Insurance Law

Original Language Title: Vakuutuskassalaki

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Read the untranslated law here: http://www.finlex.fi/fi/laki/ajantasa/1992/19921164

In accordance with the decision of the Parliament, provides for: the General provisions of section 1 of Chapter 1 of the insurance agency insurance activities of the Insurance Institute, which is in the process of liikemäisesti of all grant activities: 1) to the old-age, invalidity, unemployment, family-and part-time pensions;
2) compensation for death, illness, or injury;
3 in order to prevent the disease or disability or compensation) work to improve the earning capacity and the costs of rehabilitation;
4) funeral grants;
5) maksuperusteisista supplementary pension arrangements pension chairmanships and pension funds Act (173/2009) referred to in the optional additional benefits;
6) other benefits which may be considered to belong to the social personal insurance business.
(27 March 2009/175) The activities referred to in subparagraph (1) above, shall be unless otherwise provided for in the rest of the law, but subject to this Act, the social insurance office.
This law does not apply to the unemployment fund of law (603/84) of unemployment referred to the cashier.

section 2 of the insurance funds (19 May 2006/392), which carries the employee pensions Act (395/2006), pension (1272/2006), health insurance (12/2004) or rehabilitation of coinage (611/1991) in accordance with the provisions of this Act shall apply if the mentioned laws. 83 of this Act, section 83 (f) and 83 (g) – 83 r section does not, however, apply to the employee's pension or retirement fund in accordance with the law and the pension activities of pension fund. The same insurance fund will not be permitted to carry out the operations in accordance with the law on sickness insurance and pension insurance. (20.3.2015/323)
L:lla 323/2015 modified the Act shall enter into force on the 1.1.2017. The previous wording is: insurance funds, which follow the employee pensions Act (395/2006), pension law (468/1969), health insurance (12/2004) or rehabilitation of coinage (611/1991) in accordance with the provisions of this Act shall apply if the mentioned laws. 83 of this Act, section 1 and 2, 4 to 7, 9 and 10, section 83 (f) and 83 (g) – 83 r section does not, however, apply to the employee's pension or retirement pension in accordance with the laws of the law and the activities of the Pension Fund. Article 83 of the law applies to the employee's pension or retirement pension in accordance with the laws of the law and the activities of the pension fund only calculation. The same insurance fund will not be permitted to carry out the operations in accordance with the law on sickness insurance and pension insurance. (8 December 2006/1115)
Which under this Act applies to the Pension Fund of the supplementary pension activities in the EEA, shall apply by analogy to the supplementary pension fund, unless otherwise provided for in chapter 14 (a).

3 section (with effect/287) in this Act, the following definitions shall apply: 1) checked out the insurance Treasury, whose main purpose is to grant pensions;
1. (a) the activities of the voluntary supplementary pension for exclusively), pensions and other benefits, which will confer a pension coffers, or voluntary pension fund for pensions and other benefits, which will confer a title; (19 May 2006/392), 1 (b)) (a) of the pension to the EEA for the pension referred to in chapter 14 in the cashier the cashier, which granted exclusively to the volunteers in the area of supplementary pensions and other benefits; (19 May 2006/392) 1 (c)) with a foreign institution of the EEA for the professional activities of an establishment engaged in the supplementary pension for retirement, which is engaged in professional activities and supervision of institutions for occupational retirement provision the European Parliament and of the Council as referred to in Directive 2003/41/EC on supplementary pension activities and in another EEA State, duly authorised and registered; (19 May 2006/392) 2) disease checked out the insurance Treasury, whose main purpose is to provide for compensation as a result of the disease;
3) circle, the persons who may be in the Treasury insured;
4 Member of the insured person, insurance) from the cashier, which shall have the right to vote at the cash register; the person being insured by the insured person being the second depends on, is not a member of the Fund;
the existence of a continuous support for Member of the fee of 5); (19 May 2006/392) 6) firm community, which produces services that are related to the operation of the insurance; (19 May 2006/392) 7) the EEA State of the European economic area State; (19 May 2006/392) 7 (a)) the European insurance and occupational pensions authority, the European supervisory authority (European insurance and occupational pensions authority) as well as decision No 1/80 716/2009/EC and in Commission decision 2009/79/EC of the European Parliament and of the Council repealing Council Regulation (EU) no 1094/2010 referred to in the European insurance and occupational pensions authority; (9 December 2011/1250) 8) to trading on a regulated market in the EEA the EEA State, subject to the control of the State authority of the Securities and the stock exchange and other EEA-State health information exchange system, which, according to the provisions laid down by the insurance supervisory agency shall be treated in such a stock exchange; (19 May 2006/392) 9) the amount of the total amount of gross technical provisions before the 83 items provided for in section; statutory pension insurance activities, in respect of the gross amount of the Pension Fund is also 83 referred to in article 7; (19 May 2006/392) 10) promissory note promissory note loan pursuant to an undertaking and commitment to change, the acceptance of promissory notes accrued interest as well as bonds and other money-and capital-market instruments, does not, however, shares, share, derivative contract rather than the kind of commitment, in which the debtor's other commitments; (19 May 2006/392) 11) in the real estate community in the community, whose main purpose is to own 83 (j) of section 1 and 3 referred to in paragraph (1); (19 May 2006/392) 12) group limited liability company Act (624/2006) group; (27 March 2009/175) of the guarantor's debt-guarantee scheme 13) omavelkaista guarantee; (27 March 2009/175) 14) biometric risk death, disability and longevity risks. (27 March 2009/175) on the operation of section 4 of the insurance fund in the district can form: 1) of one of the employer's employees;
2) of the companies Act (734/1978), Chapter 1, article 3 of the workers belonging to the same group as referred to in; (19.6.1997/615)) two or more of the employees of the employer, provided that the employers have an economic or functional connection between them, that the arrangement can be considered as appropriate for the management of the Fund and Treasury of the insured person, or that employers in the industry due to the similarity or otherwise make up a whole, that the pursuit of the activities of this group in the insurance fund is justified; as well as 4) group, which is defined as a profession or trade, on the basis of membership of a registered association within the membership of, or, if the pursuit of the activities of this group in the insurance fund is justified.
The Treasury action also provided the district can form part of the specific groups of persons listed in paragraph 1.
The Treasury action may also include persons who have been forced to resign from the cash drawer, unless their scheme for the cashier should be continued.
The action may also include members of the family of persons referred to in paragraph 1 as well as the employer's service retirement moved to persons and members of their families.

section 5 of the insurance fund in the action must be defined in such a way that the scope of action district be affected by changing the rules of a registered association.

section 6 When insurance agency carries out the statutory audit referred to in section 2 or invalidity or survivors ' pensions, the cashier will have at least 300 members. Just change the activity of performing the cashier must be at least 100 members.
The Ministry of Social Affairs and health may for special reasons grant exemptions from the provision of paragraph 1.

section 7 of the insurance fund may not engage in activities other than insurance fund referred to in article 1.
The Treasury must be adapted to take account of its activities in such a way that it is possible without borrowing. However, the liquidity of the cash gets the short term credit for the acquisition of the necessary premises, own the appropriate credits and insurance with the permission of the other publicly the necessary credits. As regards the supplementary pension activities of pension fund must not, however, be only a temporary short term credits in order to maintain liquidity. The desktop may not guarantee. (19 May 2006/392)
Cash shall not, without the permission of the Ministry of the share the share capital of the company is owned by more than an amount equivalent to 20 percent of the company's share capital and the total voting rights. The amount of cash spent by one such company or the same group of companies shares may not, without the Ministry's permission to be a maximum of 10% of the amount of cash on the balance sheet. The limits laid down in this paragraph do not apply to companies, whose activities can be considered to be appropriate for the Treasury activities related and not an apartment or real estate company.
For the purposes of the limits laid down in paragraph 3, the Fund shall also take account of other shares and the influence exercised by the public limited liability companies, which checked out more than half of the share capital or of the voting rights attaching to shares in the capital.
What are the 3 and 4 provides the share of the company's share capital and voting rights, shall be applied to the corresponding control in the company. The desktop may not be a shareholder of the company, where it will face unlimited liability for the company's commitments.

7 (a) of section (the text/490)


Insurance Fund must be confirmed by the management of the emergency conditions as their duties undisturbed by participating in the insurance sector, contingency planning and preparation in advance of the activity, as well as other measures in exceptional circumstances. The insurance supervisory authority may grant derogations from the requirement laid down in this article, if it is justified by the nature or the operation of insurance fund in the size, scope or other special reason.
If the resulting from tasks require such measures, which clearly differ from those of the normal operation and which are to be kept, the insurance fund in the relevant additional costs, such costs may be replaced by safeguarding security of supply (1390/1992), referred to the Security Fund.
Insurance for the application of paragraph 1, the Agency may provide guidance.

section 8 of the insurance fund must be placed their funds in the Treasury, as well as prudent basis and profitably liquidity. The Treasury funds may not be used for the operation of the Treasury apparently foreign.
By way of derogation from article 7, and the provisions of article 182, the Pension Fund shall not be placed in the cash register a shareholder to the company of more than 5% of the funds for the operation of the supplementary pension schemes. If the shareholder is a company of the group, the Pension Fund shall not be placed in the same group of companies does not exceed 10% of the funds for the operation of the supplementary pension schemes. The above does not apply to the activities of the Pension Fund of the supplementary pension funds to a company by a shareholder loan, which is set to partner in the company independent of the katekelpoinen. (19 May 2006/392), section 8 (a) (5.4.2002/250) the operation of the statutory audit of the company engaged in the Pension Fund shall be the statutory and other activities of the assets and liabilities as well as income and expenses by Department separate from (the Department Division).
If the statutory audit of the activity Department of the pension fund assets are estimated in the context of the financial statements in the same Directorate, acting as permanent border, debt and other liabilities, the assets will be transferred to ylitettä additional benefits as cover for the issuing department. Ylitteen transfer out the statutory audit of the Department, however, requires the consent of the financial supervision and the fact that the capital is at least twice the rate of capital adequacy limit after the transfer. If the pension fund with the added benefits of issuing in section 83 of the Department and its resources under the provisions of the provisions adopted in the implementation and will be assessed in the context of the financial statements in the same Directorate, acting as a permanent border and the other to the difference between the amount of the assets, debt (excess funding) may be transferred to any of the statutory activities of the Department. (20.3.2015/323)
L:lla 323/2015 modified 2 shall enter into force on the 1.1.2017. The previous wording: If the pension fund or statutory activities, with the added benefits of section 83 of the granting of the Department and its resources under the provisions of the provisions adopted in the implementation and will be assessed in the context of the financial statements in the same Directorate, acting as a permanent border and the other to the difference between the amount of the assets, debt (excess funding) will be transferred to another Department. That determines how the transfer out the statutory audit of the Department, however, requires the consent of the financial supervision. When you move out the statutory audit of the section ylikatetta requires, in addition, that the capital is at least twice the rate of capital adequacy limit after the transfer. (20.7.2012/444)
Pension Fund, which intends to move the ylikatetta with the added benefits of the statutory audit of the operation of a commercial certification authority to any Department, the Department shall inform the hotel in advance. Must provide the necessary information in the notice of the intended transfer, as well as further requested by the insurance supervisory agency that determines how the stability of that variety. The insurance supervisory agency has the right to set the terms of the transfer, which it considers necessary to safeguard the interests of insured persons.
The insurance supervisory agency may, within one month from the time when the Declaration referred to in paragraph 3 and the necessary explanations have been proposed, the insurance supervisory agency to prohibit the transfer of funds to another department or, if the transfer has already been carried out, in order to cancel the transfer, the Pension Fund to take action if the transfer is deemed to be contrary to the conditions laid down in this law, the transfer of, or transfer of the interests of insured persons shall be deemed to be a hazard for otherwise.
To the extent that the difference referred to in subparagraph 2 of the members of the Member's contributions, is not a transfer to a different Department to be able to do. The rules of the Pension Fund shall determine how to transfer excess funding or under the ylite used for the pension fund shareholders. (20.3.2015/323)
L:lla 323/2015 amended Act shall enter into force on the 1.1.2017. The previous wording reads: to the extent that the difference referred to in subparagraph 2 of the members of the Member's contributions, is not a transfer to a different Department to be able to do. The rules of the Pension Fund shall determine how to transfer excess funding is used in the pension fund under the shareholders '.
Departments of the pension fund assets and liabilities as well as income and expenses separately from holding down further the Ministry of Social Affairs and health. The insurance supervisory agency may, if necessary, to provide guidance on the application of the said regulation.
Also the insurance supervisory agency shall, if necessary, more detailed rules on the application referred to in this article and the notice of the application and the granting of declarations and reports.

section 9 of the insurance fund is of such capital underwritten by, or in any other way to organise its activities in such a way that there will be covered by the benefits of the relationship between the responsibility of the likely variations in expenditure and a cash drawer responsibility.

section 9 (a) (19 May 2006/392) additional pension to the pension funds for the operation of the cashier for the right to use the asset allocation funds, investment managers established in the European economic area, which has been adopted for undertakings for collective investment in transferable securities (UCITS) as regards the coordination of the laws, regulations and administrative provisions of Council Directive 85/611/EEC on investment services in the securities field for the application of Council Directive 93/22/EEC, to the taking up and pursuit of the business of credit institutions, the European Parliament and of the Council on the Directive 2000/12/EC of the European Parliament or the European Parliament and of the Council concerning life assurance Directive 2002/83/EC. The pension activities of pension funds is added at the checkout, in the case of the right to use the asset allocation service established in the territory of the European economic communities in the maintenance, which has been adopted for undertakings for collective investment in transferable securities (UCITS) as regards the coordination of the laws, regulations and administrative provisions of the Council directive on investment services in the securities field or the Council directive on the taking up and pursuit of the business of credit institutions and of the European Parliament and the Council in accordance with the directive.
Chapter 2 establishment of the section 10 of the insurance fund the insurance fund may set up one or more of the founder. The founder's will be, or is a national of the European economic area, the rest of the State or the community, or the Foundation, whose place of residence is in Finland or in another State of the European economic area. Open the company or limited partnership, the company may be liable for the obligations of the company founder, provided that the individual or company responsible for the men are part of the European economic area, the rest of the State. With the permission of the Ministry of Social Affairs and health to the rest of the person, Corporation or Foundation to be.
To be legally incompetent, the prohibition imposed on the bankrupt or the business may not be. Article 11 (5.4.2002/250), to the Treaty on the establishment of a task which must be dated and signed by the founding fathers.
The instrument must be included in the plan of the intended activity (action plan) and the proposal to Treasury rules, and it has to be mentioned: 1) the founding fathers of the profession, nationality, place of residence and e-mail address; as well as 2) when and how the meeting is called by the EC Treaty.
(6/6/2003/420) If the insurance is a guarantee of capital or fund the cashier, is also to be mentioned: 1 the amount of the Fund guarantee capital, or on the ground) and the base of the funds in relation to the giver;
2) from each bond (guarantee) the cashier the amount to be paid;
3 the amount of the guarantee, the founder shares) undertakes to subscribe;
4) the period within which the shares other than the founder of the by the guarantee is significant; as well as 5) the period within which the shares subscribed warranty must be paid.

Article 12 of the rules of the Insurance Fund must be mentioned: 1 the name of the Fund;)
2), the municipality of till in the home;
the Treasury action 3);
4) if the amount of the guarantee capital, the cashier, the nominal value of the shares as well as what is prescribed in the guarantee fund of interest and to be repaid;
5) If checked out is the Base Fund, its minimum;
the smallest Member of the Treasury; 6)
7) who are members of the cashier or other insured persons, how they are different from and in which case they can be distinguished from the cashier;
8) who are the shareholders in a Fund, how the partner is different from, and in what way they can be distinguished from the cashier;
8 (a)) or the obligations of the pension coffers, separated by a shareholder, in particular as regards the obligation of the shareholder to supplement the solvency capital of 132 in the situation referred to in paragraph 9 of the article; (20.7.2012/444), 8 (b)) the obligation of the shareholder of the Fund complements the solvency capital to 134 in the situation referred to in paragraph (2); (20.7.2012/444)

9) benefits, the amount of, or basis of assessment;
the conditions for the receipt of benefits, 10);
11) time;
11 (a)) whether and to what extent the supplementary pension activities, a member of the pension fund whose membership has expired prior to the event giving rise to a pension or other benefit, etcetera, in his or her right to a pension or other benefit survivors (vapaakirjaoikeus); (19 May 2006/392) 11 (b)) the fact that the members of the Pension Fund of the supplementary pension activities, and their edunsaajillansa are entitled to a supplementary pension or other benefit of the employment contracts Act (55/2001) in Chapter 1, in the case referred to in article 10, the supply situation of the movement; (19 May 2006/392) 11 (c)) which, to the Pension Fund in respect of the operation of a non-statutory members shall, at the request of the vapaakirjan, as well as for pensioners persons or by the Pension Fund on its own 84 (a) and (b) as required by article 84, as well as information on how and when information is provided; (19 May 2006/392) 11 (d)), the information of the members of the non-statutory activities, beneficiaries, recipients and beneficiaries of the vapaakirjan of the available legal remedies; (19 May 2006/392) 12) how the funds must be placed in the drawer;
13 the amount of the loan by the Fund, from which) the Board of Directors may decide;
14) who are obliged to carry out the payment of the insurance fee to the cashier and how is determined;
liability of the provider to the insurance payment to the Fund of 15) and the number of (additional charge);
16) consequence of the failure to charge and the additional payment;
17) members of the Board of Directors and any alternates, as well as the number of Auditors and Deputy, or the minimum and maximum term of Office of the eroamisikä,;
18) if the cashier is the Governing Board, its functions, the number of members term of Office, or the minimum and maximum, as well as eroamisikä;
19) if the cashier is a Treasury of his councilors, as well as the term of Office of the members of the Member and for the election;
20) who is entitled to vote at the cashier and how votes are distributed;
21) the way in which the call for the Treasury and other communications to members and shareholders will be delivered;
22 at the annual issues of Treasury);
23) who has the right to write the name of the Fund; as well as 24) how the remaining asset is the cash register in the event of liquidation.

Article 13 of the rules of the insurance fund and the changes must apply to the Ministry of Social Affairs and health. The establishment of the Treasury rules requires that a shareholder proposing has adopted rules.
The Ministry shall lay down the rules or change them, subject to the operation of the proposed insurance considered to be a hazard for the healthy development of the sector.
The strengthening of the Ministry of the changes in the rules, or you can set a condition for the operation of the Treasury, taking into account the nature and extent of the adequate equity capital or the base of the Fund.

Article 14 of the Declaration at the checkout must be either Finnish or Swedish. In which case the name must be included in the word "insurance agency". The name of the Pension Fund may, however, include this word in place of the word "pension fund", and the name of the sickness fund for the word ' sickness fund ". The name is to be included in the insurance fund in the Swedish word "försäkringskassa", "sjukkassa" pensionskassa "or".
The name of the insurance fund is clearly stand out from the other social security funds. The name must not be contrary to the requirement of good faith, and not likely to mislead.
If the cash is going to use his name for a type of two-or useampikielisenä, is the name of the words mentioned in the rules of each Fund. Different languages, names must conform to each other.

section 15 if the insurance fund is established under section 4 of the 1 – the employer referred to in paragraph 3, or for persons employed by employers, with the consent of the Treasury rules, employers may be that those persons employed by the members of the insurance fund. If the employer's consent is withdrawn, it is, however, still valid for six months after the notification of withdrawal is received at checkout.

section 16 If the insurance company checked out is a guarantee mark is a guarantee of capital, shares the task to the document (document), which is the Treaty on the establishment of rules for the book and has been given the decision of the Ministry of Social Affairs and health. In other ways the metamorphosis of the subscription does not guarantee safe may be invoked if, before the entry in the register of the Treasury insurance marker indicates the Ministry of Social Affairs and health.
If the share is marked by the terms of the warranty, which is not in accordance with the provisions of the EC Treaty, is the entry invalid. If the invalidity of the registration have been reported to the Ministry before the cashier, there is an inscription, however, binding. The marker is not in this case, you can rely on that.
Then when the desktop is registered, no marker can be the greatest entry to justify the claim that the conditions set out in the EC Treaty has not been fulfilled.

the adoption of section 17 of the Entry and the number of shares to be issued for warranty merkitsijälle decide to the founders. If the founder is the memorandum indicated that they meant a certain amount of the guarantee shall not be less than that amount to him.
If the warranty shall not be given without delay to the flag in accordance with the founding fathers of the inform the subscribers.

section 18 of the Treaty on the establishment of the insurance fund will be determined. The meeting of the EC Treaty is to be kept within one year of when the rules are laid down.
The establishment of the Fund by the founders. If the owners of the share according to the rules of the guarantee fund is the right to vote, they set up.
If the establishment of the Fund shall decide solely on the founders, may be an organizational meeting to keep without an invite. Otherwise, the founders must be called with a share of the Treaty establishing the general meeting approve the guarantee in the manner set out in the Treaty establishing the markers. The memorandum, the Ministry of Social Affairs and health decision on the strengthening of the rules and the entry by the founders of the document is at least a week prior to the meeting to be considered by the Board of Directors in the place of subscribers in the invitation.
The founding fathers of the present (3) of the EC Treaty is mentioned in the original documents. As well as the corresponding thereto shall be notified to the founders of the guarantee the guarantee the distribution of the number of shares, the shares to subscribers and the number of paid contributions. This information is to take the minutes of the meeting.

section 19 of the insurance fund has been set up, if the establishment is under section 18 of the said time limits, the majority at the meeting supported the meeting of the founders of the present or represented, or a majority of the share owners and to the Treaty establishing the meeting of the guarantee, if it can be shown that the Treasury rules are laid down and that its equity capital all the shares have been entered, and paid for, or that the Fund has been handed over to people who want to register for. In other cases, the establishment of the Fund is to be regarded as withdrawn.
When the desktop is set up, according to the rules of the EC Treaty for the Treasury at the Treasury meeting forward to the elections.
Otherwise, the meeting is to be followed, mutatis mutandis, to the point that the Treasury meeting the provisions of this Act and the provisions of the rules of the Fund.

section 20 of the insurance fund to the Treaty on the establishment of a period of three months following the adoption of the decision be notified to the insurance fund in the register. Unless the Treasury has not indicated that the mark applied for or if registration is denied, is the establishment of the statute-barred.
Register the notification shall be accompanied by all the members of the Treasury Board to the effect that the establishment of the Fund has complied with the provisions of this Act and that the guarantee capital and base of the Fund are held by the Treasury. The notification shall also be accompanied by a certificate stating that the Treasury Auditors fee provisions have been complied with.

the creation of the lapsed, the founders of section 21 of the insurance fund are jointly and severally liable for the guarantee fund, as well as the return of capital and the return on the ground.

the contribution of the amount to be paid under section 22 of the Warranty may not be less than the nominal value of the share of the warranty.
Check the label to be based on the acquisition of the share of the debt guarantee insurance the cashier can only happen with the consent of the Government. Consent will not be given, if it would cause damage to the checkout or its creditors.
The desktop may not be disclosed without delay to guarantee a share of subscription-based or pledge. If the cash is declared bankrupt, is getting the estate.
If the guarantee percentage will be handed over to another before it is fully performed, the amount to be paid is also responsible for the payment of the successor in title, after informing the saantonsa at the checkout.

