Housing Sales Law

Original Language Title: Asuntokauppalaki

Read the untranslated law here: https://www.global-regulation.com/law/finland/646071/asuntokauppalaki.html

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In accordance with the decision of Parliament: Chapter 1 (7 October 2005/795) General provisions § 1 (7 October 2005/795), the scope of the law this law relates to the management of housing shares and other shares trade on residential community with rights, the protection of the legal and financial situation of the buyer at the building stage, as well as certain other of the above housing and residential community of other legal relations with the production and sale of the holdings.
This law does not apply to: 1) a cooperative share of the donation, which the membership will give you the right solely to do with the rental of the contract of the cooperative;
2) time share apartment;
3 the law on the right to housing) (650/1990) referred to the surrender of the right of residence.
The provisions of this law provides for the exchange of trade also apply mutatis mutandis.

section 2 (7 October 2005/795) fractional ownership homes for What this law shall also apply to the apartment and share fractional ownership residences and the proportion of the share capital, unless otherwise stated.

section 3 (7 October 2005/795) Definitions in this law the following definitions shall apply: 1) apartment share housing or the rest of the stock of the company's shares, which, alone or jointly with others, with the shares entitle to manage residential apartments;
2) apartment community housing company or any other company, which alone or in combination with other shares entitle to manage residential apartments, as well as housing cooperatives;
3) qualifying rooms count as residential apartments, fractional ownership of shares in the ownership is divided into the founding or any other holder of the right in the middle of the trader and on residential management and that management in addition, based on the conclusion of an agreement, lease, or other;
4) fractional ownership company, and fractional ownership of the number of residential housing community, for the community in which more than half is fractional ownership homes;
5) consumer means any natural person who acquires on residential primarily for purposes other than professional activities;
6) trader means any natural or legal person, public or private, that professionally sell flats, or offer them for consideration, hankittaviksi;
7) marketing being planned or under construction, and the provision of the consumer to be reserved on residential under the conditions that the provision does not fall within the scope of Chapter 2.

section 4 (7 October 2005/795), a founding partner of the founding members shall have, for the purposes of this law, any natural or legal person, public or private, which means or otherwise, is owned by the management of the housing stock or other identified on residential construction during the Community contribution.
Perustajaosakkaana does not, however, be deemed to be: 1) on it, which has made the community share in the ownership of the shares has been taken before the community to provide for the consumer to purchase, unless placed on the probability that the assignee works on the donor's intermediary;
2) under the disposal of the consumer, who has assumed ownership of the Community contribution to the end of the construction phase, if placed before the probability that a consumer will work the donor's intermediary;
3) a natural person who has marked the end of the construction phase, the aim of the Community contribution prior to buy residential apartment for themselves or family members.

5 section (7 October 2005/795) Construction phase the construction phase, for the purposes of this Act to the period preceding the construction of the new housing in the community, or in a manner comparable to korjausrakennetun of the building or the completion of the line to be built in the new residential community with more later.
Construction phase ends when the building control authority has approved the use of a building or buildings to be taken by the community as a whole and the community is the selected article 23 of Chapter 2 of the meaning of the Government.
Fractional ownership in the Community construction phase ends when the building control authority has approved the use of a building or buildings to be taken by the community as a whole. If the question is for the construction of new residential, construction phase ends when the new apartments is approved for use.
Chapter 2 protection of the buyer at the building stage (7 October 2005/795) 1 section (7 October 2005/795), the scope of the Chapter, the provisions of this chapter shall apply in the case of housing-shares or other qualifying Community contribution will be taken on residential management to offer the consumer's purchase before the building control authority has agreed to all of the community will be constructed buildings or apartments available for you to use it more.
The provision, for the purposes of this chapter, the community share purchase offer: 1) under the conditions set out, that the consumer may, without penalty to withdraw from the trade; or 2) under the conditions set out by the consumer without penalty to withdraw from the trade, but his is the amount of money to be paid to reserve the Community contribution that exceeds the four per cent at the time of booking of the agreed purchase price.
For the purposes of paragraph (2) the obligation for the payment of the consideration is not considered a penalty, which the consumer is undertaken to pay more or change the design of the work on the basis of a mandate.

1 (a) of section (7 October 2005/795), the application of the other Provisions of this chapter, provide for housing communities, the company and flats, applies, mutatis mutandis, to change the management of the housing, the community and the absence of a Community contribution on residential. As provided for in the stock book, applies, mutatis mutandis, to any other dwelling or property rights.

section 1 (b), (6.3.2015/191), the restrictions on the scope of application of the provisions of this chapter shall not apply, if the company's buildings, is, or will be, up to a total of three residential apartments, the housing company or housing cooperative. The provisions of the chapter shall not apply, in the case of ryhmärakennuttamislain (190/2015) under the scope of application of the asuntoyhteisömuotoisesta ryhmärakennuttamisesta.

1 (c) of section (7 October 2005/795) For construction If the company later in the construction of new flats, which will be taken to provide for the consumer to purchase the management shares before the new apartments is to be taken of the provisions of this law, approved for use on it, perustajaosakkaasta, which means, or otherwise owned by the management of the new construction phase during an share on residential. In this case, does not, however, apply to, what is provided for in article 4 (a), 6 (a), or article 8 to 10, 11 (a) in paragraph 8, or section 20-23 or 23 (a).
If the company for which the new flats will be built, offers the consumer a register on residential management shares before the new apartments is approved for use by the company, pursuant to the obligations laid down in the perustajaosakkaalle. In this case, the points of law referred to in subparagraph (1) does not apply and not 19 or 19 (a) – (c) of article 19.

in view of article 2 of the Agreement, which shall be reduced according to the number of osakkeenostajalle or the rights of the company, shall be null and void.

section 3 (7 October 2005/795) security documents founding is to ensure that the Council of State regulation of construction of the project company and the adjustable documents (security documents) will be handed over in accordance with this chapter.

section 4 of the security of the documents (7 October 2005/795) If a company acquires a deposit from the Bank or other credit institution the whole or part of the credit, which is to be paid by the shareholders after the construction of the phase out of the assets of the credit institution, a credit to the claims to be recovered shall be kept for security documents. If a limited liability company to get such a loan, the regional government agency in the jurisdiction of which the company's buildings are located, shall retain the documents. Also, in the latter case, the store can be a task suostuva a credit institution. Security-store work documents, the credit institution shall retain the documents in Finland and, if possible, the place where the share of the company's buildings are located. (22 December 2009/1401)
Security documents are handed over for safekeeping before the housing-shares will be offered for sale, unless otherwise provided for by the regulation with regard to a document. Notwithstanding the provisions of this article may, however, increase the guarantees for the construction of the stage, in accordance with article 17.
The security of the documents or of the changes occurring within the säilyttäjälle shall be informed without delay by the regulation in more detail.
4 L:lla 7 October 2005/795 is repealed.

4 (a) of section (7 October 2005/795) security inspection of documents and the disclosure of the construction phase of the security documents of the host, it must be ensured that the content corresponds to the State of the security documents with the requirements laid down in the Council regulation before they are taken. Perustajaosakkaalle shall be informed without delay of the deficiencies and errors and be given the opportunity to rectify them.
Security of the host during the construction phase of the documents is to monitor and verify that the securities referred to in section 17 of the requirements set out in the corresponding to them, as well as perustajaosakkaalle and osakkeenostajille are characterised by perceives.

The security of the host to be monitored also documents it in accordance with article 11 of the tiedoksiannettuja trade agreements. When one quarter of flats has been the trade agreement within one month of the notification and the Conservator of säilyttäjälle not this note referred to in subparagraph (1) of section 20, to call a meeting of the osakkeenostajien, the purchaser shall, without delay, inform the host osakkeenostajille the right to the regional government agency decision entitling him to call a meeting of the company's expense. (22 December 2009/1401)
The end of the construction phase of the security documents shall be handed over in the stock to the company.

5 section (7 October 2005/795) to the provision of information security-the security of the host of documents the documents and of the stock of the company shall be made available on request to the content of the information, copies of documents and certificates, perustajaosakkaalle, osakkeenostajalle, Auditor, as well as the purchase of a stock, who needs them, panttausta or a proxy for the management of the mandate. 8 to 10 of this chapter of the information relating to the company's velvoittautumisoikeuden shares arising from the restrictions, as well as the related certificates and copies of it shall be given to the one who needs them in order to meet the report referred to in section 10 of the issue on their obligations.

6 section (7 October 2005/795) Stock retention and disclosure of Security documents of the host is arranging the share certificates of the company's share of the books of housing stock approved the printing of the weight of the plant, as well as keep them. Of the host to the holder of the certificate shall be a lien in the stock conservation.
The depository shall not, without the seller's consent to dispose of the stock records of the buyer until it is established that the payment of the purchase price, this has fulfilled its obligations, as well as other obligations under the agreement, the equivalent trade. The same applies to the hosting service provider, if the host is aware of the obligations of the purchaser, which are based on the founding of the agreement with the conclusion of the work, or amendment to, and who has agreed to run at the latest at the same time as the purchase price. The host must, however, be handed over to the buyer, provided that the share book or change jobs is not due to the founding of a breach of the contract of the purchase price to be paid.
If the stock is pledged, the book is the buyer rather than be handed over to the holder of the lien, or, in the case of more than one, which is the best for the privilege. At the same time share the control of status must provide the necessary information from other lien holders. The seller is in Chapter 4, section 29 of the lien under referred to in paragraph 4 have the right to get the stock book and gain control over it. The end of the construction phase of the unsold shares are handed over to their respective owner.
The host security documents is kept by the fractional ownership of the dwelling stock books as long as the fractional ownership relationship will continue. Share certificates shall be handed over to the buyer or to the lien holder on the conditions laid down in paragraph 2 and 3, when the ownership of the shares has moved in its entirety to the buyer.

6 (a) of section (7 October 2005/795) retention and disclosure of the company's property Hostage or land rent and deposit received books of mortgages on buildings shall be handed to the security säilyttäjälle the documents, if they are not the amounts secured by way of the economic plan, according to the company's debts. The exposition of the deposit only in accordance with the economic plan of the books may be supplied.
The end of the construction phase of the security deposit books, which have not been disposed of as a guarantee for the debts of the company, shall be handed over to the company.
The electronic bonds shall be deemed to have been disposed of for it, which is recorded in the register of land ownership and mortgages in the electronic lien. (6.3.2015/191) (7 October 2005/795) security-the security of the host duties charged by the fees for documents-document säilyttäjällä has the right to charge a reasonable fee for printing security documents-share documents, share documents and the conservation of books, in the marketing of the list referred to in article 15 and other similar tasks in the stock from the company, as well as certificates and copies of their status.

the importance of the economic plan and amendment of article 8 of the joint stock company during the construction phase to be in debt, give his wealth as collateral or to make any other commitments only in accordance with the financial plan.
After one or more of the shares are sold to the consumer, in the amount of the liabilities of the economic plan, announced at the exposition may be increased or other responsibilities increase only if all of the osakkeenostajat in writing, agree to the proposed change. Osakkeenostajien consent cannot, however, require the auditor chosen by the purchasers and the observer status of the premium, as well as in the building of these increased costs resulting from the work of the other company's expenditure as in article 21 and article 22. (7 October 2005/795)
The change of the economic plan shall inform asylum-säilyttäjälle documents and osakkeenostajille before the change to refer to legal action or other action will be taken.

section 9 of the Economic Plan without the consent of the Economic Plan liabilities and osakkeenostajien number of exposures may be without prejudice to the first subparagraph of article 8 of the upgrade, if the increase is based on a change in the law: 1), the Authority's decision or construction work in coping with unforeseen circumstances and force majeure resulting from the increase in construction costs, on the basis of which the company is the construction of a building or repair in accordance with the agreement shall be obliged to pay an increased price;
2 the value of the change in the law allowed money) to take into account, on the basis of which the company is the construction of the building or repair of any of the terms of the contract, according to the person liable to pay the increased price; a change in the law or 3) or the company's other obligations arising from the decision of the authority to the Appendix, which is not to be taken into account in drafting the economic plan.
A prerequisite for changing the economic plan as referred to in subparagraph (1) shall, in addition, that the change in the underlying condition is included in the trade agreement.
This provision must be based on the economic plan for the change and inform the Security document säilyttäjälle without delay after the change in the performance of the obligation in question is born. The notification shall be accompanied by a statement of change. The economic plan for the change and its justification shall be notified immediately to the osakkeenostajille.

