Key Benefits:
17. The margin remains the marjin of the market interest set in the PKO.
18. Variable margin is the difference between SBI Rate with BI Rate twelve months back, in terms of the absolute value difference between SBI Rate with BI Rate smaller than 0.25 (zero comma two five) then variable margin equals with 0 (zero).
19. The average variable margin is an average of the variable margin of the twelve months back.
20. The Subsidy tribe is the flower that the government specifies through the Regulation of the Minister of State of the People's Housing in order to procure housing and settlement with the support of housing subsidy facilities through the applicable Subsidiated KPR.
www.djpp.depkumham.go.id
2008, No. 104 6
21. The next Healthy Home called RSH is a home whose technical specification refers to the Decree of the Minister of Settlement and Prasarana of the Territory concerning the Technical Guidelines of the Development of the Healthy Home Sehat (Rs Sehat).
22. A Verification Team is a team that is authorized to perform verification activities consisting of representatives from the Ministry of State of the People's Housing and Finance Ministry based on the Decree of the Minister of State of the People's Housing.
23. Verification is an administrative activity that includes the completeness and correctness and the suitability of the recipient of a subsidy recipient.
24. Reconciliation is a recalculating activity on the already received subsidy and subsequent year subsidy calculations that the LPK will receive from the debtors via the IO-BP subsidy skim with a combination of Interest Differations or Interest margin subsidy without a IO-BP combination is paid annually.
BAB II
THE INSTITUTION AND ROLE DIVISION
A. The institution involved:
1. The People ' s State Housing Ministry, namely: a. Deputy field of financing (DBP). B. Deputy Formal Housing Field (DBPF). C. Residential Development Centre (PPP).
2. Department of Finance, that is: a. Directorate General of the Budget (DJA). B. Directorate General of the Treasury (DJP).
3. Credit Publishing Institute (LPK).
B. The role of the Institution involved
1. DBP, DBPF, PPP, DJA, and DJP are responsible for the creation of programs, provisioning, verification, thawing, and control (monitoring, evaluation, and hand-down) implementation of housing subsidies.
2. The LPK is responsible for the issuer of subsidised KPR, the provision of credits/loans and the housing of housing subsidy funds.
BAB III
STAGES OF EXECUTION
A. Stage Preparation
The preparation phase begins with notice to the LPK about the Housing and Settlement Programs with the Support of the Subsidy Facility
www.djpp.depkumham.go.id
2008, No. 104 7
Housing through KPRSH, awarding the opportunity to the LPK to propose a willingness and willingness to publish KPRSH, as well as the signing of a Memorandum of Understanding/Joint Agreement (MoU) and the Agreement Operational Cooperation (PKO). Details of the preparation stage as follows: 1. The Ministry of State Housing Affairs notified the LPK about
The Program of Housing and Settlements with the Support of Housing Subsidised Facilities through KPRSH.
2. The LPK submitted a willingness and statement to publish the Subsidised KPR.
3. On the basis of a letter of misstatement from the LPK, the State Ministry of People's Housing examines the completeness of the administrative requirements as a Managing LPK, and if there is a need for a field check.
4. For the LPK that meets the requirements will be performed: a. signing of the MoU between Minister/Officials Eselon I Ministry of State
People ' s Housing with Lead Director/Board Director/Chairman of the LPK Managing Director of Housing Financing Program and Settlement with Support of Housing Subsidizal Facilities via the Healthy Simple House Ownership Credit (KPRSH), and/or;
b. PKO signing between the Acting Eselon I Ministry of State Housing People with the Principal Director/Board Director/Chairman of the LPK Managing as a follow-up to the signing of the MoU as referred to in the letter a.
Bagan alir mechanisms for implementation of MoU and/or PKO as listed in Figure 1.
B. The implementation phase of the implementation phase is the start of the issuer of the KPR Subsidiuation by the Managing LPK until the thawing of the subsidy. Details of the implementation phase as follows: 1. The Subsidised KPR Software and Verification Request.
a. LPK Executor publishes subsidised KPR to the debtors that meet the provisions;
b. LPK Executors calculate the housing subsidy that is the right of the debtor according to the selected skim;
c. The Acting LPK submitted a verification request as the process of the thawing of the housing susbidi funds to the State Ministry of Public Housing for the Subsidised KPR, which was published;
d. Verify that the Cloud Service can be used as part of the Cloud Service for the Cloud Service, including the following: field checking;
www.djpp.depkumham.go.id
2008, No. 104 8
e. The Verification team conducts a number of subsidised amounts of subsidies that are entitled to the debtor and is poured in the Show News (BA) Verify, with regard to: 1). Advance subsidy payments were conducted at once in the first year
The KPR subsidied; 2). Subsidised payments with IO-BP subsidy combined with
Interest margin or Interest Margin Subsidy without the IO-BP combination paid annually during the subsidy period; a). The nominal value of the first-year housing subsidy value
was done using the subsidied interest rate set by the State Minister of the People's Housing;
b). The nominal value of the second year housing subsidy value and so on is also carried out using the subsidiated interest rate set by the Minister of State of the People's Housing and the payment of the housing subsidy of the second year and subsequent to the time The subsidy was done after reconciliation.
Bagan alir the issuing mechanism and the verification of the KPR subsidie as set forth in Figure 2.
2. Housing Subsidy Payment Requests
a. LPK Executing a housing subsidy payment request based on BA Verification to the People ' s Housing Ministry by attaching the Payment Bill Documents, namely Kuitansi and BA Verify.
b. In accordance with the payment request as referred to in the 2-letter number a, the Designated Commitment (PPK) number makes the Payment Request Letter (SPP) as the basis of ther tribe that is periodically monthly announced by the Bank of Indonesia for a specific period of time that serves as a monetary policy signal.
13. BI Rate on average is the average BI rate which has been published in the course of the twelve months to the back.
14. BI Rate Acuan is BI Rate issued in January for the realization of the January subsidy KPR through June and BI Rate issued in July for the realization of the July subsidised KPR to the with a December year running.
15. SBI Rate is a valuable letter interest rate issued by the Bank of Indonesia in recognition of a one-month short term debt issued on the first week of each month.
16. Market Interest margin is a number of components consisting of overhead cost, risk premium and profit margin used to determine the quantity of market interest rates during the subsidy period consis Procurement of Housing and Settlements with the Support of Housing Subsidised Facilities Through Subsidised KPR.
D. Subsidised
Debitur receives housing subsidies in form:
1. Interest margin subsidy is given to debtors each year of the subsidy period through the LPK. The subsidy is taken into account as part of the installment of the instalment paid debtors to the Managing LPK.