23 of the Act If the founders have agreed that the payment of the contribution from the Fund to the guarantee mark or on the ground can take place through the insurance funds in the money (capital contribution), is about to take control of the instrument. Contribution in cash by the insurance of the property will be fit for purpose.

section 24 Before the registration of the insurance fund is to acquire rights and enter into commitments neither to apply for, or to respond to the courts or other authorities. The Government can, however, use power matters relating to the establishment of the Fund.
For the purposes of the registration of the Treasury, on behalf of the velvotteesta suffered prior to its corresponding action participated in or agreed to jointly and severally. The obligation which has arisen following the Treaty of or responsibility, however, checkout, after it has been registered.

If the Treasury on behalf of the registration of the agreement before it with a person who knew the Treasury to be unregistered, can he, the absence of agreement to the contrary, to give up the registration of the contract, if the application is not made within the time laid down in article 20, or if registration is denied. Subject to the agreement of the partner did not know the cash register to be unregistered, can he give up on the agreement until the desktop is registered.
Chapter 3 section 25 of the Insurance the insurance fund management checked out will be the Government, which consists of at least three members. The Board may, in addition, be more than an equal number of alternate members as members. The Treasury Board of the health insurance in accordance with the laws of the workplace must, however, be at least five members, that has to be personal. (19 May 2006/392)
The Board selects the Treasury meeting. The Treasury rules may provide that the shareholders have the right to choose a maximum of half of the members of the Board of Directors. The election of the other members of the Board of shareholders are not allowed to participate. The election of the Board when the cashier is the Governing Board, provided for in article 38.
The Government's term must end no later than on the fourth day after the election of the financial year, either a new election at the end of the fiscal year, the Treasury meeting or providing. The Treasury rules may provide that a Managing Director can be selected for an indefinite period, Member of the Board of Directors.
What this law is applicable to the members of the Board, a member of the Board.

section 26 of the Insurance in the cashier must be the ceo. The Treasury rules may provide that a Managing Director is referred to as the Treasury Director. The Executive Director shall be appointed by the Board or, if this is provided for in the rules of the Fund Management Board.

section 27 (19 May 2006/392) of the place of residence shall be the Executive Director of the European economic area. In addition, at least one of the members of the Board of Directors and alternates must be a resident of the European economic area, unless the insurance supervisory agency shall offer at checkout for permission to deviate from this.
The management of the insurance fund shall be of good repute. They must have a general knowledge of the operation of insurance fund in the Insurance Fund for the quality and scope of the operation, it is necessary to, or their staff must be suitably qualified and experienced advisors.
Insurance fund management should take care of the cash register in a professional manner, taking into account the allowances of the members and beneficiaries, as well as the interests of the vapaakirjan.
To be legally incompetent, the prohibition imposed on the bankrupt or the business may not be as a member of the Board and ceo.

Member of the Board of section 28 of the Act before the end of the term of Office be able to tell the difference. Early withdrawal shall be notified to the Government. Member of the Board of Directors may dismiss him from his post, which is chosen.
If the Board's work will be among the work through an open or if a member of the Board in accordance with article 27 of the standing to lose what passes for action rather than making the other members of the Board members, to ensure that the new Member will be selected for the remainder of the term. A meeting of the election fund, however, can be, if the remaining members of the Government, including the Deputy shall constitute a quorum for the election of the Board of the meeting, where the next cash otherwise.
Unless the insurance at the checkout is not insurance agency register toimikelpoista the Government, will become the Ministry of Social Affairs and health to call for the Treasury meeting, or, if the Board of Directors, this to choose the Government. Unless checked out not register Chief Executive, will be the Ministry's call by the Board of directors or, if the Management Board shall elect its President and ceo, this is to select the Chief Executive. Unless the Government or the Chief Executive to choose from, or, without delay, be notified to the register of the Department of insurance, shall provide for one or more of the office holder to cash things, until the Board of directors or the Managing Director has been selected and recorded in the register.
In the case referred to in the third paragraph of the application, may, in the absence of the Ministry is already taking the necessary measures, the Ministry of Justice to make a member of the Board, Chief Executive Officer, partner, Member, the creditor or the other, which may depend on the fact that the cashier is a toimikelpoinen Government and the Chief Executive.

section 29 of the Board shall be the Chairman. The President selects the Government, unless otherwise provided in the rules or the Government insurance fund when choosing otherwise. The Treasury rules may provide that the President-in-Office, you can select only the members of the Board elected by the shareholders of the Fund, or from among the members of the. The weighting of votes by the election of the President of the Government exactly a lot that counts. The Managing Director shall not be the Chairman of the Management Board, when the cashier is only.
The President will see to it that the Executive Committee shall meet as needed. The Board shall be convened by the President shall be called, if the Member of the Board. The President and ceo has, even though he would be a member of the Board, be entitled to be present at the meetings of the Board and President of the Board, subject to the use of the powers provided for in the case, decides otherwise.

section 30 of the Board of the meeting shall be drawn up in the minutes, which shall be signed by the Chairman and the author of the Protocol. Member of the Board and the President and ceo is entitled to have his name entered on the minutes to objection.

Article 31 of the Board of Directors has a quorum when more than half of its members are present, if the rules do not require a greater number of the insurance fund. The decision, however, must not be made unless all the members of the Board of Directors has not, as far as possible, given an opportunity to participate in the deliberations. If a Board member is prevented from attending, his place for a future alternate to set aside such an opportunity.
The Government's decision on the opinion, that more than half of those present is supported, subject to the cash register, according to the rules required a qualified majority. In the event of a tie for a decision on the opinion, which the President has endorsed. If the Board of Directors has a quorum, in the presence of two members, is a prerequisite for the emergence of a consensus of the members of the decision.

32 section, Member of the Board or the Managing Director shall not participate in the case, which concerns the relationship between him and the insurance fund or otherwise, his private interests.

section 33, the Government takes care of the management and the appropriate organization of the insurance fund. The management of the Government's Chief cash-flowing, in accordance with the instructions and orders. Activities, which are, by reason of the scale and the quality of the Fund, taking into account the unusual or general scope, may be taken only if the Managing Director of the Government's authorized him to it or the decision of the Board cannot be expected without the Treasury action major inconvenience. In the latter case, the Government shall, as soon as possible to provide a measure of information.
The Government shall ensure that the accounting and financial control is properly organized. The Executive Director shall ensure that cash accounting is in compliance with the law and financial management in a reliable manner.
The Government must ensure that the quality of the register's operation of the pension cashier and extent of adequate internal control mechanisms and adequate riskienhallintajärjestelmät. The insurance supervisory agency shall issue more detailed provisions on the organisation of internal control and risk management, as well as a reliable administration requirements. Article 34 (19 May 2006/392) the Board represents the insurance Treasury and enter its name. The Treasury rules may provide that a member of the Board or the President and ceo is entitled to sign on behalf of the Fund or to the members of the Board of Directors may grant such a right, the Managing Director or any other person. What is 27 and 32 of the Managing Director, shall be valid for a nimenkirjoittajan, which is not a member of the Board or the Managing Director.
The name of the entry of the right can be limited so that two or more people is the only one to write the name. Change the constraint may not be insurance agency register.
The Board may at any time withdraw its nimenkirjoittamisoikeuden.

Article 35 the President and ceo is entitled to represent the insurance coffers in a fact, that according to article 33 is his responsibilities.

under section 36, the Government or other insurance fund referred to in section 34 is not to engage in any legal action or other action that is likely to produce a member, shareholder or other person any unwarranted advantage to the cash register, at the expense of another Member, or shareholder.
The representative of the Fund may not comply with the Treasury, the Treasury meeting or the institution's decision, which is contrary to the law or the Fund rules of this void.

37 section Ministry of Social Affairs and health to the nature and extent of the activities of insurance fund, taking into account the fix to the checkout, the cashier is a Management Board.
Hallintoneuvostosssa must be at least five members. Managing Director or member of the Board as a member of the Management Board may not be.
The Board selects the Treasury meeting. The Treasury rules may provide that the shareholders have the right to choose a maximum of half of the members of the Management Board. The election of the other members of the Management Board, the shareholders are not eligible to participate in the.

Article 25 (3) and (4), as well as 27 and 28 of the members of the Board of Directors and of the members of the Management Board, is applied to making the members of the Council and making members. In addition to the Administrative Council and its members are, where applicable, is where the force, what the Government and its members provides in article 29 to 32.

Article 38 the Governing Council shall supervise the Government and administration of the insurance fund and the ceo to give its opinion on the financial statements, the annual meeting of the Fund and the Court of Auditors report. The Board of Directors and the ceo is to be given to the Management Board and to the information which the latter consider necessary for the performance of their functions. Member of the Management Board shall request the information to the Executive Board at the Council meeting. The Management Board may advise the Government instructions, which are measures of general scope or fundamentally important.
The Management Board shall select the members of the Board of Directors and provide a premium, unless the Government Treasury rules impose the Treasury meeting. The Treasury rules may also provide that the Management Board shall elect its President and ceo and decides on his salary. On the right of the Management Board, as well as the convening of the meeting require an additional fund to convene a meeting of the Fund provided for in section 45 and 47. Other than the tasks mentioned in this law will not be given to the Management Board.
Chapter 4, section 39 of the members and shareholders of a till the meeting using the powers of the Treasury at the end of the insurance for the Treasury Fund.
Each Member shall have the right to participate in the Treasury and the shareholder meeting and there.
The Treasury rules may provide that's shareholder meeting in order to attend the Fund and is required to report, no later than the date specified in the notice convening the meeting on the day of checkout, which may not be earlier than five days prior to the meeting.

section 40 of the rules of the Insurance Fund, it may be provided that the power of the Treasury of the closure of the meeting of the members and shareholders, rather than use their peers elected representatives (councilors).
Edustajistoon must belong to at least ten. The term of Office of the members of the representative Council of the municipality may not exceed four years. The detailed rules shall be included in the representative Council of the municipality to uphold the rules of the Fund or in a separate election.

41 section at the cashier is each Member shall have one vote.
At the Member to exercise the right to cash in person or through an agent. An agent can only operate the cash register. The Attorney can represent no more than the number of members provided for in the rules. The agent must present a power of Attorney and dated.
The Treasury meeting the number of votes laid down in the rules is a contributor. There is more than one shareholder or, in the absence of them, they have collectively must not, however, be a greater number of votes than the number of votes of the members represented at the meeting. Shareholder's right to vote, the user must present a power of Attorney and dated.
If the power to the elected representatives of the closure at a cashier, is their sound right to accordingly apply, what's the right to vote and the shareholder. The representative Council may not authorize another to use their voting at the cashier.

Article 42 the cash register at the place of the meeting shall be held, unless the insurance fund in the Treasury regulations provide that the meeting should be kept or may be considered in another in a designated municipality in Finland. Very serious reasons to keep the Treasury meeting, with the agreement of the Ministry of Social Affairs and health.

43 section Member or partner not yourself or through an agent or a member of the representative Council vote at the cashier on an issue relating to the discharge of the proceedings against him or her, for his release from the obligation for compensation or any other obligation to the insurance coffers. He is also not allowed to vote on the matter, which relates to an action against any person or his release from the obligation, if he is to gain from fundamental interest, which may be in conflict with the interests of the Treasury. What this provides members, is also a member of the man.
Member of the Board is not allowed to take part in the adoption of the decision establishing the financial statements or the discharge of the Auditors, whose task it is to work with the Administration and verification of the accounts of his following. Member of the Supervisory Board is not allowed to take part in the adoption of the decision on the discharge to the members of the Management Board.

Article 44 the actual Treasury meeting must be held within four months of the end of the financial year. The Ministry of Social Affairs and health may, however, in view of the nature and extent of the insurance fund to establish the rules under which the Treasury at the time of the meeting of myöhempänäkin, but not later than within six months after the end of the financial year.
The meeting is to present the annual accounts and the Auditors ' report, as well as, if you checked out the opinion of the Management Board, it is one of them.
The meeting is to decide: 1) the profit and loss account and the balance sheet;
2. in accordance with the measures set out in the balance sheet) the surplus or deficit give rise to;
3. discharge to the members of the Board of Directors, Management Board) to the members of the Council and the President and ceo; as well as 4) other things that the games according to the rules of this law or the Fund include the annual meeting of the Fund.
A decision in a case referred to in subparagraph (3) in paragraphs 1 to 3, however, is to move on any given day, at least one month and not more than two months later, a sequel to the meeting to be held, if a majority of the voters, with the meeting of the edustetusta of the voting rights, require it. The decision not to play the move.

Article 45 Further Treasury meeting shall be held when the Board of directors or the Management Board, the Council considers it to be an issue.
An extraordinary meeting of the Commission shall be held if the members of the Fund and the shareholders holding at least one-tenth or less of the Fund provided for in the rules of the insurance fund and the total voting rights of the shareholders, the members of the tenth issue. The same right is the number of the members of the representative Council, the sound of which is at least one-tenth of the representatives of all of the voting rights.
The extra cash is also to be considered, if the meeting of the Ministry of Social Affairs and health, or at the written request of the auditor to the insurance fund in the handling of a matter specified by them.
The notice of the meeting shall be provided within 14 days of the date of submission of the claim referred to in paragraph 2 or 3.

46 section member and contributor has the right to receive a Treasury Summit, if he's writing it requires a Government so in good time, that the matter can be included in the meeting invitation.

Article 47 the Government calls for the Treasury to convene the meeting. If the insurance policy the Treasury Board, may be checked out at the rules, however, provide that the Administrative Council shall be invited to a meeting shall be convened by the cashier.
Unless the meeting of the Fund, which the Treasury rules of the Fund of this law, according to the decision of the general meeting shall be held, have been invited to convene, within the order of the Ministry of Social Affairs and health will become a Board Member, Member of the Management Board, the Executive Director, Auditor, Member of the representative Council of the municipality's request by a shareholder or call the meeting at the expense of the Treasury. The Conference shall be convened by the Ministry of the Treasury may be invited, though not in the said application.

48 section Call for the Treasury meeting shall be transmitted not earlier than four weeks and, subject to the rules laid down in the Insurance Fund for longer time, not later than one week prior to the meeting, or in accordance with the third paragraph of article 39 notification of attendance. If a decision at the meeting, in the present case, it will be transferred to the Treasury, is to further provide a different call, if the meeting will be held later than four weeks after. If the validity of the decision, according to the rules of the Fund is subject to the condition that the decision is taken two meetings, not to invite the latter to the meeting may not be delivered until the previous meeting has been held. The invitation shall indicate the decision taken at the previous meeting.
The invitation shall be submitted in accordance with the rules of the Fund. Great for serious reasons to call forward the agreement of the others, the Ministry of Social Affairs and health. The invitation shall state the matters on the agenda of the Treasury meeting. If they change the rules of the Fund, and the main content of the change mentioned in the invitation.
When the Treasury meeting, the financial statements, is the accounting of the files or copies thereof to be kept for a period of at least one week prior to the meeting at the cash register in the Office or at any other place provided for in the rules of the Board of Directors entitled to the cash drawer. Similarly, the action to be taken in, if the Treasury meeting, the amendment of the rules on the matter. Nähtävilläolosta shall inform the general meeting of shareholders.
The cashier at the cost of the right to be entitled to a copy of the cash register is after replacing 3 of the documents referred to in the paragraph.

49 section


The issue, which has not been complied with this Act or the rules of the insurance fund in the meeting invitation, or document, the setting remains to be seen, not make a decision without the consent of the members or shareholders, that failure to act on. If at the closure of the power of the Treasury is the elected representatives, however, is at the invitation of the Treasury meeting, regardless of legal, if all representatives are present. If the law or the Fund rules, the entire case to be dealt with, not the Treasury meeting to decide, even though this is not mentioned in the notice convening the meeting. The Treasury meeting may also decide to convene an extraordinary meeting of the cashier is always in accordance with the law.

the President of the Treasury section 50 of the Assembly chooses the Treasury meeting. The Treasury rules may provide that the Chairman of the meeting of the representatives of the members shall be selected for the Treasury.
The Chairman shall ensure that the register's meeting will be held. The Protocol is a significant volume of them were voters and their sound, as well as the decisions taken at the meeting, when the decision has been put to the vote, the outcome of the vote. The Protocol is the meeting of the Chairman and at least one of the selected for the exercise to be checked and signed. The Protocol no later than two weeks after the meeting to be held in the Office of the members and shareholders of the Insurance Fund for inspection by the public. Records must be maintained in a reliable manner. Member and a contributor is after replacing cash expenses of the minutes of the right to obtain a copy of all or part of the cash drawer.

51 section for a decision of the meeting of the Treasury, unless otherwise specified in this Act or the rules, subject to the insurance fund, the opinion, which is supported by more than half of the votes cast, or in the event of a tie, in which the President agrees with. The election shall be deemed elected to it, who gets the most votes. In the event of a tie settled on the election. When the closure of the power in one of the only parts of the members and shareholders, in accordance with the provisions of this article.

Article 52 amendment to the rules of the insurance fund to decide the Treasury meeting. The decision, which applies to the amendment of the rules, shall be valid only if the members of the representative Council of the shareholders or members, and with at least two-thirds of the number of votes provided for in the rules, or more of the voting rights, the meeting of the edustetusta are supported. If the rules change the rights or obligations of the shareholder, is in addition to what is otherwise provides, the amendment increasing the shareholder meeting or otherwise, the change is approved by the Treasury. If there is more than one, there is a change in the shareholders of increasing, that at least two-thirds of all shareholders is at the cashier or otherwise approved of the change. In addition, the number of votes of shareholders having agreed to the change of the representative is required at least two-thirds of the total voting power of the members, which would have been, if all shareholders were represented at the cashier.

A change in the rules of article 53, concerning the reduction of the benefit, not be subject to a contingency that occurred prior to the entry into force of the amendment. For the purposes of this subsection as a new insurance event is not considered a change in the disability pension, unemployment pension, the transformation of the old-age eläkkeeksi, eläkkeeksi and the creation of the right to receive the pension, a pensioner.
What are the in subparagraph (1) shall not apply to the rule change, which limits the underlying asset for future growth.

54 at the cashier section does not give a decision, which is theirs to produce Member, shareholder or other person an unfair advantage, or benefit to the insurance fund at the expense of other shareholders or that of another's.

section 55 Unless the Treasury decision was not born in the appropriate order, or if it is otherwise in this law, the Insurance Fund for the fight against the criteria laid down in the rules or insurance, can be a member of the representative Council, Member, partner, Treasury Board, Member of the Board of directors or the Managing Director, bring an action against the decision to designate the cashier void or to amend it.
The action shall be brought within three months of the date of the decision. If a member or shareholder is not an acceptable reason for the delay and the decision on the validity of retention would be manifestly unfair to him, the action may be initiated no later than one year after the date of the decision. If the action taken within the time limit, is considered to be valid.
What the Act provides, however, is not valid for: 1) if the decision according to the law, in such a way that it can be done even all the members of the representative Council of the municipality, with the agreement of the members or shareholders of or;
2 the decision is required by law or by cash) If according to the rules of, the consent of the shareholders of all or certain rather than the kind of consent is given; or 3) unless the meeting have been submitted to the call, or if the meeting at the invitation of the existing rules or regulations is essentially broken.
The Court, which has been declared invalid or the Treasury meeting is modified, the members and is also valid in relation to the shareholders, who have not aligned themselves with the application. The Court may change the decision of the Treasury meeting, only if it can be established, which should have been the decision to have the same meaning.
If the Treasury decision is revoked or amended, it will be what will be overcome, the insurance at checkout. The action was brought by, however, are entitled to obtain access to the cashier at the compensation for the costs to the extent that the funds won the right to visit the cashier.
What's the purpose of this section, applies, mutatis mutandis, to the decisions of the meeting of the EC Treaty. The time limit referred to in paragraph (2) shall be calculated from the date of registration of the Fund, however, in this case.
Chapter 5 of the audit and special examination under section 56 (18.9.2015/1201) the audit of the financial statements of the insurance fund is in force, the provisions of this chapter, and the Court of Auditors (11/15).
Statutory pension insurance activities, in addition to the audit shall apply to the Pension Fund, which the law, Chapter 4, section 7, subsection 1, paragraph 8, in Chapter 5 and Chapter 7, article 9, paragraph 1 of the transactions concluded on the regulated market for trading of the entity's financial statements and the auditor.
Insurance the cashier must be at least two auditors. The law of the Court of Auditors, the auditor shall be referred to the auditor. The Auditors shall elect the Treasury meeting. It may, however, be provided for the Treasury rules, indeed, the right of the members and shareholders separately to choose the number of Auditors, shareholders, however, provided no more than half of the total number of statutory auditors.
In addition, the Auditors shall be selected from at least two of the Deputy. This Act provides for the Auditor, is similarly apply making tilintarkastajaan.
Notwithstanding the provisions of paragraph 4, the Auditor can be left unchecked if the auditor is an audit firm, and cash is not selected in the rules.
L:lla 1201/2015 modified section 56 shall enter into force on the 1.1.2016. The previous wording: article 56 (13 April 2007/472) on the audit of the financial statements of the insurance fund is in force, the provisions of this chapter, and the Court of Auditors to Act (459/2007).
Statutory pension insurance activities, in addition to the audit shall apply to the Pension Fund, which the law under section 25, paragraph 8, in Chapter 5 and article 40, paragraph 1, the community for public trading on the audit of the financial statements and the auditor.
Insurance the cashier must be at least two auditors. The auditor shall be the Court of Auditors, section 2 of the law firm of auditor referred to in paragraph 2 or the APA or the said section 2 of the Act of the auditor referred to in paragraph 3 of the HTM or HTM-community. The Auditors shall elect the Treasury meeting. It may, however, be provided for the Treasury rules, indeed, the right of the members and shareholders separately to choose the number of Auditors, shareholders, however, provided no more than half of the total number of statutory auditors.
In addition, the Auditors shall be selected from at least two of the Deputy. This Act provides for the Auditor, is similarly apply making tilintarkastajaan.
Notwithstanding the provisions of paragraph 4, the Auditor can be left unchecked, if an auditor has been selected, APA, or HTM-community, and cash is not its rules.

the term of Office of an auditor under section 57 shall lay down the rules of the Fund. The auditor shall end at the end of the annual meeting of the Fund, which will be held in the last of his farewell speech after the end of the financial year, or if he was elected to the role for the time being, at the time when a new auditor has been selected in his place.
2 – 3 articles have been repealed L:lla 28.10.1994/945.

58 section (28.10.1994/945) section 58 is repealed L:lla 28.10.1994/945.

59 section (13 April 2007/472) section 59 has been repealed L:lla 13 April 2007/472.

60 section (28.10.1994/945) is repealed by L:lla 28.10.1994/945.

61 section (18.9.2015/1201) the notification to the Financial supervision is imposed on insurance qualified auditor Audit Act, Chapter 2, article 8, in the cases referred to in subparagraph (1).