contrary to section 10 of the Act intended to have legal effect on the enforceability of the economic plan if the company is in breach of article 8 or 9 by debt, given his wealth as collateral or other legal action, this kind of Act is not binding on the company if: 1) the other party to the transaction knew it to be contrary to the provisions of section 8 or 9;
2) the other party has failed to take account of the limitations arising from the economic plan for the velvoittautumisoikeuden; or 3) the other party would have otherwise have been aware of the legal act would be contrary to the provisions of section 8 or 9.
If the company is under a commitment made at run time, which is the economic plan have been taken into account and which is not, according to section 9 of the justification for the amendment of the economic plan, under the conditions set out in subparagraph (1) of the performance is to be returned.

section 11 of the share transfer and pledge of The founding partner of the construction phase of the housing stock during the selling, the trade agreement is, in order for it to be binding on the purchaser, be made in writing. The trade agreement is not binding on the purchaser before the contract is the security lodged in accordance with article 17 or, if the question is a fractional ownership company displays flats or a part thereof, in accordance with article 18 (b). Founding of the trade agreement notified to the security to be given documents referred to in article 15 of the säilyttäjälle registry entry to the risk of the buyer, the contract shall cease immediately lock up if it has to do. (7 October 2005/795) is repealed by L:lla on 7 October 2005/795.
The shareholders of the limited liability company the construction stage of the pledge is ineffective unless it is made in writing. Founding partner is not allowed to pledge shares, which was the subject of trade, and not to sell the shares, which he has been kept on hold. If the pledged stock is sold or sold the stock pledged against the prohibition referred to above, the lien is ineffective against the purchaser, if he is not given the prior written consent of banking, which has been identified as an object of the hostage.
If the ownership of myymäänsä shares, a founding partner of the reserve, the osakkeenostajalla is a trade for the dismantling of a lien claim, the purchase price that you purchased shares in Chapter 4, section 36 and the recovery of the interest payment for an investment for a guarantee.

11 (a) of section (7 October 2005/795), a founding partner of the contents of the trade agreement, When during the construction of the housing stock to sell, trade agreement must indicate at least: 1);
2) the seller and the buyer;
the purchase price and debt-free price of the 3), if it is different from the purchase price, the price referred to in article 12 of the names of the payment account of the purchase price payment schedule and other terms of payment;
4) on residential and the management of release date or estimate of it;
5) buyer's right of access to information, security, and the security-säilyttäjästä and storage of documents on from;
6. for the benefit of the company and the securities osakkeenostajien) types and quantities;
the time, in which case the Security 7) 18 (a) or (b) in accordance with article 18, to be released without the consent of the buyer, and the buyer must be the option to avoid the security the way of liberation;
8) buyers the right to choose between the auditor and the building of an observer at the meeting referred to in section 20 of the Act;

9) seller's responsibility for the organisation of the annual inspection, as well as an explanation of the error in Chapter 4, concerning the notification of 18 and section 19 of the regulations.

section 11 (b) (7 October 2005/795), a founding partner of the trade agreement, the contents of the apartment when the fractional ownership to sell the share of the construction phase of a fractional ownership of the apartment, which belongs to the interest rate on the loan financed rental housing support fractional ownership homes (232/2002), a trade agreement is within the scope of article 3 of the law: in addition to the information referred to in paragraph 2, be reflected in article 11 (a) – the elements referred to in of paragraph 7 and 9.
During the construction of the founding partner of the share other than sell 1 fractional ownership of the apartment, a trade agreement is 11 (a) of section – in addition to the matters referred to in paragraphs 7 and 9, indicate: 1) if the buyer the opportunity to purchase additional shares in the fractional ownership of the apartment;
the price of shares in, or the price of 2) for operative events, as well as other key terms of trade;
3) does the seller to deliver back the shares and redemption of sold.

section 12 (7 October 2005/795) transaction fee account must be opened for each of the founding project for the construction of a separate account to deposit into the Bank, which works to maintain the security of the documents. If the Security document store of works other than deposit Bank, the account must be opened in the security of the host to accept documents in the deposit in the Bank.
The prices of the shares shall be paid in the account referred to in paragraph 1. Prices paid in the account is not to be used for the purposes of the project in terms of foreign lands.
The company's auditor, in accordance with article 21 of the buyers and then click auditor is professional secrecy, without prejudice to the right of access to information, the use of the financial statements referred to in subparagraph (1).

section 13 of the trade on a claim arising from the sale of shares and ulosmittauskielto shares were sold by founding the housing may not be seized, even if the condition in the founding of the debt on the arrest of the ownership of perustajaosakkaalle would be valid.
Stock trading-based claim cannot be seized, in so far as the founding of the debt stock, the company is a limited liability company Act (734/1978), from perustajaosakkaalta. (7 October 2005/795)
OsakeyhtiöL 734/1978 OsakeyhtiöL:lla 624/2006 is repealed.

section 14 of the founding the effects of bankruptcy if the founding property is transferred in bankruptcy, the bankrupt shall, without undue delay, notify the osakkeenostajille, does the nest to commit to those shares, the founding partner of the trade agreements have not yet been fulfilled.
If the bankrupt is not in accordance with the commitment of each of the osakkeenostajalla shares in trade agreements, has the right to terminate their shop.
For those osakkeenostajille who do not extract under trade, move to the right the right to use under the control of the shares they buy stock in the company. This does not, however, apply to the second basis for Division fans ..... (7 October 2005/795)
Osakkeenostajien referred to in paragraph 3 above shall be paid for the shares in an amount equal to the value of the shares at the time of the commencement of bankruptcy proceedings. However, these claims was calculated by the founding limited company law based on the debt stock to the company in relation to the trade price. The purchase price paid by the Osakkeenostajilla, which exceeds the amount of the items referred to above, is entitled to receive the difference between the back 36 of Chapter 4, the first subparagraph of article mukaisine, with interest.

the registration of the legal acts, section 15, of the Shares of the founding shall be immediately notified to its safety documents säilyttäjälle mortgage-trading in its shares on the agreement or pledge of commitment to either the original or a certified copy. Osakkeenostajan is similarly to be given säilyttäjälle notification agreement which the trade agreement is still produced by the rights are released or being mortgaged. You can also transfer data säilyttäjälle-or pantinsaaja.
Lien for the supply of the products produced by the rights attached to the share or it occurs when the pledge of commitment is to the security of the information document säilyttäjälle.
The security of the host shall keep a list of the documents to which the shareholders on the register: 1) the name and address of the person for whom the founding partner has sold the rights which flow from the contract, or to whom the shares have been transferred.
the name and address of the creditor, 2), for which the shares are pledged; as well as 3) is in the stock were confiscated or set enforcement Act in accordance with Chapter 7 of the detention order, and when this is the case, the creditor, and the action completed ulosottoviranomainen.
The list is without prejudice to the obligation of professional secrecy to be given information about the osakkeenostajalle, as well as for those who need information about the share purchase, panttausta or a proxy for the management of the mandate. (7 October 2005/795)
UlosottoL 37/1895 Ulosottokaarella 705/2007 is repealed. Ulosottokaari 705/2007 Chapter 8.

section 16 of the Security responsibility for the Security of the host-documents-document depository is obliged to compensate the damage which it has caused in performing its duties under this chapter, subject to the depository of the security documents show that he has complied with due diligence.
2 L:lla 7 October 2005/795 is repealed.

section 17 (7 October 2005/795) Guarantee the construction of housing for the fulfilment of agreements on trade in the shares of founding partner is obliged to see to it that the agreement on the construction and housing-for the fulfilment of agreements on trade in the shares will be set for the benefit of the company and the security of this share in accordance with section osakkeenostajien. The security must be a bank deposit, bank guarantee or an appropriate insurance, and it must also apply to the financial position of the company's financial plan. Fractional ownership of the company's founding from the obligation to furnish a guarantee provided for in article 18 (b).
The construction phase of the security is at the beginning of the provision of housing for sale of the shares must be in the amount of at least 5% of the company's financial plan marked the construction costs. The provisions of the regulation of the Council of State for more specific as to what the cost of construction is a major economic plan. Security is currently in the construction phase correspond to at least 10% of the sum of the prices for the shares sold. The guarantee shall be valid until it is released, however, at least three months after the date on which the building control authority approved the building of a broad deployment of.
Construction phase the construction phase of the security stops replaced must post collateral, which shall not be less than 2% of the sum of the prices for the shares sold. The guarantee shall be valid until it is released, however, for at least 15 months after the construction of the building has been approved by the supervisory authority in a broad deployment. The obligation to guarantee the setting of this subsection ends after 15 months have passed since the construction of the building was approved by the supervisory authority in a broad deployment.
If the purchase price for the shares in housing is less than 70% of the Corporation company, for a price, the purchase price of the calculation of the guarantee in accordance with paragraph 2 and 3 shall be considered an amount of money, which is responsible for 70% of the price of the shares of the Corporation company, sold.

17 (a) of section (7 October 2005/795) using Collateral Security is primarily a force in order to compensate for the damage, that the company was committed to the construction of the non-execution or construction errors on the company's parts of the building covered by the kunnossapitovelvollisuuden.
In the alternative, the guarantee shall be valid from their date of the damage, that the housing stock to the buyer is caused by the founding contract. If the security is not enough for all of the housing stock buyers to cover the compensation to the amount of the security is to be used, primarily to cover the costs of repairing the errors in proportion to the cost of repair and any other connection to be shared, as is reasonable, taking into account the quantity and quality of each of the injury suffered by the buyer as well as other factors.
Section 18, in the case provided for in paragraph 2 of the security is, however, primarily in order to compensate for the damage, that the agreement referred to in subparagraph (1) of that section evänneille of the housing-stock buyers is caused by the founding contract, breach of warranty, and, in the alternative, for the benefit of the company to make good the damage caused by the construction of the agreement, which is the non-execution or construction errors on the company's compliance to the kunnossapitovelvollisuuden parts of the building, covered by.

section 18 (7 October 2005/795) release of the Collateral or part of it shall further be conditional on the Government and a private limited company, that the housing stock buyers in writing agree to it and, in the case of section 17 of the Act, that the release of the security referred to in document säilyttäjälle will be delivered a statement that the construction of the building has been approved by the supervisory authority in a broad deployment. The security shall be released if the construction of the agreement, and a founding partner of the completed housing in accordance with the obligations of agreements on trade in the shares.
If the company's Board of Directors has given the agreement referred to in subparagraph (1), the original security may be replaced by a, as referred to in article 17, security, in the amount of 10%, or section 17, as regards the security referred to in paragraph 3, of the agreement of the shareholders of the two per cent of that paid by the purchasers of the evänneiden of the housing-market price. If the purchase price for the shares in housing is less than 70% of the price shall apply to the extent that the Corporation company, section 17 provides.

If consent is refused, or if the release wrongly it will not be possible to buy without undue inconvenience or delay, the Court may, on application, authorize the release in whole or in part. Consumer complaints about give on the consumer (42/1978) in accordance with the recommendations of the release of the solution.
The company or the housing stock, the buyer, who, contrary to the recommendation of the National Board for consumer complaints and has refused to grant consent to the release, can be ordered to pay a reasonable amount that the injury suffered by the perustajaosakkaalle.
(L) on the consumer's refutation of the L:lla kuluttajariitalautakunnasta 42/8/2007.

18 (a) of section (7 October 2005/795) Guarantee the release of the security shall be released without consent not later than 12 months after the company's annual inspection of all buildings, where the company has been selected by the Governing Board referred to in section 23. The guarantee does not, however, be released, if the company or the purchaser shareholders opposed to the liberalisation of the residential security and application for consumer complaints or refer the matter to the Court of Justice. The release of resistance to lodging or it shall veto the deposit as a guarantee to the Bank, which has received a bank deposit, as well as provide lodging or deposit to the Bank a certificate issued by the National Board for consumer complaints or court case brought by placing before the expiry of the period laid down in the risk of a security by the way to be released.

