The Submission, Form And Requirements Statements Insurance And Reinsurance Undertakings

Original Language Title: předkládání, forma a náležitosti výkazů pojišťovny a zajišťovny

Read the untranslated law here: https://portal.gov.cz/app/zakony/download?idBiblio=69794&nr=433~2F2009~20Sb.&ft=txt

433/2009 Sb.



DECREE



of 24 July 2003. November 2009



on the method of submission, form and terms of insurance and statements

reinsurance undertakings



359/2010: Sb.



424/2012: Sb.



The Czech National Bank sets according to § 136 paragraph. 1 (b). d), (e)), i), n)

r), s)) and paragraph 3 of Act No. 277/2009 Coll., on insurance, (hereinafter referred to

"the Insurance Act"), and in accordance with § 41 para. 4 of law No. 6/1993

Coll., on Česká národní banka, as amended by Act No. 57/2006 Coll.:



§ 1



The subject of the edit



This Decree regulates the



and the style of presentation, form) and the particulars of the statement of work and the amount of

technical provisions, including the period for which the report is to be

processed, and the time limits to which is to be submitted to the Czech National Bank,



(b)), the form and method of presentation of the proprieties of the statement about the song of the financial

the location, including the period for which this report has to be processed, and

the time limits to which is to be submitted to the Czech National Bank,



(c)), the form and style of presentation of the particulars of the statement of the solvency margin,



(d)) the way the submission of information in accordance with § 85 para. 2 (a). a) and b) of the Act

on insurance, Essentials, form, structure, terms, method and time limits

for the submission of interim reports on activity in accordance with § 85 para. 2 (a).

(c)), and other information in accordance with § 85 para. 3 of the law on insurance,



(e)), the form content, breakdown, terms and manner of presentation of information

necessary for the performance of supervision in the group,



f) range of information on the activities of the insurance undertaking or the reinsurance undertaking from a third State

from a third State on the territory of the Czech Republic submitted to the Czech national

the Bank, the method and time limits for their submission,



g) form, terms and manner of submitting information pursuant to § 31 para. 3

the law on the insurance industry and according to § 41 para. 4 of law No. 6/1993 Coll.

Česká národní banka, as amended by Act No. 57/2006 Coll.



h) conditions and organizational prerequisites for reporting or

the information referred to in § 136 paragraph. 1 (b). d), (e)), i), n), r), s) and)

the law on insurance,



I) scope, form and deadline for the submission of reports on the operation of the insurance

income pursuant to § 24 para. 1 of the law No. 426/2011 Coll., on pension

savings.



§ 2



Definition of terms



For the purposes of this Ordinance, means the



and structured set of data) a statement that you have a substantive and formal

binding,



(b)) the contact person the person or persons on behalf of domestic insurance undertakings

domestic reinsurance undertaking, insurance undertaking, reinsurance undertaking from a third State from the third

State or of an insurance undertaking of another Member State shall submit statements of the Czech

the National Bank,



c) security tag data in electronic form, that are

attached to the data message and which meet the following requirements:



1. are uniquely associated with indicating the person and allow you to

identification by means of the issued certificate,



2. have been created and appended to a data message by means of

creating security tags that indicate the person can keep it under

his sole control,



3. are the data message to which it is subject, attached to such

in a way, it is possible to detect any subsequent change of the data.



§ 3



Statements of the domestic insurance companies



(1) Domestic insurance undertaking shall draw up



and submit on a quarterly basis) within 30 calendar days after the end of

the reference of the calendar quarter to which they relate, these statements:



1. POJ (CNB) 10-04 "balance sheet of the insurance/reinsurance undertakings for the purposes of supervision",



2. POJ (CNB) 20-04 "profit and loss account Insurance/reinsurance undertakings",



3. POJ (CNB) 15-04, "the additional information to financial statements

Insurance/reinsurance undertakings "and



4. POJ (CNB) 70-04 "reports on the organizational structure and qualified

Insurance/reinsurance holdings ",



(b)) and submit on a quarterly basis within 45 calendar days after the end of

the reference of the calendar quarter to which they relate, these statements:



1. POJ (CNB) 32-04 "the selected indicators for the life insurance sector",



2. POJ (CNB) 33-04 "the selected indicators for non-life insurance industry

insurance ",



3. POJ (CNB) 34-04 "active reinsurance relating to life insurance policies",



4. POJ (CNB) 35-04 "active on non-life assurance

insurance ",



5. POJ (CNB) 43-04 "statement of insurance/reinsurance undertakings relating to operations within the

the group "and



6. POJ (CNB) 46-04 "statement of insurance/reinsurance undertakings on the mix of the financial

the location "



c) every 6 months and submitted within 60 calendar days after the end of the reference

calendar half-year, to which it relates, the statement ACKNOWLEDGED (CNB) 36-02

"Intermediation activities in the insurance company",



d) per year and be submitted within 15 calendar days of the date of preparation of the report

about the audit



1. POJ (CNB) 63-01 "statement of solvency for the insurance/reinsurance undertaking" and



2. POJ (CNB) 65-01 "statement for the calculation of the adjusted solvency margin for

Insurance/reinsurance undertaking ',



e) per year and be submitted within 45 calendar days after the end of the reference

the calendar year to which it relates, the statement ACKNOWLEDGED (CNB) 30-01 "the selected

indicators for the life insurance industry with respect to the length of the human

of life ".



(2) the Statements referred to in paragraph 1 shall include the data for the activities carried

branches of domestic insurance companies and for the activities carried on by the domestic

the insurance company based on the freedom to temporarily provide services.



(3) Domestic insurance company compiles semi-annually and shall submit within 90

calendar days after the end of the reference calendar half-year statement

POJ (CNB) 50-02 "the selected indicators Insurance/reinsurance cross-border

things to do ", for the work performed on the basis of the freedom to temporarily

to provide services in another Member State, and especially for the work

operated through a branch in another Member State, separately

for each individual Member State, where this activity operates.



(4) the Czech insurers ' Bureau (hereinafter "the Office") shall draw up



and submit on a quarterly basis) within 30 calendar days after the end of

the reference of the calendar quarter to which they relate, these statements:



1. POJ (CNB) 10-04 "balance sheet of the insurance/reinsurance undertakings for the purposes of supervision",



2. POJ (CNB) 20-04 "profit and loss account Insurance/reinsurance undertakings",



3. POJ (CNB) 15-04, "the additional information to financial statements

Insurance/reinsurance undertakings "and



4. POJ (CNB) 70-04 "reports on the organizational structure and qualified

Insurance/reinsurance holdings ",



(b)) and submit on a quarterly basis within 45 calendar days after the end of

the reference of the calendar quarter to which they relate, these statements:



1. POJ (CNB) 33-04 "the selected indicators for non-life insurance industry"

and



2. POJ (CNB) 46-04 "statement of insurance/reinsurance undertakings on the mix of the financial

the location "



c) every 6 months and submitted within 60 calendar days after the end of the reference

calendar half-year, to which they apply, these statements:



1. POJ (CNB) 36-02 "intermediation activities in the insurance company" and



2. POJ (CNB) 39-02 "ČKP-liability insurance for damage caused by

the operation of a vehicle ".



§ 4



Statements of the domestic reinsurance



(1) Domestic reinsurance undertaking shall draw up



and submit on a quarterly basis) within 30 calendar days after the end of

the calendar quarter to which they relate, these statements:



1. POJ (CNB) 10-04 "balance sheet of the insurance/reinsurance undertakings for the purposes of supervision",



2. POJ (CNB) 20-04 "profit and loss account Insurance/reinsurance undertakings",



3. POJ (CNB) 15-04, "the additional information to financial statements

Insurance/reinsurance undertakings "and



4. POJ (CNB) 70-04 "reports on the organizational structure and qualified

Insurance/reinsurance holdings ",



(b)) and submit on a quarterly basis within 45 calendar days after the end of

the calendar quarter to which they relate, these statements:



1. POJ (CNB) 43-04 "statement of insurance/reinsurance undertakings relating to operations within the

the group "and



2. POJ (CNB) 46-04 "statement of insurance/reinsurance undertakings on the mix of the financial

the location "



c) per year and be submitted within 15 calendar days of the date of preparation of the report

about the audit



1. POJ (CNB) 63-01 "statement of solvency for the insurance/reinsurance undertaking" and



2. POJ (CNB) 65-01 "statement for the calculation of the adjusted solvency margin for

Insurance/reinsurance undertaking ".



(2) the Statements referred to in paragraph 1 shall include the data for the activities carried

branches of domestic reinsurance undertakings and for the activities carried on by the domestic

reinsurance undertaking on the basis of the freedom to temporarily provide services.



(3) Domestic reinsurance undertaking shall draw up half-yearly basis and submits to 90

calendar days after the end of the reference calendar half-year statement

POJ (CNB) 50-02 "the selected indicators Insurance/reinsurance cross-border

things to do ", for the work performed on the basis of the freedom to temporarily

to provide services in another Member State, and especially for the work

operated through a branch in another Member State, separately

for each individual Member State, where this activity operates.