In the cases referred to in subparagraph (1), the notification may be done by anyone. The Government is required to submit a statement, unless the auditor is to select the qualified auditor (s) without any further delay.
The financial supervisory authority is to ask the National Board of patents and registration of the opinion of the Court of Auditors the Court of Auditors itself Act, Chapter 2, section 8, subsection 1, referred to in paragraph 2, on the issue of independence before it.
Before this section mentioned in the warrant is issued, it is the Treasury of the Government to be consulted. The order is to remain in force until the checkout is selected by the auditor of the financial controls in place.
L:lla 1201/2015 modified section 61 shall enter into force on the 1.1.2016. The previous wording: article 61 (13 April 2007/472) provide for the notification of the insurance the insurance supervisory agency is a qualified auditor, the Court of Auditors in the checkout section 9(2), in the cases referred to in subparagraph (1).
In the cases referred to in subparagraph (1), the notification may be done by anyone. The Government is required to submit a statement, unless the auditor is to select the qualified auditor (s) without any further delay.
The insurance supervisory agency shall request the opinion of the Court of Auditors the Court of Auditors, the Central Chamber of Commerce Board under section 9 of the Act, referred to in paragraph 2, on the issue of independence before it.
Before this section mentioned in the warrant is issued, it is the Treasury of the Government to be consulted. The order is to remain in force until the checkout is selected by the insurance supervisory agency's auditor.

62 – 64 section was repealed under section 62-64 L:lla 28.10.1994/945.

section 65 (28.10.1994/945) in the Ministry of Social Affairs and health to provide the Court of Auditors report for details.

66 section (19 December 2008/899), section 66 is repealed on 19 December 2008 the L:lla/899.

section 67-67-68, section 68 is repealed L:lla 28.10.1994/945.

Article 69 (13 April 2007/472) insurance fund member or shareholder may require the submission of a special audit the accounts of the Fund for the Administration and for a specific time period or ended certain measures or facts. For this purpose, the proposal should be made at the annual meeting of the Fund or the Treasury meeting, in accordance with the invitation, the case is to be dealt with. If the voters, with at least one-third of the entire event, the edustetusta of the voting rights, are in favour of the proposal, a member or shareholder may, within one month of the meeting to apply for the insurance supervisory agency Inspector for the Treasury.
Before the imposition of the Inspector, insurance must be consulted on the Treasury of the Government and, if a person applies to the measures of inspection according to the application, that person. The application will be deemed to consent to the transmission, if the inspection is considered to be serious reasons. The insurance supervisory agency may impose one or more of the Inspector.
What is the law of the Court of Auditors, auditor provided for in Chapter 1, section 2, paragraphs 1 to 5, Chapter 2, section 1 and section 7, Chapter 3, 7, 9 and 10 of section and in Chapter 4, section 6 to 8, an inspector referred to in this article shall apply by analogy. (18.9.2015/1201)
L:lla 1201/2015 changed to (3) shall enter into force on the 1.1.2016. The previous wording of the auditor provided for in article 2 of the law of the Court of Auditors, in paragraphs 1 to 3, 4, 8, 16, 18, 19 and 24-26, with an inspector referred to in this article shall apply by analogy.
The inspection shall be provided to the meeting of the Treasury in a statement. The opinion is kept for a period of at least one week before the meeting of the Treasury Office of the members of the Fund and the shareholders they can be proud, and without delay to send them to the one who asks for it, and it remains to be seen at the cashier. The inspector shall have the right to get to the cashier at a premium.
Chapter 6 of the annual accounts and the annual report (30.12.2004/1324) section 70 (30.12.2004/1324) the accounts and financial statements of the insurance fund, as well as the drafting of the report of the Board shall comply with the accounting law (1336/1997), subject to the provisions of this chapter, as well as the accounting regulation (1339/1997), subject to the provisions of this chapter, or the Ministry of Social Affairs and health, or to the specific character of the business of insurance, the insurance supervisory agency, subject to the provisions that are based on.
The accounting Act, Chapter 1, paragraph 4, and article 5 to 8, section 3, Chapter 1, article 2, article 9, 12 and 13 of section 1 and 3, article 1 to 4 of Chapter 4, section 5, subsection 3 to 5 and article 7, Chapter 5, section 2, article 2 (a) and 4, paragraph 5, article 5 (a), sections 6 to 13 but the article, as well as 16 and 17 of the 19 and section 20, (6), (7) and 7 (a) and article 6 of Chapter 8 shall not apply to the insurance fund in the preparation of the financial statements or management report.
For the purposes of a permanent nature, of the accounting Act, the corresponding insurance fund in the off-balance-sheet items of intangible and tangible assets. Tangible and intangible assets shall apply, save as otherwise provided for hereafter, the corresponding provisions of the accounting Act, permanent, with the exception of the provisions mentioned in paragraph 2 above, as well as in Chapter 5, sections 13 and 16.

section 71 (1998/1136) Insurance Fund in a fiscal year is the calendar year. At the end of the fiscal year till the beginning of the operation, or may not be shorter than or longer, up to a maximum of 18 months.
Insurance Agency is not obliged to draw up and to include in its financial statements the consolidated financial statements.

72 section (30.12.2004/1324) for the financial period the financial statements shall be drawn up, containing: 1) to the financial position of a balance sheet reflecting the balance sheet date;
the result of the formation of a profit and loss account); as well as 3) attached to the balance sheet and profit and loss information (notes).
For each batch of the off-balance-sheet and the profit and loss account shall be presented in your last fiscal year (reference data). If the balance sheet or profit and loss account breakdown has been modified, is a comparison of the information, as far as possible, be corrected. The same is required if the result of the reference data is not useful.
The financial statements shall be accompanied by the annual report, which provides information on important aspects of the development of the activities of the insurance fund.
Of the financial statements and the attached documents shall be clear and they must form a coherent whole.
The annual accounts and the annual report shall be provided to the Auditors, at least one month prior to the actual meeting of the Fund.

section 72 (a) (1998/1136) 1 – 2 articles have been repealed L:lla 30.12.2004/1324.
The Government must report to put forward a proposal on the measures to the cash surplus or deficit.

72 (b) of section (30.12.2004/1324) section 72 (b) is repealed by L:lla made/1324.

Article 73 (1998/1136) fixed assets are items separately transferable rights and other assets, which is designed to generate income continuously for many years in the financial year and which are not referred to in paragraph 2 of the investment property.
Investment property in order to safeguard the funds or investments are acquired securities, real estate and other such assets.
(3) repealed by L:lla made/1324.
In terms of a shared property is the purpose of the different asset groups, on the basis of the split ratio divided by obtained.

74 section (1998/1136) where, in the case of a commodity, which is designed to generate income continuously for many years in the manufacture of the financial year, expenditure for the period attributable to the interest rate on the loan, the manufacturing and the accounting Act, Chapter 4, section 5, subsection 2, the total number of share is an essential element of the accounting Act, Chapter 4, section 5 of the cost referred to in subparagraph (1): in comparison with the cost, may be read in addition to the share of that (2) the interest cost.
The other show, unless the insurance of stocks of the purchase price of the securities shall be determined on the assumption that the securities of which have been disposed of in the order in which they were acquired, or in the purchase order, the order of the delivery has been the opposite. The cost of securities fungible items will also indicate the mean value of the actual acquisition costs, which is weighted by the respective quantities of acquisition.

74 (a) section (30.12.2004/1324) in the balance sheet must be: 1) and other than the investments of major assets at face value, up to a maximum of the likelihood value;
2) provisions of section 79 and section 80 of the regulations and of the Ministry of Social Affairs and health, as well as to the value, calculated in accordance with the provisions of the insurance supervisory agency; as well as 3) other liabilities at face value, or, if the debt is tied to the index or other reference base the reference base, in accordance with the changed nominal value to a higher value.
If the charge posting, which was receivables on the basis of the first subparagraph of paragraph 1 not later than the date of expiry of the period, turns out to be in error, it is recorded as an adjustment on the expense entry.

74 (b) of section (1998/1136) at the end of the period of the remaining off-balance-sheet investments included in the main categories of investments, "the cost of the acquisition will be activated. Buildings and other long term expenditure, as well as the effect of, in due course, in the form of equipment acquisition cost is posted as an expense. If the fair value of investment property is at the end of the financial year on the basis of this article in the past, or the cost of the acquisition value of the discounts cost less made, is the difference between the value of the discount as an expense to be posted. Subject to the Ministry of Social Affairs and health, for a special reason otherwise, the use of the assets of the undertaking, and, with regard to investments of the recording can be considered to be an expense to be omitted, if the value is to be regarded as a temporary. If the expense, not later than the date of expiry of the period of posting turns out to be in error, it is recorded as an adjustment on the expense entry. (30.12.2004/1324)

Bonds and other money-and capital-market instruments can be shown in the balance sheet in a different way from the way the Ministry of Social Affairs and health regulation in more detail. (30.12.2004/1324)
If the land or water area of a building, the value of a security, or any other, comparable to the fair value of the asset is permanently at the balance sheet date of the original acquisition cost substantially higher-yielding in the balance sheet, in addition to the cost of the acquisition to mark eliminated up to fair value, and the difference between the cost of deleting the appreciation. The increase in the value of the corresponding amount must be charged to the profit and loss account. If the value of the increase turns out to be in error, the value of the increase in the adjusted net profit or loss.
By way of derogation from paragraphs 1 to 3 of the financial instruments may be valued at fair value. The change in fair value will be marked either as income or as an expense in the income statement or the balance sheet included in the fair value reserve in equity. More detailed provisions on the conditions and in accordance with the fair value of the appreciation of the guiding principles for the determination of the fair value, the changes in fair value in the profit and loss account and balance sheet, as well as the marking of financial instruments for the information and the annual report information is given to the Ministry of Social Affairs and health. Such investments, which the insurance fund does business with, can be classified as held for trading financial instruments. The Department of insurance, the Agency shall issue the regulation supplements the provisions of the terms and conditions for details about how to determine the fair value valuation. The provisions of the insurance supervisory agency to provide more accurate for the purposes of the classification of financial instruments to trading, and security. (30.12.2004/1324)
By way of derogation from paragraphs (1) and (3) of the investment properties and the Ministry of Social Affairs and health regulation, the other investments may be valued at fair value. The change in fair value should be recognised as income or an expense and included in profit or loss. More detailed provisions on the conditions in accordance with the valuation of fair value, the changes in the fair value of the fair value of the labelling, to the profit and loss account, as well as the annex to the report of the information and action items for information given to the Ministry of Social Affairs and health. The Department of insurance, the Agency shall issue the regulation supplements the provisions of the terms and conditions for details about how to determine the fair value valuation. (30.12.2004/1324)
The valuation method of the insurance fund should be selected in such a way that the fitness for a particular purpose, shall apply the principles of valuation of assets consistent with the mediums. If the desktop select status as a principle of subsection 4 or 5 of the financial assets at fair value measurement, cash cannot be applied to the corresponding use mediums to other similar resources at the same time as defined in subsections 1 to 3 of the valuation principles. The selected valuation method are met on a consistent basis. (30.12.2004/1324)
The asset is transferred to investment property or property that could be considered as investments from one group to another, the balance sheet referred to in paragraph 1 to 3 of the value at the time, while respecting the principles of valuation specified in subsection 1 to 3. (30.12.2004/1324)
Off-balance sheet to on-balance sheet shall be attached to the cost of the investment and the fair value of the batch by batch, as the amount of the insurance supervisory agency in more detail. (30.12.2004/1324)
The insurance supervisory agency shall issue more detailed rules in accordance with the valuation of investments at fair value the fair value of investments and the conditions for the acquisition, investment and asset transfers, as well as buildings and other long term expenditure depreciation presentation. (30.12.2004/1324) 74 (c) of section (30.12.2004/1324) section 74 (c) repealed by L:lla made/1324.

section 75 of the insurance shall be a reserve fund that the cashier will annually add at least 20 percent for the surplus of the financial statements. When the reserve is at least equal to the fiscal year and the two previous fiscal year, the average number of the entry of payment, does not transfer to the reserves no longer required.
The reserve fund may be reduced in accordance with the decision of the Treasury meeting, only to mask the deficit shown on the balance sheet set out in.
Notwithstanding the provisions of paragraph 2, the Ministry of Social Affairs and health can, upon request, information on the checkout authorization for specific reasons to reduce the amount of the reserve fund, in accordance with paragraph 1 is usually the full amount of the reserve fund.
Checked out can also be used for other funds, which increased and in the manner set out in the rules.

76 section if the insurance fund in the financial statements to show the deficit, will be the first to cover the use of the surplus from the previous financial periods and then 75 reserves within the meaning of article 4. After this, you must use the reserve fund, the deficit for covering the Base Fund and capital. Unless the deficit to get the trouble is for those who during the period have been obliged to pay contributions to the checkout, without delay, provide for an additional fee, if the rules of the Fund is to carry out a binding order for payment. An additional fee will be relative to the fiscal year does not exceed the amount of the fee and carried out. The additional payment shall not exceed a maximum of 20% of the number of.
If the person liable for the amount of the additional payment provided for him during the run, is it, without delay, to be ulosottotoimin the aid should be recovered. Subject to an additional fee to get the amount, there is a missing number, to the extent that it is necessary for the collection of the levy, to be shared by others still to be paid, taking into account, however, the restriction in subparagraph (1).
For payment together with interest on late payments will be charged in accordance with the decision of the ulosottotoimin and, what is the law on taxes and charges ulosottotoimin (367/61).

77 section (30.12.2004/1324) the specific nature of the insurance business due to the on-balance sheet and the profit and loss statement for more detailed provisions in the formulas, the balance sheet and the notes to the income statement and balance sheet, the annual report for the information of the annex data specifications to be given specifications and the Ministry of Social Affairs and health.
The Ministry of Social Affairs and health regulation is necessary in order to provide it, when and how to deviate from the drawing up of the annual accounts and the annual report to the provisions relating to give a true and fair view.
The specific nature of the insurance business of the insurance supervisory agency shall issue more detailed provisions resulting from the insurance fund in the drawing up of the annual accounts and the annual report.
Insurance Agency can provide guidance and advice in this chapter, the Ministry of Social Affairs and health, as well as the regulation, of the accounting Act, referred to in subparagraph (1) and the application of the insurance funds in the regulation.
The insurance supervisory agency may, on application, for a special reason for the insurance fund, grant a derogation from the provisions referred to in paragraph 4, and, if an exception is necessary in order to obtain a true and fair view of the results of operations and financial position of the insurance fund.
If the order referred to in this article, the help, the opinion or the authorisation is an accounting of the law or regulation, the provisions relating to the presentation of the accounts and the annual reports of the general application of the material, or the Ministry of Social Affairs and health insurance is before you order, ask for help, an opinion or the authorisation of the opinion of the Accounting Board.
The amount of the insurance supervisory agency may for special reasons for granting exceptions to the article and in individual cases, of the accounting Act, Chapter 2, section 9, as well as from article 6 of Chapter 3.
Chapter 7 of the insurance contributions, the responsibility for the debt and capital (20.7.2012/444), section 78 (6/6/2003/420) Insurance for insurance payments must be by cashier or payments shall lay down the rules. The criteria for payments must be submitted with regard to the operation of a non-statutory insurance information.

in accordance with the rules of the pension fund commitments in article 79 liability recorded a liability as a liability. It comprises the insurance payment responsibility and liability.
The insurance premiums of the existing commitments on the future of the insurance referred to in the schedule of events and other expenditure arising from these commitments, the capital-value minus the value of future premiums in the capital. Statutory pension insurance premiums in respect of the Pension Fund engaged in the responsibility of maintaining the solvency of the supplementary insurance shall also be considered the meaning of responsibility. Insurance premium for insurance liability or responsibility-enhancing functions can be used to change the criteria to have been incurred loss on the debt Bill, and also to the reduction in the premiums for the rest of the loss on the cover and in the way of his Ministry. More than simply a statutory pension insurance company engaged in pension fund insurance premium according to the terms laid down by the Financial control shall also be considered a bulky increase in insured benefits liability as referred to in the future (the index increase responsibility), which according to the criteria must not be used to mask other than a loss, which is the responsibility of the debt Bill amending the criteria. (20.7.2012/444)
As a result of the events following the insurance liability corresponds to the executable, the outstanding compensation and other amounts to the extent that the Pension Fund is born in the employee's pension or retirement fund law or pension (1272/2006) responsibility and runsasvahinkoisten for the number of years of countervailing vastuuopillisesti. (20.7.2012/444)

The liability for payment of insurance as referred to in paragraph 2, the calculation of the amount of the liability at the level of the insurance payment, or a suppressor of the lot, take into consideration the worker's Pensions Act (395/2006) 168 supplementary insurance referred to in article osaketuottosidonnaisen the amount of the liability. (8 December 2006/1123) section 80 of the non-liability to establish the liability of the Pension Fund, which is responsible for the running of a marine insurance transactions and the amounts outstanding at the end of the period of compensation.
In addition to the States, Ministry of Social Affairs and health may provide that it shall also include the responsibility for the debt, section 79 of the insurance premium as referred to in sub-section 2 of the responsibility, if the quality of the register's scope of operation, benefits, or any other special reason requires it.

section 81 of the insurance activities must be in accordance with the law, unless otherwise provided for, the rest of the insurance in accordance with the provisions of the Bill: 1) for the calculation of technical provisions; as well as 2) vapaakirjan and the determination of the redemption.
(6/6/2003/420) The criteria, which are mentioned in the first sentence of paragraph 1, and article 78, the latter must be drawn up, as well as insurance premiums referred to in the laws provide for the protection of insured benefits, as well as with a view to the next criteria, which is mentioned in the first subparagraph of paragraph 2 shall be drawn up with a view mainly to their reasonableness.

Article 81 (a) (19 May 2006/392) Additional pension for the operation of the basis for the calculation of the pension fund provisions shall be drawn up, taking into account the priority beneficiaries and persons in receipt of a pension, and members of the vapaakirjan benefits. Variables that are used for the calculation of the technical provisions, such as death, longevity and disability related to the assumptions and economic assumptions must be selected. Actuarial methods will be the same from one period to the next, unless a change is justified.
If the Pension Fund for the operation of the debt criteria of the supplementary pension is changed, shall be applied, unless the members of which have been before the change for them produced different criteria. If the legislation is amended as follows: the criteria for the technical provisions, the change of the economic situation of the population as a result of the structure or in a way that complies with the provisions of the new criteria is in line with the provisions of the old criteria more and more pension funds the operation of the Pension Fund are not sufficient to cover the debt, the higher the responsibility can be the difference between the provisions on the balance sheet of the insurance supervisory agency of the corresponding authorisation of the flag to the side of the responsibility for the vajauksena (the balance on technical account deficiency).
The insurance supervisory agency's permission is granted under the condition that the Pension Fund will draw up a viable plan for what is required to limit the technical margin deficiency, up to a maximum of ten years. The granting of the authorization and the length of the period referred to above must be based on the estimated pension fund assets covering technical provisions to the average level of payments arising from kate deficiency kuolettamisesta. The plan must be persons who are members of the vapaakirjan and allowances available.
The insurance supervisory agency shall issue more detailed provisions on the liability of pension fund supplementary pension activities, decrease in the content of the criteria to be used in particular for calculating scales of. The provisions of the insurance supervisory agency may provide more accurate compliance with the criteria of prudence and of security decline and the selection of the variables used in the calculation of technical provisions and assumptions.

Article 82 If there are grounds for responsibility for the debt criteria are changed, also apply to the members of which have been before the change, subject to the criteria for them, no different. If you comply with the new criteria, in accordance with the existing criteria, the greater responsibility for the debt is, can the insurance supervisory agency shall provide the insurance at checkout on the provisions in that regard at a specified time, up to a maximum of ten years. The difference shall be deducted from each year, in accordance with the plan approved by the insurance supervisory agency. (6/6/2003/420)
The above 80 for the purposes of section 2, subsection 2, in the case of insurance undertakings may be considered at the order of the Ministry of not more than ten years. The Ministry may extend the time limit for specific reasons of not more than five years. The difference between the reduction, in accordance with the plan approved by the Ministry each year.
What is 1 and (2) shall not apply to supplementary pension and retirement funds. (19 May 2006/392) 82 (a) section (19 May 2006/392) Additional pension in respect of the activities of the rate used in calculating the pension fund should be selected.
The setting of a maximum rate of interest, in accordance with article 4 shall take account of the long-term, high-quality, or the State of the market yield on long-term bonds.
Notwithstanding the provisions of paragraph 4, the provisions of a supplementary pension activities of interest can be used to calculate the pension fund application for insurance with permission to select enimmäiskorkoa as referred to in paragraph 4 of the larger responsibility for the debt according to the level of a comprehensive return on assets, making it adequate for the reduction of security. In this case, account must also be taken of the level of income of future premiums. The level will be corrected to reflect the future return on investment returns in so far as the provisions of comprehensive investment duration is shorter than the duration of the provisions. The more specific provisions of the insurance supervisory agency shall, if necessary, the application referred to in this paragraph.
The interest rate used in calculating the maximum amount provided for in Decree of the Ministry of Social Affairs and health.

83 section (29.12.1995/1777) Insurance Fund has to be covered by section 79 and section 80 of the provisions referred to in paragraph 2. An additional pension for retirement pension fund responsible for action on debt can be reduced under section 81 (a) of the technical provisions referred to in paragraph 2, the amount of margin deficiency kuolettamatta. (19 May 2006/392)
Provisions katettaessa shall be taken into account, the type of insurance business insurance agency, and in line with this, the certainty of the return of the funds to ensure coverage, and for cash muutettavuudesta as well as their relevant diversity and decentralisation.
Insurance Fund shall cover the provisions referred to in this article is a matter for the asset classes under the funds, which are measured at fair value in accordance with the criteria established by the Agency, the valuation of Insurance supervision is sufficient to cover the debt, of which the first is reduced to the following items: 1) to the reinsurers share of no more than the amount of the insurance supervisory agency to accept;
2) recourse are based on the claims; as well as 3) the Ministry of Social Affairs and health in the cases laid down by the specific reasons to be made from the other items.
(19 May 2006/392) The Ministry of Social Affairs and health may, for a special reason to prescribe that certain income assets are valued at their fair market value. (19 May 2006/392)
The liability coverage is, as 83 h-83 r provides: 1) of bonds and other money-and capital-market instruments;
2) based on the loan-debt claims and other assets;
3) shares and other products that are least profitable mixed ownership;
4) shares in the investment funds and other collective investment undertakings which can be assimilated to them;
5) real estate, buildings and immovable-property rights, such as the enjoyment of the rights and permissions and land rental rights; shares and holdings in real estate in the communities; rights to the entry into force of the water of the water power plant, provided that the use of force as a guarantee of the right to water is enshrined in the mortgage; rakennusaikaisia an amount owing to the real estate community, which is owned by the funds referred to in this paragraph and where the influence exercised by the assurance cashier;
6) insurance premium receivables from members as well as other shareholders and the amount owing on claims against reinsurer as referred to in paragraph 1 of the reinsurers ' shares;
7) tax assets and other assets from the State and other public sector entities;
8) tangible assets other than those referred to in paragraph 5, to read;
9) cash and bank assets, deposits with credit institutions and any other body has the right to receive deposits;
the transfer of assets, such as 10), interest income, accrued rents and other residues, as well as expenditure advances; with regard to the statutory pension insurance, or 11) the Ministry of Social Affairs and health, approved by the specific nature of this type of insurance of other items.
(19 May 2006/392) The insurance supervisory agency may, on application by the insurance fund to accept a deadline for other than as cover for those referred to in paragraph 5 of the resources and commitments in relation to their quality and reliability, which can be likened to the assets referred to in paragraph 5. (19 May 2006/392)
The provisions of this article 5 buildings, buildings and the torque of the rights referred to in paragraph 5 shall apply to 83 h-83, in the case of a r of the real estate community, whose head office is situated in the Member States of the EEA, where the influence exercised by the insurance, owned by the cashier in the same manner as if such funds, these funds would be run by the insurance fund in the upright position. (19 May 2006/392) 8 L:lla 20.3.2015/323 is repealed, which shall enter into force on the 1.1.2017. The previous wording of the statutory pension insurance include: activities, pension fund shall cover the liability referred to in article 79 of the debt, the debt of the employee pensions Act the Division of liability referred to in article 183, the debt pension law (468/1969), section 10 (2) of the Division of responsibilities, as well as insurance premiums referred to in debt due to the social insurance institution of the capital adequacy calculation as the border and the covering of those provisions by the Act (11/2006).

