On Compulsory State Insurance For The Life And Health Of Citizens, Soldiers, Called Up For Military Training, Persons Of Ordinary And Commanding Structure Of Bodies Of Internal Affairs Of The Russian Federation And The Federal Tax Police Bodies

Original Language Title: Об обязательном государственном страховании жизни и здоровья военнослужащих, граждан, призванных на военные сборы, лиц рядового и начальствующего состава органов внутренних дел Российской Федерации и сотрудников федеральных органов налоговой полиции

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RUSSIAN FEDERATION FEDERAL LAW On compulsory State insurance of life and health of military personnel, citizens summoned for military taxes, persons of private and of the commanding staff The internal affairs agencies of the Russian Federation , of the State Fire Service, of the bodies for control of trafficking in narcotic drugs and psychotropic substances, employees agencies and bodies of the penal correction system (In the wording of federal laws { \cs6\f1\cf6\lang1024 } N 117-FZ; of 25.07.2002 N 116-FZ; dated 30.06.2003. N 86-FZ; of 11.06.2008 N86 FZ) Adopted by the State Duma on 13 February 1998 Approved by the Federation Council on 12 March 1998 (In the wording of federal laws dated 21.07.98 N 117-FZ; of 25.07.2002 N 116-FZ; dated 30.06.2003. N 86-FZ; of 07.07.2003 N 114-FZ; dated 21.06.2004 N 56-FZ; of 02.02.2006 N 19-FZ; of 11.06.2008 N 86-FZ; of 21.04.2011 N 74-FZ; of 11.07.2011 N 208-FZ; of 08.11.2011 N 309-FZ; dated 02.07.2013. N 165-FZ; dated 23.07.2013 N 251-FZ) (Preamble: Federal Act of 2 July 2013) N 165-FZ) Article 1. Mandatory State insurance objects Compulsory State insurance under this Federal Law (hereinafter referred to as the State Insurance) are the life and health of military personnel (except for military personnel whose military service under the law of the Russian Federation is suspended), citizens summoned for military taxes, persons of private and OF THE PRESIDENT OF THE RUSSIAN FEDERATION The State Fire Service, the authorities for the control of the traffic in narcotic drugs and psychotropic substances, the employees of the institutions and bodies of the penal correction system, of citizens who have been dismissed from military service, from the service in the internal organs of the State OF THE PRESIDENT OF THE RUSSIAN FEDERATION Military charges or military fees, within one year of End of military service, services, deductions from military charges or end of military taxes (hereinafter-insured persons). (Article in the wording of Federal Law dated 02.07.2013. N 165-FZ) Article 2. Compulsory State Insurance (s) 1. Insurers on compulsory State insurance (hereinafter-insurers) may be insurance organizations that have licenses for the implementation of compulsory state insurance. (In the wording of the Federal Law of 2 July 2013) N 165-FZ) Insurers are selected by in the manner provided by the Russian Federation's legislation on contractual arrangements in the procurement of goods, works, services for state and municipal services (...) (...) N 19-FZ; dated 02.07.2013. N 165-FZ) 2. Insurers for compulsory State insurance (hereinafter referred to as the insured) are the federal executive authorities, in which the Russian legislation provides for military service and service. (In the wording of Federal Law of 11.06.2008) N 86-FZ) 3. The beneficiaries of compulsory State insurance (hereinafter-beneficiaries) are insured persons, and in the case of death (death) of the insured person, the following persons: spouse, held on the day of death of the insured person in the registered marriage to him; the parent (s) of the insured person; grandfather and (or) the grandmother of the insured person, provided that they raised and (or) held it for at least three years due to lack of parents; the stepfather and/or stepmother of the insured person, provided that they have raised and (or) held it for at least five years; minor children of the insured person, the children of the insured person over the age of 18, who have become persons with disabilities until they reach the age of 18 years, their children under the age of 23 enrolled in educational organizations; Trust insured persons. (Paragraph in the wording of Federal Law dated 02.07.2013 N 165-FZ) 4. (Spconsumed by Federal Law of 02.07.2013) N 165-FZ) Article 3. Additional requirements for license applicants to implement mandatory state insurance Along with the requirements of the Russian Federation Act of 27 November 1992 N 4015 -I "On the organization of insurance business in the Russian Federation" for the compulsory insurance licences, the applicants for compulsory State insurance must comply with THE RUSSIAN FEDERATION State secrets and experience in the field of insurance of personal insurance facilities for at least two years. (...) (...) N 165-FZ) Article 4. Insurance cases Insurance cases in the implementation of compulsory public insurance (hereafter referred to as insurance) are: death (death) of an insured person during military service Services, services, military charges; death of the insured person before the end of one year after separation