336/1920 Sb.
Regulation
the Government of the Czechoslovak Republic
from day 4. in May 1920,
establishing the organisační of procedure for granting credit to business customers
war victims in Slovakia.
Change: 422/1920 Sb.
Change: 183/1921.
Change: 278/1921.
Change: 461/1921.
Change: 136/1925 Sb.
According to the law of 23 December 2003. in May 1919, no. 276 Coll. and n., ordering:
Article I.
(I).
Purpose of credit for business owners damaged by war (article. I. Cust.).
§ 1.
The purpose of the loan for the self-employed, the war damaged is of meet
members of the trade status in the article. II. credit assistance referred to
to keep the neb established trades in those cases in which you cannot
sufficient extent her regular trade court, loan.
Under the word "credit" in the next text of this credit organisačního debt
According to credit for business owners of war-damaged.
II.
The circle of (article. II. Act.).
§ 2.
The loan, you may get:
and commercial enterprises and Majetníkům) business, who are
citizens of the Republic and who already before the war, ran
separately, the business, which, however, has fallen in war, or totally ceased to exist
without them the guilt of their military service, the service for war purposes, or
the General war conditions, exceptionally whether or not traders, who were
at the outbreak of war helpers;
b) widows and children after these živnostnících to the next operation
trades.
Qualify for a loan to the widows and children živnostnících under and) referred to,
If they venture further on their score according to section 40 of the Act. article. XVII. from r.
1884.
III.
Terms of the loan.
§ 3.
In all cases, § 2 is abetting in credit and markings on the condition that the
the applicant actually credit assistance needs and that it is worthy.
As a rule, this loan has to be limited to those trades, which according to Cust.
article. XXIX. from r. 1875 prescribed tax was product III. CL. not more than
bring 200 to, or likely to be so taxed.
Business owners, who can without great inconvenience, however sufficient credit
regular, are excluded from this credit; also majetníci
businesses that already before the war have been dug, or which is
nepochybno, they cannot be permanently preserved. Probability of success
It is also a condition of the loan according to section 2, lit. and, in the last sentence).
Credit is not an obstacle, if the debtor enjoys a loan
regular.
The loan is only provided to commercial enterprise was built and
further maintained. To pay for the personal needs of the neb, the presentation of the nutrition or to
the settlement of its liabilities must not be the legacy of this loan is used.
IV.
The way the loan.
§ 4.
The loan is úročný and the integration of it within the deadlines in these.
Individual industrial property rights may be allowed not more than this loan rule
to 6000 K.
The loan is provided on the promissory note or bond, but even in this posléz
that case is the debtor required to podepsati next to the promissory note and
the Bill of Exchange.
From the borrower, be treated as a security, the establishment of the rukojemství, mortgage,
a pledge of securities, life insurance, etc., if they can, in accordance
their ratios to offer without major problems. The wife of the debtor's
or common law spouse living with him in the same household may accede at
all the circumstances to his commitment as a solidarity spoludlužnice.
In addition, the debtor is obliged, on the duration of the credit pojistiti's ratio for
the domestic Constitution and his company with a warehouse of raw materials and goods, as well as
the rest of his movable and immovable property against fire and credit insurance
However vinkulační it will be insured sum insured
paid out only with the consent of the Central Committee. The right to organize this consent
the provincial authority may loan (Regional Committee, Central Committee, credit
Committee on the financial institution to be done).
And at any time thereafter, if the credit ratio takes on the debtor may be
required to credit the assurance that certainty, the neb said if
the need to secure the loan, and if the borrower can do without
major problems.
The borrower is also required to administer the credit institutions or their agents
at their prompting the use of the credit card, as well as an explanation of their
financial circumstances and about the State of the business.
When you let the credit výplatek respected, in order to ensure the proper
use of the credit. To the end of the loan in money might instead be
provided also in the raw materials or workmanship, with the help of
appropriate organisací specialist, especially commercial purchase and
machine cooperatives.
The debtor is obliged to lead the proper accounting records, from which must be evidenced
the use of the loan.
If you provide the interest charges from public funds (article. In the.
Cust.), is the interest on the loan for all borrowers the single; the rate of its
establishes from time to time the Department of Commerce in consultation with the Ministry of
finances in a way that provides for the Constitution of a loan the binding,
will be taken according to the options that interest has been low and steady as possible.