The insurance supervisory agency shall, if necessary, more detailed provisions on the liability coverage of the assets, the restriction of foreign-exchange risk and currency movement in the context of the Organization, the use of derivative contracts margin, collateral and margin calls on the importance of reading the coverage of the commitments to which the securities relate. The Agency shall, if necessary, more detailed provisions in the State of the European economic area, a barter system equivalence, the equivalence of the community property of the securities on the stock exchange, in the community, to deposit in a bank or insurance company and mutual fund units from reading the gross amount of the income. (3 June 2005/383)
The case of the insurance supervisory agency may impose, if the application of paragraph 2, there is a special reason, that certain funds be allowed to read Treasury the liability insurance coverage. (3 June 2005/383), section 83 (a) (20.7.2012/444) if the exclusive additional benefits the interests of the issuing of the granting of the additional pension fund or the Department, section 83 and the provisions adopted in pursuance of the provisions of the financial statements and the context of the assessment of resources under a permanent cross-border pension fund or the Department responsibility for the debt and other liabilities, amounts to the difference between the excess funding to Financial control, with the agreement of the corresponding return for shareholders of the technical reserves in relation to the Pension Fund. The Ministry of Social Affairs and health Decree of may, where appropriate, provide that the assessment of the margin of ylikatetta of certain fair value to calculate the value in the specified. A prerequisite for the return of the granting of the additional benefits of the Department's statutory activities, the Department's capital exceeds 83 (d) of the maximum amount of solvency capital. (20.3.2015/323)
L:lla 323/2015 modified the Act shall enter into force on the 1.1.2017. The previous wording: If the exclusive additional benefits for the granting of the benefits of the issuing Department of the pension fund or section 83 and the provisions adopted in pursuance of the provisions of the financial statements and in the context of resources is expected to permanently exceed the pension fund or the Department's responsibility for the debt and other liabilities, amounts to the difference between the excess funding to Financial control, with the agreement of the corresponding return for shareholders of the technical reserves in relation to the Pension Fund. The Ministry of Social Affairs and health Decree of may, where appropriate, provide that the assessment of the margin of ylikatetta of certain fair value to calculate the value in the specified. A prerequisite for the return of the granting of the additional benefits of the Department's statutory activities, the Department's capital exceeds 83 (d), subsection 2, four times the amount of the capital requirements under the limit.
The difference referred to in paragraph 1, in so far as the value of such payments, it is the members of the Member does not return to shareholders can be made.
If the Pension Fund in accordance with the laws of the worker's pension solvency capital exceeds its ceiling, can be ylite to the conditions laid down in article 83 (d) of the financial supervisory authority, with the consent of the returns to shareholders. The Ministry of Social Affairs and health Decree of may, where appropriate, to provide for the assessment of certain items, the ylitettä shall not be taken into consideration in the solvency capital and the fair value of certain assets is calculated. (20.3.2015/323)
L:lla 323/2015 modified (3) shall enter into force on the 1.1.2017. The previous wording: If the Pension Fund in accordance with the laws of the worker's pension exceeds the amount of the solvency limit four times solvency capital, can be ylite to the conditions laid down in article 83 (d) of the financial supervisory authority, with the consent of the returns to shareholders. The Ministry of Social Affairs and health Decree of may, where appropriate, to provide for the assessment of certain items, the ylitettä shall not be taken into consideration in the solvency capital and the fair value of certain assets is calculated.
Shareholders may be in the case referred to in section 111 to remit their funds in excess of section 132 of the amount referred to in paragraph 2 and 3, provided that the Pension Fund has paid his debt and met all other commitments.
The provisions of this section to the financial supervision of the application and the granting of the application referred to in the reports.

Article 83 (b) (20.7.2012/444) to the Pension Fund in accordance with the laws of the employee in relation to the solvency of the pension capital is defined as the amount by which the assets of the pension fund activities and other commitments and guarantees in excess of the equivalent of what we call the insurance liabilities arising from the operation of a pension fund and other commitments, as these other 2-7 provides and 7 under. Calculation does not take into account within the meaning of article 79 (2) of the additional insurance liability and the amount of countervailable subsidies referred to in the said paragraph (3).
Liable to be read on the following items: 1) guarantee capital paid in cash or base of the Fund;
2) a reserve fund and other equity funds;
3) for the financial year and previous financial periods of surpluses accumulated in shareholders ' equity;
4 in Chapter 5, section 15, of the accounting Act) in voluntary reserves;
5) additional insurance liability;
the fair values of the assets and off-balance-sheet 6) the carrying amount of a positive difference to the extent that it is not to be regarded as an exceptional nature;
7) the amount of countervailable subsidies;
the obligation of the shareholder's fee-based 8) item, which is no more than 4% of the total amount of salary pension fund action, provided that it meets the requirements set out in section 83 u;
9), at the request of the Pension Fund, with the agreement of the financial control of the other items referred to in paragraph 1 through 8 on the other items.
The cashier, a pension which has been organized, as well as the statutory provision that the supplementary voluntary supplementary pension security, can be from 1 to 4, 6 (2), and in accordance with paragraph 8 of the items read as liable in so far as they fall within the statutory pension provision are the property of the Department or the Department of the company.
Liable capital shall be reduced by: 1) loss for the fiscal year and the previous fiscal years;
2 the values of the off-balance-sheet accounting and property) the fair values of the positive difference;
the amount of liabilities in the balance sheet 3), all the other items, which have to be considered.
The cashier, a pension which has been organized, as well as the statutory provision that the supplementary voluntary supplementary pension security, (4) of the listed items are deducted from the solvency capital in so far as they fall within the statutory pension insurance agents to the Department or the Department.
Decree of the Ministry of Social Affairs and health, it may be provided that, in paragraph 6 of article 2 and paragraph 2 of the debt referred to in paragraph 4 of the books and the like other money-and capital-market instruments can appreciate the solvency of pension fund capital to their fair market value.
More detailed provisions on financial control can give in support of the liable equity capital and vähennettävistä.

Article 83 (c) (20.7.2012/444) to the Pension Fund in accordance with the laws of the worker's pension solvency limit determined for the riskiteoreettisesti to respond to the need for taking into account the solvency capital in one year, the insurance and investment risks. The calculation of the solvency of the social insurance institution of the border to the capital adequacy limit down further and decentralisation of investments (315/2015). (20.3.2015/323)
L:lla 323/2015 modified the Act shall enter into force on the 1.1.2017. The previous wording: pension fund in accordance with the laws of the worker's pension solvency limit determined for the riskiteoreettisesti to respond to the need for taking into account the solvency capital of one year of insurance risks as well as the distribution of investments in different asset classes. The calculation of the solvency of the social insurance institution liable shall limit the border and covering of the Act.
Minimum capital requirement shall be one third of the capital.

Article 83 (d) (20.7.2012/444), the Pension Fund must be transferred to the annual investment income within the meaning of article 79 (2) of the additional insurance. In addition, the Pension Fund may transfer an additional insurance liability in accordance with section 8A of the ylikatetta with the added benefits of the donor. The result of the investment and the transfer of responsibility for insurance that determines how the following can be used to add or extract premiums from 2 to 7 as this article provides. In addition, the Pension Fund for the solvency of the insurance liability capital can extract the ylitteen return, as provided for in article 83 (a).
The maximum amount of pension fund solvency the solvency limit for triple the amount of capital, however, at least 50% of the responsibility for the debt, which has reduced the amount of countervailable subsidies for insurance liability, and the items, which the pension according to section 139 (2) does not take into account the insurance liable. For the solvency of the insurance liability can be accumulated up to the limit of the insurance fees in the capital. (20.3.2015/323)
L:lla 323/2015 modified 2 shall enter into force on the 1.1.2017. The previous wording of: extra insurance responsibility can be add to the amount of the solvency of the insurance fees for crossing the nelinkertaiseen (maximum number of prudential capital).
Further reduction in the premiums of the insurance liability can be dismantled in such a way that the capital is at least 1.3 times solvency in relation to a limit. (20.3.2015/323)
L:lla 323/2015 modified (3) shall enter into force on the 1.1.2017. The previous wording is:

Further reduction in the premiums of the insurance liability can be dismantled in such a way that the capital is at least 1.4 times solvency in relation to a limit.
Pension Fund, whose capital is no more than 1.3 times the capital adequacy in relation to a limit of 1 and 3, following the application of the capital adequacy of the amount of the limit, at least for the reduction of insurance premiums of the insurance liability can be used to extract to the same extent as the pension insurance companies to the employee's pension or retirement fund, pursuant to article 169 of the laws of the insurance premiums, discounts on the basis of the investment activities. The criteria included in the dismantling of the law in accordance with article 166 provisions set out in the invoice. (20.3.2015/323)
L:lla 323/2015 modified 4 Article shall enter into force on the 1.1.2017. The previous wording: Pension Fund, whose capital is in relation to a limit of no more than 1.4 times solvency after the application of paragraph 1 and 3 and at least equal to the amount of the solvency limit, an additional reduction in the premiums of the insurance liability can be used to extract to the same extent as the pension insurance companies to the employee's pension or retirement fund, pursuant to article 169 of the laws of the insurance premiums, discounts on the basis of the investment activities. The criteria included in the dismantling of the law in accordance with article 166 provisions set out in the invoice.
Pension Fund, whose capital is less than the capital requirements for insurance liability limit, shall not be unloaded in the reduction of insurance premiums. If solvency cannot be any other way to fix it is to build up the insurance liability insurance, the additional fees. If, however, the reduction in accordance with paragraph 1, the capital investment losses after the transfer, under the responsibility of the solvency limit, additional insurance is to build up the solvency of the insurance contributions up to a limit.
Pension Fund, whose capital is the second consecutive year, greater than the maximum number of supplementary insurance solvency capital, responsibility is said to reduce insurance premiums each year from the year in which the number of dismantled, which is one-third of the amount by which the solvency of pension fund capital exceeds its limit. The maximum number is exceeded, if the solvency capital can be regarded as a permanent character, the Pension Fund shall be organised its activities in such a way that the amount of the solvency capital is reduced by enimmäismääräänsä.
For the purposes of this article shall be reduced by the solvency capital of the 83 (b) of subsection 2, an additional fee of a shareholder to the obligation referred to in paragraph 8, based on the item.

83 (e) section (20.7.2012/444) need to be confirmed by the Government Pension Fund as part of the investment plan for the use of the updated risk management plan to support the solvency of the insurance premiums for a period of five years. The solvency of the falling premiums need not be allowed to become so large that it would threaten the contributor's ability to pay. Plan shall be submitted to the Financial supervision. Pension Fund is to draw up a new plan, if the financial supervisory authority is of the opinion that the riskienhallintasuunnitelmaa cannot be carried out. The Government Pension Fund will be applied to the setting of the level of the annual contribution to the plan.
Pension Fund, whose capital is less than the solvency limit, is the approval of the Pension Fund shall be notified without delay by the Financial control of the financial recovery plan. The financial recovery plan must demonstrate that the pension fund capital exceeds the premiums by increasing or otherwise with the permission of the financial supervision for a year or for special reasons within the solvency limit of not more than two years.
Pension Fund, whose capital is less than the minimum capital requirement shall be notified without delay by the financial supervisory authority, is a short-term finance scheme for its approval. This financing plan shall show that the pension fund capital exceeds the premiums by adding, or in any other way within three months of the minimum capital requirement. If the measures provided for in the financing plan is not in that period of time have not been implemented, financial supervision may publicly extend that time limit by a maximum of three months.
Financial supervisory authority shall, if necessary, more detailed rules for drawing up the plans referred to in paragraph 1 to 3 and submission.

83 (f) section (brought an action/84) of this law, section 83 (1) of the insurance fund referred to in paragraph and statutory pension insurance company engaged in the Pension Fund shall draw up a plan for the disposal of Treasury funds (investment plan). The insurance supervisory agency shall issue more detailed provisions on the investment plan. (8 December 2006/1115)
As regards the supplementary pension activities of pension fund investment plan must include a statement of investment policy principles. Report is to be reviewed without delay after any significant changes in the investment policy, and at least every three years. The statement of investment policy principles shall include a description of the investment risk measurement and management methods, as well as the strategy which, in accordance with the cash allocation, taking into account the nature and duration of the provisions. (19 May 2006/392)
The liability insurance fund is listed as the number of the insurance supervisory agency in more detail.

section 83 g (3 June 2005/383) shall be treated as forming part of the State of the European economic area, the Organisation for economic cooperation and development (OECD), the other Member States: 1) under section 83 (h) for the purposes of paragraph 1;
2) 83 (h) of paragraph (2) and (3) of section 1 to 83 (i) (3) and 83 (j) of paragraph 1 and of the application of paragraph 2.
(19 May 2006/392) As a result of that treatment under article 1, paragraph 2, may be no more than 10% of the total capital gain on the read on the gross amount of the technical provisions.

83 (h) section (19 May 2006/392) the total gross amount of the technical provisions in assets denominated in must be: 1) to the debtor or guarantor of the debt obligations, the State of the åland Islands or to the international community, the members of which at least one is an EEA State;
2) as the guarantor of the debtor or debt obligations, which is located in one of the EEA States, municipalities, public body or any other kind of a church to be treated as a regional body, or by the members of the tax-raising rights;
3) as the guarantor of the debtor or debt obligations, which is subject to supervision by a public deposit bank or insurance company, or any other kind of community, the insurance, the Agency shall treat each of the above deposit in a bank or insurance company;
4) units, according to the investment funds, which invest their assets in the asset classes referred to in the article and that is set up for the Member States of the EEA subject to the control of the management of a public company, whose head office is situated in the Member States of the EEA;
5) units in other investment funds in the Member States of the EEA can be assimilated to public scrutiny in collective investment undertakings with head offices in the Member States of the EEA and who, according to invest its assets in the asset classes referred to in the article; and 6) debt obligations secured by collateral in the form of debt instruments referred to in paragraphs 1 to 5, or fund units.
The insurance supervisory agency shall issue more detailed rules referred to in paragraphs 4 and 5 of paragraph 1, the Fund-the amount of the capital gain on the shares of the gross to read.

83 i section (19 May 2006/392) to a maximum of 50% of the gross amount of the technical provisions in assets denominated in and commitments must be: 1) the debtor or guarantor of the debt obligations, which are the Member States of the EEA, the operations of a credit institution subject to public oversight, other than under section 83 (h) referred to in paragraph 3 of the deposit bank or any other entity in the same way as under;
2) debt obligations, where the debtor is an entity with a head office in the Member States of the EEA and whose shares are traded on a regulated market or contributions from the Member States of the EEA;
3) debt instruments, dealt in on a regulated market in the Member States of the EEA and with the debtor other than a 1 or 2 or in paragraph 83 (h) of section 1 to the Community referred to in paragraph 3; and 4) debt obligations secured by collateral in the form of debt instruments referred to in paragraphs 1 to 3.

Article 83 (j) (19 May 2006/392) to a maximum of 50% of the gross amount of the technical provisions in assets denominated in and commitments must be: 1) shares and holdings in communities, which is based in the EEA State and whose shares are traded on a regulated market or by contributions from the Member States of the EEA, with the exception of the shares and the shares of the real estate in the communities;
2) issued by the commitments referred to in paragraph 1, with the other commitments of the community;
3) units, according to the investment funds, which invest in assets, section 83 83 (h) or (i) referred to in this article or in the asset classes and that is set up for the Member States of the EEA subject to the control of the management of a public company, whose head office is situated in the Member States of the EEA;
4) units in other investment funds in the Member States of the EEA can be assimilated to public scrutiny in collective investment undertakings with head offices in the Member States of the EEA and who, according to invest its assets in the 83 83 (h) or (i) of this section to the article or asset classes; and 5) debt obligations secured by collateral in the form of shares referred to in paragraphs 1 to 4, shares, or units.
The insurance supervisory agency shall issue more detailed rules referred to in paragraphs 3 and 4 of the Fund-the amount of the capital gain on the shares of the gross to read.

section 83 k (19 May 2006/392) up to 40% of the gross amount of the technical provisions in assets denominated in and commitments must not be:

1) of the EEA State property and buildings;
2) insurance agency under article 83 of the law referred to in paragraph 5, the Member States of the EEA to the immovable property, or rights in the entry into force of the water;
3) shares and the shares of the real estate in the communities, which is based in the Member States of the EEA; and 4) debt obligations and to follow the spirit of the real estate assets (3) rakennusaikaisia communities, where the influence exercised by the assurance cashier.
Together with the mentioned in subparagraph (1) asset classes a total of up to 70% of the gross amount of the technical provisions cover such commitments, by collateral in the form of a promissory note shall be valid for the attachment of 1 or 2 type of property referred to in paragraph 1, or secured by collateral in the form of shares or units referred to in paragraph 3.

section 83 l (19 May 2006/392), up to 25% of the gross amount of the technical provisions will cover resources and commitments, which are placed on one item, in the case of an investment: 1) debt claims of the debtor or the guarantor, which is 83 (h) of paragraph 83 (i) a public body referred to in paragraph 2 or of a credit institution within the meaning of paragraph 1; or 2) 83 (h) of section 4 or 5 or paragraph 83 (j) of section 3 or 4 of the investment fund referred to in paragraph or UCITS.
Under paragraph 1, where the investment in debt claims referred to in paragraph 1 shall be treated as debt obligations secured by these debt obligations.
If the members of the entity referred to in subparagraph (1) shares are quoted on the regulated market, for the purposes of a reduction in the sum of shares and participations in commitments of the community, as well as with other commitments of the community.

section 83 m (19 May 2006/392) does not exceed 15% of the gross amount of the technical provisions will cover resources and commitments, which are placed on one item, in the case of an investment: 1) under section 83 k 1 – as referred to in paragraph 3, the right to property, building or real estate to the community;
2) is in force, by collateral in the form of debt claims of the mortgage together as referred to in paragraph 1, or secured by collateral in the form of shares and shares in the real estate community; or 3) debt claims and claims in the construction of 83 (k) of section 3 of the real estate community, referred to in paragraph where the influence exercised by the assurance cashier.
If the real estate, construction, under the right referred to in paragraph 1 to guarantee the debt of the target or the target set out in the mortgage are one and the same, or they are close enough to each other to be considered effectively as one investment, all investments such as referred to in subparagraph (1) in this item shall be added together for the purposes of that subsection to the maximum limit laid down.

83 n section (19 May 2006/392) does not exceed 5% of the gross amount of the technical provisions will cover resources and commitments, which are placed on one item 83 (j) of paragraph 1 and referred to in paragraph 2 of the same, as well as to the commitments of the community shares with the other commitments of the community.
Together with the species as referred to in sub-section 1, the total of the assets does not exceed 10% of the gross amount of the corresponding part of the margin: 1) the same community debt obligations, with no security or secured by funds referred to in subparagraph (1); and 2) provided by other debtors ' debt obligations, which are secured in subparagraph (1) or of the same Community funds referred to in paragraph 1 above.
In addition, as provided for in paragraphs (1) and (2) shall be invested in assets denominated in a total of up to 10% of the article of the same community, 83 (i) where the investment in debt claims referred to in paragraph 3.

83 o § (19 May 2006/392) the gross amount of the technical provisions in assets denominated in must not be located in the 83 h-83 k of the value of a property, the meaning of which is mainly based on the activities of the insurance fund as a shareholder, to a maximum of 25% of the gross amount. One of the functional constituent to be in this case, however, be placed at a maximum of 15% of the gross amount of the technical provisions.
The insurance supervisory agency may, for special reasons, allow exceptions to the provisions of paragraph 1.

83 p section (19 May 2006/392) 83 83 83 (i), (j), (l), 83 and 83 o the maximum permissible limits laid down in application of the article must also, on or in connection with the community with the same group to the rest of the community.

83 q section (19 May 2006/392) does not exceed 20% of the gross amount of the technical provisions in assets denominated in a currency other than the euro shall be denominated in, or the kind of resources that are not fully protected from changes in foreign exchange rates. With regard to the activities of the Pension Fund of the supplementary pension does not exceed 30% of the gross amount of the technical provisions in assets denominated in a currency other than the euro shall be denominated in, or the kind of resources that are not fully protected from changes in foreign exchange rates.

83 r section (19 May 2006/392) with the insurance supervisory agency may, upon request, information on the amount of the Insurance Fund for permission to 83 (i) – the maximum limit laid down in article 83 of the crossing.

83 s section (20.3.2015/307) if the Pension Fund for voluntary supplementary pension activities ensures a biometric risk, return on investment or the level of pension benefits, the cashier shall be in addition to the technical provisions have sufficient own funds, which it is able to fill 83 (v) – in accordance with article 83 of the y in the various classes of the minimum number of total (minimum amount of own funds).
The own resources must be of the type and structure of the risk in accordance with the pension arrangements of all the additional funds. Assets shall be free of all foreseeable liabilities.
The own funds referred to in paragraph 1, the Pension Fund shall be read with the following items: 1) paid to the Base Fund and capital;
2) and equity funds;
3) for the financial year and previous financial periods of surpluses accumulated in shareholders ' equity;
in Chapter 5, 12, 4), of the accounting Act, under section 15 of that chapter recognised depreciation and section volunteers making; the fair value of the assets on the balance sheet, as well as 5), and the difference between the carrying values of the positive to the extent that it cannot be considered to be exceptional in nature.
Pension Fund of the own resources referred to in paragraph 1 shall be reduced by the following items: 1) loss for the fiscal year and the previous fiscal years;
2) off-balance sheet asset values and the positive difference between the fair value;
3 the acquisition of intangible assets in the income statement as an expense) unmarked filed;
the amount of liabilities in the balance sheet 4), all the other items, which have to be considered likely; as well as 5) derivatives contracts to pension fund potential enimmäistappio.
Financial supervisory authority may, for a special reason, deny the retirement coffers of reading a consignment referred to in paragraph 5 of part or all of the funds referred to in subparagraph (1) into the Fund.
Financial control can give more specific provisions: 1) in support of own resources and of vähennettävistä lots; and 2) capital requirements on the preparation and delivery of the filling in the date calculations.
L:lla 307/2015 modified section 83 s shall enter into force on the 1.1.2016. The previous wording is: 83 s section (27 March 2009/175) if the Pension Fund for voluntary supplementary pension activities ensures a biometric risk, return on investment or the level of pension benefits, the cashier shall be in addition to the technical provisions have sufficient own funds as a safety capital.
The own resources must be of the type and structure of the risk in accordance with the pension arrangements of all the additional funds. Assets shall be free of all foreseeable liabilities.
The calculation of the minimum amount of own funds referred to in this article shall apply to the insurance companies Act (521/2008), Chapter 11, article 1, section 2, paragraph (3) to (6), article 5 1, 2, 5 and 7 to 9, article 6, article 12 and article 13, 14 and 16 of the life insurance policy on the company's capital and the minimum operating capital. In addition to the paid to the Pension Fund's own resources shall be counted against the Base Fund and capital.
Subtraction pension fund will be taken into account in the calculation of the own funds requirement to the full handicap in the own resources referred to in the article.
Financial control can give more specific provisions: 1) in support of own resources and of vähennettävistä lots;
2) own funds requirements for the formulation and delivery of calculations.