from service, from service, after military charges or the end of military charges due to injury (injury, injury, concussion) or diseases received during military service, services, military charges; Insured person to be disabled during military service, service, military duty; to establish the insured person until one year after the termination of employment Military service, after deducting from military charges or the end of military charges as a result of injury (injury, trauma, concussion) or illness received during military service, service, military charges; receipt the insured person during the period of military service, service, military charges injury (injury, injury, concussion); dismissal of a soldier serving in the military service, from military service, a citizen who is assigned to a military post for military service, for which the state of the military unit is provided for military rank up to and including Petty Officer (Chief Naval Petty Officer), from military charges due to recognition by their military and medical commission not fit to military service or limited fit to military service as a result of injury (injury, injury, concussion) or diseases received during military service, Military charges. (Article as amended by the Federal Law of 2 July 2013) N 165-FZ) Article 5. Insurance amounts to benefits. Insurance amount used for calculating the insurance premium 02.07.2013 N 165-FZ) 1. (Spend of force-Federal Law of 08.11.2011). N 309-FZ) 2. Insurance amounts are paid when an insured event occurs in the following dimensions:In the event of death (death) of an insured person during the period of military service, service or military charges, or until expiry One year after separation from military service, from military service, after deductions from military charges or the end of military charges resulting from injury (injury, injury, concussion) or illness sustained during military service, service or military -2,000,000 roubles in equal shares; in the case of Insured persons who have been disabled during the period of military service, service or military charges, or until one year after separation from service, after military charges or military charges As a result of injury (injury, trauma, concussion) or illness received during military service, service or military duties: disabled group I groups-1,500,000 rubles; disabled II groups-1,000,000 roubles; disabled group III-500,000 rubles; if insured In the period of military service, military service or military duties of heavy injury (injury, injury, concussion)-200 000 roubles, slight injury (injury, injury, contusions)-50,000 roubles; Military service, military service, deductions of a citizen who is assigned to military duties for military service, for which the state of the military unit is required to rank up to and including Petty Officer (Chief Naval Petty Officer) fees for the recognition of their military medical commission to be unserviceable by the military A service or limited military service for injury (injury, injury, concussion) or disease received during military service or military charges-50,000 roubles. The size of these insurance amounts is increased annually (indexed), taking into account the level of inflation, in accordance with the federal law on the federal budget for the next fiscal year and the plan period. The decision to increase (indexation) of these insurance amounts is taken by the Government of the Russian Federation. These insurance amounts are paid in the amounts fixed on the day of payment of the insurance amount. If, during the period of military service, service or military charges, or until one year after separation from military service, from service, after deductions from military charges or the end of military taxes to an insured person, The re-examination of the Federal Medical and Social Assessment Institute as a result of the reasons given in this paragraph will raise the group of disability, the amount of the insurance amount is increased by the amount of the difference between the insurance amount, Due from the newly established disability group and the insured value, Due to the old disability group. 3. The insurance amount used by the insurer to calculate the insurance premium is determined in accordance with article 9, paragraph 2, of this Federal Act. (The paragraph is amended to include the Federal Law of 2 July 2013. N 165-FZ) (Article in the wording of Federal Law of 08.11.2011). N 309-FZ) Article 6. Mandatory State Insurance Contract 1. The contract of compulsory State insurance (hereinafter referred to as the insurance policy) is concluded between the insurer and the insurer in favour of the third beneficiary and contains provisions of the model contract of compulsory insurance. OF THE PRESIDENT OF THE RUSSIAN FEDERATION 2. The insurance contract shall be concluded in writing for at least one calendar year. The Insurer is liable for the payment of insurance claims under article 4 of this Federal Law and is in the period of validity of the insurance contract. 