The Saeima has adopted and the President promulgated the following laws: land vehicle liability compulsory insurance act of chapter I. General provisions article 1. The terms used in the law, the law is applied in the following terms: 1) — claims the amount of money paid for damages;
2) claims: car accidents, which occur for the cost of claims in accordance with this Act;
3) insurance contract, the document that determines the insurer and the policyholder's rights and obligations;
4) the policyholder: a natural or legal person who has concluded the contract of insurance;
5) insurance policy, the insurer issued a sample document which certifies that the policyholder and the insurer have concluded a contract of insurance;
6) insurance premium – payment for land of the owner or authorized user of the civil liability insurance;
7) insurer-insurance companies, operating in accordance with the law "on insurance" and regulations duly received a license in land vehicle owners civil liability compulsory insurance;
the insurer's liability limit of 8): the maximum claims payable;
9) insurance date — the time to which the insurance contract;
10) vehicle within the meaning of this law: — (a) any land) a motor vehicle, trailer or semi-trailer, also participating in road traffic in the territory of Latvia and has recorded the road traffic safety Directorate or national technical supervision inspection, b) public electric vehicles (except the electric powered), c) foreign registered vehicle, if it participates in road traffic in the territory of Latvia;
11) owner of the vehicle, within the meaning of this law: the natural or legal person who owns a vehicle or in whose name the vehicle is registered;
12) vehicle entitled user — physical person who, not being the owner, on the mandate, rental agreement or other legal grounds uses the vehicle in road traffic;
13) third party: any natural or legal person (with the exception of road traffic accidents caused by vehicle owner or authorized user) to which road traffic accident has caused personal injury or economic and due claims.
2. article. The purpose of the law this law aims to regulate the legal relationship between land owners and insurers of vehicles due to insurance against civil liability in respect of the use of motor vehicles designed to protect road traffic accidents victims ' economic interests.
Chapter II. Article 3 of the insurance contract. The object of compulsory insurance and policyholder (1) compulsory insurance object is the vehicle owner and the user entitled civil liability (hereinafter referred to as the owner's civil liability) of the road traffic accident damage to a third party.
(2) the owner's civil liability for every Latvian territory road vehicle cover to be used in each vehicle owner. If he transferred the vehicle use to another person without concluding civil liability compulsory insurance contract or during use of the vehicle is over the previous term of the insurance contract, insurance contract concluded on behalf of the owner of the vehicle the right user. The obligation is not the person who uses the vehicle for employment or service relationship.
4. article. Types of contracts of insurance of a vehicle insurance against civil liability in respect of the insurance contract are: standard, complex contract, the group agreement, the Treaty of robežapdrošināšan, the international civil liability compulsory insurance agreement (also referred to as a green card).
5. article. A Contract is a contract of insurance contract that is concluded in respect of vehicles registered in Latvia in accordance with the General calculation of insurance premiums established in the order.
6. article. Bundled contract (1) the complex contract is an insurance contract that is concluded with a validly registered farm, which owns a number of vehicles subject to vehicle owners civil liability compulsory insurance. Such a contract may be concluded for no more than five vehicles, of which only one can be a lightweight passenger car.
(2) if the contract is concluded, the complex is charged on insurance premiums, which in accordance with the procedure for the calculation of the standard contract case corresponds to the insurance premium on the vehicle for which it is the highest according to the degree of risk of the vehicle.
(3) the special conditions of the contract package is as follows: If the person who uses the vehicle in respect of which the contract is concluded, the complex cannot show the way a police officer (or other person who has the right to take appropriate control) insurance policy, it is considered that the case is not concluded insurance contracts.
7. article. Group contract (1) the group agreement is an insurance contract that is entered into only with the legal person whose business is trading in the vehicle.
(2) the group agreement applies to sales by vehicles which are fitted with special road safety Directorate issued a number of trade marks which are moved to the marketing or storage space or participating in road traffic the client's test drive in the presence of a representative of a trading company.
(3) if the contract is concluded, the group charged the insurance premium, which in accordance with the procedure for the calculation of the standard contract case corresponds to the insurance premium on the vehicle for which it is the highest according to the degree of risk of the vehicle.