83 t section (27 March 2009/175) if the Pension Fund guarantees referred to in article 83 s biometric risk, return on investment and the level of benefits, the supplementary pension plan does not apply to paragraph 83 (a) and article 76.

83 the u section (20.7.2012/444) in order to be able to read liable equity capital section 83 (b) (2) the obligation provided for in paragraph 8 of the shareholder for payment based on the batch, the Pension Fund will be described in section 83 (e) riskienhallintasuunnitelmassa what the lot, what are the effects of the lot is the solvency of pension fund investment with the investment plan, and organise, as well as increased insurance fees, or in what circumstances the solvency of the insurance premiums, discounts will be limited. Pension Fund shareholders will be available for your use of the solvency capital of the lot.
The obligation of the shareholder's fee-based dimension, taking into account the item comes to set a viable goal. Pension Fund will track the achievement of the targets set for the riskienhallintasuunnitelmassa for the use of the lot. The Pension Fund is unable to read the batch referred to as liable, if the Pension Fund is not responsible for riskienhallintasuunnitelmaa.

After reading the additional fee based on the shareholder's obligation of the liable equity capital of the lot is monitored by the pension fund solvency for the relationship between the level of the average occupational pension system solvency. If the solvency of the Pension Fund in relation to the average level of the solvency of the pension system is reduced in such a way that the deviation significantly increases the risks to the operation of the Pension Fund, the Pension Fund shall be limited to the use of the reduction in insurance premiums for insurance of liability or to fix the solvency capital.
The limit of the amount of the pension fund solvency the solvency of the corresponding capital must consist of one other than mentioned in the paragraph 1. Financial supervisory authority may also authorise that the reading of the social insurance institution for a period of 2 years on the calculation of the solvency capital requirements in the capital of the border and the law on investment of decentralisation in the situation referred to in article 28, even though the solvency capital. (20.3.2015/323)
L:lla 323/2015 modified 4 Article shall enter into force on the 1.1.2017. The previous wording of a corresponding amount of the pension fund the solvency limit: the liable capital is mentioned in subparagraph (1) shall consist of one other than. Financial supervisory authority may also authorise that the reading of the social insurance institution for a period of 2 years on the calculation of the solvency capital requirements in the capital of the border and the covering of those provisions of the law on the situation referred to in article 23, even though the solvency the solvency capital.

83 (v) section (20.3.2015/307) of the categories with the exception of the Insurance Act (526/2008) section 13 of the Act referred to in paragraph 2, the spirit of the class of insurance referred to in 1 and 2 of section 83 in respect of insurance s own resources referred to in the minimum necessary to read the contribution can be calculated as the sum of this article in accordance with article 2 and 3.
And the amount of liability of pensions that had begun at the end of the last financial year is calculated as 4% of the shares, and the result is multiplied by the ratio referred to in section 83 x.
Insurance risk amount is greater than zero, the risk of the end of the last financial year shall be calculated on the amount 0.3%. For temporary assurance on death of a maximum of three years, however, the wording of the 0.1% of the proportion and, if the insurance is taken out more than three but not more than five years, the percentage is 0.15%. The result obtained is multiplied by the ratio referred to in section 83 x.
L:lla 307/15 added to section 83 (v) shall enter into force on the 1.1.2016.

83 w section (20.3.2015/307) of the classes of insurance referred to in the Act on life insurance in respect of the insurance class 3 83 s the minimum of own funds referred to in article read percentage can be calculated as the sum of 2 to 5 of this article in accordance with the article.
If, in accordance with article 83 s, engaged in pension fund bears an investment risk, insurance premiums, and the amount of liability of pensions that had begun at the end of the last financial year is calculated as 4% of the shares, and the result is multiplied by the ratio referred to in section 83 x.
If, in accordance with article 83 s pension fund an activity bears no investment risk and the cashier has the right to change to cover administrative costs, insurance for loads within five years and the amount of liability of pensions that had begun at the end of the last financial year is calculated as 1% of the shares, and the result is multiplied by the ratio referred to in section 83 x.
Insurance risk amount is greater than zero, the risk of the amount at the end of the last financial year shall be calculated on the result obtained, and 0.3% is multiplied by the ratio referred to in section 83 x.
If, in accordance with article 83 s pension fund an activity bears no investment risk and the cashier has the right to change to cover administrative costs, insurance for loads within five years of the date of the administrative costs of the last financial year will be decreased by 25%.
L:lla 307/15 added 83 w section shall enter into force on the 1.1.2016.

section 83 x (20.3.2015/307), section 83 (v), as well as section 83 w 2 and 3 of the ratio of the sum of the last three financial years of the insurance group at your own risk following the unearned premiums and the amount corresponding to the amount of pension liability prior to the reinsurers ' share of the reduction. The ratio shall not be less than 0.85.
The above article 83 (v), as well as 83 w section, the ratio referred to by the insurance group, in the case of the last financial year the amount of insurance risk the risk on its own responsibility, to the amount before the reinsurers ' share of the reduction. The ratio shall not be less than 0.5.
If the nature or quality of reinsurance contracts has changed significantly since the last financial year, the actual risk transfer or jälleenvakuutussopimuksissa does not happen, or if it is low, the financial supervisory authority may require that the minimum amount of own funds in the calculation of the Pension Fund to use the higher ratios than what can be obtained on the basis of (1) and (2).
L:lla 307/15 added 83 x section shall enter into force on the 1.1.2016.

83 y section (20.3.2015/307) of the classes of insurance referred to in the Act on non-life insurance, the insurance contribution in categories 1 and 2 of 83 s the total minimum amount of own funds referred to in article 2 – the results of the calculations referred to in paragraph 5.
Pension Fund in respect of the last financial year of the classes of insurance referred to in the Act on non-life insurance categories 1 and 2 at your own risk the premiums shall be calculated from the first 50 000 000 euro in a single 18% and 16% of the amount over and above 60%.
If the Pension Fund in respect of the last financial year of the classes of insurance referred to in the Act on non-life insurance, insurance premium revenue categories 1 and 2 is greater than the premiums, in accordance with paragraph 2, the calculation shall be made using the payment of insurance premiums rather than return.
Pension Fund of the last three financial years of the classes of insurance referred to in the Act on non-life insurance categories 1 and 2 of the compensation of the value of the average of the costs on its own responsibility, shall be added together, 26% of the first 37 200 000 euro, and 23 percent of its excess.
If 2 to 4 as referred to in sub-section 1, in accordance with the designated minimum amount of own funds is less than the minimum amount of own funds of the preceding year, it is the minimum amount of own funds shall be at least the previous year multiplied by the ratio existing in respect of the minimum amount of own funds, which can be obtained, when at the end of the period laid down in the law on its own under the responsibility of the non-life insurance, insurance of the categories referred to in categories 1 and 2 of the beginning of the period of insurance, the liability shall be allocated to the provision of reinsurance. This ratio, however, must not be greater than 1.
The Ministry of Social Affairs and Health decree can be changed in this article, published by the Statistical Office of the European communities, the amounts laid down in the European movements in the consumer price index. The number shall be rounded up to the nearest full revised euro 100 000.
L:lla 307/15 added 83 y section shall enter into force on the 1.1.2016.

83 z section (20.3.2015/307) if the pension fund article 83 s and the amount of own funds referred to in paragraph 3, is less than the 83 s section of the minimum amount of own funds, as referred to in sub-section 1, the Pension Fund shall be notified without delay by the approval of the Financial supervision of a financial recovery plan. The financial recovery plan must show how the pension fund within one year of the meet the minimum amount of own funds.
L:lla 307/15 added 83 z section shall enter into force on the 1.1.2016.
the provisions of Chapter 8 of the disclosure, the insurance fund in the limitation of liability and payment of benefits under section 84 (19 May 2006/392) can become a member of the aikovalta request to approve the membership of such information, prior to her that may be relevant for the assessment of the responsibility of the Treasury. Become a member of the intention to give correct and complete answers to the questions for the Treasury.
If you become a member of the proposing of the disclosure obligation laid down in paragraph 1 is carrying out was fraudulent, in the aftermath of the liability insurance for the event of cash is free, provided that the rules of the Fund has been taken on this provision.
What provides, is also valid, if a member of the proposing has deliberately or through negligence, which cannot be considered to be negligible, the neglected duty and insurance agency would not be at all by him to become a member, if the correct and complete answers would be given.
Paragraphs 2 and 3 shall not apply if it would lead to the point of view of an apparent injustice of the insured person or the other.

Article 84 a (19 May 2006/392), the Pension Fund shall at reasonable intervals to bring members of the supplementary pension benefits to the Treasury and vapaakirjan for information and, where appropriate, the persons, if any, their representatives, the existing rules of the Pension Fund, the scale of which is clear from their more interests, conditions relating to the entitlement to additional benefits and options, as well as the relevant data within a reasonable period of time of any changes in the pension scheme rules.
Pension Fund must provide an annual report to the persons and to the members of the vapaakirjan financial situation with regard to the supplementary pension activities.
Each of the pensioner must have or other benefits become due, the details of the pension and other benefits to which he is entitled. In addition, each of the pensioner and his representative, if any, must be given within a reasonable time, any relevant information on changes to the rules of the pension scheme.

84 (b) section (19 May 2006/392)


Vapaakirjan of persons who are members of the Pension Fund, as well as, where applicable, to their representatives and persons must be given upon request: 1), the annual accounts and the annual report, and, if the Pension Fund is responsible for more than one of the supplementary pension system, each of the supplementary pension scheme, the annual accounts and the annual report; and 2) a statement of investment policy principles.
The members of the Pension Fund and the vapaakirjan at the request of the beneficiaries must be given detailed information about: 1) to the target level of retirement benefits;
the level of benefits of membership at the end of the 2); as well as 3) laying down the rules for the transfer of pension rights to another retirement facility in the event of termination due to membership will be terminated.
The subject of the disposal of the members of the movement must be on the basis of the request of details of the amount of the additional pension benefit, benefits from the transition and of their rights.

85 section if the claimant includes after fraudulently issued insurance false or incomplete information which is of relevance to the amount of the benefit in accordance with the rules of the asset or the cash drawer, can be a benefit to him, refused to lower it as, in the circumstances, is reasonable.

section 86 insurance fund is the responsibility of the insured or the beneficiary of the free one, which is deliberately caused the insurance event.
If the insured or any of the other beneficiaries have been caused by the gross negligence, can be a benefit to him, refused to reduce or suspend the execution of the benefit has already been granted, as, in the circumstances, is reasonable.
What paragraph 2 shall also apply if the insured person or any of the other beneficiaries have deliberately blocked to improve more and more, or without a valid reason is not agreed to by the doctor to order the cashier to research or treatment of serious health damage, with the exception of the hazardous operation, if the Treasury rules is taken from here.

section 87 insurance agency is not allowed to be relieved from such liability or to restrict it to invoke the provisions of section 86, if the insured person or any of the other beneficiaries were in the age or State of mind, that he could have been convicted of an offence, or if the insured or any of the other beneficiaries in order to prevent a person or damage to property had been in such circumstances, that the measure was justified.

section 88 of the application for benefit shall be made in writing. The applicant shall provide a declaration to the checkout the documentation, information and data as are necessary in order to assess the responsibility of the Treasury, and which he may reasonably be required, taking into account also the Treasury the opportunity to have an explanation.

89 section More benefit than the pain of losing the right to a pension is to be lodged within a period of six months, when the right to performance, subject to the rules provided for a longer time in the insurance fund. Despite the benefit of late may, however, be granted either in whole or in part, if the refusal must be regarded as unreasonable.
A pension will not be performed retroactively hold the following months in the year preceding the pension application.

Article 90 (29.1.1999/84) the cashier has the right to pay in a lump of old-age or survivor's pension or to an invalidity pension based on vapaakirjaan, which is less than ten euros per month. The lump sum shall be calculated in accordance with the provisions of the insurance supervisory agency, unless otherwise provided elsewhere in the Act.

90 (a) section (6/6/2003/420) the additional benefit to be paid an additional advantage of the case of the members of the system or the Treasury or other insured persons to the European economic area under the same conditions as in Finland.
Additional benefits may also be paid outside the European economic area, provided that the Treasury rules provide otherwise.

section 91 of the pension or allowance payable to the delayed compensation for the delay, the insurance fund in the period of the delay is increased. Increase per year, calculated at the interest rate provided for in article 4 of the interest rate shall be calculated in accordance with, and referred to the delay time for each day. The delay time shall be deemed to begin when the three calendar months have passed since the end of the month during which the insured person has failed to checkout their applications and documents referred to in article 88 and the data. On the basis of the criterion of the same decision, however, the benefit is calculated on the later of the due date for an increase to the lot. (3 March 1995/320)
If the benefit referred to in subparagraph (1), it has not been possible due to the fault of the beneficiary to pay for the right period of time, the desktop is not obligated to pay for the privilege, plus hold as of the date on which the impediment has ceased to be a cashier, either. If the delay in the execution of law provision of the benefit or the general traffic or stop payments, or in cases of force majeure, such as, the desktop will not be required to pay for the benefit, increased by the delay caused by such a barrier. The increase in the amount of the benefit is less than three million, does not have to be paid. (30 December 1998/1209)
One of the benefits referred to in subparagraph (1), other than the delay applies to the interest Act (633/82).
The Ministry of Social Affairs and health on the application of the provisions of this section may be given.

Article 92 if the insured or any of the other beneficiaries have received benefit more than he has been in the right, there is a benefit to recover unduly paid.
To repay any aid unduly paid, the benefit can be partially or fully recovered, if this is considered reasonable and payment of the benefit is not to be regarded as due to the insured or a beneficiary, or his representative, or if the amount to be recovered is minimal.
To repay any aid unduly paid, the benefit will be paid in the future to recover by offsetting the benefits. At any given time for the receipt of a benefit may not be the insured or a beneficiary, without, however, reducing more than one sixth of that part of the benefit, which is left after the benefit is an advance Recovery Act (1118/1996) under the preliminary or limited by the taxable income and retained wealth Tax Act (627/1978) under the withholding tax. section 93 (5.4.2002/250) if the membership of the Treasury ended the Treasury continue, is not a member of one of the proportion of the assets of the Fund, unless the rules not otherwise provided for.
If your membership expires before the insurance event occurred, notwithstanding the provisions of paragraph 1 is the Member of the Commission today, however, give the vapaakirjana at least some of his own payments to the corresponding fraction of the mathematical provisions. This fraction may be changed at any time without notice, the procedure to transfer the insurance company or insurance funds. If the vapaakirjan value is less than EUR 4 800, it is carried out to the Member of the uncertain nature of the application. If the vapaakirjan value is less than one-fifth of the amount referred to above, it will be settled without an application, if the rules have been taken on this provision. (30 December 1998/1209), section 94 (30 December 1998/1209), section 90, 91 and 93 article 2 §: n for each calendar year shall be adjusted to the euro amounts set out in paragraph 2, the General level of wages on the basis of the changes in the wage index, which annually establishes the employees for the purposes of section 9 of the Act. The revised number is rounded to the nearest ten cents to the euro.

Article 95, the provisions of this chapter do not apply to health insurance, employee pension, pension benefits under the rehabilitation law and coinage.
Chapter 9, section 96 of the insurance funds supervision (19 December 2008/899) of the Financial supervision of the insurance funds. In this Act, the reference in the reference to the financial supervision of the insurance supervisory agency means.

97 section (19 December 2008/899), within one month of each year, the insurance fund in the Treasury, where the annual accounts and the annual report have been fixed, or on a date determined by the financial supervisory authority at a later date, submit to the Financial supervision of the financial statements, the management report, in the form laid down in accordance with the opinion of the Auditors, as well as statistical reports on their activities. The financial control of the rest of the right provided for in the Act on Financial supervision (889/2008).
Insurance Fund shall be the Ministry of Social Affairs and health it within a reasonable period, to be determined by the activity of the Ministry of information, which are necessary for the exercise of the tasks laid down in this law.

98 to 100 of the 98-100 section was repealed on 19 December 2008 the L:lla/899.

section 101 (19 May 2006/392) When the insurance supervisory agency considers to have been or to be getting into the insurance fund that cash is to be dismantled, with the insurance supervisory agency may deny the cashier to hand over cash or panttaamasta property.
The insurance supervisory authority may prohibit the managers referred to in article 9 (a), or in the management of the Pension Fund of the communities for the situations referred to in subparagraph (1) of the use of the funds.
Chapter 10, section 102 of the insurance cash register of the Ministry of Social Affairs and health insurance fund shall be entered in the register of insurance funds kept in the notices, as well as the decisions and communications of the public authorities, as this is required by law.
Announcements will be made in the register of the Ministry of Justice in the manner prescribed by it.
Entries in the register and the documents are each entitled to receive information.

the establishment of the insurance fund 103 section is for entry in the register of insurance cash Declaration (Declaration), which shall indicate the following: 1 the name of the Fund and the name of the terms in different languages);
2), the municipality of till in the home;
3) cash register e-mail address;

the Treasury action 4);
5) equity capital or the nominal value of the shares of the Fund in the amount of the guarantee on the ground and, if the Treasury rules of the provision;
6) benefits, cash grant;
7) the date on which the Fund rules are laid down;
8) how to call the cashier and other communications will be delivered;
the President of the Treasury Board, 9) Vice Chairman, each of the other members, as well as the full name and address of the President and ceo;
10) If you checked out have a Management Board, its President, as well as the full name of each Member and alternate member; as well as the name of the order of the rules for writing a till 11), and the full names of the persons and which has the right to sign on behalf of the Fund.
The Declaration referred to in this article is to be signed by each Member of the Board.

section 104 in the register of insurance fund in the indication of the insurance fund is, without delay, inform the Ministry of Social Affairs and health to the checkout.
The financial supervisory authority shall, without delay, notify the registration of pension fund supplementary pension activities, the European insurance and occupational pensions authority. The notice must also state the EEA States, in which the Pension Fund engaged in supplementary pension schemes. (9 December 2011/1250), section 105 If the State, which was the subject of an entry in the register of insurance, there is a change, without delay, be notified to the register is on (change notification). The announcement is at least one member of the Board of directors or the Managing Director to be signed for.
The financial rules adopted by the change in the control of the insurance fund, the financial supervisory authority of section 28 (3) of article 26 of the law on the control of 8 and on the basis of article 29 of this law by the order of the prohibition in section 101 shall be entered in the register without notice to you. (19 December 2008/899) section 106 When the cancellation of the insurance fund the insurance cash to creditors has been given a public challenge, or when cash is handed over their property in bankruptcy or this property is prescribed for the bankruptcy, or if the Court has decided to leave the old bankruptcy due to lack of cash resources or when the Declaration of bankruptcy has been revoked, the Court shall immediately forward the information to the register of the Ministry of Social Affairs and health.

section 107 if the insurance fund register notification is incomplete or if the Ministry of Social Affairs and health finds the rest of the barrier can be registered, the notifier must be given an opportunity to supplement or correction or notice of the adoption of the opinion. When the notifier within a reasonable period of time to use this opportunity to call upon him/her in writing, the Ministry to take the necessary measures within two months from the sending of the letter, that it would otherwise lapse.
If the registration is there an obstacle even after the opinion referred to in the letter is delivered, the registration is to be refused. The Ministry may, however, give a new call, if appropriate.

Article 108 When the Court a final solution has been found, that the decision is void or that otherwise registered a specific insurance fund for the registered information is not correct, the Ministry of Social Affairs and health is to remove the entry from the registry. The Court shall be sent to the Ministry of Justice with a copy of the final four in the matters referred to in this resolution.

109 section for more detailed provisions in the insurance fund in the registry, and to uphold it so that it will, if appropriate, the Ministry of Social Affairs and health.
Chapter 11 liquidation and dissolution under section 110 Insurance Fund in liquidation shall decide on the Treasury meeting, unless otherwise provided for in this Act.

section 111 insurance fund shall be liquidated and dismantled: 1) if the number of members of the Fund over the last two at the end of the calendar year have not filled in the section 6 of the Treasury in accordance with the rules provided for in, or a minimum number, and it cannot be considered that it is likely that the number of members of the mainly over the next four months will be to stand up to this amount;
2) if financial statements to show the deficit or if possible guarantee fund is a Fund of the capital or the ground shall be less than the number of referred to in the rules, and not the deficit not covered or the liable equity capital or on the ground during the next fiscal year of the Fund of two, or if it becomes apparent that the Pension Fund in respect of the supplementary pension arrangement does not meet the defined contribution pension plans retirement maksuperusteisista for chairmanships and the requirements of Chapter 3 of the law on pension funds; (27 March 2009/175) 3) if the desktop according to the rules, is to be dismantled; or (30.12.1997, p/1322) 4) if the Pension Fund is not taken within the time provided by law, section 83 (e) 2 or 3 a financial recovery plan referred to in paragraph or short term financial plan. (30.12.1997, p/1322)
The Ministry of Social Affairs and health may extend the time limit referred to in paragraph 1, subparagraph 1, no more than one year, subject to the interests of the insured in this way.
The Treasury meeting may, in addition to what provides, shall decide on the liquidation and dissolution of the placing of the cash drawer. The decision referred to in respect of the Pension Fund in may, however, execute only if the cash has made the entire responsibility to another pension fund, the pension Foundation or to the insurance company. In accordance with the laws of the liability of the employees will not be included in the runsasvahinkoisten years vastuuopillisesti countervailing. (6/6/2003/420)
The provisions of this chapter shall also apply to the financial supervisory authority has ordered the financial supervision of the insurance fund to be wound up pursuant to article 26 of the law. (19 December 2008/899) the decision of the insurance fund in the Treasury of section 112 meeting of liquidation and the dissolution shall be made in accordance with section 51, if the cash is to be dismantled under section 111. Otherwise, the decision shall be valid only if it is supported by those who have at least two-thirds of the number of votes provided for by the articles of higher edustetusta of the voting at the meeting.
Liquidation begins when a decision is made. The Treasury meeting may, however, article 111 (3) in the case referred to in the order as the date for the start of the rest of the liquidation of a later day.
Subject to a decision by the meeting of the Treasury Fund liquidation within the meaning of section 111 in the case, the Government will need to apply for such a decision from the Ministry of Social Affairs and health. The application may also be made by a member of the Board of Directors, the Managing Director or auditor.
If the members of the Board or the Chief Executive fail to discharge their obligations laid down in paragraph 3 are they obliged to compensate the damage caused by the negligence of the checkout process.

