Appendix 1

Publication of liability in the occupational health insurance of the occupational health insurance industry

In accordance with section 63 a (a), 7, in the law on occupational health insurance, cf. Law Order no. 154 of 7. In March 2006 :

Scope of application

§ 1. This notice shall apply to the occupational health insurance of the working market.

The responsible actuarial

§ 2. The responsible actuar shall be employed in the occupational health insurance of the labour market. Employment and dismissal of the Actuarial Act may be carried out by the Board of Directors. The position of responsible actuarial actuar cannot be reconccred with the position of Director or Member of the Board of Directors of the occupational disease insurance company ' s Enterprise.

§ 3. The responsible actuar shall have passed the scientific nominees from a Danish university, cf. However, section 4.

Paragraph 2. The Actuarial Act of Actuarial Actuarial must have participated in practical actuarial work in the case of life-assurance math, occupational health insurance or occupational health insurance for at least five years in the last 10 years. At least 1 of the five years must be in close cooperation with a responsible actuar. As a minimum, the responsible actuar must have obtained an in-depth knowledge of the preparation of the security plan, the statement of provisions and the preparation of the annual report to the Financial supervision.

§ 4. The Management Board of the Labor Market Business Health Protection Agency may employ an actuarial from another country as a responsible actuar, whose training includes finals in life assurance math, non-insurance math and risk analysis and are supplemented by courses in Danish supervisory law and the insurance agreement on the insurance agreement.

Paragraph 2. The Administrative Board may hire a person with related education as a cand, as a responsible person in charge. Scient., cand. State, cand. scion. Oecon. or an equivalent foreign education, the training of which is supplemented by courses in Danish supervisory law and the insurance agreement on the basis of the candidate level in life assurance math, damage insurance math and risk analysis.

§ 5. When the management board has employed a responsible actuarial, this must be reported to the Financial supervision within 14 days of the hire.

Paragraph 2. The Management Board shall know the notification in accordance with the notification. paragraph 1, make a declaration that the responsible actuar complies with the requirements of section 3.

Paragraph 3. Where the responsible actuar is dismisfired or severed as a responsible act, the Management Board and the responsible actuar shall submit each declaration to the Financial supervision of the background to the Financial supervision of the background.

§ 6. The responsible actuar shall have access to all information necessary for the performance of the profession, including the Management Protocol. The actuarial shall provide the Financial supervision of the information necessary for the assessment of the economic position of the occupational disease ' s Commercial Disedation.

Paragraph 2. The Administrative Board shall draw up a function description for the responsible actuar. The function description must include a general description of the tasks to be performed in the Actuarial Actuary as the Respondeto. In addition, the function description may include a description of other tasks carried out by the responsible actuar as part of the operation of the Occupational Health Assurance of the Work market.

Paragraph 3. If other members do tasks for the responsible actuar, the function description must be the parent to specify the distribution of the tasks. The function description shall also include general guidelines for the discharge of duties of the responsible actua, including for the subsequent verification of the delegated tasks by the responsible actuars.

The responsible actuars reporting to the Management Board

§ 7. In the case of the adoption of the annual report, the responsible actuar shall draw up a written report to the Administrative Board.

Paragraph 2. The actuarial report shall contain all significant conclusions of the importance of the accounting decision of the actuarial account to the Financial supervision, cf. § 8.

Paragraph 3. The actuarial report shall contain a list of the notifications and comments made therein during the year.

Paragraph 4. The actuarial report must indicate whether the responsible actuar has received all the information requested.

Paragraph 5. If the checks carried out by the Act of Assume imply that the annual report, in accordance with the opinion of the person concerned, does not give a true picture of the actuarial nature of the company, the actuarial report shall contain a separate information on this subject.

Paragraph 6. The actuarial report shall be signed by the responsible actua and shall be presented to and signed by the total board of directors.

Paragraph 7. No later than 10 days after the Management Board of the Occupational Health Safety Board has approved the annual report, copies of the actuarial report shall be received in the Financial supervision.

Paragraph 8. The Management Board shall be made aware of all other significant conclusions in the report than those referred to in paragraph 1. 2 mentioned at the same time as the report is submitted to the Financial supervision.

Report of the responsible actuars

§ 8. The responsible actuar must submit an annual report to the Financial supervision.

Paragraph 2. The report shall be the Financial supervision in the event within one month after the Management Board of the Occupational Health Safety Board has approved the annual report for the year in which the report relates.

Paragraph 3. The Financial supervision may, by application, be able to dispense from the one in paragraph 1. 2 fixed time limit.

§ 9. The report consists of 8 sections, cf. Annex 1. The section and points of the report shall have the same numbering as in Annex 1.

Paragraph 2. The report shall have a table of contents indicating the items listed in the report.

Paragraph 3. If the responsible actuar considers that, in the individual sections, there are further matters which need to be referred to are the responsible actuarial obligation to include these, possibly in the self-employed headings of paragraph 8, if necessary.

