On The Establishment Of Rules Making The Account Number In The Payment System

Original Language Title: o stanovení pravidel tvorby čísla účtu v platebním styku

Read the untranslated law here: https://portal.gov.cz/app/zakony/download?idBiblio=74428&nr=169~2F2011~20Sb.&ft=txt

169/2011 Sb.



The DECREE



of 7 June. June 2011



on the establishment of rules making the account number in the payment system



The Czech National Bank provides under section 38, paragraph. 3 of the law No 6/1993 Coll., on the

The Czech National Bank, as amended by Act No. 139/2011 Coll.:



§ 1



The subject of the edit



This Decree builds on the directly applicable European Union regulation ^ 1) and

modifies the rules making the account number in accordance with the rules of international

Standardization (IBAN) contained in ISO standard 13616 Financial services-

International bank account number (IBAN) (hereinafter referred to as "the international

the standard ").



§ 2



The account number



(1) the account number is a unique identifier according to § 2 (2). 3 (b). (h))

the Act on payment systems, which is used in the payments to clear

the identification of the client's account, held by the payment service provider

operating in the Czech Republic, which uses the number for this account in accordance

with international standard ^ 2).



(2) account number is used



and in the national format),



(b)) in the IBAN format.



§ 3



The account number in the national format



The account number in the national format consists of the client account ID

(section 5) and the code of the payment (section 6).



§ 4



The account number in the IBAN format



The account number in the IBAN format consists of 24 alphanumeric characters when



and the first and second character) are the letters CZ,



(b)) the third and fourth character contain the check digit as defined

international standard,



(c)) the fifth to the eighth digit of code contain the character of payments (section 6) and



(d)) the ninth to 24th character contain the digit account identifier

the client (§ 5).



§ 5



The identifier for the client's account



(1) the identifier of the account of the client contains a maximum of 16 numeric characters and is

divided into



and the first part), which contains a maximum of 6 numeric characters that

leading zeros are without meaning; the first part of the client's account identifier

may not be included in the account number,



(b)) the second part, which contains at least 2 and not more than 10 numeric characters with the

the fact that at least two of them must not be zero, and leading zeros are without

the importance of.



(2) the first and second part of the account of the client identifier must be created

so, to meet the control whose algorithm is given in the annex to the

This Decree.



(3) the first and second part of the identifier of the account of the client in the account number in the

the national format must be in written form clearly separated.



§ 6



The code of the payment



(1) payment Code contains 4 numeric characters and must be from

the identifier of the client's account in written form clearly separated.



(2) the Czech National Bank will publish the codes for payment, which

the payment service provider has assigned, in Box payment codes

contact in the Czech Republic, and it means that allow remote access.



section 7 of the



Cancellation provisions



Decree No 62/2004 Coll., laying down the arrangements for the implementation of the payment

contact between banks, clearing accounts with the bank and technical procedures of banks

in the settlement, the appeal shall be deleted.



§ 8



The effectiveness of the



This Decree shall take effect on the date of its publication.



Governor:



Ing. Singer, Ph.d., in r.



Annex



The algorithm checks for the purpose of creating individual parts

the identifier of the client's account



The first part and the second part of the identifier of the client's account is created,

to each separately meet the inspection algorithm with weights

listed in the following table:



+----------------------------------------------------------------------------+

| Scales for control algorithm |

+----------------+-----+-----+-----+-----+-----+-----+-----+-----+-----+-----+

| Digit parts | And | (B) | (C) | (D) | (E) | (F) | (G) | (H) | I | (J) |

| identifier | | | | | | | | | | |

+----------------+-----+-----+-----+-----+-----+-----+-----+-----+-----+-----+

| n | 10 | 9 | 8 | 7 | 6 | 5 | 4 | 3 | 2 | 1 |

+----------------+-----+-----+-----+-----+-----+-----+-----+-----+-----+-----+

| Weight | 6 | 3 | 7 | 9 | 10 | 5 | 8 | 4 | 2 | 1 |

+----------------+-----+-----+-----+-----+-----+-----+-----+-----+-----+-----+



where



n

is the position of the digit in the appropriate section of the client's account identifier

(counting from the right).



Weight to the digits on the positions of the relevant part

the identifier of the account to assign the client to the right. The relevant part of the

the identifier of the client's account



ABCDEFGHIJ

is created correctly, if the sum is with fully divisible by 11,

While



S = J x 1 + x 2 + x 4 + G x 8 F x + 5 + 10 + E x E x C x 9 + 7 + B x 3 + and x 6.



1) European Parliament and Council Regulation (EC) no 924/2009 of 16 January.

September 2009 on cross-border payments in the community and the repeal of regulation

(EC) No 2560/2001.



section 38, paragraph 2). 2 of law No 6/1993 Coll. on Česká národní banka, as amended by

Act No. 139/2011 Sb.