§ 5



Statements of the insurance undertaking from a third State



(1) an undertaking from a third State compiled for the activities performed by the

the territory of the Czech Republic through a branch



and submit on a quarterly basis) within 30 calendar days after the end of

the calendar quarter to which they relate, these statements:



1. POJ (CNB) 10-04 "balance sheet of the insurance/reinsurance undertakings for the purposes of supervision",




2. POJ (CNB) 20-04 "profit and loss account Insurance/reinsurance undertakings",



3. POJ (CNB) 15-04, "the additional information to financial statements

Insurance/reinsurance undertakings "and



4. POJ (CNB) 70-04 "reports on the organizational structure and qualified

Insurance/reinsurance holdings ",



(b)) and submit on a quarterly basis within 45 calendar days after the end of

the calendar quarter to which they relate, these statements:



1. POJ (CNB) 32-04 "the selected indicators for the life insurance sector",



2. POJ (CNB) 33-04 "the selected indicators for non-life insurance industry

insurance ",



3. POJ (CNB) 34-04 "active reinsurance relating to life insurance policies",



4. POJ (CNB) 35-04 "active on non-life assurance

insurance "and



5. POJ (CNB) 46-04 "statement of insurance/reinsurance undertakings on the mix of the financial

the location "



c) every 6 months and submitted within 60 calendar days after the end of the reference

calendar half-year, to which it relates, the statement ACKNOWLEDGED (CNB) 36-02

"Intermediation activities in the insurance company",



d) per year and be submitted within 15 calendar days of the date of preparation of the report

about the audit



1. POJ (CNB) 63-01 "statement of solvency for the insurance/reinsurance undertaking" and



2. POJ (CNB) 65-01 "statement for the calculation of the adjusted solvency margin for

Insurance/reinsurance undertaking ',



e) per year and be submitted within 45 calendar days after the end of the reference

the calendar year to which it relates, the statement ACKNOWLEDGED (CNB) 30-01 "the selected

indicators for the life insurance industry with respect to the length of the human

of life ".



(2) an insurance undertaking established in the Swiss Confederation, on the territory of the United

Republic operates in the form of branches of the insurance business under one

or more of the non-life insurance sector, it shall proceed in accordance with §

7.



§ 6



Statements of the reinsurance undertaking from a third State



(1) a reinsurance undertaking from a third State compiled for the activities performed by the

the territory of the Czech Republic through a branch



and submit on a quarterly basis) within 30 calendar days after the end of

the calendar quarter to which they relate, these statements:



1. POJ (CNB) 10-04 "balance sheet of the insurance/reinsurance undertakings for the purposes of supervision",



2. POJ (CNB) 20-04 "profit and loss account Insurance/reinsurance undertakings",



3. POJ (CNB) 15-04, "the additional information to financial statements

Insurance/reinsurance undertakings "and



4. POJ (CNB) 70-04 "reports on the organizational structure and qualified

Insurance/reinsurance holdings ",



(b)) and submit on a quarterly basis within 45 calendar days after the end of the calendar

of the quarter to which they relate, the statement ACKNOWLEDGED (CNB) 46-04 "Statement

Insurance/reinsurance undertakings on the mix of financial placements "



c) per year and be submitted within 15 calendar days of the date of preparation of the report

about the audit



1. POJ (CNB) 63-01 "statement of solvency for the insurance/reinsurance undertaking" and



2. POJ (CNB) 65-01 "statement for the calculation of the adjusted solvency margin for

Insurance/reinsurance undertaking ".



(2) a reinsurance undertaking covered by the agreement referred to in § 48 para. 3 of the law

on insurance, it shall proceed in accordance with paragraph 1 accordingly.



§ 7



Statements submitted to the insurance company from another Member State



An insurance undertaking of another Member State shall draw up an activity performed by the

on the territory of the Czech Republic on the basis of rights establish a branch



and submit on a quarterly basis) within 30 calendar days after the end of

the calendar quarter to which they relate, these statements:



1. POJ (CNB) 10-04 "balance sheet of the insurance/reinsurance undertakings for the purposes of supervision" and



2. POJ (CNB) 20-04 "profit and loss account Insurance/reinsurance undertakings",



(b)) and submit on a quarterly basis within 45 calendar days after the end of the quarter,

to which they apply, these statements:



1. POJ (CNB) 32-04 "the selected indicators for the life insurance industry" and



2. POJ (CNB) 33-04 "the selected indicators for non-life insurance industry

insurance ",



(c)) a year and delivered within 45 calendar days after the end of the reference

the calendar year to which it relates, the statement ACKNOWLEDGED (CNB) 30-01 "the selected

indicators for the life insurance industry with respect to the length of the human

of life ".



§ 8



Provisions common to the compilation of statements



(1) the content of the statements referred to in section 3 to 7 is listed in Appendix 1 to this

the Decree.



(2) a Domestic insurance company, domestic reinsurance from the third

the State reinsurance undertaking from a third State and the insurance company from another Member State

shall, in the compilation submitted statements commensurately with their

character in accordance with the laws and regulations governing accounting and

compilation of financial statements or with international accounting standards

modified by the law of the European Communities (hereinafter referred to as "the international accounting

standards ") ^ 1).



(3) Domestic insurance company, domestic reinsurance from the third

the State reinsurance undertaking from a third State and the insurance company from another Member State

assets and liabilities are valued according to the State of the build report.



§ 9



For more information from the Czech National Bank



(1) an insurance undertaking or a reinsurance undertaking Domestic domestic presents to the GOVERNMENT

(CNB) 70-04 "reports on the organizational structure and qualified holdings

Insurance/reinsurance undertaking "a graphical representation of the Czech National Bank

the group, which includes all controlled by and associated with the domestic

the insurance undertaking or of the reinsurance undertaking, domestic, all of its controlling entity and

all controlled or associated persons persons domestic

the insurance undertaking or of the reinsurance undertaking domestic. If the controlling person of domestic

the insurance undertaking or of the reinsurance undertaking shall be subject to surveillance in the domestic group or

supervision on a consolidated basis, or supplementary supervision of

financial conglomerate and post information about your group, graphics

representation may include controlled and only associated with domestic

the insurance undertaking or the reinsurance undertaking and all of its domestic controlling person.



(2) the information referred to in paragraph 1 shall be submitted annually, according to the State

to 1. January to 31. January of the calendar year in

electronic form to the address published by the Czech National Bank

Journal of the Czech National Bank or through a data box ^ 2)

The Czech National Bank. If there is a change in the structure of the Group shall submit to the

domestic insurance undertaking or a reinsurance undertaking domestic Czech National Bank new

a graphical representation of the structure of the group without undue delay after the

I learned about it.



(3) the Documents referred to in § 85 para. 2 (a). a) and b) of the law on

insurance national insurance company, the insurance company from a third State,

domestic reinsurance undertaking or the reinsurance undertaking from a third State submits to the United

the National Bank electronically in a format that will address

published in the journal of the Czech National Bank. If the size of data messages

does not allow sending this way, send it to the hard data on the medium

the address of the seat of the Czech National Bank.



(4) the statement of CONCEPTS (CNB) 10-04 "balance sheet of the insurance/reinsurance undertakings for the purposes of

supervision "domestic insurance company, the insurance company from a third State, national

a reinsurance undertaking or a reinsurance undertaking from a third State shall submit annually more

the information referred to in annex 2 of this order, including:



1. run-off analysis of the provision for claims for non-life insurance in

the term within 60 calendar days after the end of the reference period; run-off

analysis of the provision for claims for non-life insurance shall be submitted

only in the case of the operation of insurance under one or more of the

classes of insurance referred to in part B, points 3 to 18 of annex 1 to the

the Insurance Act,



2. data on the evolution of damages for the non-life insurance in the period to 60

calendar days after the end of the reference period; data on the development of

damages for non-life insurance shall be submitted only in the event of

the operation of insurance by one or more classes of insurance

referred to in part B, points 3 to 18 of Annex No. 1 to the law on

the insurance industry.



(5) to the statement by the SAME PROPORTION (CNB) 20-04 "profit and loss statement

Insurance/reinsurance undertakings "domestic insurance company, the insurance company from a third State,

domestic reinsurance undertaking or the reinsurance undertaking from a third State shall submit

For more information on a quarterly basis in accordance with Annex 2 of this order, a statement of the

profit and loss account according to the product groups, within 45 calendar

days after the end of the reference quarter.



(6) Domestic insurance company, the insurance company from a third State, national

a reinsurance undertaking or a reinsurance undertaking from a third State shall submit annually to the "Overview

reinsurance programme "referred to in annex 2 of this order by the deadline

on 31 March. Content is information on concluded reinsurance contracts

in force on the date of submission of this report.



(7) additional information to the reports referred to in paragraphs 4, 5 and 6 are the United

the National Bank submitted domestic insurance company, reinsurance company, domestic

an insurance undertaking or a reinsurance undertaking from a third State from a third State in

electronic form to the address of the Czech National Bank, as published in the

Journal of the Czech National Bank or through data

Inbox ^ 2), the Czech National Bank.



§ 10



Start and end of compilation and reporting



(1) a Domestic insurance company, domestic reinsurance from the third


State or third-country reinsurance undertaking shall draw up and submit statements and

further information under this order from the date of registration in the commercial

the register. An insurance undertaking of another Member State shall draw up and submit to the

statements in accordance with this Decree, the moment of opening the insurance or

reinsurance business in the territory of the Czech Republic.



(2) a Domestic insurance company, domestic reinsurance from the third

State or third-country reinsurance undertaking shall draw up and submit statements and

further information under this order to the date of acquisition of legal power

the Czech National Bank's decision to revoke the permit to operate

insurance or reinsurance activities. An undertaking from another Member

the State shall draw up and submit to the statements referred to in this order to the date of their

insurance or reinsurance business in the territory of the Czech Republic.



§ 11



The method and form of reporting



(1) the statements referred to in articles 3 to 7 shall be submitted to the Czech National Bank in

electronic form, in the form of data messages and in the structure and form of

data files that are available through the



and application) software of the Czech National Bank for the collection of data from non-banking

subjects (SDNS), which is available in a manner allowing remote

access,



(b)) the reporting entity's own software application that allows

electronic exchange of information (EDI/EDIFACT), or



(c)) the reporting entity's own application programs using

transmission of the statement of the Czech National Bank's Web services for data collection

(SDNS-WS).



(2) data messages sent through applications

referred to in paragraph 1 (b). and) and c) affix a reporting entity

recognized electronic signature ^ 3) contact person.



(3) data messages that are sent through the programmatic application referred to

in paragraph 1 (b). (b)) shall affix a reporting entity the security tag

based on a certificate issued by the Czech National Bank.