So far amounts to not more than 4% interest per year. Interest on arrears, the provisions
This does not apply. Out of interest may be charged to the debtor only the actual cash
expenses and the contribution to overhead expenses of County and city committees,
but not the provise.
§ 5.
Each loan has to be repaid within the time limits of no more than half-yearly and has to be
Thus repaid gradually until 11 years old; the repayment period begins after
the expiry of the first year, and the first instalment of the capital for the next three years can
be provided for lower amounts.
The borrower can loan these prematurely at any time.
However, the loan from the lender may be expelled only in the following cases:
and) if it is found that the loan was deceived by false
the facts, or that it was not used for the debtor's business;
(b)) lapses if the trade debtor's race, for example, because the
Entrepreneur died neb trades gave up, it was hacked, or that he had been
withdrawn;
(c)) if the debtor fails to fulfil the obligations assumed, although it would be so good
will do;
d) if the debtor arbitrarily denies credit certainty according to § 4, paragraph 2(b). 5.,
Additionally required;
(e)) if the debtor's assets before the end of the originally
deadline to repay so favourably for any reason,
that can loan these without difficulty;
(f)) If you can have it with certainty that the business for which the loan was
granted, you can't remain, and if it was, the next by leaving the loan
concerns about the security of this loan.
Translates to a sole trader your business to places outside the perimeter of the Committee,
that loan has enabled, you may be a loan and a loan guarantee, either at the request of
the debtor or ex officio converted for the consent of the Committee responsible
for the new seat of the enterprise of the agents in this Committee. Denies the
This Committee will give their consent, or the consent to transfer only part of the loan
and if surveillance of the use of credit and the safety and proper care
repayment of the loan current Monetary Institute, where applicable, or (City)
Committee within the meaning of section 12 of this organisačního of the order of transfer of an undertaking
prevent or greatly made more difficult, it may be a loan, or
of any part is terminated prematurely.
The provisions of the preceding paragraph also applies if the firm
the debtor's translated to Slovakia from another territory of the Republic or vice versa.
Notice is usually three months. According to the circumstances, in particular where there is a
the risk of late payment, the notice period can be shortened.
In the cases of paragraph 1. (b)) can be credit for posavadních conditions left
the borrower's successors in the trades, if all the obligations from the ratio
credit.
The provisions of article 14, paragraph 1. 5. the time limit for the submission of applications for credit for this
the case does not apply.
How to lender (financial institution) in premature termination and synergy
authorities credit the § 8, no. 5., lit. f) [for Subcarpathia lit.
(e))] and section 12 (for Subcarpathia § 10).
Authorisation of credit shall expire, unless the loan for any reason
the applicant shall be paid within one year of the authorization.
In the.
Authorities credit.
And.
The Central Committee.
§ 6.
To the Central Committee broadcast over 2 representatives Ministry of trade and
the Ministry of finance; 1 representatives of Chambers of Commerce and trade, and
Land Office for the care of war poškozence. Next, sit in the Central
the Committee, a representative of the řemeslnictva, a representative of the obchodnictva and two
representatives of financial institutions. The representative of the řemeslnictva, obchodnictva and 1
the representative of the financial institutions shall be appointed by the Ministry of Commerce. The second
the representative of the Union of Slovak banks sends financial institutions.
The Department of Commerce may also povolati to the Central Committee representative
Slovak and Czechoslovak merchant craft unity unity
as well as representatives of other agents are already or will form support
the interests of the řemeslnictva and obchodnictva and there are credit to the whole Slovakia.
The seat of the Central Committee of the Turčanský is Saint Martin.
Putting the officials shall appoint an alternate for each representative, who will,
If the representative is busy.
Two or more officials may appoint a joint representative to whom
the responsibility then so many votes, how many are together, it is for the factors which
He represents.
Putting the officials shall appoint their representatives and their alternates in the Central
the Committee may, however, permanently at any time odvolati and nahraditi representatives
in other.
If you come to a meeting of the Central Committee just one representative (alternate)
those officials, who have the right to vote, I start sending two representatives as well as for
the other absent representatives.
