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The Rules On Insurance Against Civil Liability In Respect Of Commercial Explosives And Blasting Appliances

Original Language Title: Noteikumi par civiltiesiskās atbildības obligāto apdrošināšanu komercdarbībā ar sprāgstvielām un spridzināšanas ietaisēm

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Cabinet of Ministers Regulations No. 804 in 2011 (19 October. No 60 13. §) rules on compulsory insurance against civil liability in respect of commercial explosives and blasting appliances are Issued in accordance with the needs for Civil explosive article 28 of the law of movement of the fourth part i. General questions 1. determines the order in which the merchant who does business with explosives and blasting installation, insure civil liability, as well as civil liability limit. 
2. the insurance object is the operator's civil liability for the third party's life and health damage and third party property damage caused to that merchant's Act or omission occurred, his handling of explosives and blasting appliances.
II. Civil liability insurance contract and civil liability limit 3. Operator civil liability insurance contracts concluded during the month after you have received a special permit (license) for the purpose of commercial explosives and blasting appliances.
4. Operator civil liability insurance contract shall be concluded for a period of not less than one year.
5. After a civil liability insurance contract of a merchant one or a copy of the policy, the insurer shall certify a copy of the policy and the document certifying the insurance premium or the first part of the fee shall be submitted within three working days of the national police's Licensing Commission.
6. the merchant who is insured by civil liability in another Member State of the European Union or the European economic area country, a month after special permission (license) the receipt shall notify the National Police Commission and submitted to the licensing of one instance of a policy or a certified copy of the policy, the insurer and its translation, as well as a document establishing the insurance premium or the first part of the fee.
7. If the operator's civil liability insurance contract is terminated early, the insurer within three working days after the termination of the contract shall notify the State police of the Licensing Commission. The operator shall be obliged within three working days to conclude a new liability insurance contract.
8. at the end of the civil liability insurance contract, the trader shall conclude a new agreement and one copy of the policy or the policy the insurer certified copy, as well as its translation, if the civil liability of the insured in another Member State of the European Union or the European economic area country, three working days submit to the State police's Licensing Commission.
9. Liability insurance limit on the insurance period may not be less than 100 000 dollars a year, but for one insurance event shall not be less than 20% of the limit of insurance against civil liability in respect of the amounts for the period of insurance.
10. Civil liability provided for in the Treaty should not be more than 10 000 lats.
11. the cost of claims By the trader are obliged within three working days to renew liability insurance limit and submit to the National Police Commission, the licensing document certifying the said requirements.
III. The civil liability insurance contract in the reimbursable costs 12. The operator's civil liability insurance contract shall provide that the insurer shall bear such losses for the third-person life or damage: 12.1. loss related to the third-person temporary incapacity (including foregone income on treatment person's certified disability time – amount of labour legal relations regulating laws established by third parties calculated the average earnings of persons certified incapacity of treatment).
12.2. the expenses related to the third-person temporary incapacity (including foregone income on hospital's certified disability time – amount of labour legal relations regulating laws established by third parties calculated the average earnings for the hospital's certified disability less time after the health damage of third party law duly granted benefits and compensation);
12.3. the expenditure related to third party uptime losses (including income determined by the difference of this rule 12.2. in accordance with the procedure laid down in point calculated will not receive income earned income received (if any), and from the State social insurance budget allocated pension or from State and local budget received benefits);
12.4. expenses associated with the death of a third party (including dependants for damages not part of income received, which is due for each dependant, the third person to live and report from a dependant's survivor's pension). For dependants are considered: 12.4.1. third-party children (including adopted) until adulthood or while they are learning secondary education institution or higher education institutions are full-time students, but no longer than up to 24 years of age as well (regardless of age) before adulthood if they have become disabled;
12.4.2. third party brothers, sisters and grandchildren, if they are under the age of 18 years and no other functional household or while they are learning secondary education institution or higher education institutions are full-time students, but no longer than up to 24 years of age as well (regardless of age) if they have no other survivors and they live before the adulthood become disabled;
12.4.3. third persons awarded a widow (widower), dependant parents or grandparents to their uptime, as well as functional widow (widower), if a family has children up to eight years or a disabled child;
12.4.4. other family members who are considered as such according to the law "on State pensions" and has been dependent on third parties;

12.5. expenses related to the funeral of a third party. The insurance contract may provide that the reimbursement is actually spent and with the documents demonstrate the reasonable expenses. The right to receive damages for the death of a third party is a natural person, which has taken the funeral and has recorded the original death certificate, as well as the submitted documents proving the fact of death.
13. In connection with the death of a third party, this provision in paragraph 12.4.1 and 12.4.2.. that person claims to be paid together with the national public pension or social security benefits should not be less than the statutory minimum subsistence amount which ensure the child is required for each of the parents.  
14. The operator's civil liability insurance contract shall provide that the insurer shall bear the direct losses for third party damage caused to property.
IV. final question 15. Merchant, having special permit (license) for the purpose of commercial explosives and blasting appliances are issued up to the date of entry into force of the provisions of the concluded insurance civil liability and notify the State Police Licensing Commission in accordance with the procedure laid down in these provisions a month from the date of entry into force of the provisions.
Prime Minister v. dombrovsky ad interim Minister for the Interior, the Minister of justice a. Štokenberg in