2. The Advance subsidy was given to debtors at once in the first year of the subsidy period through the LPK. The subsidy was taken into account as part of the advance that became a debtor's liability to the developer in obtaining the Subsidised KPR
E. The KPR Submissions Subsidised The Target Group
1. The Target group directly or collectively submitted the KPR subsidy to the Managing LPK, by equipping the requirements document as follows:
a. Earnings call for job or work agency;
b. a statement letter has not yet owned a house signed on the stamp of a sufficient amount and is authorized by the Kelurahan or the agency where it works using the Format A1;
c. The statement letter has never received any housing subsidies that signed on top of the meterai and passed by Kelurahan or the instance of work by using the Format A1;
d. a statement letter will not transfer the RSH before 5 (five) years signed on top of the meterai by using the A2 Format;
2. Subsidised KPR is provided to the target group that meets the RSH price limit and meets the requirements applied to: (i) Great Money Muka; (ii) Large KPR; and (iii) Subsidised, as set in Section 6 of the Minister of State Regulation (b). Public Housing Number 07 /PERMEN/M/2008 on Changes to the Regulation of the Minister of State of People's Housing Number 03 /PERMEN/M/2007 on the Absence Of Housing And Settlements With The Support Of Housing Subsidised Facilities Through Subsidised KPR.
F. The terms of the quantity of the advance and the KPR magnate are subsidised.
The requirement for the amount of the advance and subsidised magnitude of the KPR is as set forth in Table 3 as follows:
www.djpp.depkumham.go.id
2008, No. 104 13
Table 3. The quantity of the Advance Money and the KPR magnate is subsidiated according to the Target Group
Target Group
RSH Price Limits
Most
(Rp)
IO-BP subsidy combined with
Interest Margin Subsidy or Subsidy Difference Flowers without
IO-BP combination
MONEY SUBSIDY
LEAST ADVANCE MONEY
KPR MOST
(RP)
LEAST CURRENCY
KPR MOST
MANY (RP) (%) (Rp)
Debitur (Rp)
Government (Rp)
I 55,000,000 7.5 4.125,000 50.875,000 0 8,500,000 46.500,000
II 41,500,000 7.5 3,112.500 38,387,500----
III 28.000,000 5.0 1,400,000 26.600,000---
G. Description Of Skim Subsidy
1. The requirements for the suspension of interest rate subsidies and advance subsidies as set out in Article 6 of the Regulation of the Minister of State Housing Number 07 /PERMEN/M/2008 on the Change of the Regulation of the Minister of State Housing Number 03 /PERMEN/M/2007 about the Procurement Housing and Settlement with the Support of Housing Subsidy Facilities Through Subsidiuous KPR.
2. Skim IO-BP combined with the Interest Margin Subsidy or Interest Margin Subsidy without a IO-BP combination.
a. Amount of interest subsidy received by 1) Target Group; 2) RSH Price; 3) Skim Subsidy 4) Advance; 5) KPR; 6) Market Interest); 7) Subsidised Flower Tribes; and 8) Tenor.
b. The realization of subsidised payments to debtors will be paid annually calculated based on the difference in market interest rates with the subsidy interest rates by using: 1). BI rate reference for first-year interest rate subsidy payments. 2). BI rate is on average for interest subsidy payments of the year
further during the subsidy period following a reconciliation. 3). Subsidie interest rates and market interest rates applicable during the year
walk; c. The calculation of installments using an annual annuity method. D. First-year Interest Subsidy calculation example
1). The subsidised KPR was published by the LPK in May 2008
2). use the most RSH pricing conditions, the least upfront payment according to the target group and the tenor 20 (twenty) years
3). using BI rate reference = BI rate in January 2008
BI rate January 2008 = 8.00%
www.djpp.depkumham.go.id
2008, No. 104 14
4). calculate the market interest = BI rate reference + marjin fixed
margin fixed = 4.75%
market interest = 8.00% + 4.75% = 12.75%
5). calculate the market installment rate per month by using market interest rate = 12.75%.
a). with IO-BP combination:
i. Target group I = Rp. 540.547,-
ii. target group II = Rp. 407.867,-
iii. target group III = Rp. 282.625,-
b). without a IO-BP combination:
i. target group I = Rp. 594,473,-
ii. target group II = Rp. 448,557,-
iii. target group III = Rp. 310,820,-
6). calculate the annual subsidy rate of installments per month using subsidious interest rates.
a). with IO-BP combination:
i. target group I = Rp. 296.771,-
ii. target group II = Rp. 143,953,-
iii. target group III = Rp 22.167,-
b). without a IO-BP combination:
i. target group I = Rp. 400,187,-
ii. target group II = Rp. 245,924,-
iii. target group III = Rp. 122.837,-
7). calculate the value of interest rate subsidy = (market installment rate per month-subsidious installment value per month) x 12.
a). with IO-BP combination
i. Target group I = Rp. 2,925.313,-
ii. target group II = Rp. 3,166,969,-
iii. target group III = Rp. 3.125,500,-
b). without a IO-BP combination
i. target group I = Rp. 2,331,439,-
ii. target group II = Rp. 2.431.602,-
iii. target group III = Rp. 2.255.798,-
www.djpp.depkumham.go.id
2008, No. 104 15
8). Examples of large calculation are subsidised interest rates with market interest rates 12.75% and tenor 20 (twenty) years for the first year's payment of the subsidy period as listed on Table 4.
Table 4. Skim Subsidy Difference for the first year payment of the subsidy
Klp Sas
Subsidy Period (Th)/Tribe
Subsidy Interest (%/Th)
Most RSH Price
(Rp.)
Most Debitur Money
The KPR Most
(Rp.)
Great Interest Rate Subsidy of the first year
Tenor (th)
Combined with IO-BP
calculated
Without any combination with IO-BP
calculated
(%) (Rp) (Rp) (Rp)
I 6
55,000,000 7.50 4.125,000 50.875,000 2,925,313 2,331,439 20 7 *; 7 *; 7; 10.5; 11.75; 11.75
II
8
41.500,000 7.50 3.112.500 38,387,500 3.166.969 2.431.602 20 4.5 *; 4.5 *; 4.5; 5; 5; 10; 10; 11; 11
III 10
28.000,000 5.00 1.400,000 26.600,000 3.125.500 2.255.798 20 1 *; 1 *; 1; 2; 2.5; 3;djpp.depkumham.go.id
2008, No. 104 12
C. RSH Price Limits
A type of RSH that can be purchased by each target group includes the entire RSH type option, and corresponds to the most common RSH price limit allowed to be purchased through the Subsidised KPR as set in Article 5 of the Regulation of the Minister of State Housing No. 07 /PERMEN/M/2008 on the Change of the Regulation of the Minister of State of the People's Housing Number 03 /PERMEN/M/2007 on the subsidious installment value per month) x 12. a). with IO-BP combination
i. target group I = Rp. 3,591,775,-ii. Target group II = Rp. 3.669,845,-iii. target group III = Rp. 3,473,960,-
b). without the IO-BP combination i. target group I = Rp. 2,905,761,-ii. target group II = Rp. 2,864,954,-iii. target group III = Rp. 2.556.082,-
6). Comparing interest-margin subsidies already received in the previous year with the calculation result at 5) above.