§ 12



Corrections and changes in the statements



(1) If, after the presentation of the Czech National Bank reports an error or

a change in the data after the deadline for the submission of the statement of

The Czech National Bank, will report to the modified data submitted to the United

the National Bank again without undue delay. If the correction affects the

data in other statements or statements of other time periods, repairs

domestic insurance company, the insurance company from a third State, the domestic reinsurance undertaking,

reinsurance undertaking from a third State, an undertaking from another Member State whether or not

all of these follow-up reports.



(2) if the statement drawn up to the last day of the calendar year

to change the reporting data based on verification of annual accounts

the Auditor, will be submitted to the statement again with corrected data, at the latest,

within 15 days after the audit of the financial statements. If the patch will affect data in another

the statement or statements to other time periods, will be submitted to the

statement of the newly revised data, including all of the other related reports,

including the name and identification number of the person the provider certification

the service, which issued it.



(3) the corrected reports are submitted within the time limit referred to in paragraphs 1 and 2

The Czech National Bank in the manner prescribed in section 11, together with information on the

content and for repair.



section 13 of the



Ensure the organisational prerequisites for passing data statements



(1) if the statements are compiled and forwarded to the Czech National Bank

by using the software referred to in § 11 (1) 1 (b). and) or (c)),

determines domestic insurance company, the insurance company from a third State, national

a reinsurance undertaking, a reinsurance undertaking or an insurance undertaking from a third State from another

Member State at least 2 contact person and the Czech National Bank to these

Parties shall communicate to the



and) the name or names, first and last name,



(b) the address of the workplace), telephone number, fax number and address

email this person,



(c) determining the role of this) of the person in the program application SDNS.



(2) the insurance or reinsurance undertaking referred to in paragraph 1 shall communicate to the Czech national

the bank number of the qualified certificate issued by an accredited

the provider of certification services, on which it is based is guaranteed

electronic signature used contact person according to § 11 para. 2.



(3) the insurance or reinsurance undertaking referred to in paragraph 1, without undue

shall immediately inform the Czech National Bank about changes to the data referred to in

paragraphs 1 and 2.



(4) if the statements are made and transmitted using the Czech National Bank

the programming of the application referred to in section 11 (1) 1 (b). (b)), the Czech national

the Bank shall issue on request a certificate for creating security

mark referred to in section 11 (1) 3.



§ 14



Transitional provision



In the case of the use of the software applications listed in § 11 (1) 1 (b). and)

can be used until 31 December 2004. December 2010 data, annotate, digitally signed messages

based on a certificate issued by the Czech National Bank.



§ 15



The effectiveness of the



This Decree shall enter into force on 1 January 2000. January 1, 2010.



Governor:



doc. Ing. Tůma, CSc. v. r.



Annex 1



The basic content of the statements provided by via application programs

for data collection



Report: GOVERNMENT (CNB) 10-04



Name: balance sheet Insurance/reinsurance undertakings for the purposes of supervision



Content:



The statement ACKNOWLEDGED (CNB) 10-04 "balance sheet of the insurance/reinsurance undertakings for the purposes of supervision"

contains information on the follow-up to the special legislation governing the

accounting. It consists of two data areas-balance sheet assets, and

balance sheet liabilities.



Part 1 balance sheet assets



Data area: ROPO10_11



Name: balance sheet assets



Content:



In the balance sheet assets are organized and other assets

assets. The value of individual items of assets on the last day of the reference

quarter shall be presented in gross value of uncompensated appeal

items and accumulated depreciation, in net value compensated by adjustments and

accumulated depreciation and value adjustments shall be shown separately and

accumulated depreciation.



The data area contains the total assets and receivables for

the subscribed capital, information on long-term intangible assets in the

breakdown on formation expenses and goodwill, on the financial position

(investment) in terms of land and buildings, investments in

business groups, which are further subdivided into shares in subsidiaries

persons, debt securities issued by, and loans to these controlled entities

persons with substantial influence shares, debt securities issued by

entities in which the entity has a significant effect. In the other

financial investments are reported data on stocks and other securities

papers with variable income, other shares, debt securities

papers in the breakdown of securities at fair value through

cost and revenue accounts, bonds of OECD member countries held-to-

maturity securities held-to-maturity financial

the location of investment associations, other loans, deposits in

financial institutions and other financial location. The last item

financial placements (investments) are deposits in active reinsurance.

Furthermore, the data area contains information about the financial position of the

insurance, if investment risk policyholder, debtors in

breakdown of receivables from direct insurance operations, accounts receivable from operations

reinsurance and other receivables. In the next section the other assets shall be

information about fixed assets, other than land and buildings,

stocks, cash in accounts with financial institutions and cash on

cash and other assets. In the temporary asset accounts are given

details of the accrued interest and rent, the deferred acquisition costs

the insurance contract and other temporary asset accounts.



Part 2 balance sheet liabilities



Data area: ROPO10_21



Name: balance sheet liabilities



Content:



In the balance sheet liabilities are arranged commitment appropriations and other

liabilities. Values for each of the technical provisions are given in

the gross amount before their reduction of reinsurers ' share in the net

net of reinsurers ' share of and are separately listed values

the share of reinsurers.



The data area contains the total liabilities and equity section

details of the share capital (including changes in share capital),

own shares or own provisional sheets, custom

business interests, further details of the issue ', reserve on a new

Awards, other capital funds, reserves and other

funds from the profit, not distributed profit or loss of the past outstanding

of the accounting period and the profit or loss for the current period. Data

the area also contains the information about the child and liabilities technical

reserves in the provision for unearned premiums relating to the

insurance and non-life insurance sector, the reserve

in life insurance, the provision for claims related

of insurance and non-life insurance sector,

premiums and discounts relating to insurance industry and

non-life insurance, an equalization reserve provision to meet commitments

from the used technical interest rates and other quantitative parameters, or


changes in mortality rates, reserve insurance premiums non-life insurance

relating to insurance and non-life insurance sector,

provision to meet the obligations of liability for commitments of the Czech Office

insurers (hereinafter referred to as "the Office") and a reserve relating to the

insurance and non-life insurance industry. Data area

It also contains the technical reserves of life insurance, if the holder of

the investment risk of the policyholder, the provision for other risks and losses, in

breakdown on a reserve for pensions and similar obligations, provision for tax and

other provisions. It also contains data on deposits if passive

ensure creditors broken down on the liabilities from direct insurance operations,

liabilities from reinsurance operations, loans guaranteed by the bond, obligations towards the

financial institutions, other liabilities and guarantee fund Office. In

part of the temporary liability accounts includes accrued expenses and revenues

the next period, and other temporary liability accounts.



Report: GOVERNMENT (CNB) 20-04



Name: profit and loss account Insurance/reinsurance undertakings



Content:



The statement ACKNOWLEDGED the Czech 20-04 "profit and loss account Insurance/reinsurance undertakings"

contains information on the follow-up to the special legislation governing the

accounting. In the statement are organized and cost and revenue items

the profit or loss.



Part 1 technical accounts



Data area: VYPO20_11



Title: non-life insurance technical account



Content:



The data area contains data about the balance of the technical account for non-life

insurance and benefits and costs in terms of premiums earned

net of reinsurance (broken down to gross premiums net of

provision and change of State provision for unearned premiums net of

ensure), income from financial placements from the non-technical

account other technical income, net of reinsurance, the cost of

insurance claims, including changing the status of the technical reserves net of

ensure the changes in other technical provisions, net of

ensure the (broken down to the cost of the claims net of

provide and change the status of the reserve for outstanding claims net of

ensure), bonuses and rebates, net of reinsurance net amount

operating costs (including the cost of the insurance contract,

change the status of deferred acquisition costs, administrative overhead and

Commission from reinsurers and shares of the profits), other technical

costs net of reinsurance and the change in equalization provision.



Data area: VYPO20_12



Name: the life-assurance technical account



Content:



The data area contains data about the balance of the technical account for life

insurance and costs and benefits in terms of premiums earned

net of reinsurance (broken down to gross premiums net of

provision and change of State provision for unearned premiums net of

ensure), income from financial placements (including income from shares,

income from other investments, changes in the value of the financial

location-revenue and proceeds from the realisation of financial placements), additions

the values of financial investments other technical income, net of

ensure the cost of insurance claims, including changes to the State technical

reserve net of reinsurance (further broken down to the cost of the insurance

net of reinsurance and the change in the provision for outstanding claims

net of reinsurance), changes in other technical provisions

net of reinsurance (containing the status change premium provisions

life insurance and change in other technical provisions (excluding

life insurance reserves), bonuses and rebates, net of reinsurance

net amount of operating costs (including the cost of

change the status of the insurance contract, reserves of deferred acquisition

costs, administrative overhead and a Commission from reinsurers and shares of profits)

the cost of the financial investments (the broken down on administration costs

financial investments, including interest, the change in value of financial placements-

costs the costs associated with the realisation of financial placements), disposals

value of financial placements, other technical expenses net of

provision and transfer of income from financial placements to the non-technical account.



Part 2 of the non-technical account



Data area: VYPO20_21



Name: non-technical account



Content:



The data area contains data about the structure of the profit or loss for the financial

period, i.e.. profit or loss on ordinary activities after taxation (containing

result technical account non-life insurance, the result of the technical

account for life insurance and income from financial placements that are

broken down into income from shares, income from other investments,

changes in the value of financial placements-revenue and income from realization of

financial investments). Furthermore, income from financial placements

technical account for life insurance, investments,

which are broken down to the administration costs of financial placements, including

of interest, the change in value of financial investments-costs and costs associated with the

the realisation of financial placements. Furthermore, the transfer of income from investments

to the technical account for non-life insurance, other income, other

costs and income tax from ordinary activities extraordinary profit or loss

(arranged on extraordinary income and extraordinary charges), the income tax on

extraordinary income and other taxes not included in the previous

entries.