112 (a) section (9 December 2011/1250) the financial control shall, without delay, inform the European insurance and occupational pensions authority of its decision, the financial supervisory authority has ordered an additional retirement pension fund liquidation and dismantling.

section 113 When the Treasury meeting makes a decision that the company is being wound up, is at the same time, select at least one of the liquidator of the Board, the Management Board and the Executive Director of the possible replacements. In addition, the Ministry of Social Affairs and health has the right to impose one of the liquidator. Subject to the liquidation of the insurance at the checkout, the register toimikelpoisia liquidators have become the Ministry to impose a provisional liquidator, either on his own initiative, or a member, shareholder or creditor or any other person's, the representative Council of the application, which may depend on the fact that the cashier is someone who can represent. The provisional liquidator shall without delay call a Treasury meeting to provide explanation of the election. The task of the provisional liquidator shall lapse when the Treasury meeting has opted for the liquidators.
When the number of Fund liquidation and dismantling by the Ministry, is it the same provide for at least one of the liquidator.
What this law of the Government, the members of the Board of Directors and the Managing Director, shall, where relevant, the provisional settlement of a man clearing the men and force, if the provisions of this chapter.
The Auditors ' task is to stop the event of the liquidation of the Fund. In Chapter 5, provides for a special audit, the audit and, where applicable, to be followed during the liquidation. The auditor's report must also include a statement as to the opinion of the Auditors, whether liquidation unnecessarily prolonged.

section 114 of the insurance fund in the Treasury at the liquidation shall apply the provisions of this law, the Treasury meeting, subject to the provisions of this chapter.

115 section (30.12.2004/1324) in the insurance agency is set for liquidation, liquidators shall immediately draw up the annual accounts and the annual report for the period in liquidation, with the financial statements and the annual report has not yet been presented to the cashier. This is the annual accounts and the annual report shall present as soon as possible to the till. , Where applicable, is to be followed, what the activity report and the annual accounts, the Auditors ' report.
If the period provided for in paragraph 1 also covers the previous fiscal year, is in this fiscal year to provide a separate annual accounts and the annual report.

section 116


Men shall immediately make a decision on the winding-up and liquidation of the election and the decision of the insurance fund in the name of a possible declaration of the Ministry of Social Affairs and health insurance fund in the register. The notification shall state the full name of each of the liquidator, the e-mail address that is wholly owned by the municipality, as well as his. The Declaration is to be signed by each of the liquidator.
If the Ministry of Social Affairs and health has ordered the Treasury to be placed under receivership or ordered by the liquidators, the Ministry must make this entry in the registry.

117 section Insurance Fund in the name of the liquidator during the liquidation type, or, if there is more than one of them, the liquidators, together with the Treasury, unless the Meeting decides otherwise.

section 118 (30.12.2004/1324) men shall be drawn up for each financial year, the annual accounts and the annual report, which must be submitted, within four months of the end of the financial year for the approval of the Treasury meeting. Subject to liquidation not within two years of completion, is their at the same time be informed of the reason for which it has been delayed.

Article 119 Settlement of men shall, without delay, to apply for a public challenge to the creditors of the insurance fund, and as soon as it's obvious the damage being done is not acceptable, to be changed into cash cash cash liabilities of the estate and be paid.

section 120 of the public applied for a summons to the creditors of the insurance fund fixes the men pay for all known debt. If the debt is to vindicate or erääntymätön, or if it is not for any other reason cannot be paid, is the necessary resources to implement. If the cashier is a guarantee of the principal, together with interest to be paid is the back. The remaining assets shall be distributed in the manner prescribed by the rules of the Fund. If the shared asset is minimal, may be the use of Treasury regulations provide that it may be decided in a different way.
Subject to the resources within two years have not been shared in accordance with the rules and distribute the missed interest is negligible compared to the shared assets, the statement of the Ministry of Social Affairs and health to men's announcement to impose the State in, or for use in any of the activities of the lankeavaksi are closely related to the purpose of a till. Otherwise, the 127.

section 121 when the insurance fund is in liquidation, it is the law, and beneficiaries share responsibility for the debt the Treasury from the sale of movable property as a joint similar to the privilege of the holder of the lien. This article does not work to the detriment of the holder of the mortgage on the property pledged or allocated to the right.

122 section if the pension fund or any other kind of insurance agency, with the responsibility for the debt also includes mathematical reserves, is not the commencement of the liquidation made two years after the agreement on the transfer of the responsibility of the Ministry of Social Affairs and health, shall specify the time at which the property is to be changed into cash drawer. These funds will have to buy them, with a share of the responsibility for the debt, the share of the cashier in front from a cashier, or insurance company.
If the share of responsibility for the debt is less than the maximum quantity fixed by the Ministry, be it hand over the cash. If the purchase of the underlying asset is not intended by the agreement under reasonable conditions, the resources allocated to those with the cash register on the basis of the rules is entitled to do so, their responsibility in proportion to their respective shares of the debt. The distribution of the funds is to seek the approval of the Ministry of Social Affairs and health. This shall not apply to the employee pensions Act and pension law.
Men will, without delay, to draw up a list of the distribution of the ratio of the figures to be followed. List shall be transmitted to the Ministry of Justice, which list shall be kept for inspection by the public concerned for a period of 30 days. The Ministry will announce the list of section 135 (2) of the nähtävilläolosta. The relationship between the figures may be an adjustment to the Ministry within 30 days of the end of the nähtävilläoloajan in the list.

123 section after completing their mission in liquidation should as soon as possible a final settlement be accountable by drawing up a report on the procedure for the entire report. The report shall also include a description of the distribution of the assets of the insurance fund. The report shall be accompanied by financial statements and activity reports on the documents in the entire period of the liquidation. The report, including its annexes, shall be provided to the Auditors, who shall, within one month, give the rest of the Bill and the administration of the liquidation audit report part-time. (30.12.2004/1324)
On receipt of the report of the Court of Auditors should report till the end of the meeting to accept the men without delay call a settlement.

124 section if someone wants to criticize the 120 Division referred to in subparagraph (1) of article or explanation of the men's account, an action must be brought against the Fund Insurance coffers locality within three months of the date of the final settlement was presented to the cashier.

section 125 insurance agency shall be deemed to be dissolved, when a final settlement is presented at the cashier. The dissolution of a statement of the men without delay inform the Ministry of Social Affairs and health in order to eliminate insurance from the register of the Treasury.
The final settlement, the final statement of the account books and the Treasury on the minutes of the meeting will be kept for ten years to the satisfaction of the Ministry of Social Affairs and health.

126 section if the insurance fund assets in liquidation after all known debt has been paid, are not sufficient to carry out the settlement charges, will be a statement of the Ministry of Social Affairs and health men's announcement to impose the cessation of the settlement area and to declare the cash to be dissolved. In this case, non-compliance with 114, 115, 118-120, 123, 124 and 125 of the release section. The notification shall be accompanied by a certificate issued by the Auditor that all the known debt has been paid. The missing part of the statement of expenditure shall be paid to the funds that the fee for the insurance schemes to compensate for the cost of the audit. The Ministry will then be removed from the register of the cash insurance.

127 section if the insurance fund after landing in the coffers of the new funds will appear or an action is brought against a statement of the measures required or otherwise, has an explanation. Men shall immediately draw the notice of the Ministry of Social Affairs and health insurance for the cash register of a. Invitation to the first meeting of the Treasury extended the liquidation shall be in accordance with the rules of the Fund. Unless checked out the report in continuing to have a toimikelpoisia explanation of the men, is the Ministry of Social Affairs and health provide for the application of provisional liquidator, as provided for in section 113.
If a small number of new resources to the cashier, the Ministry may order the operation of the lankeavaksi State in, or for use in one of the closely related purpose without cash settlement procedure.

128 section if the insurance fund is set for liquidation within the meaning of article 111 (3) in the case of statutory auditors, the Treasury Board provided an opinion under section 112 second sentence, by a majority, may decide that, as provided for in the settlement area will be stopped and the cashier will continue. The decision does not, however, be made, if the liquidation is in accordance with section 111, subsection 1, or if the property is shared by the Treasury, or if the transfer has already taken place.
When the decision on the termination of the liquidation and the continuation of the operation of the Fund was, in accordance with the rules of the Board to the cashier of the Administrative Council or any member.
When the Government is selected, the report will have to be done without any further delay the decision on the termination of the liquidation and the notification of the election of the Board of the Ministry of Social Affairs and health insurance fund in the register. The decision must not be implemented prior to registration. Cash for creditors retrieved public challenge remains in the vaikutuksetta, when the liquidation is terminated in accordance with the provisions of this article.

section 129 of the bankruptcy of the insurance fund assets shall be released only to the Government, or when the desktop is in liquidation, liquidation, on the basis of the decision. In the course of bankruptcy proceedings is represented by Treasury Board and the President and ceo or former insolvency debtor before the commencement of the bankruptcy of the selected report. In the course of bankruptcy proceedings may, however, choose the new members of the Government or a new report.
The Court shall, if the Ministry of Social Affairs and health makes it also one of the presentation of the Ministry of uskotuksi, as proposed by the order of a person.
What is 121 and 122 of the event provides for the liquidation of the assets of the Insurance Fund for the privilege, must comply with the Treasury assets, notwithstanding that it has been handed over to bankruptcy.
At the end of the property is not subject to the bankruptcy of the left, it is safe to be regarded as the dissolution, when the bankrupt has been approved the final settlement. The dissolution of the administrator shall immediately be notified to the right Centre, from which data is passed to the insurance insurance agency in the register. The notification must be signed by at least one administrator. (20 February 2004/145)
If the property is left and the cash was in liquidation, when its assets were handed over to the bankrupt, is on the Board of the Treasury as soon as possible, be invited to the meeting in order to decide upon the Fund liquidation. When the desktop is in liquidation, when placed into bankruptcy, is to be followed, what provides in article 127.

section 130


In the course of liquidation or bankruptcy insurance agency is not allowed to take in new members and does not charge a checkout fee nor run the benefits, to the extent that they are due and payable on the first day of the liquidation or bankruptcy status or beyond. Pension-the amount of money that has fallen due for payment on or after the date of the commencement of bankruptcy proceedings, however, it can be run, if you have been awarded a pension before that, and unless the performance be regarded as affecting the interests of the creditors, beneficiaries or members.

section 131 of bankruptcy liquidation or in the name of the insurance fund is to add the words "in liquidation", or "bankruptcy".
Chapter 12 of the Merger, passing the buck, as well as the distribution of the Pension Fund and receive (6/6/2003/420) article 132 (20.7.2012/444) (the company being acquired) may, with the agreement of the merger of the financial supervisory authority, to another insurance institution (the host) in such a way that the responsibility of the acquiring Fund, as well as other liabilities and the funds are transferred without going into liquidation and the acquiring Fund. (To give up), with the agreement of the financial supervisory authority may also delegate responsibilities to another checkout, the Pension Fund Act (1774/1995) the pension referred to in the Foundation or to the insurance company (the host institution). The Pension Fund may also, with the agreement of the financial supervisory authority to hand over cash to a single shareholder in accordance with the law relating to insurance against civil liability of the employee's pension or retirement fund (osakaskohtainen) to another pension fund, the pension Foundation or the Act on pension insurance companies (354/1997) to the pension insurance company.
When moved to 111 in one of the situations referred to in subparagraph (1) of the employee's pension or retirement fund in accordance with the laws of the pensions and other benefits under the responsibility of the host corresponding to the insurance institution referred to in article 83 (b) capital shall be transferred to the limit of the amount corresponding to the minimum capital requirements. If the pension fund solvency the solvency equity is greater than the limit of the amount of capital corresponding to the full, up to a maximum of twice the amount of the solvency limit or the rate provided for in the third paragraph, whichever of the two quantities is greater. The rest of the capital adequacy of the capital can be returned to the shareholder as 83 (a) of section.
When you move to section 111 of the situations referred to in paragraph 3 of the employee's pension or retirement fund in accordance with the laws of the pensions and other benefits under the responsibility of the host corresponding to the insurance institution of the solvency capital shall be transferred to an amount which would permit the establishment of a host of insurance sijoitusjakautuman, which corresponds to the employee's pension provided for by the law of the average of the investment shares of the pension institutions engaged in the operation of riskillisyyttä. The Ministry of Social Affairs and health to strengthen Financial control of the presentation to the responsibility for the percentage of the solvency capital to pass to the siirtämisissä to be complied with by the pension insurance companies Act 29 (e). To enter the amount of the solvency capital is determined by the last paragraph of the laws mentioned in the case referred to in paragraph 2, in accordance with the percentage provided for in the regulation, which is in force at the time when the agreement on the transfer of responsibility has been made. If the limit is calculated on the basis of the capital transferred to double the quantity is greater than the above, in accordance with the applicable under this article to enter the cashier handed over the solvency of the pension, the amount of the capital are set up according to this article, and which even in the capital is to be supplemented in such a way that it corresponds to the transferred amount of the solvency limit calculated on the basis of the double. If the amount of the capital requirements laid down in this article, in accordance with the capital consists of a figure higher than the proportion corresponding to the luovutettavaa responsibility for the Pension Fund, the pension in the cashier handed over the solvency capital of luovutettavaa liability in the case of the solvency capital requirements of the capital and the proportion of the capital is to be supplemented in such a way that it corresponds to the quantity provided for in this paragraph. In the calculation of the proportion of the alcohol awarded to them responsibility for the pension fund solvency the solvency capital pension fund capital to be taken into account in the calculation of the level of the provisions of the capital requirements of determining the liability to be used. The rest of the capital adequacy of the capital can be returned to the shareholders by way of section 83 (a).
The transfer in accordance with paragraph 2 and 3 of the solvency capital solvency capital to be transferred will be composed of items, which can be read by the receiving insurance company solvency capital.
Transfer of the responsibility of the host referred to in subparagraph (1) of the pension institution of the osakaskohtaista is the property to be moved within the provisions and the solvency of the capital within the meaning of paragraph 3. Transfer the assets are valued at fair value. As far as the funds will primarily include activities related to the investments of the outgoing shareholder, unless otherwise agreed. If the insurance agreement does not otherwise agreed, the disposal of other assets will be transferred to the cash. In this case, the responsibility shall be deemed to belong to them-which ensues from: 1) to the contributor a valid insurance and it immediately preceded the same contributor technical reason Treasury decided on insurance; as well as the second shareholder of the insurance of the merged osakkaaseen 2), which has been in force at the time of the merger, it has been decided to the cashier and a contributor because of the merger.
The merger agreement is approved by the meeting of the two cash drawer. The transfer of the responsibility of the Treasury of the transferring a contract relating to the Fund and, if the responsibility for the transfer takes place to the other insurance at checkout, the cashier of the host Conference for the Treasury be approved. The decision is in respect of the acquiring or transferring the cash register in order to be valid, if it is supported by the same majority, which is required when setting the cash of the liquidation of the section 111 in the case referred to in paragraph 3. Pension Fund referred to in paragraph 1 of this article on the osakaskohtaisen responsibility for the disposition of the decision shall be taken by the Treasury Board, unless the law or the Fund rules in the rest of this. However, if you transfer the responsibility for the debt is more than 10% of the Fund in accordance with the laws of the whole of the employee's pension or retirement fund on the transfer of responsibility for the debt, it is to be decided at the cashier. The merger and the transfer of responsibility, it may be decided, even if the company being acquired, or to give up the cash has been liquidated.
The following documents are for at least two weeks prior to the meeting to be held in the Office of the Treasury of the members of the representative Council of the Treasury of the members of the Board of Directors, as well as, shareholders and set to look at the Treasury meeting: 1 the agreement on a merger or a transfer of liability);
2 description of the facts on which the Board) may be relevant when considering the adoption of the agreement on a merger or a transfer of the liability;
3) if the host institution's insurance agency, its rules and a change in the proposal resulting from the merger or the transfer of responsibility; and 4 the last host of the acquiring and the Treasury) copies of the financial statements and documents relating to the annual report, or, in the case of the transfer of responsibilities to another cashier, cashier of the transferring Fund and the host of the accounts and the annual report.
The general meeting of shareholders, which shall be submitted to the merger or the transfer of the responsibility of the Treasury on the meeting, shall be visible to the marketing of the documents referred to in subparagraph 7.
Transferring responsibility for part of the transfer of responsibility to comply with what is laid down. When you transfer the liability of a shareholder referred to in paragraph 1, the osakaskohtaista, the responsibility is transferred to the insurance, is required to complete the capital under the Treasury regulations, as laid down in more detail. Osakaskohtaisen referred to in paragraph 1, the liability of pension fund transfer is not possible, however, if the date of receipt of all or part of the same liability is less than five years at the time of the transfer. In this case, the condition of the transfer of part of a pension liability, the Foundation shall, in addition, that the position of insurance relating to the insurance is transferred a total of at least 300 of the insured and that employers, insurance-related insurance position is transferred to the Pension Fund, are 115 of the laws referred to in subparagraph (1) of section for employers.

section 132 (a) (17 November 2000/943) Pension Fund (pension fund being divided) may, with the agreement of the insurance supervisory agency to be distributed among the selvitysmenettelyittä move in accordance with article 132 of its responsibility to the future or part of the Pension Fund (Pension Fund) or to the formation of the pension funds, if the company is split into the pension from the cashier, a partner in a limited liability company law 14 (a) in accordance with section 1 of chapter.
Distribution can take place in such a way that: 1), the entire liability of pension fund being divided, as well as all of its assets and liabilities to two or more of the recipient for this purpose, set up pension fund and the Pension Fund for liquidation of being divided; or 2) part of the responsibility and the related assets and liabilities are transferred for this purpose, set up one or more of the Pension Fund.
If the Pension Fund is distributed in the manner provided for in paragraph 1 and 2 shall, with respect to the applied accounting can be transmitted without removing the existing values.
132 of this law, section 2 and 3 shall not apply to the distribution of the Pension Fund.
What section 4 – 132 (6) and 133-139 of the Pension Fund, the merger is, mutatis mutandis, to comply with the Pension Fund.

1 to 5 of this article shall apply mutatis mutandis also in the case of a shareholder being divided by any other of the income tax Act (1535/1992), referred to in paragraph 3 of the native community as a limited liability company.

Article 132 article 133 stipulates What the merger is also subject to a merger, as applicable, in which two or more insurance funds shares by setting up a new insurance fund.
The establishment of the draft terms of merger agreement of the receiving Fund to replace the Charter. The agreement should contain a proposal to host the Treasury rules. The Convention shall specify, how to host a cash management and Auditors are selected. These options must be carried out when the merger agreement has been approved, as well as the Ministry of Social Affairs and health has given approval to a merger and confirmed the new Treasury rules.

Article 134 (6/6/2003/420) in 132 of the delegation, is, mutatis mutandis, to be followed even when insurance agency receives the second responsibility of the institution or the whole or part of the insurance business or pension insurance companies Act 29 (a) of section työnantajakohtaisen of the insurance referred to in the database.
Työnantajakohtaista referred to in subparagraph (1) is received, the insurance position of 132 osakaskohtaista referred to in subparagraph (1) of article responsibility or the employee's pension or retirement fund in accordance with the laws of the solvency of the insurance business will receive the capital be at least 132 of this law, the period provided for in article or section that is to be received on the basis of the calculated property 83 (c) referred to in subsection (1), an amount equal to the amount of the solvency limit twice, if that is greater. If in this case, the liability of the pension insurance institution of the acceptability of a luovuttavasta is less than the amount referred to above, the shareholder must be complemented by capital up to the amount referred to above. (20.7.2012/444), section 135 (6/6/2003/420) within four months of the date when the company being acquired, or give up the insurance agency and host institution have adopted an agreement on a merger or a transfer of responsibility, they must apply for consent and confirmation of the insurance supervisory agency the responsibility of distributing the cash register of the transfer of a merger or a change of the rules as well, if the question is article 133 of the merger, a new insurance fund referred to in rules.
On the application for a merger or a transfer of liability insurance, the Agency shall, subject to this view, that the application is to be dismissed without further selvityksittä, an announcement in the official journal of the host at the expense of the insurance institution. The public notice shall invite those who want to make an application, to present them to the reminders of the insurance supervisory agency within a period to be determined by it, which shall not be more than two months. Insurance is compulsory for the company being acquired, or to give up the cash costs of the publication of the merging or transferring of information, without delay, to give cash to shareholders in the manner set out in the rules for members and for the Treasury. In the case of a section 132 (1) of the date of receipt of the liability referred to in subsection osakaskohtaisen, the insurance supervisory agency shall require the receiving pension fund to see to it that the publication shall also be informed of the insurance, according to the instructions of the shareholder's notice board for daylight saving. In accordance with the laws of the responsibility of the host employees pension fund shall also inform the transfer requirements for a pension or any other benefit to the beneficiaries of the latest payment of benefits after release of the first.
The financial supervisory authority must be requested on the application referred to in subparagraph (1) of the competition-and the Consumer Agency's opinion, in the case of an incomplete application for arrangement of a competition law (948/2011) the transaction referred to in the control. (30 November 2012/670)
The insurance supervisory agency shall give his consent to the transfer, subject to the measures referred to in subparagraph (1) operation a violation of insurance benefits, and if its considered to be a hazard for the healthy development of the insurance business.
The transfer of responsibility shall pass to the receiving institution on the date specified in the contract of insurance at the time after the financial supervisory authority has given its consent to the measure. The date of that agreement, the transfer will be a maximum of six months after the conclusion of the agreement on extradition. (11/03/2011/223)
If consent is not retrieved within the time limits, or if it is refused, the parties to the merger or the transfer of responsibility is statute-barred.
The insurance supervisory agency shall, if necessary, more detailed rules and instructions on the application referred to in this article and in the application of the required reports.
(L) the restrictions of competition in 480/1992 has been revoked on or after November 1, from KilpailuL:lla 948/2011. the transaction control KilpailuL 948/2011 Chapter 4.

Article 136 the Ministry of Social Affairs and health is a major merger in the register of insurance funds, consent to the insurance fund.

137 section within two months from the date of the consent referred to in section 135 has been issued, insurance funds must be applied for the seat of the General alikoikeuden of the acquiring Fund or in the case referred to in section 133, gaining the seat of the Court provided for in the rules of the cashier at the checkout authorization on pain of execution of the contract, the draft terms of merger that the merger would otherwise lapse. The application shall be accompanied by a statement of registration referred to in section 136, as well as a list of the known creditors of the acquiring Fund and their e-mail addresses.
The Court will give a public address for the famous and the unknown creditors, urging Fund it, who wants to object to the application, to notify in writing no later than two weeks prior to the paikalletulopäivää at the risk of his otherwise, shall be deemed to have agreed to the application. The alert is to be put into the Court's notice board, three months before the paikalletulopäivää and shall be published in the official journal of the Court by two times, on the first occasion not later than two months and not later than one month before the date of the second time paikalletulopäivää. On application, the Court shall separately inform the Ministry of Social Affairs and health, and to all known creditors, as well as, in the case referred to in article 141, the National Board of patents and Registration Board.
The application will be deemed to consent to, unless one of the creditors object, or if the paikalletulopäivänä shows that the application is opposed, the creditors have received full payment of the claims, or that their claims approved by the Court of Justice have been set. The decision to issue or refuse a permit must be submitted to the Court without delay at the Ministry of Social Affairs and health, as well as, in the case referred to in article 141, the National Board of patents and Registration Board.

section 138 insurance funds shall be made in the Court of Justice referred to in article 137 the permit notification of the Ministry of Social Affairs and health insurance agency to register for subscription within two months from the date of authorisation decision is final. When the authorisation of the Court shall be notified for the purposes of section 133 case, is at the same time, the task referred to in article 103 Declaration.
If the merger is 137 according to statute-barred under section, the notification of the acquiring Fund without delay to make it is the Ministry of Social Affairs and health in the registry. If the notification referred to in paragraph 1 within the time provided for in the registry is not made or if the Court has rejected the application, the Department shall make a record of the merger to lapse.