8. article. Robežapdrošināšan contract Robežapdrošināšan contract is an insurance contract that is concluded with a foreign registered vehicle owner, a vehicle crossing the Latvian border, where the driver cannot be presented in the territory of Latvia, existing international civil liability compulsory insurance (green card), which is guaranteed by international agreements.
9. article. International civil liability compulsory insurance (green card) (1) the international civil liability compulsory insurance (green card) is an insurance contract that is concluded after the policyholder's request for a vehicle participating in road traffic in at least one country in which compulsory insurance is in force and which is of the Green Card International Convention.
(2) the international agreement, the minimum insurance period is 15 days.
(3) Sarptautisk the contract is in force in the countries specified in the policy.
(4) the liability of the Insurer in connection with the green card by international treaties and national laws and other regulations by which the insurer on request presented the policyholder.
10. article. The conclusion of the insurance contract (1) the insurer must switch ground vehicle insurance against civil liability in respect of insurance contracts [standard contract, complex contract, the group agreement, the Treaty of robežapdrošināšan, as well as the international treaty (green card) (after the accession of the Republic of Latvia in the international vehicle insurance against civil liability in respect of the compulsory insurance system)] in accordance with the provisions of this law.
(2) land vehicle insurance against civil liability in respect of the type-approval of the insurance policy by the Cabinet of Ministers.
11. article. The term of the insurance contract (1) the insurance contract may be concluded for a period from 15 days to one year. Insurance contract can be concluded also on one or two days.
(2) the insurance contract shall enter into force on the day after it was signed, where the contract provides otherwise.
(3) If it is determined that the insurance contract shall enter into force upon signature, contract, be signing it. If the contract is signed until 12 o'clock, the date of signature of the Treaty, the calculation of the expiry of the contract, but, if included in the contract signed 12 noon or later, is not included.:
12. article. Termination of an insurance contract before the deadline at the initiative of the policyholder (1) After the policyholder's application, terminate the contract before the deadline, if one of the following circumstances: 1) the policyholder's prolonged illness;
2) the policyholder a prolonged absence;
3) disposal of the vehicle;
4) the condition of the vehicle, preventing it use for long road;
5) other circumstances that led to the conclusion that the vehicle will not be used in road traffic.

(2) in the case of the death of the owner of an insurance contract may be terminated by the heirs.
(3) termination of the contract of insurance a vehicle owner shall submit a written application to the insurer, which is added to the insurance policy and evidence that confirms the termination of the Foundation.
(4) the termination of the contract, the policyholder has the right to get back their deposit insurance premiums for the part corresponding to the part of the premium for the full months remaining until the expiry of the insurance contract, minus 10 percent.
(5) If a vehicle is seized and the owner has not filed an application for termination of the insurance contract or the contract is terminated, the pārjaunošan by itself.
(6) the heirs, the owner of the vehicle upon expiry of the insurance contract concluded, it concluded.
(7) Likvidējot to the legal person who is the owner of the vehicle and which is the successor in title, the insurance contract is pārjaunojam to the new owner's name.
13. article. Validity of the insurance contract the insurer in the event of liquidation (1) the removal of an insurance company that is the successor in title, the insurance contracts remain valid up to the expiry of the contract.
(2) the removal of the insurance company by the same decision, the contractual obligation of the Commission or the liquidation of liquidators.
(3) the removal of an insurance company after the decisions of the institutions provided for in the law, compulsory insurance contracts with the Commission or the liquidators (administrator). The performance of the obligations of the assets of the insurance company does not have enough funds, taking over the traffic Office (article 42), and they are provided from a ground vehicle insurance against civil liability in respect of the insurance policyholder protection Fund (article 45). The full implementation of the commitment to guarantee the State budget.
14. article. Insurance premiums and it about (1) the insurance premium is determined depending on the type of vehicle, type of nationality (natural or legal persons owned vehicles), its purpose (commercial or not is used) and registration site, as well as in the light of this statutory and pamatprēmij factors.
(2) insurance premiums under this Act shall be determined by the Cabinet of Ministers.