18 (b) of section (7 October 2005/795) Collateral fractional ownership of shares in the company or any part thereof for the fulfilment of agreements on trade in fractional ownership in the company's founding partner is obliged to see to it that the housing all or part of the shares of the fulfilment of agreements on trade in favour of the collateral which complies with this section sets the buyers. The security must be a bank deposit, bank guarantee or an appropriate insurance.
The construction phase of the security has to be set before the shares begin to offer the consumer's purchase, or portion thereof, and it shall be in the amount of at least 10% of the construction works in accordance with the agreement on the price of the product. The security shall be released in three months after the date on which the building is accepted into the building. Founding shall be accompanied by the security säilyttäjälle a statement of approval of the introduction of the documents.
Construction phase the construction phase of the security stops replaced must post collateral, which shall not be less than 2% of the construction works in accordance with the agreement on the price of the product. The security shall be released two years after the fact, when the building control authority approved the building of a broad deployment, except where the buyer as provided for in article 18 (a) objections to the release of the security.
If the security is not enough to cover all the compensation claims, the security must be distributed pro rata to the claims.

Article 19 of the inability of the security arrangements for founding a founding partner of the performance is required to ensure that, prior to the commencement of the provision of housing for purchase of shares in the share capital of the company and for the benefit of purchasers of housing stock into his performance for an appropriate sum of insurance or a bank guarantee or of competition and the Consumer Agency's guarantee conditions laid down by the other, in accordance with this section. For the purposes of the insurance or guarantee must be valid, until ten years have passed since the construction of the building was approved by the supervisory authority in a broad deployment. If a State or municipal authority is perustajaosakkaana, however, it is not obliged to arrange security for the sum of the performance. (30 November 2012/682)
The provider of the security referred to in paragraph 1 shall be responsible for the cost of the share company and a founding partner of osakkeenostajille, which, on the basis of this law or of the contract is responsible for and which are necessary in order to share in the company's residential, storage and maintenance building to occur in Chapter 4, section 14 of the building referred to in paragraphs 2 to 5 of the error and the error and of the building in order to remedy the damage. In addition to the collateral provider is responsible for osakkeenostajan and the members of his/her family, the necessary additional housing costs during the period, the date on which the accommodation will not be a mistake or damage due to the use of their repair. Any limitation of liability provided for in article 19 (a) and (b) 19. (17.10.1997/941)
If an error or the cost of repairing the damage is unreasonable when compared to the importance of the joint stock company error or injury and osakkeenostajille, a collateral provider must not repair the importance of costs, rather than run or the equivalent. (17.10.1997/941)
If the security is not enough for all the stock to the company and to cover the compensation to the amount of the security to osakkeenostajille, will be shared between the company and osakkeenostajien, in relation to the claims for compensation. The security relating to the compensation should not be asked back. (17.10.1997/941), section 19 (a) (17.10.1997/941) Performance to the inability of the party giving the security limitations of liability The provider of the security referred to in article 19 is not responsible for the costs of other joint stock company and osakkeenostajien in favor of the securities. A collateral provider is not responsible for the cost of errors, which should have been detected by the latest in the case referred to in section 18 of Chapter 4 of the annual examination, or, if the annual audit within the time limit provided, the submission is not the end of the set period of time. The agreement is based on the liability of the founding donor of the security does not correspond to the extent that the law in force, the founding partner is committed to a broader responsibility.
A collateral provider may limit the responsibility for osakkeenostajan and the members of his family living expenses so as to guarantee the necessary shall be replaced by the extra expenses, for a maximum period of six months. The total number of the provider of the security responsibilities should not be restricted in such a way that it is a guarantee for the entire duration of the period of 25% of the article 17 of the construction costs. The maximum amount will be the responsibility of the party giving the security check each calendar year statistics building cost index (2000 = 100)-index change in the type of apartment block und accordingly. (7 October 2005/795) 19 (b) of section (17.10.1997/941), the excess of the company's Shares and the inability of the guarantee performance osakkeenostajan a collateral provider shall be entitled to deduct from the section 19 (2) and (3) of the public limited liability company governed by the responsibility and in accordance with the osakkeenostajan omavastuumäärän in accordance with this section. The stock of the company's ownership must not be more than 2% of the section 17 of the Act, referred to in excess to a maximum of a year and a half of the construction costs and osakkeenostajan% of the share of the Housing Corporation company, for the price of the first trade-. The stock of the company and osakkeenostajan omavastuumäärät to check out the calendar section 19A of the change in the index referred to in paragraph 2. (7 October 2005/795)
Liability shall be reduced by the excess of the share of the company, if the error occurs in the parts of the building belonging to the company's kunnossapitovastuulle and osakkeenostajan deductible, if the error occurs within the building, parts of his kunnossapitovastuulleen. Notwithstanding the provisions of the articles of Association provides for the allocation of individual responsibility in reducing kunnossapitovastuun, shall apply to the Company Act (1599/2009) in Chapter 4, section 2, and the Division of responsibilities laid down in paragraph 3. (22 December 2009/1606)
The reimbursement shall be entitled to deduct from each building. However, if an error is found in the same building, in explaining or correcting the building belonging to the other party giving the security responsibility of the excess shall be deducted from any responsibility for errors. If such errors occur in part of the stock of the company and part of the building belonging to the parts of the osakkeenostajan kunnossapitovastuulle, the excess liability is reduced only by the on-limited liability company.
4 L:lla 7 October 2005/795 is repealed.

Article 19 (c) (7 October 2005/795) in the construction of the performance for the inability of the security referred to in article 19 for the purposes of the insurance or guarantee is 1 (c) referred to in article lisärakentamiskohteissa must be valid, until ten years have passed since the building control authority approved the new apartments to be enabled.
A collateral provider is responsible for the housing stock buyers, the company's other shareholders and the company shall be borne by the article 19 of the costs referred to in regardless of where the error occurred in the construction of the building in the building for damage caused to occur.
The collateral under section 19 (a) of the maximum amount of liability referred to in paragraph 2, and article 19 (b) of the share of the company's excess as referred to in sub-section 1 shall be calculated on the cost of the building, which is a major lisärakentamishankkeen of the economic plan of the State Council in accordance with the regulation.

under section 20 (22 December 2009/1401) is a joint stock company in the Board of Osakkeenostajien meeting be convened without delay after the osakkeenostajien meeting, where at least one quarter of the company's flats was extradition treaties. Osakkeenostajien meeting will be convened by registered letter to each buyer or otherwise verifiably. The invitation shall be sent to the information security säilyttäjälle documents. The summons shall state the osakkeenostajien of the right to choose the auditor and the observer, as well as the other things. The meeting of the purchasers of the shares one vote to each eligible for the apartment. Osakkeenostajien of the meeting do not have to arrange for fractional ownership in the company.

Unless the meeting of the osakkeenostajien referred to above have not been invited to the regional administration of the Agency's order, will be a member of the Board of the company, the Auditor, upon application by the applicant to justify the shareholder or osakkeenostajan to call the meeting convened at the expense of the company.

section 21 of the auditor selected by the Osakkeenostajien Osakkeenostajilla is the meeting referred to in article 20 of the law without prejudice to the choice of the articles of Association of the stock to the company auditor, whose term will last to the end of the financial year, when the construction phase ends. Osakkeenostajien from choosing the auditor is otherwise valid, what the auditor chosen by the general meeting. The remuneration of the auditor and the auditor's work, the costs shall be borne by the other company, which will be added expenses these expenses, regardless of the economic plan. (7 October 2005/795)
Osakkeenostajien has the same right as a general meeting to get information about the CPA.

section 22 of the Building work, the observer in the case referred to in article 20 of the Osakkeenostajilla is the size of the right to choose the construction work of the observer, whose task it is to monitor the construction of the building will be completed, in accordance with the agreement of the company. The end of the construction phase of the observer's term of Office, and he was delighted with his work, as well as other costs incurred by the company, which will be added expenses these expenses, regardless of the economic plan. (7 October 2005/795)
Observer shall have particular qualifications for the task, and he must not be dependent on the provider of the service or the founding of the weapon. Observer shall have the right to receive stock from the company and perustajaosakkaalta the information that is needed to monitor the progress of the work, as well as to get to the building.

section 23 (7 October 2005/795) to select a new Government, and the financial statements have been approved by The Building Authority to be enabled, the company's Board of Directors in the share of the company's buildings shall, without undue delay, to convene the annual general meeting, which is to be called all the osakkeenostajat. The notice shall state the date of the general meeting of unit-holders, as well as, in which case the security in accordance with section 18 (a) to be released without the consent of the buyer, and the buyer must be the option to avoid the security the way of liberation. Convene or not otherwise complied with, what the housing stock, the company is required by law. The general meeting is: 1) shall be presented in the company's balance sheet and a statement of the implementation of the economic plan, as well as the statements of the Auditors;
2) provide information on the technical execution of the construction work;
3) to select the company Board of Directors and Auditors for the remainder of the term.
The Government's election to use shareholder vote had agreed to share power for the founding osakkeenostaja.
The general meeting referred to in this article do not have to arrange for fractional ownership in the company.

23 (a) of section (7 October 2005/795) liability If the company's Board of Directors has failed to convene the annual general meeting in accordance with the first subparagraph of article 23, the members of the Board are required to compensate for the damage suffered by the company and osakkeenostajille here.
Damages on mediation and the distribution of liability between two or more is valid, what are the damages Act (412/1974), Chapter 2 and 6.

section 23 (b) (7 October 2005/795) fractional ownership at the end of the construction phase of the company's Board of Directors disclosure when the building has been approved by the Board of Directors of the company's buildings to be enabled, fractional ownership shall, without undue delay, send a notification to the purchasers of the shares or portion thereof under section 23, 1 and the information referred to in paragraph 2. In addition, buyers must be informed of the date, in which case the security in accordance with section 18 (b) to be released without the consent of the buyer, and the buyer must be the option to avoid the security the way of liberation.

section 24 (7 October 2005/795) section 24 is repealed by L:lla on 7 October 2005/795.
Chapter 3 booking fee, as well as the standard (7 October 2005/795) 1 section (7 October 2005/795), the scope of the Chapter the provisions of this chapter shall apply, provided that: 1) someone has a bed and ennakkomarkkinoitaessa have booked an apartment and paid a sum of money as a guarantee to the seller the agreed booking (booking fee);
2) someone has made an offer to purchase to the seller as security for the purchase of the apartment and of the agreed sum of money paid to its offer (the down payment);
3) someone has made an offer to purchase the apartment and purchase offer as security for execution of the compensation provided for in the commitment to advance the case that he will withdraw from the store (standard rate).
Booking fee, the money and the standard compensation provided for in the arbitration relating to the movement of the rights and obligations of the real estate and rental apartments for root (1074/2000).

section 2 (7 October 2005/795) in view of the provisions of this chapter, the provisions that cannot be derogated from by the offer, or making your by is, to the detriment of the consumer, unless otherwise provided for below. The same applies to the seller, if the housing is not part of the sale of his business activities.

section 3 (7 October 2005/795) – money and the importance of the standard compensation If the transaction will be made on the whole, the down payment is calculated on the part of the purchase price.
If the market falls, the simple fact of the offer of the author of the reason, the seller shall be entitled to keep the down payment or get a standard compensation, subject to paragraph 6 of the agreed to change the result.
If the seller does not accept the tender offer or if the market falls, the simple fact of other than the offeror of the reason, the seller shall immediately reimburse the down payment. If the seller offer elements of an independent reason, refuses to trade the terms, which is with the seller or the seller's behalf in connection with the receipt of the money, the seller agreed to hand to hand, in addition to the return of the money to run the offer of compensation for the employee in the amount corresponding to the agreed down payment, subject to section 6. If the hand instead of the standard compensation for money it has been agreed, the seller must be carried out in the conditions laid down in paragraph the tenderer to the agreed standard of compensation in the amount of money.
The store is pulling out of the other side does not have the right for any purpose other than as referred to in paragraph 2 or 3 of the sanction. If the seller is a private person and the offeror to the consumer, they may, however, agree that the store pulling out must be replaced by the actual damage suffered by their side for this response.