7). The results of the calculation as set forth in Table 14.
8). The difference in the subsidy calculation will be calculated on the next year ' s subsidy payment.
Table 14. Simulations of calculation of interest-difference subsidies that have been received with reconciliation results
2. The calculation of the next year's subsidy during the subsidy period.
a. It was done at the time of the subsidial KPR reconciliation process.
b. calculate the interest margin subsidy that the LPK should accept by using:
1). BI rate on average during the running year used in reconciliation calculations.
With IO-BP Without a IO-BP With No IO-BP With A IO-BP Without A IO-BP 1. The cost of the RSH Rp. 55,000,000 55,000,000 41,500,000 41,500,000 28.000,000 28.000,000 2. Money muka% 7.50 7.50 7.50 7.50 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5. 4.125,000 4,125,000 3,112.500 3,112.500 1.400,000 1.400,000 3. Loan Rp. 50.875,000 50.875,000 38,387,500 38,387,500 26.600,000 26.600,000 4. The time of the Subidi Year 6 6 8 8 10 10 5. Tenor of the Year 20 20 20 20 20 6. The subsidy has been accepted
a. BI rate reference (in January 2008)% 8.00 8.00 8.00 8.00 8.00 b. Margin (specified in PKO)% 4.75 4.75 4.75 4.75 4.75 4.75 c. Interest Rates Market (a + b)% 12.75 12.75 12.75 12.75 12.75 d. Market installment per month Rp. 540.547 594,473 407.867 448,557 282,625 310,820 e. The Flower Tribe is subsidised at 7.00 7.00 4.50 4.50 1.00 1.00 f. Subsidised instalment per month of Rp. 296.771 400.187 143.953 245,924 22,167 122.837 g. Interest Margin Subsidy per Month Rp. 243.776 194.287 263.914 202.634 260.458 187.983 h. Interest Margin per Year Rp. 2.925.313 2.331,439 3.166.969 2,431.602 3.125,500 2.255.798
7. The subsidy should be accepted (reconciliation) a. BI rate on average (May 2008 s/d April 2009)% 9.02 9.02 9.02 9.02 9.02 9.02 b. Fixed margin (corresponding in PKO)% 4.75 4.75 4.75 4.75 4.75 4.75 c. The average variable margin of 0.29 0.29 0.29 0.29 0.29 0.29 d. Flower Interest Rates% 14.06 14.06 14.06 14.06 14.06 14.06 e. Market installment per month Rp. 596,085 642,333 449,774 484,670 311.663 335,844 f. The Flower Tribe is subsidised at 7.00 7.00 4.50 4.50 1.00 1.00 g. Subsidised instalment per month of Rp. 296.771 400.187 143.953 245,924 22,167 122.837 h. Interest Margin Subsidy per Month of Rp. 299,315 242,147 305,820 238.746 289,497 213.007 i. Interest Margin per Year Rp. 3.591,775 2,905.761 3.669,845 2,864.954 3.473.960 2.556.082
8. Subsidy difference difference (6-7) Rp. (666,463) (574,322) (502,876) (433,352) (348,460) (348,460) (300,284) lack of subsidies
Description of the Target Group Unit
Description II
www.djpp.depkumham.go.id
2008, No. 104 22
2). Market interest rates and subsidiuous interest rates are in effect in the year of the subsidy;
c. adding the results of the subsidy calculations by the calculation of the reconciliation result of reconciliation results.
d. Second-year calculation of the subsidy period
1). calculate the market interest = BI rate average + marjin fixed BI rate rata=level= 9.02%, as listed in Table 11. Fixed margin = 4.75% market interest rate = 9.02% + 4.75% = 13.77%
2). calculate the market installment value per month with the method annuity and use market interest rate 13.77% with the calculation result as follows:
a). with a IO-BP combination: i. Target group I = Rp. 583,791,-ii. Target group II = Rp. 440.497,-iii. target group III = Rp 305.235,-
b). without a IO-BP combination: i. Target group I = Rp. 631.645,-ii. Target group II = Rp. 476,605,-iii. target group III = Rp. 330.255,-
3). calculate the annualized installment value per month with the method annuity and use the subsidiated interest rates with the calculation result as follows:
a). with a IO-BP combination: i. target group I = Rp. 296.771,-ii. target group II = Rp. 143,953,-iii. target group III = Rp 22.167,-
b). without a IO-BP combination: i. Target group I = Rp. 405,562,-ii. target group II = Rp. 251,154,-iii. target group III = Rp. 127,229,-
4). calculate the value of interest rate subsidy = (market installment rate per month-subsidious installment value per month) x 12, with the calculation result as follows
a). with a IO-BP combination i. target group I = Rp. 3,444,238,-ii. target group II = Rp. 3,558,521,-iii. target group III = Rp. 3.396.820,-
www.djpp.depkumham.go.id
2008, No. 104 23
b). without the IO-BP combination i. target group I = Rp. 2,712,985,-ii. target group II = Rp. 2,705,412,-iii. target group III = Rp. 2.436.318,-
5). added the results of the subsidy calculations at the number 4) above by the calculation difference of the reconciliation result in Table 14, as set forth in Table 15.
Table 15. Calculations and second-year subsidy payments of the second year of subsidies
implementation of reconciliation and subsidy payments the next year during the subsidy period. as set forth in Figure 6.
I. Target Group Transfer
1. Interest margin subsidy is combined with IO-BP or without a combination with IO-BP.
a. The target group with more revenue is allowed to buy/have a RSH with less price limits, as long as it continues to use the skim and the value of the subsidy that is reserved for each target group of origin, for example:
1) Target group I purchased RSH with the most RSH price limit Rp.41,500.000.00 (forty-one million five hundred thousand rupiah) then the skim and its subsides/value use the skim and the subsidy value for the target group I.