Paragraph 4. The Act of Liability shall be signed by the responsible actuar.

§ 10. If the report is also to act as an actuarial report, cf. section 7, Section 1 must be supplemented by a

Paragraph 2. The report shall also be presented and signed by the management board, cf. Section 7 (2). 6.

Paragraph 3. In this case, the report shall in this case not later than 10 days after the Management Board ' s Administrative Board has approved the annual report for the year being received in the Financial supervision.

Entry into force

§ 11. The announcement shall enter into force on the 15th. In February 2008, and for the first time in connection with the presentation of the annual accounts for 2007. Annex 1, item 1.2, on information for inter-branch sub-groups and 2.2., 2. a point, however, shall not apply to reports submitted for the financial supervision of the financial year 2009.

Paragraph 2. The 15th. The end of February 2008 shall be repealed. 122 of 20. February 2006 on the occupational hazard of the occupational health insurance of the occupational health insurance sector.

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Appendix 1

1. Parent Information

1.1. The actuarial shall briefly reproduce the conditions in which the actuary is of particular importance and which are referred to in the other sections of the report. This includes, in fact, essential initiating initiatives, as well as significant changes to the conditions and conditions of application and the importance of such measures for the future development of the Business Market Acquisitions Health Agency.

1.2. The actuary must describe the stock of the insurance. The actuar for each inter-branch sub-group must indicate :

a) number of whole-employed persons ;

b) premium size and

c) Pest-expense per se. Heritage

In addition, the actuarial must indicate how the contribution of the year is set.

1.3. If the audit protocol latet contains specific comments of actuarial nature, the actuarial shall indicate and comment on these observations. The actuarial shall include, in particular, the actions of which the comments may have been taken.

2. Year of the year

2.1. The actuarial shall draw up a general actuarial analysis of the overall result of the year in accordance with the annual accounts corresponding to the following table :

On the basis of this information, the actuary comment

a) development trends,

b) movements in damages incurred,

c) movements of provisions and

d) movement in the post "Transferred to next year".

2.2. The current is to assess the size of the mail 'transferred to next year', and to explain that the size of the mail is likely to be able to pick up expected fluctuations in compensation payments, provisions and the value of the assets. The actuarial must account for the fact that the sector group associated pool for the compensatory payment of profits and deficits is sufficient to eliminate unforeseen fluctuations in the annual contributions.

2.3. The current financial year shall compare the accounts of the year and the contribution of the year. The actuary accounts for differences between the accounts and the contribution of the contribution.

2.4. The actuary must carry out an analysis of costs.

2.5. The actuarial shall carry out a risk analysis of the risk factors of the calculation bask.

2.6. The actuary must carry out an analysis of the investment return on the year.

3. Corporate Disecracy Consolidation

3.1. The current is to assess the investment profile of the occupational disease (s) of the occupational disease (s) on the basis of the overview of the post " Transferred to next year ' in 2.1 .. The current question must indicate whether the amount of the item 'transferred to next year' has given the occupational health insurance to the occupational disease insurance policy to change (or to think about changing) the investment profile.

4. Insurance provisions

4.1. The actuarial shall draw up an overview of the size of the provisions for ongoing services and the amount of other replacement claims for the last five years.

4.2. The actuarial must account for the extent and importance of capitalisation.

4.3. The current state of the emergency shall be a brief statement on the calculation of provisions for ongoing services. The current state of the year on the execution of the year for ongoing services must also be a state of the year. The deposition must be carried out for damage reported before the first 1. January 2008 and for claims for damage reported on 1. January 2008 or later.

4.4. The actuarial must account for the calculation of the second replacement provision. The current state of the year of the second replacement is to be set out in the course of the year. The deposition must be carried out for damage reported before the first 1. January 2008 and for claims for damage reported on 1. January 2008 or later.

4.5. The actuarial must account for non-balance commitments.

5. Afsured Reinsurance

5.1. The actuarial shall describe the reinsurance principles of the occupational disease ' s Commercial Disedation, including the reasons for the selected principles and the assessment of such principles as well as the assessment of the actuarial market.

5.2. The actuarial shall inform and comment on the result of reinsurance of the year.

5.3. The current is to provide expectations for the future, including the assessment of whether to draw smaller or more reinsurance to ensure that conditions are still reassuring.

6. Concrete popenings and more from the Financial supervision

6.1. If the Financial supervision has given the occupational health insurance of the occupational health insurance industry or the same as to follow up the action of the actuarial report, the actuarial shall explain that.

7. The actuarial content of activities and material

7.1. The actuar must provide a statement on how to check the actuarial content of the occupational disease ' s Commercial disease ' s activities and material.

8. Other conditions

8.1. It may be stated in this context that cannot be attributable to the above points or sections of the report of the responsibility of the responsible action, but which, in the case of the actuarial, consider it appropriate for the Financial supervision to be aware.