3. (a) section (7 October 2005/795), the transaction will be made for the importance of booking fee If payment is to be calculated as a whole into the purchase price. In the case of trade, the simple fact remains, the seller shall be returned without delay to the booking fee.

section 4: Prohibition to receive a fixed amount of cash or the hand of Bill-of-Exchange or change the running of the undertaking (7 October 2005/795) – a fixed amount of cash or not having a bill of Exchange commitment will not change the commitment to transfer or pledge to limit the offer, or making your copyright to make the section referred to in paragraph 1, making your purchase on the basis of the agreement, the offer or the claims of commitment in good faith over trained. (7 October 2005/795)
What States does not apply to the Bank's own established by the Bill of Exchange.
That, contrary to the provision of paragraph 1, to take the Bill of Exchange or the running of the undertaking, must not rely on it. The debtor's right to the assignee any defence of the claims laid down separately.

section 5 of the Prohibition to receive duplicate cancellation When the seller has received a down payment, he will not be the same from one apartment to the other hand money or a quote before the first down payment has been returned to the tenderer, or when it has become clear that the down payment remains with the seller. If the seller has duplicate hand money rates, which lead to hand the money is issued, shall not be bound by the offers.

section 6 of the upper limit of certain amounts (7 October 2005/795), the offeror may, pursuant to the first subparagraph of article 3(2) of the loses of up to 4% of the purchase price under the offer. The same limit applies to compensation, which the seller may be required to carry out the offer to the author by virtue of the third paragraph of article 3. (7 October 2005/795)
The amount of money referred to in subparagraph (1) above may be in an individual case to settle, if it would otherwise be unreasonable, taking into account the causes of trade, the simple fact of the injury caused to the other party, or other factors.
Chapter 4 General provisions section 1 of the New housing market (7 October 2005/795), the scope of the Chapter, the provisions of this chapter shall apply where: 1) founding partner of construction stage or after selling an apartment for the first time; or 2) trader otherwise sell to homeowners for the first time after the construction of the new building or new construction, comparable to the repair.
What this chapter provides for the home from the store, shall also apply if, in conjunction, sold the stock or share, which entitles you to manage closely related to housing, such as the residential buildings with garages or storage facilities.
The application of the provisions relating to trade in for a new home for homeowners to trade in some of the cases provided for in section 1 of Chapter 6 of the first subparagraph of paragraph 2.

in view of article 2 of the Agreement, which is different from the provisions of this chapter, to the detriment of the consumer, shall be null and void, unless otherwise provided for below.

section 3 (7 October 2005/795) the obligation to guarantee complete


If the apartment apartment for sale in the community, which has been subject to Regulation pursuant to Chapter 2, and have passed since the end of the construction phase, less than one year before the transaction, the seller shall be given to the buyer and for the benefit of the community in accordance with Chapter 2, section 17 of the guarantee the fulfilment of the agreement on trade in an apartment. A separate guarantee does not, however, need to be set if section 17 of Chapter 2 of the security lodged in accordance with this section is enough to cover the trade referred to in or if the apartment is sold in fractional ownership in the community.
Similarly, the collateral referred to in subparagraph (1) above is applicable, Chapter 2, 17, 17A, 18 and 18 (a). The guarantee shall, however, be valid for at least six months from the date on which the accommodation is handed over to the management of the buyer. If the obligation to keep the the security force, Chapter 2, on the basis of the third paragraph of article 17 of the ends before that, security is the time remaining in force only for the benefit of the buyer.

3. (a) section (7 October 2005/795) Performance to the inability of the security if the homes are sold or otherwise marketed as a consumer of a residential community, which has not been subject to the rules of Chapter 2, the seller is obliged to ensure that the community and for the benefit of the buyers in the event of his inability to take article 19 of Chapter 2 of the performance of the guarantee. The guarantee must be set before the residential community building or more for the final review of the construction supervisory authority is requested to the country house. The guarantee is not needed, if the question is more about building and apartments for selling or otherwise marketed by the Housing Association, to which new homes are built.

Management and disposal of documents, cost-sharing and risk a new apartment in the shop, as well as the management of the Housing stock in section 4, or any other type of document without the date of disposal of the transfer If, in the absence of agreement, the management of the transfer must take place within a reasonable period of time to trade. The length of the assessment of a reasonable period of time shall take into account the time required for the completion of a similar dwelling normally, as well as other factors.
Unless otherwise agreed, the seller is not obliged to hand over the management of the apartment, the price shall be paid before the transaction, or to article 29 (3) of, in the case of the tranche referred to in, before it is deposited in accordance with the said article. The obligations of the buyer, the purchase price shall be treated as such which are based on the seller's agreement with the conclusion of the work, or amendment to, and which have been agreed to be paid at the latest at the same time as the purchase price. The seller must, however, be handed over to the purchaser, if the apartment management for more or change jobs is not because of a breach of the contract the seller completed when the purchase price to be paid. (7 October 2005/795)
The buyer's right to stock a book or a share of the book and gain control over the security of the documents provided for in Chapter 2 of the säilyttäjältä the end of the construction phase of the 6. In other cases, the seller shall, unless otherwise agreed, be handed the stock or other ownership or possession of an apartment right in the case of the buyer at the same time, when the dwelling shall be disposed of. (7 October 2005/795), section 5 of the apartment costs unless otherwise agreed, the seller is responsible for: 1) the remuneration paid to a regular company and other equivalent housing community in terms of payments on the apartment management to release the previous time;
2) from other homeowners in the care, maintenance or improvement of the costs of the management of the transfer of the dwelling of the effects of a previous time when the issue is asset-based liquid cost, or are born before the release, without any other expenditure; as well as 3 of the payments, which are bodies governed by public law) to housing on the obligation to pay arises before the release of the housing management.
If the delay in the disposal of the buyer's side of the apartment management reasons, the buyer shall, however, meet the costs referred to in subparagraph (1) from the time of the supply under the agreement would have to take place.
The liability of the company for the payment of the consideration of a new shareholder in the housing stock to the company provides for the housing companies act.
The buyer from the obligation to carry out the typical amounts provided for varainsiirtoverolaissa (931/1996). (7 October 2005/795) section 6 of the liability of the seller shall be the responsibility of the risk the risk that the apartment is destroyed or damaged the buyer reason before it will be handed over to the management of the buyer. If the transfer is delayed because of the risk of the buyer's side of the issue, the responsibility for ensuring that the apartment is destroyed or damaged, however, the buyer of the seller's fault, since the management of the transfer should have taken place, provided that the seller has done what is required to transfer him.
If the risk is a buyer and a seller independent of the housing is destroyed or damaged, the buyer shall pay the purchase price in spite of this.

The delay in the disposal of an item of trade sanctions in a new apartment in the trade trade the right to withhold payment If article 7 of the hintaerä according to the agreement, is due for payment at a given point in time before the release of the housing management, but there is a justified reason to believe that the transfer will be delayed, the buyer has the right to withhold the payment of the purchase price of the lot, until the seller may be the probability that he will be able to fulfil the contract in a timely manner or that the fulfilment of the agreement, it is sufficient to safeguard the rights of the buyer the security lodged.
If the apartment management or section 4 of the document referred to in the third paragraph of the seller as a result of this delay of the suspended release at the time of the day when the commercial hintaerä is due for payment, the purchaser shall have the right to withhold payment until the supply takes place. After this period the purchaser shall have the right to withhold payment of any part of the purchase price, which is necessary to guarantee the claim for damages is based on the seller's delay.

section 8 of the Trade as a result of this delay the demolition of the seller the buyer to the seller as a result of this delay, you may not reverse engineer, decompile the trade if the breach of contract is essential.
If the buyer has set a period of performance of the contract to the seller for a specified and it is not an unduly short, the buyer shall also declare the contract avoided, if the seller does not fulfil the agreement more over a period of time. Within a further period set by the buyer shall be landed only if the seller shall inform the trade, that she does not satisfy the agreement within this time period.
If the vendor indicates that the delay is due to the construction work, the vendor and the hardship faced by the contractors and their suppliers that are used by the outside barrier, which could not reasonably have been taken into account when concluding trade and the consequences of which are not reasonably be avoided or overcome, the buyer shall not be unloaded in the trade, unless the duration of the delay does not exceed 60 days. If the buyer would face hardship, if he should remain in the contract, he shall not, however, declare the contract avoided without prejudice to this article.
The buyer shall not be unloaded in the trade of the seller as a result of this delay, after housing and section 4 of the documents referred to in paragraph 3 has been handed over to his control over it.

section 9 as a result of this delay If the Unloading of the estimated there are serious reasons to believe that the decoding of the passivity of the finance is going to happen, the buyer may declare the contract avoided, even before the time of delivery agreed upon the dwelling is at hand.

section 10 of the Seller from the buyer if the seller asks the Finance Intelligence situation, whether this delay in the time of the performance of the contract, despite the rather than the buyer, within a reasonable time after receiving the request, the buyer shall not be unloaded in the trade, if the seller meets the residence time of the agreement.

section 11 damages because of the delay, the buyer of the seller's right to compensation for the damage that he is suffering from as a result of this delay, the seller unless the seller to prove that the delay is due to his influence, as far as possible from the outside of the barrier, which he could not reasonably be required to have taken into account at the time of the transaction, and the consequences of which he is also reasonably could have avoided or overcome.
If the delay is due to urakoitsijasta, or any other person, that the seller or the contractor is used in meeting all or part of the agreement, or from any such person to the supplier, the seller is released from the obligation of compensation only if the person would be of the free responsibility.
However, the indirect damage resulting from the seller to the buyer is obliged to pay only, if the delay or damage due to negligence on his side. The object failed to be held: 1) loss, which is caused by a breach of the contract or the buyer arising out of measures; as well as the use of the benefits of substantial loss of 2) apartment, which will not cause direct economic damage, as well as other similar harm, which is an essential element.
If 3 of the 1 – 2 the limitation of the damage caused by other forms of damage referred to in paragraphs, it does not, however, in that regard, considered to be an indirect failed.
If the seller's item (1) or (2) for the performance of an obstacle and not the seller, without delay, notify the buyer to the barrier and its impact on the performance of the agreement, the purchaser is entitled to compensation for the damage which could have been avoided if he had been informed in a timely manner.
Similar to the right to compensation as the purchaser is a member of his family as a result of this delay, which is suffering from an injury.

the importance of article 12 of the estimated completion time


If an appointment has been reported as an approximate completion date, the delay shall apply, the provisions concerning the transfer of the dwelling, if the delay exceeds the estimated more than 30 days. For the purposes of applying the provisions of section 7 (2) of the buyer's right to withhold the fee, however, the estimated completion date shall be treated as the agreed delivery date.
The seller must not rely on the provisions of paragraph 1 only if the corresponding option has been included in the trade agreement.

section 13 of the bankruptcy of the seller If the seller's property is transferred for the end of the construction phase, shall apply to the bankrupt prior to Chapter 2, section 14 of the regulations.
If the seller's property in a bankruptcy case will be handed over before the seller has complied with the contract, the buyer may declare the contract avoided, unless the bankrupt estate, without undue delay, notify their commitment with regard to the fulfilment of the agreement on trade and security set.