2) the group target II buys RSH with the RSH price limit at most Rp. 28,000.000.00 (twenty eight million rupiah) then the skim and its subject value use the skim and the subsidy value for the target group II.
b. The target group with less income is allowed to buy/have a RSH with a greater price limit with the value provisions and the subsidy skim that is accepted following the value of the target group's subsidies on top of which it is selected. for example:
With IO-BP Without an IO-BP With an IO-BP Without an IO-BP 1. The cost of the RSH Rp. 55,000,000 55,000,000 41,500,000 41,500,000 28.000,000 28.000,000 2. Money muka% 7.50 7.50 7.50 7.50 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5. 4.125,000 4,125,000 3,112.500 3,112.500 1.400,000 1.400,000 3. Loan Rp. 50.875,000 50.875,000 7 8.21 SBI Rate-BI Rate 0.02 0.24 0.24 0.24 0.89 0.89 0.89 1.64 0.89 0.11 0.24 0.02 (0.15) (0.04) Marjin Variable 0.00 0.00 0.00 0.00 0.00 0.89 1.64 0.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Average variable 0.29
www.djpp.depkumham.go.id
2008, No. 104 21
iii. target group III = Rp. 122.837,-
5). calculate the value of interest rate subsidy = (market installment rate per month- or the Treasury and 2 (two) sheets for the Managing LPK.
6. The Chairman submitted a proposed housing subsidy payment to the Head of the Housing Financing Centre with busan to the Deputy Minister of State of the People's Housing Field of Financing, Secretary of State for the State
www.djpp.depkumham.go.id
2008, No. 104 27
People ' s Housing, Director General of the Budget and Director General of the Treasury by complemented the documents as follows: a. payment request letter (Format C). B. format D (which was already corrected and parenled by Team Verification). c. verification of verification events (E Format, E Format Attachment, and Format F)
d. Ititances are like Format C1.
7. An officer who is authorized to perform actions that result in the expenditure of the activities/holders of the activities/holders of the commitment to publish the Payment Order Letter (SPP) and the examiner's office has issued a Paying Order (SPM), Next the SPM is submitted to the Directorate General of the treasury c.q. Directorate of State Cash Management with completeness as at the number 6
8. Next the Directorate General of the Treasury, the State Cash Management (SP2D) Directorate and subsequently moved the funds from the State General Treasurer account to the Managing Giro LPK Executing.
9. LPK Executor reports the position of the Neraca Credit every debitur of the KPR subsidises to the Minister of State Housing People cq the Head of Housing Financing at any end of the year during the subsidy as evidence of receiving subsidies.
B. Implementation of Verification
1. administration edits that include completeness and truth as well as the suitability of the debtor's deducency qualification data submitted by the Managing LPK.
2. verification is done by Team Verification.
3. the number of verified documents in accordance with the number of debtors filing the subsidised KPR, if the number of debtors exceeds 300 debitur, will be conducted sampling data prepared by the Verification Secretariat.
4. The sampling of sampling data is done in the following way:
a. The secretariat of the verification team does an initial check of the filing of the Subsidised Debtor's debtors to know if it has been appropriate to the terms applicable. The deviation that occurs will be recorded and in addition to sampling materials.
b. The secretariat of the verification team prepares sampling data as much as 10% or 100 debtors (whichever is larger) from the application at the time and that has escaped the initial check, as it is in the letter a above.
c. sample number The debitur to be verified is set as large as the amount of debitur taken at random like the one in the letter b plus the debtor from the beginning has been identified as problematic as in the letter a.
A sampling data sampling mechanism as set out in Figure 5.
www.djpp.depkumham.go.id
2008, No. 104 28
5. The Verification team performs such data checks in the 4-letter c above, for completeness and correctness and the suitability of the recipient's debitur qualifications.
6. in the case of verification of the debtor samples there are more than 10 (ten)% of the debtor samples that do not meet the applicable provisions, hence the verification is returned with a new sample. The new sample was taken at random from the sampling of the new frame, which is a list of subsidised KPR debiturs at the earlier sampling frame minus the number of verified samples of the debtor, by following the sampling procedure according to the 4 letter b above.
7. The verification activities for each subsidy for subsidised funds are limited to two (two) times, before finally the News Event Verification is made based on verification of the entire debtor (sampling 100%).
8. If the verification of the debtor's sample found that no more or only a number of 10 (ten)% of the verified debtor sample did not meet the applicable provisions, then the results of the check/check Team Verify are poured in. News Show Verification.
9. Task Force Verification Task:
a. examine the validity of the documents as follows:
1). a copy of the credit agreement document between debtors with the Executor LPK;
2). a statement letter has yet to have a dwelling house of the debtor signed on top of the meterai and passed by Kelurahan or the agency of the working place;
3). a statement letter has never received a housing subsidy from the debtors signed on top of the meterai and passed by Kelurahan or the place agency;
4). A letter from the institution of the working place/Kelurahan about the earnings of the debtor;
5). The letter of the statement will not transfer the RSH before the 5-year-old signed above the meterai of enough;
b. examine the suitability of the recipient (debtor) earnings per month with the most income limit in accordance with the applicable provisions.
c. examine the suitability between the value of the subsidy funds given to the debtor with the calculation.
d. checking RSH prices, type and extent of buildings/buildings.
e. issued a debtor from the Format D list as a recipient of a subsidy if the provisions required on the letter a and the letter b are not met.
f. make news for verification events (E Format, Annex Format E, and Format F verification treatises) 6 (six) based on verification results.
www.djpp.depkumham.go.id
2008, No. 104 29
g. Team members are equipped with a duty letter from the Leadership of the State Ministry of People ' s Housing and/or the Treasury at the time of running the verification task.
h. verification is carried out at the Managing LPK office or in the office of the People ' s Housing Ministry.
i. Such verification results above are only administrative and does not free the Managing LPK to be audited by the authorities in accordance with the applicable laws.
j. In order to be deemed necessary for the Verification Team to review field verification and review.
The process of determining the verification data of the administration document as set forth in Figure 5.
C. Second-year subsidy payment request and subsequent years of subsidy.
1. the request for a second-year subsidy fund payment and the next year during the subsidy period is done after a reconciliation over the previous year ' s subsidy payment.
2. The request for reconciliation was delivered most quickly at the time of the publication of the KPR, each additional one-year of the KPR subsidy age.
3. The application for housing subsidies by the LPK begins with the delivery of a letter to the request of Reconciliation and the Payment of Housing Subsidies through the Subsidised Fund (G Format) to the Deputy Minister of State of the People's Housing Field of Financing, with a gust of interest. to the Director General of the Budget and Director General of the Treasury by being attached List of the KPR Subsidy Recipients of the year running (n) (Format D2) accompanied soft copy in CD/diskettes. To accconsolidation, the data debitur (Format D) in the form soft copy can be sent over the internet with the address kpr@telkom.net.
