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Amendment Of The Act On Building Savings

Original Language Title: změna zákona o stavebním spoření

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423/2003 Coll.



LAW



of 5 April 2004. November 2003,



amending the law No 96/1993 Coll., on building savings and State

support of building savings and the addition of the Czech National Council Act No.

586/1992 Coll., on income taxes, as amended by the Act of the Czech National Council.

35/1993 Coll. as amended by Act No. 83/1995 Coll.



Parliament has passed the following Act of the United States:



Article. (I)



Law No. 96/1993 Coll., on building savings and State aid for the building

savings and the addition of the Czech National Council Act No. 586/1992 Coll., on the

income taxes, as amended by Act of the Czech National Council No. 35/1993 Coll., on

amended by Act No. 83/1995 Coll., is amended as follows:



1. in article 2, paragraph 1, including footnote # 3):



"(1) the operator of a building society is a building society. Building

Savings Bank is a Bank, ^ 3) which can carry out activities only, authorized in

She granted a banking license, which are building savings and more

activities under this Act (section 9).



3) Act No. 21/1992 Coll., on banks, as amended. ".



2. in article 2, paragraph 3 is deleted.



3. In paragraph 3, after the words "building society", the words "their

translations, or words derived from them "and the words" your name "

replaced by the words "his business".



4. sections 4 to 7, including headings and footnotes # 4a), 5), 5a), 6)-

10) are added:



"§ 4



Building savings participant



(1) a participant in the construction savings (hereinafter referred to as "participant") can be

natural or legal person.



(2) State aid may obtain



and a citizen of the United States), ^ 4a)



(b) a citizen of the European Union), which has been granted a residence permit on the territory of the

The United States and assigned a social security number by the competent authority of the Czech

Republic, ^ 5)



c) a natural person resident in the territory of the United States and the native

number allocated by the competent authority of the Czech Republic. ^ 5a)



(3) a natural person shall demonstrate compliance with the conditions referred to in paragraph 2

the presentation of an identity card or residence permit card.



(4) entitlement to State support for the calendar year arises

If a participant must meet at least one of the conditions referred to in paragraph 2 after the

the entire calendar year, unless otherwise provided for in this Act. In

the calendar year in which the savings time begins or ends,

It is sufficient if a participant must meet at least one of the conditions referred to in paragraph

2 for the duration of the time savings in the year concerned.



§ 5



Contract on building savings



(1) a person who enters into a written contract with a building society by

of the civil code on building savings (hereinafter referred to as the "agreement") becomes a

participant. Participant in the Treaty, in particular, undertakes to store in the building

Bank savings deposits at an agreed rate. The Subscriber Agreement, if

a natural person shall contain a statement, whether under this agreement

asking for State aid. This statement may be a participant in the course of the

Once a calendar year change. The contract includes general

building savings terms and conditions (the "general terms and

terms and conditions ").



(2) the participant has the right to the grant of a loan from building savings

financing housing needs (hereinafter referred to as "the building savings loan") after

compliance with the conditions of this Act and the conditions set out building

Savings Bank in the terms and conditions, especially after meeting

assumptions of ensuring his return.



(3) the building savings loan may be provided to a building society

and a participant in the applied only to finance housing needs. The financing of the

the housing needs of the participant and the means of financing the housing needs of people

the nearby. Per person close to for the purposes of this Act be deemed related

in a series of direct, sibling and spouse.



(4) the length of waiting times for the provision of funds from a loan from

building savings loan may not be less than 24 months from the beginning of the period

savings and depends on the conditions laid down in the building society

General terms and conditions.



(5) building society can provide a loan to the participant the amount of the target

the amount that is used to cover the costs of the solutions to the housing needs of even

When a participant does not yet qualify for a loan from

building savings.



(6) the contract shall include the rate of interest on deposits and the interest rate of the

loan from building savings. The difference between the interest rate on deposits and

the interest rate of the loan from building savings can amount to a maximum of 3

percentage points.



