditors ' claims of the credit institution (hereinafter referred to as the moratorium) for a period not exceeding three months. The moratorium applies to monetary obligations and responsibilities to pay obligatory payments that arose prior to the date of appointment of the interim administration.
2. During the period of the stay: not awarded statutory or contract penalties (fines), interest and other financial sanctions and other measures are not enforced responsibility for nonperformance or improper performance of the credit organization of monetary obligations and/or responsibilities to pay obligatory payments (hereinafter referred to as the financial sanctions); (As amended by the Federal Act of 20 August 2004 N 121-FZ) is not allowed to collect on the Executive and other documents, the recovery in an uncontested (acceptance);
Pauses execution of Executive documents, except for the cases provided by paragraph 3 of this article; (As amended by the Federal Act of 20 August 2004 N 121-FZ) prohibits claims founder (participant) of a credit organization about him they share (deposit) in the share capital of the credit institution in connection with his release from the composition of its founders (or participants).

The amount of the creditor's claims on money obligations and (or) mandatory payments, expressed in the currency of the Russian Federation, in the amount established by the day the moratorium (excluding accrued interest), accrue interest at the rate of two-thirds of the Bank of Russia refinance rate. The amount of the creditor's claims on money obligations and (or) mandatory payments denominated in foreign currency, in the amount established by the day the moratorium (excluding accrued interest), and interest is charged on the basis of the average rates of interest on short-term monetary loans, according to the location of the lender. Accrued interest payable after the expiry of the moratorium. (As amended by the Federal Act of 20 August 2004 N 121-FZ)
3. The moratorium does not apply: the demands of citizens, to which the credit institution is responsible for causing harm to life or health;
the demands of citizens for termination benefits and wages of nationals employed under an employment agreement (contract), and the authors compensation results of intellectual activity; (As amended by federal law from 18.12.2006 y. N 231-FZ) on the requirements for payment of organizational expenses necessary for the activities of the credit institution;
the performance of Executive documents issued before the date of the introduction of a moratorium on the basis of decisions on debt recovery of the credit organization concluded with individuals bank deposit agreements and treaties. (As amended by the Federal Act of 20 August 2004 N 121-FZ) t s t b I 27. Rejection of the Treaty of the credit institution, the head of the interim administration in case of suspension of the authority of the executive bodies of the credit institution since the appointment of the interim administration shall be entitled to withdraw from the contract credit organization in the manner stipulated by the Federal law on Insolvency (bankruptcy) ".
Article 28. Invalidity of deals of the credit organization 1. A transaction made by the credit institution before the date of appointment of its interim administration may be invalidated under the head of the interim administration in accordance with the procedure and on the grounds, which are stipulated by the Federal law "on Insolvency (bankruptcy)" and other federal laws taking into account the peculiarities stipulated by this federal law. The rules of the present article may be used to challenge actions aimed at fulfillment of obligations and duties arising under the civil, labour, family law, the law on taxes and fees, the customs legislation of the Customs Union within EurAsEC and (or) the legislation of the Russian Federation on customs, procedural legislation of the Russian Federation and other branches of legislation of the Russian Federation. To acts committed in the performance of judicial acts and legal acts of other public authorities, the rules provided for in this article. (As amended by the Federal law dated 06 N 409-FZ) periods during which the committed transactions that may be found to be invalid, or the debtor's obligations referred to in articles 61-2, 61-3 and paragraph 4 of article 61-6 of the Federal law on Insolvency (bankruptcy) "shall be calculated from the date of appointment by the Bank of Russia of the interim administration.
2. In the case brought by the head of the interim administration of the credit institution, in case of termination of the transitional administration by the plaintiff recognizes the credit institution represented by its management authority, and in case of acceptance by arbitration court decisions declaring the credit institution bankrupt and on the opening of bankruptcy proceedings-trustee.

3. a transaction made by a credit organization party payment system, central clearing counterparty payments, billing center payment system under which a credit institution has obligations as a result of determining payment clearing positions on a net basis within the framework of the payment system, provided that the transaction requirements of the Federal law "on the national payment system" could not be invalidated on the grounds provided for in this article.
Transaction or transfer of funds committed credit organization party foreign payment system, may not be declared invalid on grounds provided for by this article, if the credit institution are carried out between party of foreign payment system or other crediting Organization (including a foreign credit institution or foreign bank) in its order and foreign central counterparty clearing of payments, which opened a bank account with the Bank of Russia. (The paragraph is supplemented by federal law from 05.05.2014 N 112-FZ)
(Para supplemented by federal law from 27.06.2010 N 162-FZ)
(Article in the Editorial Office of the Federal law dated 28.04.2009 N 73-FZ) t s t b I 29. The costs of the Transitional Administration

The costs of the Transitional Administration, its activities are carried out at the expense of the credit institution. (As amended by the Federal Act of 20 August 2004 N 121-FZ) estimates of the costs of the Transitional Administration shall be approved by the Bank of Russia.
The costs of the Transitional Administration, within the limits established by the Bank of Russia estimates compensable extraordinarily. (Part is supplemented by Federal Act of 20 August 2004 N 121-FZ) in the absence of funds on the correspondent account of the credit institution on the orders of the head of the interim administration within the approved cost estimates can be made sale of foreign currency held in correspondent accounts with credit institutions other credit organizations and proceeds credited to the correspondent account of the credit organization in the establishment of the Bank of Russia. (Part is supplemented by Federal Act of 20 August 2004 N 121-FZ) t s t b I 30. Report of the interim administration, the interim administration is accountable to the Bank of Russia in the manner prescribed by normative acts of the Bank of Russia.
T s t b I am 31. The termination of the Transitional Administration 1. Bank of Russia takes the decision on the termination of the Transitional Administration: If the causes that gave rise to its destination;
After the arbitral tribunal on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings (bankruptcy trustee approval) or the entry into force of the decisions of the arbitral tribunal on the appointment of a liquidator; (As amended by the Federal Act of 20 August 2004 N 121-FZ) on other grounds stipulated by this federal law and regulatory acts of the Bank of Russia.
2. If a credit institution bankrupt or deciding on the compulsory liquidation of the Transitional Administration no later than three days after the date of the Arbitration Court decision declaring the credit institution bankrupt and on the opening of bankruptcy proceedings (bankruptcy trustee approval) or the day of entry into force of the decisions of the arbitral tribunal on the appointment of the liquidator is obliged to convey to him the stamps of the credit institution, and in time not exceeding ten working days, accounting and other documentation, including the register of claims of creditors of the credit institution, financial and other assets of the credit institution, taken from the executive bodies of the credit institution in accordance with paragraph 2 of article 23 hereof. (As amended by the Federal law of 28/07/2012 N 144-FZ) Order the termination of the Transitional Administration shall be established by the normative acts of the Bank of Russia.
(Paragraph as amended by Federal Act of 20 August 2004 N 121-FZ)
3. the termination of the Transitional Administration in addressing the causes that gave rise to its destination, involves the re-establishment of the authority of the executive bodies of the credit institution.
The powers of the managers of the credit institution, suspended for the period of the Transitional Administration from his duties, restored after the termination of the Transitional Administration, if managers of a credit institution is not exempt from them in accordance with the legislation of the Russian Federation on labour.
4. an act of the Bank of Russia on the termination of the Transitional Administration is published by the Bank of Russia "Bulletin of the Bank of Russia" and no later than the next working day from the date of the enactment of the said Act, the Bank of Russia is included in Federal Register of information about bankruptcy. (As amended by the Federal law of 28/07/2012 N 144-FZ) Article 31-1. The inclusion of the Bank of Russia information in Federal Register of information about bankruptcy 1. The inclusion of the Bank of Russia in the Federal Register of bankruptcy information coming from the interim administration and referred to in this chapter, information documents within five working days of receipt of the relevant information and documents to the Bank of Russia.
2. the inclusion of the Bank of Russia mentioned in this chapter, information documents in the Federal Register of information about bankruptcy is free of charge with the Bank of Russia.
(Article supplemented by federal law from 28/07/2012 N 144-FZ), chapter IV. Reorganization of a credit organization with t a t b I 32. The requirement of the Bank of Russia on the reorganization of credit institutions 1. The Bank of Russia have the right to require the reorganization of a credit institution in cases stipulated by paragraphs 1-3 of paragraph 1 of article 17 hereof. Order for referral requirements of the Bank of Russia on the reorganization of a credit institution is established by paragraph 1 of article 12 hereof.
2. reorganization of a credit organization shall take the form of a merger or affiliation in the manner prescribed by federal laws and adopted in accordance with the normative acts of the Bank of Russia.
T s t b I am 33. The credit organization in the case of the requirements of the Bank of Russia on its reorganization

1. In the case of the requirements of the Bank of Russia on the reorganization of the credit organization, its head shall within five days from the date of receipt of the request in the management bodies of a credit institution referred to in paragraph 1 of article 11 hereof, to apply for the necessary restructuring of the credit institution.
The management bodies of a credit institution referred to in paragraph 1 of article 11 of this federal law, shall be obliged within 10 days from the date of receipt of the demand of the Bank of Russia on the reorganization of the Bank of Russia to inform of the decision.
2. stability requirements of credit institutions, arising when merging credit institutions shall be defined by the normative acts of the Bank of Russia.
Chapter v. (repealed Federal Act of 20 August 2004 N 121-FZ) t s t b I 34. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t a n I 35. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I 36. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I am 37. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I 38. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I 39. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I 40. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I'm 41. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I am 42. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I'm 43. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I 44. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I'm 45. (Repealed-Federal Act of 20 August 2004 N 121-FZ), chapter VI. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I'm 46. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I 47. (Repealed-Federal Act of 20 August 2004 N 121-FZ) Article 47-1. (Article supplemented by federal law from 19.06.2001 g. N 86-FZ; repealed Federal Act of 20 August 2004 N 121-FZ) Article 47-2. (Article supplemented by federal law from August, 2011. N 116-FZ; repealed Federal Act of 20 August 2004 N 121-FZ) t s t b I 48. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I 49. (Repealed-Federal Act of 20 August 2004 N 121-FZ) Article 50. (Repealed-Federal Act of 20 August 2004 N 121-FZ) Chapter VI-1. Bankruptcy proceedings of a credit institution (chapter supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-1. The order of consideration of the bankruptcy of the credit institution bankruptcy case credit organization shall be considered by the Court of arbitration according to the rules laid down by the arbitration procedure code of the Russian Federation, this federal law or pending their cases, the Federal law on Insolvency (bankruptcy) ". (Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-2. Persons involved in the bankruptcy case 1. Others involved in the bankruptcy case, are: 1) the debtor credit organization (hereinafter also referred to as the credit organization);
2) bankruptcy trustee;
3) competitive lenders;
4) competent authorities, as defined in accordance with the Federal law on Insolvency (bankruptcy) "(hereinafter referred to as authorized entities);
5) Bank of Russia as an organ of the banking regulation and supervision;

6) other natural or legal persons involved to participate in the bankruptcy case, when considering issues provided by subparagraphs 2 and 3 of paragraph 1 of article 50-10 hereof. (Supplemented by federal law from 28.04.2009 N 73-FZ)
2. persons mentioned in paragraph 1 of this article, may not have the rights of persons involved in the bankruptcy case.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-3. Those involved in the arbitration process of bankruptcy proceedings in the arbitration process of the bankruptcy case involved: 1), the representative of the employees of the credit institution;
2) representative of founders (participants) of the credit organization;
3), the representative of the meeting of creditors, or the creditors ' Committee representative of the credit institution;
4) other persons in cases stipulated by Arbitration procedural code of the Russian Federation and the Federal law on Insolvency (bankruptcy) ".
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-4. Appeal to the Court of arbitration 1. The right of recourse to the arbitral tribunal a statement of recognition of the credit institution bankrupt have: 1) a credit institution;
2) competitive lenders, including natural persons, having the right requirements to the credit institution for the bank deposit agreement and (or) account agreement;
3) authorized bodies;
4) Bank of Russia, including in cases where it was not a creditor of a credit organization.

2. the right of recourse to the arbitral tribunal a statement of recognition of the credit institution bankrupt occurs in bankruptcy creditor or authorized body on monetary obligations of the credit institution following the withdrawal of a license for carrying out banking operations if the requirements on money obligations confirmed by a final decision or other Act of a court, arbitral tribunal definition of extradition writ of execution to enforce an arbitral award, irrespective of the direction (presentation to execution) Executive document in order the legislation of Russian Federation on enforcement proceedings.
The right of recourse to the arbitral tribunal a statement of recognition of the credit institution bankrupt occurs in the authorized body on obligatory payments following the withdrawal of credit institution of a license for carrying out banking operations if the claim for payment of obligatory payments confirmed by a decision of the tax authority or customs authority to recover the debt from the assets of the credit institution, regardless of expiry, provided for in article 7 of the Federal law on Insolvency (bankruptcy) ".
3. If the credit institution revocation day license for carrying out banking operations it had signs of insolvency (bankruptcy), stipulated by this federal law, the Bank of Russia within five days from the date of publication of the decision on the revocation of the credit organization license for carrying out banking operations in "Bulletin of the Bank of Russia" must apply to the arbitral tribunal a statement of recognition of the credit institution bankrupt.
In the case of the interim administration, appointed by the Bank of Russia following the withdrawal of credit institution of a license for carrying out banking operations, signs of insolvency (bankruptcy) of credit institutions, the Bank of Russia within five days from the date of receipt of the request of the Transitional Administration shall submit to the Arbitration Court a declaration of acceptance of the credit institution bankrupt.
4. when the Bank of Russia to the arbitral tribunal a statement of recognition of the credit institution bankrupt taken into account the evidence of signs of insolvency (bankruptcy), stipulated by this federal law. This does not apply, the rules provided for in paragraph 3 of article 6 and article 7, paragraph 2 of the Federal law on Insolvency (bankruptcy) ".
5. The persons referred to in subparagraphs 1, 2 and 3 of paragraph 1 of this article shall have the right to send to the Bank of Russia statement on withdrawal of credit institution of a license for carrying out banking operations under conditions set forth in article 2 hereof, accompanied by documents certifying the existence of the credit institution of the monetary obligations and (or) indebtedness for obligatory payments, as well as their size, which is determined on the day of submission of the application in accordance with the requirements of paragraph 2 of article 4 of the Federal law on Insolvency (bankruptcy) ".
When examining the Bank of Russia of the bankruptcy creditor's statements or statements of the authorized body on the revocation of the credit organization license for carrying out banking operations shall be taken into account the requirements of monetary obligations, confirmed by a final decision or other Act of a court, arbitral tribunal definition of extradition writ of execution to enforce the decision of the Arbitration Court.
When considering Russia's Bank statement of the authorized body on the revocation of the credit organization license for carrying out banking operations shall be taken into account the requirements for payment of compulsory payments, if they are confirmed by the decision of the tax authority or customs authority to recover the debt from the assets of the credit institution.
The right to be treated in Russia the Bank occurs in bankruptcy creditor or authorized body on money obligations upon the expiration of 14 days from the date of referral (requiring follow up) the Executive instrument in the manner prescribed by the legislation of Russian Federation on enforcement proceedings.
The right to be treated in Russia the Bank occurs in the authorized body on obligatory payments upon expiry of 14 days from the date of adoption of the decision specified in the third subparagraph of this paragraph.
6. The persons referred to in subparagraphs 1, 2 and 3 of paragraph 1 of this article, referring to the Bank of Russia statement on withdrawal of credit institution of a license for carrying out banking operations, Bank of Russia if no response after two months from the date of the application or refused to recall credit institution specified license may apply to the arbitral tribunal a statement of recognition of the credit institution bankrupt.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-5. Declarations of acceptance of the credit institution bankrupt

