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Notice On Special Loan Option In Connection With Training Lift

Original Language Title: Bekendtgørelse om særlig lånemulighed i forbindelse med uddannelsesløft

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Overview (in Contents)
Chapter 1 Loan amounts and interest
Chapter 2 Administration of loans in the box
Chapter 3 Withdrawal of loans etc. to Statens Administration
Chapter 4 The surrender of misholded loans, etc. from Statens Administration to the Restoration Authority
Chapter 5 Power
Annex 1 Loan document

Recognization of special loans in connection with training lift

Pursuant to Section 75 j, paragraph 3, Section 75 l(3), and Section 75 m, in the Act on unemployment insurance, etc., in accordance with Act No 348 of 8 April 2014, as amended by Act No 1486 of 23 December 2014, shall be determined by authorisation:

Chapter 1

Loan amounts and interest

§ 1. A member who participates in the offer of a vocational training after section 33 of an active employment effort is entitled to borrow an amount of the state. The loan represents an amount corresponding to the difference between 80 percent of the highest unemployment rate, in accordance with i 47 and 70 in the law of unemployment insurance, etc., and the member’s previous day money rate with deduction of 37 percent. The loan amount is rounded to the nearest entire crown amount that can be divided by 5, per week, the A-kasse pays the loan on behalf of the State.

Substances. 2. If the member changes the insurance status or has calculated a new unemployment rate, the loan amount is regulated according to the new insurance status or the new unemployment rate.

3. The borrower is taxed according to section 75 k in law on unemployment insurance etc. The interest is attributed monthly it at any time becoming debt.

Chapter 2

Administration of loans in the box

§ 2. When a member has applied for a loan, the a-box must draw up a loan document that must be consistent with the borrower document in Annex 1, as the member and the a-box sign. A box must hand a copy of the loan document to the member.

Substances. 2. The Agency for Labour Market and Recruitment shall lay down the loan document the conditions for the withdrawal of the loan and the business of the loan as well as in which case the debt decays immediately. In the borrowing document, the time for reimbursement of the loan, the terms of the refund and any compulsory settlement, including for how the amount paid is distributed on fees, interest, headchair and any costs, cf. section 75 k, in the law of unemployment insurance and the order 9 and 14.

3. The contract must inform the following in the borrower document:

1) The maximum amount that can be borrowed per week.

2) The maximum period for the loan.

3) 3) The maximum amount that can be borrowed in everything.

4. The circulation of the borrower document shall be adjusted annually as a result of the rate regulation.

5. If a member changes the insurance status or has calculated a new unemployment rate, the amounts in the loan document shall be adjusted in accordance with paragraph 3.

§ 3. The borrower shall be calculated and calculated weekly together with the unemployment benefits referred to in section 46, in the law of unemployment insurance, etc., and the member shall, at each time, specify the day money card, whether the member wishes to borrow for the period.

Substances. 2. The A-box informs each payout size of the loan amount for the withdrawal period as well as the total amount of loans to date, including recorded interest.

§ 4. The loan is paid by a fixed amount per week, in accordance with paragraph 1. 2-4.

Substances. 2. However, during the commencement or completion of the business programme, the loan is paid for the part of the week where the member has participated in the programme.

3. There is no loans for a week, if there is employment, salary or revenue that goes instead of salary, equal to full working hours in the week. For a full working time in the week 37 hours or more. For a part-time insured member, full working time is calculated as the average weekly working time before the availability.

4. In a week entitled to the withdrawal of loans, no loans will be paid for days where the member

1) is sick unless the member receives unemployment benefit during the first 14 days of illness,

2) Keep days with maternity leave,

3) 3) free of charge at your own expense

4) Receive payment for all G days,

5) keeps your own earned holiday,

6) Spend holiday with holiday day money,

7) otherwise not available for the offer and the active effort, or

8) is wholly or partly excluded from right to day money as a result of effective quarantine.

§ 5. If a member is transferred to another a-kasse, while the loan is under the payout, the new a-kasse will take over the loan document, the administration and the withdrawal of the loan.

§ 6. Before the loan is submitted by the a-box to the State Administration, cf. section 7, the member with liberating effect can partially or partially pay the loan with the races back with voluntary services to the box.