(8) the Central Committee shall elect a Chairman for a period of three years and
the number of its deputies, as well as the necessary number of desk officers and the
writers. The functions referentská and zapisovatelská can be transmitted
Sväzu commercial záložien officials and družstiev pre Slovakia and
Podkarpatskú Rus, d., and o. r. in Bratislava.
The inaugural meeting is convened by the Ministry of Commerce and the Deputy Chairs
This meeting.
Members of the Central Committee of the function is the Office of the honorary, agents in the
the Central Committee is represented by the zůstaveno to your agent
replaced the loss of time and travel expenses. The Central Committee members,
as well as officials who cater to the work of the Central Committee, are in addition to
other obligations, arising from their official position, in particular
required to observe the strictest silence on official matters to
Anyone who is not required to do the communication matters
official.
To the Central Committee sends one representative also State Institute of
to rebuild our business in Turč. St. Martin.
§ 7.
The meeting of the Central Committee shall be convened by the President as necessary, and is obliged to
svolati meeting, if so requested by the Ministry of Commerce, Ministry of
Finance, or some of the business and commercial Chambers, or five
other members of the Central Committee. The invitation to the meeting be circulated
at least 8 days in advance, and be in the outline listed items, about
which has to be treated.
The Chairman determines the agenda, manages meetings and, together with the Secretary
signs the record of the resolutions made at the meetings.
The Central Committee may, with usnášeti, if present, at least in its meeting
1/4 of the members. Ruling on going on with the majority of the votes of those present. To enable the loan
is to be the majority of 2/3 of those present. The President shall vote together and his voice
decided in a tie.
If the resolution of the provincial authority povoliti credit (§ 4 para. 4.) credit
over 6000 CZK or loan is to be deemed irrecoverable because without a court
the findings of the impregnable, is needed to agree with the resolution
the representatives of the State, the country and the relevant chambers of Commerce and trade,
If these officials are in the body of the loan represented. The consent of the
may be determined by whether or not in writing.
Delegate to the relevant Chamber may zastupovati, it will be appropriate to do so
the Chamber, representative empowered by other chambers.
If the President considers that the resolution of the Central Committee is formally
invalid, or that the Central Committee has exceeded the limits of its scope, or
He broke the binding on the interests of the public, and if the Central Committee through its
the objection to the resolution, is entitled to exercise under the resolution up to
the decision of the Ministry of trade, which is the thing without delay
předložiti. The Ministry of trade is, moreover, entitled to ex officio
zrušiti resolution of the Central Committee, suffer from the faults mentioned above.
These provisions shall apply by analogy to the committees of the Central Committee of the narrower perhaps
set up.
(8) a paper agenda, correspondence and the accounts of the Central Committee of the
Sväz caters to commercial záložien and družstiev pre Slovakia and
Podkarpatskú Rus, d., and o. r. in Bratislava. Written settlement signed by the
the President, or that a member of the Central Committee, residing in Bratislava,
responsible for the resolution of the Central Committee of the function, along with the responsible
officer Sväzu. For the work they will get Sväzu rewards, already provides for
the Department of Commerce in consultation with the Ministry of finance, and the State has paid
half, and commercial and Industrial Chamber also half set
rewards. Ta attributable to the commercial and Industrial Chamber shall be borne by
each Chamber according to the ratio of the total amount of interest charges,
paid for the financial year concerned institutes directly providing loans in the
their circuit.
§ 8.
The scope of the Central Committee of the following:
1. Organisovati and říditi action credit in Slovakia;
2. ustaviti and říditi of the Office of the Central Committee, appoint its
staff and konati disciplinary power over him, if it wasn't the staff
assigned to another authority;
3. have an authorized loans;
4. súčtovati salaries affecting the guarantor from liability for authorized loans,
taken voluntarily or compulsorily, after the law of 23 December 2003. in May 1919, no.
Coll. 276 and n.;
5. when individual applications for credit, if such an application does not go on
the County (municipal) committees:
and investigation of the applications konati),
(b)) povolovati credits, plays, the loan conditions within the limits of this
organisačního rules and přikazovati allowed loans money institutes,
(c)) shall require additional security, or supplement the security for the loan, allowed
(d)) rozhodovati on the appeals lodged by the applicant against the decision of the
the County (City) of the Committee, as well as on appeals committees (komitétů) when you
transfer credit (§ 11. 2., para. 4.)
