Verse (1)
The letter a
The Kredit& Risk-#148; is that includes the risk of credit concentration, counterparty credit risk, and settlement risk.
The risk of a credit concentration is the risk arising from the concentration of providing funds to one party or group of parties, industries, sectors, and/or geographic areas that could potentially pose a significant amount of loss. can threaten the viability of the Bank.
Counterparty credit risk is the risk arising from the failure of an opponent in its fulfillment of its obligations and arising from a transaction type that has a particular characteristic, e.g. transactions that are affected by the movement of reasonable value or market value.
Settlement risk is the risk arising from the failure of cash and/or financial instruments in the date of completion (settlement date) that has been agreed upon from the sale transaction and/or the purchase of financial instruments.
The letter b
Referred to Risk Pasar covering among others the risk of interest rates, the risk of exchange rates, commodity risk, and equity risk.
The risk of interest rates is the risk of changes in the price of financial instruments from the position of trading book or as a result of changes in the economic value of the position banking book, caused by a change of interest rates.
In the interest category of interest rates including interest rates from banking books that include repricing risk, yield curve risk, base risk, and optionality risk.
The risk of exchange rates is the risk of changes in the position values trading book and banking book caused by changes in the exchange rate of foreign exchange or the change in gold price.
Commodity risk is the risk of changes in the price of financial instruments from the position trading book and banking book caused by the change in commodity prices.
The risk of equity is the risk of changes in the price of financial instruments from the trading book position caused by the change in stock price.
Letter c
Pretty obvious.
The letter d
Pretty obvious.
Letter e
In question Risk of Hukum is the risk arising out of any other due to the absence of the provisions of the laws in favor or weakness of such a bond as not to comply with the terms of the contract or the binding The imperfect collateral.
The letter f
The following Risk Reputation is the risk arising from other media coverage and/or rumors of a negative bank, as well as a less effective Bank communication strategy.
The letter g
Referred to Risk of Strategy is the Risk arising among others because the Bank sets out a less-in-line strategy with the Bank's vision and mission, conducting an uncomprehensive analysis of the strategy environment, and/or contained The strategy of the strategic plan between the stratejik levels. Moreover, Strategy Risk also arises due to failure in anticipation of business environment changes including failure in anticipation of technological change, changes in macroeconomic conditions, competition dynamics in the market, and policy changes Related authorities.
The letter h
Pretty obvious.