Report: GOVERNMENT (CNB) 15-04



Title: Additional information to financial statements Insurance/reinsurance undertakings



Content:



Report on supplementary information to the financial statements

Insurance/reinsurance undertaking consists of seven data areas-assets-

other accounts receivable, liabilities-other capital funds and other

commitments, the life-assurance technical account-profit (loss) from

financial placements, non-technical account-profit (loss) from financial

the location of the dividends paid to the shareholders, domestic insurance undertaking or

reinsurance undertakings and dividends received from subsidiaries and associated companies

domestic insurance or reinsurance undertakings and administrative overhead.



Part 1 of the other receivables



Data area: DOPO15_11



Name: assets-other accounts receivable



Content:



The data area contains the assets-other accounts receivable other

the claim, which is further divided into the claims of social

Security and health insurance and deferred tax assets.

The value of individual items are reported in gross value

uncompensated of adjustments and accumulated depreciation, the net value of the

compensated by adjustments and accumulated depreciation and separately indicate

value adjustments and accumulated depreciation.



Part 2 other capital funds



Data area: DOPO15_21



Name: Liabilities-other capital funds and other liabilities



Content:



Data area Liabilities-other capital funds and other liabilities

refers to other capital funds, disaggregated on the valuation differences from the

the fair value reserve in the further disintegration of the valuation differences from the

fair value-financial investments in business

groups, land and buildings, objects and works of art, cultural

the value of debt securities held-to-maturity and other. In this

the data area are also reported other liabilities in terms of tax

Payables and Payables to social security and a deferred tax liability.

The values of all these items are carried at net value.



Part 3 of the profit/loss from financial investments-life insurance



Data area: DOPO15_31



Name: the life-assurance technical account-profit (loss) from investments



Content:



Data area the life-assurance technical account-profit (loss) from

investments includes realized gain (loss) from financial

the location of the summary and further broken down to the realized gain (loss) from

financial placements where the investment risk is borne by the policyholders

(separately for shares, units of collective investments, bonds,

term deposits, real estate and other), and realized gain (loss)

from other financial placements (separately for shares, units

collective investments, bonds, term deposits, real estate,

objects and works of art of cultural value, derivatives, loans and borrowings, and

the other). In addition, this data area is showing a profit (loss) from

fair value of financial investments total breakdown

profit (loss) on revaluation to fair value of financial investments,

If the investment risk is borne by the policyholders (separately for shares,

the units of collective investments, bonds, real estate, and others).

Additionally, this data area contains the item profit (loss) on revaluation of the

the fair value of other investments (separately for shares,

the units of collective investments, bonds, property, objects and

works of art, cultural values of hedging derivatives, and others). Data

the area also contains the difference between the use and creation of provisions


for bonds, the accrued value's award-winning.



Part 4 profit/loss from financial investments



Data area: DOPO15_41



Name: non-technical account-profit (loss) from investments



Content:



The data area of the non-technical account-profit (loss) from investments

contains the realized gain (loss) from investments in total and profit

(loss) on revaluation to fair value of financial placements in total.

Both items are further broken down into shares in controlled people and shares with

Associates, shares, units of collective investments, bonds,

real estate, objects and works of art of cultural value, hedge

derivatives and others. In the realized gain (loss) from financial

the location of the total are in addition to the subheading of term deposits, loans and

of the loan. The data area contains an entry on the difference between using and

creation of provisions for bonds accrued's award-winning value.



Part of the Dividends received and paid out 5



Data area: DOPO15_51



Name: dividends paid to the shareholders of domestic insurance/reinsurance undertakings



Content:



In the data area of the dividends paid to the shareholders of domestic insurance companies

or reinsurance undertakings are tracked for payment of dividends approved in

reporting period (untaxed) and dividends paid in the reporting

period (after tax) in accordance with the codes of individual countries.



Data area: DOPO15_52



Name: Dividends received from subsidiaries and Associates domestic insurance/reinsurance undertakings



Content:



In the data area of the Dividends received from subsidiaries and associates

by domestic insurance or reinsurance undertakings are tracked

dividends approved for payment in the reporting period (for untaxed) and

dividends paid in the reporting period (after tax) of the codes

of individual countries.



Part 6 financial indicators



Data area: DOPO15_61



Title: administrative expenses



Content:



The data area contains the entry of administrative overhead, which is discussed in more detail

divided into staff costs in the next breakdown on wages and salaries-

without other personnel costs and other personal expenses. Then there are the

listed under insurance contract renewal Commissions, the depreciation of fixed

tangible property that is not in the financial position and the rest of entry

administrative overhead.



Report: GOVERNMENT (CNB) 30-01



Name: selected indicators for the life insurance industry with respect to the length of human life



Content:



The statement ACKNOWLEDGED (CNB) 30-01 "selected indicators for the environmental sector

insurance relating to the length of human life "contains data on

the number of contracts and selected financial indicators according to the life insurance

part A, point IX of Annex No. 1 to Act No. 277/2009 Coll.

the insurance industry, in the distribution by type of income. Each of the types of pensions

are referred to in § 18 para. 1 of the law on pension savings.



Part 1 selected indicators



Data area: DOPO30_11



Name:



Selected indicators of the sector of life insurance with respect to the length of the

of human life



Content:



The data area contains a number of contracts, the number of newly concluded contracts,

gross premiums written gross premiums written, net of reinsurance

ensure the gross amount of claims costs, the reinsurers ' share

on the cost of insurance claims and acquisition costs

of the Treaty. Other items are gross technical provisions, net

the amount of the technical provisions, income from the placement of the technical provisions, and

unused part of the premium as a result of a more favourable course of

insurance pension. All data are tracked by type

pensions referred to in § 18 para. 1 of the law on pension savings.



Report: GOVERNMENT (CNB) 32-04



Name: selected indicators for the life insurance industry



Content:



The statement ACKNOWLEDGED the Czech 32-04 "selected indicators for the sectors of life

insurance "contains data relating to the number of contracts and claims

life insurance and selected financial indicators of the

insurance. Individual life insurance industry are the annex No. 1

the law on the insurance industry.



Part 1 Natural indicators



Data area: DOPO32_11



Name: number of contracts and claims of life insurance



Content:



Data area the number of contracts and claims of life insurance

contains items relating to the total number of contracts and the number of newly

contracts entered into. Data area also contains the number of the reported

claims, the number of pending claims and the number of

claims backlog within 3 months. All the data

are tracked by life insurance sectors.



Part 2 financial indicators



Data area: DOPO32_21



Name: selected financial indicators of life insurance



Content:



The data area contains the selected financial indicators for insurance industry

life insurance and contains gross premiums written, of which

separately, the gross premiums paid in a lump sum, and the newly

contracts, gross premiums written, net of reinsurance and

the gross premiums written, net of reinsurance, in one lump sum paid.

Other items are the gross amount of claims costs,

separately, the cost of claims for prematurely terminated contracts

the cost of the reinsurers ' share of claims, acquisition

the cost of the insurance contract, separately the cost of commissions

intermediaries, on changing the status of deferred acquisition

costs and the total amount of technical provisions in the gross and net amount.

All data are tracked by individual sectors of the

insurance.



Report: GOVERNMENT (CNB) 33-04



Name: selected indicators for non-life insurance industry



Content:



The statement ACKNOWLEDGED (CNB) 33-04 "selected indicators for non-life insurance industry

insurance "contains data relating to the number of contracts and claims

non-life insurance, non-life, and selected financial indicators

insurance.



Non-life insurance sector are the annex No. 1 of the law on

the insurance industry.



Part 1 Natural indicators



Data area: DOPO33_11



Name: number of insured events and non-life insurance



Content:



The data area contains the total number of contracts and the number of newly concluded

of the treaties. Data area also contains a number of reported insurance

the event, the number of pending claims and the number of insurance

outstanding event within 3 months. All figures are

tracked by individual non-life insurance sectors.



Part 2 financial indicators



Data area: DOPO33_21



Name: selected financial indicators of non-life insurance



Content:



The data area contains the selected financial indicators for insurance industry

non-life insurance and contains gross premiums written, of which

separately, gross premiums written for the newly concluded contracts,

gross premiums written, net of reinsurance. Other items are

the gross amount of claims costs, the cost of claims incurred,

reinsurers ' share, acquisition costs on insurance contracts,

separately the cost of commissions to intermediaries on a state change

deferred acquisition costs and the total amount of technical

reserves in the gross and net amount. All data are tracked after

individual non-life insurance sectors.



Report: GOVERNMENT (CNB) 34-04



Name: Active hedging relating to life insurance



Content:



The SAME PROPORTION (CNB) statement 34-04 "active to ensure environmental

insurance "contains data about the number of active contracts ensure relating

life insurance and selected financial indicators of the

insurance. Individual life insurance industry are the annex No. 1

the law on the insurance industry.



Part 1 Natural indicators



Data area: DOPO34_11



Name: number of active reinsurance contracts relating to life insurance



Content:



The data area contains the total number of reinsurance contracts and the number of

the newly concluded contracts of reinsurance. The number of significant reinsurance contracts is

reported by State as of the last calendar day of the reference period,

the number of newly concluded reinsurance contracts is recognised from the beginning to the end

the reference period. These data are tracked by individual sectors

life insurance, with the fact that both items are captured separately

data on the number of contracts to ensure obligatorního.



Part 2 financial indicators



Data area: DOPO34_21



Name: selected financial indicator active hedging relating to life insurance



Content:



The data area contains the selected financial indicators of active reinsurance

concerning life insurance, i.e.. the gross and net amount of prescribed

premiums, gross and net premiums of travel

contracts obligatorního to ensure the cost of insurance claims

active reinsurance, reinsurers ' share of the costs of insurance claims

Active to ensure the cost of reinsurance contracts,


the cost of commissions to intermediaries, the accrued status change

the unit costs of active reinsurance, administrative overhead, commissions from

reinsurers and shares in the profits of the active reinsurance and the gross amount of

technical provisions in the gross and net amount. These data are tracked

the different sectors of life insurance.