The new article 14 of the General error error provision of an apartment in the apartment there is an error, if: 1) it does not correspond to what can be seen as an agreed;
2) it does not meet the requirements of the regulations or provisions, that the building was to be the date of adoption by the construction supervisory authority to deploy; (17.10.1997/941)) it can be assumed in relation with the properties of the material injury or damage to health;
the construction of the building or repair of 4) have not been carried out in accordance with good building codes or in a professional manner and carefully;
the construction or renovation of 5) used as a material, as far as its quality has not been agreed, there is no resistance or other characteristics of the normal good quality; or 6) in the housing does not correspond to what the asunnonostajalla usually is a home trade, reasonable.

the information relating to article 15 of the apartments in the apartment also has an error, if: 1) it is not responsible for the information, that the seller is before the transaction given the apartment and for which it can be assumed to have affected the trade;
2) before the transaction the seller has failed to point to the buyer information from homes, that his information on the State of the housing market (130/2001) of the Council regulation, would have had to give, and neglect can be expected to have affected the trade; (7 October 2005/795) 3) seller is otherwise before the transaction information to the buyer on a failed to address a specific issue, that his apartment to have to assume that they knew and the buyer reasonably could expect in the information, and can be expected to have affected the trade; or 4) by a person who is not given to the buyer the necessary specific information for homeowners on the use or maintenance of, or material or equipment is given to these aspects of the incorrect or misleading information.
The provisions of paragraph 1 shall apply to the error of 1 – under the conditions laid down in paragraph 3 also, if the seller has given homeowners the environment or the area of the services of the incorrect or misleading information or failed to address the use of the information, or the value of the apartment.
The provisions of paragraph 1 shall also apply to the error, if the seller is after the sale before the apartment management to release given or withheld information, so that this can be expected to have affected the buyer's decision making process.
The seller's liability for the non-submission of data or give himself shall apply by analogy to what article 27 of Chapter 6.

section 16 of the Home Inspection prior to the sale, the buyer may not be a mistake to rely on point, from which he must assume to have been unaware of the trade.
If the apartment is ready, the sale shall be applied, what, Chapter 6, article 12 and 19.

the date and subject to section 17 of the dominant role of the guarantee on the basis of the inaccuracy of the dwelling must be assessed, what kind of housing is the responsibility of the risk of migrating from the buyer. The seller is responsible for the error, which you have been at this period of time, even if an error occur only later. If the apartment is getting worse after the risk to the buyer, the apartment is considered to be an error, if the deterioration is due to the seller's breach of contract.
If the seller is a similar commitment by the warranty or assumes responsibility for the apartment, part of it, or as to the suitability of the device or other property for a specified period, in an apartment, its part or device shall be deemed to be an error, if the apartment, its part or appliance for the purposes of the undertaking with respect to deteriorate during this period. Liability does not, however, arise if the seller may it is made plausible that the deterioration of the item is because of an accident, an apartment, a section, or the improper handling of the device or any other cause on customer's side.
If the guarantee or other undertaking referred to in paragraph 2 is made by someone other than the seller on behalf of the seller, or at an earlier sale of the apartment, its part or the device will be considered in that case also, the conditions laid down in paragraph 2 of the error. The seller does not respond on the basis of the level of the undertaking of the earlier sales of the error, which he would not otherwise under this law would be responsible for that matter, if the seller to the buyer with a clear way to demonstrate before the transaction.

17 (a) of section (7 October 2005/795) information on the guarantee the guarantee is clearly indicate: 1) the contents of the guarantee as well as the fact that in accordance with the laws of the purchaser's rights and that the guarantee of these rights is not restricted;
2. the period of validity of the warranty, and)-area, as well as other information necessary for the presentation of the warranty requirements.
At the request of the purchaser, the guarantee shall be made in writing or by electronic means, in such a way that the information could not be unilaterally changed, and that they are available to the buyer.
The purchaser shall have the right to invoke the warranty, even if it does not meet the requirements laid down in this article.

The penalties section 18 of the new home of the error (17.10.1997/941), the seller shall be the annual inspection Annual inspection, which States the apartments and the errors in other parts of the property. The annual audit shall be transmitted not earlier than 12 months, and in no case later than 15 months after the date when the construction has been approved by the building authority or more built into apartments. The seller shall be informed of the date of the annual inspection of the buyer, the apartment community and the chapter 2, section 19, Chapter 4, section 3 (a), or of the person giving the security referred to in at least one month before the date of its submission. The collateral provider's representative shall have the right to be present at the annual inspection. (7 October 2005/795)
The seller must produce an annual audit of the Protocol, which shall be entered in the buyer's and the residential community as well as the verification of any gross errors in the errors. The buyer, the apartment community and the chapter 2, section 19, Chapter 4, section 3 (a), or of the person giving the security referred to in the Protocol and is to be given an opportunity to inspect the put it on the comments within a reasonable period of at least one period of three weeks from the notification of the Protocol. (7 October 2005/795)
If the annual inspection will not be delivered within the timeframe laid down in paragraph 1, the collateral is the right to organize the annual inspection at the expense of the seller. Paragraphs 1 and 2 of the annual audit of the seller's obligations under, this applies, mutatis mutandis, in respect of the collateral provider.

18 (a) of section (7 October 2005/795), part of the property belonging to the community of housing kunnossapitovastuulle Error if an error occurs in the kunnossapitovastuulle property in the residential community, the Community shall have the right to appeal to the buyer instead of an error. The Community shall apply in this case, what is 19, 20, 22 – 24 and 26 of the buyer.
The purchaser shall, however, have the right to require the correction of the error referred to in subparagraph (1) or any other error in the penalties until the apartment community is the selected article 23 of Chapter 2 of the meaning of the Government. Even after the transfer of the administration of the President of the power has shifted to the community, the purchaser shall have the right to reimbursement of the expenses he has incurred as a result of an error made on the measures to be taken. The provisions of this subsection shall not apply to an apartment in fractional ownership in the community, buyers get a free buyer.
If the apartment right laid down in paragraph 1, the community does not use, the purchaser shall have the right to appeal to the kind of misconduct that has a direct adverse effect on the buyer's control.

18 (b) of section (7 October 2005/795) residential community on behalf of the purchaser the right to require the correction of an error in the housing, the community has the right to ask the buyer a right, that occurs in the part of the property, the buyer's kunnossapitovastuulle if error correction is necessary.

Article 19 an error message if the buyer is not in the context of the annual audit or otherwise, prior to section 18 of the expiry of the period referred to in paragraph 2 of the report an error, even though he should have detected an error in the latest annual check-up, he loses the right to rely on the error.
If an error occurs, which the buyer could not be found, or prior to the annual examination, he loses the right to rely on the error, unless they report a bug and the claims within a reasonable time after he has discovered the flaw, or should have been discovered. (7 October 2005/795)
For the purpose of assessing when the error is detected or it should have been detected, a key must be kept up to date on which the buyer has made or should have come to find out the significance of the error.
The error message must be made to the seller, or the construction or repair of an apartment, which is building the basis of the agreement or other commitment on behalf of the seller shall be obliged to respond to the correction of an error.

section 20 of the exceptions on the impact of the failure of the error message the buyer gets a notwithstanding the provisions of article 19, to invoke an error if:

1) a seller or someone on his side or some gross negligence and arvottomasti;
2) error is based on the fact that the housing does not meet the requirements, which it is set, in order to protect the health or property of the provisions adopted or standards; or 3) error is based on the fact that the characteristics of the risk to the health or otherwise of an apartment property.

Article 21 the right to withhold payment the purchaser shall have the right to withhold payment of the apartment, on the basis of an error in the remainder of the purchase price. The buyer does not, however, be allowed to withhold an amount of money, which obviously goes beyond the requirements, on the basis of the rights that he or she has the error.

section 22 of the seller's obligation to correct the error, the buyer has the right to require that the error will be corrected, or otherwise be corrected without cost. The seller shall have the right to fight, if adjusting the cost of failure would be disproportionately large compared to the significance of the error for the buyer.
If error correction would result in the community to the rest of the shareholder or member of the harm, which is disproportionately large compared to the significance of the error for the buyer or the housing for the community, an adjustment will require the consent of such a shareholder or member. If error correction would cause such harm to the common areas of the building, the adjustment will require the consent of the housing community. (7 October 2005/795) 3 L:lla 7 October 2005/795 is repealed.

section 23 of the seller the right to rectify any error even if the buyer does not require error correction, the seller may, at its own expense to run such an adjustment, if he indicated an error without delay by the buyer will have to make the correction, the buyer may refuse to it. If it would cause him major inconvenience, a reduction in the value of the dwelling or the fact that the cost of replacing him, or if the refusal is not a special reason. The residential community and the rest of the agreement shall be subject to the shareholder or member, what the Act provides. (7 October 2005/795)
The seller is not allowed to rely on the fact that he is not referred to in subparagraph (1) had the opportunity to rectify the error, if the buyer is a korjauttanut error and, in the circumstances, could reasonably be required, that the buyer would not have to wait for the adjustment to the seller's side.

section 24, the date of the adjustment Error adjustment must be carried out within a reasonable time after the buyer has reported an error. Before the annual inspection, however, put off the task of correcting an error can be detected immediately after the adjournment of the annual audit, if the buyer is negligible, and anyway there are special reasons, which is why the repair should take in the past.
The buyer may make the seller a reasonable time limit within which the remedy should take. When there is an error in question, the seller has the right to defer to, the year after the inspection, the buyer can set a time limit referred to above, no earlier than one year after the annual inspection, not later than at the time of the examination, or should have been delivered.
If the seller does not, within the time limit laid down in accordance with paragraph 2, have taken effective measures to correct the error, even though he is obliged to fix an error, the buyer has the right to carry out the adjustment on the other and require a replacement under article 26.

section 25 of the price cut and the demolition of the trade because of an error Unless error correction is out of the question, or in the absence of an adjustment or where there are serious reasons to believe that this kind of adjustment to come to carry out within the time required under section 24, the buyer will receive: 1) require the error function or otherwise in relation to the error in the amount of a reasonable price reduction; or 2) unpack the trade, if a breach of contract is essential.
If the error is not corrected, and not an error in fractional ownership of the dwelling is not such that would justify the buyer to dismantle Commerce, the buyer has the right to a deduction instead of getting just compensation for the damage caused by an error. (7 October 2005/795)
The purchaser shall have the right to be in the form of a reduced price for the price range of the market interest rate Act (633/1982) in accordance with the first subparagraph of article 3(2) of the interest from the date on which the seller has received the purchase price. (7 October 2005/795) section 26 of the liability due to an error the purchaser shall have the right to compensation for the damage he suffers from an apartment because of an error. Article 11: the damage referred to in subsection 9(3) of the indirect contact, however, is required to pay only in the event of an error, or damage due to negligence on his side.
The right to compensation in accordance with this article, including error of the damage suffered by the property to the buyer. The seller does not, however, under this section is not liable to: 1. the material used for the construction or renovation), the rest of the building or dwelling in a device error induced by the tarpeistoon personal injury caused by the negligence of the seller, unless the injury;
2. the material used for the construction or renovation), or other damage resulting from the error object to the building of the ingredient, if the crime is directed against the rest of the property as a residence, or in the main to the private use of the injury attributable to the negligence of the seller, expedient and not on the side; and 3 a device error from tarpeistoon) the apartment object damage, if the crime is directed against the use of the property, which has no direct connection to the device and that the injury caused by the negligence of the seller's side.
If someone other than the seller is committed to correct the error or to respond to an apartment in the apartment or in the quality of the seller of the equipment, the claim shall be obliged to reimburse to the buyer the non-compliance to the undertaking of further injury to the basis of the criteria laid down in this article.
Similar to the right to compensation as the purchaser is a member of his family, who is suffering from an injury, as well as because of an error in any other culture, which suffers an injury or because of the adjustment.

Other errors in a new apartment in the trade Trade in article 27 of the Financial error is an economic error, if the seller before the transaction is: 1) given to the buyer of the incorrect or misleading information relating to the use of the apartment ownership or financial obligations or liabilities of the company, such as at a share of the company's shares sold part of the future or a creditor, or a residential community on the economic state, and it can be assumed to have affected the trade;
2) failed to address the purchaser referred to in paragraph 1 of point a, the information which he, according to the regulation on housing market information would have been required to provide, and neglect can be expected to have affected the trade; or 3) otherwise failed to the buyer the information referred to in paragraph 1, the fact that he must assume to have been unaware of and which the buyer reasonably could expect in the information, and can be expected to have affected the trade.
Trade in is an economic error, too, if the financial condition of a residential community, to which the provisions of Chapter 2 of this law shall apply, at the end of the construction phase is weaker than the current economic plan calls for. (7 October 2005/795)
If there is an economic error, shall apply to trade in, what is provided for in article 19, as well as 21, 25 and 26. The buyer shall not be invoked to service economic misconduct, unless he renounces its claim to the seller within a reasonable time after he has discovered the flaw, or should have noticed it. The buyer's failure, however, is not such an effect, if the seller or anyone on his side of the gross negligence or some and arvottomasti. (7 October 2005/795), section 28, an error of law in the legal error, if a third party owns it or part of it, or if the third party is the lien or other right or agreement that the buyer must be received by a third party acting on the right of trade and within the limits of the target. The buyer can claim the sanctions arising from the legal error, even when a third party claims that he or she has the right to, and the claim is likely to be.
The buyer is not allowed to invoke an error please notify the seller, unless he and the claims within a reasonable time after he has discovered the flaw, or should have noticed it. The buyer's failure, however, is not such an effect, if the seller or anyone on his side of the gross negligence or some and arvottomasti. Article 19 and article 21 shall also apply to the trade in is an error of law. (7 October 2005/795)
Subject to the seller without delay to ensure that the right of a third party or an error otherwise corrected, the buyer has the right to cancel the sale or, if the error is not material, require the corresponding price reduction.
If there was an error of law in early trading at the time, the buyer has the right to compensation, unless he didn't know and he should not have been aware of the error. If the error is incurred after the sale, the buyer has the right to claim damages, unless the seller can demonstrate that an error or damage due to his scheme.