4. The verification team does not have access to the Cloud Service, as well as the following: People's Housing Country.
5. Check/check the verification of the Verification Team is set in the News Event Verification of the Format E and the verification treatise Format F with the fix of Format D, created 6 (six), 2 (two) sheets for the Ministry of State People ' s Housing, 2 (two) sheets felerate the process of consolidation, the data debitur (Format D2) in the form soft copy can be sent over the internet with the address kpr@telkom.net.
4. The verification team carried out a reconciliation of the subsidies that the LPK had received for the issuance of the KPR Subsidy the previous year and calculated the need for years of running subsidy funds that would be paid to the Managing LPK.
5. The results of the recalculation of the housing subsidy funds paid and the calculation of the need for the year's subsidy funds are being poured in the news of the reconciliation event in accordance with the E1 Format by the list of the subsidy recipients (Format D1 and D2), created Six (six), 2 (two) sheets for the State Ministry of People's Housing, 2 (two) sheets for the Department of Finance and 2 (two) sheets for the Managing LPK.
6. The Managing Director proposed a subsidy of the subsidy fund to the Minister of State of the People's Housing Cq. Deputy Minister of State Housing of the People's Field of Financing with the following documents include the following:
www.djpp.depkumham.go.id
2008, No. 104 30
a. Payment Request (Format H).
b. format D1 and D2 (which are already corrected and parened by the Verification Team).
c. reconciliation event news (Format E1, Appendix Format E1)
d. It's like the C1 Format.
7. The officer who is authorized to perform the actions that result in the expenditure of activities/holders of the activities/commitment holders in the Deputy Field of Financing, publishes the Payment Order Letter (SPP); and the examiner's office. publishes the Repayment Order (SPM), next SPM is submitted to the Directorate General of the treasury c.q. Directorate of State Cash Management with completeness as at the number 6.
8. Based on provisions such as at number 7, the Directorate General of the Treasury Department of Cash Management published the Fund for the Funds of the Funds (SP2D) and subsequently moved the funds from the Public Treasurer ' s account to the Account Giro LPK Executing.
CHAPTER VI OF THE OTHER PROVISIONS
1. The RSH that is in its collection through the subsidised KPR facility may not be sold or transferred to any form of legal action, as set forth in Article 6 of the paragraph (3) of the Code of State of the Union of the State Housing Minister Number 03 /PERMEN/M/2007 about the Procurement Housing and Settlement with the Support
. K P
R S
/K PR
S M
ik ro
S ya
ria h
B er
su bs
id i
Ms. la
n Tr
an sa
ks i
: 5.
K P
R S
ar us
un B
er su
bs id
i
B ng
. Ta
na h
1 2
3 4
5 6
7 8
9 10
11 12
13 14
15 16
17 18
19 20
21
TO TA
L
To te
ra ng
an:
K ol
om 1
: N oumber:. Attachment: To Yth. : Minister of State of the People ' s Housing Jl. R. Fracture I No. 1 Kebayoran baru-South Jakarta Perihal: Interference as Credit Publishing Institute (LPK) KPRSH Subsidied After studying the Program of Housing and Settlements Degan Support Facility Support Housing Facility through KPR Subsidised, together we submit A Statement of Interference to play a role as well as a Subsidised KPRSH Issuer institution with some explanation as follows: 1. The number of Subsidised KPR to be published for each target group is as follows:
a. The number of KPR Publishing Plans per year:
Target Group
NUMBER Of KPR Subsidy (UNIT/KK)
I
II
III
Total
b. Against the number of units that are on the 1.a above is an unfixed number of numbers, so the LPK can still make changes with the addition/reduction as needed.
2. Provides the subject of a loan needed for the subsidiated KPR and or KPRS/KPRS Mikro subsidie.
3. Market Interest margins and Interest per year which will be applied to determine the Market Interest Rates in Skim Subsidised IO-BP with Floral Difference and Subsidy Difference without iO-BP combination is .... %/Th or according to the agreement listed in the Operational Cooperation Agreement (PKO)
4. The Maximum Market Interest Rate for the Skim Subsidy Money is ...... %/year or in accordance with the agreement listed in the Operational Cooperation Agreement (PKO)
5. Follow all the provisions enacted for the execution of the program, which consists of: a. Rules Minister of the People ' s Housing of Housing and Settlement of Housing and Settlement
with Support of Housing Subsidised Facilities through the applicable Subsidised KPR. B. The decision of Minister Kimpraswil Number: 403 /KPTS/M/2002 on Development Technical Guidelines
Simple House Sehat (Rs Sehat). So we submit this Statement of Statement, thank you for your attention.
Issuer Institute Credit
Director/Chairman ........ (. ♪♪
Tembusan To Yth. : Deputy Of The People's Housing Ministry Of Housing Financing The People Of The People's Housing
kop Of Bank/lKNB/ Cooperative Mail
FORMAT A
www.djpp.depkumham.go.id
2008, No. 104 38
FORMAT A1
LETTER STATEMENT Signed under this: Name: Place/tgl was born: Job: No. KTP/Passport: Address: Declared with true that until the time the affidavit was signed, I had never had a house/hunian and never received a housing subsidy. And I have made this letter in truth, and in the day that the testimony is not correct, I will be charged in the face of the court, and are willing to accept the law which the good government is taken. data or felon.
.,.,........
Knowing: The working-place Instancy, which makes the statement, (full name and post) (full name)
The stamps are enough
www.djpp.depkumham.go.id
2008, No. 104 39
FORMAT A2
LETTER STATEMENT Signed under this: Name: Place/tgl was born: Job: No. KTP/Passport: Address: Declared with true that in accordance with the provisions of the government:
1. I bought this Simple House Healthy House with a price no more than Rp. It's ... from the developer of PT. ...
2. I'm going to use this RSH as a place to stay. 3. I will not be moving the Simple Home Sehat (RSH) before 5
(five) years of count since the credit agreement is signed. And I have made this letter in truth, and in the day that the testimony is not correct, I will be charged in the face of the court, and I will be willing to accept the legal action which the government shall take, and the civil rights of the law. or criminal.
. Which makes the statement, (full name)
The stamps are enough
www.djpp.depkumham.go.id
2008, No. 104 40
FORMAT B Kop Surat Bank/LKNB/Managing operation
(sample verification request letter)
-... Number: Attachment:
To Yth: Head Of The Housing Financing Center Of The Ministry Of State Of The People ' s Housing Jl. R Broken I No. 1 Kebayoran New South Jakarta Concerning: Verification Of Realization Of Debtor Debtors Of Housing Subsidies through subsidised KPR
Year .....