(7) interest rate on deposits specified in the contract may construction

Savings Bank to unilaterally change if the participant after completion of the

the conditions laid down for granting the building society loan from

building savings in the general terms and conditions of the offer

the provision of building savings loan has not taken and date of conclusion

the contract expires at least 6 years. Permission to this change and the method of determining

the changed interest rates of deposits must be listed in the contract.



(8) the participant is obliged to for the duration of the contract in writing notify

Stavební spořitelna all the factors that affect the performance of the

conditions laid down in this Act and the terms and conditions.

The participant is obliged to demonstrate in particular use loan stavební spořitelna

within the meaning of paragraphs 3 and 5, to residential needs.



(9) the target amount is equal to the sum of the deposits, State aid, loan from

building savings and interest from deposits and State aid, after the deduction of tax

the income of the interest. The amount saved is equal to the sum of the deposits, interest

on deposits and interest earned from the State aid, reduced by tax

the revenue from these interest payments and charged to the building society.

The saved-up amount cannot be at the time of the savings transferred to another person.



(10) the time savings begin on the date of signing and shall expire on the conclusion of the

the contract of the building savings loan, however, the end of the first waiting

the period referred to in paragraph 4, or payment of the balance of the building savings account

the participant, but not later than the date of termination of the contract, or termination of

the legal person as a participant.



§ 6



Residential needs



(1) the Housing needs of a participant who is a natural person, for

the purposes of this Act, the



and the construction of an apartment house, a) ^ 6), family house ^ 7) or an apartment in

ownership by a special legal regulation, ^ 8)



(b)) change the construction on apartment house, family house or apartment,



c) purchase of apartment house, family house or apartment including under construction

the construction of these houses or apartment,



(d)) the purchase of land in connection with the construction or purchase of an apartment house,

the family house or apartment, including rozestavěného apartment house, family

House or apartment, or with solutions of other housing needs,



e) repayment of capital or share in the legal entity of which it is

participant Member or partner, if a party becomes the tenant of the apartment,

or if you have other users to the apartment, in a residential or

family house in the ownership of the legal person,



(f) construction, maintenance) change in construction, or maintenance work on the



1. apartment building or House, if they are owned or

ownership of the Subscriber or the legal entity which is a party

a member or member, and the participant is a tenant in such housing

a house or a family home, or if the apartment in that House from another

the rule of reason,



2. the apartment in the ownership or co-ownership according to a special legal

prescription, ^ 8), including the payment of share of change, maintenance or preservation

the works relating to the common parts of the House,



3. apartment in a residential building or House, if a participant's

the tenant, or if the apartment from another legal reason, and works

are carried out with the consent of the owner of an apartment house or family

the House, if such consent is required under a special legal

prescription, ^ 9)



g) settlement settlement of spouses or joint owners,

where appropriate, the heirs in the case that the subject of settlement is the payment

co-ownership of the purposes referred to in points (a) to (e))) and

(h)),



h) payment for the transfer of membership rights and obligations in the cooperative, or

the transfer of shares in a legal entity, if it becomes a participant tenant,

or if you have other users in the residential building or apartment

family house in the ownership of a legal person, which is the transfer of membership

the rights and obligations or transfer of refers to,



I) solution to residential needs referred to in points (c) and (d))) paid by transfer

or by going under a special legal regulation, ^ 10)



j) connection of an apartment house or townhouse, or House with apartments in

ownership by a special legal regulation ^ 8) to public networks

technical equipment, if a participant is the owner or co-owner

link building,



to repay the loan, or) loans used to finance housing needs

referred to in subparagraphs) to (j)), with the exception of fines or other penalties.



(2) in the case of a participant which is a legal person, for the use of

building savings for residential use shall be deemed a loan needs



and) on the purposes specified in paragraph 1 (b). a) to (f)) and i),



(b)) to repay the credit or a loan, used to finance housing


the needs referred to in paragraph 1 (b). a) to (f)) and i), or



(c)) for the construction of networks of technical equipment.