The obligations of the buyer and the buyer's breach of contract penalties for trade in the new article 29 of the purchase price of the dwelling time of payment and the period of validity of the retention of title condition


Unless otherwise agreed, the buyer shall pay the purchase price at the same time as the housing management, as well as the stock book, or any other right of ownership or possession of the dwelling, a document will be handed over to him. The purchase price and not the change from work to charge the consideration is to be paid when the work is completed.
If the purchase price to be paid by one of the agreed to repay the purchase price prior to the release of the housing management, advance sum must not be so large that they are disproportionate to the value of the items the seller payment due dates.
The purchase price shall be due on the payment of at least 10% until the buyer has had a reasonable opportunity to inspect the apartment and the apartment management will be handed over to the buyer. Part of the purchase price agreed between the parties, in the amount of at least two percent, must be paid by depositing it on behalf of the seller of the seller to choose the Bank. If the purchase price of the apartment is less than 70% of the price of the purchase price is considered the Corporation company, for the purpose of calculating the amount of the purchase price for the items mentioned, which is responsible for 70% of the price of the sold Housing Corporation company. The seller must not raise the deposited amount and the accrued interest on bank deposits for the possibly no earlier than one month after the control has been handed over to the buyer, the apartment, unless the buyer the right to use in accordance with article 21 of the Forbes cost and deny Bank to hand over a deposit or part of it to the seller. (7 October 2005/795)
The agreement, according to which the seller the purchase price claims in order to protect the ownership of the trade itself or gets to the lien of the purchase price claim as collateral, it is valid for a period of up to, until, when the buyer is a part of the purchase price referred to in paragraph 3 of the deposit to the Bank and paid for the rest of the part of the seller.

section 30 (7 October 2005/795) in terms of the cost increase If residential apartment for sale in the community, subject to the provisions of Chapter 2, or is subject to the condition of the economic plan, according to which the seller has the right to increase the purchase price of the conditions laid down in the agreement, shall be null and void. Amending the plan provided for in Chapter 2 of the 8 and 9.
When selling the apartment from the rest of the housing price increases in the community-building stage of the condition is valid, if the increase is based on a change in the law: 1), the Authority's decision or construction work in coping with unforeseeable circumstances and force majeure resulting from the increase in construction costs, on the basis of which the seller is liable to pay under the contract relating to the construction of an elevated price.
2 the value of the change in the law allowed money) to take into account, on the basis of which, according to the terms of the agreement for the construction of the seller is obliged to pay an increased price; a change in the law, or 3), or any other costs deriving from an increase in the Authority's decision that the seller could not reasonably be required to have taken into account the time of conclusion of the contract and the consequences of which he is also reasonably could have avoided or overcome.
The price increase and its base shall inform the buyer without delay.

Article 31 of the clarification of the details of the apartment If the buyer of the contract according to the number of specified one of the dwelling or its equipment in the property, but he did not do it at the agreed time or within a reasonable period of time after the seller has it asked, seller may specify these properties, as it can be assumed to be in the interest of the purchaser.
The seller shall inform the buyer, for clearing that up and make the buyer a reasonable period of time within which this can change the points. If the buyer does not, within the time limit set out to change the clarification, it becomes binding.

32 section cancellation of sale if the buyer breaches the contract by canceling homeowners to trade before the apartment is handed over to the management of the buyer, the seller shall be entitled to compensation for the damage caused to him according to article 35.

Article 33 the interest rate if the buyer does not pay the purchase price of the lot in good time, the seller shall be, when the trade is cancelled or terminated, the legal interest rate in accordance with the Act (633/1982).

Article 34 the seller's right to cancel the purchase by the seller as a result of this delay of payment by the buyer not to trade, if the breach of contract is essential.
If the seller has set buyer payment for the additional time, which is not an unreasonably short, the seller may declare the contract avoided as, subject to the payment of the additional period of time. Within a further period set by the seller, the buyer may not reverse engineer, decompile, trade only to announce that he will complete the payment within this time period.
The seller shall not be unloaded in the trade as a result of this delay of payment by the buyer, after the stock or other ownership or possession of an apartment right in the case has been handed over to the buyer, nor after the apartment has been handed over to the management of the buyer, unless subject to a retention of title condition.
The seller shall not be unloaded in the trade as a result of this delay of payment by the buyer, after the delayed payment, with interest, has been completed.

Article 35 the seller's right to compensation if the seller as a result of this delay of payment by the buyer or the contract avoided if buyer cancel the trade in accordance with article 32, the seller shall be entitled to compensation for the costs incurred as well as the sale of the apartment again of the specific costs to be incurred by him for the fulfilment and the conclusion of the agreement and that he will most likely not be able to benefit in some other way. The rest of the damage, seller shall have the right to receive compensation, which is reasonable, taking into account the agreed price, the timing of the withdrawal agreement or, as well as other factors.
The seller shall not, however, have the right to compensation, if the buyer's payment of the relevant provision of the laws of finance or trade for withdrawal, general traffic, or in the cannot notify aborted, or any other payments similar to the barrier, which the buyer could not reasonably be able to avoid or overcome.
The agreement, according to which the buyer to pay the compensation as a percentage of the purchase price or a specific date is determined by the size of the rest of the standard criteria in accordance with an agreement, is valid if the compensation is reasonable, having regard to the dissolution of the agreement or of the withdrawal of the provisions of this article in General, damage to and.
Damages up to the mediation provided for in section 38.

Other provisions in the new home store, section 36 (7 October 2005/795) additional provisions for dissolution of trade if the trade or the buyer to cancel the transaction, the seller shall reimburse the purchase price. In the case of trade, the price to be paid by the seller, in addition to the range of the trading interest is interest rates referred to in subsection 2 of section 3 of the interest rate, from the date on which he received the payment. If the buyer has got an apartment or section 4 of this chapter, the documents referred to in the third paragraph, he must hand over the back to the seller.
If the trade will be unloaded after the apartment has been handed over to the management of the buyer, and the buyer has received a significant revenue or profits from the apartment, he has to be carried out for the seller. The buyer cancels the trade has to be taken into account when determining the compensation for the damage, the reason for the landing in the breach of contract caused by the buyer, as well as other factors.
If the buyer has put the cost of housing is necessary or useful, to be carried out by the seller to the buyer is the termination of a reasonable compensation.

the deterioration of the condition of the article 37 and the buyer's right if the apartment is on the buyer to management during degraded more than what may be considered to be a normal kulumisena or if the housing is damaged during this period and this is due to the negligence of the buyer's side, the buyer shall not be unloaded in the trade unless he replaces one of the reasons mentioned due to a reduction in the value of the seller.

38 on the basis of a breach of the contract to section out the conciliation of damages compensation may be adjusted if it is excessive, having regard to the reason for the breach of the contract, the other party a copy of any contribution to the injury suffered, assets, the purchase price of the dwelling, the party's possibilities to foresee and prevent the damage that caused the damage, as well as other factors.
Damages, which the buyer shall be carried out pursuant to article 35, may be adjusted, in particular, if the withdrawal is due to late payments or payment difficulties, which the buyer has had the illness, unemployment or other special reasons, mainly omatta syyttään.

39 section (7 October 2005/795), section 39 is repealed by L:lla on 7 October 2005/795.

actions for compensation for damage § 40 of the time, in some cases, the provisions of this chapter, on the basis of: 1 the construction of the material used for the construction or repair) or by the rest of the building, the main ingredient in a private residence or an error to the expedient of object damage; or 2 a device error induced by the tarpeistoon) home to the device in the immediate context of the use of the property item of damage, must be raised within three years from the date of the occurrence of the damage and the compensation for the demanding became aware of korvausvelvollisesta. The application must, however, be brought within ten years from the time when the damage to the material, material liable to fell a part or appliance put on the market.

Article 41 relationship with other provisions of this chapter, the liability provisions are without prejudice to the right to claim compensation for the injury suffered by the damages Act (412/74), according to the German product liability Act (694/90) or any other law.
Chapter 5 miscellaneous provisions on the liability of the vendor and the vendor's first home device article 1 of the agreement on the construction of the housing community, entitled to rely on the


The apartment community is entitled to rely on the content of the agreement on the construction of a building or repair, even if it is not a party to this agreement, and even if the community governing body is before the transition to the administration of the community, the community approved the agreement to derogate from the community to the detriment of the shares to buyers.

2. The right to compensation pursuant to the provisions of section yhteisöoikeudellisten of the housing or the community and its shareholder's right to demand compensation under the provisions of yhteisöoikeudellisten shall not preclude a claim for the performance of the procedure, before the transition to the administration of the community contributions to the community, by the community, or that the buyers of the administrative body is the transition from before that the Administration granted discharge.

section 3 of the liability of the seller to the purchaser of the dwelling of the first error will make it difficult for homeowners to the purchaser shall have the right to invoke the provisions of Chapter 4 of the apartment error in Chapter 4, section 1 of the seller within the meaning of the apartment (the apartment the first seller), even if he would have bought an apartment from a third person.
The buyer does not have such a right in respect of an error: 1), which is independent of the first seller of the dwelling after, when he handed over to the homeowners;
2) to the extent that homeowners first contact the owner of the apartment has already been compensated for by an earlier error, or housing for the community; (7 October 2005/795) 3) if the owner of the apartment the previous failure is not an error to Chapter 4, 19 and 20 of the appeal; and 4) to the extent that the claim relates to a price reduction or repayment of the purchase price and exceeds the amount of the seller's own party, what homeowners would have been the first claim on the same basis.

section 4 of the error message, the buyer loses the right to claim under paragraph 3 of the report, unless he renounces its claim to the home of the first seller within a reasonable time after he has determined the flaw, or should have been discovered, and when he had at the time of the presentation of information necessary to claim the first seller of the dwelling. (7 October 2005/795)
The buyer shall not, however, without prejudice to paragraph 1, to invoke an error, if: 1) to the home of the first contact, which the charge, gross negligence, or in a dishonourable and arvottomasti;
2) error is based on the fact that the housing does not meet the requirements, which it is set, in order to protect the health or property of the provisions adopted or standards; or 3) error is based on the fact that the characteristics of the risk to the health or property of the dwelling.

5 section (7 October 2005/795), the period of validity of the guarantee for the benefit of a subsequent purchaser for this Act, Chapter 2, 17, 18, 19, or (b) of article 19 (c), or section 3 of Chapter 3 or 4, (a) in accordance with the guarantee shall also be valid for the benefit of the buyer, which in accordance with the law during the period of validity of the guarantee has bought an apartment from a third person.

section 6 of the Device vendor's liability to the purchaser of the dwelling if there is an error in the device, the home buyer is a consumer protection act, Chapter 5, section 31: n (16/94) on the basis of the requirements of the trader the right address error, which is supplied in the previous sales level of the device for resale or for the production of housing.
Home buyer, however, is not the right referred to in subparagraph (1), if the owner of the apartment there is an error message for the earlier failure to rely on an error. The failure of the first seller of the dwelling shall be without prejudice to a subsequent buyer's right to appeal to an error.

in view of the provisions of Chapter 7 of the Agreement, which limits the housing to the community or to the rights of the consumer under this chapter, shall be null and void.
Chapter 6 General provisions section 1 of the home trade (7 October 2005/795), the scope of the Chapter, the provisions of this chapter shall apply where: 1) home for sale when it is used; or 2) other than a trader sells an apartment for the first time after the construction of the new building or new construction, comparable to the repair.
It used to buy an apartment in perustajaosakkaalta, the right to housing on the basis of the requirements in accordance with the provisions of Chapter 4 of the error. Home buyer who has bought from a non-perustajaosakkaalta the right to make demands of homeowners in Chapter 5 to the first salesperson.

the option to derogate from the provisions of Chapter 2 of the contract terms, if the seller is a trader and the buyer is a consumer, the option that is different from the provisions of this chapter, to the detriment of the buyer, shall be null and void, unless otherwise provided for below.
If the seller is a non-trader, provisions may be derogated from by agreement written protocols. However, if the buyer is a consumer: 1) the buyer is to undermine what it is 8-10 and, according to article 25; as well as 2) from 14 to 17 of the buyer, in accordance with article 20 and 21 of the rights can be limited only with respect to the issues identified in the agreement.

section 3 of the Properties of the objects belonging to the trade equipment in the normal tarpeistoon of the dwelling and other objects that are in the apartment the buyer in the presentation are included in the trade, the absence of agreement to the contrary.