(e) the authorisation of the credit rozhodovati) above the 6000 K,
(f)) rozhodovati for early termination of the credit
g) povolovati successors in the debtor's business, to take over the loan,
h) recognize the individual loans for bad,
I) produced by the additional legal negotiations with the debtor, and unto your consent to
the judicial action against the debtor (section 12).
6. rozdělovati complements the interest between the Constitution of the loan providing;
7. podávati the Ministry of trade and Finance of the annual report on the State of
credit action, as well as other reports, statements and opinions of the Office
This request;
8. vyjadřovati of the proposed changes to the interest rates for borrowers,
as well as the extra cost of the interest for the Constitution providing loans;
9. voliti from their narrower committees and their scope and vymezovati
plays, the schedules for their conduct;
10. vydávati binding instruction within the limits of this organisačního order.
Decision-making, or the handling of the matters referred to under 1. up to 4.
5., lit. and), c), (f)) [in regulation for Subcarpathia REF. e)] and [in i)
Regulation for Subcarpathia lit. h)] and # 6. up to 8. and 10. in cases of
urgent provincial authority may loan or its narrower committees
to be done on the Bureau, subject to additional approval by the provincial
authority of the credit or its competent Committee, where the strict approval of the
such as the nature of things is needed.
§ 9.
The Central Committee of the committees established by the narrower handle tasks that they have been
the Central Committee of the přikázány and that may záležeti in the preparation of the resolution
the Central Committee, in dealing with them, or in a separate provision
the Central Committee pertaining to things.
The Fund, in particular on matters relating to individual loans (section 8, the REF.
5), can be passed to a Select Committee of the Central Committee, or
the number of such committees; to the Committee with this application must, however,
always be the pojati one by one, representatives of the Ministry of Commerce
the Ministry of finance and business and commercial Chambers.
(B).
The County and city committees.
§ 10.
For each County by the county committees and shall for each circuit of the city with
the law of municipálním municipal Committee.
The County (City) Committee composed of Governor: let it be (měšťanosty), by neb
designated representative, the appropriate representatives from the 2 Commerce and trade
the Chamber, one of the representatives of the financial directorates, district
offices for the care of war poškozence, city, which is the seat of the County,
commercial corporations, branches of the Slovak craft unity and
The Czechoslovak business unity, and other craft and business
clubs in the County (in the city with the law municipálním), representatives of all
financial institutions that are in the perimeter of the County (the city with the law
municipálním) and who made themselves known to the provision of the loan.
If the seat of the County is the city with the law municipálním, airs on the spot the representative
This city representative of the city located in a county that has a circumference around the city,
which is the seat of the County, the largest number of population.
Řemeslnictvo and obchodnictvo should be represented by at least 1 representative;
If it is not in the County (city with the law municipálním) corporations, associations, neb
by a representative of the broadcast, it's called a bathrobe (magistrate).
If, after the establishment of the County (municipal) committees of the new organisation
craft business, forced the neb the neb voluntary can committees
1 I start sending representatives.
On these representative refers to what has been said in § 6, paragraph 1(a). 4. up to 7. and
10.
To decide on applications from municipalities in the County, except for the Circuit City, which is
the seat of the County, or city, in para. 3. referred to, submitted, should be přizvati
the representative of the community, which regards that has in this case, the right of voting.
For the cause of the establishment of the County (City) of the Committee shall submit to the županský
Authority (municipality) all money institutions in the County (city with the law
municipálním) 3 copies of the organisačního order, with prompting, to up to 8
days have declared they want to provide loans, and that if it
have designated as their representative in the County (City) of the Committee and its
surrogate.
At the same time prompts the županský authority (municipality) the financial Directorate,
the relevant business and trade Chambers, the district offices for the care of
war poškozence, trade corporations and guilds craft and
Merchant within 8 days to nominate their representatives to the County (City)
of the Committee and their alternates.
Immediately after the expiry of this period shall be convened by the Office of županský (municipality)
representative appointed to County towns to establish the County (City)
the Committee, to negotiate its organisačního and the rules of procedure and the election of the
functionaries.