Report: GOVERNMENT (CNB) 35-04



Name: Active hedging relating to non-life insurance



Content:



The statement ACKNOWLEDGED (CNB) 35-04 "active on non-life assurance

insurance "contains data about the number of active contracts, reinsurance and selected

financial indicators of non-life insurance. Sector-specific

non-life insurance are the annex No. 1 of the law on the insurance industry.



Part 1 Natural indicators



Data area: DOPO35_11



Name: number of active reinsurance relating to non-life

insurance



Content:



The data area contains the total number of reinsurance contracts, of which the number of

the newly concluded reinsurance contracts, with the result that both items are

captured data on the number of contracts especially obligatorního collateral. The number of

the applicable reinsurance contracts is reported from the State to the last

calendar day of the reference period, the number of newly concluded reinsurance

contracts is recognised from the beginning to the end of the reference period. These data

are tracked by individual non-life insurance sectors.



Part 2 financial indicators



Data area: DOPO35_21



Name: selected financial indicator active hedging relating to non-life insurance



Content:



The data area contains the selected financial indicators of active reinsurance

concerning non-life insurance, i.e.. NET and gross amount

the prescribed premiums, gross and net travel

premiums from contracts obligatorního to ensure the cost of the insurance

performance, the reinsurers ' share of the cost of claims, acquisition

the cost of reinsurance contracts, of which the cost of commissions

intermediaries, changing the status of deferred acquisition

costs, administrative overhead, commissions from reinsurers and shares in the profits

active reinsurance and the gross amount of the technical provisions in the gross and net

the amount of. These data are monitored after each sector of non-life

insurance.



Report: GOVERNMENT (CNB) 36-02



Name: intermediation for insurance company



Content:



The statement ACKNOWLEDGED the Czech Republic 36-02 "intermediation activities in the insurance company"

provides an overview of the 30 largest providers, according to the above

mediated by gross premiums and the basic information about these

providers, including contacts. The statement also contains a summary

basic information about the intermediary activities.



Part 1 the individual data



Data area: DOPO36_11



Title: the most significant providers of the insurance undertaking



Content:



The data area contains data on gross premiums earned

the intermediary costs, commissions and

commissions paid to intermediaries for 30-those largest

insurance providers. Further statement contains the subject name, date

the birth of the citizen or COMPANY REGISTRATION NUMBER, address and legal form of each village

provider.



Part 2 summary information



Data area: DOPO36_31



Title: basic information about the activities of intermediaries



Content:



The data area contains data about the number of bodies, gross written

insurance, the cost of commissions paid to the provider, and

commissions for total insurance company and provider of it for their own

network and an external distribution network, and for banks and other insurance companies.

It also contains the following information for all insurance providers

the insurance company.



Report: GOVERNMENT (CNB) 39-02



Name: ČKP-liability insurance for damage caused by operation of the vehicle



Content:



The statement ACKNOWLEDGED (CNB) 39-02 "ČKP-liability insurance for damage caused by

the operation of a vehicle "provides an overview of the indicators relating to insurance

liability for damage caused by operation of the vehicle for the Office.



Part 1 of the technical reserve ČKP



Data area: DOPO39_11



Title: technical reserves ČKP



Content:



The data area contains the net and gross amount of the technical provisions

regarding liability insurance for damage from the operation of the vehicle under

The Office. Contains the total amount of technical provisions the technical ČKP

provision for claims from the guarantee fund in the breakdown on a reserve for

damages incurred and reported in the period before the balance sheet date, but in this

period ("RBNS") and a reserve for losses in the period prior to the

incurred by the balance sheet date, but in this period of undeclared (IBNR),

the technical provision for claims of legal insurance within the meaning of

section 29 of Act No. 168/1999 Coll., on liability insurance

vehicles, as amended by later regulations (hereinafter referred to as the statutory insurance)

breakdown on a reserve for damages incurred and reported in the period prior to the balance sheet

on the day, but in this period ("RBNS") and a reserve for damages in

the period prior to the balance sheet date resulting from, but in this period of undeclared

(IBNR) and a technical reserve.



Part 2 of the income and expense ČKP



Data area: DOPO39_21



Title: income and expense ČKP



Content:



The data area contains data on gross premiums of

frontier insurance, insurance claims costs in total for the Office,

the costs of outstanding claims from the guarantee fund (at no cost to

settlement of claims) in the costs of insurance claims for damage

to health or death caused by an unidentified vehicle operation,

which corresponds to the unknown person, the cost of insurance claims for damage

caused by operation of the vehicle, for which he is responsible a person without insurance

responsibility, the costs of insurance claims for damage caused by the operation of the

the vehicle, which corresponds to the person whose liability for this damage is

insured with an insurer that-due to their bankruptcy cannot pay the

This damage, the cost of insurance claims for damage caused by the operation of the

a foreign vehicle, for which corresponds to the person whose responsibility for the

This damage is insured by the frontier insurance, the cost of the insurance

for damage caused by operation of a foreign vehicle, whose driver

does not arise in the operation of the vehicle in the territory of the United States an obligation to

close the frontier insurance, the cost of claims-replacement

fulfillment and settlement of claims costs separately from the guarantee fund. Further

the data area contains information on the costs of outstanding claims from

legal insurance total (in terms of the cost of claims without

the cost of the settlement of claims and the costs of the settlement of claims by the statutory

insurance) administrative overhead offices, revenue from investments

Offices, other revenues relating to liability insurance

damage caused by operation of the vehicle for the Office and other costs

regarding liability insurance for damage caused by operation

vehicles for the Office.



Part 3 Counts of insurance and item of the event can be serviced Offices



Data area: DOPO39_31



Name: Number of insurance and item of the event can be serviced Offices



Content:



The data area contains data about the number of incidents relating to item

liability insurance for damage caused by operation of the vehicle reported

in the reference period in Office, the number of claims involving

the insurance of liability for damage caused by operation of the vehicle

reported in the reference period in Office, the number of claims

completed in the reference period in Office, the number of claims

actually paid in total for the Office, the number of claims in the

the reference period for reported and handled in the Office, the number of

claims without compensation for the Office and the number of claims

No refunds due to the limitation of claims for Office.



Part 4 additional information Office



Data area: DOPO39_41



Name: additional Office information



Content:



The data area contains data about the amount of the guarantee fund of the Office, the gross

the amount of the technical provisions to meet the obligations of the liability for the obligations of the Office

for member insurance companies Office on damage from the guarantee fund, the gross

the amount of the technical provisions to meet the obligations of the liability for the obligations of the Office

for member insurance companies Office on legal damages from insurance and

the average amount of damage on your insurance.



Report: GOVERNMENT (CNB) 43-04



Name: statement of insurance/reinsurance undertakings relating to operations within the Group



Content:



The statement ACKNOWLEDGED (CNB) 43-04 "statement of insurance/reinsurance undertakings relating to operations within the

the group "provides an overview of operations within the group, and is presented to the

insurance or reinsurance undertakings, which are in the mode of supervision of the

groups, under the law on insurance. In the statement, to be given all

major operations during the reporting period, the value of which exceeds 5%

the share capital of insurance or reinsurance undertakings or the 5 largest

operations.



Part 1 is provided and received loans



Data area: DOPO43_11



Title: overview of loans Insurance/reinsurance undertaking



Content:




The data area contains the list of loans provided by an insurance undertaking or

by the reinsurance undertaking to members of the group.



For each of these credits is the identification number of the debtor

(Infrared or NOTHING), the name and State of residence of the debtor, the currency in which the loan was

granted, the date of the loan, the loan repayment date, the amount of

the provided credit in CZK and current loan amount in CZK.



Data area: DOPO43_12



Title: overview of the loans received by the insurance company/reinsurance undertaking



Content:



The data area contains a list of the loans received by the insurance company or

reinsurance undertaking from the members of the group. For individual loans with lists

creditor identification number (IČ or NOTHING), the name and State of residence

the lender, the currency in which the loan was received, the date of receipt of the loan date

the loan repayment, the amount of the received credit in CZK and the present above accepted

credit in CZK.



Part 2 is provided and accepted guarantees



Data area: DOPO43_21



Title: overview of the guarantees provided by the insurance company/reinsurance undertaking



Content:



The data area contains a list of the guarantees provided by an insurance undertaking or

by the reinsurance undertaking to members of the group.



For the individual guarantees provided with the identification number of the body

(Infrared or NOTHING), which was warranted, the name and State of residence

entity, the nature of the guarantee, the currency in which the guarantee is granted,

the date of the granting of the guarantee, the expiry date of the guarantee and the amount of the

guarantees provided in CZK.



Data area: DOPO43_22



Title: Overview of the guarantees received by the insurance company/reinsurance undertaking



Content:



The data area contains a list of the guarantees received by the insurance company or

reinsurance undertaking from the members of the group. For individual guarantees received States

entity identification number (IČ or NOTHING), from whom the warranty

received, the name and State of residence of the entity, the nature of the guarantee, the currency in which

the guarantee was taken, the date of receipt of the warranty expiration date

warranties and guarantees in the amount received.



Part 3 Other reports



Data area: DOPO43_33



Title: overview of the cost-sharing agreements and other services provided



Content:



The data area contains an overview of the cost-sharing agreements and other

provided by the services. For each item, the identification

the number of the entity (COMPANY ID or ANYTHING) that an agreement on cost-sharing and other

services provided to closed, the name and State of residence of the entity description

activity or subject matter of the agreement on the sharing of costs, the currency in which the

cost-sharing agreement concluded and the amount of shared costs in CZK.