3. The insurance contract includes an agreement on the insured persons, the duration of the contract, the amount of the insurance premium, the rights, obligations and responsibilities of the insurer and the insurer, the terms and conditions of the insurance premium. The methods of notifying the insurer of the insurer of the occurrence of an insurance event and the means of payment of insurance amounts to the beneficiary. 4. After the insurance contract is concluded, the insurance company notifies the federal executive body, which is responsible for the development of public policy and regulatory and legal regulation in the sphere of insurance activity. they are in the order they have installed. The notification specifies the insurance premium established by the insurance contract, with the application of the calculation of the insurance tariff and the statistics used in the calculation of its size. Federal Law of 02.07.2013. N 165-FZ) Article 7. Perform the insurer's responsibility for mandatory state insurance 1. If the policyholder has not made compulsory State insurance or has concluded an insurance policy under conditions which aggravate the situation of the beneficiary in comparison with the conditions laid down by this Federal Law, when an insurance event occurs, it is liable to the benefit purchaser under the same conditions as the insurance premium must be paid with due insurance. (In the wording of the Federal Law of 2 July 2013) N 165-FZ) 2. OF THE PRESIDENT OF THE RUSSIAN FEDERATION The list and the procedure for processing the documents required to make a decision on the payment of insurance amounts, methods of payment of insurance amounts provided for by the insurance contract), the insurer must be provided by the insurer to the citizen upon receipt to military service under contract or service, conscription or Military charges, as well as the insured person by posting on the website of the insured person in the information and telecommunication network "Internet" and in places accessible to the insured person and, if necessary, should be brought to the attention of the insured person. The insured person is in a different way. Insurant is obliged to keep the specified information up to date. (Paragraph in the revision of Federal Law dated 02.07.2013. N 165-FZ) 2-1. The military unit, the military commissariat, the military medical and other organization of the insured person (hereinafter referred to as the policyholder) are obliged to notify the beneficiaries of the provisions of the second and third paragraphs of article 2, paragraph 3, of this Federal Law, and, in the absence of any other benefits, of the insured event, as provided for in article 4, paragraph 2, of this Federal Act, immediately after they became aware of the occurrence of such an insurance event. (The paragraph is amended to include the Federal Law of 2 July 2013. N 165-FZ) 3. In order to timely pay the insurance funds of the organization of the insured person, the federal medical and social experts are obliged to assist the beneficiaries in the discovery and processing of the documents necessary for the decision on the issue. Payment of insurance amounts. (In the wording of the federal laws of 11.06.2008, N 86-FZ; dated 02.07.2013. The insurer is required to report on the request of the insurer on the request of the insurer and to provide it with the necessary information on the circumstances of the occurrence. (In the wording of Federal Law of 11.06.2008) N 86-F) 4. State officials responsible for the implementation of compulsory State insurance, as well as directors and officers of the institutions and organizations of the insured person responsible for the unjustified refusal In the provision and presentation of the documents necessary for making a decision on the payment of insurance amounts, the beneficiaries are liable in accordance with the procedure established by the legislation of the Russian Federation. (B federal laws dated 11.06.2008 N 86-FZ; dated 02.07.2013. N 165-FZ) Article 8. { \cs6\f1\cf6\lang1024 } Mandatory { \cs6\f1\cf6\lang1024 } { \b } Mandatory public insurance is provided from the funds allocated to the insured for this purpose from the respective budgets. 2. Compulsory State insurance of military personnel, sent in accordance with the procedure provided for in the legislation of the Russian Federation, not to military posts without the suspension of military service and persons on secondment in accordance with the procedure provided for in OF THE PRESIDENT OF THE RUSSIAN FEDERATION (...) (...) N 86-FZ) Article 9. Insurance premium and size insurance tariff 1. The amount of the insurance premium is determined on the basis of the insurance amount used to calculate the insurance premium and the insurance tariff, the amount of which is determined in accordance with paragraph 4 of this article. 2. The amount of the insurance amount used to calculate the insurance premium is defined as the product of the amount of the insurance amount provided for in article 5, paragraph 2, paragraph 2, of this Federal Act, taking into account the requirements of paragraph 9 of paragraph 2 of the article. 5 of this Federal Act and the number of insured persons. 