The establishment of the County (City) of the Committee were to be immediately oznámiti Central
Committee and the minutes of the constituent meeting of předložiti, as well as one specimen
organisačního and the rules of procedure of the County (City) of the Committee.
The Central Committee shall immediately notify the županskému authority (municipality), béře-a
the establishment of the County (City) of the Committee and its organisační and rules of procedure
on the consciousness.
Any change of this organisačního and the rules of procedure oznámiti is
the Central Committee and připojiti a copy of the minutes of the meeting, in which the competent
the resolution has become. Change becomes pravoplatnou, where the Central Committee
within 14 days from the date when notification has occurred, it has declared that the change does not take
on the consciousness.
Organisační and the rules of procedure of the Committee of the County (City) must obsahovati
the provision, which the local authority the neb obstarávati Institute will be
documents and the accounts of the County (City) of the Committee.
SG & a expenses of County and city committees, unless otherwise about their
payment taken care of, hraditi is mainly voluntary contributions
local officials on the Committee represented. If even such expenses you
paid, where applicable, their outstanding the rest of the Committee
rozvrhnouti on borrowers, according to the amount of outstanding loans. Post
the debtor must not be a year převyšovati 1/4% of his outstanding loan.
Against the area of contribution can not administer within 14 days of the notification
through the County (City) the Committee appeals to the Central
the Committee, which will decide definitively. The contributions of these picks from
borrowers financial institution that provided the loan, with interest.
Banks may even after the expiry of the period in paragraph 1. 8.
přihlásiti to provide loan and appoint a representative and an alternate to
the County (City) of the Committee.
§ 11.
Establish if in a perimeter of the County (City) Committee and if its
the establishment of a Central Committee taken note belongs to him:
1. Organisovati and říditi credit action on your circuit;
2. vykonávati separately on the site of the Central Committee at each
applications for loan operations referred to in section 8. 5., lit. a) to (c)). About
loans which have not reached the consent in the present meeting of the representatives of the State,
Therefore, it appointed by the Governor of the neb representative and a representative of the financial
Headquarters, immediately administer a message to the Central Committee, accompanied by:
writings and a copy of the minutes of the meeting, and only when the Central Committee within 14 days after
the absence of objections to the loan authorization, apply to credit this warranty
public officials pursuant to art. IV., lit. a) to (e)), the law of 23 December 2003. may
1919. Coll. 276 and n.
Within 14 days does not count to the right post. If the Central Committee
objections, shall decide on the authorisation of the credit definitely its plenary meetings of the NEB.
the meeting of the Select Committee of the Central Committee.
The decision of the County (City) of the Committee, the applicant can odvolati to
the Central Committee, which will require a report from the County (City) of the Committee
and decides definitively.
In the case of transfer of credit within the meaning of § 5 paragraph 4. and 5., o
resolution of the Committee zpraviti within three days whether or not the Committee (Committee), which so far
the loan was authorized, and the lesson that připojiti of the decision may be
odvolati to the Central Committee.
3. Podávati the Central Committee within 8 days after each meeting a report on the
the resolutions, in particular the statement made by the authorised credit in order to
to an absolute minimum (§ 8. 3.), general opinions and proposals, as well as
podávati his annual report on the State of the credit action in its own circuit and
jinaké reports and statements, which the Central Committee itself.
About the County (municipal) committees shall apply mutatis mutandis the provisions of article 7, paragraph 1. 3.
6. with the change that instead of the Ministry of Commerce plays a central
the Committee.
(C).
Local banks providing the loan.
§ 12.
Each institution that subscribes to the provision of the loan, is obliged to
županskému fell for the Office (City Hall) 2 copies of this organisačního
the order, accompanied by a certificate of the Institute that its provisions are known and
they subjected.
One of these two copies shall be sent županský Office (City Hall) to the Central
of the Committee.
This Institute is then obliged to loan him a documented offer and watch over
the proper use of them, pečovati to interest and payments were properly
repaid, bills on time are renewed, premiums paid, etc. and, however all
What credit protection is needed.
If the debtor is in arrears, the Institute must vyšetřiti why
It has not been paid, and if the Court finds compelling reasons for premature dismissal
the loan, without delay to do Central Committee proposal in that direction. If
the danger in delay, the opatřiž Institute itself immediately, what is required to
securing the claim.