15. article. Pamatprēmij and bonus of about (1) the amount of the Pamatprēmij passenger cars and on their base built vehicles, including vans, in which the number of seats without the driver's seat, not more than eight seats have 31 year and dollar amount of the premium, taking into account this type of vehicle in full weight must not exceed 1.5 times more than pamatprēmij, but if the vehicle is used to commercial transport, — more than 2 times.
(2) the Pamatprēmij of trucks and on their base built vehicles is $55 a year, and the amount of the premium, taking into account this type of vehicle in full weight must not exceed 1.3 times of more than pamatprēmij, but given the type of use of the vehicle-more than 2 times.
(3) the amount of buses and Pamatprēmij to their base built vehicles is $45 a year, and the amount of the premium, taking into account this type of vehicle in full weight must not exceed 1.3 times of more than pamatprēmij, but given the type of use of the vehicle — more than 1.9 times.
(4) the amount of Pamatprēmij motorcycles, scooters and on their base built vehicles is 10 Lats per year, and the amount of the premium, taking into account this type of vehicle engine capacity must not exceed 1.5 times more than pamatprēmij.
(5) the amount of the Pamatprēmij tractor and self-propelled have 11 Lats per year, and the amount of the premium, taking into account the type of vehicle, shall not exceed 1.7 times more than pamatprēmij.
(6) the amount of the Pamatprēmij trams and trolleybuses is 87 dollars a year.
(7) the amount of the Pamatprēmij passenger cars and on their base built vehicle trailers are 5 Lats per year and a tractor and self-propelled trailers-7 late in the year. Pamatprēmij the amount of trucks and on their base built vehicle trailers are 15 dollars a year and the amount of the premium, taking into account the type of vehicle the mass of the full trailer must not exceed the pamatprēmij more than 6 times.
(8) in view of the risk of road traffic and vehicle quantities, the Cabinet of Ministers may establish a separate administrative areas registered vehicle insurance premiums an additional factor: 1.2. (9) the amount of Pamatprēmij, where a vehicle registered in foreign countries, is 70 dollars a year, and the amount of the premium, taking into account the type of vehicle may not exceed more than 2 times pamatprēmij.
(10) insurance premium for a term not exceeding six months, to be more than adequate for this time of the year part of the insurance premiums, but in other cases — in proportion to the period of insurance.
16. article. Reduction of insurance premiums (1) insurance premiums shall be reduced to 50 percent, if the insurance is in force for the past 12 months, before conclusion of the contract and during this period the owner or authorized user is not caused by a traffic accident with the vehicle insurance policy, as well as this vehicle is not driven alcoholic beverages, drugs, or other intoxicating psihotoksisk substances.
(2) insurance premiums, insures more than one vehicle, about 40 percent is reduced: 1) Group I and II invalids;
2) Group III disabled persons who have relevant driving licence and which is the body's movement based disorders, which represents the health and capacity of expertise doctor the opinion of the Commission.
(3) the arrangements for the reduction of insurance premiums are determined by the Cabinet of Ministers, but the overall reduction should not exceed 50 per cent of the relevant vehicle insurance premiums.
Article 17. The increase in insurance premiums (1) insurance premiums increased to 200 percent when the last twelve months before the new insurance contract the owner or authorized user is caused by one or more of the traffic accident insurance policy with the specified vehicle or during this period led the vehicle, alcoholic beverages, drugs, or other intoxicating psihotoksisk substances.
(2) insurance premiums increased to 300 percent if the previous calendar year vehicle owner or entitled user, alcoholic beverages, drugs, or other intoxicating psihotoksisk substances, caused by a traffic accident.
(3) insurance premiums up order is determined by the Cabinet of Ministers.
18. article. The insurer's limit of liability (1) the insurer under the contract of compulsory insurance covers damages up to the Cabinet level of the limits of liability.
(2) If the damage exceeds the specified limits of liability, losses that exceed it, the victim may claim under civil law.
19. article. Responsibility for the use of a vehicle on the road, where the owner's civil liability is insured (1) using the vehicle in road traffic, the driver must be up to the insurance policy, which shows that vehicle owners civil liability compulsory insurance validity.
(2) For the use of a vehicle on the road, where the owner's civil liability is insured, the Latvian administrative violations of the Penal Code.