3. The change in the amount of the insurance premium is carried out in the order and under the terms of the insurance contract, subject to the requirements of the Federal Law of 5 April 2013 No. 44-FZ " On the contractual system in the procurement of goods, works, Services for public and municipal needs. ". 4. The procedure for determining the size of the insurance tariff, including the structure of the insurance tariff, the procedure for its application in calculating the insurance premium, the list, the procedure for collecting and storing the statistics used in calculating the size of the insurance tariff, The procedure for the exchange of such data between the insurer and the insurer shall be established by the federal executive authority responsible for the development of the state policy and regulatory and legal regulation in the sphere of insurance activity. 5. The insurance tariff and insurable costs of the insurer for compulsory public insurance cannot exceed 6 per cent of the premium. 6. The amount of an insurance rate determined in accordance with paragraph 4 of this article is not subject to change during the term of the insurance contract. (Article in the wording of Federal Law dated 02.07.2013. N 165-FZ) Article 10. The reasons for the insurer's release from the insured value 1. The insurer is exempted from paying the compulsory State insurance if the insured event: is the result of an act committed by the insured person in the established court order. dangerous; is in a direct causal link with the alcoholic, drug or toxic intoxication of the insured person; is the result of a proven court of intentional infliction The insured person is harmed by his health. (In the wording of the Federal Law No. N 208-FZ) Insurer is not exempt from the payment of the insured person's death if the death of the insured person is caused by a suicide, regardless of the insured person's period of time Military service, military duty. (In the wording of the federal laws of 11 July 2011, N 208-FZ; dated 02.07.2013. N 165-FZ) 2. The decision not to pay the insurance amount is taken by the insurer and communicated to the beneficiary and the insurer in writing, with the mandatory substantiated reasons for the said refusal within the time limit set by the insurer. A true federal law for the payment of an insurance sum. (In the wording of the Federal Law of 2 July 2013) N 165-FZ) Article 11. The order and conditions for payment of insurance amounts 1. Payment of insurance amounts is made by the insurer on the basis of documents confirming the occurrence of an insurance event. The list of documents necessary for making a decision on the payment of an insurance amount shall be determined by the Government of the Russian Federation. Determining the degree of injury (injuries, injuries, contusions) of insured persons is carried out by the relevant medical organizations of the federal executive authorities in which the law The Russian Federation provides for military service and service. In the federal laws of 11.06.2008 N 86-FZ; dated 02.07.2013. N 165-FZ) The Government of the Russian Federation determines the list of injuries (injuries, injuries, contusions) and concussion. 2. The payment of insurance amounts is independent of the amounts due to benefits for other types of insurance contracts, except as provided for in paragraph 2-1 of this article. class="ed"> (In the version of the Federal Law of 2 July 2013, } N 165-FZ) 2-1. If the life and health of insured persons are subject to compulsory State insurance also in accordance with other federal laws and (or) other normative legal acts of the Russian Federation, insurance amounts are paid the beneficiaries of their choice only on one basis. (The paragraph is amended to include the Federal Law of 2 July 2013. N 165-FZ) 3. Payment of insurance amounts of the beneficiary (regardless of place of residence, place of military service, service, military charges) is made by the insurer on the territory of the Russian Federation in Russian rubles insurance policy. (...) (...) N 165-FZ) 4. The payment of insurance amounts shall be made by the insurer within 15 days from the date of receipt of the documents necessary for the decision on the said payment. In the event of undue delay by the insurer of payment of insurance amounts, the insurer shall pay the deductilapel of the liquidated damages in the amount of 1 per cent of the insurance amount for each day of delay. (In the wording of the Federal Law of 2 July 2013) N 165-FZ) (Paragraph 2 is lost-Federal Law of 11.06.2008). N 86-F) Article 12. (Spconsumed by Federal Law of 02.07.2013) N 165-FZ) Article 13. The dispute settlement of disputes Disputes relating to compulsory State insurance shall be settled in accordance with the procedure established by the law of the Russian Federation. Article 14. Entry into force of this Federal Law 1. This Federal Act shall enter into force on 1 July 1998. 2. Invite the President of the Russian Federation and instruct the Government of the Russian Federation to bring its normative legal acts into conformity with this Federal Law. President of the Russian Federation B. Yeltsin Moscow, Kremlin 28 March 1998 N 52-FZ