1. Statement of the credit organization for recognition of its bankrupt shall meet the requirements stipulated by the Federal law on Insolvency (bankruptcy) "for the application of the debtor, with due regard for the specific peculiarities stipulated by this federal law.
Statement of the bankruptcy creditor or authorized body about recognition of credit institution bankrupt shall meet the requirements stipulated by the Federal law on Insolvency (bankruptcy) "respectively for the application of the bankruptcy the creditor, of the authorized body, taking into account the peculiarities stipulated by this federal law.
2. a copy of the application to the credit organization for recognition of her bankrupt and copies of the annexed documents shall be sent by the applicant to the Bank of Russia, and in the case provided for in the first subparagraph of paragraph 1 of article 50-20 of this federal law, also at the Agency by registered letter with advice of delivery or by delivery to the addressee directly at the place of its location.
Communication of acceptance by arbitration court statements by a credit institution on the recognition of its bankrupt credit institution shall be published in the periodic printed publication at the location of the credit institution and its subsidiaries.
A copy of the Declaration of the bankruptcy creditor, a copy of the statement of the authorized body about recognition of credit institution bankrupt, and copies of such statements attached to documents sent by the specified persons to the Bank of Russia, credit institution, and in the case provided for in the first subparagraph of paragraph 1 of article 50-20 of this federal law, also at the Agency by registered letter with advice of delivery or by delivery to the addressee directly at the place of its location.
3. the statement of the Bank of Russia to the Court of arbitration on the recognition of the credit institution bankrupt must be specified: 1) its name and location;
2) name of the Arbitration Court, served a statement;
3) name of the credit institution and its location;
4) the number and date of the order of the Bank of Russia on the revocation of the credit institution of a license for carrying out banking operations;
5) circumstances evidencing the credit institution have signs of insolvency (bankruptcy), established by this federal law, as well as evidence of those circumstances;
6) list of attached documents.
4. In the statement by the Central Bank of Russia on the recognition of the credit institution bankrupt can be specified other information, if they are necessary for the proper and timely consideration of a bankruptcy case, and contain motions, including a motion for discovery of evidence.
5. the Bank of Russia is obliged to send to the credit institution, and in the case provided for in the first subparagraph of paragraph 1 of article 50-20 of this federal law, also by the Agency with a copy of the Declaration of acceptance of the credit institution bankrupt and copies of documents annexed thereto by registered letter with advice of delivery.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-6. Documents attached to the application for recognition of a credit institution bankrupt 1. The statement of the credit institution, the bankruptcy creditor or authorized body about recognition of credit institution bankrupt, along with documents provided by the arbitration procedure code of the Russian Federation and the Federal law on Insolvency (bankruptcy) "are: 1) the notice of receipt to the Bank of Russia and, where necessary, to the Agency a copy of the Declaration of acceptance of the credit institution bankrupt, and copies of the documents enclosed;
2) notice of receipt to the Bank of Russia in the manner provided for in article 50, paragraph 5-4 of this federal law, Declaration of withdrawal from the credit organization license for carrying out banking operations upon the occurrence of signs of its insolvency (bankruptcy) and the enclosed documents.
2. except as provided for under paragraph 6 of article 50-4 this federal law, the statement of the credit organization for recognition of its bankrupt, the statement of the bankruptcy creditor authorized body about recognition of credit institution bankrupt along with the documents stipulated by paragraph 1 of this article shall be accompanied by a copy of the order of the Bank of Russia of withdrawal from the credit organization license for carrying out banking operations published in the "Bulletin of the Bank of Russia", or a copy of this order certified by the Bank of Russia.
3. The statement of the Bank of Russia on the recognition of the credit institution bankrupt shall be accompanied by: 1) a copy of the order of the Bank of Russia on the revocation of the credit institution of a license for carrying out banking operations;
2) copies of the constituent documents of the credit organization;
3) copies to be submitted to the Bank of Russia of financial and accounting reports of the credit institution on the last reporting date;
4) copies issued by the credit organization licenses for carrying out banking operations;
5) correspondent account statement the credit institution with the Bank of Russia;
6) required reserves account statement of the credit institution with the Bank of Russia;

7) documents confirming the credit institution signs of insolvency (bankruptcy), including payment of the credit organization clients, not executed it in the prescribed manner (if such payment documents are available);
8) inventory of customers ' payment documents of the credit organization, not executed it in the prescribed manner;
9) help on the correspondent accounts opened a credit organization;
10) notification of delivery persons referred to in paragraph 5 of article 50-5 of this federal law, copies of the Declaration of acceptance of the credit institution bankrupt and copies of the documents enclosed;
11) the power of attorney or other documents certifying authority to sign declarations of acceptance of the credit institution bankrupt.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-7. The adoption of the Declaration of acceptance of the credit institution bankrupt and the initiation of bankruptcy proceedings 1. Declaration of acceptance of the credit institution bankrupt can be taken by the arbitral tribunal, and the bankruptcy proceedings commenced after the revocation of the credit organization license for carrying out banking operations on the basis of statements by the persons referred to in paragraph 1 of article 50-4 hereof, if the amount of the credit requirements of the Organization in the aggregate of not less than tysjachekratnogo the size of the minimum wage established by federal law and if these requirements are not fulfilled within 14 days from the date of their execution or if the credit institution following the withdrawal of a license for carrying out banking operations the cost of its property (assets) is insufficient for the execution of obligations of the credit institution before its creditors and payment of obligatory payments. The value of the property (assets) and liabilities of the credit institution shall be determined on the basis of the methods established by the normative acts of the Bank of Russia.
2. On the adoption of the Declaration of acceptance of the credit institution bankrupt, the arbitral tribunal shall determine who initiated bankruptcy proceedings.
3. In the determination of the Arbitration Court concerning the adoption of a declaration of acceptance of the credit institution bankrupt specifies the day of the bankruptcy case, and can also contain instructions on order of the Court of arbitration of the Bank of Russia towards the conclusion that there are grounds for the recognition of credit institution bankrupt, to commit persons involved in the bankruptcy case, other actions aimed at ensuring proper and timely consideration of bankruptcy and deadlines for performing these actions.
4. Copy the definition of Arbitration Court concerning the adoption of a declaration of acceptance of the credit institution bankrupt not later than the next day after the date of its issuance shall be communicated to the applicant in the credit institution, Bank of Russia, and in the case provided for in the first subparagraph of paragraph 1 of article 50-20 this federal law agency.
5. In the event of the commencement of bankruptcy proceedings, upon application by the persons referred to in subparagraphs 1, 2 and 3 of paragraph 1 of article 50-4 hereof, if the order of the Bank of Russia of withdrawal from the credit organization license for carrying out banking operations was issued on grounds not related to the presence of a credit organization signs of insolvency (bankruptcy), the Bank of Russia no later than 10 days after receiving a copy of the determination of the Arbitration Court concerning the adoption of a declaration of acceptance of the credit institution bankrupt and commencement the bankruptcy case shall send to the Court of arbitration conclusion about whether or not to recognize credit institution bankrupt.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-8. The abandonment of an application for recognition of a credit institution bankrupt without traffic 1. The Court of arbitration in the event that in considering the adoption of a declaration of acceptance of the credit institution bankrupt, that it filed under the circumstances referred to in paragraph 6 of article 50-4 hereof, shall determine on the abandonment of the application.
2. the definition of abandonment Declaration of acceptance of the credit institution bankrupt without traffic arbitrage court obliges Russia to present conclusion of the Bank of Russia that it was revoking the credit institution license for carrying out banking operations or a copy of the order of the Bank of Russia on the revocation of the license.
The Bank of Russia is obliged to send the documents to the Arbitration Court within one month from the date of receipt of the determination of the arbitral tribunal on the abandonment of the application.
3. A copy of the determination to uphold the Declaration of acceptance of the credit institution bankrupt without traffic no later than the day following the date of its issuance shall be communicated to the applicant in the credit institution, Bank of Russia, and in the case provided for in the first subparagraph of paragraph 1 of article 50-20 this federal law agency.

4. In the case of the Bank of Russia to the arbitral tribunal a copy of the order of the Bank of Russia of withdrawal from the credit organization license for carrying out banking operations a declaration of acceptance of the credit institution bankrupt is considered filed on the day of his initial admission to the arbitral tribunal and to the production of the Court of arbitration in the manner provided for in article 50-7 of this federal law.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-9. The return of the Declaration of acceptance of the credit institution bankrupt 1. In addition to the grounds for the return of the writ, provided for an arbitration procedure of the Russian Federation, the grounds for the return of the Arbitration Court of an application for recognition of a credit institution bankrupt are: 1) the nonconformity signs of insolvency (bankruptcy) of credit institutions referred to in this statement, the requirements of paragraph 1 of article 50-7 of this federal law;
2) violation by the applicant in the circumstances contemplated in paragraph 6 of article 50-4 this federal law, the order of application for withdrawal of the credit organization license for carrying out banking operations under paragraph 5 of article 50-4 this federal law;
3) applying for recognition of bankrupt credit institution in respect of which a Court of arbitration proceedings on bankruptcy;
4) existence of an enforceable decision of the arbitral tribunal on the invalidation of the Bank of Russia on the revocation of the credit institution of a license for carrying out banking operations;
5) violation of the requirements of §§ 50-50 and 5-6 of this federal law.
2. upon receipt of the opinion of the Bank of Russia that it was revoking the credit institution license for carrying out banking operations statement recognizing its bankrupt returned to the applicant.
In case the above conclusion of the Bank of Russia in a month's time the arbitral tribunal returns to the applicant its Declaration of acceptance of the credit institution bankrupt. In this case, the person making the statement to the Bank of Russia of withdrawal from the credit organization license for carrying out banking operations shall be entitled to claim compensation in the Arbitration Court of the Bank of Russia for the damages caused by the failure of the Bank of Russia of the decision on the revocation of the credit institution specified license or the failure of the Bank of Russia of the decisions provided for in this federal law and within the competence of the Bank of Russia, on the implementation of measures to prevent the bankruptcy of the credit institution.
3. On the return of declarations of acceptance of the credit institution bankrupt, the arbitral tribunal shall determine. This definition shall be sent to the applicant, credit institution, Bank of Russia, and in the case provided for in the first subparagraph of paragraph 1 of article 50-20 this federal law agency.
4. determination of the arbitral tribunal on the return a declaration of acceptance of the credit institution bankrupt can be appealed.
In case of cancellation specified definition statement is considered filed on the day of such cancellation.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-10. Particularly judicial proceedings on bankruptcy 1. In the case of bankruptcy of the credit institution are not resolved questions about: 1) acceptance of the credit organization;
2) prosecute in cases stipulated by the legislation of the Russian Federation on Insolvency (bankruptcy), managers of the credit institution, the members of the Board of Directors (Supervisory Board), founders (participants);
3) the recognition of transactions and (or) the application of the consequences of the invalidity of transactions made by credit institution.
2. based on the results of the consideration specified in subparagraph 1 of paragraph 1 of this article, the Court shall make a decision; based on the results of consideration of the issues referred to in subparagraphs 2 and 3 of paragraph 1 of this article, a definition.
Statement on resolving issues provided by subparagraphs 2 and 3 of paragraph 1 of this article, shall be paid by the State fee in the amount stipulated by the Federal law to pay for applications for writ of execution to enforce the decisions of the arbitral tribunal.
3. Bankruptcy case in part to address the issue, provided for in subparagraph 1 of paragraph 1 of this article shall be considered by the Arbitration Court within a period not exceeding two months from the date of acceptance by Arbitration Court of an application for recognition of a credit institution bankrupt, including the period to prepare the case for trial and the decision on the above subject.
4. When the settlement envisaged by subparagraph 1 of paragraph 1 of this article, the preliminary hearing provided for in the arbitration procedure code of the Russian Federation. Check the validity of the requirements of the applicant, a statement of recognition of the credit institution bankrupt, is held in the same meeting of the arbitral tribunal, as the consideration of the question of the recognition of the credit institution bankrupt.
5. the decision on recognition of a credit institution bankrupt must contain an indication of:

1) opening of the bankruptcy proceedings;
2) recognition of the applicant's requirements and the inclusion of this requirement in the register of creditors ' claims;
3) approval of the bankruptcy trustee;
4) monthly remuneration, which is paid to the contest Manager during the period from the date of the opening of bankruptcy proceedings until the day of determining pay the bankruptcy trustee meeting of creditors, or the creditors ' Committee. The decision on recognition of a credit institution bankrupt did not specify the amount of the remuneration of the bankruptcy trustee, bankruptcy trustee if the powers of law carries out the Agency.
6. the decision on recognition of a credit institution bankrupt in the case provided for in the first subparagraph of paragraph 1 of article 50-20 hereof, stated that the insolvency administrator is the Agency.
7. Challenging the justiciability of the order of the Bank of Russia of withdrawal from the credit organization license for carrying out banking operations shall not prevent the adoption by the Court of arbitration of the declarations of acceptance of the credit institution bankrupt and does not constitute grounds for suspension of the proceedings for recognition of her bankrupt.
8. the decision of the arbitral tribunal on the invalidation of the Bank of Russia of withdrawal from the credit organization license for carrying out banking operations, entered into legal force upon acceptance by Arbitration Court of an application for recognition of a credit institution bankrupt, does not preclude consideration of the case about its bankruptcy on its own merits.
The decision of the arbitral tribunal on the invalidation of the Bank of Russia on the revocation of the credit institution of a license for carrying out banking operations, entered into legal force after the opening of bankruptcy proceedings, does not constitute grounds for cancellation of the decision on the recognition of the credit institution bankrupt and the revision of the decision on new circumstances.
9. the arbitral tribunal that issued the decision on recognition of a credit institution bankrupt, sends the decision to the Bank of Russia, as well as with the Federal Executive Body, authorized to exercise State registration of juridical persons, to make them into the unified State registry of legal persons of record that a credit institution is in the process of liquidation.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ; as amended by the Federal law dated 28.04.2009 N 73-FZ) Article 50-11. The bankruptcy trustee approvals 1. The approval of the bankruptcy trustee in bankruptcy of the credit institution, did not have the license of the Bank of Russia to attract cash assets of private individuals into deposits, is carried out in accordance with article 45 of the Federal law on Insolvency (bankruptcy) ", taking into account the peculiarities stipulated by this federal law.
2. If a credit institution had license of the Bank of Russia to attract cash assets of private individuals into deposits, the insolvency administrator is the Agency.
3. In the event of non-submission to arbitration in the manner prescribed by the Federal law on Insolvency (bankruptcy) "for confirmation of the bankruptcy trustee who is a natural person, the Bank of Russia is in Arbitration Court nominated agency.
In the case of exemption or exclusion of the bankruptcy trustee, a physical person from serving as bankruptcy trustee bankruptcy trustee's powers are vested in the Agency.
In the cases provided for in this paragraph, the arbitral tribunal shall render judicial Act approving agency of the insolvency administrator.
4. the trustee will proceed to implement their functions on the date of the Arbitration Court decision declaring the credit institution bankrupt and on the opening of bankruptcy proceedings (bankruptcy trustee approval) and is valid until the day of entering into the unified State registry of legal persons of record about the liquidation of the credit institution.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-12. The decision of the Arbitration Court on the refusal of acceptance of the credit institution bankrupt 1. The decision of the Arbitration Court on the refusal of acceptance of the credit institution bankrupt, was adopted in the case of: 1) the lack of signs of insolvency (bankruptcy), referred to in article 2 hereof;
2) establishing fictitious bankruptcy if the bankrupt filed a declaration of acceptance of the credit organization debtor.
2. If the arbitral tribunal is established absence of signs of insolvency (bankruptcy) or a fictitious bankruptcy, a credit institution is subject to compulsory liquidation in accordance with the Federal law "on banks and banking activities".
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-13. Grounds for termination of bankruptcy proceedings 1. The arbitral tribunal shall terminate the proceedings on bankruptcy in the case of: 1) confession during the trial, the applicant claims that gave rise to the institution of proceedings on bankruptcy, unfounded;