(3) the fine imposed on the vehicle that the owner's civil liability is insured, favour road transport owners civil liability compulsory insurance guarantee fund (reserve).
20. article. The insurer's obligations (1) it is the duty of the Insurer to meet its obligations to policyholders.
(2) insurers of the Cabinet in the order of payment should be included in the corresponding traffic Office accounts: 1) land vehicle insurance against civil liability in respect of the insurance guarantee fund (reserve) (article 44);
2) land vehicle insurance against civil liability in respect of the insurance policyholder protection Fund (article 45);
3) road accident prevention and more prevention.
4) traffic Office (article 41).
(3) the insurer in a cabinet order provides the traffic Office of the road traffic safety Directorate and the State inspection for technical supervision of the information in their possession on insurance contracts.

(4) the insurer must accept announcements of traffic accidents. If the notification is received by the insurer is not a traffic accident insured vehicle involved in civil liability, the insurer shall, in the event of insured vehicle involved in civil liability, or the traffic Office.
Chapter III. Loss assessment and article 21. Losses due to road traffic accidents due to an accident, the insurer in accordance with limits of liability of the insurer to pay in accordance with the procedure laid down in this Act to the estimated loss of road accident suffered by a third party, its property, or the environment.
22. article. The losses suffered by the person (1) road accident suffered third loss inflicted on a person's health is, losses related to: 1) the victim's treatment;
2 the victim temporary incapacity);
3) permanent loss of the victim's incapacity;
4) the victim's death.
(2) damages the victim in accordance with limits of liability of the insurer.
23. article. Losses due to the loss of the victim's treatment in the context of the treatment of the victim's expenses related to the victim, maintenance, Diagnostics, treatment and rehabilitation treatment, home treatment and prosthetics.
24. article. Losses due to the Loss of temporary incapacity the victim because of the victim temporary incapacity is not income for the hospital's certified disability. They are evaluated in the following quantities: 1) the Working Party (the person who is in the employment or service relationship with the employer) — the average wage received, which is calculated according to the Latvian labour code requirements, except the health damage suffered by the persons assigned to the social services in the form of cash from the State social insurance budget;
2) self-employed person-not received income, calculated as the difference between the previous (before the accident) calendar year taxable income and a job working income received in the calendar year when the person had a temporary disability, a report by the health damage to the person assigned to the social services in the form of cash from the State social insurance budget.
25. article. Losses due to the incapacity of the victim permanent loss (1) losses due to the incapacity of the victim permanent loss is not received income that full capacity for work is assessed in article 24 of this law to the extent prescribed, but partial incapacity for work is the difference in income, determined by article 24 of this law, in accordance with the procedure laid down in the calculated loss except the actual earned income and social services money allocated costs in the form of the State social insurance budget.
(2) claims for damages due to the permanent loss of capacity shall be paid not less frequently than once a month until the preserved personal integrity loss.
(3) persons in road traffic accidents were not working at the time of the loss of income due to the permanent loss of capacity are expenses related to the victim care, prosthetics, nutrition and treatment.
(4) If the person is a permanent loss of capacity, it is possible to learn a new profession or to retrain, this expenditure shall be borne by the insurer, in agreement with the victim.
26. article. Loss due to the death of the victim (1) the right to receive compensation due to the victim's death are persons who have been the victim's dependants, and the person who entered into the funeral.
(2) in connection with the death of the sponsor the right to the insurance indemnity is: 1) children-up to adulthood;
2) awarded widow (widower), dependant parents — to their integrity, as well as for restoring functional widow (widower), if a family with children under eight years of age;
3) for other dependants of former members of the family to be considered as such according to the law "on State pensions".
(3) the payment of claims, if the accident victim's death occurred during the year after a road traffic accident and forensic expert or medical establishment shows that the death evoked in connection with that incident.
(4) the dependants damage due to the death of the victim is not killed income received (article 24) part that was owed to each dependant victim alive, excluding dependants assigned to survivor's pension. The order in which you want the reward of dependants, determined by the Cabinet of Ministers.
(5) the funeral expenses is actually spent and the purported burial documented expenses, except the death benefit received from the State social insurance budget pursuant to the law "on State pensions", "On maternity and sickness benefits" or the law "on compulsory social insurance against accidents at work and occupational diseases".
