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See the copyright notice Conditions of use .
The presentation by the Ministry of the Environment of certain matters falling within the remit of the Ministry of the Environment provides for the establishment of a housing savings commission of 30 December 1992 (1634/92) Pursuant to paragraph 1 and Article 12:
The housing savings agreement shall be in writing and shall include the conditions for deposit.
The housing savings agreement cannot limit the choice of the depositor's right to purchase an apartment.
The housing savings agreement shall include provisions on the basis of the contract of destination and on the duration of the loan, as well as the reference rate to be used to determine the interest rate loan. The mfi may enter into a housing savings agreement on the objective of depositing a claim in accordance with which the depositor is not more than entitled.
The housing savings agreement shall agree on the operative part of the security required for the award of the receiving loan. The mfi may only require additional collateral during a period of savings only if the value of the collateral agreed has been substantially reduced. The mfi shall inform the depositor without delay.
At the time of the adoption of the Housing Decision, the mfi shall establish the general terms and conditions of the depositary's rights in relation to the depositary's rights in relation to the depositary and have the essential economic importance of the depositary.
If the housing savings agreement is transferred to another MFI, the receiving mfi shall also assume the additional interest accrued until the date of the deposit.
The dwelling within the meaning of Article 3 (2) of the Housing Guarantee Act is also considered to be an apartment owned by a person abroad.
A foreign national may also become a resident depositary.
The amount of deposits to be paid to the housing savings account for each calendar quarter shall be at least EUR 150 and not more than eur 3 000.
The annual interest rate on the deposit savings deposit is 1 %.
The additional interest rate shall be at least two and not more than 4 % per year.
This Regulation shall enter into force on 1 January 1993 and repeals the Housing Regulation of 19 December 1980, (63/80) With its subsequent modifications.
The fees payable after the entry into force of the Regulation shall continue to be governed by Article 3 of the repealed Regulation in the form in which it is valid at the time of entry into force of this Regulation.
This Regulation shall enter into force on 1 June 2000. It shall also apply before the entry into force of the Regulation, in respect of: (1634/1992) , but in such a way that the supplementary rate is equal to the amount agreed in the housing savings agreement.
This Regulation shall enter into force on 1 January 2002.
Before the entry into force of the Regulation, measures may be taken to implement it.
This Regulation shall enter into force on 1 July 2009.