Management and disposal of documents, cost-sharing and risk the responsibility for trade used in section 4 of the Housing Management and housing stock transfer or other document, the seller must deliver to the buyer of an apartment or other housing management, as well as stock ownership or control in the case of the appointed time. The absence of agreement to the contrary, the documents referred to above shall be handed over at the same time as an apartment manager.
The seller, however, is not obliged to hand over the management of the apartment and does not issue the documents referred to in paragraph 1 before the buyer pays the purchase price, unless it is agreed that the purchase price or part of it is due to be paid until later.

section 5 of the apartment costs unless otherwise agreed, the seller is responsible for: 1) the remuneration paid to a regular company and other equivalent housing community in terms of payments on the apartment at the time of the release of the previous management, 2) from other homeowners in the care, maintenance or improvement of the costs of the management of the transfer of the dwelling of the effects of a previous time when the issue is asset-based liquid cost, or that arise prior to the release of the housing management, when it is any other expenditure of bodies governed by public law, as well as 3) housing payments, for which the obligation to pay arises before the release of the housing management.
If the delay in the disposal of the buyer's side of the apartment management reasons, the buyer shall, however, meet the costs referred to in subparagraph (1) from the time of the supply under the agreement would have to take place.
If the apartment already trade, it is the buyer's responsibility to manage expenditure referred to in this article is transferred to the buyer at the time of the trade, unless otherwise agreed.
The liability of the company for the payment of the consideration of a new shareholder in the housing stock to the company provides for the housing companies act.
The buyer from the obligation to carry out the typical amounts provided for varainsiirtoverolaissa. (7 October 2005/795), section 6 (7 October 2005/795), section 6, is repealed by the L:lla 7 October 2005/795.

the seller shall be the responsibility of the risk of danger, paragraph 7, of the responsibility for the fact that the apartment is destroyed or damaged the buyer reason before it will be handed over to the management of the buyer. If the transfer is delayed because of the risk of the buyer's side of the issue, the responsibility for ensuring that the apartment is destroyed or damaged, however, the buyer of the seller's fault, since the management of the supply under the agreement would have to take place.
If the apartment already trade, it is the responsibility of the management of the risk of the buyer, the apartment is transferred to the buyer at the time of the trade.
If the risk is a buyer and a seller independent of the housing is destroyed or damaged, the buyer shall pay the purchase price in spite of this.

Sanctions in the trade trade item delay home section 8 the right to withhold payment if the dwelling or a share of the book, or any other right of ownership or possession of the dwelling shall be disclosed by the seller as a result of this delay at the time of the purchase price or part of it under the agreement is due for payment, the purchaser shall have the right to withhold payment until the supply takes place. After this period the purchaser shall have the right to withhold payment of any part of the purchase price, which is necessary to guarantee the claim for damages is based on the seller's delay.
If any part of the purchase price is due for payment under the contract at a given point in time, before the documents referred to in subparagraph (1) of the dwelling or the management of the release, but there is a justified reason to believe that the transfer will be delayed, the buyer has the right to withhold the payment of the purchase price, until the seller may the probability that he will be able to fulfil the contract in a timely manner.

under section 9 of the Trade and compensation If the seller does not give up a good time for homeowners to control or section 4 of the documents referred to in subsection (1), the buyer has the right to: 1) to cancel the purchase, if the delay is caused by the unloading him major inconvenience, or not to be considered to be unreasonable; as well as 2) to compensation, unless the seller can demonstrate that the delay or damage due to negligence on his side.
If you are a trader, the purchaser shall, however, have the right to cancel the purchase and receive compensation under Chapter 4 of the 8 and the basis of the criteria laid down in article 11.
The buyer shall not be unloaded in the trade of the seller as a result of this delay, after an apartment manager and section 4 of the documents referred to in paragraph 1 has been released.

section 10 of the


As a result of this delay If the unloading of the estimated there are serious reasons to believe that the decoding of the passivity of the finance is going to happen, the buyer may declare the contract avoided, even before the time of the performance of the contract agreement is at hand.

Home section 11 of the general provision of the error is an error, if an error in an apartment: 1) it does not correspond to what can be seen as an agreed;
2) it is not responsible for the information, that the seller is before the transaction given the apartment and for which it can be assumed to have affected the trade;
3) seller is before the transaction information to the buyer on a failed to address a specific issue, that his apartment to have to assume that they knew and the buyer reasonably could expect in the information, taking into account his chances to detect such fact in the case referred to in article 12 of the inspection, the establishment of the buyer the seller's awareness of the housing requirements, as well as other factors, and neglect can be expected to have affected the trade; or 4) it is a condition of the property, or other characteristics of the equipment, significantly worse than the buyer has had a reasonable topic requires taking into account the price of the apartment, its age, in the usual level of equipment, General requirements for a reasonable level of housing, as well as other factors.
The provisions of paragraph 1 shall apply to the error of 2 and under the conditions laid down in paragraph 3, also, if the seller has given homeowners the environment or the area of the services of the incorrect or misleading information or failed to provide information on the use or value of, the apartment.
If you are a trader, the apartment is in error as well, if the seller is before the transaction information on a failed buyer apartments, which he, according to the marketing information on the regulation of housing would have been required to provide, and neglect can be expected to have affected the trade.

Article 12 of the preliminary examination, the buyer of an apartment may not be a mistake to rely on point, from which he must assume to have been unaware of the trade.
If the buyer is before the transaction reviewed for homeowners or without acceptable reason failed to use the opportunity offered by the seller's home inspection, he may not be a mistake to rely on fact that he should have been detected during the inspection.
The buyer will not without the seller's request, or other special need not be obliged to check the accuracy of the information provided by the seller of the apartment and to extend the home inspection, examination of which requires special technical measures or other non-routine arrangements.
What is 1 and (2) shall not apply, if the buyer is not at the time be required to include the trading of the importance or if he or she is entitled to assume that it should be adjusted before the apartment manager. Those provisions do not apply either, if the seller has acted with gross negligence, or in a dishonourable and arvottomasti, nor, as far as paragraph 19 of this chapter to change is due.

section 13, Chapter 4, point out the existence of a dominant position in the time article to point out the dominant position of the 17 date, in accordance with the provisions of this chapter shall also apply to the evaluation of the error.

Section 14 of the home and the penalties of an error (7 October 2005/795), an error message, the buyer is not allowed to rely on the error, unless he renounces its claim to the report a bug to the seller within a reasonable time after he has determined the flaw, or should have been discovered. For the purpose of assessing when the error is detected or it should have been detected, a key must be kept up to date on which the buyer has made or should have come to find out the significance of the error.
Unless the buyer and the seller are based on report error claims within two years of the dwelling has been handed over to him, he loses the right to rely on it. If the apartment is already trading at the buyer's control, the two-year period shall begin to run from the date of the transaction. The provisions of this subsection shall not apply if the seller is a trader.
The buyer may, without prejudice to the provisions of paragraph 1 and 2 rely on the error, if the seller has acted with gross negligence or some and arvottomasti.

section 15 the right to withhold payment on the basis of the purchaser's right to withhold payment of the apartment of the error to the remainder of the purchase price. The buyer does not, however, be allowed to withhold an amount of money, which obviously goes beyond the requirements, on the basis of the rights that he or she has the error.

section 16 (7 October 2005/795), the price and the buyer has the right to trade the demolition due to an error the error in relation to the same or an error in the amount of a reasonable price reduction. The purchaser shall have the right to be in the form of a reduced price for the price range of the market interest rates in accordance with the first subparagraph of article 3(2) of the interest from the date on which the seller has received the purchase price.
Fractional ownership of the dwelling place of the buyer's right to compensation for damage caused by an error in the price discount provided for in Chapter 4, section 25 of the Act.
The buyer has the right to cancel the purchase if the error caused him major inconvenience and does not change the penalty cannot be regarded as reasonable.
If you are a trader, buyer has the right to cancel the purchase, Chapter 4, of the conditions laid down in article 25.

section 17 of the damages due to an error the purchaser shall have the right to compensation for the damage he suffers from an apartment because of an error, unless the seller can demonstrate that the error due to the negligence of his side.
If you are a trader, the buyer has the right to compensation, Chapter 4, section 26, of the basis of the criteria laid down in paragraph 1 and 2.

section 18 (7 October 2005/795) to the liability of the Supplier of the repair and restoration work in the apartment if the seller is a trader and the seller has done or carried out prior to the housing correction or improvement works, the purchaser shall have the right to claim these at work to occur an error to be corrected and the seller has the right to correct the error, as in Chapter 4, 22-24.
If you are a trader and seller to perform the buyer's order to housing repair and improvement works, shall be valid for a period of what some of the kuluttajasopimuksista provided for in article 8.

Article 19 of the status of each of the parties of the buyer, after the floppy if the buyer relies on the fact that the seller has not fulfilled the obligation referred to in article 11 and the buyer, in turn, is guilty of negligence or other negligence in the case referred to in article 12 of the homeowners in the inspection, the buyer may, without prejudice to the provisions of article 12 in relation to the reasonable demand conditions in the price reduction.

Other errors in the home trade, section 20 (7 October 2005/795) Economic error to trade in is an economic error, if: 1) to the seller before the transaction is delivered to the buyer of the incorrect or misleading information relating to the use of the apartment ownership or financial obligations or liabilities of the company, as part of the consideration of the contribution of the company's shares sold or a creditor, or a residential community on the economic state, and it can be assumed to have affected the trade;
2) seller before the transaction has failed, the buyer of the information referred to in paragraph 1, from which he must assume to have been unaware of and which the buyer reasonably could expect in the information, taking into account his chances to get this issue out in the ordinary course of trade in the preceding report on the hiring process, as well as other factors, and neglect can be expected to have affected the trade; or 3) owning or using the financial obligations of the dwelling or the liabilities are in an apartment or in other parts of the property after the sale due to an unexpected failure or due to lack of proven to be significantly larger than the buyer has been well-founded.
If you are a trader, trading in the provisions of paragraph 2 of article 1, irrespective of the financial error always, if the seller has failed to point a, subsection 1, of the information referred to in paragraph 1 which he housing market, according to information on the State of the Council of the regulation would have been required to provide, and neglect can be expected to have affected the trade.
If you trade in an economic error, an error in this chapter shall apply.

section 21 of an error of law in the legal error, if a third party owns it or part of it, or if the third party is the lien or other right or agreement that the buyer must be received by a third party acting on the right of trade and within the limits of the target. The buyer can claim the sanctions arising from the legal error, even when a third party claims that he or she has the right to, and the claim is likely to be.
Subject to the seller without delay to ensure that the right of a third party ceases to exist, the buyer has the right to cancel the sale or, if the error is not material, require the corresponding price reduction. Article 14 (1) and (3) provides for the error message, as well as article 15 on the right to withhold payment, also apply in the case of trade in is an error of law.
If there was an error of law in early trading at the time, the buyer has the right to compensation, unless he didn't know and he should not have been aware of the error. If the error is incurred after the sale, the buyer has the right to claim damages, unless the seller can demonstrate that an error or damage due to his scheme.