27. article. Property loss suffered (1) road accident property damage third parties damages are damages resulting from: 1) due to the damage or destruction of the vehicle;
2) due to the way, road constructions and building damage or destruction;
3) due to the victim's damage to, or destruction of property;
4) taking the necessary work of road traffic accident victims, rescue or bringing them medical institution;
5) victim to medical institution used in vehicle damage or soiling of the cabin;
6) evacuating the vehicles from a road traffic accident.
(2) damages the victim in accordance with limits of liability of the insurer.
28. article. Losses due to damage to the vehicle losses due to damage to the vehicle is a vehicle repair expenses, including the costs of the evacuation of the vehicle from a road traffic accident.
29. article. Losses due to the destruction of the vehicle (1) the vehicle is considered dead if so repair is not technically possible or economically unfounded and vehicle owner agrees to recognise it for the deaths. Repair is considered economically unjustified if the estimated repair costs of the vehicle exceeds the value of the vehicle before the accident.
(2) If the owner does not consent to the recognition of vehicle deaths, he refunded the difference between the value of the vehicle before and after the road accident, as well as the costs of evacuation from the vehicle road traffic accident.
(3) If the vehicle is recognized as the death toll, damages in an amount to be paid, which corresponds to the value of the vehicle before the accident and the costs of evacuation from the limits of the vehicle road traffic accident. The right to acquire the insurer or residues in the traffic Office.
30. article. Loss due to the road, road construction and other materials of destruction or damage to the value of (1) the loss due to the road, road construction and other materials value loss is the difference between the value of the object before and after the road accident, but this object — the object in the event of damage recovery costs.
(2) in favour of the loss caused to property, other losses, damage to third party property and incurred owner (possessor) of road traffic accident.
31. article. Loss of environmental damage (1) road accident environmental loss is a loss arising in connection with natural resource or environmental degradation.
(2) the damages under the insurer's liability limit.
32. article. The traffic Bureau and insurer examiner's area of cooperation the experts who carried out with the vehicle insurance against civil liability in respect of the related technical inspection of vehicles, you need traffic Bureau certificate is issued. Technical inspection of road transport regulations are issued, the Cabinet of Ministers.
33. article. Damages (1) loss is offset by the insurer which it insured damages caused by the vehicle owner's civil liability.
(2) If the perpetrator is a loss of two or more drivers whose vehicle is insured in one or different insurance companies, insurers for claims paid to the victim, based on each driver's fault.
(3) if the loss is compensated by another insurer, before the insurer adopted a decision on the cost of claims, the insurer who has insured a road accident caused by a vehicle owner's civil liability is to pay the amount of the compensation paid.
34. article. Cases where the loss is not reimbursed under this Act, the insurer will not pay:

1) losses incurred using the vehicle owner's civil liability is insured, but breach of responsibility in accordance with the civil code, article not in 2347. Any losses incurred as a result of force majeure, the victim or his serious negligence;
2) road traffic accidents caused by a vehicle owner's or authorized user's person and property damages;
3) loss of the vehicle and the property damage, destruction or loss of, if the damage people incurred by traffic accidents;
4) damage which caused by vehicle using the workout or race trip;
5) loss on road accidents caused by a vehicle or otherwise transmitted added another vehicle or trailer damage;
6) damages directly or indirectly caused by or contributed to ionising radiation, any nuclear fuel, radioactive poisoning caused any exploding nuclear or radioactive, toxic kodolkomponent, explosive or otherwise harmful feature;
7) with road traffic accident-related lost profits or moral damages.
35. article. Notice of accident (1) road traffic accident on the parties involved in the accident shall immediately be notified to the traffic police and the insurer who has insured a road accident caused by a vehicle owner's civil liability, as well as take all possible measures to prevent or reduce further losses.
(2) a Person whose property or vehicle suffered a loss, is obliged to keep the vehicle and damaged property in the State in which it was after a road accident, until such time as it views the insurer's designated expert.