§ 7. Once the member has ceased with an offer for a vocational training, the a-box must set up and decide which period the loan is paid for, the main chair of the borrower, the total size of the debt. The statement of the A-kasse includes interest and with the day when the member has ceased with the offer. The decision must be made within 14 days after the a-box has the necessary information.

Substances. 2. After the expiry of the complaint deadline, the a-box shall have a copy of the borrower document and the decision to the Statens Administration with information on whether the decision is at issue.

3. If the decision after paragraph 1 is amended, the a-box will send copy of the new decision to the State Administration.

Chapter 3

Withdrawal of loans etc. to Statens Administration

§ 8. Withdrawal of loans with the circulation interest shall be made to the Administration of State when the a-box has submitted the loan in accordance with Section 7.

Section 9. A member or former member (payer) must begin to pay the loan with the races interest back on 1 January in the calendar year after the end of the year where the offer has ceased.

Substances. 2. The borrower may, in whole or in part, pay the loan with the inlet, interest back with voluntary services before and after the payment obligation, be entered in accordance with paragraph. 1.

Section 10. The loan with the races interest is paid back with equal service each other month. The individual performance cannot be less than DKK 200.

Substances. 2. The payment is done for a period of time if the length is determined by the State Administration on the basis of the size of the debt. The period constitutes 7 years if the amount is under DKK 40,000 and 8 years if the amount is between DKK 40,000.

3. The administration of the State may, after application from the borrower, extend the fixed refund period when special reasons speak.

§ 11. The Administration of the State may provide reliefs in the terms of reimbursement or provide the refund if the borrower cannot comply with the refund scheme, but can also be borrowed within the set resolution period.

Substances. 2. Request for repayment of the loan and request for reimbursement must be made to the Administration of State.

§ 12. The Administration of the State may withdraw from the loan if the borrower has subsequently begun and participate in a new offer on a vocational training by Section 33 of the Act on an active employment effort. When any borrower in connection with the termination of the subsequent offer for vocational training is submitted to the State Administration, cf. section 7, the Administration of the State shall be merged as a total loan. The time of the commencement of the reimbursement of the total loan, cf. section 9, is calculated from the time of termination of the latest offer.

Substances. 2. Request to make the refund of the loan in bero must be made to the Administration of State. The Administration of State may require the necessary documentation.

§ 13. The administration of the State determines the deadline for deposits on loans and may require the information from the borrower necessary for the refund of loans. The Administration of the State may establish the information to be given in electronic form, or which can be sent in paper form.

Fees in connection with reimbursement of loans etc. to Statens Administration

§ 14. For the handling of financial management tasks in connection with the reimbursement of the loan to Statens Administration, the following fees are charged from the borrower:

1) Discharge of payment service, bank or other payment form, per ordinarily performance: DKK 5.

2) Deposit: DKK 5.

3) 3) Broadcasting of payments at late payment: €60.

4) Withdrawal of loans: DKK 150.

Substances. 2. Fees after paragraph 1 shall be charged with the next performance, except where a misholded loan with the addition of the inlet interest rates and costs has been transferred to the recovery authority, cf. section 16

Exchange of information between Statens Administration and other authorities

§ 15. The tax authorities shall provide information to the State’s Administration on the borrower’s income and fortune ratio in one or more previous income years. The information must be provided in a form suitable for electronic data processing.

Substances. 2. The Central Person Register provides information to the Government’s Administration on the borrowers, including personal and address information. The information must be provided in a form suitable for electronic data processing.

3. Other public authorities, a-boxes and private institutions provide information available to Statens Administration when the information is necessary for the management of loans. The information must be provided in a form suitable for electronic data processing.

4. The State Administration provides information to the Agency for Labour Market and Recruitment on loans during reimbursement. The information must be provided in a form suitable for electronic data processing.

Chapter 4

The surrender of misholded loans, etc. from Statens Administration to the Restoration Authority

§ 16 The recovery authority (RIM) recovers misholded loans with addition to the circulation interest rates and costs by law on the recovery of debt to public.

Substances. 2. If a borrower does not comply with the refund scheme, the Administration of the State shall advance the borrower. The letter must specify a deadline for the payment of the claim. It must be stated in the letter that the lack of payment will lead to the requirement being transferred to RIM for recovery.

3. The Administration of State shall pass over government requirements to RIM. Guidelines for the oversight are laid down in the Danish Tax Ministry’s announcement on the recovery of debt to public.

