REPUBLIC OF INDONESIA STATE NEWS

No. 1308, 2012 MINISTRY OF FINANCE. Financing. Consumers. Motor Vehicles. * ADVANCE.

THE REGULATIONS OF THE REPUBLIC OF INDONESIA FINANCE MINISTER

NUMBER 220 /PMK.010/ 2012 ABOUT

CHANGES TO THE FINANCE MINISTER ' S REGULATION NUMBER 43 /PMK.010/ 2012

ABOUT THE ADVANCE OF CONSUMER FINANCING FOR MOTOR VEHICLES AT THE FINANCING COMPANY

WITH THE GRACE OF GOD ALMIGHTY THE FINANCIAL MINISTER OF THE REPUBLIC OF INDONESIA,

THE DRAW: A. that in order to improve the principle of kehati-the care of a financing company at the risk of the distribution of motor vehicle consumer financing, it needs to add to the provision of consumer financing advances for motor vehicles 3 (three) and wheels more than 4 (four);

b. that with respect to the letter above and in order for the equality of regulating the advance of consumer financing for motor vehicles for financing companies that conduct business activities based on the principle of sharia, it needs to do refinement to the provision of consumer financing advances for motor vehicles as set in Regulation of Finance Minister Number 43 /PMK.010/ 2012 on the Money Advance Of Consumer Financing For Motor Vehicles On Financing Companies;

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c. that based on consideration as in letter a and letter b, need to establish the Finance Minister's Regulation on Changes to the Regulation of Finance Minister Number 43 /PMK.010/ 2012 on Muka Money Consumer Financing For Motor Vehicles On Financing Companies;

Given: 1. Presidential Act No. 9 of 2009 on the Board of Financing;

2. Presidential Decree No. 24 of 2010 on Occupation, Duty and Functions of the Ministry of State and Functions of the Organization, Duty, and Functions of the Ministry of State as it has been several times amended last with the Presidential Regulation Number 92 of the Year 2011;

3. Finance Minister Regulation No. 84 /PMK.012/ 2006 on Corporate Financing;

4. Finance Minister Rule Number 43 /PMK.010/ 2012 on Consumer Financing Advances for Motor Vehicles On Financing Companies;

DECIDED:

Establish: REGULATION OF FINANCE MINISTERS ON CHANGES TO THE MINISTER ' S REGULATIONS FINANCE NUMBER 43 /PMK.010/ 2012 ABOUT THE ADVANCE OF CONSUMER FINANCING FOR MOTOR VEHICLES ON THE FINANCING COMPANY.

Article I Some provisions in the Regulation of Finance Minister Number 43 /PMK.010/ 2012 on the Advance of Consumer Financing for Motor Vehicles on Financing Companies are changed as follows: 1. The provisions of Article 1 are amended so that it reads as follows:

Article 1

(1) The financing entity that conducts consumer financing and consumer financing activities based on the principle of sharia for motor vehicles is required to apply the terms of the advance (down payment) to the consumer as follows:

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a. for a two or third wheel motor vehicle, at least 20% (twenty per hundred) of the vehicle's selling price is concerned;

b. for a four or more wheel motor vehicle used for productive purposes, at least 20% (twenty per one hundred) of the vehicle's selling price; or

c. for a four-wheeled motor vehicle used in a single vehicle. for non-productive purposes, at least 25% (twenty-five per hundred) of the vehicle's selling price.

(2) The motor vehicle of four or more wheels used for productive purposes as referred to in paragraph (1) letter b meets the least criteria as follows:

a. is a person or person who is authorized to use the Cloud Service for the purpose of performing the Cloud Service. submitted by a person or legal entity that has a certain business permit from the authorities and is used for business activities relevant to the business permit owned.

(3) In terms of motor vehicle four or more wheels are not meets one of the criteria as referred to in paragraph (2) the vehicle in question is classed as a four or more wheel motor vehicle used for non-productive purposes.

2. Between Section 3 and Section 4 of Section 4, Section 3A, including Section 3A, reads:

Section 3A (1) of the financing activities

the consumer of a motor vehicle is required to apply. the provision of the consumer financing advance money of a motor vehicle for a three-wheel motor vehicle as referred to in Article 1 of the paragraph (1) letter a and for the wheel motor vehicle more than four as referred to in Article 1 of the paragraph (1) letter b and letter c, in the slowest consumer financing agreement since January 1, 2013.

(2) The financing company that conducts motor vehicle consumer financing activities based on the principle of sharia is required to apply the terms of the face of the consumer financing of a motor vehicle based on the principle of sharia as contemplated in Article 1 of the paragraph (1), in the acad of consumer financing based on the principle of the slowest syariah since 1 January 2013.

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Article II of the Regulation of the Minister goes into effect on the date of promulgations. In order for everyone to know, ordered the invitational of the Minister's Regulation with its placement in the News of the Republic of Indonesia.

Specified in Jakarta on 21 December 2012 MINISTER FINANCE REPUBLIC OF INDONESIA,

. AGUS D.W. MARTOWARDOJO

promulred in Jakarta on 21 December 2012 MINISTER OF LAW AND HUMAN RIGHTS REPUBLIC OF INDONESIA,

Ttd AMIR SYAMSUDIN

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