Appointed A Joint Agreement/Operational Cooperation Agreement between the Ministry of State People ' s housing with the Bank/LKNB/Koperative Bangladesh .... Number: ..., together with this we submit a few of the following:
1. Bank/LKNB/Koperative ......... has carried out the period Subsidised KPR Program .... year ....... as follows:
Target group
KPR subsidised
(unit)
Skim Subsidy (Rp)
The number of Subsidy (Rp) Money Muka
IO-BP Kombina the Interest margin
A flower difference without any
combinations of IO-BP
I
II
III
Total
2. Together we request that we assign Team Verification to conduct a screening verification
The housing subsidy fund for the realization of the implementation of the Subsidised KPR Program as attached (Format D).
So we are telling you, for the attention and cooperation were pronounced. Thank you
PT Bank/LKNB/Koperative .......
Lead Director/Director/Manager/Director/Ketua/....
(.}) Tembusan To Yth: 1. Deputy Menpera Field of Financing 2. Secretary of State Minister of Public Housing 3. Director General of the Budget, Dep. Financial 4. Director-General of the Treasury, Dep. Finance
www.djpp.depkumham.go.id
2008, No. 104 41
Daf ta
r R ea
lis as
lis as
i D eb
it r P
ro gr
am K
PR SH
B er
su bs
id i U
nt uk
P er
um ah
an T
A. ..
...
. 1
1.
K P
R B
er su
bs id
i *)
3. K
P R
S ya
ria h
Be rs rs
ub si
in Ba
nk /L
K N
B /K
op er
as i
: 2
. K
P R
S/ KP
R S
M ik
ro B
er su
bs id
i *) 4
Y
Y
T
T
Check Document from the rest of the debitur (X-S-S2)
OK 100%?
S4 = The number of debitur is not
pursuant
Y
T
www.djpp.depkumham.go.id
2008, No. 104 36
Figure 6. Examples of Suspend Reconciliation of IO-BP with a Combination Of Interest Rate
Target Group I Description: P08: Publishing KPR Subsidised 2008 PS1/08: Subsidy Payment IO-BP SSB 1 R1/08: Reconciliation PS1/0 b>K)
K E
SE S
U AI
AN T
H D
K ET
EN TU
AN
TI D
A K
S E
SU AI
(U N
IT/K
K)
TI D
AK L
E N
G K
A P
(U N
IT /K
K)
Jm l S
ub si
at (R
p) K
el om <. For Payment: (04) The Payment Of KPRSH Subsidy Year .........
based On The News Verification Event Number:.
Approve, Budget User/Budget User/Officials Commitment Officer (05) ..., Date (06) th ...
(07) {\ch\fs20\fs.......} 09 ... Full Name Of The Full Name NIP:..
Materai Rp. 6,000,-
FORMAT C1
www.djpp.depkumham.go.id
2008, No. 104 44
Format E
NEWS SHOW VERIFICATION PERM APPLICANT
AN HOUSING SUBSIDISED FUND
Number: /BA-VER/ ..../ .......
According to the Operational Cooperation Agreement between Deputy Field of Financing Ministry of the People ' s Housing Ministry with ...... Number: .......... date ........ and based on a letter from my ...... Number: ... ... date ... regarding the Verification of Realization of Debitur Subsidized recipient of the year ..., on this day, the date of the ... we are signed below in accordance with the Order of the Task Order. No, no, no, no, no, no, no. Name: ...
Title: ... Instance: Office Address:.
2. Name:.
Title: Instance: Office Address:. Name: [].
Title: Instance: Office Address: ... has verified the following description. 1. The Verification Team and the Bank/LKNB/ Party of operations jointly have performed
the completeness and correctness of the credit acad documents according to the list of housing subsidy funding withdrawates such as on the D format submitted by the Party Bank/LKNB/ Koperative. The verification of the verification started with ... and completed the date of ... ... according to the data completeness of the Bank/LKNB/ Koperative.
2. After conducting an inspection, the Verification Team approved the request for a housing subsidy fund withdrawal via the Subsidised KPR as follows:
Target Group
Most RSH Price
Many (Rp.)
Subsidy Difference
Interest Subsidy Interest
Amount Of RSH (Unit)
Subsidy (Rp
Amount RSH (Unit)
Subsidy (Rp
I
55,000,000 41.500,000
28.000,000
II
55,000,000 41.500,000
28.000,000
III 55,000,000 41.500,000
www.djpp.depkumham.go.id
2008, No. 104 45
28.000,000 Total
3. As a result of the verification of the Verification Event, it is attached to the formatted D which has been parsed or signed by Team Verification and the Bank/LKNB/ Koperative Party.
4. The verification of the Verification Team is administrative and does not release the recipient of the fund to be audited by the authorized party and is solely responsible for the audit results.
5. Both parties have agreed to the results of the examination as referred to at number 2.
Thus the News of the Event was made correctly, to be able to be used as
should be.
The Managing Team Verified
() (s ...) (s) (. ...) () Know
Ka. Satker PK ... Bank/LKNB Party
(. ...) (. ...) (. ...)
www.djpp.depkumham.go.id
2008, No. 104 46
Attachment Format E
Recapitulation Realization of the subsidized Credit Program Program for Housing Year .....
Attraction : The Format E attachment is the Recapitulation of Format D.
Target group
K P R TOTAL subsidy Interest Subsidy Interest Unit/KK (Rp.) Unit/KK (Rp.) Unit/KK (Rp.)
I
II
III
TOTAL
www.djpp.depkumham.go.id
2008, No. 104 47
N am
a B
an k/
LK N
B /K
op.