4. When the Administration of State has submitted the misholded loans to RIM, payment with liberating effect alone can be made to RIM.

Chapter 5

Power

§ 17. The decision shall enter into force on 1 July 2015.

Work Market and Recruitment, 27 May 2015

Morten Binder

/ Kirsten Pedersen


Annex 1

Loan document

Loans in connection with participation in deals on education after section 33 a, in the law of an active employment effort.

A box that pays the loan on behalf of the Agency for Labour Market and Recruitment

Name of a box

Loans

Name Name Name Name Name

cpr. no.

Address

Running

The borrowing framework under participation in offers for training after section 33 a, in law on an active employment effort during the period xx [date] to yy [date].

1) The maximum amount that can be borrowed per week: xxx DKK per week.

2) The maximum period for the loan: Period xx [date] to yy [date].

3) 3) The maximum amount without interest that can be borrowed in everything: xxx kr.

I hereby declare that the debtor has granted me as a borrower in connection with participation in the offer of a vocational training after Section 33 of an active employment effort.

Withdrawal of loans and interest is made to the Administration of State.

After the completion of the offer, [a-box's name] shall decide on the final size of the borrower and send the decision to the Statens Administration.

_________________________________________________________________________________________________________________________________________________

Date and signature from the borrower [a-box name]

Terms of Use

Cancellation and refund

It is at any time becoming debts and is repayed according to Chapter 11 c in the law of unemployment insurance, etc. and the notice of special loans in connection with training lifting.

During participation in the offer of the business programme, the loan will be charged with 4 percent annually. The loan is cancelled from the time of withdrawal. The interest is attributed monthly by the payment of unemployment allowance in accordance with Section 46 of the Act on unemployment insurance etc. Cleans are calculated from the current rates.

From and with the day after termination in the offer, the loan will be credited with the disaccount plus 1 per cent. If the official disaccount is less than minus 1 per cent, the debt is rated by 0.0%. The interest is attributed monthly on 15th in the month of that month, and the interest is calculated by the ongoing interest rates.

The withdrawal is made in equal service every month to the State Administration. First performance must be paid 1 January in the calendar year 1 year after the end of the year where the offer is terminated. Withdrawal must be made via payment service, netbank or other electronic payment form.

Payment of voluntary services before the abox has sent the case to Statens Administration, must be made to the box. Payment of voluntary services after the a-box has sent the case to Statens Administration, must be made to the Statens Administration.

The service is first used for the coverage of fee, then for interest and finally deduction on the main chair.

Rules of decay

The whole borrowed decays immediately

– – if due services are not paid no later than 8 days after the due date

– – if the borrower dies

– – if the borrower becomes unpretentious or comes under low-risk targets

– – if there is a negotiation of chords, the withdrawal of debt is commenced, or if the borrower's residence comes during bankruptcy proceedings

– – if the borrowers live in the Faroe Islands, abroad or move there and not within 14 days, the Government’s administration will notify the new address

The entire loan will be sought by SKAT after applicable rules.

Host

The employment law follows the rules of law.

Legal basis

The borrower is granted under the law of unemployment insurance, etc. in accordance with the statutory order 348 of 8 April 2014, which changed by Section 2 of Act No 1486 of 23 December 2014, and notice no. xx. of xx. May 2015 on special lending option in connection with the training lift.

TOT

Changing the loan frame as a result of the rate regulation, modification of insurance status or unemployment rate [only in connection with the rate regulation, when changing insurance status or unemployment rate under the offer]

From the xx. [date], your loan frame will be changed as a result of movement regulation, changed insurance status or unemployment rate:

Running

The borrowing framework under participation in offers for training after section 33 a, in law on an active employment effort during the period xx [date] to yy [date].

1) The maximum amount that can be borrowed per week will from the xx. [date] constitute: xxx DKK per week.

2) The maximum amount without interest that can be borrowed in everything: xxx kr.

I hereby declare that the debtor has granted me as a borrower in connection with participation in the offer of a vocational training after Section 33 of an active employment effort.

The terms of reimbursement of loans and interest are also unchanged and are done to the Administration of State.

After the completion of the offer, [a-box's name] shall decide on the final size of the borrower and send the decision to the Statens Administration.

_________________________________________________________________________________________________________________________________________________

Date and signature from the borrower [a-box name]