(3) Housing the need referred to in paragraphs 1 and 2 must be located in the United

Republic.



§ 7



General terms and conditions



(1) building society is obliged to draw up general terms and

terms and conditions. General terms and conditions are subject to approval by the Ministry of

Finance (hereinafter referred to as "the Ministry").



(2) general terms and conditions of stavební spořitelna appropriately

publishes.



(3) the general terms and conditions must contain at least the following information:



and) the conditions of concluding contracts and how building societies when they

the conclusion, change and termination,



b) conditions and assumptions to get loan from building savings



(c)) the conditions for the conclusion of contracts for loan from building savings and how to

building societies in their conclusion, change and termination,



(d)) to the demise of the building society or Bank withdrawal

the license.



4A) Act No. 40/1993 Coll. on acquisition and loss of citizenship

The Czech Republic, as amended.



5) Act No. 326/1999 SB. on residence of aliens in the territory of the Czech Republic and

amendments to certain laws, as amended.



5A) Act No. 133/2000 Coll., on registration of the population and the birth numbers and

amendments to certain laws (law on population register), as amended

regulations.



6) § 3 (b). (b)) Decree No. 137/1998 Coll., on general technical

requirements for the construction.



7) § 3 (b). (c)) Decree No. 137/1998 Sb.



8) § 2 (b). b) of Act No. 72/1994 Coll., to regulate certain

co-ownership to buildings and certain ownership relationships to flats and

non-residential spaces, and complement some laws (law on ownership

apartments), as amended.



for example, § 9) 694 of the civil code.



for example, law No 10) 26/2000 Coll., on public auctions, as amended by

amended, Act No 99/1963 Coll., the code of civil procedure, in

as amended. ".



5. § 9 and 9a, including headings and footnotes # 10a) and 10b) are added:



"section 9



Other activities of the stavební spořitelna



(1) building society may in addition to the activities referred to in paragraph 1 of the



and provide loans to persons) whose products and services are

designed for satisfying housing needs,



(b)) to receive deposits from banks, foreign banks, branches of foreign

banks, financial institutions, international financial institutions and affiliates

foreign financial institutions,



(c)) to provide guarantees for loans building savings loans

granted pursuant to § 5 para. 5 and loans referred to in point (a)),



d) deal on own account mortgage liens leaves and with

like products, issued by the Member States of the Organization for

economic cooperation and development,



e) trade for their own account with bonds issued by the Czech Republic,

with bonds, for which the Czech Republic has assumed a guarantee and bond

issued by the Czech National Bank,



(f)) to trade on their own account with bonds issued by Member States

The Organization for economic cooperation and development, the central banks,

financial institutions of these States, and banks based in the following

States, as well as with bonds, for which these States have assumed a guarantee, and with

bonds issued by the European Investment Bank, the Nordic Investment

Banks and of the European Central Bank,



(g)) to perform a payment system and its settlement in the context of the activities

building societies,



(h)) to provide banking information,



I) to enter into trades to hedge against foreign exchange and interest rate

the risk,



j) exercise financial brokerage.



(2) the activities referred to in paragraph 1, the building society to exercise

just assuming its obligations will be preferably secured

resulting from the contracts concluded and not to shortening the time-limits

the maturity of the loan from building savings or to prolong the waiting

the time-limits on the provision.



(3) the sum of the target amounts for construction contracts

society with legal entities on the sum of the target amounts for contracts for

still do not qualify for loan from building savings, can do

not more than 15%. Receivables from credits referred to in paragraph 1 (b). a) and from the

loans pursuant to § 5 para. 5 shall not exceed 20% of the sum of the target amounts.



(4) building society can only save funds for banks

based in the Czech Republic, branches of foreign banks operating in the

the territory of the United States or in foreign banks established in the territory of

the Member State of the European Union, and only provided that they are

preferably secured its commitments arising out of contracts and that

does not truncate the maturity of loans under building savings or

to the lengthening waiting periods on their provision.



