Key Benefits:
(2) The provisions of the Operational Standards and the Procedure of housing subsidies for the possession of Sarusuna with the principle of sharia are set by the Minister of State of the People's Housing.
CHAPTER IV OF OTHER TERMS
Section 9 (1) The target group as referred to in Section 3 and Section 4
is allowed to have a Sarusuna with a price limit following the lower target group while still using the skim and the the amount of the subsidy that is applied to the target group of origin.
(2) The Group The goals as refer-break-after:always">
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(4) The execution as referred to in paragraph (3) is specified and further regulated by the Regulation of the Minister of State of the People's Housing.
(5) The KPR Subsidy Period Sarusuna Syariah Subsidised for each The target group is calculated starting at the time of the financing issuer plus the applicable subsidy for each target group.
(6) The target group as referred to in Article 3 and Section 4 that will conduct the KPR indent financing acad. Sarusuna before the Sarusuna building is completed, be a consideration of the LPP to approve or disapprove of the financing agreement in accordance with the provisions applicable to the LPP concerned throughout the installments of the KPR inden Sarusuna are in effect equal to the subsidious installment, as well as for the target groups II and III.
(7) Subsidies of KPR inden Sarusuna housing will be processed after Sarusuna has been handed over to the nasabah throughout meeting the provisions set in this ministerial regulation.
(8) KPR inden Sarusuna syariah subsidies, the subsidy period In effect from the date of termination of the subsidy agreement.
(9) The KPR Publishing Sarusuna Syariah which does not comply with the provisions set in this ministerial regulation, the designation of the KPR margin that applies to the market margin agreed upon by the LPP and the customer is not entitled to a housing subsidy.
(10) Target group as referred to in Section 3 and Section 4 that will acquire the KPR facility Sarusuna Syariah Subsidies are required to attach the evidence of the Tax Required Subject Number (NPWP).
(11) Rusuna construction in urban areas which has the potential to be developed into a commercial area is resorted to using a combination of mixed-use concepts (mixed-use) allowing cross-subsidy from buildings. commercial to rusuna in the same region.
(12) All provisions in the Regulation of this Minister constitute a single entity and bind to all Government institutions, Local Government, banking, non-bank financial institutions, or cooperatives which moves in the field of housing as well as the public that will utilize housing subsidy facility.
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CHAPTER V PROVISIONS CLOSING
Article 10 of this Regulation begins to apply at the specified date. In order for everyone to know, the Minister's Regulation is promulred by its discoverer in the News of the Republic of Indonesia.
Specified in Jakarta on 18 September 2008 MINISTER OF THE PEOPLE OF HOME AFFAIRS MOHAMMAD YUSUF ASY ' ARI.
PROMULRED IN JAKARTA ON 9 OCTOBER 2008 MINISTER FOR LAW AND HUMAN RIGHTS REPUBLIC OF INDONESIA, ANDI MATTALATTA
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(2) The LPP participating in subsidious housing financing programs is responsible for providing the necessary financing staple, whereas the Government be responsible for providing the required subsidy funds.
(3) The type Sarusuna which can be purchased by each target group includes all the Sarusuna types of options, and in accordance with the Sarusuna price limit the most allowed to be purchased through KPR Sarusuna Syariah subsidised as follows:
Most Sarusuna Price Limit Target Group (Rp)
I 144,000,000
II 110,000,000
III 75,000,000
(4) The price of Akad Syariah is the financing value approved by the Financing Issuer Institute plus the margin of the agreed.
Article 7 (1) The KPR Sarusuna Syariah subsidy is given to The target group that
meets the Sarusuna price limit most as in Section 6 of the paragraph (3), and meets the requirements applied to: (i) the least amount of advance; (ii) the most financing; and (iii) the subsidy skim.
(2) The least amount of advance and most financing requirements, is as follows:
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Target Group
Most Upfront Money
(%)
Most Financing
(Rp)
I 22 112.320,000
II 21 86.900,000
III 10 67,500,000
(3) Top Requirements The housing subsidy skim as referred to in verse (1) is as follows: a. help from the Government as referred to in the section
5 paragraphs (2) becomes part of the least payment of the advance as referred to in Section 7 of the paragraph (2);
b. An installment subsidy is referred to in Article 5 of the paragraph (2) that is assisted by the Government of an installment payment relief of a percentage of subsidious installments provided with the following terms:
The Percentage Target Group Subsidised instalment (%)
Year
1 2 3 4 5 6 7 8 9 10 11
I 89.2 90 91 91 The unsubsidised
II 85.6 87 87 87 87 87 87 87 Angers without subsidy
III 80.7 81 81 80.7 83 83 83 83 83 Anges without subsidies
c. the subsidious rate of installments as referred to in Article 7 of the paragraph (3) letter b, is the ratio of the installment of subsidious financing paid by the nasabah with an installment of financing without subsidies;
d. the highest level of margin to be applied to the nasabah is poured in the MoU and/or PKO with the People's Housing Ministry of State;
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e. Sarusuna, whose perforations through the KPR Sarusuna Syariah subsidised facility should not be sold or transferred in any form of legal action, except: 1. for the purposes of the LPP in order for a financing rescue; or 2. has exceeded the 5-year term since its performance.
f. The execution of what is referred to as the letter e number 1 and the number 2 is set and further arranged with the Rule of the Minister of State of the People's Housing.
(4) The terms of the tenor, agreed upon by both sides of the LPP. and a customized customer with the ability of each target group.
(5) KPR Sarusuna Syariah Bersubsidy uses the murabahah or acad istisna ' s acad and uses margin calculations with the principle of sharia.
Article 8 (1) Coordination of the implementation of housing subsidies for the possession of Sarusuna
with printo be subsidised by the Government based on the applicable Perinvitation Regulation purchased from the developer.
12. The margin is a cost to be issued by the customer at the utilization of the financing facility provided by the financing issuer for the purchase of an object.
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13. The prevailing margin rate is the margin that applies to the issuer of the financing issuer, which has been jointly agreed between the nasabah and the issuer of financing and the issuer in the acad which uses the principle of sharia.
14. The next financing issuer is either a bank or financial institution or cooperative which has operated under the principle of sharia and has been willing to deliver a Letter of Statement of Willingness to carry out its own business. The Housing Assistanc