(3) If the insurer is not known, the underlying traffic accidents must be reported to any insurer or the traffic Office. If the notification is received by the insurer are not insured by the loss suffered by the vehicle owner's civil liability, the received message must be handed over immediately to the traffic Office. Traffic to the Office to find out who the insurer has insured a road traffic accident caused by a vehicle owner's civil liability, and must notify the insurer in the victim's name and address.
(4) in a road traffic accident victim is entitled to claim damages caused to remuneration under this Act, if any of the road traffic accident involved immediately (as soon as it became possible) announced a road accident road police.
36. article. The insurer's operations, after receiving the notice of claims (1) the insurer shall promptly, but not later than within three working days (counting from the date of receipt of the written notice of claims) must send the defective goods the expert view.
(2) If the first part of the insurer within the time limit referred to in the seconded experts has not appeared, the victim has the right to choose experts to determine the extent of the damage. In this case, the insurer is not entitled to challenge the evidence of the victim's injury.
37. article. Application for insurance claims and its calculation (1) in a road traffic accident and damage claims insurers calculated.
(2) the calculation shall be made after receipt of the application of the person entitled to insurance compensation. The application must be accompanied by: 1) traffic police issued a certificate;
2) investigations or judicial documents of the respective road traffic accident (if any);
3) other documents that attest to the loss and their extent.
(3) when deciding the question of the cost of claims in the context of the injury caused to the person, the insurer is entitled to request in writing from health authorities details of victim treatment, disease diagnosis and forecast, to use the medical examiner's findings, as well as, where appropriate, to obtain further information, send the person to a medical examination, shall bear all expenses associated with it. News that the insurer won on the victim's treatment, disease diagnosis and prognosis, are private.
(4) in order to receive compensation, the institution that has paid for the victim's treatment or delivered to the medical assistance from their own funds, must be submitted to the insurer or to the Office of traffic calculation for the victim's treatment of the funds spent.
(5) the insurer after the request of the applicant, it must be presented with the appropriate laws and calculation procedures.
(6) the request for damages, if it is presented no later than one year from the date when the victim came right to damages.
38. article. The calculation of the time limit for claims and costs (1) the claims shall be calculated and paid in the month following receipt of all required documents.
(2) to the full extent of the injury determination by the victim's request, the insurer may pay an advance.
39. article. The insurer's decision (1) after examination of the documents submitted for a road traffic accident, the insurer shall decide on the costs or claims of withdrawal.
(2) following the adoption of the decision to the insurer within three working days to forward the written notification to the applicant.
(3) if the person concerned does not satisfy the insurer's decision on the cost of claims, it must provide traffic Bureau complaint about the review of that decision. If the traffic Office of the decision taken by the interested parties or the insurer is aggrieved may take legal action for recovery of damages.
40. article. Traffic Office of the insurer and of recourse (1) the insurer is entitled to file a recourse against: 1) road traffic accidents caused by driving the vehicle when it ran a vehicle: a) as alcohol, drugs, or other substances psihotoksisk intoxicating substances, (b) the right to drive) without the category of vehicle;
2) road owner (Manager), if an accident occurred, the damage caused by the loss of his fault;
3) a person who damages caused by intent or gross negligence.
(2) the Office may submit a recourse against: 1) road traffic accidents caused by the owner of the vehicle who is not insured his civil liability, or that vehicle eligible users;
2) the driver of a vehicle who won with prettiesīg activities;
3 the insurer, if known) of the vehicle that caused the loss, and the obligation to pay the insurance indemnity was the insurer.
Article 41. Loss compensation, as well as aliens, foreign legal persons to pay for damage to the laws of the Republic of Latvia.
Chapter IV. Government vehicle liability compulsory insurance of article 42. Traffic Office (1) the traffic Office is a public institution that works under the supervision of the Ministry of finance. Traffic Bureau rules approved by the Cabinet of Ministers.
(2) traffic Office shall carry out the functions of the Office of a green card.
43. article. The traffic Bureau's jurisdiction (1) the Office shall provide the ground vehicle insurance against civil liability in respect of the insurance system for the creation and operation of the country.