Article 139 the merger shall be deemed to have occurred when, after the authorization of the Court Register of the merging companies is marked on the insurance fund. In addition, the case of a merger within the meaning of article 133 is required, that the establishment of the receiving Fund has not been entered in the register.
The assets and liabilities of the acquiring Fund, with the exception of 151 to 153, the requirement for compensation referred to in article, as well as the members of the cooperative being acquired are transferred to the acquiring and cash to the cashier of the receiving Fund members and the members of the shareholders when the merger takes place.

Article 140 (17 November 2000/943) in addition to the 132 (a) of section 5 of the Act provides, the distribution agreement is to be Division 1) to move the responsibility of pension fund assets and liabilities being divided on the allocation to each of the Division involved in the Pension Fund;
2) with a report on the facts, which may be of interest to the receiving pension fund assets for the future and the amount of the pension to the cashier in the assessment of jakautuvalle; as well as 3) a statement that the Division will participate in the pension funds comply with the technical provisions set out in Chapter 7 of the Division met the requirements of financial standing.
If the distribution of crop up, which is not allocated by the draft terms of the agreement, they belong to the jakautuvalle Pension Fund and the pension funds receiving pension or receiving their responsibility in that respect.
That falls in the Pension Fund and the pension fund or the receive receiving the pension funds are jointly and severally liable for the debt to the Pension Fund, which is being divided is not allocated by the draft terms of the agreement, and which arose before the date of implementation of the distribution has been registered. The total amount of the pension fund liability is, however, no more than the amount of the net-asset value, or to move.

Article 141 (19.6.1997/615) if the insurance agency owned by all of the company's share of the company's shares, Treasury and Governments can agree on the company's merger with insurance funds. Of the merging companies shall apply, mutatis mutandis, to the provisions of Chapter 14 of the companies Act, a subsidiary of the merger, with the exception of sections 8 to 11, the provisions of article 12 of the redemption of the shares of the acquiring company's, section 14, subsection 1, second sentence, and article 18, as otherwise provided for in this article. Moreover, the Treasury is in the notification on the draft terms of merger in the register of the relevant Ministry of the insurance fund.

Within two months of the insurance agency and company have approved draft terms of merger, the Department of the need to apply for consent in the draft terms of merger and the confirmation of a possible change in the rules of the Fund. The application shall be accompanied by the statement referred to in subparagraph (1) registrations. The Ministry of the processing of an application for authorization, if applicable, be followed, what section 135 and provides.
Insurance Fund and the stock of the company is a limited liability company law, chapter 14, section 13 of the application for the National Board of patents and registration in accordance with the authorisation of the merger. Permission must be applied for within four months of the date when the Ministry has given the agreement referred to in paragraph 2. The application shall be accompanied by the statement referred to in subsection 2, the indication of the insurance fund to the consent in the registry. The National Board of patents and registration shall inform the issuing or the refusal of the decision to the Ministry of Justice. The Ministry's refusal to grant a licence or insurance shall be marked in the cash register.
Insurance Fund and a public limited company shall be notified to the merger in the commercial register of the registry of the Board as a significant patenttija of the companies Act, chapter 14, in accordance with article 16, or the merger is void. The notification shall be accompanied by a statement of registration of the merger in the register of insurance cash. The National Board of patents and registration is to register or to refuse the registration of the merger, without delay, inform the Ministry of Justice.
The registration referred to in paragraph 3, after the declarations have been made within the time allowed, or if the National Board of patents and registration has been rejected by an application, the Department shall make a record of the merger to lapse.
Chapter 13 the breakdown of section 142 (17 November 2000/943) other insurance agency as a pension fund can be spread out in accordance with the provisions laid down in this chapter. The distribution of the Pension Fund provided for in section 132 (a).

section 143 if the Insurance Fund (cash being divided) of the members of at least one-tenth of the rules within a specified period, which may not be longer than one year, differs from the cash from the cash drawer and moves to another (the host) or a new, essentially the same activities as a member of the Treasury (new), is the host at the checkout or with a new checked out the right to get the 149 members of the referred to in article (2) of the corresponding part of the difference between the assets and liabilities being divided in the Treasury (net assets) the Treasury rules, if the split is taken from here.
In the host or in the coffers of the Treasury transferred to the new members of the share of the net assets of the split is calculated from their previous five in the course of a calendar year in respect of the relationship between the total amount of member fees and, subject to the rules of the Treasury to change the calculation basis.

with regard to article 144, within three months of the 143 members of the section of the expiry of the period referred to in paragraph 1, in writing, to the Government, whether they fall into the Treasury for the second membership of the Fund or setting up a new cash register. In the absence of such notification within the time limit, the Treasury has not required the split funding lapses.

section 145 Division of Insurance Fund shall decide the Treasury meeting. The Board shall, without delay, of the notification referred to in article 144 be invited to the meeting in order to decide upon the Division. The decision shall be taken in accordance with article 51. Subject to a decision by the Treasury, the Government will need to apply for a meeting of the Ministry of Social Affairs and health. The application may also be made by a member of the Board of Directors, the Managing Director, a statutory auditor or an outgoing member.

146 section after the decision of the Division of the Treasury Board, the split is three months to sort out the Treasury the amount of net assets, to submit a proposal for the allocation of funds, as well as to request the opinion of the statutory auditors on the matter. The statutory auditors shall give its opinion to the Board within one month of the referral. The Ministry of Social Affairs and health to determine the amount of net assets may be extended by the period of no more than six months.
The amount of net assets shall be calculated for the period on the basis of which the decision on the distribution is made.

147 section within one month after the Auditors have given its opinion on the proposal for a division of the Treasury being divided shall apply for the consent of the Ministry of Social Affairs and health in the implementation of the risk of a breakdown of the distribution of otherwise lapse.
Division of the application is the Ministry, unless that view, that the application is to be dismissed without further selvityksittä, an announcement in the official journal of the Treasury at the expense of being divided. The public notice shall invite those who wish to make an application to the Ministry, the reminders of the period to be determined by it, which shall not be more than two months. The Ministry has ordered the publication of the cash being divided without delay to make a data to its members, and its shareholders in the manner set out in the rules of the Fund.
The Ministry gives its consent to the implementation of the distribution of the benefits of the insured, unless the measure violates or else only reason to exist.

148 section Ministry of Social Affairs and health is important to the Division in the register of consent to the insurance fund in the insurance fund.

the Treasury of the Government of the host or a new article 149 shall be jakautuvalle to checkout the notification provided for in article 144 of the complaining persons, those who have migrated to a new host or Fund members, as well as those who, at the time of notification still are members.
When the subject of a notification under paragraph 1 is made, at the time of notification of the Division of the share of the net assets of the Fund being divided shall be handed over to the acquiring or a new checkout.

150 section Unless a new cashier stated a major insurance agency in the register within one year of the date referred to in article 147: the Ministry of Social Affairs and health, with the consent of the Treasury required financial resources being divided on a new checkout the requested person is statute-barred.
Chapter 14 liability under section 151 of the founder, Member of the Board of Directors, Member of the Management Board and Chief Executive Officer is obliged to compensate the damage which he has intentionally or negligently caused by insurance at checkout. The same applies to damage to the persons mentioned above, by this law, the rules of the Fund or insurance scheme have been caused to individuals by breaches of the evaluation criteria set out in the Member, shareholder or other person.

Article 152 (28.10.1994/945) Article 152 is repealed L:lla 28.10.1994/945.

153 the representative Council of the section of the Member, shareholder or member shall be held liable for the damage, which he contributing to the development of this law, the insurance fund of the criteria laid down in the rules or insurance for the infringement intentionally or gross negligently caused to the cashier, to the Member, shareholder or other person.

154 section so that the mediation, as well as to damages, the liability of two or more korvausvelvollisen is valid, what are the damages Act (412/74) in Chapter 2 and 6.
What provides compensation for mediation, is the founder, Board Member, Member of the Management Board and the Executive Director for only, if him will remain mild negligence. (28.10.1994/945) section 155 of the civil action on behalf of 151 to 153 of the increase in the insurance fund pursuant to section will be decided at the cashier. The Government, however, have the right to decide on an action, based on the increase in crimes. Subject to a decision by the Government to action, the Ministry of Social Affairs and health may order the Ombudsman no action on behalf of the Treasury. The agent shall be paid the remuneration approved by the Ministry of the Treasury and the reimbursement of funds. Unless otherwise agreed by the Fund is not sufficient to pay the premium and the compensation paid out of the funds, the missing part of the fee for the insurance, which insurance schemes to compensate for the cost of the audit.
Meeting of the decision on the discharge to the cashier or the failure does not prevent the Treasury from bringing an action without lifting, when the meeting of the Fund is not in the financial statements, the annual report or the report of the statutory auditors or otherwise not of an essentially correct and complete information on the application as the basis for any decision or measure. (30.12.2004/1324)
If the cash is placed into bankruptcy on the application, which was made within two years of when the Treasury meeting, it was decided to grant the discharge or not to assert, without prejudice to this decision, the drive may be bankrupt.

in section 156 If the Treasury has issued a decision not to discharge or otherwise, without compensation, but the members of the representative Council of the insurance fund and the shareholders or members, with at least one-third of the entire case, the edustetusta of the voting, have voted against the decision, can be an action to run on behalf of the Fund notwithstanding the provisions of section 155 (1) and (2).
An action may be brought by the members of the representative Council of the members, shareholders or to and is at least equivalent to the number of votes referred to in paragraph 1, the members of the representative Council of the decision of the shareholders or members and vastustaneilla. If a shareholder or member or the representative Council Member abandons it, can, however, continue to the other action brought.
The action shall be brought within three months of the decision or, where the cashier is required by section 69 of the inspection as referred to in the audit of the delivery of the opinion, has been the imposition of an inspector at the Treasury or multiple application has been rejected.
The action was brought by the representative Council of the members of the shareholders or members, and are responsible for the costs of the proceedings. They are, however, entitled to the cashier at the checkout of the compensation to the extent that the funds won it.

section 157


151 and 153 of the Insurance Fund on behalf of the Court of Auditors, section 3 of Chapter 10 of the law, by virtue of being worked over an action cannot be increased unless the application based on the crimes: (18.9.2015/1201) (13 April 2007/472) L:lla 1201/2015 changed the introductory paragraph shall enter into force on the 1.1.2016. The previous wording: exception of 151 and 153 of the insurance fund of the Court of Auditors in accordance with article 51 of the law is propelled to an action can not be increased, unless the claim is not based on a criminal offence: 1 against) three years after the founders, the decision was made at the establishment of the Fund;
2) members of the Board, Member of the management board or the Executive Director against three years after the end of the financial year on the date of its decision, to which the application is based, was the measure taken or;
3) auditors against three years after its audit report, statement or certificate, to which the application is based, was presented to the meeting of the Treasury; and 4 members of the representative Council of the members, shareholders or) against the two years after the decision or measure to which the application is based.
If the Treasury with the executable to the end of the period has elapsed, no 155 (3) of the proceedings referred to in section be increased after a month has passed since the bankruptcy for the control.
14 (a) in the figure (19 May 2006/392) to cross-border activities, 157 (a) section (19 May 2006/392) additional pension fund in the EEA the EEA-State other than Finland to 157 (b) shall apply to the supplementary pension activities-157 (j) the provisions of section.
The activities in question in the EEA of the supplementary pension for a foreign institution to have the right to carry out a supplementary pension activities in Finland. The foreign social insurance institution of Finland of the EEA for the activities pursued on the supplementary pension shall apply by analogy to what the foreign insurance companies Act (395/1995) section 1 of the 4 provides supplementary pension insurance of the company's foreign activities of the EEA in Finland, however, in such a way that (a) – (d) of article 15 shall not apply.

(b) section 157 (19 May 2006/392) the EEA for more pension fund, the purpose of which is to take care of another EEA-State companies or self-employed in the territory of the volunteers in the area of supplementary pensions and other benefits, have to apply for a permit prior to the commencement of the insurance supervisory agency.
ETA-more pension fund in the context of the application for authorisation shall be notified to the insurance supervisory agency of the following information: 1) the name of the company or the names of the self-employed, with a supplementary pension scheme of the EEA for the pension fund starts to take care of;
2) of the EEA State in which the institution for occupational retirement provision in the social and labour legislation applicable to the company as referred to in paragraph 1, and the relationship between the members of the, or self-employed persons; as well as 3 additional) with a report on the future of the EEA in the hands of the main characteristics of the pension scheme for the Pension Fund.
The provisions of the insurance supervisory agency shall, if necessary, in the context of an application for further information.
The financial supervisory authority shall without delay inform the authorisation referred to in paragraph 1, the European insurance and occupational pensions authority. (9 December 2011/1250) section 157 (c) (19 May 2006/392) If the insurance supervisory agency does not have reason to doubt that the administrative structure of the EEA for the financial situation of the Pension Fund, or institution, or reputation, or professional qualifications and experience are not compliant with the proposed supplementary pension, insurance, it shall, within three months from the time when it got all the 157 (b) the information referred to in paragraph (2), shall communicate these data to the 157 (b), subsection 2, of the State referred to in paragraph 2 to the competent authority and shall inform the EEA for more pension fund.

Article 157 (d) (19 May 2006/392) with the insurance supervisory agency shall notify the EEA for more pension fund of the requirements the requirements of social and labour legislation applicable to, and in accordance with the provisions relating to the placing of another EEA State or in the territory of the pension scheme for the self-employed should be treated. The insurance supervisory agency shall also inform the EEA provisions of the disclosure of the additional pension fund, which must be applied to article 157 (b) in the case referred to in paragraph 2, in respect of persons who are members of the State and vapaakirjan.
In Finland, the ETA-more pension fund can start a company in another EEA country or in the management of supplementary pension schemes for self-employed persons in the EEA, when more pension fund has received the insurance supervisory agency for information on the conditions referred to in paragraph 1 at the latest, however, within two months from the date of the first subparagraph of article 157 (a) referred to in paragraph 2, the competent authority of the State received the information referred to in section 157 (c) with the insurance supervisory agency.
Before the start of operation of the supplementary pension fund insurance is important for the EEA-Pension Fund Insurance Agency register. In addition to the cash in the register shall mention the insurance they in the EEA, the EEA States with more Pension Fund works.

Article 157 (e) in the EEA-(19 May 2006/392) additional pension fund is to be followed in the area of cross-border activities under section 157 (b) in the case referred to in paragraph 2, state the applicable social and labour legislation. In addition, section 2, subsection 2, paragraph 157 (b) referred to in paragraph 2, the competent authorities in the EEA State the requirement for the procedures to be applied in the State Pension Fund is investing in them, the provisions on resources, which correspond to the State. ETA-additional pension fund will also have to comply with the provisions of the procedural information to their members in the country and vapaakirjan in respect of persons who are in the EEA, which belong to the additional pension fund subject to the supplementary pension scheme operated by the State.
The insurance supervisory agency shall notify the EEA provisions referred to in subparagraph (1) of the additional pension fund when major changes, if they can contribute in another EEA country, a company or a supplementary pension scheme of the self-employed.

(f) section 157 (19 May 2006/392) supplementary retirement benefits to owning a pension fund can be used to change the kassaksi of the EEA to a supplementary pension. The application and the allocation of cross-border activity shall apply to the 157 (b) – (d) of article 157.

section 157 g (19 May 2006/392) additional pension fund is to be covered by the EEA-in other EEA States than in Finland related to the responsibility of their supplementary pension debt in its entirety.

section 157 h (19 May 2006/392) additional pension fund shall be kept to the EEA-cross-border activities related to the assets and liabilities as well as income and expenses separately from its activity in Finland-related items.
If the EEA for the Pension Fund to manage supplementary pensions schemes in the territory of more than one of the EEA States, in the EEA, it must be kept in different countries, the seriousness of the assets of the supplementary pension schemes apart from each other, if one of the requirements for the disposal of the State.

157 i section (19 May 2006/392) additional pension fund rules, the EEA is indicated in the EEA, the EEA States with more Pension Fund works.
For the EEA-rules of the Pension Fund is in addition to the State Pension Fund assets to the EEA for how to be carved up before the Division of the property, in accordance with article 122 (2) of the position of the cross-border activities of the insurance and the rest of the portfolio.

(j) section 157 (19 May 2006/392) in the EEA with the insurance supervisory agency may limit or prohibit the operation of the supplementary pension fund if the pension fund does not comply with the EEA for cross-border activities, section 2, subsection 2, paragraph 157 (b) referred to in paragraph 2, a State of social and labour legislation.
Chapter 15 miscellaneous provisions article 158 notwithstanding, what the place of civil right, gets 155 and 156 of the compensation referred to in the action to drive the insurance fund in the locality. The same court may consider the claim for compensation based on the offence.

Article 159 a challenge shall be deemed to be insurance at checkout to be delivered, when it has been served on the Board member or to any other person, which according to section 34 has the right, individually or together with another person to write the name of the Fund.
If the Government wants to bring an action against the cash register, is it to be called the Treasury meeting convened to select an agent to represent the Treasury. The challenge shall be considered in this case, the checkout to be delivered, when it is presented to the cashier.
If the Government wishes to condemn the decision of the meeting of the Treasury, the power is not 55, according to the article, if the call to the cash register, where an agent is placed, is submitted within three months of the date of the meeting, the decision of the Court of the cashier.

160 section When the cashier to complain about the decision of the meeting of the action has been brought, the applicant's claim, the Court may, before the proceedings provide that the decision should not be put into effect. The President of the Court of Justice may, for a transitional period, to give such an order until the case comes to the Court of Justice. The Court may, when subject to present themselves, to cancel its order.
The solution referred to in subparagraph (1) above shall not be separately to complain. On behalf of the public authorities without delay give notice of the resolution is the Ministry of Social Affairs and health.

section 161 rules of the insurance fund may be a provision stating that any dispute relating to compensation for the obligation of Chapter 14, on the other hand, the cash register and, on the other hand, the Government, Member of the Board of Directors, the Managing Director, Auditor, Member, or shareholder is the men's resolve. Such order shall have the same effect as a proxy agreement.
When the Treasury and the Board of arbitrators of arbitration, the dispute between the transfer is to be followed, what section 2 and 3 of 159 provides the setting and the amount of time an agent.

section 162 Which

1) without being subject to this Act, entitled to engage in the insurance business or engage in it under section 111 in violation of the law; or 2) take out insurance from the coffers of the new members or inherits the checkout payments in contravention of section 130 or article 26 of the law on Financial supervision of the works of the breach of the order under paragraph 8, is to be condemned, if the Act is not limited to, unauthorized modification of the pursuit of the activities of insurance fund to a fine or imprisonment up to one year.
(19 December 2008/899) section 163 (30.12.2004/1324) Who 1) in this Act or other acts as an intermediary between the right to vote, the rules of the insurance fund in the limitation of in order to circumvent the provision, 2) violating the provisions of this Act or the Court of Auditors, the financial statements, the report of a report or the adoption of a till the final settlement or liquidation 3) insurance under article 101, contrary to the prohibition imposed by the assign or pledge the property of the Treasury, is to be condemned, if the Act is not a minor or a heavier penalty provided for by law for the rest of the , insurance agency for the crime punishable by a fine or imprisonment up to one year.

164 section Which 1) violating the Treasury meeting, seen by the Protocol;
2) share insurance fund of funds in violation of the provisions of this law or the Fund rules;
3) section 7 (2), and in the case referred to in paragraph 3 to apply for the permission of the Ministry of Social Affairs and health;
4) neglects this according to the law, a notice or other information to be provided to the authority; or 5) fails to comply with section 19 (1) of the Treaty provides the conditions for the decision, must be condemned, if the Act is not a minor or a heavier penalty provided for by law, for the rest of the insurance agency, breach of a fine.

Article 165 (with effect/287) That an employee of a company or service insurance fund or as a member of these institutions or making a member of or on the basis of the task of carrying out the terms of reference issued by the insurance fund or the insurance industry, the Board or in the service of the institution responsible for the or as a member or as an expert on the basis of a mandate or 165 165 (b) or (c) pursuant to section has got to know the insurance fund, insurance fund or by a shareholder's or someone else's financial position or business or professional secret, or someone's State of health or other personal circumstances of not this free third party, unless it is provided for the benefit of, the consent to the disclosure of the information or where the law otherwise provided.
The Ministry of Social Affairs and health or insurance on the mandate of the mission to perform professional confidentiality provided for in the Act on the openness of government activities (621/1999).

165 (a) section (with effect/287) the penalty for the violation of professional secrecy laid down in article 165 are sentenced to the Penal Code (39/1889) 38 Chapter 1 or 2, according to the article, if the Act is not punishable under the Penal Code, chapter 40, section 5 of the Act provide for the rest of the, or in the absence of a more severe penalty.

Article 165 (b) (19 December 2008/899) in addition to what is provided for in the Act on the openness of government activities, the Ministry of Social Affairs and health has the right to disclose information of the kind covered by the obligation of professional secrecy for: 1) in order to prevent the crime, and the prosecution and esitutkintaviranomaiselle.
2) Financial control.

Article 165 (c) (with effect/287) Notwithstanding the provisions of article 165, the insurance is covered by the obligation of professional secrecy for the checkout page the right to hand over information about: 1) to the insurance company for reinsurance;
2) Insurance Fund, which is run by the firm or its insurance fund on the basis of the mandate given by the mandate;
3) of the Board of the insurance industry or in the service of the institution responsible or the subject-matter of the dispute as a member of the the there for; (9.12.2005/1016) 4) insurance funds, as well as the benefits to the other offences in the quantities applied for insurance institution, if this is necessary in order to prevent and combat crime insurance if the Privacy Board has given the processing of the personal data Act (523/1999) the authorization referred to in article 43;
5) with the permission of the Ministry of Social Affairs and health for the purposes of historical or scientific research or statistical purposes, if it is apparent that the provision of information to the interests of the protection of professional secrecy, which is a violation of; authorisation may be granted for a specified period and shall be accompanied by the necessary provisions for the protection of the public and private interest; the authorisation may be withdrawn, when it will be considered to be reasons for this; as well as 6) in order to prevent the crime, and the prosecution and esitutkintaviranomaiselle and section 165 (b): the authorities referred to in paragraph 1; health information can be obtained, however, only the public prosecutor-and esitutkintaviranomaiselle of the insurance or pension institution to the prevention, detection and prosecution of the crime of fraud.
Insurance agency may dispose of the cases referred to in paragraph 1 only those data that are necessary for the exercise of the tasks referred to in the said paragraph.
The Ministry of Social Affairs and health, the provisions of this article shall, if necessary, and (2) of the application.

section 166 (19 December 2008/899) section has been lifted on 19 December 2008/166 L:lla 899.

Article 167 (29.1.1999/84) of the Act is repealed on 19 December 2008 the L:lla/899.
The Ministry of Social Affairs and health and the funds held by the insurance supervisory agency, financial statements and activity reports, each have the right to have access to data. (30.12.2004/1324) 168 – 169 section 168 to 169 of the section has been repealed L:lla 9/10.

170 section (29.12.1995/1777) for the purpose of drawing up the Technical calculations and reports must be certified by an actuary of the pension in the cashier. Actuarial conditions are determined by the insurance companies Act, in accordance with section 8 of the 18 century. Actuarial tasks is, mutatis mutandis, in effect, what the insurance company's insurance regulation mathematician (464/95) 1 and 2.
Pension Fund actuarial status of the technical provisions in respect of pension fund research must be carried out at least every two years, as well as at any other time, if deemed necessary by the insurance supervisory agency. The insurance supervisory agency shall, if necessary, instructions for the preparation of the study. (29.1.1999/84)
On the resignation of the actuary and a pension fund be notified to the Ministry of Justice.
The Ministry of Social Affairs and health on the application of the provisions of this section may be given.