Each contribution is a Monetary Institute shall within 30 days from the date of
due to the Central Committee of the non-payment of ohlásiti, as well as the reasons for
sečkání of debt, that perhaps the debtor due to serious causes.
The 30-day period starts on the day following the due date, or after the
the date on which the Bill of Exchange to be paid the Institute returned.
The court settlement, as well as any other arrangements with the borrower, a financial institution
amending the conditions enabling the loan or that has any effect on the
factors guarantee bearing the obligations, requires approval by the provincial authority
the loan, if it is to have legal effect against agents charged with the guarantee. Steps
against the debtor associated with judicial spending may financial institution about their
injury podniknouti only in cases where there is danger in delay. In
If this is the financial institution shall not administer at a time with such a
interference of the provincial authority, the credit report, vylíčiti the factual basis
Affairs, as well as the circumstances justifying the danger in delay and
vyžádati with a mandate for the further steps envisaged for this credit institution.
If there is danger in delay, the financial institution of such podniknouti
action against the debtor only with the permission of the provincial authority for the loan.
Reports and proposals (on grace, premature termination, judicial intervention,
approval of the settlement agreement, the neb another statement of credit for
defensible, etc.). submit to the provincial authority, financial institution loan
through the district, or local Committee (the County,
where applicable, the municipal Committee), was such an established, otherwise directly.
The Bureau of the Committee (the Committee) shall refer the matter after
possible its examination with everything speeding up to the provincial authority
the loan with your message and suggestions. The proposal of the Bureau that the loan was
in view of the apparent insolvency of the debtor's non-execution or
even without judicial steps deemed irrecoverable because, however
the expression of the consent of at least one representative of the State in a district (local)
Committee (or, where applicable, the municipal Committee).
The Monetary Institute, within the meaning of the provisions of the means of the upstairs is also cash
Constitution nabyvší Bill eskomptem.
Financial institution that has made itself known generally to the granting of loans,
may přihlásiti to credit action only in the cause of a particular loan or
certain loans. The Institute such belongs then representation in the district
(local) Committee (or, where applicable, the municipal Committee) only as long as
the subject of the negotiations are loans, which concern it. In the cause of duty
such financial institutions pay the same as above.
§ 13.
Oblivious to the Monetary Institute, who gave him a loan, commanded by obligations to him
stored, shall be liable for damage caused by agents guarantee providing
According to civil law; In addition, the Central Committee can be excluded
from participation in the credit and loans granted by them then is transferred to another Department.
Such a statement of the Central Committee is final.
Vi.
Management of the applications.
§ 14.
Loan application let there be filed with the financial institution, which according to the wishes
the applicant has credit offer, and it in the single form, which will be
have on hand the County (City) Committee.
If the financial institution with which the request was submitted, logged in to action
credit or at the same time, forward the logs in this case immediately župnímu
(City) Committee, in whose district the applicant resides, or if not him,
the Central Committee.
If the loan application by the Institute received the money because the money
the Institute has not signed in to the action and is not going to přihlásiti credit, they turn
the applicant to another financial institution to credit action is logged on, or the County
(City) Committee that it on any money remitted to the Institute.
The County (City) Committee or Central Committee orders a loan when you
to enable this, the Institute, where the request was made.
For submission of applications is propadná, established a time limit which shall be:
1. for the applicant, who on the day of the publication of this order are in organisačního
gainful occupations in the civil-May 19, 1922;
2. for applicants, who only later into civilian gainful
occupation returns, two years from the date when he was discharged from military service
NEB service for war purposes.
In cases where the facts that are not in the power of the applicant's, is not
possible that the enterprise business license was restored immediately, the neb established is sufficient to
retaining the right to loan record at the County (City) of the Committee, which must
the stand in that two-year period of one-year neb. The record shall cease to
of validity, unless a proper request for the credit is submitted within one year from the
crossing the deadline to submit such an application.
§ 15.