(5) building society may acquire the necessary resources only from banks,

foreign banks, branches of foreign banks, financial institutions,

foreign financial institutions and branches of foreign financial

institutions. Building society may also issue bonds

a maturity of 10 years.



(6) building society may have ownership interests in the Corporation only

persons who are engaged in the construction of apartments and family houses or production

for these purposes, ancillary banking services undertakings and in other

Building Societies Act.



(7) the participation in the legal person referred to in paragraph 6 shall not exceed one

one-third of the share capital of legal entity and the sum of the participation in the

legal entities may not exceed 15% of the capital construction

Savings Bank. It does not apply to the acquisition of participations in other building

savings banks and in ancillary banking services undertakings.



(8) building society may be one of the only real estate, which are

secured by its accounts receivable, or property intended for the performance of activities

the building society.



§ 9a



Information system



(1) for the purposes of



and monitoring compliance with the conditions for) the provision of State aid,



(b) the processing of applications for the annual) backup state aid, additions and corrections

This application,



(c)) return of building societies and the Ministry of State aid,



d) changes to the data on participants,

the information system is operated by a special legal regulation

relating to the information systems of the public administration, whose administrator ^ 10a) is

the Ministry (hereinafter referred to as the "information system").



(2) in the information system shall be conducted on participants, which are physical

the person with



and the citizens of the United States) Government in the range



1. the name, or names, first and last name,



2. your social security number,



3. postal code of the address of the place of residence,



4. the contract number, the date of its conclusion, the company building

savings banks and building societies, identification number



5. end date of the time savings,



6. the date, reason, and the type of contract changes affecting the State

support,



7. the amount of aid granted by a State,



b) aliens ^ 10b)



1. the name, or names, first and last name,



2. your social security number,



3. postal address of the place of stay in the Czech Republic,



4. the type of stay



5. the contract number, the date of its conclusion, the company building

savings banks and building societies, identification number



6. end date of the time savings,



7. date, the reason for and the type of contract changes affecting the State

support,



8. the amount of aid granted by a State.



(3) the Ministry introduced into the information system, the information set out in

paragraph 2, which it receives from the building societies.



(4) the Ministry provides data from the information system construction

savings banks and the participants, and to the extent provided for by law.

The authorities of the State administration and the authorities responsible for the performance of State administration

the Ministry provides data from the information system, when required

their activities resulting from their statutory competence.



(5) the Stavební spořitelna Ministry in writing, in electronic

form under the special legislation governing electronic

signature or on the technical data medium, the information referred to in paragraph 2, led by

in the information system on participants, who with this building society

concluded the contract. Without the request provides the Ministry of construction

the savings bank the following information only for the purpose of processing applications for annual prepayment

State aid (section 11). In other cases, the Ministry

the information referred to in paragraph 2 only on the basis of the written application or

applications submitted in electronic form in accordance with special legislation

governing the electronic signature. Building societies, which are as follows

obtain data from the information system, gather, is not transmitted

to any other person or use beyond what is provided is a special legal

Regulation governing the protection of personal data.



(6) the participant on the basis of a written application or applications in electronic

the form provides the Ministry in writing or, if the participant so requests,

in electronic form in accordance with paragraph 2, the data held in information

system to his person. In the application, the participant shall



and) the name or names, first and last name,



(b) the social security number),




(c) the address of the place of residence) for citizens of the Czech Republic or State

the address of the place of residence of foreigners in the Czech Republic,



(d) the contract number, date) of its conclusion, the company building

identification number of the savings banks and building societies.

The written request, the participant shall bear a notarized signature. For

a minor participant requested to supply information pursuant to this paragraph

his legal representative. Per participant is free of legal

capacity or competence of the person whose legal capacity has been

decision of the Court is limited in a way that is not eligible for a hearing under this

the paragraph calls for the provision of information pursuant to this paragraph of its

guardian.