2) satisfy all creditors included in the register of creditors ' claims, as provided in article 50-37 of this federal law;
3) completion of the bankruptcy proceedings.
2. In the cases contemplated in paragraph 1 of this article shall terminate all restrictions imposed by this federal law, are consequences of the opening of bankruptcy proceedings. Termination of bankruptcy proceedings does not entail the termination of the effects of the revocation of a license for carrying out banking operations stipulated by the Federal law "on banks and banking activities".
3. unless otherwise provided for in this federal law, termination of Arbitration Court of bankruptcy proceedings is a ground for filing statements of Bank of Russia forced liquidation of the credit institution in the manner prescribed by the Federal law "on banks and banking activities".
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-14. Appeals and definitions of the arbitral tribunal 1. The arbitration court rulings made during the consideration of a bankruptcy case may be appealed to the Court of arbitration in the manner provided by the Federal law on Insolvency (bankruptcy) ".
2. When considering a higher tribunal of complaints on the definition of the arbitral tribunal which rendered the definition of Arbitration Court directs in the higher court of arbitration only those materials a bankruptcy case that directly refer to the dispute with the creditor of a credit institution or an authorized body on establishment, size, composition and sequence satisfy the requirements.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-15. The direction of the Arbitration Court of judicial acts of bankruptcy proceedings 1. Unless otherwise stipulated by this federal law, judicial acts on the bankruptcy case shall be sent to the Court of arbitration in the credit institution, the contest Manager, Bank of Russia, authorized in accordance with the Federal law on Insolvency (bankruptcy) "organs, a person who applies to the arbitral tribunal a statement of recognition of the credit institution bankrupt, as well as those involved in the arbitration process.
2. Determine which resolves differences between the insolvency administrator and the creditors or creditors ' complaints of violations of their rights and legitimate interests shall be transmitted to the Court of arbitration in the credit institution, the contest Manager, as well as persons who applied to the Court of arbitration with the complaint or statement on the resolution of disputes or participated in the consideration by the Court of arbitration of these complaints or petitions.
3. Unless otherwise stipulated by this federal law, copies of judicial acts shall be sent to the Court of Arbitration referred to in this article, the parties within five days from the day of their acceptance.
4. People involved in the bankruptcy case, as well as those involved in the arbitration process in bankruptcy has the right to demand from the bankruptcy trustee to familiarize them with any legal acts of bankruptcy proceedings or provide them with copies of such acts by such persons.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Chapter VI-2. Especially the bankruptcy proceedings of a credit institution, recognized by the bankruptcy (chapter supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-16. General provisions on competitive production of 1. The adoption of the Arbitration Court decision declaring the credit institution bankrupt shall entail the opening of bankruptcy proceedings.
2. The receivership is introduced for a period of one year. The term may be extended bankruptcy proceedings on the request of the person involved in the bankruptcy case, not more than six months.
3. determination of the arbitral tribunal to extend the length of the bankruptcy proceedings shall be immediately enforceable and may be appealed in the manner prescribed by paragraph 3 of article 61 of the Federal law on Insolvency (bankruptcy) ".
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-17. Publication of information on the recognition of the credit institution bankrupt and on the implementation of the preliminary creditors first stage 1. Bankruptcy trustee within five working days from the date of submission of the documents to the Bank of Russia, confirming his right to perform operations on the correspondent account of the credit organization, recognized by the bankrupt, or if any exercise of the powers of the bankruptcy trustee Agency from the date of opening of the credit institution's main account during bankruptcy proceedings includes Federal Register information about bankruptcy and dispatches for publication in the official journal , "The Bulletin of the Bank of Russia" ad on the decision of the Court of arbitration on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings. (As amended by the Federal law of 28/07/2012 N 144-FZ)
2. the following information shall be Published on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings: 1) the name and other details of the credit organization, recognized by the bankrupt;

2) name of the Arbitration Court, in charge of the bankruptcy case, and the case number;
3) day of acceptance by arbitration court decisions declaring the credit institution bankrupt and on the opening of bankruptcy proceedings;
4) closing date register of creditors ' claims, defined in accordance with paragraph 2 of article 50-28 of this federal law;
5) day expiration of establishment of the claims of creditors of the first stage for the purposes of preliminary payments determined in accordance with paragraph 3 of article 50-38 of this federal law;
6) address of a credit organization to present their demands to the creditors of the credit institution;
7) competitive information management, including the name and address of the bankruptcy trustee to direct him.
3. (repealed-Federal Act of 28/07/2012 N 144-FZ) 4. Costs associated with the inclusion in Federal Register of information about bankruptcy and publication of the information referred to in this article for recognition of credit institution bankrupt and on the opening of bankruptcy proceedings, is made from the assets of the credit institution.
In the absence of credit institution assets, adequate reimbursement for inclusion in the Federal Register of information about bankruptcy and publication of specified information, inclusion in the Federal Register of information about bankruptcy and publication of specified information are carried out at the expense of the applicant, a statement instituting against bankruptcy of a credit institution. When contacting the Bank of Russia to the arbitral tribunal a statement of recognition of the credit institution bankrupt in the absence of credit institution assets, adequate reimbursement for the publication of the information under paragraph 2 of this article, their publication is done in the "Bulletin of the Bank of Russia" and are included in Federal Register of information about bankruptcy without charging a fee.
(Paragraph as amended by federal law from 28/07/2012 N 144-FZ) (Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-18. Disclosure of information on the progress of bankruptcy proceedings 1. In order to ensure equal access to information on the status of creditors bankruptcy proceedings, the liquidator in the manner prescribed by this article includes relevant information in a Federal Register of information about bankruptcy.
2. Not later than thirty days from the date of acceptance of the credit institution bankrupt bankruptcy trustee includes Federal Register information about bankruptcy: 1) information about the financial state of the credit institution and its property on the day of the opening of bankruptcy proceedings;
2) balance of the credit institution on the last reporting date with account of profits and losses;
3) information about the availability of funds that can be directed on satisfaction of creditors ' claims on monetary obligations, including advance payments to creditors of the first stage.
3. Trustee includes Federal Register information about bankruptcy information on estimated running costs of a credit institution under article 50-27 of this federal law, not later than three days from the date of its adoption.
4. Not later than five working days before the beginning of settlements with creditors, including calculations for each queue in the order in which preliminary payments with creditors of the first stage, the trustee includes Federal Register information about bankruptcy information about the order and timing of payments to creditors.
5. Simultaneously with the message of early settlements with creditors of the first stage of the bankruptcy trustee includes Federal Register information about bankruptcy or a progress report on the results of the inventory of assets of the credit institution with indication of facilities costing more than one million dollars, as well as information on the structure and size of their claims against the claims of creditors.
6. After the start of the first stage of the settlements with creditors trustee not less than once in three months, includes Federal Register information about the bankruptcy of the current information on the status of the bankruptcy proceedings. This information should include information about: 1) again identified assets of the credit institution;
2) work of the bankruptcy trustee to identify transactions of the credit organization, meet the grounds of invalidity of transactions in accordance with article 28 of this federal law, and to attract founders (participants), the members of the Board of Directors (Supervisory Board), the managers of the credit institution to vicarious liability for the obligations of the credit institution in accordance with this federal law;
3) during the realization of the assets of the credit institution with the allocation information about the sale of the book worth over one million dollars, indicating the sale price of the property and its buyers.
7. At least once every six months, the trustee must include Federal Register information about bankruptcy information: 1) on the financial performance of the running costs of the credit institution under article 50-27 of this federal law;

2) about the value of unrealized assets of the credit institution.
8. the information referred to in paragraphs 1-5 of this article, in conjunction with their inclusion in the Federal Register of information about bankruptcy or within the prescribed time-frame for their inclusion are sent to the insolvency administrator in the Bank of Russia.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) (As amended by the Federal law of 28/07/2012 N 144-FZ) Article 50-19. The effects of the opening of bankruptcy proceedings 1. From the date of acceptance by arbitration court decisions declaring the credit institution bankrupt and on the opening of bankruptcy proceedings: 1) continue to operate from the consequences of the withdrawal of a credit organization license for carrying out banking operations under article 20 of the Federal Act "on banks and banking activities", including in the event after the opening of bankruptcy proceedings in the Arbitration Court decision on the invalidation of the Bank of Russia on the revocation of the credit institution such a license;
2) information about the financial state of the credit institution does not apply to information that is confidential or recognized components of the trade secret;
3) transactions, the performance of judicial acts, acts of other bodies and officials that are handed down in accordance with the civil legislation of the Russian Federation, the criminal law, procedural law, legislation of the Russian Federation on taxes and fees associated with the alienation of assets of the credit institution, or entail the transfer of its assets to a third party in possession and use are permitted solely in the manner prescribed by this chapter; (As amended by the Federal law of 28/07/2012 N 144-FZ) 4) all creditor claims on money obligations on payment of compulsory payments, other proprietary credit organization requirements, with the exception of the requirements for the recognition of ownership, about compensation of moral harm, the discovery of property from unlawful possession, as well as requirements on current obligations under article 50-27 of this federal law, may be brought only in a bankruptcy case in order prescribed by this chapter; (As amended by the Federal law of 28/07/2012 N 144-FZ) 5) stops execution of Executive documents for foreclosure of the assets of the credit institution, except in the performance of Executive documents about debt recovery under the current liabilities of the credit institution. The documents, which ceased in accordance with this federal law, shall be subject to the transfer of judicial police, as well as implementing bodies and organizations performing judicial acts, acts of other bodies and officials, the contest Manager in the manner laid down by federal law; (As amended by the Federal law of 28/07/2012 N 144-FZ) 6) removed previously imposed arrests on the property of the credit institution and other restrictions on disposal of assets of the credit institution. The reason for withdrawing the arrest on the property of a credit institution is the decision of the Court of arbitration on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings. Imposition of new arrests on the property of a credit institution and other limit orders of its assets is not allowed;
7) fulfilment of the obligations of the credit institution, including enforcement of judicial acts, acts of other bodies and officials that are handed down in accordance with the civil legislation of the Russian Federation, the criminal law, procedural law, legislation of the Russian Federation on taxes and fees, is carried out in the cases and pursuant to procedure established by this chapter; (As amended by the Federal law of 28/07/2012 N 144-FZ) 8) judicial acts, acts of other bodies and officials of the foreclosure of the cash on bank accounts, deposits of clients of the credit organization, seizure and (or) other limit orders executed funds specified in the order, established by article 50-40 hereof. (Supplemented by federal law from 28/07/2012 N 144-FZ)
2. From the date of acceptance by arbitration court decisions declaring the credit institution bankrupt and on the opening of bankruptcy proceedings is terminated the powers of the head of the credit organization, its governing bodies, with the exception of the powers of the management for a decision on the conclusion of agreements on the conditions for the granting of funds by third parties for the performance of obligations of the credit institution.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-20. Bankruptcy trustee 1. The insolvency administrator in bankruptcy of credit organizations, which had license of the Bank of Russia to attract cash assets of private individuals into deposits, by operation of law, is the Agency.

The insolvency administrator in bankruptcy of credit organizations, without the license of the Bank of Russia to attract cash assets of private individuals into deposits, shall be approved by the court-appointed Trustees, conforming to the requirements established by the Federal law on Insolvency (bankruptcy) ", and the Bank of Russia accredited as insolvency administrators in bankruptcy of credit organizations (hereinafter also-trustee, accredited at the Bank of Russia).
In the cases provided by paragraph 3 of article 50-11, as well as paragraph 2 of article 52 of this federal law, the functions of the bankruptcy trustee in bankruptcy of credit organizations, without the license of the Bank of Russia on raising funds in deposits, is implementing agency.
For the exercise of the powers of the bankruptcy trustee Agency remuneration is not paid.
2. Prerequisites for accreditation with the Bank of Russia appointed Trustees as insolvency administrators in bankruptcy of credit organizations are: 1) by the insolvency administrator requirements established by the Federal law on Insolvency (bankruptcy) ";
2) absence during the three years prior to accreditation, violations of the legislation of the Russian Federation on Insolvency (bankruptcy), resulting in substantial violation of the rights of creditors, unjustified expenditure of the estate of a credit institution (hereinafter also referred to as competitive weight), disproportionate demands of creditors, as well as the absence of exclusion from the bankruptcy trustee duties associated with the nonperformance or improper performance of such duties;
3) training on approved by the Bank of Russia program.
3. accreditation of arbitration Manager as the bankruptcy trustee in bankruptcy of credit organizations is carried out by the Bank of Russia based on the application of the liquidator within 30 days from the date of its receipt. To the statement attached documents confirming the applicant's compliance with the accreditation requirements established by this federal law.
Application for accreditation of an arbitration Manager as the bankruptcy trustee in bankruptcy of credit institutions can be directed to the Bank of Russia self-regulatory organization governing arbitration.
Procedure for consideration of applications for accreditation of court-appointed Trustees as insolvency administrators in bankruptcy of credit organizations, accreditation, cancellation, non-renewal of accreditation accreditation is defined by the normative acts of the Bank of Russia.
The Bank of Russia in agreement with the Government of the Russian Federation Federal Executive body can be fitted with additional requirements for accreditation of court-appointed Trustees as the bankruptcy trustee in bankruptcy of credit organizations.
Validity of arbitration Manager accreditation as the bankruptcy trustee in bankruptcy of credit organizations is one year. Extension of accreditation is carried out by the Bank of Russia on the basis of assigned Bank of Russia for 30 days prior to expiry of the accreditation statements governing arbitration. Bank of Russia issues arbitration Manager accredited as the bankruptcy trustee in bankruptcy of credit organizations, accreditation certificate.
4. Damages caused by the insolvency administrator, accredited to the Bank of Russia, as a result of non-performance or improper performance of their duties to persons involved in the bankruptcy case will be reimbursed at the expense of its property and liability insurance in case of causing such damages.
Trustee, accredited at the Bank of Russia, within 10 days from the date of its approval by the insolvency administrator in bankruptcy of the credit institution shall insure its liability in case of damages to persons involved in the bankruptcy case, at a rate depending on the appraised value of the assets of the credit institution on the last reporting date, calculated on the basis of the transitional administration techniques established by the normative acts of the Bank of Russia namely: 3 per cent of the value of assets exceeding 100 million roubles, while the value of assets from 100 million to 300 million rubles;
six million roubles plus 2 per cent of the value of assets exceeding 300 million roubles, when the value of the assets of 300 million roubles to one billion roubles;
20 million roubles plus 1 percent of the value of assets exceeding one billion rubles, while the value of assets over one billion rubles.
The appropriate message ensuring the accountability of the bankruptcy trustee, accredited at the Bank of Russia, routed them within the period specified in the Arbitration Court and the Bank of Russia.
5. In case of adoption in the manner prescribed by this federal law, the insolvency administrator of the Agency, it is not subject to the requirements of the insurance liability in case of loss to persons involved in the bankruptcy case.