Article 171 (29.12.1995/1777) provides in article 170, also applies to the liability of the other insurance, if the Treasury debt is contained in section 79 of the insurance referred to in paragraph 2.

the implementation of this law, the provisions of article 172 shall be given for further regulation.

172 (a) section (29.1.1999/84) the provisions of this law provides for the Ministry of Social Affairs and Health Ministry, or the insurance supervision Act (78/1999) following the entry into force of the insurance supervision agency, subject to the 2.
Financial control does not apply, article 65 of this law, in article 70, 74 (a) of paragraph (2), 74 (b) of article 1 (2), (4) and (5), article 77, 79, 82, section (2) (a) of article 83, the third paragraph of article 3 and article 4, section 83 (a) (1) and (3), section 9 (b) of paragraph 83, section 91 the workers ' Statute, article 97, article 132, paragraph (2), 165 165 165 (c) (b) of the first subparagraph of article 5(5) and article 167, paragraph 3 and article 170 provides that the Ministry of Social Affairs and health, or the Ministry concerned. (19 December 2008/899), Chapter 16, section 173 of the entry into force and transitional provisions this law, hereinafter referred to as the new law, shall enter into force on 1 January 1993.
The new law will be repealed, except as set forth below, on 19 June 1942, of the cash assistance Act (471/42), hereinafter referred to as the old law, subsequent changes.

section 174 of the old law a registered allowance during the desktop turns into a cash register, assistance insurance kassaksi insurance agency the registry and the Association of aid funds, insurance funds, upon the entry into force of the new law, organization. The new law will apply to the funds after the said period, subject to the provisions of this chapter.
The old law, in accordance with article 27 of the Reserve Fund and in accordance with section 28 of the backup Fund will change to reflect the new law at the time of entry into force of this law, making Fund.

175 the entry into force of the new law, if the article prior to the data subject to the rules contained in the new law, the insurance fund provisions contrary to the provisions of the new law, rather than to follow.
If, before the entry into force of the new law, the rules of the Fund are registered under the new law, the provisions of the new law include lack of or, without delay, to the meeting of the Treasury Board the Treasury has made a proposal to amend the rules to comply with the new law. Changes in the rules shall, within two years of the entry into force of the new law, apply to the Ministry of Social Affairs and health.

Article 176


If, before the entry into force of the new law, the operation of a registered insurance fund in the District have been defined in such a way that the Treasury is unable to read the kind of members and other insured persons, as well as shareholders, which according to article 4, cannot be part of the action by the Treasury, to these members, the insured and the shareholders to continue within the Treasury action without prejudice to the provisions of article 175, also after the entry into force of the new law, if the Treasury rules is taken. On the basis of this provision of the cashier can also be insured for those persons who have come into service after the entry into force of the new law, a shareholder. The Treasury is to apply for the purpose of complying with this article on the rule of the Ministry of Social Affairs and health, section 175 (2) of the confirmation within the time allowed.

Prior to the entry into force of the new law, article 177 for registration indicated in insurance agency, as well as a change in the rules, which have been applied for the entry into force of the new law before, can be registered in accordance with the provisions of the old law.

178 section after the adoption of the new law can 175 without prejudice to the provisions of section to make a decision to amend the rules to comply with the new law. The decision shall be taken in accordance with the laws of the old order. The application rule of confirmation of the change can be made, and the Ministry of Social Affairs and health as a result of the application given by the entry into force of the new law, the decision to register before the end of the marking, that the rules laid down in the entry into force of the new law shall enter into force at the earliest.

Section 179 notwithstanding the provisions of article 6, the number of members of the insurance fund, before the entry into force of the new law, registered with the insurance agency may continue their activities, if it continues to the old course of the laws of the insurance business and to fill the old law, the rules laid down in the course of the vähimmäisjäsenmäärävaatimukset. If the minimum laid down in the rules of the falls occurred or if the nature of the activities carried out by the Treasury or Treasury insurance policy changes or a change in the operational benefits of the Fund shall comply with the requirements of article 6, within two years after the fact, when the number of rules required by the number of members has fallen lower in the or of the nature of the activities of insurance or a benefits of the district or the rule change has been accepted at the cashier. The Ministry of Social Affairs and health may extend that time limit for cash on the application for a period not exceeding five years, if the insured benefits are therefore not at risk.

section 180 of the insurance funds, which are at the time of entry into force of the new law meet the requirements laid down in the new Act, there is a shortfall of up to 25 years to be covered by the entry into force of the laws of the Ministry of Social Affairs and health, in accordance with the approved plan.

section 181 of the old law of the Ministry of Social Affairs and health on the basis provided by the exemption in section 107 permits are valid for a period of four years from the entry into force of the new law. The Ministry may, on application by the Treasury to continue, even after four years of validity of the derogations for a period not exceeding five years, if the insured benefits are therefore not at risk. An application to extend the authorisation shall be made to the Ministry within four years of the entry into force of the new law.

Notwithstanding the provisions of article 182, paragraph 7, provides insurance agency will continue to own the shares or, in the event that it was owned by the entry into force of the new law before. If the number of shares owned by the Fund or the law for the entry into force of the new law, the influence exercised by the cross, in the relative share of omistettavan, to the maximum amount provided for in the Treasury of the company shares, the shares or control power is not allowed to rise to the new law, the amount of which at the time of entry into force. If the Treasury after the entry into force of the new law, the share has been reduced, but still exceeds the maximum amount as provided by law, the Treasury, the relative share of ownership is no longer allowed to go up to this lower amount.

Article 183 on the winding-up of insurance fund in the case is to be dealt with and resolved, as well as inform the public of the mark according to the old law, if the challenge is retrieved before the entry into force of the new law.
The transfer of responsibility must be dealt with and resolved according to the old law, if the consent of the Ministry of Social Affairs and health is retrieved before the entry into force of the new law.

the entry into force of the new law, article 184 before the Government, or the Board, or to comply with the new law, the representative Council of the Assembly must be amended within two years of the entry into force of the law. The Managing Director shall notify the insurance fund in the register not later than three months after receipt of the Ministry of Social Affairs and health has established in accordance with the rules of the new law, the insurance fund.
Before the entry into force of the new law, Government or member of the Supervisory Board, auditor or liquidator may, despite the fact that he should act in that role under the new law, to remain in Office until the new election of the delivery, but not later than the entry into force of the new law, for a period of two years. The above also applies, mutatis mutandis, to the Treasury nimenkirjoittajaa, which is named after the entry into force of the new law.

section 185 of the old law is the call for the Treasury rally is to be considered as a legitimate, if it is given in accordance with the provisions of the law.

the entry into force of the new law, article 186 of the Fund prior to the meeting for decision, and the nullity of, or any other requirement, which has been brought within the time allowed, must be dealt with according to the law, and resolve to the end of the old.

187 section in the financial statements, which shall be drawn up prior to the entry into force of the new law, for the fiscal year, must be applied before the entry into force of the new law, the law in force.

188 section what the rest of the Act provides relief from the cash drawer, shall apply by analogy to the insurance funds. If the rest of the law refers to the law, the grant of cash is to be considered as referring to the new law.

section 189 provided for in Chapter 8, the new law, the amount of land are responsible for the year 1991 established the salary referred to in article 94 the index number.
THEY'RE 93/92, Shub 35/92 acts entry into force and application in time: 28.10.1994/945: this law shall enter into force on 1 January 1995.
THEY 295/27/94, 93, TaVM EEA Agreement annex XXII: Council directives (84/253/EEC, 78/660/EEC, 83/349/EEC) of 3 March 1995/320: this law shall enter into force on 1 May 1995.
This law does not apply to the matter, which prior to the date of the entry into force of this law the insurance register. The increase is, however, subject to the provisions of the compensation to a benefit under the heading of the due date is the date of entry into force of this Act on or after the date you enter.
THEY'RE 292/94, 21.4.1995 TaVM 58/94/610: this law shall enter into force on 1 September 1995.
THEY'RE 94/93, SuVM LaVM 22/94, 10/94 29.12.1995/1777: this law shall enter into force on 31 December 1995.
THEY'RE 187/188/95, 95, THEY are Shub 28/95, EV 177/95 30.12.1996/1296: this law shall enter into force on 1 January 1997.
THEY PeVM 45/241/96, 1996, 42/1996, Shub EV 248/1996 19.6.1997/615: this law shall enter into force on 1 September 1997.
THEY'RE 18/1997, TaVM 16/1997, 30.12.1997, p 84/1997/1014 EV: this law shall enter into force on 1 January 1998. Article 79 of the law, however, will enter into force on 31 December 1997 and section 8 of the Act on 1 January 1999. The provision of article 83 of the law (d) for insurance liability, shall section 83 (d) (4) of the investment activity of the phase, and the pension fund within the meaning of the insurance fees shall apply as from 31 December 1997 by the Ministry of Social Affairs and health.
Notwithstanding the provisions of section 83 of this Act (c) provides for the entry into force of the law, prior to the data subject, the statutory pension insurance the solvency of pension fund engaged in the operation of the limit and the minimum operating capital are in 1998, two in 1999, one-eighth and one in the capital adequacy in accordance with article 83 (c) limit and the minimum amount of capital operation. Similarly, in the following years, until 2005, the minimum amount of capital, capital adequacy limit and action are indicated by the number of the last years in the kahdeksasosia in accordance with article 83 (c) capital adequacy limit and the minimum operating capital.
Notwithstanding the provisions of article 83 (d), the amount of the solvency limit, however, the double in 1998, half of the full volume and, in 1999, three quarters of the full volume.
Notwithstanding the provisions of this Act, section 83 (a) and section 132 provides for action on the transfer of capital, between 1998 and 2005, however, is to be followed, what the Ministry of Social Affairs and health.
83 of the law (a) to (e) of article 83, as well as article 79 the index increase, however, shall apply in respect of the responsibility for the period from 1 January 1999 to a pension fund, which has been organized in addition to the statutory pension cover for additional security.
Before the entry into force of this law, the Ministry of Social Affairs and health to pending applications for the transfer of responsibility shall, however, remain in force at the time of entry into force of this law.
THEY 221/1997, Shub 35/1997, on 20 March 1998, 241/97/200 EV: this law shall enter into force on 1 April 1998.
THEY 228/1997, Shub 3/1998, EV 3/1998, by order of 30/3: this law shall enter into force on 1 October 1998.
THEY 243/1997, TaVM 2/1998, EV 19/1998 24.7.1998/583: this law shall enter into force on 1 January 1999.
THEY'RE 6/1997, THEY LaVM 3/117/1997, 1998, SuVM 2/1998 of 23 December 1998 60/1998/1136 EV: this law shall enter into force on 31 December 1998. Law, 70, 72, 74 (a) and article 74 (c), shall be valid until 31 March 1999.

Notwithstanding the provisions of section 2 of the accounting Act, Chapter 9 of the book of the law and the provisions of this Act shall apply for the first time in the accounts for the financial year of the insurance fund, which will begin on 1 January 2000.
Insurance Agency shall, however, apply the provisions referred to in paragraph 2, in the financial year in which this law enters into force, or start.
THEY'RE 234/1998, TaVM 32/1998, 30 December 1998, 205/1998/1209 EV: this law shall enter into force on 1 January 1999. Article 90 of the law shall remain in force until 31 March 1999.
This law laid down in Chapter 8 of the euro the amounts for the year 1998, the salary referred to in article 94 set index number.
In this Act, the amount of money amounts to 90, 91 section 2, subsection 2, and without prejudice to the first subparagraph of article 93, until 31 December 2001 to be the Finnish markka. The amounts expressed in euro shall be converted into Finnish marks reported in the Council of the European Union and to the Treaty establishing the European Community, on the basis of the final paragraph of article 109 1 according to the current exchange rate.
THEY are 233/1998 31/1998, TaVM EV 204/1998 brought an action/84: this law shall enter into force on 1 April 1999.
They are issued by the authorization, the provisions of the relevant Ministry, instructions and other decisions concerning the control and verification of insurance, which, in accordance with the provision of article 172 (a) move to the insurance agency, Insurance supervision after the entry into force of the Act on the entry into force of the insurance supervision agency, until further decides otherwise.
THEY'RE 163/1998, TaVM 29/1998, EV 202/1998, with effect/287: this law shall enter into force on 1 April 2000.
THEY'RE for the 1998/1999, Shub 3/2000 of 17 November 2000, EV 22/2000/943: this law shall enter into force on 1 December 2000.
THEY'RE 95/2000 23/2000, EV, TaVM 131/2000 5.4.2002/250: this law shall enter into force on 1 May 2002.
The necessary measures can be taken for the implementation of the law before its entry into force.
THEY'RE 250/2001, 1/2002, TaVM EV 14/2002, 6/6/2003/420: this law shall enter into force on 1 July 2003.
The calculation of section 132 of the minimum period of five years, in accordance with article 9, does not take account of the responsibility of the vastaanottamisia that have occurred prior to the entry into force of the law.
In accordance with the laws of the employees the responsibility for the application for extradition is to be dealt with and resolved at the time of entry into force of this law, in accordance with the provisions in force, if the insurance agreement is applied for before the entry into force of the law. At the request of the applicant, the insurance supervisory agency may, however, decide that the application will be processed and settled on this in accordance with the law.
THEY 221/2002, 52/2002, Shub EV 255/2002 text/490: this law shall enter into force on 1 August 2003.
This law, the obligation laid down in article 7 (a) must be completed no later than the entry into force of this law, within three years.
THEY'RE 200/2002, PuVM 2/2002, EV 267/2002, 20 February 2004/145: this law shall enter into force on 1 September 2004.
THEY'RE no 153/2003, LaVM 8/2003, EV 131/2003 2 April 2004/210: this law shall enter into force on 1 May 2004.
The necessary action can be taken for the implementation of the law prior to the entry into force of the law. The Association for insurance funds during the course of 2004, the obligation to pay the membership fees of the outgoing pension fund insurance funds to the Association shall end on 31 December 2004.
THEY'RE 130/2003, Shub 3/2004, EV 13/2004 30.12.2004/1324: this law shall enter into force on 31 December 2004.
This law shall apply for the first time in the accounts for the financial year of the insurance fund, which will begin on 1 January 2005 or beyond. Insurance agency may use this law in the financial year in which, after the entry into force of the law.
Increases in the sales, which have been made before the entry into force of this law, will be applied to those provisions which were in force on the entry into force of this law.
THEY'RE 224/2004 31/2004, EV, TaVM 230/2004 of the European Parliament and of the Council Regulation (EC) No 1782/2003 1606/2002; OJ No l L 243, p. 1, further to the European Parliament and of the Council Directive 2001/65/EC; OJ No l L 283, 27.10.2001, p. 28, the European Parliament and Council Directive 2003/49/EC; OJ No l L 178, on 17 July 2003, born 3 June 2005/383 16: this law shall enter into force on 1 July 2005.
THEY TaVM 7/19/2005, 2005, 9 December 2005, 46/2005/1016 EV: this law shall enter into force on 31 December 2005.
The necessary measures can be taken in the implementation of the law prior to the entry into force of the law.
The Association of insurance funds is in liquidation with effect from 1 January 2006.
The role and function of management of the Association shall expire on the date of entry into force of the law. The tasks of the Association and of the Association of Auditors do not end at the end of the activities of the Association.
The Association the Association meeting in place of the Board selects the liquidator to manage the Association's issues with effect from 1 January 2006 and the number of his reward. The liquidator's remuneration and other activities related to the Association of the costs shall be paid to the Association.
The liquidator during the liquidation of the Association represents. The Association's report must be treated immediately. The liquidator shall, without delay, to apply for a public challenge to the creditors of the Association. The number of days after the public challenge to the liquidator shall pay all association known debt.
The liquidator shall draw up the annual accounts and the annual report of the Association for the year ending 31 December 2005 and the end of the financial year, the nature of the settlement derived from periods of employment on completion of the liquidation. The final settlement of the financial statements and approves the Association meeting.
The Association shall be deemed to be dissolved, when the Association meeting has approved the final settlement. The Association's archive must be maintained to the satisfaction of the insurance supervisory agency.
In the event of liquidation of the Association of the remaining assets shall be distributed in accordance with the rules of the Association.
Rather than on the insurance fund referred to in article 169 of the action is stopped, when the Committee on 30 June 2006, the outstanding issues have been addressed.
The costs of the functioning of the Board, shall be paid to the insurance funds of their assets during the liquidation of the Association.
The Board's archive will be handed over to the Ministry of Social Affairs and health.
Insurance under this Act from the decision can be contested in the Administrative Court of Helsinki by the Insurance Supervision Act (78/1999) provides in article 6.
THEY'RE 157/2005, Shub 25/2005, EV 148/2005 to 31 March 2006/252: this law shall enter into force on April 15, 2006.
This law shall apply to the responsibility of the siirtämisiin and vastaanottamisiin, as well as the position of the vastaanottamisiin of the insurance business and insurance, in respect of which the contract is concluded on 7 October 2005.
The insurance supervisory agency prior to the entry into force of this law, the decision issued by the application, which is the responsibility of the transfer and receipt of consent or the receipt of the insurance activities and insurance position on 7 October 2005, on or after the date of adoption of the decision, the agreement shall be valid on the date in accordance with the law. The Agency's decision, however, the transfer of responsibility and does not proceed to judgment, unless the receipt of or the receipt of the insurance business and insurance portfolio in line with the agreement on the change of this law within two months of the date of entry into force of the law.
THEY 158/2005, Shub 6/2006, EV 23/2006 of 19 May 2006/392: this law shall enter into force on 1 June 2006.
Notwithstanding the provisions of section 7 of the Act, the Pension Fund shall be held prior to the entry into force of this law, in accordance with the criteria of the loan agreements, the loans are taken out in force.
Notwithstanding the provisions of section 8 of the Act provides an additional pension at the date of entry into force of this law may keep a stake in the company, investments in 23 September 2010. After the entry into force of the law to the new lending provided to the company and a shareholder before the entry into force of this law to the variations to the shareholder loans provided to the company, shall apply to the section 8 of the Act provides. The provisions of this subsection shall not apply in the EEA for more cross-border activities of pension funds.
If the gross amount of the insurance fund to cover the 83 (h) – 83 of the resources referred to in article went beyond those provided for in the said articles of 5 March 1999, the higher limits, the Treasury is, by the end of 2005, to ensure the Elimination of excess. The amount of these assets and liabilities will not be allowed to grow, or the proportion of assets denominated in total assets to rise during the period, when the maximum limit is exceeded. The Treasury insurance supervisory agency may, for a special reason and the application will continue in the time limit laid down in paragraph 83 (j) and (l) the funds referred to in section 83 in respect of not more than five years.
This Act repeals the provisions of the insurance fund based on the regulation of 23 December 1998 (1138/1998), and in accordance with the laws of the employees engaged in the operation of pension fund capital in support of the lots in the regulation of 30 December 1997 (1324/1997), as amended.
THEY 156/2005 TaVM 3/2006, EV 34/2006 of the European Parliament and of the Council Directive 2003/41/EC (32003L0041); OJ No l L 235, 23.9.2003, p. 10/11:8 December 2006, This Act shall enter into force on 1 January 2007.
THEY'RE 79 30/06/2006, Shub, EV 155/2006, 8 December 2006/1123: this law shall enter into force on 1 January 2007. Before the entry into force of this law may be to take the measures needed to implement the law. (11/03/2011/225)
The Pension Fund may apply this law to be scrapped under section 83 (b) (7) until 31 December 2010 at the latest. (11/03/2011/225)

The Pension Fund, which is this law repealed section 83 (b) (2) of the guarantee referred to in paragraph 7, or guarantee in respect of the 31 December 2010 at the latest, to apply the law referred to in paragraph by 31 December 2012 at the latest. (11/03/2011/225)
The Pension Fund may apply this law to be scrapped under section 83 (b) (7) shall, until 31 December 2010.
THEY'RE 77/2006, Shub 31/2006, 8 December 2006, 152/2006/EV 11: this law shall enter into force on 1 January 2007.
THEY are 78/2006, Shub, 32/2006, EV 153/2006 13 April 2007/472: this law shall enter into force on 1 July 2007.
THEY are 195/2006 TaVM 33/2006, EV 293/2006 19 December 2008/899: this law shall enter into force on 1 January 2009.
THEY'RE 66/2008 20/2008, EV, TaVM 109/2008 of 27 March 2009/175: this law shall enter into force on 1 April 2009.
If the pension fund does not engage in cross-border activities, the provisions of article 83 of the law s of the pension of the own funds requirements shall, however, apply only from the date of September 23, 2010.
Before the entry into force of the law can be used to take the measures needed to implement the law.
THEY 152/2008, Shub 3/2009, EV 8/2009 of the European Parliament and of the Council Directive 2003/41/EC (32003L0041); OJ No l L 235, 23.9.2003, p. 10-21, 11/03/2011/223: this law shall enter into force on 31 March 2011.
Before the entry into force of the law can be taken in the implementation of the law.
THEY 273/2010, Shub 50/2010, EV 299/2010 11/03/2011/225: this law shall enter into force on 31 March 2011.
However, the date of entry into force of provision 3 applies with effect from 1 January 2011.
Before the entry into force of the law can be taken in the implementation of the law.
THEY 273/2010, Shub 50/2010, EV 299/2010 on 9 December 2011/1250: this law shall enter into force on 31 December 2011.
THEY'RE 71/4/2011, 2011, TaVM EV 30/2011, for a European Parliament and Council directive 2010/78/EU (32010L0078); OJ No L L 331, 20.7.2012, p. 120-161 15.12.2010/444: this law shall enter into force on 1 January 2013.
What the rest of the Act provides for the operation of capital Pension Fund, since the entry into force of this Act applies to the pension fund solvency capital.
The solvency of pension fund capital under section 83 (b) referred to in paragraph 8, the batch, this amount may be increased so as to the solvency of pension fund in relation to the pension insurance companies solvency of the entry into force of the law of the average the same as it was on 31 December 2012. Increased the maximum number of stays stable in relation to the capital adequacy limit after the entry into force of the law of responsibility used in calculating debt until 31 December 2017. After this, the increase in the number of falls each year, tasasuuruisin with rebates, so that 1 January 2022 is zero.
THEY 9/2012, Shub 4/21/2012, 2012, TaVL EV 47/2012 to 30 November 2012/670: this law shall enter into force on 1 January 2013.
THEY TaVM 9/108/2012, 2012, EV 98/2012 20.3.2015/307: this law shall enter into force on the 1 January 2016.
THEY 344/30/2014, 2014, TaVM EV 304/2014, the European Parliament and of the Council directive 2009/138/EC (32009L0138); OJ No l L 335, on 17 December 2009, p. 1, directive of the European Parliament and of the Council in 2011/89/EC (32011L0089); OJ No l L 326, on December 8, 2011, p. 113, directive of the European Parliament and of the Council on 2014/51/EU (32014L0051); OJ No l L 153, 22.5.2014, p. 1.

20.3.2015/323: this law shall enter into force on the 1 January 2017.
THEY 279/2014, Shub 46/2014, EV 305/2014 18.9.2015/1201: this law shall enter into force on the 1 January 2016.
THEY TaVM 34/254/2014, 2014, EV 371/2014