(7) the data recorded in the information system on technical data carriers

shall be kept for the period strictly necessary for the implementation of the objectives for which the

the data are collected and subsequently processed.



10A) Act No. 365/2000 Coll., on public administration and information systems of the

amendments to certain other laws, as amended by Act No. 517/2002 Sb.



10B) § 1 (1). 1 (b). (b)), and (c)) of the Act No. 133/2000 Coll. ".



6. in article 10, paragraph 1 reads:



"(1) State support belongs to the participant, if he is a natural person,

subject to compliance with the conditions laid down in this Act and of the

the State budget of the Czech Republic in the form of annual reserves. ".



7. in section 10, paragraph 1. 2 the words "25% of the amount of money saved per year" are replaced by

the words "15% of the amount of money saved in the calendar year," and the amount of

"CZK 18,000" shall be replaced by the amount "$ 2,000".



8. In section 10, paragraph 3:



"(3) the party who is a natural person and complies with the conditions laid down

in section 4, paragraph 4. 2, and that has closed in one calendar year, more

contracts for the State aid to those contracts that her confession

asked in writing. While gradually point the backup state aid

because of the amounts of previously concluded contracts, and

the total sum of State aid to all the contracts of the participant in the

the calendar year must not exceed the limit specified in paragraph

2. ".



9. In section 10, paragraph 4 reads:



"(4) the amount of savings in excess of 20 000 CZK in one year, in terms of

assessing the claims of the participant to state aid transferred to the following

of savings in the event that a participant in the contract will contain the

a statement that in the framework of this agreement asks for the award of State

the aid. This statement must not be a participant for the duration of the contract

change. ".



10. In section 11 (1) 1, after the word "relevant" is inserted after the word "calendar".



11. in article 11, paragraph 3 shall be deleted.



Paragraphs 4 to 6 shall become paragraphs 3 to 5.



12. In article 11 (1) 3 letter a) is added:



"and the list of participants), which is required in a given period of the backup

State aid and data necessary to verify this list of attendees

which are the



1. the name, or names, first and last name,



2. your social security number,



3. postal code of the address of the place of residence in the State

citizens of the Czech Republic,



4. the type of residence and postal address of the place of stay in the Czech

Republic for foreigners,



5. the contract number, the date of its conclusion,



6. end date of the time savings,



7. date, the reason for and the type of changes and other facts affecting the right to

State aid, which are not yet recorded in the information system,



8. the amount of the required State support. ".



13. in paragraph 11 (1) 3 (b). (b)), the words "the terms ' shall be deleted and the

the word "savings" are replaced by the words "this Act for

the granting of State aid ".



14. in section 11 (1) 5 is the number "5" shall be replaced by the number "4".



15. in article 11 the following paragraphs 6 to 8, including footnote

# 10 c) shall be added:



"(6) the request, its addition or correction is processed using

the information system. When examining an application, complete it or

repairs shall be entitled to ask the Ministry of the Interior Ministry of the

comparison of the data of the information system with the data entered in the information

system of population register, ^ 10 c) and that data about



and citizens of the United States) Government in the range



1. the name, or names, first and last name,



2. your social security number,



3. postal code of the address of the place of residence,



(b)) to the extent the aliens



1. the name, or names, first and last name,



2. your social security number,



3. postal address of the place of stay in the Czech Republic,



4. the type of stay.



(7) the Ministry shall issue a decree date, method of administration and formalities

the request, including the method of ensuring its corrections or additions.



(8) the Ministry shall determine in agreement with the Ministry of the Interior Decree

the technical and organizational conditions for the comparison referred to in paragraph 6.



§ 8 paragraph 10 c). 1 of Act No. 133/2000 Coll., as amended by Act No. 320/2002

Coll. ".



16. in section 12 paragraphs 2 and 3 shall be added:



"(2) the advance of State aid, credited to a participant by the end of the period

savings, shall be paid by the building society to the participant:



and if a participant) for a period of 6 years from the date of conclusion of the contract does not manipulate material

the saved-up amount, or



(b) If a participant in a period) within 6 years from the date of conclusion of the contract entered into

contract for loan from building savings and uses the saved-up amount

the funds from this credit and State aid for these backups

residential needs.