6. the Agency shall exercise the powers of the bankruptcy trustee through designated from among its employees representative, acting on the basis of power of attorney.
The Agency is obliged to send to the arbitral tribunal and the Bank of Russia a message about the appointment of a representative in a bankruptcy case within five days from the date of the arbitral tribunal on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings or judicial Act approving the insolvency administrator of the Agency in cases provided by paragraph 3 of article 50-11 and paragraph 2 of article 52 of this federal law.
In case of occurrence of circumstances entailing the impossibility of carrying out representative Agency of his powers, including his removal from duty of the representative of the bankruptcy trustee in the manner provided for in paragraph 4 of article 50-24 of this federal law, the Agency shall, within five days from the date of the occurrence of these circumstances to send to the arbitral tribunal and the Bank of Russia message on the appointment of a new representative of the bankruptcy trustee.
7. the Bank of Russia has the right to cancel or refuse accreditation extension of accreditation of the bankruptcy trustee, accredited at the Bank of Russia, if one of the following reasons: 1) dismissing the bankruptcy trustee the arbitral tribunal from serving as bankruptcy trustee;
2) violation of the terms of accreditation;
3) violations of the insolvency administrator of the legislation of the Russian Federation on Insolvency (bankruptcy), resulting in substantial violation of the rights of creditors, unjustified expenditure of the estate disproportionate satisfaction of creditors ' claims.
8. In case of cancellation of the Bank of Russia of the bankruptcy trustee accreditation accredited at the Bank of Russia, he was suspended by the Court of arbitration from his duties on the basis of statements by the Bank of Russia.
9. the decision of the Bank of Russia on the refusal of accreditation, the accreditation revocation or refusal of extension of accreditation may be appealed to the Arbitration Court.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-21. The bankruptcy trustee powers 1. Trustee shall exercise the powers of the head of the credit institution and other management bodies of a credit institution within, on such terms and conditions as are established by this federal law.
2. the trustee is required to act reasonably and in good faith, taking into account the legitimate rights and interests of the creditors of the credit institution, society and the State.
3. Trustee must: 1) to the maintenance of the property of a credit institution, to conduct its inventory;
2) (repealed-Federal Act of 28/07/2012 N 144-FZ) 3) notify employees of the credit institution of the impending dismissal not later than one month from the date of introduction of the bankruptcy proceedings;
4) take steps to ensure the safety of property of the credit organization;
5) (repealed-the Federal law dated 28.04.2009 N 73-FZ) 6) present to third parties in arrears owed to the credit institution, the requirements on its recovery, in the manner prescribed by this federal law;
7) install the claims of creditors in the manner provided for in articles 50-50 and 28-29 of this federal law;
8) keep a register of creditors;
9) take measures to search for, identify and return the assets of the credit institution, in the possession of third parties;
10) transmit the documents arising from the activities of the credit institution, deposited in the manner prescribed by federal laws and other regulatory legal acts, in accordance with the list of documents generated in the course of activities of credit institutions, which is approved by the Government of the Russian Federation the authorized federal body of executive power and the Bank of Russia, with an indication of the storage of these documents; (As amended by the federal laws from 28/07/2012 N 144-FZ; 04.10.2014 N 289-FZ) 11) identify signs of wilful and fictitious bankruptcy and the circumstances, responsibility for which is provided for in article 14 of this federal law;

11-1) in the manner prescribed by article 22-2 of this federal law, the return of securities and other assets of clients taken and (or) acquired by the credit institution carrying out professional activity on securities market, at their own expense for storage contracts, contracts of asset management, depository contracts, contracts on brokerage services; (Supplemented by federal law from 28/07/2012 N 144-FZ) 12) perform other duties set by federal law.
4. the trustee shall have the right to: 1) dispose of assets of the credit institution in the manner and under the conditions established by this federal law;
2) credit organization dismiss workers, including the head of the credit organization, to change the terms of employment contracts, transfer employees to other work in the manner and under the conditions established by federal law;

3) stating the refusal to perform contracts and other transactions in accordance with the provisions of article 50-34 of this federal law;
4) send declarations of acceptance of the application of the consequences of the invalidity, invalid or insignificant transactions made by credit institution, including in a manner and for reasons which are set out in article 28 of this federal law, the discovery of assets of the credit institution from third persons about termination of treaties concluded by the credit organization, and perform other actions to protect the rights and legitimate interests of the credit institution and its creditors stipulated by the Federal law , other normative legal acts of the Russian Federation; (As amended by the Federal law dated 28.04.2009 N 73-FZ) 5) draw to meet the challenges arising from the implementation of the bankruptcy proceedings, accountants, auditors, appraisers and other specialists with payment of their services from the assets of the credit institution; (As amended by the Federal law of 28/07/2012 N 144-FZ) 6) exercise other established federal law relating to the performance of his duties.
5. If there are grounds, established by the Federal law, bankruptcy trustee claim to third parties in accordance with the Federal law bear subsidiary liability for the obligations of the credit institution. (As amended by the Federal law dated 28.04.2009 N 73-FZ)
6. the trustee has the right to advance the costs associated with the performance of his duties, from own funds followed by reimbursement of these costs from the assets of the credit institution in accordance with the procedure established for the execution of the current obligations of the credit institution during the bankruptcy proceedings.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-22. Supervising the bankruptcy trustee 1. Bankruptcy trustee is obliged on demand of the arbitral tribunal to submit to arbitration all information related to the bankruptcy proceedings, including a report on its activities.
2. Liquidator represents the meeting of creditors, and if they formed the Committee of creditors, the creditors ' Committee report on its activities, information on the financial situation of the credit institution and its property on the day of the opening of bankruptcy proceedings and during the bankruptcy proceedings, as well as other information at least once a month, if the meeting of creditors, or the creditors ' Committee did not set a longer period or time limit for the submission of the report.
Report of the bankruptcy trustee after its submission and consideration of a meeting of creditors, or the creditors ' Committee shall be forwarded to the Bank of Russia.
3. In the report of the bankruptcy trustee meeting of creditors or the creditors ' Committee shall contain the information: 1) on the estate formed, including progress and (or) on the results of the inventory of the credit organization, the progress and (or) the results of the evaluation of the assets of the credit institution, if the property involved to assess its appraiser; (As amended by the Federal law of 28/07/2012 N 144-FZ) 2) about the amount of funds transferred to the main account of the credit organization, about the data sources of income;
3) on the disposition of assets of the credit institution with information about the order of sale, book value, its customers, as well as amounts received from the sale of property;
4) on the number and total amount of claims for debt recovery filed against the insolvency administrator to third parties;
5) on measures taken to ensure the preservation of the assets of the credit institution, as well as identification and discovery of assets of the credit institution, owned by third parties;
6) on the measures taken to recognize the credit institution deals null and void, as well as the statement of rejection of treaties of the credit organization;
7) on the registry of claims of creditors, indicating the total size of the creditors ' claims included in this roster, and the size of the claims of creditors each queue;
8) on the number of employees of the credit institution, continuing its activities in the course of the bankruptcy proceedings, as well as the number of employees of the credit institution, dismissed in the course of the bankruptcy proceedings;
9) the insolvency administrator work on closing the accounts of a credit institution and its outcomes;
10) the amount of the costs of the bankruptcy proceedings, indicating their destination;
11) vicarious liability of third parties that in accordance with the Federal law bear such liability for the obligations of the credit institution in connection with bringing her to bankruptcy;
12) other information concerning the course of the bankruptcy proceedings, the composition of which is determined by the insolvency administrator, as well as the requirements of meeting of creditors, or the creditors ' Committee, or the arbitral tribunal.
4. the trustee shall submit to the Bank of Russia monthly accounting and statistical reporting to the credit organization, as well as other information about the course of the bankruptcy proceedings, upon request of the Bank of Russia in compliance with the list and procedure are established by the Bank of Russia.

5. Report on the preliminary creditors first queue undertaken in accordance with article 50-38 of this federal law, it seems the insolvency administrator in bankruptcy court and the Bank of Russia.
6. the Bank of Russia has the right to conduct audits of the bankruptcy trustee in cases and by the procedure established by the normative acts of the Bank of Russia.
7. the Bank of Russia has the right to send to the contest Manager of the injunction about elimination of infringements of regulatory legal acts, regulating relations associated with the insolvency (bankruptcy) of credit institutions that are identified according to data provided by the insolvency administrator reporting or in the course of his verification activities.
Failure to comply with the requirements of the Bank of Russia on Elimination of revealed violations constitutes grounds for revocation of accreditation of the bankruptcy trustee, accredited at the Bank of Russia. The Bank of Russia's decision may be appealed to the Arbitration Court within 10 days from the date of its adoption.
In the case of the Bank of Russia of violations in the exercise of the powers of the bankruptcy trustee Agency most shall, within 10 days from the date of receipt of the relevant regulations of the Bank of Russia to take measures to eliminate them and to notify the Bank of Russia.
The Agency's failure to comply with the requirements of the Bank of Russia on eliminating violations is the basis for the treatment of the Bank of Russia in the arbitration court hearing the bankruptcy case, complaining about the actions of the Agency.
8. Following the consideration of the complaints referred to in paragraph 7 of this article, the arbitral tribunal shall take one of the following decisions: 1) on the complaint about the recognition of the bankruptcy trustee's action illegal and the bankruptcy trustee for compulsion to address violations;
2) dismissal of the representative of the Agency;
3) to dismiss the complaint.
9. In the case of the Bank of Russia of the creditor Committee action on complaint of the bankruptcy trustee or the application for revocation of its accreditation of the Bank of Russia is obliged to consider the complaint within 30 days, or the petition and decide: 1) to send to the contest Manager orders to eliminate violations of the normative legal acts, regulating relations associated with the insolvency (bankruptcy) of credit institutions;
2) to perform the verification activities of the bankruptcy trustee;
3) on cancellation of accreditation;
4) recognizing complaints unfounded.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-23. The release of the bankruptcy trustee, accredited at the Bank of Russia, from the bankruptcy trustee duties 1. Trustee, accredited at the Bank of Russia, in the case of statements of exemption from duties of the bankruptcy trustee and in other cases stipulated by the Federal law can be relieved from duty by the arbitral tribunal of the bankruptcy trustee.
2. In the case of the liberation of the bankruptcy trustee, accredited at the Bank of Russia, from serving as bankruptcy trustee bankruptcy court at the same time maintains the insolvency administrator, the Agency in the manner prescribed by paragraph 3 of article 50-11 hereof.
3. Definition of Arbitration Court for release of the bankruptcy trustee, accredited at the Bank of Russia, from serving as bankruptcy trustee shall be immediately enforceable and can be appealed.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-24. Dismissal of the bankruptcy trustee, accredited at the Bank of Russia, or representative Agency of bankruptcy trustee duties 1. Trustee, accredited at the Bank of Russia, may be suspended from duty by the arbitral tribunal of the bankruptcy trustee: 1) at the request of the meeting of creditors, or the creditors ' Committee in case of nonperformance or improper performance of the duties of the bankruptcy trustee;
2) to meet the Court of arbitration complaints from persons involved in the bankruptcy case, for nonperformance or improper performance of the insolvency administrator of their duties, provided that such failure to perform or improper performance violated or the legitimate interests of the complainant or incurring losses to the credit institution or its creditors;
3) at the request of the person involved in the bankruptcy case, in the event of circumstances that prevented approval of the first subparagraph of this paragraph, face insolvency administrator, and also in the case if such circumstances have arisen since the allegations indicated in the first subparagraph of this paragraph, face insolvency administrator;
4) in the event of the cancellation of the Bank of Russia of the bankruptcy trustee accreditation accredited at the Bank of Russia.
2. Simultaneously with the removal of the bankruptcy trustee, accredited at the Bank of Russia, from the performance of his duties as bankruptcy trustee, the arbitral tribunal alleges the Agency as the bankruptcy trustee in the manner prescribed by paragraph 3 of article 50-11 hereof.

3. Definition of Arbitration Court about dismissal of the bankruptcy trustee, accredited at the Bank of Russia, from serving as bankruptcy trustee shall be immediately enforceable and can be appealed.
4. the representative of the Agency in the performance of his duties as representative of the bankruptcy trustee may be removed by the arbitral tribunal from fulfilling these duties to meet the Court of arbitration complaints against individuals involved in the bankruptcy case, for nonperformance or improper performance of the duties of the representative of the agency representative bankruptcy trustee provided that such non-fulfillment or improper fulfillment of these duties violated rights or legitimate interests complainant or incurring losses to the credit institution or its creditors.
5. Definition of Arbitration Court about dismissal of the representative Agency of bankruptcy trustee representative duties shall be immediately enforceable and can be appealed.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-25. Rights of creditors in bankruptcy of a credit institution 1. The creditors of the credit institution are entitled to the rights stipulated by the Federal law on Insolvency (bankruptcy) "and the present Federal law.
2. When carrying out the legitimate interests of bankruptcy bankruptcy creditors and authorized bodies represent the meeting of creditors and (or) a creditor committee, acting in accordance with the Federal law on Insolvency (bankruptcy) "taking into account the peculiarities stipulated by this federal law. Powers of the meeting of creditors and the creditors ' Committee shall be determined in accordance with the Federal law on Insolvency (bankruptcy) ".
3. when the Assembly votes are counted creditors bankruptcy creditors and authorized bodies, which are included in the register of creditors ' claims on the date of the meeting.
4. the trustee, except in the case of insolvent credit institution in respect of which the procedure was carried out forced liquidation, is entitled to convene the first meeting of creditors after the establishment in accordance with subparagraph 1 of paragraph 3, paragraphs 4, 6 and 10 of article 50-28 of this federal law claims brought in accordance with paragraph 2 of article 50-29 of this federal law, but not later than 90 days from the date of publication of information on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings. (As amended by the Federal law of 28/07/2012 N 144-FZ)
5. A meeting of creditors and (or) the creditors ' Committee is entitled to apply to the Bank of Russia against the actions (inaction) of the bankruptcy trustee and the annulment of the bankruptcy trustee of accreditation, accredited at the Bank of Russia.
6. the lender shall have the right to request motivated by channelling demand submission of the insolvency administrator copies of transactions referred to in article 28 of this federal law, committed for a total amount of more than one million dollars. The cost of preparing copies of these documents shall be covered by the lender.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-26. The amount of the commitments and obligations to pay obligatory payments 1. For purposes of this federal law, the amount of the commitments and obligations to pay obligatory payments to the credit organization, except for current obligations under article 50-27 of this federal law, shall be determined on the day of revocation from the credit organization license for carrying out banking operations, unless otherwise stipulated by this federal law.
2. The amount of the commitments and obligations to pay obligatory payments denominated in foreign currency is defined in rubles at the exchange rate established by the Bank of Russia on the date of revocation of the credit institution of a license for carrying out banking operations, except for current liabilities of the credit institution.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-27. Current liabilities of the credit institution in the course of bankruptcy proceedings 1. Under the current obligations of the credit institution shall be construed: 1) the obligation to pay the debts incurred before the date of revocation of the credit institution of a license for carrying out banking operations for work performed (services) that are associated with the continuation of the functioning of the credit institution, within the cost estimates approved by the Bank of Russia in compliance with the Federal law "on banks and banking activities";
2) liabilities, the grounds of which occurred during the period from the date of revocation of the credit institution of a license for carrying out banking operations up to the date of completion of the bankruptcy proceedings, including:

obligation to pay for the costs associated with the continued operation of the credit institution, including the remuneration of persons who work under an employment contract, payment of termination benefits to these individuals in case of their dismissal, taking into account the peculiarities stipulated by the Federal law "on Insolvency (bankruptcy)"; (As amended by the Federal law of 28/07/2012 N 144-FZ) obligation to pay remuneration to the contest Manager, accredited at the Bank of Russia;
costs of the credit institution, the costs of inclusion of information in the Federal Register of information about bankruptcy and publication of the messages provided for in this federal law, as well as other appropriate under this federal law costs related to the bankruptcy proceedings; (As amended by the Federal law of 28/07/2012 N 144-FZ) 3) the obligation to pay the mandatory payments arising in the period from the date of revocation of the credit organization license for carrying out banking operations until the opening of bankruptcy proceedings, as well as the obligation to pay the mandatory payments arising in the course of the bankruptcy proceedings while paying employees of the credit institution;
4) responsibilities for withholding money from the wages of employees of the credit institution, paid in connection with the performance of the duties referred to in subparagraph 1 of this paragraph, during the period from the date of revocation of the credit institution of a license for carrying out banking operations and up to the date of completion of the bankruptcy proceedings, as well as the responsibilities transfer amounts of such deductions in accordance with the legislation of the Russian Federation (alimony, tax on income of individuals , Union dues and other fees imposed on the employer in accordance with the Federal law).
2. For the purposes of this federal law, the obligation to pay obligatory payments arises from the date of expiration of the time (period), established for the purpose of calculating the amount of mandatory payment, payable in accordance with the legislation on taxes and fees. (As amended by federal law from 19.07.2009 N 195-FZ)
3. the costs of the execution of the current obligations of the credit institution are included in an estimate of the recurrent costs of the credit institution and the insolvency administrator are carried out on the basis of such estimates.
4. Unless otherwise provided in this article, a credit institution's operational budget is approved (change) the insolvency administrator.
5. the credit institution's operational budget in part costs, produced after the first meeting of creditors, subject to the approval of the (changing) Assembly of creditors, and if they formed the Committee of creditors, the creditors ' Committee on the submission of the bankruptcy trustee.
Credit institution's operational budget should be submitted for approval to the first meeting of creditors, and if they formed the Committee of creditors, the creditors ' Committee not later than three days from the date of its formation. In the case of non-approval (approval or refusal) Assembly of creditors, or the creditors ' Committee the operational budget of the credit organization meeting of creditors, or the creditors Committee may apply to the Arbitration Court to resolve disputes between the insolvency administrator and the creditors, or the creditors ' Committee. According to the results of consideration of the disagreement, the arbitral tribunal alleges, an estimate of the recurrent costs of the credit organization, produced after a judicial act.
6. the credit institution's operational budget, approved by the meeting of creditors, or the creditors ' Committee, or by the Court of arbitration in the manner prescribed by paragraph 5 of this article may be amended by the Assembly of creditors, or the creditors ' Committee on the submission of the bankruptcy trustee, and in the event of a disagreement between them on the question of amending the specified estimates-the Court of arbitration in the manner provided for in paragraph 5 of this article.
7. Prior to the adoption of the (changing) operational budget meeting of creditors, or the creditors ' Committee, or by the Court of arbitration in the manner provided for in paragraphs 5 and 6 of this article, valid estimates of current expenditure credit institution approved (amended) the insolvency administrator.
8. Requirements for current liabilities of the credit institution are not eligible for inclusion in the register of creditors ' claims. Current liabilities creditors of the credit institution in the course of bankruptcy proceedings are not recognized by persons involved in the bankruptcy case.
9. Satisfaction of creditors ' claims on current obligations of the credit institution in the course of bankruptcy proceedings is made in the manner prescribed by this chapter.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-28. Setting the amount of the claims of creditors 1. Creditors have the right to submit their requirements to the credit institution at any time during the course of the bankruptcy proceedings, as well as in accordance with the provisions of article 22-1 of this federal law, the period of activity of the credit institution of the interim administration.

If a creditor claims must specify along with the substance of the requirements, information about yourself, including full name, date of birth, details of the document certifying his identity and postal address for correspondence (for individuals), name, location (for legal persons), as well as bank details (if available).
These are the requirements to the contest Manager along with the application entered into legal force court decisions, arbitral tribunal extradition definitions writ of execution to enforce the decisions of the arbitral tribunal or other judicial acts, as well as original documents or their duly certified copies thereof to substantiate these claims.
2. For the purposes of bankruptcy proceedings, the bankruptcy trustee sets the deadline for presentation of claims by creditors, after which the register of creditors ' claims is considered private.
The deadline for submission of claims of creditors may not be less than 60 days from the date of publication of the communication on recognition of credit institution bankrupt and on the opening of bankruptcy proceedings.
To assign to the contest Manager requirements among those who filed within the prescribed time limit shall be considered notice of receipt or other documents confirming the dates of the receipt of the insolvency administrator specified requirements.
3. Claims of creditors shall be deemed established if they: 1) confirmed by a final decision of a court, arbitral tribunal definition of extradition writ of execution to enforce the decision of the Arbitration Court or any other judicial act in the absence of information about subsequent partial or full satisfaction of or termination of such requirements;
2) identified by the Court of arbitration in the manner provided for in paragraph 7 of this article;
3) determined insolvency administrator in the manner provided for in paragraphs 4 and 6 of this article, as well as paragraph 3 of article 50-30 hereof;
4) defined in the manner provided for in paragraph 10 of this article.
4. the trustee shall consider presented during bankruptcy proceedings, the creditor's claim and the results of its review no later than 30 working days from the date of receipt of such requirements is making it in the register of creditors ' claims in case of validity claim. In the same period, bankruptcy trustee notifies the relevant creditor for the inclusion of the claim in the register of creditors ' claims, or refuse such inclusion in the register, or for inclusion in the roster requirements in full. In the case of the claim of the creditor in the register of creditors ' claims in the relevant notification to the creditor, you specify information about the size and composition of its requirements to the credit of the Organization, as well as on the order of his satisfaction.
5. Objections to the results of consideration of the insolvency administrator of the claim of the creditor can be claimed in bankruptcy court by the creditor no later than 15 calendar days from the date of receipt of the creditor of notification of the bankruptcy trustee on the outcome of the claim. These objections shall be accompanied by a notification of receipt to the contest Manager copies of such objection or other documents confirming the direction of competitive Manager a copy of the objection and the attached documents to objections.
6. Creditor claims, objections which are not claimed within the period under paragraph 5 of this article shall be deemed to be established in the size, composition and order of satisfaction, which identified the insolvency administrator.
7. Claims of creditors, which declared the objection shall be considered by the Arbitration Court in the manner provided for in article 60 of the Federal law on Insolvency (bankruptcy) ".
Based on the results of such consideration, the ruling of the Arbitration Court for the inclusion or refusal to include these requirements in the register of creditors ' claims. In the definition of a Court of arbitration to include such requirements in the register of creditors ' claims shall specify the size and sequence satisfying these requirements.
A copy of the determination of the inclusion of or refusal to include these requirements in the register of creditors ' claims shall be communicated to the person expressing an objection, and the contest manager not later than the day following the day of the determination of the arbitral tribunal.
Definition of Arbitration Court for the inclusion or refusal to include creditors ' claims in the register of creditors ' claims shall be immediately enforceable and can be appealed.
8. the claim of the creditor assigned the appropriate definition of the Arbitration Court, the insolvency administrator is included in the register of creditors ' claims no later than the day following the day of receipt of a copy of the specified definition of the insolvency administrator, as a creditor of the insolvency administrator is notified within three days of making the appropriate entry in the register of creditors ' claims.

9. the differences in the requirements of lenders or the authorized bodies, confirmed by a final decision or other Act of a court, arbitral tribunal in terms of their composition and size, are not subject to review by the Court of arbitration and the statement of such dispute must be returned, with the exception of disputes related to the performance of judicial acts or their revision.
10. the claim submitted by the creditor of the credit institution during the period of the interim administration and it made in the register of creditors ' claims in accordance with the provisions of article 22-1 of the present Federal Act shall be set to the size, composition and order of satisfaction, which identified the Interim Administration if, within a period of 60 working days from the date of publication of the communication on recognition of credit institution bankrupt and on the opening of bankruptcy proceedings, the bankruptcy trustee, subject to the provisions of subparagraph 1 of paragraph 3 of this article fails to send the creditor notification of total or partial exclusion of the specified requirements from the register of creditors ' claims.
Objections to the content of the notice specified in the first subparagraph of this paragraph, may be claimed by creditors, and considered by the Court of arbitration in the manner provided for in this article. Claims of creditors which had not declared the objections within the period under paragraph 5 of this article shall be deemed to be established in the size, composition and order of satisfaction, which identified the insolvency administrator.
Claims of creditors presented to the credit of the Organization during the period of the interim administration in it, but not considered by the Transitional Administration on the expiry of her term of Office in the manner prescribed by paragraphs 6-12 of article 22-1 of this federal law, shall be deemed the charges on the day of publication of information on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings and addresses (installed) in the manner provided for in this article. When the liquidator performs the actions specified in paragraph 4 of this article within 60 days from the publication of information on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings.

11. The amount of the obligations arising from the financial instruments, the relevant requirements laid down in clause 1 of article 4-1 of the Federal law on Insolvency (bankruptcy) "requirements shall be determined in the manner provided by this article. (Para supplemented by federal law from Sept. 2, N 8-FZ) (Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-29. Setting the amount of the claims of creditors for the purpose of determining the participants in the meeting of creditors 1. Setting the amount of the claims of creditors for the purpose of determining the participants in the meeting of creditors shall be as provided for in article 50-28 of this federal law.
2. for the purposes of participation in the first meeting of creditors, the creditors shall have the right to present their requirements for a credit institution within 30 calendar days from the date of publication of information on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings, as well as in accordance with the provisions of article 22-1 of this federal law, the period of activity of the credit institution of the interim administration.
Period specified above register of creditors for the purpose of determining the participants in the first meeting of creditors is considered private.
3. the lender (lender's representative), whose requirements are included in the register of creditors ' claims on the basis of the copies of the documents referred to in paragraph 1 of article 50-28 of this federal law, shall be allowed to participate in the meeting of creditors only upon presentation of original documents to substantiate these claims.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-30. Register of creditors 1. Register of creditors ' claims leads the bankruptcy trustee. Taking into account the peculiarities imposed by paragraph 10 of article 50-28 of this federal law, the register includes information from the interim administration, in accordance with article 22-1 of this federal law, creditors ' claims registry, which is passed to the contest in accordance with article 31 of the present Federal law. (As amended by the Federal law of 14.10.2014 N 304-FZ)
2. Unless otherwise provided in this article, the creditor with the insolvency administrator are included in the register of creditors ' claims on the written request of a creditor on the basis of a court decision that has entered into force, the Arbitration Court, the definition of extradition writ of execution to enforce the decision of the Arbitration Court or other judicial act, as well as on the basis of other documents to substantiate these claims.


2-1. Claims of creditors on bank deposit agreement and (or) agreement of bank account can be included in the insolvency administrator register of creditors ' claims in the amount of money on the account balance owed to the lender, upon written request of a creditor on the basis of the information available to the credit institution. (Para supplemented by federal law from 21.07.2014 N 218-FZ) 2-2. Creditor's claim on the bank deposit agreement and (or) account agreement, legally in accordance with the Federal law "on insurance of deposits of natural persons in banks of the Russian Federation the right to receive insurance compensation, the insolvency administrator is included in the register of creditors ' claims in the amount of the balance of funds on the account in excess of the amount owed to the lender insurance compensation. (Para supplemented by federal law from 21.07.2014 N 218-FZ)
3. Claims of creditors, to which the credit institution is responsible for causing harm to their life or health, as well as creditors of severance allowances and remuneration of persons who work or have worked under an employment contract, the insolvency administrator may be included in the register of creditors ' claims without a written application by the creditor on the basis of the information available to the credit institution.
In the case of inclusion in the register of creditors ' claims, the claim of the creditor without his written statements on the basis of the information available to the credit institution, the trustee sends in a period not exceeding five working days from the date of making the appropriate entry in the register of creditors ' claims, in accordance with paragraph 4 of article 50-28 of this federal law, the notice indicated creditor.
Objections to the content of the specified notification may be claimed by the creditor, as well as dealt with by the Court of arbitration in the manner provided for in article 50-28 of this federal law. Claims of creditors which had not declared the objection within the period under paragraph 5 of article 50-28 of this federal law, shall be deemed to be established in the size, composition and order of satisfaction, which identified the insolvency administrator. (Paragraph as amended by federal law from 21.07.2014 N 218-FZ)
4. the creditor's claim is excluded from the insolvency administrator of the register of creditors ' claims on the basis of the definition of Arbitration Court, except in the case provided for in paragraph 10 of article 50-28 of this federal law, or cases where the creditor presented a written consent to the exclusion of its requirements from the register of creditors ' claims.
5. register of creditors ' claims shall include the particulars about each lender, about the size of its credit requirements of the Organization, on the order of satisfaction of each creditor, as well as the basis for claims of a creditor.
Register of creditors ' claims in the insolvency administrator may also include other information relevant to establishing the size of the claims of creditors, to commensurate satisfaction of the claims of creditors, as well as for creditors other rights stipulated by this federal law.
6. Creditor whose requirements are included in the register of creditors ' claims, is obliged to inform the administrator about changing the information specified in paragraph 1 of article 50-28 of this federal law.
In the case of non-submission or late submission of the above information, bankruptcy trustee and the credit institution are not liable for any damages in connection with this.
7. the liquidator is obliged on demand of the creditor (lender's representative) within five working days of receipt of such request to send the creditor (his representative) extract from the register of creditors ' claims about the size, composition and on the order meet these requirements.
The cost of sending such an extract in the amount not exceeding the cost of services of communication agencies assigned to the creditor.
8. Labour disputes between a credit institution and an employee of a credit institution are treated in the manner prescribed by the labour and civil legislation of the Russian Federation.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-31. The accounts of a credit institution in the course of bankruptcy proceedings 1. Bankruptcy trustee must use during the bankruptcy proceedings, has only one correspondent account credit organization recognized as bankrupt, for cash in the currency of the Russian Federation-basic account of the credit institution, opened in the Bank of Russia, as well as depending on the amount of available credit institution foreign currency types-necessary number of accounts of a credit institution for monetary funds in foreign currency, opened in other credit institutions in accordance with the procedure established by the Bank of Russia order.
(Repealed-federal law of 01.12.2007 N 303-FZ)
2. in carrying out the Agency's powers of the bankruptcy trustee credit organization during the bankruptcy proceedings are opened at the Agency.