Data area: DOPO43_34



Title: Overview of passive hedging



Content:



The data area contains the list of all contracts to ensure that the passive

ensure the individual risk. For individual reinsurance contracts shall state the

entity identification number (IČ or ANYTHING) which was outstanding

the contract, the name and State of residence of the entity, the type of collateral, industry

the insurance, which will ensure the concerns, the currency in which the reinsurance

contract, the beginning and end of validity of the reinsurance contract, custom

the debit of the insurer in the amount of CZK ceded premiums and the amount of the secured

risks in CZK.



Data area: DOPO43_35



Title: overview of other commercial activities with an impact on the solvency of the insurance company/reinsurance undertakings



Content:



The data area contains a list of other major business

activities, which were in the period effect on the solvency

insurance or reinsurance undertakings. For each of the other business

the activities of the identification number (ID or ANYTHING), the name and State of residence

body to which the business subject, description of the business

the activity, the currency in which the business was carried out and an estimate of the amount of the

the impact of this activity on solvency in €.



Part 4 Deals with derivatives and securities



Data area: DOPO43_41



Name: Trades in derivatives and other off-balance sheet transactions



Content:



The data area contains a list of trades and other

off-balance sheet transactions with the individuals in the group. For each item

is the identification number (ID or ANYTHING), the name and State of residence

body to which the trade or transactions applies, the currency in which the

trade or transactions carried out in the agreed currency and amount in Eur and

a brief description of the operation.



Data area: DOPO43_42



Name: securities transactions and other assets



Content:



The data area contains the list of securities and other assets

within the group.



For each of the stores is the identification number (ID or ANYTHING)

body to which the business relates its name, State of residence, currency,

in which trade was made, the amount in the agreed currency and in Eur, the name and

ISIN of the assets and a brief description of the operation.



Part 5 of the operation with the outcome and as a result the capital connection to another

the person in the Group



Data area: DOPO43_51



Title: Operations with the result of capital link with another person of the Group



Content:



The data area contains all the operations carried out in the quarter,

the effect of which is to link with another person in the group, with an indication of

the name, country of origin and the identification number (ID or ANYTHING),

the currency in which the operation is conducted, the amounts in the agreed currency and in Eur and

a brief description of the operation.



Data area: DOPO43_52



Title: Operations as a result of capital link with another person of the Group



Content:



The data area contains all the operations carried out in a given quarter, in

as a result of capital link with another person of the group, indicating the

the name, country of origin and the identification number (ID or ANYTHING),

the currency in which the operation is conducted, the amounts in the agreed currency and in Eur and

a brief description of the operation.



Part 6 additional data to the balance sheet of the insurance undertaking/undertakings should for the purposes of

supervision



Data area: DOPO43_61



Name: selected assets



Content:



The data area contains various items of financial investments in persons

within the group, broken down by shares and other securities with variable

income, equity, debt securities, investments in

investment associations, other loans, deposits with financial

institutions and other financial investments. It also contains the borrowers in the item

breakdown of receivables from direct insurance operations, accounts receivable from operations

reinsurance and other receivables, and any breakdown is only

the Group of. The value of individual items are entered in the value of the

uncompensated of adjustments and accumulated depreciation, in the value of the compensated

adjustments and accumulated depreciation and separately mention values

adjustments and accumulated depreciation.



Data area: DOPO43_62



Name: Liabilities-lenders



Content:



The data area contains the item creditors broken down on commitments from operations

direct insurance Payables from reinsurance operations, commitments to the financial

institutions and other liabilities, and any breakdown is only

the Group of.



Report: GOVERNMENT (CNB) 46-04



Name: statement of insurance/reinsurance undertakings on the mix of investments



Content:



The statement ACKNOWLEDGED (CNB) 46-04 "statement of insurance/reinsurance undertakings about the song

financial investments "contains a detailed overview of the financial position

insurance or reinsurance undertakings. Some of the assets. given a flag

belonging to a particular group, i.e.. that all assets as

belonging to the same group are called the same symptom.



Part 1 financial investments 1



Data area: DOPO46_41



Name: debt securities



Content:



The data area contains an overview of the debt securities, differentiated

According to the type of financial placements under the provisions of section 70 of the Act on

the insurance industry. Furthermore, it is given to each asset and the name security ISIN

paper, identification number (IČ or ANYTHING) and the name of the entity, the State of residence

the issuer, the currency in which the debt securities issued, the contracting period

due date, the due date, interest rate, affiliation to a group,

accounting classification of portfolios of financial assets, subordination or pledge

financial placements, number of units, the nominal value of total,

total unit cost, total book value, book value of assets

used to cover reserves non-life insurance, the book value of assets

used to cover the reserves of life insurance without investment

life insurance and the book value of the assets used to cover the

life insurance reserves concerning the length of human life, the accounting

the value of the assets used to cover investment life reserves

insurance, the book value of assets used to cover the hedge reserve

non-life insurance, the book value of assets used to cover the

hedging reserves in life insurance and accounting value of assets

unused to cover the technical provisions.



Data area: DOPO46_42



Name: equity securities



Content:



The data area contains an overview of equity securities, differentiated

According to the type of financial placements under the provisions of section 70 of the Act on

the insurance industry. Each asset is given, the identification number ISIN

(Infrared or NOTHING), the name and State of residence of the issuer, the currency in which the


securities securities issued, belonging to the group, subordination or

the pledge of financial placements, number of units, unit cost, total

total book value, book value of assets used to cover the reserves

non-life insurance, the book value of assets used to cover the reserves

non-life insurance investment life insurance and

the book value of assets used to cover the reserves of life insurance

with respect to the length of human life, the book value of the assets that are used to

cover investment life insurance reserves, the book value of assets

used to cover reinsurance reserves non-life insurance, accounting

the value of the assets used to cover the reinsurance life

insurance and accounting value of assets unused to cover the technical

reserves.



Data area: DOPO46_43



Title: loan, loans and other receivables



Content:



The data area contains data about loans, loans and other receivables.

Next to each item is given the identification number (ID or ANYTHING),

the name and State of residence of the debtor, the name of the Member State or the Central

banks, Bank, insurance or reinsurance undertakings, which provided a guarantee,

the contractual due date, due date, membership of the group,

the interest rate on the last day of the reference quarter, the currency in which

the loan was made or the loan granted, subordination or pledge of financial

location, nominal amount, total book value, book value of debt

used to cover reserves non-life insurance, the book value of the debt

used to cover the reserve life insurance without investment

life insurance and the book value of the debt used to cover

life insurance reserves concerning the length of human life, the accounting

the value of the debt used to cover investment life reserves

insurance, the book value of the debt is used to cover the hedge reserve

non-life insurance, the book value of the debt used to cover

hedging reserves of life insurance and the book value of the debt

unused to cover the technical provisions.



Data area: DOPO46_44



Name: other accounts receivable



Content:



The data area contains the aggregated data for other accounts receivable, which

are distinguished by the insured loans, receivables from policyholders and

insurance intermediaries, not more than one month after their

maturity, the return of taxes, claims against the guarantee fund of the United

insurers ' Bureau. For each item is listed the book value

in total, the book value of receivables used for covering non-life provisions

insurance, the book value of receivables used for covering the provisions of the

insurance without investment life insurance and the book value of

Receivables used for covering life insurance provisions relating to

the length of human life, the book value of receivables used for covering

investment life insurance reserves, the book value of accounts receivable

used to cover reinsurance reserves non-life insurance, accounting

the value of the receivables used for covering the detention provisions of the

the book value of accounts receivable insurance and unused to cover the technical

reserves.



Data area: DOPO46_45



Name: Bills Of Exchange



Content:



The data area contains the data for the Bill of Exchange. For individual bills is stated

identification number (IČ or NOTHING), the name and State of residence, the name of the issuer

the Bank, which has provided a guarantee, contractual maturity date

maturity, belonging to a group, the currency in which the Bill of Exchange

exposed, the book value of the total, the book value of bills of Exchange that are used to

non-life insurance reserves coverage, the book value of bills of Exchange that are used to

reserve life insurance coverage without the investment life insurance and

the book value of bills of Exchange that are used to cover the provisions of the

insurance relating to the length of human life, the book value of bills of Exchange

used to cover the provision of investment life insurance, accounting

the value of the promissory note used to cover reinsurance reserves non-life

insurance, the book value of the promissory note used to cover the hedge reserve

life insurance and accounting value of bills of Exchange unused to cover

technical provisions.



Data area: DOPO46_46



Name: Real Estate



Content:



The data area contains an overview and details of the ten most important

real estate, according to the book value of the real estate. For the individual

real estate lists the name of the municipality and the State where the property is located,

type of real estate, property type, date of last estimate real estate

the acquisition price of the property, the total book value, book value

real estate used to cover reserves non-life insurance, accounting

value of the property used to cover non-life insurance reserves

investment life insurance and the book value of the real estate

used to cover life insurance provisions relating to the length of the

of human life, the book value of the property used to cover reserves

investment life insurance, the book value of the property used to

coverage reinsurance reserves non-life insurance, the book value of

real estate used to cover reinsurance and life insurance reserves

the book value of the property unused to cover the technical provisions.



Data area: DOPO46_47



Name: real estate, summary



Content:



The data area contains the aggregated data for all of the property held by the

insurance or reinsurance undertakings. It is reported the acquisition price real estate

in total, the book value of the total book value of the real estate, used to

coverage of non-life insurance reserves, the financial value of the property used

to cover the reserves of life insurance without investment life

insurance and financial value of the property used to cover reserves

life insurance related to the length of human life, the book value of

real estate used to cover investment life insurance reserves

the book value of the property used to cover the hedge reserve

non-life insurance, the book value of the property used to cover

hedging reserves of life insurance and the book value of the real estate

not used to cover technical provisions.