(3) in other cases, the participant does not have the right to the payment of advances of the State

support and building society is required to advance the State of the support,

registered on the participant's account, return to the Ministry, within 2 months from the

the day when it finds that the party has lost State aid on the payment of advances

claim. ".



17. In article 12 the following paragraphs 4 and 5 are added:



"(4) the entitlement to the payment of State aid to the party subject to conditions

This Act only for the time savings.



(5) for the handling of saved-up the amount referred to in paragraph 2 shall be deemed to include

enforcement of decisions affecting the saved-up amount, or part thereof. Performance

the decision cannot affect the backup state aid registered on your account

participant. ".



18. section 13 including the title reads as follows:



"section 13



The rights and obligations of the stavební spořitelna



(1) building society checks whether the participant takes the right to

State aid registered on his account. If that right for reasons of

failure to meet the terms of this Act, construction

Savings Bank for more State aid do not take backups and is responsible for the

the amount of advances received State aid to return to the Ministry.



(2) building society checks whether the conditions were met for the

the payment of State aid to the participant. In the case of the use of

building savings, saved or paid amounts of State aid in the

inconsistent with this Act is a building society, may request that

participant returned without undue delay, loan or part thereof used in the

contrary to the purpose of the loan and paid by the State aid. The participant is in this

the case shall a loan or part paid State aid and return

Building Savings Bank building society within the time limit laid down. State

Returns the building society support the Ministry.



(3) the inspection referred to in paragraphs 1 and 2 done by building society on

the basis of the documents submitted by the participant. Building society is required to

return the paid State aid in the cases referred to in paragraphs 1 and

2 the Ministry not later than 2 months from the date of discovery of the reasons for

State aid repayment.



(4) for at least 10 years from the termination of the contract is a building society

shall keep all documents relating to the payment of State aid.

This provision is without prejudice to the time limit in cases where other legislative

the legislation provides for a longer period.



(5) when returning the State aid referred to in paragraph 3, the construction

Savings Bank, the Ministry of a change request data on participants registered

in the information system.



(6) the information returned by the State aid referred to in paragraph 3 and the request for

change of registered data on participants are processed using the

the information system.



(7) the Ministry shall issue a decree how the return of State aid under

paragraph 3 and the method of administration and the particulars of the change request information about

participants. ".



19. in article 15, title reads: "State control".



20. in article 15, paragraph 1 reads:



"(1) State supervision of compliance with the conditions for the granting of State

the aid provided for in this law, the Ministry carried out according to the

special legal rules relating to State control. This

the purpose of the Ministry is run by information system. ".



21. in article 15, paragraph 1, the following paragraph 2 is added:



"(2) for the performance of the tasks of State control, according to Ministry of the Interior

special legal regulation provides the Ministry of information

system of population register data on



and citizens of the United States) Government in the range



1. the name, or names, first and last name,



2. your social security number,



3. the address of the place of residence,



(b)) to the extent the aliens



1. the name, or names, first and last name,



2. your social security number,



3. the address of the place of stay in the Czech Republic,



4. type. ".



Paragraphs 2 to 4 shall become paragraphs 3 to 5.



22. in article 15, paragraph 2. 3, the words "necessary to verify the amount provided by the State

support, its distributions to the accounts of participants and other factors,


affecting the use of State aid ' shall be replaced by "for the performance of

State control referred to in paragraph 1 ".



23. in article 15, paragraph 2. 4, the word "submission" be replaced by

"provision" and after the word "data" with the words "referred to in paragraph 3".



24. in article 15, paragraph 2. 5, the words "controls" are replaced by the words

"State control, carried out by the Ministry, and banking supervision,

the remit of the Czech National Bank ".



25. in article 15, the following paragraph 6 is added:



"(6) the conditions for the operation of the information system referred to in paragraph 1 shall be determined

Ministry decree. ".



