Introduction Act on the Insurance Contracts Act

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VVGEG

Date of completion: 30.05.1908

Full quote:

" Introductory Act to the Insurance Contracts Act in the revised version published in the Bundesgesetzblatt Part III, outline number 7632-2, the latest by Article 2 (51) of the Law of 1 April 2015 (BGBl. I p. 434).

Status:

Last amended by Art. 2 para. 51 G v. 1.4.2015 I 434

For more details, please refer to the menu under Notes

Footnote

(+ + + Text proof applicable: 1.1.1964 + + +)
Heading: designation idF d. Art. 2 No. 1 G v. 23.11.2007 I 2631 mWv 1.1.2008 Unofficial table of contents

Type 1 Old contracts, General insurance conditions

(1) On insurance relationships, which until the date of entry into force of the Insurance Contracts Act of 23 November 2007 (BGBl. 2631) on 1 January 2008 (old contracts), the law on the insurance contract in the version up to that date is to be applied until 31 December 2008, unless otherwise specified in paragraph 2 and Articles 2 to 6. (2) In the case of old contracts, an insurance case has occurred until December 31, 2008, in so far as the law on the insurance contract is to be applied further in the version valid until 31 December 2007. (3) The insurer can do so by 1 January 2009. its general terms and conditions of insurance for old contracts with effect from 1 January 2009 , in so far as they deviate from the provisions of the Insurance Contracts Act, and to the policyholder the amended insurance terms and conditions, taking note of the differences no later than one month before that date in text form (4) pursuant to Section 12 (3) of the Insurance Contract Act, which began before 1 January 2008, Section 12 (3) of the Law on the Insurance Contract shall also apply after 1 January 2008. Unofficial table of contents

Type 2 Full power of the insurer, health insurance

The following provisions of the Insurance Contracts Act shall apply to old contracts as of 1 January 2008:

1.

§ § 69 to 73 concerning the representative power of the insurance representative and the mediator registered in § 73;

2.

§ § 192 to 208 for sickness insurance if the insurer provides the policyholder with the general insurance conditions and tariff provisions as amended pursuant to these provisions, while noting the differences at the latest The month before the date in which the changes are to take effect, has been communicated in text form.

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Type 3 Limitation

(1) § 195 of the Civil Code shall apply to claims which are not statute-barred on 1 January 2008. (2) If the period of limitation according to § 195 of the Civil Code is longer than the time limit laid down in Article 12 (1) of the Act on the Insurance contract in the version valid until 31 December 2007, the statute of limitations is completed with the expiry of the period specified in § 12 (1) of the Law on the Insurance Contract in the version valid until 31 December 2007. (3) If the period of limitation in accordance with § 195 of the Civil Code is shorter than the period laid down in Article 12 (1) of the German Civil Code Law on the insurance contract in the version valid until 31 December 2007, the shorter period shall be calculated from 1 January 2008. However, if the longer period in accordance with Article 12 (1) of the Law on the Insurance Contract expires in the version in force until 31 December 2007 earlier than the time limit laid down in § 195 of the Civil Code, the limitation period shall be the expiry of the longer period of time. (4) The provisions of paragraphs 1 to 3 shall apply in accordance with time limits which are relevant to the assertion or acquisition or loss of a right. Unofficial table of contents

Type 4 Life insurance, occupational disability insurance

(1) § 153 of the Insurance Contract Law shall not apply to old contracts if a surplus shareholding has not been agreed. If a bonus is agreed, § 153 of the Insurance Contract Law applies from 1 January 2008 to old contracts; agreed distribution principles are deemed appropriate. (2) On legacy contracts, instead of § 169 of the German Insurance Contract Act, the Insurance contract law, which is also referred to it, § 176 of the Law on the Insurance Contract in the version valid until 31 December 2007. (3) On old contracts for invalidity insurance, the insurance contract is § § 172, 174 to 177 of the Insurance Contract Law do not apply. Unofficial table of contents

Art 5 Rights of creditors of fundamental rights

(1) Rights granted to creditors of fundamental rights to the insurer in accordance with § § 99 to 107c of the Law on the Insurance Contract in the version valid until 31 December 2007 shall also be determined after 31 December 2008. those provisions. The application of a basic right of access to the insurer can only be declared until 31 December 2008. (2) Mortgages, basic debt, retirement debt and real burdens,

1.

which, in the period from 1 January 1943 to 30 June 1994, have been justified on the basis of land;

2.

in respect of which a building insurance has been taken by a public institution directly by virtue of law or as a result of a legal coercion with such an institution; and

3.

according to the regulation to supplement and amend the law on the insurance contract in the revised version published in the Bundesgesetzblatt, Part III, section 7632-1-1, as filed in the sense of § § 99 to 106 of the Act on the insurance contract;

, if the insurance ratio is in accordance with the transfer to a contractual insurance ratio pursuant to the Law on the Management of Land Law Building Insurance Conditions of 22 July 1993 (BGBl. 1282, 1286), to register with the insurer by 31 December 2008 at the latest, in order to preserve the rights established by the fiction. The fiction established by the regulation to supplement and amend the law on the insurance contract expires at the end of 31 December 2008. Unofficial table of contents

Art 6 Insurance relationships according to § 190 of the insurance contract law

The insurance contract law does not apply to the old contracts, which are referred to in § 190 of the law on the insurance contract in the version valid until 31 December 2007. Unofficial table of contents

Type 7 Health insurance, insurance conditions in accordance with § 193 paragraph 6 of the Insurance Contract Law

Policyholders for which the rest of the services pursuant to Section 193 (6) of the Insurance Contract Law is established on 1 August 2013 shall be deemed to have been insured in accordance with Section 12h of the Insurance Supervision Act as of this date. Policyholders shall be deemed to have retroactive effect from the date on which the benefits from the contract have been made dormant than in the case of the emergency charge if the monthly premium of the emergency charge is lower than that at that date. the premium owed. This shall apply on the understanding that the rights and retirement provisions acquired at the time of the contract of rest of the contract shall be maintained and shall be subject to benefits in relation to the policyholder as such of the Emergency charges apply. An adjustment of the old-age provisions according to § 12h (2) sentence 5 of the Insurance Supervision Act to the premium payable shall not take place retrospectively. The policyholder may object to the retroactive insurance provided for in the second sentence. The insurers shall draw attention to the insurance in the case of an emergency charge within three months after 1 August 2013, and in so doing the policyholder shall be informed of his right of objection in accordance with the provisions of the second sentence, referring to the right of withdrawal from the insurance company. insurance, which must be received by the insurer within six months of receipt of the notice. Unofficial table of contents

Type 8 to 15 (omitted)