The Legal Nature Of The Legal Expenses Cover The Terms Of The Contract

Original Language Title: Laki oikeusturvavakuutuksen sopimusehdoista

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In accordance with the decision of the Parliament, provides for: the scope of this law shall apply article 1 of the law-and in order to compensate for the changeover from the insurance costs (legal expenses insurance).
This law does not apply to the use of the ships used in the maritime disputes arising out of or relating to legal expenses insurance or risk.
This law shall not apply to measures taken on the basis of the certificates of liability insurance, the insurer shall be taken in order to safeguard the common interests of the insured and the insurer.

section 2 of the insurance if the legal expenses insurance is a more a part of the contract of insurance relating to insurance, legal expenses insurance is to be determined of the insurance or other equivalent document.

section 3 of the insured person the right to choose an agent or insurer in Finland have received a licence granted by the Assistant legal expenses insurance, the insured has the right to issue a mandate after an insurance event, the lawyer of their choice or to the rest of the lawyer. The terms of this insurance, the insured person must be mentioned in the right.
The agreement, which limits the insured of the right shall be null and void.

the differences in the terms of section 4 of the processing of Insurance, it should be mentioned that the insured is entitled to enforce the terms of the insurance of the insured and the insurer, the differences between an impartial body identified.
In the event of a dispute, the insurer shall notify the insured person by him under section 3, and this article right.
Provision, which limits the right of the insured person to bring the dispute to the Court of Justice, shall be null and void.

Article 5 entry into force this law shall enter into force at the time of the decreed.
This law shall apply to legal expenses insurance, for which the contract is concluded or the insurer's responsibility is started after the entry into force of the law.
Legal expenses insurance, which is the responsibility of the insurer continues, provided that the period of insurance periods, unless one of the agreement not be terminated by either party and for which the contract is concluded or the insurer has started before the entry into force of the law, this law shall apply to the entry into force of the law from the beginning of the next insurance period closest to.
THEY 137/93, in the EEA-32/93, TaVM annex IX to the agreement: Council Directive (87/344/EEC)

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