26. in article 16 paragraph 1 reads:



"(1) the Ministry saves the obligation to return part of the stavební spořitelna,

where applicable, the total amount paid to the State aid, in the event of a breach

terms of this Act. The amount of State aid that is stored to the

return to the State budget and enforced the Ministry selects. The participant is

obliged to return the stavební spořitelna State aid that was

paid in accordance with the conditions laid down in this law for the granting of

State aid, within a reasonable period set by the building society ".



27. in article 16, paragraph 2 shall be deleted.



Paragraphs 3 to 6 shall be renumbered 2 to 5.



28. in § 16 para. 2, the words "and pay the fine" shall be deleted.



29. in § 16 para. 3 the words "and impose a fine" shall be deleted and the words "one

the year "shall be replaced by the words" 3 years ".



30. in article 16, paragraph 4 reads:



"(4) the information returned by the State aid referred to in paragraph 1 shall be processed

using information system. ".



31. in article 16, paragraph 5 shall be deleted.



32. in article 16, the following new section 16a to 16 c, including the following titles:



"The penalties



section 16a



Stavební spořitelna, which violates the obligation to check whether they are

the conditions for the granting of State aid to the participants, and as a result

violation of this obligation of any unauthorized crediting of the State aid

on behalf of the participants, is saved by a fine of up to 50% of the wrongly credited

State aid, up to 5 000 000 CZK.



section 16b



(1) in determining the amount of the fine to take account of stavební spořitelna

gravity of the infringement, in particular, to the manner of its perpetration, and

its consequences and the circumstances under which it was committed.



(2) the responsibility of building societies for the infringement shall lapse after

the expiry of 5 years from the date of its perpetration.



(3) an offence under this Act, building societies in the

the first instance dealt with the Ministry, which also collected and enforced

the fine imposed.



(4) income from fines is the State budget revenue.



(5) when the collection and recovery of fines imposed shall follow the procedure referred to in

special legal rules relating to the administration of taxes and fees.



section 16 c



Common provisions



(1) to provide, return and recovery of State aid do not apply

specific legislation governing infringement of budgetary discipline, if not

unless otherwise provided for in this Act.



(2) in connection with the fulfilment of their tasks under this law are

the Ministry and building society authorised to keep a record, handle the

or collect social security numbers, or a similar registration number,

If it has not been assigned a social security number. ".



Article II



Transitional provisions



1. Building society put into accordance with this act carried out by the

activities not later than 1 year after the date of entry into force of this Act.



2. Legal relationships arising before the date of entry into force of this Act, and

the rights and obligations arising therefrom shall be assessed in accordance with the existing

legislation.



3. entitlement to state aid in accordance with the existing legislation does not

for contracts concluded before the date of entry into force of this law, to which the

participant to 31. December of the year in which this Act will become effective,

nepříslušela State aid according to the existing legislation. In

When a participant falls to the State aid under existing

legislation, State aid to him under this Act.



4. Participant, whose contract and legal relations arising therefrom shall be assessed

According to the existing legislation, the loan or the saved-up amount

also apply to residential needs under this Act, he is entitled to State

support in accordance with the existing legislation is not affected.



5. in case of cancellation of social security numbers, for the purposes of this Act, instead of

social security number it's a similar registration number and date of birth

of the participant.



Article. (III)



The publication of the full text of the Act



The Prime Minister shall be empowered, in the collection of laws promulgated the full text

Act No. 96/1993 Coll., on building savings and State aid for the building

savings and the addition of the Czech National Council Act No. 586/1992 Coll., on the

income taxes, as amended by Act of the Czech National Council No. 35/1993 Coll., as

It follows the laws of it changing.



Article IV



The effectiveness of the



This Act shall take effect on 1 January 2000. January 2004, with the exception of section 4 (4). 2

(a). (b)), which shall take effect on the date of the accession treaty

The Czech Republic to the European Union enters into force.



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