(2) traffic Office: 1) creates a ground vehicle owners civil liability compulsory insurance guarantee fund (reserve);
2) creates a ground vehicle insurance against civil liability in respect of the insurance policyholder protection fund;
3 the cost of the insurance compensation) in the cases specified by law;
4 regulations) develop projects and proposals on issues related to road vehicle insurance against civil liability in respect of;
5) develop and maintain ground vehicle owners civil liability compulsory insurance to guarantee the required database;
6) provides information to the victim on the insurance companies that insure the traffic accident vehicle involved in civil liability;
7) laws in the order you can request and receive free of charge the information required for the work of public administration bodies, local authorities and insurance companies;
8) develop technical vehicle inspection methodology for carrying out related to a land vehicle insurance against civil liability in respect of;
9) provides recourse to the Court in the cases provided for in this Act;
10) organised by the international road transport owner civil liability compulsory insurance sector and shut down the contracts;

11) provides services related to road vehicle liability compulsory insurance of technical, legal and medical expertise, technical expert certification and training (training), as well as the services that the traffic Office must take international treaties binding for Latvia in the cases provided for;
12) provides assistance to policyholders of Latvia of rights and interests of foreign countries in matters related to road vehicle insurance against civil liability in respect of the insurance.
44. article. Ground vehicle owners civil liability compulsory insurance guarantee fund (reserve) (1) the traffic Office with insurers create a land vehicle liability compulsory insurance of guarantee (reserve) Fund (hereinafter referred to as the Guarantee Fund). The guarantee fund's objective is to provide the cost of their insurance claims to cover the damages, which are caused by: 1) the owner of a vehicle which your civil liability is not insured;
2) unresolved vehicle, with the exception of property or damage to the environment;
3) vehicle which exited from the owner, custodian, or the user's possession without his fault, but the illegal activity of another person;
4) foreign registered vehicle owner is not concluded by the Treaty of robežapdrošināšan.
(2) the guarantee fund shall be paid damages in international treaties in the cases provided for.
(3) the guarantee fund shall consist of: 1) the insurer a one-time contribution amount set by the Cabinet of Ministers;
2) deductions from a ground vehicle insurance against civil liability in respect of the insurance premiums set by the Cabinet of Ministers;
3) insurer additional contributions set by the Cabinet of Ministers;
4) collected fines and traffic Office of the recourse procedure recoveries for road traffic accident damage;
5 donations and gifts).
(4) the guarantee fund is the traffic Office. Decisions on the use of the guarantee fund of its aims adopted traffic Office Management Board.
(5) the guarantee fund shall monitor the use of the guarantee fund Council, which shall consist of a representative of the Office of traffic, State insurance supervision inspection agent and authorized representative of the insurer.
(6) the guarantee fund shall be approved by the Cabinet of Ministers.
Article 45. Motor compulsory insurance against civil liability in respect of the insurance policyholder protection fund traffic Office with insurers establish ground vehicle insurance against civil liability in respect of the insurance policyholder protection Fund (hereinafter referred to as the policyholder protection fund), the aim of which is to ensure the cost of claims in the event of insolvency of the insurer.
(2) the policyholder protection fund shall consist of: 1) insurer contributions in the order of the Cabinet of Ministers;
2) donations and gifts.
(3) If the policyholder protection fund is not sufficient funds, including the funds of the State budget of the Cabinet of Ministers.
(4) the policyholder protection fund is the traffic Office. Policyholder protection fund to be paid, if it is accepted the traffic Office of the Council decision.
(5) supervision of policyholder protection fund work out State insurance supervision inspection.
(6) the policyholder protection fund rules shall be approved by the Cabinet of Ministers.
Article 46. Road traffic accident prevention prevention (1) road safety programme is coordinated by the Cabinet of Ministers established the road safety Council.
(2) road traffic accident prevention measures insurers including traffic Office account every quarter 0.6 per cent of insurance premium amounts.
(3) For the use of money decided by the road safety Council.
47. article. Road Traffic Safety Directorate and the State technical supervision inspection responsibilities of vehicle owners civil liability compulsory insurance inspection and control (1) Road Safety Directorate and the State technical supervision inspection prior to vehicle registration and the technical inspection shall check the vehicle owner's civil liability compulsory insurance contract validity.
(2) the vehicle registration and technical inspection is not performed if the vehicle owner's civil liability is insured.