: :
P en
ga ju
an k
e:
Ta
ng ga
l:
: Fi
na l
Ju m
la h
D eb
it r
: N
o. S
ur at
: S
em en
ta ra
Ju m
la h
S ub
si di
: R
p. P
en ga
m bi
la n
Sa m
pe l K
e:
Ju m
la h
: de
bi tu
r
K ot
a/C
ab an
g Ju
m la
m la
h (U
N IT
/K K
) JU
M LA
H K
ua lif
ik as
i D
eb it
r H
ar ga
R
um
Sk im
K
P R
S ki
m
Su bs
id i
JU M
LA H
C op
y PK
Sl ip
G
aj i
H ar
ga
R um
ah K
et b
lm
pn y
rm h
Ap lik
as i
kr ed
it [1
] [3
] [4
] [5
] [6
] [6
] [6
] [7
] [8
] [9
] [1
0] [1
1] [1
2] [1
3] [1
4] [1
5] [1
6] [1
5]
Ja ka
rta,
U ni
t/K
K U
ni t/
K K
U ni
t/K
K 1
I 2
II 3
III Ju
m la
h
[1 7]
S ta
tu s
Fo rm
at F
Jm l S
ub si
at (R
p)
P er
m in
ta an
V er
ifi ka
si
S ES
U A
I (U
N IT
/K K
)
K E
LE N
G K
AP A
N D
AT A
LE N
G K
AP
(U N
IT /K
www.djpp.depkumham.go.id
2008, No. 104 43
DIRECTIONS CHARGING KUITANSI
NUMBER DESCRIPTION FILTH
01 Dicontents serial number/proof payment 02 Dicontents of the amount or value of money with the number (Rp/ Valas) 03 Dicontents number or value of money with letter 04 In the description of payment description 05 The contents of the charge/proof of payment are made and
signed 06 Dicontents dated quitta >
na ka
n da
la m
p er
p er
ja nj
he n
kr ed
it (ta
hu n)
K ol
om 1
5: S
ki m
S ub
the in
d iis
i a ng
ka 1
/2 /3
/4 (1
. I O
-B P
& s
el is
ih b
un ga
, 2. S
el is
ih b
un ga
, 3 u
an g
m uk
a, 4
. m em
ba ng
un/m
em pe
rb ai
ki ru
m ah p>
si di
y an
g te
la h
on te
rim a
ta hu
n to
... m
as a
su bs
id i
Ko lo
m 1
8: B
es ar
ny a
da na
s ub
the at
y an
g se
ha ru
sn ya
d ite
rim a
ta hu
n to
... m
as a
su bs
id i
Ko lo
m 1
9: S
el is
ih a
nt ar
a 17
d an
1 8
Ko lo
m 2
m 2
0: J
en is
ru m
ah, d
iis i R
T, R
1/2
T, R
KP, R
K BP
(R T =
R um
ah T
em bo
k, R
1 /2
T =
R um
ah 1
/2 T
em bo
k, R
KP =
R um
ah K
ay u
P an
gu ng
, R KB
P =
R um
ah K
ay u
an P
an gg
un g)
Ko lo
m 2
1: T
ip e
R um
ah d
iis i R
IT -1
, R IT
-2, R
sS -1
, R sS
-2 Ko
lo m
2 2
: L ua
s ba
ng un
an d
ar i r
um ah
y an
g at
ba ng
un /d
ip er
ba ik
i Ko
lo m
2 3
: L ua
s ta
na h
da ri
h m
ah y
an g
in ba
ng un
/d ip
er ba
ik i
Ta na
h
FO RM
AT R
EK O
N SI
LI AS
I (D
1)
Ta hu
n Ke
Ju m
la h
Su bs
id i t
el ah
D rim
ite rim
a (R
p)
Ju m
la h
S ub
the at
Se
ha ru
sn ya
D
ite rim
a (R
p)
Se lis
ih (R
p) N
ila i K
re at
t (R
p.)
Te no
r (th
) Je
ni s
R um
ah Ti
pe
R um
ah N
om or
Kr
ed it
Ta ng
ga l
A ka
d
H ar
ga
R um
ah
(R p.
)
U an
g M
uk a
(R p)
N om
or K
TP N
am a
Ib u
K an
du ng
Pe an
Pe ng
ha si
la n
la n
ta
/K
ab up
at en
N o.
P en
ge m
ba ng
/L
ok as
i/A
la m
at
R um
ah
N am
a D
eb it
r
S ub
si at
S el
is ih
B un
ga
Sk im
(.. ...
...
...
...
...
...
...
...
...
.)
Lu as
(m 2)
. ...
...
...
,. ...
....
... ...
...
...
...
...
...
, B
an k
/L K
N B/
K op
er as
i. ...
...
...
Bn g.
D at
a R
um ah
In fo
rm as
i K re
in t
D at
a D
eb it
r Pe
rja nj
he n
K re
at t
www.djpp.depkumham.go.id
2008, No. 104 51
Daf ta
r R ea
lis as
lis as
i D eb
it r P
ro gr
am K
PR B
er su
bs
i U nt
uk P
er um
ah an
T A.
.. ...
.... P
em ba
ya ra
n ta
hu n
to ...
.. 1
1.
K P
R B
er su
bs id
i *)
B an
k/LK
N B
/K op
er as
i:
B ul
an T
ra ns
ak si
:
B ng
. Ta
na h
1 2
3 4
5 6
7 8
9 10
11 12
13 14
15 16
17 18
19 20
21
21
TO TA
L
K et
er an
ga n:
K ol
om 1
: N om
or u
ru t d
eb it
r K
ol om
2: N
am a
K ot
a/K
ab up
at en
d ar
i l ok
as i r
um ah
y at
be li
K ol
om 3
: P en
ge m
ba ng
d an
L ok
as i
ru m
ah (d
it lis
le ng
ka p)
K ol
om 4
: N am
a de
bi tu
r p en
ga m
bi l k
re at
t p er
um ah
an K
ol om
5: N
om or
K TP
d eb
it r
K ol
om 6
: N am
a ib
u ka
u ka
g de
bi tu
r K
ol om
7: P
ek er
ja an
d eb
it is r 4
p ili
ha n
(T N
I/ P
ol ri;
P N
S; S
w as
ta; W
ira sw
as ta
) K
ol om
8: P
en gh
as ila
n d
eb it
r K
ol om
9: N
om or
k re
in t d
ar i p
er ja
nj ia
n kr
ed it
ya ng
d ila
my ka
n de
ng an
L P
K P
K ol
om 1
0: T
an gg
al a
ka d,
m er
up ak
an ta
ng ga
l t ra
ns ak
the g
te rc
an tu
m d
al am
p er
m nj
he n
kr ed
it K
ol om
1 1
: H ar
ga ru
m ah
y at
be li
K ol
om 1
2: U
an g
m uk
a ya
ng d
ib ay
ar d
eb it
r K
ol om
1 3
: N ila
i K P
R y
an g
in be
rik an
k ep
ad a
de bi
tu r
K ol
om 1
4: W
ak tu
k re
in t (
te no
r) y
an g
at gu
ng d
ib ay
ar d
eb it
r Ko
lo m
1 3
: N ila
i K PR
y an
g at
be rik
an k
ep ad
a de
bi tu
r Ko
lo m
1 4
: W ak
tu k
re at
t (te
no r)
ya ng
d ig
un ak
an d
al am
p er
ja nj
he n
kr ed
it (ta
hu n)
Ko lo
m 1
5: S
ki m
S ub
the in
d responsibility for the audit results.