For the purposes of the exercise of the functions of the bankruptcy trustee Bank Russia opens the Agency to account for funds in the currency of the Russian Federation.
3. the accounts of the credit organization, open to other credit organizations (including found during bankruptcy proceedings), except for accounts opened in connection with the implementation of the credit organization of professional activity on the securities market, and deposit accounts shall be closed as they are discovered. Balances of a credit institution must be listed with these accounts to the accounts of a credit institution in the course of the bankruptcy proceedings. (As amended by the federal laws from 28/07/2012 N 144-FZ; from 21.07.2014 N 218-FZ) After acceptance by arbitration court decisions declaring the credit institution bankrupt and on the opening of bankruptcy proceedings, the Bank of Russia within 10 days of the receipt of the relevant requirements of the bankruptcy trustee shall transfer the accounts of a credit institution in the course of bankruptcy proceedings means of required reserves deposited at the bank credit organization in Russia, as well as other funds of the credit institution, placed in the Bank of Russia.
To the accounts of a credit institution in the course of bankruptcy proceedings is credited with the funds of the credit institution, coming during the bankruptcy proceedings.
4. From the main account of the credit institution in the course of bankruptcy proceedings creditors payments, current utility and maintenance payments of the credit organization, paid other expenses associated with the implementation of the bankruptcy proceedings.
5. Information on the expenditure of the funds of the credit institution with its accounts during bankruptcy proceedings, the bankruptcy trustee is in bankruptcy court, creditors ' Committee and the Bank of Russia, upon their request, but not more often than once per month.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-32. (Repealed-Federal Act of 28/07/2012 N 144-FZ) Article 50-33. Disposition of the credit institution in the course of bankruptcy proceedings (as amended by the Federal law of 28/07/2012 N 144-FZ dated December 30, 2008) 1. After holding the inventory credit institution bankruptcy trustee will proceed to the sale of assets of the credit institution through a public auction in the manner and under the conditions that are defined by the Federal law "on Insolvency (bankruptcy)", unless a different procedure for disposal of assets of the credit institution is not installed in this article. (As amended by the Federal law of 28/07/2012 N 144-FZ) 1-1. Bankruptcy trustee, whose function carries out the Agency, in consultation with the Committee of banking supervision of the Bank of Russia carries out the transfer of the property (assets) and liabilities of the credit institution, or parts thereof, the purchaser (buyer) in the manner prescribed by this article. (Para supplemented by federal law from 28/07/2012 N 144-FZ) 1-2. In order to agree on the transfer of property (assets) and liabilities of the credit institution, or parts thereof, the purchaser (buyer) the trustee shall send to the Bank of Russia proposal, which should contain information on the composition of the property (assets) and liabilities of the credit institution, the property valuation (assets) made in accordance with the requirements of this article, as well as the rationale for the transfer of the property (assets) and liabilities.
If the transfer of the property (assets) and liabilities of the credit institution are encouraged to implement this proposal, the bankruptcy trustee must contain information on the composition of the property (assets) and liabilities of the credit institution in respect of each part.
The size passed to the purchaser (buyer) the obligations of the credit institution shall be determined by the insolvency administrator on the basis of the information available to the credit institution. The value passed to the purchaser (buyer) the property (assets) of a credit organization shall be determined in accordance with the report, involved insolvency administrator and acting on the basis of the Treaty.
Not later than 10 working days after receipt of a proposal of the bankruptcy trustee on the implementation of the transfer of the property (assets) and liabilities of the credit institution, the Committee of banking supervision of the Bank of Russia takes a decision on the harmonization of the proposal or reject it and notify the bankruptcy trustee of the decision no later than two working days from the date of adoption of the relevant decision.
The Committee of banking supervision of the Bank of Russia has the right to refuse in the harmonization of this proposal on the grounds established by the normative acts of the Bank of Russia.
(Para supplemented by federal law from 28/07/2012 N 144-FZ)

1-3. Within three working days of receipt of notice of the decision of the Committee of banking supervision of the Bank of Russia on the harmonization proposals bankruptcy trustee on the implementation of the transfer of the property (assets) and liabilities of the credit institution trustee includes Federal Register information about bankruptcy information about screening the acquirer (purchasers) property (assets) and liabilities of the credit institution, which must contain the procedure for providing information on the composition of the transferred property (assets) and liabilities of the credit institution about their cost and methods of evaluation. (Para supplemented by federal law from 28/07/2012 N 144-FZ) 1-4. Credit organizations licensed to attract cash assets of private individuals into deposits, shall be entitled to send to the contest Manager application to participate in the selection of the acquirer (purchasers) property (assets) and liabilities of the credit institution within 10 working days from the date of inclusion of the information specified in paragraph 1-3 of this article, in the Federal Register of information about bankruptcy. (Para supplemented by federal law from 28/07/2012 N 144-FZ) 1-5. Application for participation in the selection of the acquirer (purchasers) property (assets) and liabilities of the credit institution should include a proposal to defer the execution of the purchaser obligations to the Agency as a lender for the obligations transferred to the Agency as a result of payment of insurance compensation to depositors of a credit organization. The specified delay cannot exceed one year from the date of conclusion of the contract on the transfer to the buyer of the property (assets) and liabilities of the credit institution. (Para supplemented by federal law from 28/07/2012 N 144-FZ), 1-6. Bankruptcy trustee sends actings requests to participate in the selection of the acquirer (purchasers) property (assets) and liabilities of the credit institution in the banking supervision Committee of the Bank of Russia. (Para supplemented by federal law from 28/07/2012 N 144-FZ) 1-7. The Committee of banking supervision of the Bank of Russia has the right to refuse in the harmonization of the acquirer (purchasers) property (assets) and liabilities of the credit institution on the grounds established by the normative acts of the Bank of Russia. (Para supplemented by federal law from 28/07/2012 N 144-FZ) 1-8. In the case of transfer of the purchaser (buyer) of the obligations of the credit institution commitments lenders follow the queue are transmitted only after full transfer of obligations of creditors of previous phases. The specified priority shall be determined in accordance with article 50-36 hereof. May not be transferred to the acquiring part of the obligations of the credit organization one queue, unless otherwise stipulated by this article.
Transfer of property (assets) and liabilities of the credit institution, or part of them is carried out on the basis of the principles of good faith and reasonableness of action bankruptcy trustee, the equivalence of the size of the transferred liabilities value passed to the property (assets), to protect the rights and legitimate interests of creditors, including minimizing their losses on the realization of their right to obtain satisfaction of their legitimate requirements for credit institutions, priorities and proportionality, creditors, equity lenders one queue.
(Para supplemented by federal law from 28/07/2012 N 144-FZ) 1-9. The creditors of the credit institution shall be notified of the upcoming transfer of the insolvency administrator to the buyer of the property (assets) and liabilities of the credit institution, or part of them by sending in the official publication for the publication of the notice concerning the transfer of specified property (assets) and liabilities, as well as its inclusion in the Federal Register of information about bankruptcy. Such notice shall be published not less than one month prior to the proposed date of the transfer to the buyer of the property (assets) and liabilities of the credit institution, or part of them. Notice of the transfer to the buyer of the property (assets) and liabilities of the credit institution, or parts thereof must contain: 1) the name of the credit institution, transferring property (assets) and liabilities or any part thereof, its address and identifies the specified credit organization information (State registration number of the record of State registration of a legal entity, taxpayer identification number);
2) name of the credit institution-acquirer, which transferred the property (assets) and liabilities of the credit institution or part thereof, its address and identifies the specified credit organization information (State registration number of the record of State registration of a legal entity, taxpayer identification number);
3) criteria commitments among the obligations that are transferred to the purchaser;
4) procedure for obtaining credit lenders organizations information on the classification of obligations owed them an obligation passed to the purchaser.
(Para supplemented by federal law from 28/07/2012 N 144-FZ)

1-10. Within one month from the date of publication of the notification of the transfer to the buyer of the property (assets) and liabilities of the credit institution, or parts thereof, the creditor of the credit institution shall have the right to transmit in writing to the credit organization statement of disagreement with the transfer of rights and obligations under the Treaty, signed it with a credit institution. From the date of receipt of the insolvency administrator specified statements the proportional share of the property to be transferred, the insolvency administrator is excluded from the assets of the credit institution to transfer to the recipient.
The claim of the creditor of the credit institution submitting in writing a statement of disagreement with the transfer of rights and obligations under the Treaty, signed it with a credit organization shall be treated in accordance with the order established by article 50-36 hereof.
(Para supplemented by federal law from 28/07/2012 N 144-FZ) 1-11. After the transfer of the property and liabilities of the credit institution, the latter shall execute the purchaser obtained commitments and (or) the obligation to pay the obligatory payments to the conditions that existed on the day of revocation of the credit institution of a license for carrying out banking operations. (Para supplemented by federal law from 28/07/2012 N 144-FZ), 1-12. Assets and liabilities of the credit institution are considered to be transferred to the purchaser from the date of signing by both parties of the corresponding deed of transfer. From that moment on the purchaser passes the risk of accidental loss or accidental damage of the property. Simultaneously with the signing of the corresponding deed of trustee sends the official publication for the publication of information on the transfer to the buyer of the property and liabilities of the credit institution and includes relevant information in a Federal Register of information about bankruptcy. Such information shall contain the information referred to in paragraph 1-9 of this article. (Para supplemented by federal law from 28/07/2012 N 144-FZ), 1-13. Assets and liabilities of the credit institution, sent to the recipient (buyer) are excluded from the estate and registry of the claims of creditors of the credit institution. (Para supplemented by federal law from 28/07/2012 N 144-FZ)
2. Upon sale of the assets of the credit institution law requirements for loan agreements, credit and factoring can be tendered as a single lot (sale of loan portfolio credit organizations).
As a single lot can also be put up for bidding property transferred to the credit institution to lease contracts with simultaneous assignment of rights requirements on such treaties.
3. In order to expedite settlements with creditors trustee entitled to acquire the assets of the credit institution, not sold on repetitive bidding, starting price established for rebidding. The specified transaction shall be performed in writing.
4. a credit institution-owned securities, admitted to circulation on organized securities market, may be sold at auction or organized on the basis of a contract of sale, contract without bidding. (As amended by the Federal law of 21 N 327-FZ)
5. In the course of bankruptcy proceedings cannot be substitution of assets of the credit institution, which provided the Federal law on Insolvency (bankruptcy) ". (As amended by the Federal law of 28/07/2012 N 144-FZ)
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-34. Recognition of transactions made by credit institution, invalid and refusal to perform credit organization treaties 1. A transaction made by a credit institution may be declared void by the arbitral tribunal upon the application of the bankruptcy trustee on the grounds and in the manner provided for in article 28 of this federal law.
2. the trustee has the right to refuse the execution of contracts and other transactions made by credit institution and unsatisfied parties in whole or in part, if the execution of the credit institution specified transactions would entail losses for credit institution compared with similar transactions committed under comparable circumstances.
With this rejection of financial contracts that meet the requirements laid down in clause 1 of article 4-1 of the Federal law on Insolvency (bankruptcy) "can be stated only in the manner prescribed by article 102, paragraph 6 of the Federal law on Insolvency (bankruptcy)". (As amended by the Federal law dated Feb. 7, N 8-FZ)
3. In the cases contemplated in paragraph 2 of this article, a contract the credit organization shall be deemed terminated from the date of receipt of each of the parties to the Treaty statement by the bankruptcy trustee to waive enforcement of the Treaty.
Party to the Treaty, which entered into a credit organization, and in respect of which declared rejection, may require that the credit organization for damages caused by the denial of the execution of the Treaty.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ; as amended by the Federal law dated 28.04.2009 N 73-FZ)

Article 50-35. Competitive weight of credit institutions 1. All assets of the credit institution on the day of the opening of the bankruptcy proceedings and revealed during bankruptcy proceedings, is the estate.
2. From the property of a credit institution that is excluded property of the bankruptcy estate constituting mortgage coverage in accordance with paragraph 4 of this article, securities and other property of the customers of the credit institution, accepted and (or) acquired by the credit institution for their account on storage contracts, contracts of asset management, depository contracts and contracts on brokerage services, as well as other property iskljuchaemoe of the estate in accordance with the legislation of the Russian Federation. (As amended by the Federal law of 28/07/2012 N 144-FZ) comprising assets of the credit institution separately and is subject to mandatory evaluation of the property that is the subject of mortgage.
Is not subject to mandatory evaluation the pledge of rights under a contract of bank account. (As amended by the Federal law of 21.07.2014 N 218-FZ)
3. If the composition of the assets of the credit institution property related to socially significant objects in accordance with the Federal law on Insolvency (bankruptcy) ", as well as social housing use, which are not included in the bankruptcy estate in accordance with the Federal law on Insolvency (bankruptcy), passing (realization) of the specified property is carried out by the insolvency administrator in the manner and under the conditions established by the specified by federal law.
4. Constituting the mortgage covering the property of a credit organization, operating in accordance with the Federal law of November 11, 2003 N 152-FZ "on mortgage backed securities" issue in mortgage-backed bonds is excluded from the estate and creditors in mortgage-backed bonds are satisfied in the manner prescribed by the specified by federal law.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-36. Priority creditors during bankruptcy proceedings 1. Performance of obligations before the creditors of the credit institution in the course of bankruptcy proceedings are carried out in accordance with the order established by the Federal law on Insolvency (bankruptcy) ", taking into account the characteristics laid down in this article.
2. Out of turn at the expense of the estate shall be executed by the current liabilities of the credit institution under article 50-27 of this federal law.
The sequence of execution of the ongoing obligations of the credit institution shall be determined in accordance with article 855 of the Civil Code of the Russian Federation.
3. first met: 1) requirements of individuals to which the credit institution is responsible for causing harm to their life or health, through capitalization of the respective periodic payments, as well as compensation for moral damage;
2) requirements of natural persons who are creditors of the credit institution on bank deposit agreements with them and (or) bank account contracts (except for persons carrying out business activity without establishment of legal entity if such accounts (deposits) are open to carry out federal law, entrepreneurship, as well as lawyers, notaries and other persons if such accounts (deposits) are open for implementation under the Federal law of professional activity as well as persons referred to in paragraph 5 of this article); (As amended by the Federal law of 22.12.2008 N 270-FZ) 3) agency requirements on bank deposit agreements and treaties the bank account, have switched to it in accordance with the Federal law "on insurance of deposits of natural persons in banks of the Russian Federation"; (As amended by the Federal law of 21.07.2014 N 218-FZ) 4) requirements of the Bank of Russia, have switched to it in accordance with the Federal law as a result of the payment of the Bank of Russia on individuals ' deposits in bankrupt banks not participating in the system of compulsory insurance of natural persons deposits in banks of the Russian Federation.
4. Claims of creditors on obligations, collateralised property credit institution covered by the value of the collateral mainly before other creditors, except for obligations to creditors of the first and second turns.

The claim of the creditor under an obligation secured by a pledge of rights under a contract of bank account, catered by cancelling the insolvency administrator of funds from the pledge account debtor and extradite them to the creditor under an obligation secured by a pledge of rights under a contract of bank account or credited them to the account specified in such creditor, excluding funds allocated for satisfaction of the claims of creditors of the first and second turns. (The paragraph is supplemented by federal law from 21.07.2014 N 218-FZ)

After satisfaction of the claims of creditors of the first and second in the queue, as well as claims of a creditor under an obligation secured by a pledge of rights under a contract of bank account, mortgage account is to be closed in accordance with the requirements of paragraph 3 of article 50-31 hereof. (The paragraph is supplemented by federal law from 21.07.2014 N 218-FZ)
5. Requirements of natural persons who are creditors of the credit institution on bank deposit agreements with them and (or) bank account contracts, for damages in the form of profits, as well as for payment of the sums of the financial sanctions included in other creditors met in third place.

5-1. Period (six months), during which the debtor's obligation referred to in paragraph 4 of article 136 of the Federal law on Insolvency (bankruptcy) "is determined from the date of revocation of the credit institution of a license for carrying out banking operations. (Para supplemented by federal law from 28/07/2012 N 144-FZ)
6. Claims of creditors on subordinated loans (deposits, loans, bond) shall be satisfied after satisfaction of the claims of all other creditors. (As amended by federal law from 18.12.2006 y. N 247-FZ)
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-37. The performance of the obligations of the credit institution its founders (or participants) or by a third party (third party) in the competitive production of 1. Founders (participants) of a credit institution or a third party (third party) at any time prior to the completion of the bankruptcy proceedings is entitled to perform all the obligations of the credit institution or credit institution to provide sufficient funds for the fulfillment of all obligations of the credit institution that emerged on the day of revocation of a license for carrying out banking operations.
2. the founders (participants) of a credit institution or a third party (third party) must notify in writing the bankruptcy trustee and the creditors of the early performance of obligations of the credit institution. After receiving the first such notification, the insolvency administrator pursuant to obligations of the credit institution to creditors from other persons will not be accepted. If the person making the notification of the beginning of the fulfillment of the obligations of the credit institution, not the beginning of the execution of these commitments within one week after the date of such notification, or within three months after the day the notice does not comply with the obligations of the credit institution to creditors in accordance with paragraph 4 of this article, the notification shall be deemed null and void.
Persons who, on the performance of the obligations of the credit institution and not focusing on these obligations on time and to the extent established by this article shall be obliged to reimburse lenders losses associated with the suspension of bankruptcy proceedings.
3. in the performance of obligations of the credit institution founders (participants) of a credit institution or a third party (third party) or when granting them credit organization funds the creditors of the credit institution are obliged to adopt appropriate commitments and credit organization must fulfill their obligations before the creditors at the expense of the funds granted to it.
In the event of the incapacity of the credit organization on their obligation to the creditor in accordance with paragraph 1 of this article and the first subparagraph of this paragraph in connection with infringement of creditor's responsibility to provide information about yourself, necessary for the implementation of the settlement with the creditor, as well as in the case of evasion of the creditor to accept performance obligations of the credit institution funds may be made to the deposit with a notary at the location of the credit organization (its subsidiaries).
4. the funds through which the founders (participants) of a credit institution or a third party (third party) performed the obligations of the credit institution before its creditors or they have provided the credit organization for the performance of those obligations are considered to be provided by the credit institution in terms of an interest-free loan, which is defined as the time of demand, but not before the date of expiry of the bankruptcy of the credit institution.
5. In case of fulfillment of obligations of the credit institution founders (participants) of a credit institution or a third party (third party) bankruptcy trustee within 10 days shall notify all creditors whose claims are included in the register of creditors ' claims, on the performance of the obligations owed to them and place in the open in a credit institution the Russian Federation resident funds necessary for the full execution of the obligations amount determined without taking into account the funds located on account of the credit institution. Procedure for opening the specified account is determined by the normative acts of the Bank of Russia.
The above notification of creditors may be implemented through the publication of reports in the periodic printed publication at the location of the credit organization (its subsidiaries).