48. article. The way the police duties vehicle liability insurance mandatory inspection and control (1) a police officer is entitled to check the driver's documents proving the vehicle owner's civil liability compulsory insurance contract validity.
(2) where an examination found that the owner of the vehicle is not insured for civil liability, road police officer shall draw up the minutes and within three working days, send them for examination to the traffic Office.
49. article. Border guard duties vehicle liability insurance mandatory inspection, vehicle crossing the State border (1) border guard checks all vehicles crossing the border State insurance against civil liability in respect of the validity of the insurance contract, irrespective of the nationality and registration of the vehicle.
(2) where the driver into Latvia, does not produce a document certifying the vehicle owner's civil liability compulsory insurance contract validity, further movement of the vehicle is permitted only after its owner's liability insurance.
(3) If a foreign registered vehicle driver, departure from Latvia, to present the document certifying the vehicle owner's civil liability compulsory insurance contract validity, further movement of the vehicle is permitted only after the driver has lodged a Guarantee Fund fine 100 lats.
50. article. Traffic Bureau, traffic police, road safety Directorate, national technical supervision inspection and cooperation between insurers in the field of exchange of information (1) the Office of traffic, road safety Directorate, national technical supervision Inspectorate and the insurer shall constitute the insured vehicle tracking database. Information on the vehicles owners third party liability is insured, the accumulated traffic Office of insured vehicle tracking data base and the road safety Directorate of vehicle registration database.
(2) Before the conclusion of the insurance contract, the insurer is entitled to receive from the Office of traffic, road traffic safety Directorate and the State technical supervision inspection of the available information relating to the policy holder and the vehicle.
(3) at the request of the Office of the Road Traffic Safety Directorate provides available information from the database for a specific vehicle and its owner, or Manager of the eligible user, as well as on road traffic accidents.
(4) at the request of the Office of the Road traffic police gave the information about traffic accidents.
(5) at the request of the National traffic Bureau of technical supervision Inspectorate provides available information about a particular vehicle and its owner, user or Manager of the entitled.
(6) the particulars referred to in this article and the exchange of information between the relevant authorities of the Cabinet takes place.
Transitional provisions 1 the Cabinet until June 1, 1997, to issue rules on: 1) insurance premiums, increase and reduction of the order;
2) for terrestrial vehicle liability compulsory insurance of standard policies;
3 the insurance indemnity limits);
4) traffic Office, the guarantee fund and the policyholder protection fund.
2. other provisions for the enforcement of this law, the Cabinet of Ministers issued before 1 September 1997.
3. Determine that this law will be implemented during the period from 1 June 1997 to 31 august 1997 in the following order: 1) during this period concluded land vehicle insurance against civil liability in respect of insurance contracts or in accordance with the provisions of the law on voluntary agreement pārjaunojam, determining the compulsory insurance contract with the entry into force on 1 September 1997;

2) by June 1, 1997, are not vehicles for registration and technical inspection, if it is not in accordance with the provisions of subparagraph 1 of paragraph 1 has been concluded the owner's civil liability compulsory insurance contract;
3) of this Act article 49 applicable provisions of part two by 1 September 1997. Foreign registered vehicle owner who crossed the borders during the august 31, 1997, and continued to be in Latvia, the contract of compulsory insurance shall be concluded no later than 31 august 1997;
4) 19 and 48 of this law, the provisions of the article apply from 1 September 1997.
4. The guarantee fund for damages payable due to road accidents that occurred no earlier than 1 September 1997.
5. This law, article 9 and article 42, paragraph 2 shall enter into force after the accession of the Republic of Latvia to international motor civil liability compulsory insurance (green card) system.
6. With the entry into force of this Act shall terminate the constitutional order of article 81 of Cabinet of Ministers issued Regulation No. 300 "rules on motor insurance against civil liability in respect of the" (Latvian Saeima and the Cabinet of Ministers rapporteur, 1996, no. 19) and Regulation No 458 "amendment to the Cabinet of Ministers of 6 august 1996, regulations No. 300 "rules on motor insurance against civil liability in respect of" "(Latvia's journal, 1996, 228, 229, 230. No.).
The Parliament adopted the law of 13 March 1997.
The President g. Ulmanis in Riga on 25 March 1997 in