6. Both parties have agreed to the results of the examination as referred to at number 2 and number 3.
Thus the News of the Event was made correctly, to be able to be used as
should be.
The Managing Team Is Verified
(. ...) (^ ...) (. ...) Know
Ka. Satker PK ... Bank/LKNB Party
(. ...) (. ...) (. ...)
www.djpp.depkumham.go.id
, R K
B P
(R T =
R um
ah T
em bo
k, R
1 /2
T =
R um
ah 1
/2 T
em bo
k, R
K P
= R
um ah
K ay
u P
an gu
ng, R
K B
P =
R um
ah K
ay u
B uk
an P
an gg
un g)
K ol
om 1
9: T
ip e
R um
ah d
iis i R
IT -1
, R IT
-2, R
sS -1
, R sS
-2 K
ol om
2 0
: L ua
s ba
ng un
an d
ar i r
um ah
y an
g at
ba ng
un /d
ip er
ba ik
m K
ol om
2 1
: L ua
s ta
na h
da ri
da m
ah y
an g
in ba
ng un
/d ip
er ba
ik i
Ta ng
ga l
A ka
d Je
ni s
R um
ah Te
no r (
th)
N ila
i K re
at t
(R p.
) U
an g
M uk
a (R
p)
H ar
ga
R um
ah
(R p.
) S
ki m
FO R
M AT
P EM
B AY
AR AN
T A
H U
N K
E ...
. (D
2)
N o.
K ot
a/
K ab
up at
en
P en
ge m
ba ng
/L
ok as
i/A
la m
at
R um
ah
N am
a D
eb it
r N
om or
K TP
N am
a Ib
u K
an du
ng P
ek er
ja an
P en
gh as
ila n
N om
or
K re
at t
D at
a R
um ah
In fo
rm as
i K re
in t
D at
a D
eb it
r P
er ja
nj it
n K
re at
t
(.. ...
...
...
...
...
...
...
...
...
...
.)
. ...
...
...
...
,. ...
....
... ...
...
...
...
...
...
, B
an k
/L K
N B
/K op
er as
i. ...
... ...
... ...
Lu as
(m 2)
Ti pe
R
um ah
Ta hu
n K
e Ju
m la
h S
ub si
at
(R p)
S ub
si di
S el
is ih
B un
ga
www.djpp.depkumham.go.id
2008, No. 104 52
FORMAT H Kop The Bank/LKNB/Managing operation
(e.g., Subsidy Payment Request)., ...
Number: Attachment: To Yth: Head Of The Housing Financing Center Ministry Of State Housing People Jl. Raden Fracture I No. 1 Kebayoran Baru-Jakarta South Concerning: Demand For Housing Subsidy Payments through KPR Subsidial Issuer
Year ..... for the year to ..... the term of the subsidy Serelations with the publication of the Event Verify News Number ....... the date ....., then with this we filed a KPR subsidy payment request of the year ....... with the details as follows: 1. The amount of housing subsidy funds through subsidised KPR is requested, with details as
following:
Target group/earnings
KPR
(unit) Dana Subsidy (Rp) I II III
Total 2. Dana:
-Bank name/LKNB/Koperative ........-Bank name (for LKNB/Koperative): Attachment consists of:-News Verification Event (E1 Format, E Format Attachment, and Format F verification treatise)-Realization of the Debitur List of Subsidized Credit Relief Programs for Housing (Format D1
and D2)-Kuitansi
So we Say, for all our attention, thank you.
PT Bank/LKNB/Koperative ....... Principal Director/Director/Manager/Ketua/....
(Behalf), Busan To Yth: 1. Deputy Menpera Financing Field 2. Secretary of State Minister of Public Housing 3. Director-General of the Treasury, Dep. Financial 4. Director General of the Budget, Dep. finance
www.djpp.depkumham.go.id
2008, No. 104 53
Format E1
NEWS RECONCILIATION REQUESTS FOR HOUSING SUBSIDISED FUND
Number: /BA-VER/ ..../ .......
According to the Operational Cooperation Agreement between Deputies The Financing Field of the People ' s Housing Ministry with the Bank/LKNB/Koperative ...... Number: .......... date ........ and based on letters from the Bank/LKNB/Koperative Me ...... The date ... regarding the Reconciliation Request and the Payment of Housing Subsidised year to .... (n) for the issuance of the KPR subsidised month ...... year ......, on this day, the date of ..., we signed. below in accordance with the Task Order's Letter No. .. .., date of date ......: 1. Name:.
Title: Instance: Office Address:.
2. Name:.
Title: Instance: Office Address:. Name: [].
Title: Instance: Office Address: ... has been a reconciliation and verification with the following explanation. 1. The Verification Team and the Bank/LKNB/ Party operations have jointly conducted
data checks and calculations back on the number of subsidies that the Bank/LKNB/Koperative has received ... for the issuer of the Year of Subsidised KPR .... year ... as per the list of requests for housing subsidy funds such as on the D format submitted by the Bank/LKNB/ Koperative Party. The execution of reconciliation and verification began to ... and completed the date of ... ... according to the data completeness of the Bank/LKNB/ Koperative.
2. Reconciliation results are as follows:
Target Group
Most RSH Price
(Rp.) Home Number
(Unit)
Dana Help/Subsidy (Rp)
Has Received The Calculation Of The Reconciliation Difference
1 2 3 4 5 6 = (4 + 5)
I
55,000,000 41.500,000 28.000,000
II
55,000,000 41.500,000 28.000,000
III
55,000,000 41.500,000 28.000,000
Total I
www.djpp.depkumham.go.id
2008, No. 104 54
3. Agreeing to a request for a housing subsidy fund year to .... (n) issuer of subsidised month .... year ...... The following:
Target Group
Most RSH Price
(Rp.) Home Number
(Unit)
Dana Relief/Subsidy (Rp)
Subsidy Amount Of Year ... (n)
The Reconciliation Result
The Repaid Number
1 2 3 5 6 = (4 + 5)
I
55,000,000 41.500,000 28.000,000
II
55,000,000 41.500,000 28.000,000
III
55,000,000 41.500,000 28.000,000
Total I 4. As a result of the Reciliation Event News, it is attached to the D1 and D2 Format that has been
paraf or signed by Team Verification and the Bank/LKNB/ Koperative Party. 5. The verification of the Verification Team is administrative and does not release
the recipient of the fund to be audited by the authorities as well as full