Data area: DOPO46_48



Name: Deposits and deposits committed deposit certificate,



Content:



The data area contains data on deposits and the deposits confirmed

deposit certificate, the party holding a sheet or other similar document for the

banks that are authorised to operate in the territory of the Member States including the United

States, as the Bank. For individual deposits by the identification

number (IDENTIFICATION NUMBER or NO), Bank name and State of residence, type of deposit, the Contracting

the due date, due date, belonging to a group, the interest

the rate on the last day of the reference quarter, the currency in which the deposit

kept, subordination or pledge financial location, book value

in total, the book value of deposit used to cover reserves non-life

insurance, the book value of the deposit is used to cover the provisions of the

insurance without investment life insurance and the book value of

the deposit is used to cover provisions relating to life insurance

the length of human life, the book value of deposit used to cover reserves

investment life insurance, the book value of deposit used to

coverage reinsurance reserves non-life insurance, the book value of the deposit

used to cover the hedge reserve life insurance and accounting

the value of the deposit unused to cover the technical provisions.



Data area: DOPO46_49



Name: objects and works of art of cultural value



Content:



The data area contains the information about the items and works of art, cultural

value of award-winning at least two experts, and who are insured for

in case of damage, destruction, loss or theft for other insurance companies. U

the individual items are indicated by the name of the article, the name of the insurance undertaking which

to insure the item, unit cost, total book value of the item,

the book value of assets used to cover the reserves non-life insurance,

the book value of assets used to cover the non-life insurance reserves

investment life insurance and the book value of assets

used to cover life insurance provisions relating to the length of the

of human life, the book value of assets used to cover the reserves

investment life insurance, the book value of the assets that are used to

coverage reinsurance reserves non-life insurance, the book value of assets

used to cover the hedge reserve in life insurance and accounting

the value of the unused assets to cover the technical provisions.



Data area: DOPO46_50



Name: receivables from reinsurance undertakings



Content:



The data area contains information relating to claims for reinsurance undertakings. U

individual claims for reinsurance undertakings shall show the identification number of the

(Infrared or NOTHING), the name and State of residence, the providers of the currency in which it is

the claim led the group, the amount of the claim against the

reinsurers, the amount of the technical provisions, reinsurers, above

commitment to the reinsurer, the book value of the total book value


Receivables used for covering non-life insurance reserves, accounting

the value of the receivables used for covering non-life insurance reserves

investment life insurance and the book value of accounts receivable

used to cover life insurance provisions relating to the length of the

of human life, the book value of receivables used for covering the reserves

investment life insurance, the book value of accounts receivable that are used to

coverage reinsurance reserves non-life zhetní value

Receivables used for covering the hedge reserve life insurance and

the book value of accounts receivable unused to cover the technical provisions.



Data area: DOPO46_51



Name: Derivatives



Content:



The data area contains an overview of the derivatives. For each of the derivatives are

lists the name and ISIN derivative, identification number (IČ or NOTHING), the name and

State of residence of the counterparty, the trade date and the due date, the type of

provided by the risk of the derivative, the currency in which is provided by the

portfolio, the jurisdiction of the counterparty to the group, ISIN of the underlying

assets, the identification number and the name of the issuer of the underlying asset,

the nominal value of the underlying assets, the number of units, whether

It is a hedge derivative or not, in the case of the currency of the derivative is

lists the currency sold and purchased, the agreed exchange rate, in the case of

interest rate derivative is expressed to be granted or taken the interest rate,

Additionally, the total financial value of the derivative (real), accounting (real)

the value of the hedging derivative used to cover reserves non-life

insurance accounting (real) value of the hedging derivative used to

reserve life insurance coverage without the investment life insurance and

accounting of (real) value of the hedging derivative used to

reserve life insurance coverage relating to the length of human life,

accounting (real) value of the hedging derivative is used to cover

reserves investment life insurance, accountant (real) value

the hedging derivative is used to cover the hedge reserve

non-life insurance, accountant (real) value of the hedging derivative

used to cover the hedge reserve life insurance and accounting

(real) value of the derivative of unused to cover the technical provisions.



Data area: DOPO46_52



Name: other financial investments



Content:



The data area contains a list of other financial placements. U

each of the other financial placement shows the type of the other

financial placements, identification number (IČ or NOTHING), name and State

the registered office of the body, the currency in which it is conducted, other financial investments

the book value of assets used to cover investment life reserves

insurance and accounting value of assets unused to cover the technical

reserves.



Report: GOVERNMENT (CNB) 50-02



Name: selected indicators Insurance/reinsurance cross-border activities



Content:



The statement ACKNOWLEDGED (CNB) 50-02 "the selected indicators Insurance/reinsurance

cross-border activities "provides an overview of selected indicators according to

individual insurance industry relating to the Member States

The European Union (hereinafter referred to as the "EU") and the European economic area (hereinafter referred to

"the EEA"), which was operated by the insurance or reinsurance undertaking

insurance or reinsurance activities on the basis of the freedom to temporarily

to provide services or through branches.



Part 1 operation of insurance business



Data area: DOPO50_11



Name: engage in insurance activities outside the Czech Republic



Content:



The statement contains the information whether carried on in the reference period

the insurance activities of the insurance or reinsurance undertaking according to the sector of living

insurance or by non-life insurance industry in other Member

States of the EU and the EEA on the basis of the freedom to temporarily provide services or

through its branch (answer yes/no). In the case of at least one

the answer, insurance or reinsurance undertaking further fills in for individual

Member States of the EU and the EEA in which the insurance or reinsurance undertaking

insurance business operated on the basis of the freedom to temporarily provide

services, or through its affiliates, the second part of the statement that

contains selected indicators according to the various classes of insurance.



Part 2 of the pointer for the operation of the insurance activities in the form of branches and

without the Foundation of a subsidiary



Data area: DOPO50_31



Name: selected indicators for Member States



Content:



The data area contains the figures for gross premiums written, gross

claims costs and commissions to intermediaries both in

the resolution of the kind of activity of the insurance and reinsurance activities, as well as

According to the individual classes of insurance and non-life insurance

and by Member States of the EU and the EEA in which the insurance company

or reinsurance undertaking carried on insurance business through their

a branch or under the freedom to temporarily provide services.



Report: GOVERNMENT (CNB) 63-01



Name: a statement of solvency for the insurance/reinsurance undertakings



Content:



The structure of the statement of CONCEPTS (CNB) 63-01 "solvency Statement for

Insurance/reinsurance undertaking "corresponds to the calculation procedure of the solvency in accordance with

the CNB Decree No. 434/2009 Coll., which implements certain provisions of

the law on the insurance industry.



Report: GOVERNMENT (CNB) 65-01



Name: statement for the calculation of the adjusted solvency margin of the insurance undertaking, a reinsurance undertaking in/



Content:



The structure of the statement of CONCEPTS (CNB) 65-01 "statement for the calculation of the adjusted rate

the solvency of the insurance undertaking, a reinsurance undertaking "in/corresponds to the procedure set out in

the calculation of the solvency margin according to the CNB Decree No. 434/2009 Coll., which

implementing some provisions of the law on insurance.



Report: GOVERNMENT (CNB) 70-04



Name: reports on organizational structure and qualified holdings Insurance/reinsurance undertakings



Content:



The statement ACKNOWLEDGED the Czech Republic 70-04 "reports on the organizational structure and

qualified holdings Insurance/reinsurance undertakings "is an overview of the

Basic identification data, organizational structure, bodies,

employees and shareholders, insurance or reinsurance undertakings.



Insurance companies from third States and reinsurance undertakings from third countries be completed

only the data area of the DIS60_01, DIS60_04, DOPO70_16, DIS60_13, DIS60_14,

DOPO70_24 and DIS60_06 data area separately information about founder

the branch.



Part 1 basic information about the reporting entity



Data area: DIS60_01



Title: Identification of the reporting entity



Content:



The data area contains the name, identification number, address of the registered office and

correspondence (mailing) address, telephone and fax connection,

e-mail address and website of the assurance undertaking or

reinsurance undertaking.



Data area: DIS60_06



Title: data on the founders of the branch



Content:



The data area contains the name of the founder, the identification number of the body,

legal address, phone and fax and e-mail address

the Central Office of the registered office of the founder of the branch insurance or reinsurance undertakings.



Data area: DIS60_02



Name: capital of the reporting entity



Content:



The capital of the insurance or reinsurance undertakings (registered, the effective and

registered in the commercial register), and the means for repaying

including the share premium capital broken down according to origin

The Czech Republic, the Czech Republic, State and private, and later on Member

EU States without the United States, other EEA countries without the EU and other countries

without the EEA. Allocation of capital to the domestic and international

States with legal entities, according to the country of registration and for natural persons

the domicile of the shareholders.



Data area: DIS60_03



Name: number of voting rights of the reporting entity



Content:



The data area contains the number of the voting rights of the reporting entity, from the

the number of voting rights held by the company's own shares and exercisable

voting rights.



Data area: DIS60_04



Name: staff of the reporting entity



Content:



The data area contains the registration and FTE average registration

the status of employees of the insurance or reinsurance undertaking in the Czech

Republic headquarters and branches, EU Member States without the United

States, other EEA countries without EU and other States without the EEA, and that always

from the perspective of the organizational units.



Data area: DOPO70_16



Title: business unit reporting entity



Content:



In the data area are reported without the headquarters organizational unit

insurance or reinsurance undertaking in the Czech Republic, Member States

The EU without the United States, other EEA countries without EU and other States without

The EEA.



Data area: DIS60_07



Title: basic identifying information about the branch office abroad



Content:



The data area contains the name of the branch offices abroad, registered address,

telephone and fax connections and electronic mail address of the Central Office headquarters

branches of insurance or reinsurance undertakings, the name or names, last name, and

the title of the head of representative offices abroad.



Part 2 of the members of the organs of the reporting entity



Data area: DIS60_11




Title: Members of the statutory body of the reporting entity



Content:



The data area contains a list of the members of the Board of the insurance undertaking, or

reinsurance undertaking, indicating their names, or names, last name, title,

date of birth, telephone and fax connection, electronic addresses

mail, work functions and data taking up their duties.