In the loan application must beheld in particular:
1. the name, occupation, status (married, unmarried, widower), number of children, day and
the year of birth, birthplace and residence of the applicant's nationality and the present,
as well as his place of residence before the war;
2. designation and address of the undertaking for which the loan is required;
3. whether, and how, the applicant, or if it runs for another trade
According to section 40 of the Act. article. XVII. from the year 1884, his father took part in the war, the neb husband
and when he returned to civil status;
4. whether and how long the applicant undertaking and a separately operated prior to the
going into the war, for service prior to the circumstances which were the
bankruptcy or poklesnutí of the enterprise;
5. the reasons for undertaking the applicant fell or dropped;
6. the amount of the tax product III. the class of the undertaking prescribed in the pursuit of the
the last three years of its duration.
7. a statement of all assets (assets and liabilities) and income žadatelových, after
If the card that you have enabled příročí pursuant to art. VII.;
8. the size of the requested loan and indication of where and what the regular loan
the applicant shall enjoy, for where he was denied;
9. whether the applicant has received credit in Slovakia, Bohemia, Moravia
NEB in Silesia, in what amount, which komitétem was allowed and
which financial institution shall be paid;
10. the proposal, which has to be provided for repayment and what guarantee the applicant
It offers;
11. insurance business card is in stock and other assets
the applicant's against fire;
12. the purpose for which the loan is to be used directly;
13. If a sole trader credit payment requested in cash, or in the raw materials,
or in shop floor devices, giving reasons;
14. indication of whether and what kind of public assistance, the applicant has already received, either in the
How to support, or in the way of a loan.
Be attached to the application of the necessary documentary evidence such as military
of the Charter, tax sheet (adóív), the library elevator of real assets and
mortgage debt, the receipt of the last insurance premium and under.
Licence trade licence of the applicant must be in any case
submitted.
§ 16.
The authority called for examination of the application, the County (City), the Committee, after the case
the Central Committee, will carry out the investigation as quickly as possible and the most suitable (by using the
local financial institutions, chambers of Commerce and trade, trade
the Corporation of the municipality of residence, etc.).
At the requests of tradesmen in Slovakia with the usazujících let it be always
requested competent provincial Committee in Prague, Brno, neb in
Opava, whether the trader has already asked for a loan in the circuit of the Earth's
Committee, and be pulled all the writings of that request, may have already been
handled positively and zamítavě.
Supplemented by the request so be it then with a particular proposal submitted to the authority credits
the authorizing [typically župnímu (City), otherwise the Central Committee
the Committee].
VII.
Procurement of funds to provide credit.
§ 17.
As a rule, it is assumed that the local financial institution, responsible for
the implementation of the loan, he will have enough cash to own
resources.
If there is a local financial institution yet, however extremely need
the funds for the loans, the borrowing of reeskontem of bills of Exchange
of the loans.
To discount bills of Exchange will be accepted and the six-month maturity.
All bills of credit must reeskonty reeskontující Institute of oznámiti to 3
days to the Central Committee.
VIII.
The scope of the Government.
§ 18.
The Department of Commerce shall exercise supervision over the activities of the Central Committee and
its executive bodies.
IX. liability of public officials for the obligations of the credit (article. IV., para. 1. "
2., 3. and 5., Cust.).
§ 19.
For the obligations of the loans granted under this organisačního order is guaranteed
the Institute is providing the loan pursuant to art. IV. the Act of 23 July. in May 1919,
REF. Coll. 276 and n.:
and the Czechoslovak State) up to 50%,
(b)) the County up to 20%,
(c) commercial and trade Chamber) up to 10%,
(d)) the municipality up to 10%.
The city with the law transposing the warranty under municipálním (b)), and (d)) referred to, is liable
Therefore, a total of up to 30%.
For the jurisdiction of the factors referred to under a) to (d)) is the seat of the rozhodno
the trade of the race, or the seat of the main race, for which majetníka
the loan was granted, on the day the credit allowed.
X. financial institutions providing credit Guarantee (article. IV., para. 4.,
Cust.).
The salaries attributable to factors guarantee bearing are splatny within a maximum of 4
weeks from the notification of the relevant decision.
§ 20.
The remaining 10% of the guarantees for loans granted under this organisačního
the order bears the financial institution that provided the loan; then, establish a common
a separate firm for loans, syndicated the Constitution pursuant to the Convention, and if it is not,
the hands of the joint and several.
XI.
Interest charges (article. In code.).
§ 21.