6. not later than 14 days from the end of execution of obligations of the credit institution founders (participants) of a credit institution or a third party (third party) bankruptcy trustee is obliged to send to the arbitral tribunal report on the discharge of the liabilities of the credit institution.
7. Following its consideration of the report of the bankruptcy trustee of discharge of the liabilities of the credit institution, the arbitral tribunal shall determine the termination of bankruptcy proceedings of a credit institution in the case of the fulfillment of all obligations to creditors, including the qualifications required.
8. In the event of termination of bankruptcy proceedings of a credit institution on the basis provided for in paragraph 7 of this article, the Bank of Russia on the application of the credit organization, the founders (participants) of a credit institution or a third party (third party) who performed the obligation of the credit organization before its creditors, within one month, may decide on the issuance of a credit organization license for carrying out banking operations. The right of the Bank of Russia on the issuance of the credit organization license for carrying out banking operations occurs if both the following conditions are met: 1) if provided for in paragraph 1 of this article, the repayment obligations of the credit institution by a decision of the founders (participants) of a credit institution or a third party (third party) carried out not later than six months from the date of revocation of a license for carrying out banking operations;
2) if the Court of arbitration confirmed repayment of all obligations of the credit institution that emerged on the day of revocation of a license for carrying out banking operations;
3) if there are no claims of creditors presented after their notification in the manner prescribed by paragraph 5 of this article;
4) If a certificate has authorized body about absence of credit institution the arrears payments;
5) if at the time of the consideration of the above-mentioned statements complied with all the requirements of the Bank of Russia in compliance with the Federal law "about banks and banking activity" the requirements for the issuance of a license for carrying out banking operations.
9. In case of failure of the Bank of Russia in a month a decision on the grant of a license for carrying out banking operations or denial of the license, a credit institution shall be liquidated in accordance with the Federal law "on banks and banking activities".
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-38. Particularly creditors first stage 1. Satisfaction of creditors ' claims of the first stage is carried out in two stages: preliminary payments and final payments. At the same time in the order of preliminary payment claims of creditors of the first stage of the credit organization, which on the day of revocation of the Bank of Russia from her license for carrying out banking operations was not a party to the mandatory deposit insurance system in accordance with the Federal law "on insurance of deposits of natural persons in banks of the Russian Federation".
2. the final payment claims of creditors of the first stage, the remaining is not satisfied in the manner of the preliminary payment.

2-1. When paying with the creditors of the credit institution, which on the day of revocation of the Bank of Russia on her license for carrying out banking operations was a party to the mandatory deposit insurance system in accordance with the Federal law "on insurance of deposits of natural persons in banks of the Russian Federation", the claims of creditors referred to in subparagraph 1 of paragraph 3 of article 50-36 of this federal law, as well as claims of creditors referred to in subparagraph 2 of paragraph 3 of article 50-36 of this federal law in the part exceeding the size envisaged by the Federal law "on insurance of deposits of natural persons in banks of the Russian Federation" of indemnity not more than 300 thousand rubles, catered to meet the other creditors of the first stage. (Para supplemented by federal law from 21.07.2014 N 218-FZ)
3. by way of preliminary payment claims of creditors of the first stage, which are presented in accordance with this federal law within two months from the date of first publication of the communication on recognition of credit institution bankrupt and on the opening of bankruptcy proceedings.
Advance payments to the creditors of the first stage begins not later than 30 days from the date of expiry of the above period of presentation of the claims of creditors for the purposes of preliminary payment and no earlier than 10 days from the date of publication of the announcement about the procedure and about the conditions of the preliminary first stage of creditors and should be made within three months from the specified date.
4. the preliminary creditors first queue is sent to 70 per cent of the funds available in the accounts of a credit institution on the day of expiry of claims of creditors for the purposes of the first stage of the preliminary payment.

With insufficient funds to meet in order to preliminary payment of the claims of creditors of the first stage of full implementation of these funds shall be distributed in proportion to the amounts of claims to be.
Preliminary report on the first stage of the creditors appear to be competitive by the arbitral tribunal and to the Bank of Russia in the manner prescribed by the Bank of Russia, not later than 10 days from the date of expiration of the time limit for the implementation of the preliminary payment.
5. the amount of the claims of creditors of the first stage is subject to a reduction in the amount paid to them in the order in which preliminary payments and payments of the Bank of Russia carried out on individuals ' deposits in bankrupt banks not participating in the system of compulsory insurance of natural persons deposits in banks of the Russian Federation and reflected in the registry of the claims of creditors of the credit institution, recognized as bankrupt. (As amended by the Federal law of 21.07.2014 N 218-FZ)
6. Claims of creditors of the first line in excess of the size carried out preliminary payments, as well as claims submitted after the expiry of the claims of creditors of the first stage for the purposes of provisional payments are final payments in compliance with the rules set out in article 50-40 hereof.
7. valuation requirements of citizens to whom the credit institution is responsible for causing harm to his life or health shall be effected by the capitalisation of the respective periodic payments set at date of revocation of the credit institution of a license for carrying out banking operations and to be paid to these citizens until the age of 70 years, but not less than 10 years. The procedure and conditions for the capitalization of the respective periodic payments determined by the Government of the Russian Federation.
If the age of the citizen exceeds 70 years, capitalization of the respective periodic payment period is 10 years.
8. With payment capitalized timephased payments whose size is determined in the manner provided for in paragraph 7 of this article shall terminate the corresponding obligation of the credit institution.
9. With the consent of the citizen of his right to the credit institution in the amount capitalized timephased payments goes to the Russian Federation.
This requirement in the case of moving it to the Russian Federation is also satisfied in the first place.
In this case, the obligations of the credit institution before the citizen to pay capitalized timephased payments transferred to the Russian Federation and the Russian Federation are executed in accordance with the Federal Act in accordance with the procedure established by the Government of the Russian Federation.
10. Requirements about compensation of moral harm shall be satisfied in the amount established by Court Act.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-39. Especially creditors on subordinated loans 1. Claims of creditors on subordinated loans (deposits, loans, bond), as well as on financial sanctions for failure to comply with obligations under subordinated loans (deposits, loans, bond) shall be satisfied after satisfaction of the claims of all other creditors. (As amended by federal law from 18.12.2006 y. N 247-FZ)
2. For purposes of this federal law under the subordinated loan (deposit, loan, bond loan) refers to credit (deposit, loan, bond offering) simultaneously satisfies the following conditions: 1) if the specified term loan (deposit, loan), the maturity of the bonds shall be not less than five years;
2) if loan contract (deposit, loan) or registered bond issue terms and conditions contain provisions on impossibility without the approval of the Bank of Russia: early repayment of the loan (deposit, loan), or part thereof, as well as early interest for using credit (deposit, loan), or early redemption of the bonds;
early termination of credit (deposit, loan) and (or) changes in the Treaty;
(As amended by federal law from 18.12.2006 y. N 247-FZ) 3) if the conditions for granting the specified credit (deposit, loan), including the interest rate and the terms of its revision at the time of conclusion of the contract (contract modification) is not significantly different from market conditions provide similar credits (deposits, loans), and paid interest on bonds and their terms of a revision do not differ substantially from the average level of interest on the same bonds at the time of posting (amending the decision on issue of bonds); (As amended by federal law from 18.12.2006 y. N 247-FZ) 4) if the loan contract (deposit, loan) or the conditions of the bond issue established registered decision on their release, contain a provision that in the case of bankruptcy of a credit institution the loan requirements (deposit, loan), these bonds shall be satisfied after satisfaction of the claims of all other creditors.

(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-40. Settlements with creditors during bankruptcy proceedings 1. Bankruptcy trustee performs accounts payable in accordance with the register of creditors ' claims.
Settlements with creditors to meet requirements included in the above registry based on copies of the documents referred to in paragraph 1 of article 50-28 of this federal law shall be exercised only upon presentation of original documents to substantiate these claims.
Persons holding in accordance with article 50-37 of this federal law entitled to discharge the obligations of the credit institution, produce accounts payable in accordance with the register of creditors ' claims.
2. Claims of creditors each priority shall be satisfied after the full satisfaction of the claims of creditors of the previous turn.

2-1. judicial acts, acts of other bodies and officials of the foreclosure of the funds from the accounts of a credit institution, as well as seizure and (or) other limit orders are executed by the insolvency administrator of the assets in the amount of monies owed to the creditors of the appropriate queue, in the manner prescribed by this federal law.
The relevant funds are sent to the insolvency administrator for listing them according to the details provided by the body or official involved in the recovery or disposal restrictions which funds on accounts of clients of the credit institution (hereinafter referred to as the authorised person).
On the performance requirements of the authorized person is obliged to notify the relevant trustee of the creditor of the credit organization by sending him e-mail messages by means of a registered letter with advice of delivery within five working days from the date of transfer.
If the directions to the Bank of Russia liquidation balance sheet credit institution authorized person is not communicated to the contest Manager details for payments referred to in this paragraph, the trustee makes owed the lender funds on deposit with a notary and shall notify the creditor of the credit institution, the authorized person by sending them by mail to the relevant communication by registered letter with advice of delivery within five working days from the date of transfer of funds on deposit with a notary.
(Para supplemented by federal law from 28/07/2012 N 144-FZ)
3. In the case of evasion of the creditor from taking funds these funds made the insolvency administrator in deposit with a notary at the location of the credit organization (its branches), as reported by the creditor.
4. In case of insufficiency of funds of the credit institution to satisfy creditors ' claims one queue funds are distributed among creditors that queue in proportion to the amounts of their claims, included in the register of creditors ' claims.

If insufficient funds of the credit institution to meet the requirements of (part of), referred to in paragraph 2-1 article 50-38 of this federal law, the money will be distributed among the creditors in proportion to the amounts of their respective claims (parts). (The paragraph is supplemented by federal law from 21.07.2014 N 218-FZ)
5. Claims of creditors presented after the closing of register of creditors shall be satisfied from the assets of the credit institution, remaining after satisfaction of the claims of creditors presented within the prescribed period and included in the register of creditors ' claims.
Accounts payable on the specified requirements are produced by the insolvency administrator in the manner prescribed by this article.
6. Claims of creditors of the first stage, submitted after the closing of register of creditors ' claims, but prior to the completion of settlements with all creditors, after the completion of the first stage of the settlements with creditors, who presented their claims within the prescribed time limit, subject to the satisfaction to meet the claims of creditors subsequent queue. To fully meet these creditors of the first stage of satisfaction of creditors ' claims subsequent queue is suspended.
If such claims were filed prior to the completion of the first stage of the settlements with creditors, they are compensable after the completion of the first stage of the settlements with creditors, who presented their claims within the prescribed time limit, subject to the availability of funds to their satisfaction.
7. In the manner prescribed by paragraph 6 of this article shall be subject to the satisfaction of the claims of creditors of the first stage, presented before the closure of the register of creditors ' claims, but established in the manner provided for in subparagraphs 2-4 paragraph 3 of article 50-28 hereof respectively: 1) prior to the completion of settlements with all creditors, but after the completion of the first stage of the settlements with creditors whose claims had been installed prior to settlement;

2) until the completion of the first stage of the settlements with creditors whose claims had been installed prior to calculations with them.
8. Claims of creditors against the second line until the completion of settlements with all creditors, including after the closure of the register of creditors ' claims, compensable in a manner similar to an order established by paragraph 6 of this article.
9. I have discussed in the Arbitration Court on the first day of the settlements with creditors the appropriate queue disputes between the insolvency administrator and the creditor on demand of the creditor, filed before the closure of the register of creditors ' claims, the trustee is obliged to reserve funds in an amount sufficient to meet the requirements of the relevant creditor proportional.
10. Shall be deemed satisfied the claims of creditors and claims, which swaps to creditors in accordance with the agreement between the insolvency administrator and the creditor (creditors), courtesy of cancellation compensation (hereinafter referred to as the settlement agreement).
Repayment of creditors by providing the compensation is only allowed in respect of the assets of the credit institution are not sold or not passed in accordance with the provisions of article 50-33 hereof.
As the compensation may be granted only to the debtor's property, not encumbered with the collateral.
Repayment of creditors by providing the compensation is only permitted subject to the priorities and proportionality of the arrears to its creditors.
Repayment of creditors by providing the compensation allowed to address the meeting of creditors, or the creditors ' Committee. A meeting of creditors, or the creditors Committee approves the proposal of the bankruptcy trustee on the procedure for granting compensation, which should contain information on the composition of the property, its cost, the procedure and terms of the direction of creditors applications on consent to repayment requirements by providing compensation, the distribution of property among the creditors in case one property claimed by several lenders, settlement agreements.
The value of the property proposed for transfer to the creditors as the compensation is determined by the meeting of creditors, or the creditors ' Committee.
(Paragraph as amended by federal law from 28/07/2012 N 144-FZ) 10-1. In order to transfer the creditors of the credit institution as the compensation property credit institution trustee sends the appropriate creditor or creditors a proposal for repayment of their claims by providing compensation approved by the meeting of creditors, or the creditors ' Committee.
If the number of creditors whose claims are not met, exceeds fifty, the creditors ' legal notice about this to settle their requirements through the provision of compensation is recognized by the inclusion of the proposal in the Federal Register of information about bankruptcy within five working days from the date of approval of the meeting of creditors, or the creditors ' Committee proposals on procedures for granting of the bankruptcy trustee to creditors of the credit institution of the compensation.
In specified term trustee is obliged to include the text of the proposals for repaying creditors of the credit institution by providing compensation in the Federal Register of information about bankruptcy.
(Para supplemented by federal law from 28/07/2012 N 144-FZ) 10-2. Specified in paragraph 10-1 proposal should contain: 1) name, location of the credit of the debtor organization and other her props;
2) name, defined in accordance with this article, the value of the property proposed for transfer to the creditors as compensation, and other information about the property;
3) order familiarize lenders such property;
4) competitive information management, including the name (surname, name, patronymic name) and address of the bankruptcy trustee to direct him correspondence;
5) time creditors credit organization statements on consent to repayment of its claims by providing compensation, which may not be less than thirty days from the date of the insolvency administrator suggestions on repaying creditors of the credit institution by providing compensation or the date of the inclusion of proposals for repaying creditors of the credit institution by providing compensation in the Federal Register of information about bankruptcy.
(Para supplemented by federal law from 28/07/2012 N 144-FZ) 10-3. The assets of the credit institution is passed as the compensation creditors have filed their applications to the contest Manager within the period stipulated in the proposal by the bankruptcy trustee.
Statement by the creditor consent to repayment of its claims by providing compensation must contain information about the property, which is claimed by the creditor.