Data area: DIS60_12



Title: Members of the supervisory body of the reporting entity



Content:



The data area contains a list of the members of the supervisory body of the insurance or

reinsurance undertaking, indicating their names, or names, last name, title,

date of birth, telephone and fax connection, electronic addresses

mail, work functions and data taking up their duties.



Part 3 the managing and reporting entity contact persons



Data area: DIS60_13



Name: controlling entity the reporting entity



Content:



The data area contains the list of directors insurance or reinsurance undertakings

with an indication of their names, or names, last name, title, date

of birth, telephone and fax connection, electronic mail addresses,

job functions and data taking up their duties, as well as relationship management persons

returning to the subject and the main work area.



Data area: DIS60_14



Name: contact person for the reporting entity defined area



Content:



The data area contains a list of the contact persons of the assurance undertaking or

reinsurance undertakings for the defined area (internal audit, statistics, reporting

for the Czech National Bank, accounting, collaboration with the supervision of the

financial market and public relations), indicating their names, where appropriate,

name, last name, title, date of birth, telephone and fax connection,

e-mail address and job function.



Shareholder structure of part 4 of the reporting entity



Data area: DIS60_42



Name: the reporting entity's shareholders-legal entities



Content:



The data area contains the details of the shareholders-legal entities with

an indication of the identification number, the name of the legal person, country of location,

economic sector of economic activity, the total nominal value of the

shares held by a shareholder in CZK, the total number of voting rights

held by the shareholder, and the application of significant influence. Shall be shown only

shareholders with a share of the capital of the insurance or reinsurance undertakings

greater than 5%.



Data area: DIS60_43



Name: the reporting entity's shareholders-natural persons



Content:



The data area contains the details of the shareholders-natural persons with

indicating their names, or names, last name, title, date of birth,

address of residence, the total nominal value of the shares held by a shareholder in the

CZK, the total number of voting rights held by a shareholder and the application of the

significant influence. Shareholders shall be provided only with the shareholding

capital of the insurance or reinsurance undertaking greater than 5%.



Part 5 of the qualifying holding of the reporting entity



Data area: DOPO70_51



Name: the qualified participation by the reporting entity



Content:



The data area contains data about qualified holdings an insurance or

reinsurance undertaking, with an indication of the identification number, the name of the legal person,

country of location, legal form, the economic sector, the sector of the economic

the result, the application of the significant influence of the capital registered in the

the business register, the total number of voting rights, the value of direct

and indirect share of insurance or reinsurance undertakings in CZK and the number of direct and

indirect voting rights.



Section 6 Overview of selected basic data for insurance/reinsurance undertakings



Data area: DOPO70_24



Name: the responsible actuary Insurance/reinsurance undertakings



Content:



The data area of the statement contains information about the responsible insurance mathematician

insurance or reinsurance undertakings-name or name, last name, title,

date of birth, telephone and fax connection, electronic mail address, and

date of function.



Annex 2



The basic content of the additional information submitted by the Czech National Bank

under section 9 of the



Part 1: for more information on the CONCEPTS (CNB) 10-04 "balance sheet

Insurance/reinsurance undertakings for the purposes of supervision "



Name: Run-off analysis of the provision for claims for non-life

insurance



Content:



I. additional information contains a run-off analysis of the provision for outstanding claims

in the structure and scope of that insurance or reinsurance undertaking shall be

the verification of compliance in the gross provision for outstanding claims with the

the subsequent facts. Taking into account the following



1. Presented to the run-off analysis is handled separately for insurance company

or reinsurance undertaking selected broken down into groups according to which computing

was to the period fixed provision for outstanding claims to be

obligations of the insured events in the period before the balance sheet date

incurred, but in this period, Latvia;



2. In the run-off analysis of test conditions provision for outstanding claims

performance, even with a delay of more than one year, if it is

relevant;



3. Part of the run-off analysis is information about the initial state

tested reserves, payment of these reserves and the current state of the reserves

to the originally booked losses, all in absolute amounts (in Eur);



4. In the case of insurance under the insurance sector referred to in point B

10 (a). and annex No. 1) to the Insurance Act is done run-off

analysis of the provision for outstanding claims intended to cover liabilities from insurance

the events in the period incurred prior to the balance sheet date, the reported, but in

This period not yet settled, especially for property damage, health and

annuities;



5. the information is communication, whether they are part of the analysis of the regresy and

which shall be cost related to the liquidation of insurance events

Enter the run-off analysis;



6. Part of the information is to check the amount of the provision for insurance claims

intended to cover liabilities from claims in the period prior to the balance sheet

the date incurred, reported, but not yet settled in this period and later

the status of the reserve for outstanding claims designed to cover liabilities from insurance

the events in the period before the balance sheet date, but incurred in this period

undocumented status in accounting and the corresponding values

entering the run-off analysis with an explanation of any deviations.

Part of the additional information is to check whether the value of entering into a run-off

analysis of correspond to values in accounting, with an explanation of any

deviations. A check is performed for data that is associated with the most recent

test status.



II. If the type operated by the activity of insurance or reinsurance undertakings or

How to prevent internal data acquisition processing of a materially correct

of the requirements referred to in point I./1. to i./6., insurance or reinsurance undertaking

shall notify the Czech National Bank, which shall examine the justification

and, where appropriate, will propose a modification of the presented information.



Title: Data on the evolution of damages for the non-life insurance



Content:



I. additional information contains data documents in the structure and the extent to

that insurance or reinsurance undertaking shall be made out for the purpose of determining gross

the amount of the provision for outstanding claims intended to cover liabilities from insurance

the events in the period before the balance sheet date, but incurred in this period

report for the last reporting period. In doing so, takes into account

the following



1. data documents are broken down into groups according to which computing

was to the period fixed provision for outstanding claims to be

obligations of the insured events in the period before the balance sheet date

incurred, but in this period, Latvia;



2. If you used multiple methods for the determination of the provision for outstanding claims

intended to cover liabilities from claims in the period prior to the balance sheet

the date incurred, but during this period Latvia within a single compute

the group lists all of the supporting documents, relevant data methods;



3. in the case of development triangles or other aggregate forms of data

insurance or reinsurance undertaking shall be a brief description of their composition;



4. It is necessary that from the data, it was possible for each computer

Group, and a year of insurance event also calculate the performance of paid and

the number of registered damages;



5. in the case that any of the methods establishes a large volume

nekalamitních damage, the list of all item damage

used for the calculation.



6. Computer groups are defined in terms of covered products and

(relationship between the computing industry group, product group and

the insurance industry). It is necessary that product groups were identical with

product groups referred to in the statement of additional information to the GOVERNMENT

(CNB) 20-04 "profit and loss account Insurance/reinsurance undertakings",



7. Be accompanied by a check of the above data with the status in

accounting with an explanation of any deviations. Part of the item

list of damages exclusion in determining the provision for outstanding claims specified

to cover liabilities from insurance events in the period before the balance sheet date

incurred, but undocumented in this period in the individual compute

groups. A check is performed for the last data tracked financial

period.



II. If the type operated by the activity of insurance or reinsurance undertakings or


How to prevent internal data acquisition processing of a materially correct

of the requirements referred to in point I./1. -I./7., insurance or reinsurance undertaking

shall notify the Czech National Bank, which shall examine the justification

and, where appropriate, will propose a modification of the presented information.



Part 2: for more information on the CONCEPTS (CNB) 20-04 "profit and loss statement

Insurance/reinsurance undertakings "



Name: profit and loss account according to product groups



Content:



1. For more information, in the form of the table includes all the products of the

and non-life insurance or reinsurance. Products are divided into groups

by products or types of insurance and reinsurance, which insurance company or

reinsurance undertaking uses as part of its internal control system. In the area of

non-life insurance and reinsurance costs and for more information

revenues, at least in the range as defined by paragraph (2). In the field of

insurance and re-insurance or reinsurance undertaking shall submit to the other

the extent and structure of information, which it uses to track

the profitability of the insurance and reinsurance.



2. the insurance or reinsurance undertaking shall be the costs and revenues in at least

as follows: gross premiums written, premiums ceded

reinsurers, change in the gross and net amount of provision for unearned

premiums, gross and net claims costs, the cost of

the processing of claims, adopted by the regresy, the change in the gross and net amount

provision for outstanding claims, changes in other technical provisions,

net of reinsurance net operating expenses, acquisition

the cost of the premiums paid to the insurance contract/commissions, status change

deferred acquisition costs, administrative expenses, commissions from

reinsurers and shares in the profits, total technical result.



3. additional information is built according to the methodological procedures used

an insurance undertaking or a reinsurance undertaking in accordance with its accounting practices.



Part 3: overview of premiums program



Content:



1. An overview of all the groups of the risks in the insurance undertaking or reinsurance undertaking selected

the Division, with an indication of the maximum net custom notch at risk

the maximum net custom notch at the event, and the estimated

premiums on your own scores in that group of risks following the application of all

passive mandatory reinsurance contracts that are related to the coverage of

risks in the group. In the case of a catastrophic reinsurance

insurance or reinsurance undertaking shall also indicate the period return total

secured damages;



2. All the obligatory reinsurance contract concluded passive on the current

underwriting year, from which it will be. Obviously the share of individual

reinsurers on individual contracts and the layers and price of each

layers;



3. A description of the major changes in the program for the current premium subscription

year compared to the previous upisovacímu year;



4. all the obligatory contract active reinsurance insurance company

or reinsurance undertaking on the current subscription year.



1) § 19 para. 9 of Act No. 563/1991 Coll., on accounting, as amended by

amended.



2) Act 300/2008 Coll., on electronic acts and authorized

convert documents, as amended.



3) section 11 of Act No. 227/2008 Coll. on electronic signature and amending

some other laws (the law on electronic signature).