The obligations of the buyer and the buyer's contract penalties in the home section 22 of the Trade in trade and payment of the price


Unless otherwise agreed, the purchaser shall, upon receipt of a reasonable opportunity to inspect the apartment and share a book or other home ownership or control, to pay the purchase price at the same time, when the documents are handed over to him the apartment management and.

pursuant to article 23 of the interest if the buyer does not pay the purchase price or any part of it, on time, the seller shall be entitled to interest in accordance with the interest Act.

section 24 of the seller the right to cancel the purchase by the seller as a result of this delay of payment by the buyer not to trade, if the breach of contract is essential.
If the seller has set buyer payment for the additional time, which is not an unreasonably short, the seller may declare the contract avoided as, subject to the payment of the additional period of time. Within a further period set by the seller, the buyer may not reverse engineer, decompile, trade only to announce that he will complete the payment within this time period.
The seller shall not be unloaded in the trade as a result of this delay of payment by the buyer, after the stock or other ownership or possession of an apartment right in the case has been handed over to the buyer.
The seller shall not be unloaded in the trade as a result of this delay of payment by the buyer, after the delayed payment, with interest, has been completed.

section 25 of the seller's right to claim damages, the seller shall be entitled to compensation for the damage he suffers as a result of this delay of payment by the buyer, unless the buyer proves that the delay is due to the provision of the laws of the general traffic, or in the cannot notify aborted, or any other payments similar to the barrier, which the buyer could not reasonably be able to avoid or overcome.
If you are a trader and are bought by the consumer, the obligation of the buyer's claim for compensation is valid, what section 35 of Chapter 4. (7 October 2005/795), section 26, (7 October 2005/795) cancellation of sale if the seller is a trader and bought by the consumer, the withdrawal is valid, what provides in article 32 of Chapter 4. The buyer's liability in this case, the cancellation of trade is determined in accordance with section 35 of Chapter 4.

The other provisions of article 27 of the home trade (7 October 2005/795), the provisions of the liability of the seller, which the seller has held out to the information before the transaction or to deliver on the information also applies to when the information is given on behalf of the seller or is guilty of trading mediator worked as a real estate business, or other representative of the seller, and also when the information provided by the seller or his representative are contained in isännöitsijätodistukseen, or have otherwise come from its community representative , whose shares or other shares are traded.
Real estate agent liability provided for in the Act on real estate and rental apartments for root.
The representative of the community as referred to in paragraph 1 and the liability provided for in Chapter 7.

section 28 of the supplementary provisions for dissolution of trade if the trade or the buyer to cancel the transaction, the seller shall reimburse the purchase price. If the seller has to pay to the range of the trade, the interest rate on the trade price of the interest rates referred to in subsection 2 of section 3 of the interest rate, from the date on which he received the payment. If the buyer has got an apartment or section 4 of this chapter, the documents referred to in paragraph 1, he shall hand over the back to the seller. (7 October 2005/795)
If the trade will be unloaded after the apartment has been handed over to the management of the buyer, and the buyer has received a significant revenue or profits from the apartment, he has to be carried out for the seller. The buyer cancels the trade has to be taken into account when determining the compensation for the damage, the reason for the landing in the breach of contract caused by the buyer, as well as other factors. (7 October 2005/795)
If the buyer has put the cost of housing is necessary or useful, to be carried out by the seller to the buyer is the termination of a reasonable compensation.
If the condition is on the buyer to management during degraded more than what may be considered to be a normal kulumisena or if the housing is damaged during this period and this is due to the negligence of the buyer's side, the buyer shall not be unloaded in the trade unless he replaces one of the reasons mentioned due to a reduction in the value of the seller.

section 29 of chapter 38 of the conciliation of damages in section 4 provides for a compensation settlement, in accordance with the provisions of this chapter shall also apply to damages.
Chapter 7 miscellaneous provisions article 1 the seller's right of recourse against any recourse in the case of housing on the basis of the information provided by the representative of the community, If the liability of the seller is the victim of an error in a housing on the basis of the information that has been included by the seller to the buyer to submit to isännöitsijäntodistukseen or which, by the way, is derived from its representative in the community, which shares in the trade concerned, the seller shall be entitled to compensation for the damage suffered from a community or the person concerned, subject to this point, that the certificate or information have not been negligent.
If the seller or his representative, shall contribute to the information of the certificate or had been negligent in giving to the buyer, compensation may be adjusted depending on the circumstances, it is reasonable to as.

on the basis of the errors that occurred in the construction of section 2 of the recourse against the seller if the dwelling is a dwelling under this Act had responsibility for the error, which is caused by the construction or repair of any building or work, or to have been involved in the planning of having carried out the contractor or any other trader's error, the seller shall be entitled to compensation for the damage suffered from such an agreement, regardless of whether the seller in relation to him.
In the case of a construction material used in the construction of housing or repair the error, belonging to the seller shall be entitled to compensation for the damage suffered from a so far, respectively, which is manufactured by or maahantuonut an incorrect material or equipment, or when the error is caused by the procedure for the subsequent dealer, the dealer. If the home seller has had to replace the materials or equipment referred to above, the error caused by an object, the victim's right to compensation passes to the product liability Act (694/90) of the corresponding connection to the seller.
If more than one (1) or (2) the scope of responsibility by the person referred to in point has been the cause of an error, or suffered by the housing, it is the duty of each of the compensation order as in the circumstances it is reasonable.

As the home sales (7 October 2005/795) (2) (a) section (7 October 2005/795), the holder of a lien disclosure obligation and responsibility to What this law on the liability of the seller, does not apply to the holder of the Lien as a pawn in his purchase of an apartment.
The termination of a pledge holder shall inform the buyer prior to the trade, that the issue of the sale, and that the holder of a lien is a lien responsibility is based on the information that he has given, or that he would have been required to provide homes for the purchase. If the lien holder is a professional lender and information to consumers, is marketed as a housing units in addition to the valid information on the housing market, what the State Council regulation.
A lien holder shall be obliged to compensate the failure to fulfil the obligation referred to in paragraph 2, the damage suffered by the buyer. The same is valid if the lien holder has provided incorrect information to the buyer of the apartment or a fundamental data failed to given to the purchaser by means of affecting trade issue, that he must assume to have been unaware of and which the buyer reasonably could expect.

Section 3 of the arbitration procedure for disputes concerning the terms and conditions before the emergence of the dispute according to the criteria of the Treaty, the dispute between a seller or supplier and a consumer is to be resolved in arbitration, is not binding on the consumer.

section 4 (13 March 2009/141) the right to place the question of jurisdiction and the right to place the agreement lays down the code of Chapter 10.

Penalty provisions (7 October 2005/795) under section 5 (7 October 2005/795), a founding partner of Ostajansuojasäännösten breach of section 11 of Chapter 2, if: (1) or (2) in violation of a right to dispose of or pledge on residential management in Chapter 2 of the Community contribution, or fails to fulfil the obligations to supply information must be determined in accordance with article 15, he must condemn the violation of the ostajansuojasäännösten to a fine or imprisonment for a maximum period of one year, unless a more severe penalty provided for by law for an act elsewhere.
Ostajansuojasäännösten also condemned the violation of: 1), which provides the management of the community share of the consumer's purchase on residential qualifying before security documents referred to in Chapter 2 is released in accordance with the provisions of the chapter to retain;
2) that the share of the consumer market on residential management in Chapter 4, section 3 of the community formed the basis (a) contrary to the article, without the benefit of the community and the buyers that is set in accordance with Chapter 2, section 19, a security; or 3) trader who the public by marketing offers housing shares in the consumer.
What, under paragraph 3, shall not apply to the ryhmärakennuttajakonsulttiin, which markets the ryhmärakennuttamislaissa ryhmärakennuttamista the meaning of the consumer. (6.3.2015/191)

The provisions relating to collateral (7 October 2005/795), section 6 (30 November 2012/682), collateral competition and consumer policies must be drawn up, provided for in Chapter 2 and 4 of the building guarantees and in cooperation with the supervisory authorities to ensure that the guidance is before construction begins, that build or build their homes.

section 7 (17.1.2014/42) the inability of the Security Certificate of performance


Founding or other seller referred to in Chapter 4 is to ensure, that in the context of the final review of the building control authority of the certificate is provided in Chapter 2, section 19, Chapter 3 or 4, in accordance with paragraph (a) of the set of default security performance. The host or security documents, Chapter 4, section 3 (a) in the cases referred to in the collateral shall, on request, provide a certificate of guarantee. The certificate must indicate what the project of the construction certificate relates to what type of security has been given for the benefit of whom it is valid. Construction of the absence of the obligation to notify the supervisory authority of the certificate provided for in the competition and furnish to the land use and building Act (132/1999), article 153 (b).
Chapter 8 section 1 of the result of the entry into force of the äännös date of entry into force of this law shall enter into force on 1 September 1995. Chapter 2, section 19 shall, however, at the time of the entry into force of the decreed. (17.7.1995/979)
Before the entry into force of this law may be to take the measures needed to implement it.

the scope of the provision in article 2, the provisions of Chapter 2 of the Act does not apply in the case of the company's shares have been taken to provide housing for purchase prior to the entry into force of this law.
The provisions of Chapter 3 of the Act shall not apply until the entry into force of this law on the purchase quote or a down payment on the contract.
The law, the provisions of Chapter 4 and 6 shall not apply until the entry into force of this law.
Chapter 5, sections 3 and 4 shall not apply, if the requirement is, has sold the apartment prior to the entry into force of this law. Article 6 of the said chapter shall not apply to the buyer's request, which may be relied on by the Consumer Protection Act, Chapter 5, section 31 of the regulations, if the charge, was released from the device before the entry into force of this law.
The provisions of Chapter 7 of the law does not apply to the requirement that has arisen before the entry into force of this law.
THEY'RE 14/94, 24/94 acts TaVM entry into force and application in time: 17.7.1995/979: this law shall enter into force on 1 September 1995.
THEY'RE 18/95, 17.10.1997/941 TaVM 7/95: this law shall enter into force at the time of the decreed.
Chapter 2, 19, 20 (a) and article 19 (b) does not apply in the case of the company's shares have been taken to provide housing for purchase prior to the entry into force of the said articles. In Chapter 4, section 14 of the Act: (2) shall not apply if the claim is based on the fact that the error, has sold the apartment prior to the entry into force of this law.
THEY'RE 58/1997, YmVM 7/1997, on 6 April 2001, 114/1997/317 EV: this law shall enter into force on 1 June 2001.
THEY'RE 201/2000, YmVM 1/18/2001 2001, EV 7 October 2005/795: this law shall enter into force on 1 January 2006.
The provisions of Chapter 2 of the Act does not apply if the shares or units of housing in the community, or the housing has been taken to provide the community with more build-to-order flats the consumer's purchase before the entry into force of the law.
The provisions of Chapter 3 of the law does not apply to the entry into force of the laws on reserve before or on the purchase quote.
In Chapter 4, section 3 (a) of the law and the provisions of section 7 of Chapter 7 does not apply, if the building or more build-to-order flats the construction licence was granted before the entry into force of the law.
The law, the provisions of Chapter 4 to 6 shall not apply until the entry into force of the agreement on the law.
(2) (a) of Chapter 7 of the law, the provisions on the liability of the holder of a lien shall not apply to damage resulting from the entry into force of the law on the procedure for the holder of the lien before the.
THEY'RE 21/2005, TaVM 13/2005, EV 90/2005 13 March 2009/141: this law shall enter into force on 1 September 2009.
Before the date of the entry into force of the laws which have been in force at the time of entry into force of the law applies.
70/2008 16/2008, LaVM, EV 5/2009 22 December 2009/1401: this law shall enter into force on 1 January 2010.
Before the entry into force of this law may be to take the measures needed to implement the law.
THEY 161/2009, HaVM 18/2009, EV 205/2009 22 December 2009/1606: this law shall enter into force on 1 July 2010.
THEY YmVM 10/24/2009, 2009, 206/2009 of 30 November 2012 EV/682: this law shall enter into force on 1 January 2013.
THEY TaVM 9/108/2012, 2012, EV 98/2012 17.1.2014/42: this law shall enter into force on 1 September 2014.
THEY'RE 147/2013, YmVM 9/13/2013, EV 6.3.2015/191: this law shall enter into force on 1 September 2015.
THEY 228/2014, 2014, EV TaVM 24/233/2014

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1987 Trade Law