The lender, not subject to the contest Manager of the statement on consent to repayment of its claims by providing compensation in the prescribed time and (or) not stating information about the property, is considered to have renounced the repayment of its claims by providing compensation.
(Para supplemented by federal law from 28/07/2012 N 144-FZ) 10-4. The assets of the credit institution, provided as compensation shall be apportioned between lenders, contributing to the contest Manager of the statement on consent to repayment of its claims by providing compensation in the order of priority established by article 50-36 hereof, in proportion to the data demands of creditors repaid by granting compensation. (Para supplemented by federal law from 28/07/2012 N 144-FZ) 10-5. Repayment of creditors ' claims by novation agreement obligations, as well as through set-off of claims during bankruptcy proceedings in bankruptcy of credit institutions shall not be permitted. (Para supplemented by federal law from 28/07/2012 N 144-FZ) 10-6. Claims of creditors are not satisfied because of the insufficiency of the property of the debtor shall be deemed to be terminated. Settled claims of creditors are also not recognized by the insolvency administrator, if the creditor has not applied to the arbitral tribunal or the arbitral tribunal recognized such claims unfounded. (Para supplemented by federal law from 28/07/2012 N 144-FZ) 11. Bankruptcy trustee makes in the register of creditors ' claims information about repaying creditors.
12. Information about repaying creditors each queue are forwarded to the Bank of Russia no later than five days from the end of settlements with creditors that queue.

13. With respect to claims arising from financial contracts, the size of the obligations for which shall be determined in the manner provided for in article 4-1 of the Federal law on Insolvency (bankruptcy) ", the provisions of this article shall apply only to the part of the creditors ' claims on the net. (Para supplemented by federal law from Sept. 2, N 8-FZ) (Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-41. Third party liability for the illegal acquisition of the assets of the credit institution 1. The lender, which requirements were not met in full because of insufficiency of assets of the credit institution has the right to a third party, including another creditor, illegally acquired the assets of the credit institution.
The lender, which requirements were not met in full because of insufficiency of assets of the credit institution, may apply to the Court, the Court of arbitration, the Arbitration Court with the claim about the discovery of illegally obtained assets of the credit institution and the foreclosure of the specified property in the amount of claims remaining not discharged during bankruptcy proceedings.
The illegality of the receiving third party assets of the credit institution shall be established by the Court, the arbitral tribunal, the arbitral tribunal by recognizing invalid transaction pursuant to which made property credit transfer to a third party organization, and on other grounds established by the legislation of the Russian Federation.
2. If the Court of Justice, Court of arbitration, Court of arbitration claims brought by a creditor whose demands had not been met in full because of insufficiency of assets of the credit institution, becomes a beneficiary in respect of the property in question, regardless of the grounds on which a third party receiving the assets of a credit institution deemed unlawful. In the absence of the specified property, or upon the application of a third party, the Court, the arbitral tribunal, the arbitral tribunal shall have the right to satisfy the claim of the creditor through the recovery of the amount due without foreclosing on the property of a credit organization.
Realization (sale) property on which levied, produced by sale at public auction in the manner prescribed by procedural legislation of the Russian Federation.
3. Actions referred to in paragraph 1 of this article may be brought within 10 years from the date of completion of the bankruptcy case, irrespective of the grounds on which a third party receiving the assets of the credit institution is illegal.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-42. The intermediate liquidation balance sheet and the liquidation balance sheet 1. After compiling and register closing creditors trustee not later than six months from the date of the opening of bankruptcy proceedings is the intermediate liquidation balance sheet, that contains information about the composition of the assets of the credit institution being liquidated, the list of charges against creditors, as well as information about undertaken provisional payments to creditors of the first stage. The term roster of creditors ' claims and the term of preparation of interim liquidation balance may be extended by the Arbitration Court, upon application by the bankruptcy trustee.

2. The intermediate liquidation balance sheet and the liquidation balance sheet shall be drawn up in accordance with the normative acts of the Bank of Russia and presented to the Bank of Russia for approval. The deadline for agreeing on the Bank of Russia of the intermediate liquidation balance sheet and the liquidation balance sheet may not exceed 30 days from the date of receipt by the Bank of Russia documents established by the normative acts of the Bank of Russia.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-43. Report on the outcome of the bankruptcy trustee bankruptcy proceedings 1. After the completion of settlements with creditors, the harmonization of liquidation balance sheet, as well as after the termination of bankruptcy proceedings in the case provided for in subparagraph 2 of paragraph 1 of article 50-13 of this federal law, bankruptcy trustee shall submit the arbitral tribunal report on the results of the bankruptcy proceedings.
2. To report on the outcome of the bankruptcy trustee bankruptcy proceedings shall be accompanied by: 1) liquidation balance sheet;
2) documents confirming realisation of assets of the credit institution and the reasons for write-off;
3) register of creditors ' claims, together with an indication of the size of the remaining creditors.
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-44. Completion of the bankruptcy proceedings 1. After considering the report of the Court of arbitration of the bankruptcy trustee about the outcome of the bankruptcy proceedings, the arbitral tribunal shall determine the completion of the bankruptcy proceedings and, in the case of repayment of creditors ' claims in accordance with article 50-37 of this federal law-definition of termination of bankruptcy proceedings, which are sent to the contest Manager and to the Bank of Russia.
Definition of the completion of the bankruptcy proceedings and the definition of termination of bankruptcy proceedings shall be immediately enforceable.
In the case of a determination on the termination of the bankruptcy case the decision of the Court of arbitration on the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings is not subject to further follow up.
2. the trustee shall, within 30 days from the date of the determination, on the completion of the bankruptcy proceedings, to submit to the Bank of Russia definition of Arbitration Court and the other documents in accordance with the Federal law of August 8, 2001 N 129-ФЗ "about the State registration of legal entities and individual entrepreneurs" (hereinafter referred to as the Federal law "on State registration of legal entities and individual entrepreneurs") and the Federal law "on banks and banking activities".
3. entering into the unified State Register of legal entities information about State registration of the credit organization in connection with the liquidation shall be carried out in the order stipulated by the Federal law "on State registration of legal entities and individual entrepreneurs", taking into account the characteristics of the specified registration stipulated by the Federal law "on banks and banking activities".
(Article supplemented by Federal Act of 20 August 2004 N 121-FZ) Article 50-45. Transfer of founders (participants) of the credit institution assets remaining after the completion of settlements with its creditors, and its distribution among them 1. Founder (participant) of a credit organization, recognized by the bankrupt, in the manner prescribed by this federal law, shall be entitled to receive the rate or some of the assets of the credit institution, remaining after the completion of settlements with its creditors (hereinafter referred to as the remaining property).
Transmission and distribution of remaining assets among the founders of (or participants in) the credit institution shall be made in accordance with the order and in accordance with the procedure established by federal laws, taking into account the peculiarities stipulated by this federal law.
2. If a credit institution the remaining property to the bankruptcy trustee the day to the Bank of Russia liquidation balance sheet credit organization directs the founders (participants) of a credit organization notice of their right to receive the remaining property or includes Federal Register information about bankruptcy announcement of the availability of the remaining assets of the credit institution and the right of its founders (participants) to get the specified property.
3. statement by the founder (participant) of a credit institution on the intention to receive the remaining property (hereinafter referred to as the statement of the founder (participant) is sent to the contest Manager within one month from the date of notification of the right to receive the remaining property or inclusion in the Federal Register of information about bankruptcy declarations in accordance with paragraph 2 of this article.
4. statement by the founder (participant) shall be in writing and includes: 1) information about founder (participant) of a credit institution: a) the surname, name, patronymic, date of birth, details of the documents proving his identity, postal address for correspondence, bank account (if any) for payments (for physical persons);

b) name, location, bank account details for payments (for legal entities);
2) indication to the effect that the applicant is the founder (participant) of a credit organization and expression of the will to receive the remaining property.
5. The statement of the founder (participant) copies of documents, duly certified and confirming his right to receive the remaining property.
6. the trustee considers the statement of the founder (participant) not later than within ten working days from the date of receipt of the application. Based on the results of the examination of the application of the founder (participant) bankruptcy trustee shall send him notification of the remaining share of the property, payable to the founder (participant) of a credit organization. If at the date of this application, the person is not the founder (participant) of a credit institution, the trustee shall send the person a notice of denial of the transfer of the remaining property.
The remaining assets can be transferred to the founders (participants), issued a declaration in accordance with paragraph 3 of this article, in common ownership.
7. Objections founder (participant) of a credit institution in respect of the refusal to transfer the remaining assets can be claimed in bankruptcy court not later than within five working days of receipt of the founder (participant) of a credit organization notice of the bankruptcy trustee on the refusal to transfer the remaining property.
Objections of the founder (participant) of a credit institution shall be considered by the Arbitration Court in accordance with article 60 of the Federal law on Insolvency (bankruptcy) ".
8. in case of impossibility to transfer the remaining property in accordance with this article, the liquidator shall dispose of them (with the exception of the requirement) in accordance with article 148 of the Federal law on Insolvency (bankruptcy) ", taking into account the characteristics laid down in this article.
In case of impossibility to transfer rights of claim in accordance with this article, the remaining claims are written off from the balance of the insolvency administrator of the credit institution.
9. If a credit institution's creditors were not satisfied in full, and creditors announced refusal to accept the remaining property for repayment of their claims, which were offered for sale, but was not sold during the bankruptcy proceedings, and in the absence of declarations of founders (participants) of the credit institution on the rights of the remaining property of the trustee administers the remaining property in accordance with the provisions of article 148 of the Federal law on Insolvency (bankruptcy) " , taking into account the characteristics laid down in this article.
(Article supplemented by federal law from 28/07/2012 N 144-FZ) Chapter VII. Features recognition of the closing of the credit institution and the missing credit institution bankrupt s t a t I n g 51. Recognition of liquidating insolvent credit institution 1. If the value of the assets of the credit institution in respect of which the decision on liquidation, is insufficient to meet the claims of creditors of the credit institution, such a credit organization is liquidated in the order stipulated by this federal law. (As amended by the Federal Act of 20 August 2004 N 121-FZ)
2. in the case of discovery circumstances under paragraph 1 of this article, the right to submit an application for recognition of a closing credit institution bankrupt are creditors of the credit institution and the Bank of Russia.
3. in the case of discovery circumstances under paragraph 1 of this article, the liquidation Commission (liquidator) closing of the credit institution is obliged to (have to) within ten days apply to the arbitral tribunal a statement of recognition of the closing of the credit institution bankrupt. (As amended by the Federal Act of 20 August 2004 N 121-FZ)
4. the arbitral tribunal assigns the consideration of the case about recognition of the closing of the credit institution bankrupt, upon application by the persons referred to in paragraphs 2 and 3 of this article, not later than one month after the issuance of the determination by the arbitral tribunal on the adoption of the Declaration. Article 51-1. Especially in the bankruptcy proceedings of a credit institution in respect of which carried out forced liquidation 1. After the arbitral tribunal on the recognition of the closing of the credit institution bankrupt and on the opening of bankruptcy proceedings, proceedings on the case about the liquidation of the credit institution shall be subject to termination and materials in the case of liquidation of the credit institution shall be annexed to the bankruptcy of the credit institution.
2. Liquidator publishes information referred to in subparagraphs 1-3, 6 and 7 of article 50, paragraph 2-17 of this federal law.
Trustee shall have the right not to execute the responsibilities established by article 50-21 hereof, if they were performed in the course of a compulsory liquidation of the credit institution.

3. A meeting of creditors, or the creditors ' Committee, formed in the course of a compulsory liquidation of the credit institution, continues to exercise its powers.
(Article supplemented by federal law from 28/07/2012 N 144-FZ) Article 51-2. Features of fixing and satisfaction of the creditor claims after the insolvent credit institution in respect of which carried out forced liquidation 1. Claims of creditors presented to the credit of the Organization during its liquidation and included into the register of the liquidator of the claims of creditors of the credit institution shall be deemed to be established in the size, composition and order of satisfaction, which identified the liquidator in accordance with this federal law and included in the register of creditors ' claims.
2. Within one month from the date of publication of the announcement of the recognition of the closing of the credit institution bankrupt, creditors may assert their claims to the closing of the credit institution in accordance with article 50-28 of this federal law.
3. In the course of bankruptcy proceedings in the bankruptcy of a credit institution in respect of which carried out forced liquidation, satisfaction of creditors ' claims of the first stage is carried out in accordance with the provisions of article 50-38 of this federal law, unless otherwise provided for in this article. Advance payments to the creditors of the first stage are made only if calculations with these lenders were not made during the liquidation of the credit institution. The size of the payments of the Bank of Russia shall be determined in accordance with the requirements of the Federal law dated July 29, 2004 N 96-FZ "on payments of the Bank of Russia on individuals ' deposits in bankrupt banks not participating in the system of compulsory insurance of natural persons deposits in banks of the Russian Federation", minus the payments made during the liquidation of the credit institution.
Advance payments to the creditors of the first stage begins not later than thirty calendar days from the date of first publication of the announcement of the recognition of the credit institution bankrupt and on the opening of bankruptcy proceedings and no earlier than ten calendar days from the date of publication of the announcement about the procedure and about the conditions of the preliminary first stage of creditors and should be made within three months from the specified date.
(Article supplemented by federal law from 28/07/2012 N 144-FZ) of Article 52. The bankruptcy of the credit institution are missing 1. In cases where a credit institution-the debtor actually ceased operations is missing or if you set its location and location of its leaders is not possible, a statement of recognition of such a credit institution bankrupt bankruptcy may be filed by a creditor, as well as the authorized body of the Bank of Russia, regardless of the size of the accounts payable.
2. the arbitral tribunal within thirty days from the date of acceptance of the declarations of acceptance of the production missing credit institution bankrupt shall decide on acceptance of a missing credit organization debtor bankrupt and on the opening of bankruptcy proceedings. The insolvency administrator missing debtor credit institution shall be approved by the Agency.
For the exercise of the powers of the bankruptcy trustee credit missing debtor organization Agency remuneration is not assigned.
3. the trustee shall notify, in writing, of the bankruptcy of the credit institution are missing all known creditors of the credit institution, that within 30 days from the date of receipt of the specified notification may assert their claims to the contest Manager.
4. at the request of the bankruptcy trustee when Network Monitor detects a missing property of the debtor of the credit institution, the arbitral tribunal may determine the termination of the simplified procedure of bankruptcy and move to bankruptcy proceedings provided for in this federal law.
5. Satisfaction of creditors ' claims missing credit of the debtor organization are carried out in order of priority, established by article 50-36 hereof. While coverage of court costs is carried out outside the queue.
6. The decision of the Arbitration Court for recognition of a bankrupt missing credit institution is forwarded to the Bank of Russia, as well as in the Federal Executive authority responsible for the State registration of legal persons, which introduced into the unified State registry of legal persons that the credit institution is in the process of liquidation.
(Article in the Editorial Office of the Federal Act of 20 August 2004 N 121-FZ) Chapter VIII. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I'm 53. (Repealed-Federal Act of 20 August 2004 N 121-FZ) t s t b I 54. (Repealed-Federal Act of 20 August 2004 N 121-FZ), the President of the Russian Federation, b. Yeltsin, Kremlin, Moscow, N February 25, 1999 40-FZ