The Ministry of Commerce was authorized to, in agreement with the Ministry of
Finance permitted the interest charges to the cheapening of credit. Surcharges will be
uhražovány half the State of three-tenths of the counties (city with the law
municipálním) and two tenths of the relevant business and trade
through the Chamber.
If you provide these interest charges from public resources,
establishes the Ministry of trade, Commerce and trade vyslechnuvši
the Chamber, in agreement with the Ministry of finance interest rate for eskontování
bills of credit.
So far, applies to the Constitution directly providing loans interest rate 4% and
interest rate surcharge of 1%, for the other banks, which loan promissory note
are discounted, the discount rate is not more than 5% interest rate, for no extra charge.
The remittance of premiums is going on half-yearly basis, based on the statements, which the Constitution
having them claim the Central Committee will be předkládati if this
the credit institution does not provide another method of payment.
XII.
Tax and fee relief. (article. IX. Cust.)
section 22.
To support loan (article. I. Cust.) such exemptions shall be granted taxing and
fee:
1. any legal act, all documents, filing, and official acts,
which vyžadovati organisation and implementation will be the loan, with the exclusion of
bills of Exchange and legal proceedings are exempted from kolkových and direct charges;
This fee exemption applies in particular:
and statutes and organisační) for the rules of procedure of the organs of the loan, which, according to
organisačního procedure (article. III. the Act.) have to be established, if these
acts as a private-law contract, according to the general social
the provisions of the fee have been subjected to, in addition to the social
contract institutes cash if such a contract would have been established solely
for the inclusion of the institutes of cash to synergies in the loan, and finally for
all submissions or legal documents and official performances, there will be
in official relations with the official authorities of credit institutions autonomous and State
the Administration;
(b)) for she owed, according to the General provisions of legal acts and
jinaké legal documents and official acts (official verification, etc.) and
for all, in accordance with the General provisions of legal acts, which fittingly
vyžadovati will also post the credit authorisation, documentary
certification, payment and confirm order, ensure vkladné of library
securing the loan and výmazné receipts.
For such a legal instrument, which may not be used depending on the nature
exclusively for purposes of the credit is the fee exemption, which permits
under the preceding paragraph, the conditional.
Pursuant to § 23 of the cís. Pat. from the 2. August 1850 on the schedules, should be exempt
If it is not the purpose of the copy already apparent from the content of them, pass sentence model reference number:
"Exempt from stamp duties, fees and charges pursuant to article 4(2). IX. the Act of 23 July. may
1919, no. 276 Coll. and n., of credit for business owners of war-damaged ".
2. the operation of credit trades of these loans, which is happening in the
the joint venture of several participating institutes of the loan providing and
that is, accounting benefits § 20, no. 2., Hungarian
Cust. article. VIII. from the year 1909.
This joint undertaking the liberation war from 60%
the markup according to Cust. article. IX. from 1918.
A joint venture of the participating institutes to operate credit shops
loans for business owners of war-damaged will completely separate,
the exact account that will be completely separate from the accounts of enterprises
each of the participating institutions themselves.
The accounts of the joint undertaking be according to §§ 25 and 27 uh. Cust. article.
VIII. from the year 1909 and with the approval of them and with a statement of participation
the individual institutes be submitted annually to the relevant financial
the Directorate.
Furthermore, let there be established and submitted to the authority in order to a registered contract
the partnership, which regulates mutual legal relations of the participating institutes
and the level of participation in the joint venture.
3. Communities consistently from taxation according to § 4, no 3., uh. Cust. Article VIII. from
1909 liberated forfeit the exemption, though, party to the
the provision of credit, enter in the credit dealings with non-members.
Article II.
The Minister of industry, trade and crafts stores to carry out in agreement with the
Minister of finance and the Minister of Justice of this regulation.
Article III.
This Regulation shall enter into force on the date of publication.
Raja, r.
on behalf of the Prime Minister.
Thomas s in r.
Dr. Edvard Beneš in r.
Dr. Jolly in r.
Habrman in r.
Staněk v. r.
Hampl in r.
The powder in the r.
Dr. Franke in r.
K v r.
Dr. Šrobár, in r.
Dr. Heidler in the r.
Dr. Winter in r.
Dr. Hoxha in r.
